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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Combine your old pensions, Robert!
Date: Fri, 8 Nov 2024 18:00:34 -0000
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Finish your sign up.
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Hi Robert,
Did you know on average, people have around 11 different jobs throughout
their lifetime? If you’ve moved jobs in the last few years, make sure you
don’t leave your pension behind.
Here’s four reasons to consolidate your pensions with PensionBee.
1. Award-winning product. At last year’s Boring Money Best Buy Awards, we
were recognised as a ‘Best Buy Pension’. We strive to deliver the best value
product to our customers so they can look forward to a happy retirement.
2. Our history. Since our founding almost 10 years ago, we’ve grown to
support hundreds of thousands of customers and approximately £5 billion in
pension savings. Our plans are managed by some of the largest money managers
in the world: BlackRock, HSBC, Legal and General and State Street Global
Advisors.
3. You’re in control of your retirement. With great resources such as our
Retirement Planner
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=b2275c047b224162858e45366bac99e8&_e=7jjLRfW74_de-vzQ8ah9_HNyVkjD_KXTCBU_GACq8ejJG2uROLE2sIkZoVLFlbCccsAOkkyk7DYO1hWZ06qnYCNRh0DPF7sgLxUckgyhVTet13PosVl29pnWayA_HYZISE13ntCsGqpLvPAnrgznd3t39irsfIQire46Y2-iuMrM4_hPunwT0bhrzd44TXKIN13uDcVnMkDfg1nC5m3vhY404_sBQgaIGTxBFKVXD30LWqaK4fpidhvKw94-FsCsn-YumCC3SpARzh-QxuJIEA%3D%3D>
, we’re here to help you prepare for the future. In the planner, you can add
your total pension savings and desired retirement income to check your
progress.
4. Affordable fees. At PensionBee, we take care of your pension for one
simple annual fee. You’ll pay between 0.50% and 0.95% depending on the plan
you choose, and we’ll halve the fee on the portion of your savings over
£100,000. As your savings grow, your fee percentage decreases.
Take a couple of minutes to start combining your pensions today.
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=b2275c047b224162858e45366bac99e8&_e=7jjLRfW74_de-vzQ8ah9_HNyVkjD_KXTCBU_GACq8ehYYMZ2nc7tuS4U1gQopwE3pY_TEk7cOG9E5Bor5aN5RruSvXsvH8KvPYgUSONNt7uZ-cttSGYyRFfZlx-LhAmSX6qk8SL1E3U-2W7BwVwfglRV2dRGoxGvJUoFT89o5vsfktU_5tLnqSX1bH1lIPJ0E2fvAm3SikIZ9bk4LsyZJhWjXrpCERYA3AKmGaa2W3oACiSdOXgVLIQNS1dnxISX0eBpoeBWFInuxL0xu4N3Aw%3D%3D>
Finish your sign up
With investments, your capital is at risk. Pensions can go down in value as
well as up, so you could get back less than you invest.
Have a question?
Get in touch with our friendly UK team.
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020 3457 8444
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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
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href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
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style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
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line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
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role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
_HNyVkjD_KXTCBU_GACq8ehYYMZ2nc7tuS4U1gQopwE3pY_TEk7cOG9E5Bor5aN5RruSvXsvH=
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6nwXVGT6hFRG1p21iEnIbjgUg5pxE4VSyIB330Q%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1699027620/ema=
ils/New%20template/Combine-1.jpg" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> Did you know on average, =
people have around 11 different jobs throughout their lifetime? If =
you=E2=80=99ve moved jobs in the last few years, make sure you =
don=E2=80=99t leave your pension behind.<br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;">Here=E2=80=99s four =
reasons to consolidate your pensions with =
PensionBee.</p></div></div></td></tr></table><table class=3D"list_block =
block-4" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; word-break: break-word; color: =
#3a342c; direction: ltr; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; font-size: 16px; font-weight: 400; =
letter-spacing: 0; line-height: 150%; text-align: left; =
mso-line-height-alt: 24px;" align=3D"left"><tr style=3D"box-sizing: =
border-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; margin-left: -20px;"><ol start=3D"1" =
style=3D"box-sizing: border-box; margin-top: 0; margin-bottom: 0; =
list-style-type: decimal;"><li style=3D"box-sizing: border-box; Margin: =
0;"> <strong style=3D"box-sizing: border-box;">Award-winning =
product</strong>. At last year=E2=80=99s Boring Money Best Buy Awards, =
we were recognised as a =E2=80=98Best Buy Pension=E2=80=99. We strive to =
deliver the best value product to our customers so they can look forward =
to a happy retirement. </li><li role=3D"presentation" =
style=3D"box-sizing: border-box; Margin: 0;"> <strong =
style=3D"box-sizing: border-box;">Our history</strong>. Since our =
founding almost 10 years ago, we=E2=80=99ve grown to support hundreds of =
thousands of customers and approximately =C2=A35 billion in pension =
savings. Our plans are managed by some of the largest money managers in =
the world: BlackRock, HSBC, Legal and General and State Street Global =
Advisors.</li><li role=3D"presentation" style=3D"box-sizing: border-box; =
Margin: 0;"> <strong style=3D"box-sizing: border-box;">You=E2=80=99re in =
control of your retirement</strong>. With great resources such as =
our <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
_HNyVkjD_KXTCBU_GACq8ejJG2uROLE2sIkZoVLFlbCccsAOkkyk7DYO1hWZ06qnYCNRh0DPF=
7sgLxUckgyhVTet13PosVl29pnWayA_HYZISE13ntCsGqpLvPAnrgznd3t39irsfIQire46Y2=
-iuMrM4_hPunwT0bhrzd44TXKIN13uDcVnMkDfg1nC5m3vhY404_sBQgaIGTxBFKVXD30LWqa=
K4fpidhvKw94-FsCsn-YumCC3SpARzh-QxuJIEA%3D%3D" title=3D"Retirement =
Planner" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: none; color: #007db7;" rel=3D"noopener">Retirement =
Planner</a>, we=E2=80=99re here to help you prepare for the future. In =
the planner, you can add your total pension savings and desired =
retirement income to check your progress.</li><li role=3D"presentation" =
style=3D"box-sizing: border-box; Margin: 0;"> <strong =
style=3D"box-sizing: border-box;">Affordable fees</strong>. At =
PensionBee, we take care of your pension for one simple annual fee. =
You=E2=80=99ll pay between 0.50% and 0.95% depending on the plan you =
choose, and we=E2=80=99ll halve the fee on the portion of your savings =
over =C2=A3100,000. As your savings grow, your fee percentage =
decreases.</li></ol></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">Take a couple of minutes to start combining your =
pensions =
today.</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"button_block block-1" width=3D"100%" border=3D"0" =
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style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
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stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
_HNyVkjD_KXTCBU_GACq8ehYYMZ2nc7tuS4U1gQopwE3pY_TEk7cOG9E5Bor5aN5RruSvXsvH=
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dOXgVLIQNS1dnxISX0eBpoeBWFInuxL0xu4N3Aw%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le><table class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-3" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"> Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
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center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1594306518/ema=
ils/New%20template/Telephone.png" style=3D"display: block; max-width: =
30px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444 </td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1594306518/ema=
ils/New%20template/email.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
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style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
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valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1600088483/ema=
ils/New%20template/Chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
_HNyVkjD_KXTCBU_GACq8eg6v7vm5ScN1B7lpcuIKcobVhWeDMqre7nykigpsTSOPWjzNdLFW=
3dhZOSbH1iV1Xlr78uyBdVjVNwY_AlXMBoSzl2AOC_0kdIbGFkKSrv-sSY2GFFvLmSJp4eP9y=
UK1CYs_PA1Q019YCJL4jZegiH3Aujxp7gcA9mgkBhHv6ozWendne4B63FBjX_9Tc7Qdnex4m2=
1as07LAZr0rzZfZF7" style=3D"text-decoration: none;" title=3D"Launch live =
chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
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style=3D"height: 12px; font-size: 0px; line-height: 0px;"> </td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
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align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Db2275c047b224162858e45366bac99e8&_e=3D7jjLRfW74_de-vzQ8ah9=
_BM5Vg_0c3HIFn-hU7dxQDq9HL2lCmNDWY8yNVWb3xI8jPkXfImi3C2PZ8uzRVOpWdDoaJ3RD=
Dyjr18J5l3UQLe7nbZgZdz0c3BSL8MShO-HNqXxRJYW81t8c9nOEoR862iv0wAWprHxv5uB6V=
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style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
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