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Subject: Questions and Answers on GGS
Date: Mon, 15 Sep 2025 11:40:10 +0100
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A No-Frills, Straightforward Explanation of The Scheme ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏
<https://clicks.portmanfinancegroup.co.uk/email/S-3768@125294@eZrNzVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@>
<https://clicks.portmanfinancegroup.co.uk/email/S-3768@125288@eZrNzVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@>
At Portman, as a broker we’ve spent years helping thousands of businesses
access Government-backed funding through the likes of CBILS, Bounceback and
RLS. If investment is on your radar, here’s the lowdown:
1. Is GGS actually any good?
It’s a solid choice for businesses with mid-tier credit who want access to
better rates enabled by the guarantee.
2. Is it the best choice?
Every business is in a different situation. Your account manager might find
that straightforward asset finance, short-term or flexible funding or even a
syndicated deal with multiple lenders might be better for your situation.
One simple Portman enquiry gets you access to all the options.
3. Is it cheap?
GGS asset finance rates start at 7.9%. AFR.
4. Who is eligible?
UK based businesses with a viable proposition, not in insolvency proceedings
and turnovers up to £45m. Asset finance is available to new starts, cash
loans require 3 years trading history.
5. Is it different to normal funding?
Unlike other products it carries a 70% guarantee to the lender. This added
security reduces risk, making better rates more accessible to more
businesses. Plus, whilst you might be asked to sign a PG, lenders cannot
take your personal private residence as security.
<https://buzzlocals3shared.cachefly.net/5838e70af6/email_assets/786/revisions/9/640xunlimited___68b81e7a429e8_abullettick.png?icfid=3464>
How do I apply?
There’s a super quick online form and we’ll call you back to discuss what’s
right for you.
<https://clicks.portmanfinancegroup.co.uk/email/S-3768@125289@eZrNzVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@>
Enquire
Not right for you just now?
No worries. Take a look at the site
<https://clicks.portmanfinancegroup.co.uk/email/S-3768@125290@eZrNzVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@>
, bookmark it for later, you never know.
Kind Regards,
Alex Read
Chief Executive Officer
01604 761 276
<mailto:marketing@portmanfinancegroup.co.uk?subject=Finance%20Enquiry>
Email The Team
<https://clicks.portmanfinancegroup.co.uk/email/S-3768@125291@eZrNzVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@>
Online Enquiry
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When taking on debt the business is liable for the full amount. If a
personal guarantee is provided the guarantor will be liable for the full
debt. For government-backed funding you may be required to sign a personal
guarantee.
Portman Finance Group includes Portman Financial Services Limited: 14118062
authorised and regulated by The Financial Conduct Authority for its credit
broking activities and deals with a panel of lenders (FRN 976903), Portman
Leasing Limited Registered in England: 06797365 Portman Business Finance
Limited Registered in England: 14742864 and Portman Commercial Finance
Limited Registered in England: 10011121 Registered Office for all group
companies: Portman House, 300 Pavilion Drive, Northampton Business Park,
Northampton, NN4 7YE. AFR= Annual Flat Rate.
This communication relates solely to the provision of credit for the
purposes of customers’ businesses. An application for finance will involve
an assessment of your creditworthiness and suitability. You are not required
to use a broker to access government-backed funding. Internet communications
are not secure and therefore this company does not accept legal
responsibility for the contents of this message. View our Privacy Policy
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here
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.
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Your preferences: You are receiving this email as you have either previously
enquired with us about business finance, or your address was provided to us
by a business directory or credit reference agency as someone who may be
interested in finance options. To stop receiving emails regarding small
business tips, government initiatives, and business funding options, you can
manage your preferences or opt out, here.
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<a =
href=3D"https://clicks.portmanfinancegroup.co.uk/email/S-3768@125288@eZrN=
zVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@" target=3D"_blank" =
workflow=3D"WF_679a605344f2d"><img width=3D"400" class=3D"fit_w" =
src=3D"https://buzzlocals3shared.cachefly.net/5838e70af6/email_assets/786=
/revisions/9/640xunlimited___68b972523195a_instiller.png?icfid=3D3464" =
alt=3D"" title=3D""></a>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(128, 128, 128); border-width: 0px; =
border-collapse: unset; border-style: none; background-color: rgb(18, =
65, 89);" bgcolor=3D"#124159">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 0px 50px 10px; font-size: =
16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"font-size: 18px; color: rgb(255, =
255, 255);">At Portman, as a broker we=E2=80=99ve spent years helping =
thousands of businesses access Government-backed funding through the =
likes of CBILS, Bounceback and RLS. If investment is on your radar, =
here=E2=80=99s the lowdown:</span></p></div>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 10px; =
border-collapse: separate; border-style: solid; background-color: =
rgb(244, 245, 251);" bgcolor=3D"#f4f5fb">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 20px 50px 0px; font-size: =
16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"color: rgb(51, 51, 51); =
font-size: 16px;">1. </span><strong><span style=3D"color: rgb(51, =
51, 51); font-size: 16px;">Is GGS actually any =
good?</span></strong><br><span style=3D"color: rgb(51, 51, 51); =
font-size: 14px;">It=E2=80=99s a solid choice for businesses with =
mid-tier credit who want access to better rates enabled by the =
guarantee.</span></p></div>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 10px; =
border-collapse: separate; border-style: solid; background-color: =
rgb(244, 245, 251);" bgcolor=3D"#f4f5fb">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 0px 50px; font-size: 16px; =
font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"font-size: 16px; color: rgb(51, =
51, 51);">2. <strong>Is it the best =
choice?</strong></span><br><span style=3D"font-size: 14px;">Every =
business is in a different situation. Your account manager might find =
that straightforward asset finance, short-term or flexible funding or =
even a syndicated deal with multiple lenders might be better for your =
situation. One simple Portman enquiry gets you access to all the =
options.</span></p></div>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 10px; =
border-collapse: separate; border-style: solid; background-color: =
rgb(244, 245, 251);" bgcolor=3D"#f4f5fb">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 0px 50px; font-size: 16px; =
font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"color: rgb(51, 51, 51); =
font-size: 16px;">3. </span><strong><span style=3D"color: rgb(51, =
51, 51); font-size: 16px;">Is it cheap?</span></strong><br><span =
style=3D"color: rgb(51, 51, 51); font-size: 14px;">GGS asset finance =
rates start at 7.9%. AFR. </span></p></div>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 10px; =
border-collapse: separate; border-style: solid; background-color: =
rgb(244, 245, 251);" bgcolor=3D"#f4f5fb">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 0px 50px; font-size: 16px; =
font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"color: rgb(51, 51, 51); =
font-size: 16px;">4. </span><strong><span style=3D"color: rgb(51, 51, =
51); font-size: 16px;">Who is eligible?</span></strong><br><span =
style=3D"color: rgb(51, 51, 51); font-size: 14px;">UK based businesses =
with a viable proposition, not in insolvency proceedings and turnovers =
up to =C2=A345m. Asset finance is available to new starts, cash loans =
require 3 years trading history.</span></p></div>=0A=
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<table width=3D"600" class=3D"row-tb_100 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 10px; =
border-collapse: separate; border-style: solid; background-color: =
rgb(244, 245, 251);" bgcolor=3D"#f4f5fb">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 0px 50px; font-size: 16px; =
font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">=0A=
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0">=0A=
<tbody><tr>=0A=
<td style=3D"font-family: Lato, Tahoma, =
sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"left" =
valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p><span style=3D"font-size: 16px; color: rgb(51, =
51, 51);">5. <strong>Is it different to normal =
funding?</strong></span><span style=3D"color: rgb(51, 51, =
51);"><br><strong><span style=3D"font-size: =
14px;">=E2=80=8B</span></strong></span><span style=3D"font-size: 14px; =
color: rgb(51, 51, 51);">Unlike other products it carries a 70% =
guarantee to the lender. This added security reduces risk, making better =
rates more accessible to more businesses. Plus, whilst you might be =
asked to sign a PG, lenders cannot take your personal private residence =
as security.</span></p></div>=0A=
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data-ed-custom-section=3D"78">=0A=
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<table width=3D"600" border=3D"0" class=3D"row-tb_4060 =
row_full_width" style=3D"width: 600px; max-width: 600px; border-radius: =
0px; border-color: rgb(255, 255, 255); border-width: 5px; =
border-collapse: separate; border-style: none solid; background-color: =
rgb(255, 255, 255);" bgcolor=3D"#ffffff">=0A=
<tbody><tr>=0A=
<td style=3D"padding: 10px 20px 0px; font-size: 16px; color: =
rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">=0A=
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">=0A=
<tbody><tr class=3D"flex-wrapper">=0A=
<td width=3D"50" style=3D"font-size: 16px; color: rgb(51, 51, =
51); font-family: Lato, Tahoma, sans-serif;" valign=3D"middle" =
align=3D"center">=0A=
<img class=3D"fit_w" =
src=3D"https://buzzlocals3shared.cachefly.net/5838e70af6/email_assets/786=
/revisions/9/640xunlimited___68b81e7a429e8_abullettick.png?icfid=3D3464" =
alt=3D"" title=3D"" width=3D"50">=0A=
</td>=0A=
<td class=3D"spacer mobile-hide" width=3D"20" =
style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, =
Tahoma, sans-serif;"></td>=0A=
<td width=3D"440" align=3D"left" style=3D"font-family: Lato, =
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<div class=3D""><p><strong><span style=3D"font-size: 18px; =
font-family: Lato, Tahoma, sans-serif;">How do I =
apply?</span></strong><span style=3D"font-family: Lato, Tahoma, =
sans-serif;"><br><span style=3D"font-size: 14px;">There=E2=80=99s a =
super quick online form and we=E2=80=99ll call you back to discuss =
what=E2=80=99s right for you.</span></span></p></div>=0A=
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style=3D"width: 600px; max-width: 600px; background-color: rgb(255, 255, =
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border-width: 0px; border-collapse: unset; border-style: none;" =
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border-style: none; border-color: rgb(128, 128, 128); border-width: 0px; =
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text-align: center; text-decoration: none; width: 100%; display: =
inline-block; text-size-adjust: none; line-height: normal; font-family: =
Arial, "Helvetica Neue", Helvetica, sans-serif;' =
href=3D"https://clicks.portmanfinancegroup.co.uk/email/S-3768@125289@eZrN=
zVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@" workflow=3D"WF_679a605344f2d">=0A=
<span style=3D"color: rgb(19, 33, 46);">Enquire</span>=0A=
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valign=3D"middle">=0A=
<div class=3D"" style=3D"line-height: 1.5; =
letter-spacing: 0px;"><p>Not right for you just now?</p><p>No worries. =
<a =
href=3D"https://clicks.portmanfinancegroup.co.uk/email/S-3768@125290@eZrN=
zVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@" target=3D"_blank">Take a look =
at the site</a>, bookmark it for later, you never know.</p></div>=0A=
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unset; border-style: none; background-color: rgb(255, 255, 255);" =
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<div class=3D""><p>Kind Regards,</p><p>=E2=80=8BAlex =
Read<br><strong>Chief Executive =
Officer </strong></p><p>=E2=80=8B01604 761 276</p></div>=0A=
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border-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" =
width=3D"90%">=0A=
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style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, =
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text-size-adjust: none; line-height: normal; font-family: Lato, Tahoma, =
sans-serif;" =
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quiry">=0A=
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padding-top: 10px; padding-bottom: 10px; border-style: none; =
border-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" =
width=3D"90%">=0A=
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Lato, Tahoma, sans-serif;" =
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zVEYTr1UWUQf1LsxHSSfzLUx-9JaWzSsW6jWkRQ.@" workflow=3D"WF_679a605344f2d">=0A=
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<div style=3D"line-height: 1; =
letter-spacing: 0px;" class=3D""><p><span style=3D"font-size: =
10px;"><strong><span style=3D"color: rgb(249, 249, 251);">When taking on =
debt the business is liable for the full amount. If a personal guarantee =
is provided the guarantor will be liable for the full =
debt. </span></strong><span style=3D"color: rgb(249, 249, =
251);"><u><strong>For government-backed funding you may be required to =
sign a personal guarantee.</strong></u></span></span></p><p><span =
style=3D"font-size: 10px;"><span style=3D"color: rgb(249, 249, =
251);">Portman Finance Group includes Portman Financial Services =
Limited: 14118062 authorised and regulated by The Financial Conduct =
Authority for its credit broking activities and deals with a panel of =
lenders (FRN 976903), Portman Leasing Limited Registered in England: =
06797365 Portman Business Finance Limited Registered in England: =
14742864 and Portman Commercial Finance Limited Registered in England: =
10011121 Registered Office for all group companies: Portman House, 300 =
Pavilion Drive, Northampton Business Park, Northampton, NN4 7YE. AFR=3D =
Annual Flat Rate. </span></span></p><p><span style=3D"font-size: =
10px; color: rgb(249, 249, 251);">This communication relates solely to =
the provision of credit for the purposes of customers=E2=80=99 =
businesses. An application for finance will involve an assessment of =
your creditworthiness and suitability. You are not required to use a =
broker to access government-backed funding. Internet communications are =
not secure and therefore this company does not accept legal =
responsibility for the contents of this message. View our Privacy =
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