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Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Mr Home, here's your Lloyds Bank credit card account update
Date: Fri, 1 Nov 2024 11:47:29 -0000
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<https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=fa5b3b3ede6f47128daffa5e6ac86f33&siteid=794418472>
Your Lloyds Bank credit card interest rate change
We'll always include your name, Mr Home, and the last four digits of an
account you have with us (6953), so you know our emails are genuine.
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=logo&wt.mc_id=October%202024&elqTrackId=8de75749382f4208840d3e3031e42d6e&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=22335>
Interest rate update on your Lloyds Bank credit cardFind out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=header&wt.mc_id=October%202024&elqTrackId=e19720d2f8fc48dcbe8876aa18f05549&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=55184>
Dear Mr Home,Here’s
an update on transfer rate/s on your Lloyds Bank credit card.
The rate/s below only apply to new transfers made by 30 November 2024, on
credit card number ending 6953.The credit limit on this account is £6,700.
Balance Transfers• 0% p.a. for 12 months. 5% fee applies.
• 6.9% p.a. for 24 months. 0% fee applies.Money Transfers
• 0% p.a. for 12 months. 5% fee applies.Rate/s may be withdrawn; check your available rate/s before making a
transfer. Transfer requests are subject to further eligibility and security
checks at the point of request, but these will not affect your credit score.
When the rate/s above end, your standard variable transfer rates and fees
will apply.Find out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=cta1&wt.mc_id=October%202024&elqTrackId=e646f244ef5b48ac8137edb74d0c6d97&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=29795>
At Lloyds Bank, we want you to be happy with the communications we share
with you. How happy were you to receive this email?We
may use your answer to improve our communications and their relevancy to
you. <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSite
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Per annum (p.a.) relates to the rate of interest you'll be charged each full
or partial year, as applicable during the transfer period.
We send communications like this for legal reasons, to help you make the
most of your accounts, or to let you know about changes to your accounts or
services.Can I change my credit limit?
Yes, you can change your credit limit
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=back-book&utm_medium=email&utm_campaign=back-book&utm_content=CLIAnchorPoint&utm_id=BTMT&elqTrackId=1cfcd40ee2e14831b427b41d971ea565&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193#clianchorpoint>
online just by signing into Internet Banking. You can then review it,
decrease it or apply to increase your credit limit. Remember though, you
cannot decrease your limit to below your balance. You must have at least six
months of payment history on your account before you can request an increase
of your credit limit. Credit limit increases are subject to status.Email address book – add us to make sure you get our emails.
How we use your information – review our privacy policy
<https://www.lloydsbank.com/privacy.html?elqTrackId=daf11e2ebcd94981becad90e854da89c&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16713>
.
Email
To help us improve the emails we send you, we collect basic information from
your device such as when they are opened. For more information please read
our Cookies Policy
<https://www.lloydsbank.com/cookies?elqTrackId=c3cb7bcaf5014849897204cee9cf03fc&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=57433>
.
What to expect from our emails
We will:
• Always include your name and the last four digits of an account you have
with us.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the
information you need.
We will never:
• Send you to a web page that asks for your logon, personal or banking
details.
If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com
<mailto:emailscams@lloydsbanking.com> and then delete it.
• Speak to us to check. You could do this by messaging us from our app or
Internet Banking.
We have lots of information to keep you and your money safe on our website.
Just visit our Fraud Hub
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=3eae6170fe554852a6a61af9907a5c68&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16710>
.
If you need this communication in another format, such as large print,
Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment.
There's more information on the Relay UK
<https://www.relayuk.bt.com?elqTrackId=c59c9d0ef4524b318905aa851721008b&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707>
help pages.
SignVideo
<https://www.lloydsbank.com/help-guidance/accessibility/sign-video.html?elqTrackId=012e036f64ce445286bb28d760b80f8a&elq=fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=12080&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707>
services are also available if you’re Deaf and use British Sign Language.
If you need support due to a disability please get in touch.Calls and online sessions may be monitored and recorded. Not all Telephone
Banking services are available 24 hours a day, seven days a week.Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority under registration number 119278.This information is correct as of October 2024 and is relevant to Lloyds
Bank plc products and services only.
CARDBB03
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border-bottom: 1px solid #c7c6c6 !important;
border-right: 0 !important;}
=20
.m_bt0{border-top: 0 !important;}
=20
.m_footerButton{
text-align:center;
padding:20px 0 !important;
border-bottom:1px solid #2d8259;
}
.m_footerButton_last{
border-bottom: none !important;
}
=20
.burgerbutton{
display:block !important;
position:absolute;
right:30px;
top:112px;
max-height:unset !important;
}
=20
=20
.burgerContainer{
width:100% !important;
max-height:0 !important;
overflow:hidden;
position:absolute;
top:65px;
right:0;
z-index:2;
background-color:rgba(52,92,125,0.75);
}
=20
.burgerContainer .burgerContentTD{
width:100vw;
overflow:hidden;
position:relative;
}
=20
.burgerContent{
position:relative;
width:210px;
position:absolute;
right:-250px;
top:0;
padding:0 20px;
background:#00284c;
transition:right 250ms ease-out;
transition-delay:50ms;
}
=20
.burgerContent .burgerContentRow{
display:block;
padding:20px;
width:100%;
border-bottom:2px solid #12365a;
position:relative;
}
=20
.burgerContent .burgerContentRow:after{
content:' ';
width:7px;
height:12px;
=
background-image:url(https://image.emails.lloydsbank.com/EloquaImages/cli=
ents/LloydsBankingGroup/%7Bcb45b8fa-6671-4855-be9d-23c254f66bda%7D_burger=
MenuChevron.png);
background-repeat:no-repeat;
background-size:contain;
color:#fffffe;
display:inline-block;
position:absolute;
font-size:18px;
line-height:1.2em;
top:24px;
right:0;
}
.burgerContent .burgerContentRow:last-of-type{
border-bottom:0;
}
=20
.burgercheckbox:checked ~ .burgerContainer{
height:100vh !important;
max-height:unset !important;
overflow:scroll !important;
display:block !important;
}
=20
.burgercheckbox:checked ~ .burgerContainer .burgerContentTD{
height:100vh;
}
=20
.burgercheckbox:checked ~ .burgerContainer .burgerContent{
right:0 !important;
}
=20
/*gmail override*/
u~div .burgerContainer {display: none;}
u~div .g_h {display: none !important;}
u~div .g_hauto {height:auto !important;}
u~div .m_minwunset {min-width: unset !important;}
u~div .NMS_B_cell {min-width: 100% !important; =
padding-bottom: 10px}
u~div .g_w100 {width:100% !important;}
}
=20
@media only screen and (max-width:360px) {
.burgerbutton {
top: 126px !important;
}
.show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
.hide-tagline{display: none !important}
}
=20
@-webkit-keyframes bugfix{
from{
padding:0;
}
to{
padding:0;
}
}
=20
@media yahoo {
*{
-ms-overflow-y:hidden!important;
-ms-overflow-x:hidden!important;
}
=20
.y_bsbb{box-sizing:border-box !important;}
}
=20
/* Dark Mode text-over-image overrides */
@media (prefers-color-scheme: dark) {
.d_lightText {color: #fffffe =
!important;-webkit-text-fill-color: #fffffe !important;}
.d_darkText {color: #505050 =
!important;-webkit-text-fill-color: #505050 !important;}
}
/* hotmail dark mode*/
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important;}
[data-ogsc] .d_darkText{color:#505050 !important; =
-webkit-text-fill-color: #505050 !important;}=20
[data-ogsb] .cta_white{border:1px solid #878787 !important; =
background-color: #323233 !important; color: #FFFFFF !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color: #FFFFFE !important}
[data-ogsb] .d_bb1px_white{border-bottom:1px solid #FFFFFE =
!important;}
[data-ogsb] .d_bgc_f1f1f1 {background-color: none !important; =
border-bottom:1px solid #f1f1f1 !important;}
</style>
<style>
/* Dark Mode overrides for Gmail */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen;}
u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference;}
u ~ div .m_footerButton_last {border-bottom: none !important}
u ~ div .d_bb1px_grey {background-image: =
linear-gradient(#fffffe, #fffffe) !important; border: 0 !important; =
height:1px !important}
}
</style> =20
<style>
.m_footerButton_last\0{border-bottom: none!important}
.oa_h\0 {display: none!important}
=20
@media (min-resolution: 1dpi) and (max-width:480px) {
.k_w600\0 {width: 100% !important; height: auto !important}
.NMS_B_cell\0 {min-width: 100% !important; padding-bottom: =
10px}
}=20
</style>
<!--[if gte mso 16]>
<style>
.keep-white {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
color:#000000 !important;
}
</style>
<![endif]-->
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior: url(#default#VML); display:inline-block}
o\:* { behavior: url(#default#VML); }
</style>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse: collapse;}
tr { font-size:0px; line-height:0px; border-collapse: collapse; =
}
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'LBJ' -->
<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{1d540=
85a-2e0a-4199-a15b-38df3efe2f56}_ltb_base64_fonts_u1.css" =
rel=3D"stylesheet">
<!--<![endif]-->
</head>
<body class=3D"m_w100pc" style=3D"border: 0px none; padding: 0px; =
margin: 0px; text-align: center; font-size: 0px; line-height: 0; =
font-family: arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative;" topmargin=3D"0" rightmargin=3D"0" leftmargin=3D"0" =
bottommargin=3D"0"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0;">
=20
=20
<!-- CARDS SHARED HEADER -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto;">
<tr>
<td align=3D"left" style=3D"padding:12px 20px 7px 20px; =
position:relative;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"100%" =
style=3D"margin:auto; width:100%;">
<tr>
<td class=3D"m_w100pc f_LBJ" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px; padding-bottom:5px; font-weight:bold;" =
width=3D"560">
<!-- PREHEADER DYN-->
Your Lloyds Bank credit card interest rate change =20
</td>
</tr>
<tr>
<td class=3D"m_w100pc" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" width=3D"560">
=20
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"100%" =
style=3D"margin:auto; width:100%;">
<tr>
<td class=3D"m_w100pc f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; padding-bottom:5px;" width=3D"560">
<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_A -->We'll always =
include your name, <!-- LIVE_LB_SECURITY_HEADER_A END --></span>Mr =
Home<span style=3D"display: inline !important;"><!-- =
LIVE_LB_SECURITY_HEADER_B -->, and the last four digits of an account =
you have with us (<!-- LIVE_LB_SECURITY_HEADER_B END --></span>6953<span =
style=3D"display: inline !important;"><!-- LIVE_LB_SECURITY_HEADER_C =
-->), so you know our emails are genuine.<!-- LIVE_LB_SECURITY_HEADER_C =
END --></span>
</td>
</tr>
</table>
<!-- LB_JIT_HEADER -->
<span style=3D"display: inline =
!important;"></span>
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
=20
<!-- HEADER -->
<!-- HEADER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"66" style=3D"background-color:#0b6a4e; =
margin:auto;" valign=3D"top" width=3D"600">
<tbody>
<tr>
<td style=3D"background-color:#0b6a4e; width:600px; height:66px; =
vertical-align:middle;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td class=3D"m_w100pc m_p20 m_tal" style=3D"width:100px; =
vertical-align:middle; text-align:left;" width=3D"100"><!-- LOGO --><a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dlogo&wt.mc=
_id=3DOctober%202024&elqTrackId=3D8de75749382f4208840d3e3031e42d6e&elq=3D=
fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaignId=3D=
1193&elqcst=3D272&elqcsid=3D22335" target=3D"_blank" title=3D"Lloyds =
Bank"><img alt=3D"Lloyds Bank" border=3D"0" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2aafbae8-e70b-42ee-b782-92512ba29f89%7D_car-balbld-ltb-logo.=
png" style=3D"width:152px; height:auto;" width=3D"152" /></a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=20
<!-- HERO MODULE -->
<!-- [2b] HERO (text only) -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"background-image:linear-gradient(#024731, #024731); =
margin:auto; width: 600px" width=3D"600">
<tbody>
<tr>
<td class=3D"m_p30" style=3D"padding:38px 40px; font-size:0; =
line-height:0;">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"mso-table-lspace: 0px; mso-table-rspace: 0px">
<tbody>
<tr class=3D"g_blend_screen">
<td align=3D"left" class=3D"f_LBJ g_blend_difference" =
style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:28px; line-height:32px; text-decoration:none;">Interest rate =
update on your Lloyds Bank credit card</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding-top:20px;"><!--// CTA START =
\\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:auto; min-width:220px" width=3D"220">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#fffffe; =
mso-padding-alt:0 20px;"><a class=3D"f_LBJ_B cta_white" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dheader&wt.=
mc_id=3DOctober%202024&elqTrackId=3De19720d2f8fc48dcbe8876aa18f05549&elq=3D=
fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaignId=3D=
1193&elqcst=3D272&elqcsid=3D55184" style=3D"border:1px solid #fffffe; =
background-color:#fffffe; color:#006A4D; display:block; =
font-family:Arial,helvetica,sans-serif; font-size:16px; =
font-weight:bold; mso-line-height-rule:exactly; line-height:24px; =
text-align:center; text-decoration:none; padding:10px 30px 10px 30px; =
mso-padding-alt:13px 15px 13px 15px;" target=3D"_blank" title=3D"Find =
out more">Find out more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!-- V SPACER 13 -->
<table bgcolor=3D"#f1f1f1;" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"13" width=3D"100%">
<tbody>
<tr>
<td style=3D"background-color:#f1f1f1; height:1px; font-size:1px; =
line-height:1px; padding-top:12px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- SALUTATION -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:20px 20px 0 20px; =
mso-padding-alt:20px 20px 0px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none; padding-bottom:10px;">Dear Mr =
Home,</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; =
text-decoration:none;padding-bottom:10px;">Here’s an update on =
transfer rate/s on your Lloyds Bank credit card.<br />
<br />
The rate/s below only apply to new transfers made by 30 November =
2024, on credit card number ending 6953.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!--CLI -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none; padding-top:10px;">The credit =
limit on this account is £6,700.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- LINE DIVIDER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"600">
<tbody>
<tr>
<td bgcolor=3D"#ffffff" style=3D"background-color:#ffffff; =
height:1px; font-size:1px; line-height:1px; padding:30px 20px; =
box-sizing:content-box;">
<table bgcolor=3D"#e6e6e6" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"1" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 1 -->
<!-- TEXT MODULE [3D] - TEXT -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody><!-- H2 -->
<tr>
<td align=3D"left" style=3D"color:#006a4d; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:15px;">Balance Transfers</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding: 0px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td style=3D"padding:0px;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">0% p.a. for 12 =
months. 5% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 2 -->
<!-- TEXT MODULE [3D] - TEXT -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"padding: 10px 0 0 0">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr><!--<td style=3D"padding:5px 0 15px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>-->
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">6.9% p.a. for 24 =
months. 0% fee applies.</td>
<!--</tr>
</tbody>
</table>
</td>-->
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 3 -->
<!-- TEXT MODULE [3D] - TEXT -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody><!-- H2 -->
<tr>
<td align=3D"left" style=3D"padding: 15px 0 0 0">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#006a4d; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:15px">Money Transfers</td>
</tr>
<tr>
<td style=3D"padding:0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">0% p.a. for 12 =
months. 5% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 4 -->
<!-- OFFER DETAILS-->
<!-- LINE DIVIDER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"600">
<tbody>
<tr>
<td bgcolor=3D"#ffffff" style=3D"background-color:#ffffff; =
height:1px; font-size:1px; line-height:1px; padding:30px 20px; =
box-sizing:content-box;">
<table bgcolor=3D"#e6e6e6" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"1" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"padding: 0">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">Rate/s may be =
withdrawn; check your available rate/s before making a transfer. =
Transfer requests are subject to further eligibility and security checks =
at the point of request, but these will not affect your credit score.<br =
/>
<br />
When the rate/s above end, your standard variable transfer =
rates and fees will apply.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER DETAILS VARIABLE-->
<!-- OFFER DETAILS CTA-->
<!-- CTA -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:20px 20px 30px 20px;" =
valign=3D"top"><!--// CTA START \\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#77BA00; =
mso-padding-alt:0 30px;"><a class=3D"f_LBJ" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dcta1&wt.mc=
_id=3DOctober%202024&elqTrackId=3De646f244ef5b48ac8137edb74d0c6d97&elq=3D=
fa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaignId=3D=
1193&elqcst=3D272&elqcsid=3D29795" style=3D"border:1px solid #77BA00; =
background-color:#77BA00; color:#ffffff; display:block; =
font-family:Arial,helvetica,sans-serif; font-size:15px; =
mso-line-height-rule:exactly; line-height:24px; text-align:center; =
text-decoration:none; padding:9px 35px 9px 35px; mso-padding-alt:14px =
30px 14px 30px;" target=3D"_blank" title=3D"Find out more">Find out =
more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
<!-- V SPACER 13 -->
<table bgcolor=3D"#f1f1f1;" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"13" width=3D"100%">
<tbody>
<tr>
<td style=3D"background-color:#f1f1f1; height:1px; font-size:1px; =
line-height:1px; padding-top:12px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- SURVEY MODULE -->
<!-- SURVEY MODULE 14 -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width: 600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ m_p30 m_pb0" =
style=3D"color:#006a4d; font-family:arial,helvetica,sans-serif; =
font-size:18px; line-height:22px; text-decoration:none; padding:35px =
40px 0 40px;">At Lloyds Bank, we want you to be happy with the =
communications we share with you. How happy were you to receive this =
email?</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_LBJ m_pl30 m_pr30 m_pb30" =
style=3D"color:#505050; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; font-weight:normal; =
text-decoration:none; padding:15px 40px 20px 40px">We may use your =
answer to improve our communications and their relevancy to you.</td>
</tr>
<tr>
<td align=3D"center" class=3D"m_p0_30 m_pb30" style=3D"padding:0px =
40px 30px 40px; vertical-align:top;" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto;"><tr><td><![endif]-->
<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center;">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd8abe7&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
unhappy"><img alt=3D"Very unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B6e471c97-7a2d-4355-a8a9-9e26690e5ca0%7D_LB-btn-14-very-unhap=
py-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d33bb81&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
unhappy"> <img alt=3D"Very unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B487f0f24-b026-404e-b2fe-d89a999450ea%7D_LB-btn-14-very-unhap=
py-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f51eef&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly unhappy"><img alt=3D"Fairly unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B68fe03ee-0d50-4f81-87ce-9e2e708f8f89%7D_LB-btn-14-fairly-unh=
appy-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc749ecd9&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly unhappy"> <img alt=3D"Fairly unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bf35f8d69-7896-4eb9-9b30-be70776292ad%7D_LB-btn-14-fairly-unh=
appy-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac8162c1b&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Neither happy or unhappy"><img alt=3D"Neither happy or unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bc635f661-13ba-4220-92d6-48cd6b5492d5%7D_LB-btn-14-neither-de=
sk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /></a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c2fe8d&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Neither happy or unhappy"> <img alt=3D"Neither happy or =
unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B1f9db191-efaa-46f4-b550-483cdeb22ec4%7D_LB-btn-14-neither-mo=
b.png" style=3D"display:none; height:auto; width:100%; min-width: 260px; =
min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d145c05&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly happy"><img alt=3D"Fairly happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd2968c32-35ab-484f-8be1-cbca580794eb%7D_LB-btn-14-fairly-hap=
py-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a7650209bbeb&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly happy"> <img alt=3D"Fairly happy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B225a95e6-1473-46eb-bf6b-1966e2a8f7ff%7D_LB-btn-14-fairly-hap=
py-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
<tbody>
<tr>
<td class=3D"m_pb0" style=3D"padding-bottom:10px;"><a =
class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D5&elqTrackId=3D86f892589e444abeba12937496d525b7&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
happy"><img alt=3D"Very happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B55dd38f7-be97-44c3-8cbe-5c4d96ec1e50%7D_LB-btn-14-very-happy=
-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_BTBTMT_03_20220202&brcd=3DLTB&unid=3D1150573228308&ptid=3D10060095=
&tid=3DCARDBB03&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50a68ee&e=
lq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
happy"> <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be25e1564-45e9-4bcd-9adb-69c5daf415ed%7D_LB-btn-14-very-happy=
-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
<!-- SPACER 20PX -->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- CARDS SHARED FOOTER -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td class=3D"m_sharedFooter" style=3D"padding:30px 0 =
14px 0;">
<!-- LIVE_LB_CARDS_INTEREST -->
<!-- LB_CARDS_INTEREST -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ f_GUS_R" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
Per annum (p.a.) relates to the =
rate of interest you'll be charged each full or partial year, as =
applicable during the transfer period.
</td>
</tr>
</table>
</td>
</tr>
</table>
=20
<!-- LB_NMI -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Can I change =
my credit limit?</strong><br />
Yes, you can change your <a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dback-book&utm_medium=3Demail&utm_campai=
gn=3Dback-book&utm_content=3DCLIAnchorPoint&utm_id=3DBTMT&elqTrackId=3D1c=
fcd40ee2e14831b427b41d971ea565&elq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elq=
aid=3D12080&elqat=3D1&elqCampaignId=3D1193#clianchorpoint" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to change your credit =
limit">credit limit</a> online just by signing into Internet Banking. =
You can then review it, decrease it or apply to increase your credit =
limit. Remember though, you cannot decrease your limit to below your =
balance. You must have at least six months of payment history on your =
account before you can request an increase of your credit limit. Credit =
limit increases are subject to status.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- LB_ADDRESS_BOOK -->
<span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> – add us to make sure you get our emails.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_PRIVACY_POLICY -->
<span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> – review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D1208=
0&elqat=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16713" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_OPEN_DISCLOSURE -->
<span style=3D"display: inline !important;"><!-- LIVE_LB_OPEN_DISCLOSURE =
-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">Email</strong><br =
/>
To help us improve the emails we send you, we collect basic =
information from your device such as when they are opened. For more =
information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elq=
at=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D57433" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_JIT_NOTICE -->
<span style=3D"display: inline !important;"></span>
<!-- LB_IMPORTANT_INFO -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br />
<br />
We will:<br />
• Always include your name and the last four digits of an =
account you have with us.<br />
• Sometimes include links to more information to help you.<br =
/>
• Sometimes send you links to our secure app, to take you =
straight to the information you need.<br />
<br />
We will never:<br />
• Send you to a web page that asks for your logon, personal =
or banking details.<br />
<br />
If you're not sure that an email is from us:<br />
• Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
• Speak to us to check. You could do this by messaging us =
from our app or Internet Banking.<br />
<br />
We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D3eae6170fe554852a6a61af9907a5c68&elq=3Dfa5b3b3ed=
e6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaignId=3D1193&elq=
cst=3D272&elqcsid=3D16710" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_RELAY_SERVICE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us.</span><br />
You can call us using Relay UK if you have a hearing or speech =
impairment. There's more information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3Dc59c9d0ef4524b318905aa851=
721008b&elq=3Dfa5b3b3ede6f47128daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&e=
lqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16707" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about Relay UK.">Relay UK</a> =
help pages.<br />
<a =
href=3D"https://www.lloydsbank.com/help-guidance/accessibility/sign-video=
.html?elqTrackId=3D012e036f64ce445286bb28d760b80f8a&elq=3Dfa5b3b3ede6f471=
28daffa5e6ac86f33&elqaid=3D12080&elqat=3D1&elqCampaignId=3D1193&elqcst=3D=
272&elqcsid=3D16707" style=3D"text-decoration:underline; color:#006A4D;" =
target=3D"_blank" title=3D"Visit this page to find out more about =
SignVideo services.">SignVideo</a> services are also available if =
you’re Deaf and use British Sign Language.<br />
If you need support due to a disability please get in touch.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_CALLS_MONITORED -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded. Not all Telephone Banking services are available 24 hours =
a day, seven days a week.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_REG_OFFICE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_REG_OFFICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25 Gresham Street, London =
EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank =
plc is authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 119278.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_LSB -->
<span style=3D"display: inline !important;"></span>
<!-- LB_AS_AT_DATE -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
<span style=3D"display: =
inline !important;"><!-- LB_AS_AT_DATE_A -->This information is correct =
as of <!-- LB_AS_AT_DATE_A END --></span><!-- UPDATE -->October 2024<!-- =
END --><span style=3D"display: inline !important;"><!-- LB_AS_AT_DATE_B =
--> and is relevant to Lloyds Bank plc products and services =
only.<!-- LB_AS_AT_DATE_B END --></span>
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- TEMPLATE ID -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
CARDBB03
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- CARDS SHARED FOOTER END -->
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"" height=3D"1" width=3D"600" style=3D"display:block; width:600px; =
border:1px solid transparent;"/>
<![endif]--><!---->
</div>
</body></html>
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