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To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?You=E2=80=99re_almost_done=2C_Robert!?=
Date: Mon, 1 Sep 2025 15:04:26 +0100
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Hi Robert,



If you’ve had several different jobs, it’s likely that you’ve started and 
paid into various workplace pensions. Not sure who your old pension 
providers are? Read our blog on how to find your old pensions so you can 
transfer them into one new easy-to-manage plan and keep track of your 
retirement savings.

You’re only a few steps away from combining all your old pensions into a new 
plan that you can manage online and through our app, allowing you to view 
your balance, make contributions, and track your retirement income 
projections, all from the palm of your hand.



Here’s what we need from you to progress your pension transfers:

*	Details to verify your identity - your address, date of birth, and 
National Insurance (NI) number. Don’t know your NI number? Here’s a guide 
for tracking it down.
*	Information to transfer your pensions - the name of your old pension 
provider, and a policy number would help too. Not sure where to start? Here’s 
our four-step guide to finding your old pensions.




Combine your pensions today




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.







Get life insurance. We’ve partnered with LifeSearch so you can help protect 
the most important people in your life, providing peace of mind should the 
unexpected happen.




Have a question?

Get in touch with our friendly UK team.







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top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
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img{width:195px!important;height:auto!important}.em_w1{width:20px!importa=
nt}}@media screen and =
(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/S7eYfVBSCtA_kiYvPh3VxLoKBEJ9U-w=
2a4rhWfDcU6bHQJ41Q3D6OTlL9r4kU_4ZxTEBCLPcIt2tfKNsp8ygi_7WEqnIPhM86xoWlt1p=
fmOyG1PGV3-IPNPKR7Ntb41qK_gN0OgPUgpUeR7dctxPi9Z6DDAZ08vX28E/urEZKzcZfvVnd=
nSRl9jYUTJ-drwbOZ20/12">View in browser</a></td> </tr> <tr> <td =
height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/tqqOtzX4NkFgRe8bqJDhN70LrlvwmY0S=
GT8GyI22RxhRSsRCRu70Yk9lQBD9fDldJmpoQ08JwfeVOyWzW-HiNIXJQHMSqH_pmIBeoRkVY=
u8-jwJrCWuu6j0IcQ64uYAvT-zqCUgaASaZfdJ90AqBFsz8lZ0NWiP4-8LfiYJBjJ4gsuzCsG=
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MudgXtn5JxaaL3Lzw7Qn9zArvBBAULOJ3Xq_FfUQlBW6QXag-9hleyzU3qOrwMLgVLGkQyxwU=
AcMlEMLfFgyxx8hYAIuIPO8SwulZJNYZYshg14KX330L6sk2esJPQ/3RTsJaP7PxE4oniAWJM=
Kgd484aOVcqm7/12" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/gkY1qq-QJmH2YSQX9YqgCDyQmICo20uP=
TnokBoiewrUxE2huRQFqr6CGH1bX2q0v_iz6rHD0oCCnD746G18inuCxCpwxEJwKZkgtfG0Jw=
-_Fe2-bu3JsWy_c0fzbt4PiUjGOIUiqOFoXstqNIC5SydI59t1iw03WGnXS-HLhqMwY4o1zw0=
jEl8P03RWVjdwRQ3hDi4G-hIUlt4_MDZ6UQOgKr22EFxtIl2yOqxYhVNCpy2BvKsiqVlebzuE=
OPkSqvTOvOURyTccMlmDUuli6UVjQPIOpFy9y239S89Rgm2OkCSg73HYz8K0OS6hDjxakODiv=
rxWdf-h9KabjUzU0_YSwFy4fEMR863frzi8e_R2Uk2rvHT9GuWyrHWIAZlrA7TlXS8divyB7z=
RtXiUwMr061gjBCn0L1-h-8Vqyn5N0-i9LEki-kpYLSd7bJA2_4kQ/hR0uO6dNkG8UrD3piOa=
D4OGZto5sYBp4/12" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/a0OXeppn7RVtNY_9rA1WeH8GHIqP8R3y=
dCb7BrOdeUq0yNAv2GC8HYgU5U1XKBDJgNyWiSbkcohyn772vjJlvbp-NfkHZgYyBr3sTDnou=
lr2HGAmZ9_anikEcjZDoty1LY2MhX8pkFUy1MYP1y1KBh0gyn8Ih4-EPZmd4bIOnBgU2Kq1bL=
x8LaGIZvipd2OsGu419raIv3U8e1b-1DMOF-jA0RLS5LtCMMUoEjxyvfDFKDTNNOny3_RFdAe=
KMBx_0X8CSJGoWGDbaSlc38ICstteWDkS4ScVg1euJ4j5HJmxYQd9ruux8qVNFz-aHcOxHgAv=
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c1JrTtZTOSeTnHkFLedM4ncOVoPfy1T6c3cnkCC1Pfa30r3R_v9Z1XW/dohiKYf733BTsfZbE=
-xjGVorTrOhEmyO/12" target=3D"_blank"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1671632693/ema=
ils/New%20template/Under%2050s/Email_1_-_under_50s_1.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br><br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> If =
you=E2=80=99ve had several different jobs, it=E2=80=99s likely that =
you=E2=80=99ve started and paid into various workplace pensions. Not =
sure who your old pension providers are? Read our blog on <a =
href=3D"https://links.pensionbee.com/s/c/jisVWXq_Uh-SVPnL6QLdmh2ThoZ0-9Py=
ThrxxqAYX5LK-yrJ4oFgXXfTOnQnkK-xT6-5t6cRyGIg4QeCmlsbemL7guTSsquaAg3LHbMqx=
EHtZmbcFeGP4hy6-AdRI5wuoCPDO-L4wdF_EFw1QDUsb8xQegKdw3ggpLC4TotjHj_XAdPVpj=
O2Q2YZhbE10fE3GeZTZd82U8i971EvQw4uN4DLfWw7gIsATSFklvJt1whtEEL5s8FTvR8YnE-=
B7Uewxa7o_EwyaEk7DmVAo47_FFnyKNfVxpZF5rB2oW27istfI6Zec074nReM45tlHQ7TmXds=
-dLNBF1P8lb_ytEbEC2eVnjfoc-LcWP71rQsczkFuhHB5SmWOCxnVDchlvi0CkTWc7irbw_-T=
0QigzzQ-2v6i-2RQMGXKhVpn8p09lQvaGgfxWowRqmdXLa1ZIg8zOgK-mzPXvbbDhwXo2coVF=
_80tKCwGqnWW5u9gBwprXCWhohH8kZW7C_K8u3cmTMoD2fGbLUo7fmwi_HLOH02MBIL2By4mG=
H7NyiRoEVAnGjQJjqGncH80060xnuw9ptcSvx9z83MBOOJOs-S6XdGzxbvDTqSpAp8mljYxKk=
sU7twDBLTg-X0Y2FxlxVjCoMDp_qj7FQCAk3txCqyPELR0wZfxi9lmZGnh_8hC1oPqefm85mg=
QU-9emk2w3qxAcIS-RK56ce4FEM2DXNS-fcLhEJa24yykl0y_xAgfsz72X5kHe1U5IN8tcHOM=
3BRbSWjC28RZYBGvh99Hh1StRtFDPiAzuMbqdu91B5Tlyp2rIArM35yKuBllIypikuBgfeSlk=
sPnJn8pIU5Ogn6dZ5ARRTohfv7Kj8OmOUbGf5UCiYf14QVmz9vuY-uzq8zf1ZSOms4kErztKt=
QSnvxmZb1OlLlZCEIahPfjDrBauzEuOPF4nSDq_-aRE6Ay8fl8YjGW2hnK3IwHW8Vsfa_2UJC=
mE-WyEMCnf1FLzDQS5AbI5twPgcO5-jLzguBp32819F64R74zyP9NbUp_DBE43APW1oMhqZX-=
gMok0DTO-DT3btbL6CWfhls-HziHcTBtARkt0B2SJgrhqM6ZyNhWJZvGziYjwEy5ph6MdBHG6=
67Aka1Kq2DiGMJJEUJpvnBn2qMCs-36qx4Dxae6jOvqEr0kmm3W5B1SGvAZ6aoJigRrQ37ATr=
FInVlQkYuUfwsFQwoO8GXZ8QUR-sKEXsU_6TvbFmsUsxPvhfX4KZ4_LCN-FzxStYJvx0uZN2w=
j1E9nUV7DiZN_A8I-TZZbqMkmcVWVWbGrMAJVZ1zC68LXGNgSEFr5a6R-yuRuUt331PFmnAZD=
_lgIG_nZ3bl6yPqVCl0LC-WR3LgoikAs7544UnoABTxsflJXNkT32hUgrKblvQhX0fDNxdTq5=
NpaegtUEmr2IV2_9Iu55Pgfe-aRqr42UzWf-MA8WZBuUMASfDiO7mj7uKXGGNnXCT0EEdkA/A=
WQYTbuzXSaVZ8C0UUvuJwWTvLRKnXPX/12" target=3D"_blank" =
style=3D"text-decoration: underline; color: #007db7;" =
rel=3D"noopener">how to find your old pensions</a> so you can transfer =
them into one new easy-to-manage plan and keep track of your retirement =
savings.<br><br> You=E2=80=99re only a few steps away from combining all =
your old pensions into a new plan that you can manage online and through =
our app, allowing you to view your balance, make contributions, and =
track your retirement income projections, all from the palm of your =
hand. &nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">Here=E2=80=99s what =
we need from you to progress your pension transfers:</span></p><ul =
style=3D"line-height:1.5;mso-line-height-alt:24px"><li><span =
style=3D"word-break: break-word; font-size: 16px;"><strong =
style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;background-color:transparent"> Details to =
verify your identity</strong><span style=3D"word-break: break-word; =
background-color: transparent;"> - your address, date of birth, and =
National Insurance (NI) number. Don=E2=80=99t know your NI number? =
Here=E2=80=99s a </span><a =
href=3D"https://links.pensionbee.com/s/c/_rkHKQ_2Szgo5wVUN-RyiEu2NCx_zqrS=
s3cN_rpXe9XxXX6uYmOVw6OiVoBZjsPzV8ds3w6-E-bpZORatgrXVRMf8PXO5jjxe5MSNkwEC=
aANcqfWUKSVIPsNmZN6B-cr7AEnejXlHAb34bnilJ1J_5CuUcfTDuR55LVSyNjWayUCzL6cSv=
M56sSREKpcgJ4eI5YwIB67JYQAyjGnWJGGCusbw7gavNcGEyIoXLDks8JhtDQLNEV0z3JQg8s=
ngithd2A7ZGYjWvFBVY4ulT0Gg6Yoy3K2S_uslQIJYF7U8SH6C-jsQKqUpPypcXCW5KOv_8V1=
qYVtGPCTjlrF0I7iY8KCHOr_irAMvv5mE0odvUEl__yUEc0InEq08XZezZrRazu7CS95tnTdU=
OrBggfv3CrhDcsDFqw6RprGvqoS7owZyiFsdrsqIAeE9u8tuMBkH3tMl2uW06jtlRUrHb14fH=
Q1cyWRLTUr2j_zGrFpgVHKaRkqCwmXs3REg5nCdkUrTTREkf5U6KwFiGoYv6ck6pUpmBzrAFy=
dJ4LHas80FD9gHGoNTgwPN4DMSKDgRprQL4p-cTJ3036EQPSRHb--trLsg3Tnekf9yjPLiZiz=
9GomCdndE6tQ/sHhlaI5SvBAOX78uJ6DQY79NmYVQc1sD/12" style=3D"font-family: =
Arial, 'Helvetica Neue', Helvetica, sans-serif; background-color: =
transparent; color: #007db7;">guide for tracking it down</a><span =
style=3D"word-break: break-word; background-color: =
transparent;">.</span></span> </strong></li><li><span =
style=3D"word-break: break-word; font-size: 16px;"><strong =
style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;background-color:transparent"> Information to =
transfer your pensions</strong><span style=3D"word-break: break-word; =
background-color: transparent;"> - the name of your old pension =
provider, and a policy number would help too. Not sure where to start? =
Here=E2=80=99s our </span><a =
href=3D"https://links.pensionbee.com/s/c/EjKRoxVcH-IMcDgeBVsPUGrM6awbiN6j=
qDZ36-U4RGuAXH3MId6-TnuF9vTrjnXGetYPSm1xfLpPCQzNXO2Kbg1w6IR9ClNwbA0W7MeAE=
FZxwX9iZlowNacc_WxbUxiyS-3vNygZW9OyaQmcIHd1GjA4Z_v4J93zr6TiwLdEMviCxm49n0=
8A4-lHUIlp73towufPWVdxJ-dmtTHpApSGRl0TZzTiLxCQ_6Uj6tu4Rf2_uq6MGZ-Q_7ueITj=
t7As5v6hB-bzmr2-w8O4dgNE9w-svMXbXxIyr8C8JO10vgX-w3vgBGBaVD1oTOBnLKqXa7QIW=
qJtSdZ1odgDgbNmUCowa1dK_tuVW0h_IVnaxBfh5fwYKoimrKycdXKTefxvhP3gHjbWW65qeb=
npeYyKDkPZeM-dyYuQTgGECUCBKXxvl7MLLNecTOyuqotDg2QW_lHit4854RY1S22fuB69eKb=
O6jgiLep-Ajj0L2kBsO0rdbADCpbvWLbjDbtv9qWn5i_CoZ3QcQxZFE87GaOiaimjlx3O1LQd=
HE3-o_Op5n5tMQtPJsnG6/UL3_Usx9KJJAgz7plTl8_fi1GycxkE48/12" =
style=3D"font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; =
background-color: transparent; color: #007db7;">four-step guide to =
finding your old pensions</a><span style=3D"word-break: break-word; =
background-color: transparent;">.</span></span> =
</strong></li></ul></div></div></td></tr></table></td></tr></tbody></tabl=
e></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"> <tbody><tr><td =
class=3D"column column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"button_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"> <a =
href=3D"https://links.pensionbee.com/s/c/-AZcJtjFof-_Y0bHc20Qgdh3OpIG8u-H=
WfUh1d5P0gEyZwTJ5HJAPivzsQWqD_55A4zS50_hUJv0FeSM6Ly3pHZ_bw-XpV74PIxCLJZMg=
ElMdkzQP-q_d-0gN8pWPlqbG5xbAZfoxfUHCT0a8THRzD_PO6iYCSLHeef--37hyw-zAoXY_C=
Og340XKyXU_AOUG7IZF5IukPUKwFABn9Dd4LxPzn3Df___1vN-dj52uSoK3QcH9AuWK6zEvjw=
mZxL6kpwrEA95K5cEecL7VDeBY909LFfKTfKQ4CGD9G8C0HEuIjReonqc4HD5IXeEYzkT8o9_=
eSE17AiNY4oSP27J9T6lyqwcIHEJvofWUCJJsvbfGAc43jooZxRJSHcOcjxUwBzWO9shyox6l=
VZCqNjjKpHU3ufgmEgx0YnSpp3Qf-cFqzuOvyX67KDScd7yQcaLR2bS/G8h2xBRLJ7S3yOTGW=
7nTulB_LJauAxn7/12" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
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style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
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padding-right: 20px; text-align: center; width: auto; word-break: =
keep-all; letter-spacing: normal;"><span style=3D"word-break: =
break-word; line-height: 32px;"><strong>Combine your pensions =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"image_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"right"><div =
style=3D"max-width:60px"><a =
href=3D"https://links.pensionbee.com/s/c/16_6p2YRFRNhHXzFO12llvH0RPur6dN4=
kNh8GU-N1zeUdcu5RjQ-paOXFsmjd9lGfjzfT7umXUvsSDGpo1v2sSpWieDbeMZNHPZHWUZ7e=
VmGtDsIHbtdHQxrBN-ECTUqkYjtb15USq9J3xpp8dlj0PW0rw7ozp_2R5KodmgMHsg2fvJGiB=
HkESEPXPZgemynKKUvVubGoNbntJ80YSCh978h_AsMxKfta-QRrMnSR-_cpU1QqvoecnV7x2b=
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l6JFEJHXVapwvuvKmRv0yw/12" target=3D"_blank"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/q_auto,fl_lossy=
,f_auto/v1680533352/lifesearch/spot-trusted.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"60" alt =
title height=3D"auto"></a></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:22.5px"> <span =
style=3D"word-break: break-word; font-size: 15px;">Get life insurance. =
We=E2=80=99ve partnered with <a =
href=3D"https://links.pensionbee.com/s/c/lNAdsUjdiVCl0GGxp2m_p8-9z1dkglpY=
XOZebaRT9qnqp0p4YVxzzUXYjirwOFI24rrEDkkcdnll7EjDFAQgFjsoaDA_E5tfO5P8L8L8V=
7-g-zPd6tMMwoiv0cEkQs1O4V1vg9KZHwzGIeFGtR1E5RcMeQ1V3gnS-7CGUG_WCwp6-K9EPk=
8NnK-hHPwUstaLfqXCnus3AEyUnHl6hkReoSvb7pNeCHlGq7aRSiirHXOgezqAUC1cXKR71Fy=
wL3MtcDIZ5ycu2EsaT61U7LMGAHZ6enzzNg_SI7XLB83eAbp_HBpUtmT0WG6ZgWuT0d6BKg6H=
2XVMIpYGP0qghlF8hM-SnffFFSSQmf3n1nmV2blwbBumU6Ot9rEVWIdqi1ydim5f_COpYeo6f=
xUDXOUrq4rl8KQQma6nbgvcu2Z94yciydg-eZBWkmRNPPKgKfResMp-5ZBdKvlPBXHhMxLeMC=
uRCNT_qaxz2sER_NojEEr4fO8lYBPRg8pfPttKT8fGsFVpYqOYqurfLkqZvLtBtpNOwVY24n0=
JrrhPX9ETjCokNann_nSmwMZhrMnBABfETKQCsXksqn5_DZsEVJx_0462MOQnNfS_ZvXb6qEe=
uRxcWnBso_VliyXd0Tknowt58jYP9Dc88rOYUK0abF3-7A_JZRp6V7FEKWmv6A2gkYMf6OwQc=
gFGM7oJqVOzEidc8RfzdNMNma211yWdYbV8C8Zy4zIw1bInwUtJloZ6wuYjdEI/7J70HwBKB4=
02KCm476ox52LTCIgrbbiO/12" target=3D"_blank" style=3D"text-decoration: =
none; color: #007db7;" rel=3D"noopener">LifeSearch</a> so you can help =
protect the most important people in your life, providing peace of mind =
should the unexpected =
happen.</span></p></div></div></td></tr></table></td></tr></tbody></table=
></td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#333;width:600px;mar=
gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:30px;padding-top:15px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-6" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"html_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;text-align:center" align=3D"center"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> =
<td align=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" =
valign=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
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<td align=3D"center" valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0" =
height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" =
border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/gQgWaTLkZ-_8X6zvaOxhtSR_nopw_2AE=
dIuP46xFvjNsQ6s33G6KRM_R72cyDIOCI15QEp7ApGg8d0vJdDPRAI6PM7Tw01r_xsTfxoOO1=
SaEX9rvJgePuDM7uK7W0RZbmaFc4Lrfdu3WA9xc57_DhZJhZk1MTqUOV0CGSGiiIDzXMelsn0=
WbqFS_hD5NR7UbnQ4xdHXfTHGFk3IU5u_GdoMEScac5liFp_3O9Giyocf8etAFP613B1ZmbaO=
5pevJTwc6-jyPvf6aiGC1OcGuHI-2_snlcdtyywNqsR0VfqsUxDr1L0t2XJ-P_9QtqLteKFwm=
JqCa2unCKiffbS6uJTW4BDvYUWXM1bGBd_yUYWeMh7eaXkwMj7gOe4OMTW2hGNnBUr5bon_6x=
Zwtam9boZdq/3QTgI0nPtxgyWus_jE792G36EyQd7GtC/12" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/KDJjFDY9KdLQKe4BCollGjGFgexxR0y1=
_ckZ5ETMOrrj0xa3nG2QgbP9OZSfm7CpXBLwWABvvFU5dC2HrRHhOm8LGSCUiyriwAQCUyvl2=
jA5OZ3-M5z9nRFrD0Wg-ikwTBsDo2pRM7Qfii9i6lAa3lzjJ9w1nGo5zPG6JAGrqz1aKXf-IK=
IWa_KIoyZoMFxmpAhsnoWpnDwBxkyIqbQrMp9rIhLBIjHlo4DluH19mKvHdohXk0-l_S_Vv7T=
Co5bqzN7KEHd_UP0TMyVxFLcVZBSVkPgxgBRq_4ZLwNhH0yR-2xdVBKu3gDmv30gl4L1LyyrZ=
-nHKLEKbiqMVdAy0R6k2SWbJf9WmJhj2HhofGgi8WvNOnIjloBzW1L0GkdU11-4xM0xw5iMnm=
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