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From: Leah Griffiths <Leah_Griffiths@ajg.com>
To: "bob@sarahharvey.com" <bob@sarahharvey.com>
CC: "jobs@sarahharvey.com" <jobs@sarahharvey.com>
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Importance: high
Date: Wed, 15 Oct 2025 08:52:55 +0000
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Hello,

As you are aware your business insurance expired today.

Please contact us as a matter of urgency to avoid gaps in cover.

If we do not hear from you, the Professional Indemnity insurance will lose =
its retroactive date and Employee=E2=80=99s Liability will not be covered (=
please note by law your are required to have Employee=E2=80=99s Liability i=
n place if you have employee=E2=80=99s for the company)

I hope to hear from you shortly.

Kind Regards,
Leah Griffiths

Account Manager & SME
[cid:image001.gif@01DC3DB9.36FAEA50]

Direct: 01443 807473
Leah_Griffiths@ajg.com<mailto:Leah_Griffiths@ajg.com>
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
www.ajg.com/uk


From: Leah Griffiths
Sent: 14 October 2025 16:29
To: bob@sarahharvey.com
Subject: URGENT: Renewal Invite :=E2=80=93 Contact Reference : 11524793 - C=
lient Name : Sarah Harvey Limited
Importance: High

Dear Bob,

Your business insurance for Sarah Harvey Limited expires at midnight tonigh=
t.
I have attempted to call on a few occasions, however was advised you would =
get back to me on this.

Please could you confirm how you wish to proceed and if there are any chang=
es?

I look forward to hearing from you.

Kind Regards,
Leah Griffiths

Account Manager & SME
[cid:image001.gif@01DC3DB9.36FAEA50]

Direct: 01443 807473
Leah_Griffiths@ajg.com<mailto:Leah_Griffiths@ajg.com>
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
www.ajg.com/uk


From: Chelsea_Evans@ajg.com<mailto:Chelsea_Evans@ajg.com> <Chelsea_Evans@aj=
g.com<mailto:Chelsea_Evans@ajg.com>>
Sent: 30 September 2025 07:17
To: bob@sarahharvey.com<mailto:bob@sarahharvey.com>
Subject: Renewal Invite :=E2=80=93 Contact Reference : 11524793 - Client Na=
me : Sarah Harvey Limited

Dear Mr Home,

Your Commercial Combined Insurance Policy is due for renewal on 15th Octobe=
r 2025 and I am pleased to attach your renewal terms from Q Underwriting Se=
rvices Limited.

Please read the attached documents carefully to ensure that the policy meet=
s your requirements. If you would like to make any changes, please do not h=
esitate to contact me.

I look forward to receiving your instructions to proceed.

Kind Regards,

Chelsea Evans
Account Manager, SME & Personal Lines
[A close-up of a black background<br><br>Description automatically generate=
d]

Direct: 01443 807 416
chelsea_evans@ajg.com<mailto:chelsea_evans@ajg.com>

Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XT
www.ajg.com/uk<http://www.ajg.com/uk>


This email is being sent by a subsidiary of the Arthur J. Gallagher & Co. g=
lobal group of companies. For details of the registered office, company num=
ber and, where applicable, regulated status of our subsidiaries, please vis=
it https://www.ajg.com/uk/legal-and-regulatory-information. Your account ex=
ecutive will make clear at the beginning of the relationship which entity i=
s providing services to you, or please refer to your Terms of Business Agre=
ement.

For information on how we use your personal data and how you may exercise y=
our rights in respect of that information, please refer to our Privacy Noti=
ces:
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EEA - https://www.ajg.com/se-en/eea-privacy-notice/

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This e-mail and any attachments are CONFIDENTIAL and may contain legally pr=
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<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">Hello,<o:=
p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">As you ar=
e aware your business insurance expired today.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">Please co=
ntact us as a matter of urgency to avoid gaps in cover.<o:p></o:p></span></=
p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">If we do =
not hear from you, the Professional Indemnity insurance will lose its retro=
active date and Employee=E2=80=99s Liability will not be covered (please no=
te by law your are required to have Employee=E2=80=99s
 Liability in place if you have employee=E2=80=99s for the company)<o:p></o=
:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">I hope to=
 hear from you shortly.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<div>
<div>
<div>
<div>
<div>
<div>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><b><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Bad Script&quot;">Kind Regards,</span></b><=
o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><b><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif">Leah Griffiths
</span></b><o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><span style=3D"font-s=
ize:10.0pt;font-family:&quot;Arial&quot;,sans-serif"><br>
Account Manager &amp; SME</span><o:p></o:p></p>
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ar=
ial&quot;,sans-serif;color:blue"><img width=3D"246" height=3D"70" style=3D"=
width:2.5625in;height:.7291in" id=3D"Picture_x0020_666798953" src=3D"cid:im=
age001.gif@01DC3DB9.36FAEA50"><u><br>
</u></span><span style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,sa=
ns-serif"><br>
<u><span style=3D"color:blue">Direct: 01443 807473</span></u></span><o:p></=
o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><u><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:blue"><a href=
=3D"mailto:Leah_Griffiths@ajg.com"><span style=3D"color:blue">Leah_Griffith=
s@ajg.com</span></a></span></u><span style=3D"font-size:10.0pt;font-family:=
&quot;Arial&quot;,sans-serif"><br>
<b>Gallagher</b><br>
Magden Park | Green Meadow | Llantrisant | CF72 8XL<br>
<a href=3D"www.ajg.com/uk"><span style=3D"color:blue">www.ajg.com/uk</span>=
</a></span><o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><span style=3D"font-s=
ize:10.0pt;font-family:&quot;Arial&quot;,sans-serif;mso-ligatures:standardc=
ontextual">&nbsp;</span><span style=3D"mso-ligatures:standardcontextual"><o=
:p></o:p></span></p>
</div>
</div>
</div>
</div>
</div>
</div>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<div>
<div style=3D"border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm">
<p class=3D"MsoNormal"><b><span lang=3D"EN-US" style=3D"font-size:11.0pt;fo=
nt-family:&quot;Calibri&quot;,sans-serif">From:</span></b><span lang=3D"EN-=
US" style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif"> =
Leah Griffiths
<br>
<b>Sent:</b> 14 October 2025 16:29<br>
<b>To:</b> bob@sarahharvey.com<br>
<b>Subject:</b> URGENT: Renewal Invite :=E2=80=93 Contact Reference :&nbsp;=
11524793 -&nbsp;Client Name :&nbsp;Sarah Harvey Limited<br>
<b>Importance:</b> High<o:p></o:p></span></p>
</div>
</div>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">Dear Bob,=
<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">Your busi=
ness insurance for Sarah Harvey Limited expires at midnight tonight.<o:p></=
o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">I have at=
tempted to call on a few occasions, however was advised you would get back =
to me on this.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">Please co=
uld you confirm how you wish to proceed and if there are any changes?<o:p><=
/o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US">I look fo=
rward to hearing from you.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<div>
<div>
<div>
<div>
<div>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><b><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Bad Script&quot;">Kind Regards,</span></b><=
o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><b><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif">Leah Griffiths
</span></b><o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><span style=3D"font-s=
ize:10.0pt;font-family:&quot;Arial&quot;,sans-serif"><br>
Account Manager &amp; SME</span><o:p></o:p></p>
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ar=
ial&quot;,sans-serif;color:blue"><img border=3D"0" width=3D"246" height=3D"=
70" style=3D"width:2.5625in;height:.7291in" id=3D"Picture_x0020_973970132" =
src=3D"cid:image001.gif@01DC3DB9.36FAEA50"></span><u><span style=3D"font-si=
ze:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:blue"><br>
</span></u><span style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,sa=
ns-serif"><br>
<u><span style=3D"color:blue">Direct: 01443 807473</span></u></span><o:p></=
o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><u><span style=3D"fon=
t-size:10.0pt;font-family:&quot;Arial&quot;,sans-serif;color:blue"><a href=
=3D"mailto:Leah_Griffiths@ajg.com"><span style=3D"color:blue">Leah_Griffith=
s@ajg.com</span></a></span></u><span style=3D"font-size:10.0pt;font-family:=
&quot;Arial&quot;,sans-serif"><br>
<b>Gallagher</b><br>
Magden Park | Green Meadow | Llantrisant | CF72 8XL<br>
<a href=3D"www.ajg.com/uk"><span style=3D"color:blue">www.ajg.com/uk</span>=
</a></span><o:p></o:p></p>
<p class=3D"MsoNormal" style=3D"margin-bottom:12.0pt"><span style=3D"font-s=
ize:10.0pt;font-family:&quot;Arial&quot;,sans-serif">&nbsp;</span><o:p></o:=
p></p>
</div>
</div>
</div>
</div>
</div>
<p class=3D"MsoNormal"><span style=3D"mso-fareast-language:EN-US"><o:p>&nbs=
p;</o:p></span></p>
<div style=3D"border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm">
<p class=3D"MsoNormal"><b><span lang=3D"EN-US" style=3D"font-size:11.0pt;fo=
nt-family:&quot;Calibri&quot;,sans-serif">From:</span></b><span lang=3D"EN-=
US" style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans-serif">
<a href=3D"mailto:Chelsea_Evans@ajg.com">Chelsea_Evans@ajg.com</a> &lt;<a h=
ref=3D"mailto:Chelsea_Evans@ajg.com">Chelsea_Evans@ajg.com</a>&gt;
<br>
<b>Sent:</b> 30 September 2025 07:17<br>
<b>To:</b> <a href=3D"mailto:bob@sarahharvey.com">bob@sarahharvey.com</a><b=
r>
<b>Subject:</b> Renewal Invite :=E2=80=93 Contact Reference :&nbsp;11524793=
 -&nbsp;Client Name :&nbsp;Sarah Harvey Limited<o:p></o:p></span></p>
</div>
<p class=3D"MsoNormal"><o:p>&nbsp;</o:p></p>
<div>
<div>
<div>
<p class=3D"MsoNormal"><span style=3D"font-size:11.0pt;font-family:&quot;Ca=
libri&quot;,sans-serif">Dear Mr Home,</span><span style=3D"font-size:9.0pt;=
font-family:&quot;Segoe UI&quot;,sans-serif"><br>
<br>
</span><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans=
-serif">Your&nbsp;<strong><span style=3D"font-family:&quot;Calibri&quot;,sa=
ns-serif">Commercial Combined Insurance Policy</span></strong> is due for r=
enewal on
<strong><span style=3D"font-family:&quot;Calibri&quot;,sans-serif">15th Oct=
ober 2025</span></strong> and I am pleased to attach your renewal terms fro=
m Q Underwriting Services Limited.</span><span style=3D"font-size:9.0pt;fon=
t-family:&quot;Segoe UI&quot;,sans-serif"><br>
<br>
</span><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans=
-serif">Please read the attached documents carefully to ensure that the pol=
icy meets your requirements. If you would like to make any changes, please =
do not hesitate to contact me.</span><span style=3D"font-size:9.0pt;font-fa=
mily:&quot;Segoe UI&quot;,sans-serif"><br>
<br>
</span><span style=3D"font-size:11.0pt;font-family:&quot;Calibri&quot;,sans=
-serif">I look forward to receiving your instructions to proceed.</span><sp=
an style=3D"font-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans-serif"><o=
:p></o:p></span></p>
</div>
<div>
<p class=3D"MsoNormal"><span style=3D"font-size:9.0pt;font-family:&quot;Seg=
oe UI&quot;,sans-serif">&nbsp;<o:p></o:p></span></p>
</div>
<div>
<p class=3D"MsoNormal"><span class=3D"awk"><span style=3D"font-size:11.0pt;=
font-family:&quot;Calibri&quot;,sans-serif">Kind Regards,</span></span><spa=
n style=3D"font-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans-serif"><o:=
p></o:p></span></p>
</div>
<div>
<p class=3D"MsoNormal"><span style=3D"font-size:9.0pt;font-family:&quot;Seg=
oe UI&quot;,sans-serif">&nbsp;<o:p></o:p></span></p>
</div>
<div>
<div>
<p class=3D"MsoNormal"><strong><span style=3D"font-size:10.0pt;font-family:=
&quot;Arial&quot;,sans-serif">Chelsea Evans</span></strong><span style=3D"f=
ont-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans-serif"><br>
</span><span class=3D"awk"><span style=3D"font-size:10.0pt;font-family:&quo=
t;Arial&quot;,sans-serif">Account Manager, SME &amp; Personal Lines</span><=
/span><span style=3D"font-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans-=
serif"><br>
</span><span style=3D"font-size:10.0pt;font-family:&quot;Arial&quot;,sans-s=
erif;color:#467886"><img border=3D"0" width=3D"246" height=3D"70" style=3D"=
width:2.5625in;height:.7291in" id=3D"Picture_x0020_1" src=3D"cid:image001.g=
if@01DC3DB9.36FAEA50" alt=3D"A close-up of a black background&lt;br&gt;&lt;=
br&gt;Description automatically generated"></span><span style=3D"font-size:=
9.0pt;font-family:&quot;Segoe UI&quot;,sans-serif"><br>
<br>
</span><span class=3D"awk"><u><span style=3D"font-size:10.0pt;font-family:&=
quot;Arial&quot;,sans-serif;color:#467886">Direct: 01443 807 416</span></u>=
</span><span style=3D"font-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans=
-serif"><br>
</span><span class=3D"awk"><u><span style=3D"font-size:10.0pt;font-family:&=
quot;Arial&quot;,sans-serif;color:#467886"><a href=3D"mailto:chelsea_evans@=
ajg.com">chelsea_evans@ajg.com</a>&nbsp;</span></u></span><span style=3D"fo=
nt-size:9.0pt;font-family:&quot;Segoe UI&quot;,sans-serif"><br>
<br>
</span><strong><span style=3D"font-size:10.0pt;font-family:&quot;Arial&quot=
;,sans-serif">Gallagher</span></strong><span style=3D"font-size:9.0pt;font-=
family:&quot;Segoe UI&quot;,sans-serif"><br>
</span><span class=3D"awk"><span style=3D"font-size:10.0pt;font-family:&quo=
t;Arial&quot;,sans-serif">Magden Park | Green Meadow | Llantrisant | CF72 8=
XT</span></span><span style=3D"font-size:9.0pt;font-family:&quot;Segoe UI&q=
uot;,sans-serif"><br>
</span><span class=3D"awk"><u><span style=3D"font-size:10.0pt;font-family:&=
quot;Arial&quot;,sans-serif"><a href=3D"http://www.ajg.com/uk">www.ajg.com/=
uk</a></span></u></span><span style=3D"font-size:9.0pt;font-family:&quot;Se=
goe UI&quot;,sans-serif"><o:p></o:p></span></p>
</div>
</div>
<div>
<p class=3D"MsoNormal"><span style=3D"font-size:9.0pt;font-family:&quot;Seg=
oe UI&quot;,sans-serif">&nbsp;<o:p></o:p></span></p>
</div>
<div>
<p class=3D"MsoNormal"><span style=3D"font-size:9.0pt;font-family:&quot;Seg=
oe UI&quot;,sans-serif">&nbsp;<o:p></o:p></span></p>
</div>
</div>
</div>
</div>
This email is being sent by a subsidiary of the Arthur J. Gallagher &amp; C=
o. global group of companies. For details of the registered office, company=
 number and, where applicable, regulated status of our subsidiaries, please=
 visit https://www.ajg.com/uk/legal-and-regulatory-information.
 Your account executive will make clear at the beginning of the relationshi=
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For information on how we use your personal data and how you may exercise y=
our rights in respect of that information, please refer to our Privacy Noti=
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<br>
If you are providing us with personal data of another individual, you must =
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 Please contact me if you do not want to receive direct marketing informati=
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