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From: "Simon Palmer" <spalmer@smart-funding-solutions.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Funding options for 2026 planning
Date: Thu, 22 Jan 2026 14:58:41 -0000
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Hi Bob,

As you plan for the year ahead, just a quick note to outline what we help 
with:

*	Acquisition funding
*	Management buyouts (MBOs)
*	Recovery Loan Scheme (RLS)
*	HMRC (VAT/CORP) finance
*	Consolidation and refinancing
*	Working capital
*	Revolving credit facilities and alternative overdrafts

If you’re considering expansion, succession, tax planning, restructuring, or 
simply improving cash flow, we can line up lender terms within 24 hours for 
review.

You can reply directly to this email with your scenario, or submit 
information via our online form here: 
<https://smartfundingsolutions.co.uk/apply-online/> Apply Online

If you already have plans in motion for 2026, I’d be interested to 
understand what you’re working on and whether funding will play a part.

Best regards,



  <https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9elI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADklkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwHF_EiZbmwWaElng=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhjZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=/rounded.png>
Simon Palmer
Director

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<tel:01244267694> 01244267694

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<https://smartfundingsolutions.co.uk/> smartfundingsolutions.co.uk

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<mailto:simonpalmer@smartfundingsolutions.co.uk> 
simon.palmer@smartfundingsolutions.co.uk

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<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call with 
me

This email is strictly confidential and intended solely for the person or 
organisation to whom it is addressed. It may contain privileged and 
confidential information and if you are not the intended recipient, you must 
not copy, distribute or take any action in reliance on it. If you have 
received this email in error, please notify us as soon as possible and 
delete it and any attached files from your system. Smart Funding Solutions 
is a trading style of Smart Funding Solutions Limited (FRN: 972740) who are 
Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) who 
are directly authorised by the Financial Conduct Authority.

If you don't want to hear from me again, please let me know 
<https://sfsmailing.smartfundingsolutions.co.uk/u?mid=v1-eDFrUlRKTmhvdmVsRnRZUlVDZk4wZjhVOVNVY2psMVgrTGtsZFd2NklsaUFydz09LS1PNlVydmErQlNXam03dmxMLS0zb2tZOHNaaHNNUisrMGNpU2UrYnJnPT0> 
.

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<div dir=3D"ltr"><html><head></head><body><div>Hi =
Bob,</div><div><br></div><div>As you plan for the year ahead, just a =
quick note to outline what we help with:</div><ul><li>Acquisition =
funding</li><li>Management buyouts (MBOs)</li><li>Recovery Loan Scheme =
(RLS)</li><li>HMRC (VAT/CORP) finance</li><li>Consolidation and =
refinancing</li><li>Working capital</li><li>Revolving credit facilities =
and alternative overdrafts</li></ul><div>If you=E2=80=99re considering =
expansion, succession, tax planning, restructuring, or simply improving =
cash flow, we can line up lender terms within 24 hours for =
review.</div><div><br></div><div>You can reply directly to this email =
with your scenario, or submit information via our online form here: <a =
href=3D"https://smartfundingsolutions.co.uk/apply-online/" =
rel=3D"noopener noreferrer" target=3D"_blank"><strong>Apply =
Online</strong></a></div><div><br></div><div>If you already have plans =
in motion for 2026, I=E2=80=99d be interested to understand what =
you=E2=80=99re working on and whether funding will play a =
part.</div><div><br></div><div>Best =
regards,</div><div><br></div></body></html><br/><div><br></div><div =
style=3D"line-height: 17.28px; margin: 0.1px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9e=
lI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADk=
lkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwH=
F_EiZbmwWaElng=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhj=
ZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=3D/rounded.png" =
style=3D"max-width: 100%" alt=3D"photo" width=3D"116"></div><div =
style=3D"line-height: 17.28px; margin: 0.1px;"><strong style=3D"color: =
rgb(7, 7, 7);">Simon Palmer</strong></div><div style=3D"line-height: =
17.28px; margin: 0.1px;"><strong style=3D"color: rgb(7, 7, =
7);">Director</strong></div><div style=3D"line-height: 17.28px; margin: =
0.1px;"><br></div><div style=3D"line-height: 10.89px; margin: 1px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbh=
ocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrL=
bgYNPQbcjP5k=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"tel:01244267694" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"color: rgb(7, 7, =
7);"><strong>01244267694</strong></a>&nbsp;&nbsp;</div><div =
style=3D"line-height: 10.89px; margin: 1px;"><br></div><div =
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src=3D"https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZ=
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tD6ocZ05xeZY=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"https://smartfundingsolutions.co.uk/" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>smartfundingsolutions.co.uk</strong></a></div><div =
style=3D"line-height: 10.89px; margin: 1px;"><br></div><div =
style=3D"line-height: 10.89px; margin: 1px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP=
5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWe=
tBUJe2f79E0Pd=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/=
26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"mailto:simonpalmer@smartfundingsolutions.co.uk" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>simon.palmer@smartfundingsolutions.co.uk</strong></a></div><=
div style=3D"line-height: 10.89px; margin: 1px;"><br></div><div =
style=3D"line-height: 10.89px; margin: 1px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wN=
g2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrp=
eDvVbk1cE6f7qwwM7DX8ojfQ=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/ar=
row-right-c/e5b952/26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, 0, =
0);"><strong><u>Schedule a call with me</u></strong></a><strong =
style=3D"color: rgb(0, 0, 0);"><u>&nbsp;</u></strong></div><div =
style=3D"margin: 0cm;"><br></div><div style=3D"margin: 0cm;">This email =
is strictly confidential and intended solely for the person or =
organisation to whom it is addressed.&nbsp;It may contain privileged and =
confidential information and if you are not the intended recipient, you =
must not copy, distribute or take any action in reliance on it.&nbsp;If =
you have received this email in error, please notify us as soon as =
possible and delete it and any attached files from your =
system.&nbsp;Smart Funding Solutions is a trading style of Smart Funding =
Solutions Limited (FRN: 972740) who are Appointed Representatives of =
White Rose Finance Group Ltd (FRN: 630772) who are directly authorised =
by the Financial Conduct Authority.&nbsp;</div><div><br></div>
</div>If you don't want to hear from me again, please <a =
href=3D'https://sfsmailing.smartfundingsolutions.co.uk/u?mid=3Dv1-eDFrUlR=
KTmhvdmVsRnRZUlVDZk4wZjhVOVNVY2psMVgrTGtsZFd2NklsaUFydz09LS1PNlVydmErQlNX=
am03dmxMLS0zb2tZOHNaaHNNUisrMGNpU2UrYnJnPT0'>let me know</a>.
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