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From: <sue@sarahharvey.com>
To: <bob@sarahharvey.com>
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Subject: FW: CityGate Fixed Income Property Investment
Date: Wed, 4 Sep 2024 13:40:50 -0000
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Susan Home
Sarah Harvey Limited
14 Rural Innovation Centre

Avenue H

Stoneleigh Park

Kenilworth
Warwickshire
CV8 2LG



Tel: +0044(0)01926450545
Mobile:+44(0)7714734418


We respect our clients' privacy. Your personal details will not be shared 
with third parties as per Sarah Harvey GDPR policy. By submitting your 
details you consent to being contacted by Sarah Harvey Limited by telephone 
and email for this and similar positions. Please see our website for further 
GDPR information at  <http://www.sarahharvey.com/> www.sarahharvey.com.





From: Sean Hayes <sean@citygatehousing.com>
Sent: 04 September 2024 14:38
To: Susan Home <sue@sarahharvey.com>
Subject: CityGate Fixed Income Property Investment



Dear Susan,Thank you for your time earlier, it was good speaking with you.



 <https://eu1.hubs.ly/H0bVjzk0> DOWNLOAD INVESTMENT PROSPECTUS



We are delighted to present an exciting investment opportunity that combines 
healthy financial gains with strong local, social, and economic impact. 
Social housing investments in the UK are becoming increasingly popular among 
investors who want to make a positive difference with their investments, 
while also earning a steady income.



The Government has pledged £1.6bn to tackle the current housing crisis along 
with £11.6bn as part of the affordable homes program. This government backed 
initiative has created a unique and exclusive investment opportunity for 
savers and investors alike who might be seeking to gain better and fairer 
returns than what is currently offered by the mainstream.



About CITYGATE Housing

Following its inception, CITYGATE set out to take advantage of the 
government initiative to help tackle the current housing crisis for families 
and vulnerable people in the UK.



CITYGATE Housing specialises in property solutions and has been established 
to tackle the social housing crisis we face in the UK. They source housing 
opportunities for social housing providers, charities, and the Home Office, 
who need housing for society's most in need who struggle with homelessness, 
finding rental accommodation, or even getting on the property ladder. By 
working with the government and housing trusts they help to house vulnerable 
groups such as:

*	Domestic violence victims
*	Special needs families
*	Homeless
*	Those recovering from drug and alcohol addiction
*	Disabled and partially disabled.

CITYGATE Housing has identified 3000 homes that will be used on a Rent2Rent, 
to both Social Housing Groups and Supported Living Providers. CITYGATE will 
rent these properties from the current landlords, who in turn agree to 
CITYGATE leasing these properties to the above government funded companies, 
in return for guaranteed rental contracts on a 3-, 5- or 25-year lease.



With annual accounts of £1.2m in just 8 months, and a total fundraise of 
£6m, we are confident we can overachieve our target of housing 3000 families 
by the end of 2024.



Investment Highlights

*	Low investment of £13,500
*	Returns of £600 per unit paid monthly.
*	Interest Payable - Up to 20% P.A. (plus principal capital)
*	Return On Invested Capital 53.33% PA
*	Term - 36 Months
*	Total Return of £21,600
*	Security - JV, Government contracts and funding for assured rent for three 
or five years, social housing contracts, regulated solicitors holding the 
first charge.

Security

*	JV (Joint Venture) with company <https://eu1.hubs.ly/H0bD1n40>  (Sample JV 
Agreement)
*	Government backed and funded providers.
*	Providers funding direct from UK Home Office
*	SRA regulated payments facility through UK Legislation

Why is social housing such a good investment?

Due to the chronic lack of housing in the UK, there is a staggering 1.21 
million people currently on the waiting list for social housing as of March 
2022, which is increasing year on year. The government has a legal 
obligation to find housing for society's most vulnerable. Sometimes this can 
lead to families being put into expensive hotels due to normal accommodation 
not being available. The housing trusts and government offer very attractive 
long term rental guarantees, some up to 25 years. As an investor there are 
no void periods, no management fees, no renovation, or repair costs and no 
headaches generally associated with property investments.



Benefit From Property with Zero Running Costs or Maintenance

*	All properties are delivered fully renovated and any repairs needed are 
carried out by the Housing Association
*	Desirable locations in the North of England and London
*	No management costs
*	No legal fees
*	No stamp duty
*	Arm chair investment

What does the CITYGATE investment look like?

*	Regular income which is paid within 90 days of when funds are received
*	Government funded returns
*	Assured rental guarantee for 36 months
*	Social and Ethical investment
*	Track record of delivering projects and paying returns with no defaults
*	Over £11bn in government funding available
*	Regular site visits available upon request
*	3,000 homes as a minimum target
*	Projects situated in high demand locations
*	Solid security and legal structure in place
*	No capital gains or stamp duty

Once again, we would like to thank you for signing up to our investment 
service and we look forward to potentially welcoming you onboard with 
CITYGATE Housing Group.


Kind regards,








Sean Hayes


Senior Investment Consultant

CityGate Housing



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 <tel:(+44)%2002081296063> (+44) 02081296063 |  <tel:(+44)%2007723541838> 
(+44) 07723541838



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 <https://citygatehousing.com> https://citygatehousing.com



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--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext=3D"edit" spidmax=3D"1027" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext=3D"edit">
<o:idmap v:ext=3D"edit" data=3D"1" />
</o:shapelayout></xml><![endif]--></head><body lang=3DEN-GB link=3Dblue =
vlink=3Dpurple style=3D'word-wrap:break-word'><div =
class=3DWordSection1><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><div><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Susan Home<br>Sarah Harvey Limited<br>14 Rural Innovation =
Centre</span><span =
style=3D'font-family:"Calibri",sans-serif;color:black'><o:p></o:p></span>=
</p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Avenue H<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Stoneleigh Park<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Kenilworth<br>Warwickshire<br>CV8 =
2LG<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'><o:p>&nbsp;</o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Tel: =
+0044(0)01926450545<br>Mobile:+44(0)7714734418<br><br><br>We respect our =
clients' privacy. Your personal details will not be shared with third =
parties as per Sarah Harvey GDPR policy. By submitting your details you =
consent to being contacted by Sarah Harvey Limited by telephone and =
email for this and similar positions. Please see our website for further =
GDPR information at <a href=3D"http://www.sarahharvey.com/"><span =
style=3D'color:#0563C1'>www.sarahharvey.com</span></a>.<o:p></o:p></span>=
</p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-ligatures:standardcontextual;mso-fareast-la=
nguage:EN-US'><o:p>&nbsp;</o:p></span></p></div><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p>&nbsp;</o:p></=
span></p><div><div style=3D'border:none;border-top:solid #E1E1E1 =
1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=3DMsoNormal><b><span =
lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> Sean Hayes =
&lt;sean@citygatehousing.com&gt; <br><b>Sent:</b> 04 September 2024 =
14:38<br><b>To:</b> Susan Home =
&lt;sue@sarahharvey.com&gt;<br><b>Subject:</b> CityGate Fixed Income =
Property Investment<o:p></o:p></span></p></div></div><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><div><p style=3D'margin:0cm'>Dear =
Susan,<span =
style=3D'font-family:"Arial",sans-serif'>=E2=80=8B</span><o:p></o:p></p><=
p class=3DMsoNormal><o:p>&nbsp;</o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>Thank you for =
your time earlier, it was good speaking with =
you.</span><o:p></o:p></p><p class=3DMsoNormal><o:p>&nbsp;</o:p></p><p =
style=3D'margin:0cm'><a href=3D"https://eu1.hubs.ly/H0bVjzk0"><span =
style=3D'font-size:10.0pt;background:white'>DOWNLOAD INVESTMENT =
PROSPECTUS</span></a><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>We are =
delighted to present an exciting investment opportunity that combines =
healthy financial gains with strong local, social, and economic impact. =
Social housing investments in the UK are becoming increasingly popular =
among investors who want to make a positive difference with their =
investments, while also earning a steady income.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>The Government =
has pledged =C2=A31.6bn to tackle the current housing crisis along with =
=C2=A311.6bn as part of the affordable homes program. This government =
backed initiative has created a unique and exclusive investment =
opportunity for savers and investors alike who might be seeking to gain =
better and fairer returns than what is currently offered by the =
mainstream.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>About CITYGATE =
Housing</span></u></strong><o:p></o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>Following its =
inception, CITYGATE set out to take advantage of the government =
initiative to help tackle the current housing crisis for families and =
vulnerable people in the UK.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>CITYGATE =
Housing specialises in property solutions and has been established to =
tackle the social housing crisis we face in the UK. They source housing =
opportunities for social housing providers, charities, and the Home =
Office, who need housing for society's most in need who struggle with =
homelessness, finding rental accommodation, or even getting on the =
property ladder. By working with the government and housing trusts they =
help to house vulnerable groups such as:</span><o:p></o:p></p><ul =
style=3D'margin-top:0cm' type=3Ddisc><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l2 =
level1 lfo1;background:white'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;background:white=
'>Domestic violence victims</span></strong><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l2 =
level1 lfo1;background:white'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;background:white=
'>Special needs families</span></strong><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l2 =
level1 lfo1;background:white'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;background:white=
'>Homeless</span></strong><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l2 =
level1 lfo1;background:white'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;background:white=
'>Those recovering from drug and alcohol addiction</span></strong><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l2 =
level1 lfo1;background:white'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;background:white=
'>Disabled and partially disabled.</span></strong><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li></ul><p =
style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>CITYGATE =
Housing has identified 3000 homes that will be used on a Rent2Rent, to =
both Social Housing Groups and Supported Living Providers. CITYGATE will =
rent these properties from the current landlords, who in turn agree to =
CITYGATE leasing these properties to the above government funded =
companies, in return for guaranteed rental contracts on a 3-, 5- or =
25-year lease.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>With annual =
accounts of =C2=A31.2m in just 8 months, and a total fundraise of =
=C2=A36m, we are confident we can overachieve our target of housing 3000 =
families by the end of 2024.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Investment =
Highlights</span></u></strong><o:p></o:p></p><ul =
style=3D'margin-top:0cm' type=3Ddisc><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Low investment of =
=C2=A313,500</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Returns of =C2=A3600 per =
unit paid monthly.</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Interest Payable - Up to 20% =
P.A. (plus principal capital)</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Return On Invested Capital =
53.33% PA</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Term - 36 Months</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Total Return of =
=C2=A321,600</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l4 =
level1 lfo2;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Security - JV, Government =
contracts and funding for assured rent for three or five years, social =
housing contracts, regulated solicitors holding the first =
charge.</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li></ul><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Security</span></u></strong><o:p></o:p></p><ul =
style=3D'margin-top:0cm' type=3Ddisc><li =
style=3D'margin-top:0cm;margin-bottom:0cm;mso-list:l0 level1 =
lfo3;background:white'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>JV (Joint =
Venture) with company</span><span =
style=3D'font-size:10.0pt;color:black'><a =
href=3D"https://eu1.hubs.ly/H0bD1n40"><span style=3D'background:white'> =
(Sample JV Agreement)</span></a></span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l0 =
level1 lfo3;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Government backed and funded =
providers.</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l0 =
level1 lfo3;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Providers funding direct =
from UK Home Office</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l0 =
level1 lfo3;background:white'><span =
style=3D'font-size:10.0pt;background:white'>SRA regulated payments =
facility through UK Legislation</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li></ul><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Why is social housing such a good =
investment?</span></u></strong><o:p></o:p></p><p =
style=3D'margin:0cm'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>Due to the =
chronic lack of housing in the UK, there is a staggering 1.21 million =
people currently on the waiting list for social housing as of March =
2022, which is increasing year on year. The government has a legal =
obligation to find housing for society's most vulnerable. Sometimes this =
can lead to families being put into expensive hotels due to normal =
accommodation not being available. The housing trusts and government =
offer very attractive long term rental guarantees, some up to 25 years. =
As an investor there are no void periods, no management fees, no =
renovation, or repair costs and no headaches generally associated with =
property investments.</span><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Benefit From Property with Zero Running Costs or =
Maintenance</span></u></strong><o:p></o:p></p><ul =
style=3D'margin-top:0cm' type=3Ddisc><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>All properties are delivered =
fully renovated and any repairs needed are carried out by the Housing =
Association</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Desirable locations in the =
North of England and London</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>No management =
costs</span><span style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>No legal fees</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>No stamp duty</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l1 =
level1 lfo4;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Arm chair =
investment</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li></ul><p =
style=3D'margin:0cm'><strong><u><span =
style=3D'font-size:11.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>What does the CITYGATE investment look =
like?</span></u></strong><o:p></o:p></p><ul style=3D'margin-top:0cm' =
type=3Ddisc><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Regular income which is paid =
within 90 days of when funds are received</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Government funded =
returns</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Assured rental guarantee for =
36 months</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Social and Ethical =
investment</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Track record of delivering =
projects and paying returns with no defaults</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Over =C2=A311bn in =
government funding available</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Regular site visits =
available upon request</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>3,000 homes as a minimum =
target</span><span style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Projects situated in high =
demand locations</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'color:#222222;margin-top:0cm;margin-bottom:0cm;mso-list:l3 =
level1 lfo5;background:white'><span =
style=3D'font-size:10.0pt;background:white'>Solid security and legal =
structure in place</span><span =
style=3D'font-size:10.0pt'><o:p></o:p></span></li><li =
style=3D'margin-top:0cm;margin-bottom:0cm;mso-list:l3 level1 lfo5'><span =
style=3D'font-size:10.0pt;color:#222222;background:white'>No capital =
gains or stamp duty</span><o:p></o:p></li></ul><p =
style=3D'mso-margin-top-alt:0cm;margin-right:0cm;margin-bottom:0cm;margin=
-left:36.0pt'><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Once again, we would like to thank you for signing up to =
our investment service and we look forward to potentially welcoming you =
onboard with CITYGATE Housing Group.</span></strong><o:p></o:p></p><p =
style=3D'mso-margin-top-alt:0cm;margin-right:0cm;margin-bottom:0cm;margin=
-left:36.0pt'><br><strong><span =
style=3D'font-size:10.0pt;font-family:"Aptos",sans-serif;color:#222222;ba=
ckground:white'>Kind regards,</span></strong><o:p></o:p></p><p =
class=3DMsoNormal><o:p>&nbsp;</o:p></p><div><table =
class=3DMsoNormalTable border=3D0 cellspacing=3D0 cellpadding=3D0 =
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style=3D'padding:0cm 0cm 0cm 0cm'><table class=3DMsoNormalTable =
border=3D0 cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr><td width=3D150 =
style=3D'width:112.5pt;padding:0cm 0cm 0cm 0cm'><p =
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/>
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</v:shapetype><v:shape id=3D"Picture_x0020_8" o:spid=3D"_x0000_s1026" =
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style=3D'width:97.5pt;height:24pt;visibility:visible;mso-wrap-style:squar=
e;mso-left-percent:-10001;mso-top-percent:-10001;mso-position-horizontal:=
absolute;mso-position-horizontal-relative:char;mso-position-vertical:abso=
lute;mso-position-vertical-relative:line;mso-left-percent:-10001;mso-top-=
percent:-10001'>
<w:wrap type=3D"none"/>
<w:anchorlock/>
</v:shape><![endif]--><![if !vml]><img width=3D130 height=3D32 =
style=3D'width:1.3541in;height:.3333in' =
src=3D"cid:image001.png@01DAFED8.6F8DDC90" =
v:shapes=3D"Picture_x0020_8"><![endif]><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td><td style=3D'padding:0cm 0cm 0cm 0cm'><h2 =
style=3D'margin:0cm'><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:black'>Sea=
n&nbsp;Hayes<o:p></o:p></span></h2><p =
style=3D'margin:0cm;line-height:16.5pt'><span =
style=3D'font-size:10.5pt;font-family:"Arial",sans-serif;color:black'>Sen=
ior Investment Consultant<o:p></o:p></span></p><p =
style=3D'margin:0cm;line-height:16.5pt'><span =
style=3D'font-size:10.5pt;font-family:"Arial",sans-serif;color:black'>Cit=
yGate Housing <o:p></o:p></span></p></td><td width=3D30 =
style=3D'width:22.5pt;padding:0cm 0cm 0cm 0cm'></td><td width=3D1 =
style=3D'width:.75pt;border:none;border-left:solid #14065C =
1.0pt;padding:0cm 0cm 0cm 0cm;border-bottom-color:currentcolor'></td><td =
width=3D30 style=3D'width:22.5pt;padding:0cm 0cm 0cm 0cm'></td><td =
style=3D'padding:0cm 0cm 0cm 0cm'><table class=3DMsoNormalTable =
border=3D0 cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr =
style=3D'height:12.5pt'><td width=3D30 style=3D'width:22.5pt;padding:0cm =
0cm 0cm 0cm;height:12.5pt'><table class=3DMsoNormalTable border=3D0 =
cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr><td valign=3Dbottom =
style=3D'padding:0cm 0cm 0cm 0cm'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:white;back=
ground:#14065C'><img border=3D0 width=3D13 height=3D13 =
style=3D'width:.1319in;height:.1319in' id=3D"_x0000_i1031" =
src=3D"https://cdn2.hubspot.net/hubfs/53/tools/email-signature-generator/=
icons/phone-icon-2x.png" alt=3DmobilePhone></span><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td></tr></table></td><td style=3D'padding:0cm 0cm 0cm =
0cm;height:12.5pt'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:black'><a =
href=3D"tel:(+44)%2002081296063"><span =
style=3D'font-size:9.0pt;color:black;text-decoration:none'>(+44) =
02081296063</span></a> | <a href=3D"tel:(+44)%2007723541838"><span =
style=3D'font-size:9.0pt;color:black;text-decoration:none'>(+44) =
07723541838</span></a><o:p></o:p></span></p></td></tr><tr =
style=3D'height:12.5pt'><td width=3D30 style=3D'width:22.5pt;padding:0cm =
0cm 0cm 0cm;height:12.5pt'><table class=3DMsoNormalTable border=3D0 =
cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr><td valign=3Dbottom =
style=3D'padding:0cm 0cm 0cm 0cm'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:white;back=
ground:#14065C'><img border=3D0 width=3D13 height=3D13 =
style=3D'width:.1319in;height:.1319in' id=3D"_x0000_i1030" =
src=3D"https://cdn2.hubspot.net/hubfs/53/tools/email-signature-generator/=
icons/email-icon-2x.png" alt=3DemailAddress></span><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td></tr></table></td><td style=3D'padding:0cm 0cm 0cm =
0cm;height:12.5pt'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><a =
href=3D"mailto:Sean@citygatehousing.com"><span =
style=3D'font-size:9.0pt;color:black;text-decoration:none'>Sean@citygateh=
ousing.com</span></a><o:p></o:p></span></p></td></tr><tr =
style=3D'height:12.5pt'><td width=3D30 style=3D'width:22.5pt;padding:0cm =
0cm 0cm 0cm;height:12.5pt'><table class=3DMsoNormalTable border=3D0 =
cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr><td valign=3Dbottom =
style=3D'padding:0cm 0cm 0cm 0cm'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:white;back=
ground:#14065C'><img border=3D0 width=3D13 height=3D13 =
style=3D'width:.1319in;height:.1319in' id=3D"_x0000_i1029" =
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icons/link-icon-2x.png" alt=3Dwebsite></span><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td></tr></table></td><td style=3D'padding:0cm 0cm 0cm =
0cm;height:12.5pt'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><a =
href=3D"https://citygatehousing.com"><span =
style=3D'font-size:9.0pt;color:black;text-decoration:none'>https://cityga=
tehousing.com</span></a><o:p></o:p></span></p></td></tr><tr =
style=3D'height:12.5pt'><td width=3D30 style=3D'width:22.5pt;padding:0cm =
0cm 0cm 0cm;height:12.5pt'><table class=3DMsoNormalTable border=3D0 =
cellspacing=3D0 cellpadding=3D0 =
style=3D'vertical-align:-webkit-baseline-middle'><tr><td valign=3Dbottom =
style=3D'padding:0cm 0cm 0cm 0cm'><p class=3DMsoNormal><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif;color:white;back=
ground:#14065C'><img border=3D0 width=3D13 height=3D13 =
style=3D'width:.1319in;height:.1319in' id=3D"_x0000_i1028" =
src=3D"https://cdn2.hubspot.net/hubfs/53/tools/email-signature-generator/=
icons/address-icon-2x.png" alt=3Daddress></span><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td></tr></table></td><td style=3D'padding:0cm 0cm 0cm =
0cm;height:12.5pt'><p class=3DMsoNormal><span =
style=3D'font-size:9.0pt;font-family:"Arial",sans-serif;color:black'>St. =
Magnus House, 3 Lower Thames Street, London. EC3R 6HE</span><span =
style=3D'font-size:13.5pt;font-family:"Arial",sans-serif'><o:p></o:p></sp=
an></p></td></tr></table></td></tr></table></td></tr><tr><td =
style=3D'padding:0cm 0cm 0cm 0cm'></td></tr><tr><td style=3D'padding:0cm =
0cm 0cm 0cm'></td></tr></table></div><div><div><p class=3DMsoNormal><img =
border=3D0 width=3D22 height=3D22 style=3D'width:.2291in;height:.2291in' =
id=3D"_x0000_i1027" =
src=3D"https://static.hsappstatic.net/hubspot-prosemirror-plugins/static-=
1.4113/images/sprocket-web-color.png"><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif;color:#516F90'>Powered by <a =
href=3D"https://app.hubspot.com/signup-hubspot/sales?uuid=3D7562b886-355f=
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pot-email-plugin-virality" target=3D"_blank">HubSpot</a>.</span><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif;color:#516F90'><img border=3D0 width=3D1 height=3D1 =
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