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File: D:/hMailServer/Data/sarahharvey.com/bob/52/{52254BED-F971-4542-8E9C-F5817A449AE1}.eml
Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Thinking of consolidating your pensions with us?
Date: Thu, 26 Sep 2024 16:15:13 +0100
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  <http://sp.pensionbee.com/q/qDKl6JkxifcXCXW9wBM6PA~~/AABRIgA~/RgRo1_-BPVcFc3BjZXVCCmbygXr1Zt32JjNSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Five reasons to complete your sign up. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=_7jFHSUprLLRwAFcZ53bxlXdrODd9cMIqqZYSIkFOpahJ6w9UVlxhhJtSH8pa3MOFcofwp2NRkB5iOFwC-h5OGQ_0of4TY0mehtYuMw5lFJdgngSZKi35c4-IkOAH7pASlDwk1dK762q76KEd0PR9g%3D%3D>










View in browser 
<https://links.pensionbee.com/e/evib?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=_7jFHSUprLLRwAFcZ53bxlXdrODd9cMIqqZYSIkFOpahJ6w9UVlxhhJtSH8pa3MOL9ssNzZAjlsDnM87RKkxaw%3D%3D>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcMtFOzpd3SWjshJtrsBwz3XpM5hTcSTpM4WZOuv5YSI5U0HZJZRDTEBod-AE1EDh3HbUvokFHTpqJyjvD31o6rvd9eSgEAJm19CTHLHF1N9xEeWGfJ2HEeN-JF55rHsNa8Ukj41YkAb388B0eFEdnwEuha1CJNAANT97k-YU4mzgYW9d9uELHPhvDdg%3D%3D>
Log in 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcMtFOzpd3SWjshJtbJrRp1_9xVuRvp2Dl1T_nvqEo6IgGlmvljjQgq0YhZkzkwnA38ydkc5Kn8NB9lwNoRVN35xNZ-Tmtzy_GSJ3tBfnZPMptDH1gE1Lho--feV01XEA7XxfgCVv4bs0Jv7p1sRgBZFowoULDES8ovbDL1xdM-oytRdczZa9VGbum2Q%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcMtFOzpd3SWjshJv4cZEa7HfY8l6UDqw4tvaH26GwuIsv5v9xattZrciIgjXCm2VW6CtK4jVODPHB_Fx1ngQsGuNmZtiZ5jnwAfhpgtqOU0HsZ7uipVyAC1mfQEiamUwJ94Z5C-lal7ztTGbnI-_YBkCvrgKXwmcuwzqT9q2vyY-CAdpwdOymw6BrQA%3D%3D>




1. Combine your old pensions into one simple online plan


All we need’s some basic information from you to start transferring your old 
pensions, such as your personal details and the name of your previous 
pension providers.


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNdmynNLCDF9RJcfrFI3DFkUQxQ4qSE9Dz2h069ZtGipcMse9sOZYHFhrQEB0xquOQiLpaGj16kTkMgUlANuikyKWLNPhd9Hs6eZC8u_0Up_2AOP6J4kcXXmnQ_nI3firQhi5gAhREaBwe1oUDMtoIcvK5xXtKbZcuIK0xqyMsidr>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNYoNSlCNjsPAhH6G1LqODWWaiFQn3JKsJ5pqmJXDZlIXTgWkzhaLQNIn5HPExpd2_0FmtV9u3xAvMdfOmzqoVV-8kNdEW-HzrdteQIjeZQp9hsPFqQoVuq2BOTxybO4GAjyeZ3OSMnqxK6DCG_X8YI-XiDj6cu_1KtV099QOtj9Q>


2. Access UK-based customer support


Our friendly BeeKeepers are on hand, no matter what the question. They'll 
guide you through your sign up and help with your transfers.




 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcMtFOzpd3SWjshJtmQUyvsCgRC5smfZKDIwKFwWSVIIg8K894iicOXZNGSEOhEEEtJFDchE9O-u8av4188dYmpRHjrQyuXg4oJOn56wH2dErT7bnSLD56BSeDsnO1WF97boXsaAh1uDwXoICWDqxlE9Izwi2ZGJyxYkYXgz5iE6i4Knd9LJ7oe9WCYQ%3D%3D> 
Finish your sign up




3. Contribute to your pension in a few clicks



It’s free to make a contribution to your pension and you can contribute as 
much or as little as you like, as often as you prefer.


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNUOo1bvRoMNcAFRQrX54goHyohJj2aK_1WBDXm3lx0ydFfe6JH7A2tZelXc2k2uA-7p6ec2jSlFaQQngEqPbXLablXfawHlSSo0nF0Jeryf4_9z3EMA3WU6sha9gVA-XfSdWEIGi4KCB-yVtV0IpAyv2w8dAsFKhkYs-qqy4E8UN>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNQRTcVSEgvrgrhsFzHqS36PsdvqJ_ihcN6fdUXT_Qx1OxhhLdSQ_hSuEp0I_rM0T65WxRpUr24eCAw5thTzij9945-e3iOHGnYfom88TWhhqVUiMGcNBTbNvAERcznJFB_ofpd0_JPBAP_hAosAHmpUq4k_8eSCUqpWfRxA_tlrJ>


4. Only pay one fair and transparent annual fee


Our fees range from 0.50-0.95%, depending on which plan you choose. All our 
plans are managed by the largest money managers in the world. We'll halve 
the fee on the portion of your savings over £100,000.




5. Make speedy withdrawals from the age of 55*



Everything is done digitally, so there’s no paper forms to sign. It 
typically takes seven to 10 working days for you to receive your money.


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNWNKFIHn9-RECmrwnItn45bmJVl7BdPmq6BZUCW3bm1FF1yu_hxHadMfOO0nLvysSeu1KfBQAf97fPAAytiL7vOFjwggZGTDBz1SODKmGKeln8yls-gEGVnuYTSxtjNoXiXhdT5P7KGxUtFJZZxlFTAxCl1cRe6224yOquKx-mhP>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcMtFOzpd3SWjshJsYJtAD273Jr6lWrAUpQiTitEwvJ4rOh_KmZ0byTICFlGewnhPFV0wWJkLr_YU5qW5r9iQPJVTulwxcB3PH7ol-9mvZtrdJQv3uqYAzBsZ66bfPij2n3ayDgaB2q74dVX3BzgWkUuoMJvwsyR5CACAEl0AFKc6lP3F-fHTPGHxMjA%3D%3D> 
Finish your sign up




*It's worth noting that the age you can access your pension will increase to 
57 from 2028.




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.






Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1594306518/emails/New%20template/Telephone.png>
020 3457 8444
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Launch live chatSpeak 
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m=11f1e3a482d14c9292a06eae19e71798&_e=sZZAXfenh2wc86dwahtIlQ52wPgtJgph35Wy5BllLMXPb1qbfLx6ZiZK66uZrIjAV9jHacwH5NETlWUj_-9Qy0eR2MJpbMk6CLm_6oWZP_t0Tgkzeg8PeMplrYbmZiyIOL1Gct6HORBCla8-Uesjb-y3LgS74S-6hrPQMhaStF717i4O8hsnGsdoI47-2G3KnSJunL39npCoL3-xqYG_F4D22FEa8u0svMmOydQPToVh5-NQgsXAK-wCNHeoL-3nWi9lqphe3yURN36MxxPU5dMRQ4E6H_xaBO4cGJM3_TF3BonlVzDlLu-6qAjvbHfy5DfnhLC8j3L1B2SQffM16w%3D%3D>

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0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box; padding-bottom: 10px; padding-left: 10px; padding-right: =
10px; padding-top: 25px;"><div style=3D"box-sizing: border-box; =
font-family: sans-serif;"><div class style=3D"box-sizing: border-box; =
font-size: 14px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color: #3a342c; =
line-height: 1.5;"><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">1. Combine your old =
pensions into one simple online plan</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">All we need=E2=80=99s some basic =
information from you to start transferring your old pensions, such as =
your personal details and the name of your previous pension =
providers.</span></p></div></div></td></tr></table></div></td><td =
class=3D"column column-2 last" width=3D"33.333333333333336%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><div class=3D"border" =
style=3D"box-sizing: border-box;"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 200px;"> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNdmynNLCD=
F9RJcfrFI3DFkUQxQ4qSE9Dz2h069ZtGipcMse9sOZYHFhrQEB0xquOQiLpaGj16kTkMgUlAN=
uikyKWLNPhd9Hs6eZC8u_0Up_2AOP6J4kcXXmnQ_nI3firQhi5gAhREaBwe1oUDMtoIcvK5xX=
tKbZcuIK0xqyMsidr" target=3D"_blank" style=3D"box-sizing: border-box; =
outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1644946259/ema=
ils/New%20template/Frame_994.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"200" =
height=3D"auto"></a></div></div></td></tr></table></div></td></tr></tbody=
></table></td></tr></tbody></table><table class=3D"row row-4" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"33.333333333333336%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 200px;"> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNYoNSlCNj=
sPAhH6G1LqODWWaiFQn3JKsJ5pqmJXDZlIXTgWkzhaLQNIn5HPExpd2_0FmtV9u3xAvMdfOmz=
qoVV-8kNdEW-HzrdteQIjeZQp9hsPFqQoVuq2BOTxybO4GAjyeZ3OSMnqxK6DCG_X8YI-XiDj=
6cu_1KtV099QOtj9Q" target=3D"_blank" style=3D"box-sizing: border-box; =
outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1671726408/ema=
ils/Tess_cropped.png" style=3D"box-sizing: border-box; display: block; =
height: auto; border: 0; width: 100%;" width=3D"200" =
height=3D"auto"></a></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"66.66666666666667%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-left: 30px; =
padding-right: 10px; padding-top: 50px;"><div style=3D"box-sizing: =
border-box; font-family: sans-serif;"><div class style=3D"box-sizing: =
border-box; font-size: 14px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color: #3a342c; =
line-height: 1.5;"><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">2. Access UK-based =
customer support</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Our friendly =
BeeKeepers are on hand, no matter what the question. They'll guide you =
through your sign up and help with your =
transfers.</span></p></div></div></td></tr></table></td></tr></tbody></ta=
ble></td></tr></tbody></table><table class=3D"row row-5" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"button_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcM=
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style=3D"height:34px;width:187px;v-text-anchor:middle;" arcsize=3D"12%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcM=
tFOzpd3SWjshJtmQUyvsCgRC5smfZKDIwKFwWSVIIg8K894iicOXZNGSEOhEEEtJFDchE9O-u=
8av4188dYmpRHjrQyuXg4oJOn56wH2dErT7bnSLD56BSeDsnO1WF97boXsaAh1uDwXoICWDqx=
lE9Izwi2ZGJyxYkYXgz5iE6i4Knd9LJ7oe9WCYQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 24px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; border-bottom: 10px solid transparent; =
width: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr class=3D"reverse" style=3D"box-sizing: border-box;"><td =
class=3D"column column-1 first" width=3D"66.66666666666667%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><div class=3D"border" =
style=3D"box-sizing: border-box;"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box; padding-bottom: 10px; padding-left: 10px; padding-right: =
10px; padding-top: 50px;"><div style=3D"box-sizing: border-box; =
font-family: sans-serif;"><div class style=3D"box-sizing: border-box; =
font-size: 14px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color: #3a342c; =
line-height: 1.5;"><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">3. Contribute to your =
pension in a few clicks</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">It=E2=80=99s free to make a =
contribution to your pension and you can contribute as much or as little =
as you like, as often as you =
prefer.</span></p></div></div></td></tr></table></div></td><td =
class=3D"column column-2 last" width=3D"33.333333333333336%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><div class=3D"border" =
style=3D"box-sizing: border-box;"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 200px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
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outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1644946840/ema=
ils/New%20template/Frame_99212.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"200" =
height=3D"auto"></a></div></div></td></tr></table></div></td></tr></tbody=
></table></td></tr></tbody></table><table class=3D"row row-7" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"33.333333333333336%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 10px; =
padding-left: 10px; padding-right: 15px; padding-top: 40px; width: =
100%;" width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 175px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNQRTcVSEg=
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8eSCUqpWfRxA_tlrJ" target=3D"_blank" style=3D"box-sizing: border-box; =
outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1699609087/pla=
ns/Default_Plan_Graphic.png" style=3D"box-sizing: border-box; display: =
block; height: auto; border: 0; width: 100%;" width=3D"175" =
height=3D"auto"></a></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"66.66666666666667%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 10px; =
padding-left: 25px; padding-right: 10px; padding-top: 40px;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><strong style=3D"box-sizing: border-box;">4. Only pay =
one fair and transparent annual fee&nbsp;</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">Our fees range from 0.50-0.95%, depending =
on which plan you choose. All our plans are managed by the largest money =
managers in the world. We'll halve the fee on the portion of your =
savings over =
=C2=A3100,000.</span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-8" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr class=3D"reverse" style=3D"box-sizing: border-box;"><td =
class=3D"column column-1 first" width=3D"66.66666666666667%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"><div class=3D"border" =
style=3D"box-sizing: border-box;"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box; padding-bottom: 10px; padding-left: 10px; padding-right: =
10px; padding-top: 60px;"><div style=3D"box-sizing: border-box; =
font-family: sans-serif;"><div class style=3D"box-sizing: border-box; =
font-size: 14px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color: #3a342c; =
line-height: 1.5;"><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">5. Make speedy =
withdrawals from the age of 55*</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 21px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Everything is done =
digitally, so there=E2=80=99s no paper forms to sign. It typically takes =
seven to 10 working days for you to receive your =
money.</span></p></div></div></td></tr></table></div></td><td =
class=3D"column column-2 last" width=3D"33.333333333333336%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 5px; padding-top: =
5px; vertical-align: top; border-top: 0; border-right: 0; border-bottom: =
0; border-left: 0;" align=3D"left" valign=3D"top"> <div class=3D"border" =
style=3D"box-sizing: border-box;"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 200px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIwGgRdEBLxDfAaGevN6gu-GwnrcEUJeX4uewELcSelNWNKFIHn9=
-RECmrwnItn45bmJVl7BdPmq6BZUCW3bm1FF1yu_hxHadMfOO0nLvysSeu1KfBQAf97fPAAyt=
iL7vOFjwggZGTDBz1SODKmGKeln8yls-gEGVnuYTSxtjNoXiXhdT5P7KGxUtFJZZxlFTAxCl1=
cRe6224yOquKx-mhP" target=3D"_blank" style=3D"box-sizing: border-box; =
outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1671789978/Wit=
hdrawals_1_1_kezntg.png" style=3D"box-sizing: border-box; display: =
block; height: auto; border: 0; width: 100%;" width=3D"200" =
height=3D"auto"></a></div></div></td></tr></table></div></td></tr></tbody=
></table></td></tr></tbody></table><table class=3D"row row-9" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"button_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcM=
tFOzpd3SWjshJv1VbDlUIguzxJSl5mZLYMUzwvAivhxh_Wc7fGUAquSMZ6xpNLCqGRsbvBsvP=
F_zeRjCNuDriskY9GCJ85OmXwb3lc7-F4IzC0cLN68eM5MxPR4AzXicKk-eVkpUnDKeOuljmd=
FMVv1RatdGQkwoEhf2VQ9yuYYZKrQ-eWfQZAt_Q%3D%3D" =
style=3D"height:34px;width:187px;v-text-anchor:middle;" arcsize=3D"12%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3D11f1e3a482d14c9292a06eae19e71798&_e=3DsZZAXfenh2wc86dwahtI=
ldvn_xlE4Gcw0g1P_2xoZYIfKetnHpIK8-nWLLtd5NuUWTLb479AT_gvViiRbKp9hJHaa1rcM=
tFOzpd3SWjshJsYJtAD273Jr6lWrAUpQiTitEwvJ4rOh_KmZ0byTICFlGewnhPFV0wWJkLr_Y=
U5qW5r9iQPJVTulwxcB3PH7ol-9mvZtrdJQv3uqYAzBsZ66bfPij2n3ayDgaB2q74dVX3BzgW=
kUuoMJvwsyR5CACAEl0AFKc6lP3F-fHTPGHxMjA%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 24px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-10" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">*It's worth noting that the age you can access your =
pension will increase to 57 from 2028.</span></p></div></div> =
</td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-11" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><em style=3D"box-sizing: =
border-box;">With investments, your capital is at risk. Pensions can go =
down in value as well as up, so you could get back less than you =
invest.</em></span></p></div></div></td></tr></table></td></tr></tbody></=
table></td></tr></tbody></table> <table class=3D"row row-12" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"> Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-13" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1594306518/ema=
ils/New%20template/Telephone.png" style=3D"display: block; max-width: =
30px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
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