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Reply-To: "Virgin Money" <no-reply@creditcard.virginmoney.com>
From: "Virgin Money" <email@creditcard.virginmoney.com>
To: <bob@sarahharvey.com>
Subject: Your new balance and money transfer rates are still available
Date: Mon, 10 Mar 2025 18:25:42 -0000
Message-ID: <NM65B65D28B06142E98virginm_mkt_prod3-Ym91bmNlQGNyZWRpdGNhcmQudmlyZ2lubW9uZXkuY29t@creditcard.virginmoney.com>
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Reminder of your transfer rates
So you know our emails are genuine, whenever we include links to our website
in emails we will also quote the last four digits of your card number: 2523
<https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f4a2748b0/a051a79fd4bca7298d97f90698f6c03d2bfb91dd.png>
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<https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f4a2748b0/VAAheader35715.png>
0% on balance and money transfers
Robert , as part of our ongoing service to you, we let you know last month
that you had new balance and money transfer rates available on your Virgin
Atlantic Credit Card ending 2523, with 0% interest until the statement dates
outlined in the table below.
These rates expire soon, but you can still get them on any transfers you
make between 1 February 2025 and 31 March 2025. A handling fee will apply.
And just so you know, you won’t earn Virgin Points on any balance or money
transfers.
Transfer type 0% interest Handling fee
Balance transfers until your February 2026 statement 4%
Money transfers until your February 2026 statement 4%
If you're unsure, find out more about what balance and money transfers are
and how they work.
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa04c&p1=101985944>
More information
<https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f4a2748b0/VAAAppSummary596x1100Mobile.png>
<https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f4a2748b0/VAAAppSummary660x750Desktop.png>
How to make a transfer
To apply via the credit card app, go to the 'Payments' section, select 'Make
a balance transfer' and/or 'Make a money transfer' and take it from there.
If you don't already have the app, search Virgin Money Credit Card on the
App Store or Google Play. When registering, make sure you use your credit
card ending 2523. Once downloaded, you can easily apply for your transfer by
following the steps above.
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa04d>
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa04e>
Key things to consider
* Your rate - when your new transfer rate ends, balance and money transfers
will be charged at your standard rate of interest. This can be found on your
statement.
* The terms - to keep the new transfer rate, you need to make the minimum
payment on time every month.
* Credit limit - you can only transfer up to 95% of your credit limit minus
your outstanding balance(s) and transfer fee. You can view your credit limit
in our credit card app.
* It's best to try and pay off as much as you can afford each month. Direct
Debit is the simplest way to pay. You can set one up easily, or if you've
done that already, you should check your details to make sure it's still in
place. You can do this in our credit card app.
For more information, please see your statement and your Terms.
Need help with this?
If you'd like more information about balance and money transfers, you'll
find it all here
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa04f&p1=101985944>
.
The Virgin Atlantic Credit Card team
Cookies
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa050&p1=101985944>
• Privacy policy
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa051&p1=101985944>
• Staying safe online
<http://t.emails.virginmoney.com/r/?id=h5b65d28b,6142e98,1efa052&p1=101985944>
We are sending you this information as part of our credit agreement with you
so you know about the balance transfer, money transfer and retail purchase
rates that are available to you. If you don't want to receive this kind of
message from us in the future, please call us on 0800 011 3210
<tel:08000113210> to let us know. You'll still be able to find and use all
these rates in our credit card app.
Important information about email security: To ensure you receive all emails
about your card, add email@creditcard.virginmoney.com
<mailto:email@creditcard.virginmoney.com?utm_campaign=VM35701,_VM35715_&_VM41676&utm_content=101985944&utm_medium=email&utm_source=Cards_Marketing>
to your email address book or Safe List. We have sent this email to you in
order to service your credit card account and it is confidential and for use
by the addressee only. However, as email is not a secure form of
communication, please do not reply to us by email. If for any reason you
think this email is not from the team at Virgin Money, please forward it to
us at report.phishing@virginmoney.com (please note no acknowledgement will
be sent).
App Store is a service mark of Apple Inc., registered in the U.S. and other
countries. Google Play is a trademark of Google LLC.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as
Virgin Money). Registered in Scotland (Company No. SC001111). Registered
Office: 177 Bothwell Street, Glasgow G2 7ER. Authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority.
This message and any attachments have been scanned for viruses prior to
leaving our network. However, we cannot guarantee the security of this
message and will not be responsible for any damage as a result of any virus
being passed on by a third party. We may monitor emails sent to and from
this email account.
VM35715V9.0
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four digits of your card number: 2523
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=20
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Robert
, as part of our ongoing service to you, we let you know last month that =
you had new balance and money transfer rates available on your Virgin =
Atlantic Credit Card ending 2523, with 0% interest until the statement =
dates outlined in the table below. <br><br>These rates expire soon, but =
you can still get them on any transfers you make between 1 February 2025 =
and 31 March 2025. A handling fee will apply. And just so you know, you =
won’t earn Virgin Points on any balance or money transfers.
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=20
=20
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=20
<strong style=3D"">0% =
interest</strong>
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=20
<strong style=3D"">Handling =
fee</strong>
</th>
=20
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<tr>
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=20
Balance transfers
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=20
until your February 2026 =
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=20
4%
</td>
=20
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<tr>
<td style=3D"padding:10px; =
font-family:Arial,Helvetica,sans-serif; font-size:12px; color:#010101; =
line-height:16px; text-align:left; vertical-align:top; border-bottom:1px =
solid #e10a0a;" width=3D"33%">
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Money transfers
</td>
<td style=3D"padding:10px; =
font-family:Arial,Helvetica,sans-serif; font-size:12px; color:#010101; =
line-height:16px; text-align:left; vertical-align:top; border-bottom:1px =
solid #e10a0a; border-left:1px solid #e10a0a;" width=3D"33%">
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until your February 2026 =
statement
</td>
<td style=3D"padding:10px; =
font-family:Arial,Helvetica,sans-serif; font-size:12px; color:#010101; =
line-height:16px; text-align:left; vertical-align:top; border-bottom:1px =
solid #e10a0a; border-left:1px solid #e10a0a;" width=3D"33%">
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4%
</td>
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</table>
</td>
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</table>
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<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
bgcolor=3D"#ffffff">
<tr>
<td class=3D"ph32" align=3D"left" =
style=3D"padding:0 24px 32px 24px; text-align:left;">
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<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:1em; color:#000001; =
line-height:1.5em;">
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If you're unsure, find out more about =
what balance and money transfers are and how they work.
</p>
<div style=3D"text-align:left;">
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<a class=3D"cta" target=3D"_blank" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa04c=
&p1=3D101985944" style=3D"display:inline-block; width:240px; =
font-family:Arial,Helvetica,sans-serif; font-size:0.875em; =
font-weight:500; color:#ffffff; line-height:48px; text-align:center; =
text-decoration:none; background-color:#e10a0a; =
-webkit-text-size-adjust:none; mso-padding-alt:0;"><!--[if mso]><i =
style=3D"letter-spacing:32px; mso-font-width:-100%; =
mso-text-raise:24pt;"> </i><![endif]--><span =
style=3D"mso-text-raise:12pt;">More information</span><!--[if mso]><i =
style=3D"letter-spacing:32px; =
mso-font-width:-100%;"> </i><![endif]--></a>
</div>
<div style=3D"height:16px; line-height:16px; =
mso-line-height-rule:exactly;"> </div>
<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#000001; =
line-height:1.5em;">
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</p>
</td>
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<div style=3D"font-size:0; text-align:center; =
background-color:#ffffff;">
<!--[if mso]>
<table width=3D"660" bgcolor=3D"#ffffff" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:660px;">
<tr>
<td width=3D"220" valign=3D"top" =
style=3D"width:220px;">
<![endif]-->
<div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; =
max-width:220px; vertical-align:top;">
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<div class=3D"dsk" =
style=3D"display:none; max-height:0; visibility:hidden;">
<a target=3D"_blank">
<img alt=3D"mobile phone image" =
border=3D"0" =
src=3D"https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f=
4a2748b0/VAAAppSummary596x1100Mobile.png" width=3D"220" =
style=3D"display:block; width:100%; max-width:220px; height:auto;">
</a>
</div>
<!--[if !mso]><!-->
<div class=3D"mob fluid" =
style=3D"mso-hide:all;">
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<img class=3D"fluid" width=3D"480" =
alt=3D"mobile phone image" border=3D"0" style=3D"display:block; =
width:100%; min-width:100%; max-width:480px; height:auto;" =
src=3D"https://images.emlcdn.net/cdn/1001923/dbc95cbc-3781-4ced-88cb-9e4f=
4a2748b0/VAAAppSummary660x750Desktop.png">
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</div>
<!--<![endif]-->
</div>
<!--[if mso]>
</td>
<td width=3D"440" valign=3D"top" =
style=3D"width:440px;">
<![endif]-->
<div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; =
max-width:440px; vertical-align:top;">
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<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation">
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<tr>
<td class=3D"ph32" valign=3D"top" =
style=3D"padding:24px 24px 8px 24px; font-size:16px; text-align:left;">
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<h2 style=3D"margin:0 0 0.5em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:1.5em; =
font-weight:500; color:#e10a0a; line-height:1.2em; text-align:left;">
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How to make a transfer
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</h2>
<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:1em; color:#000001; =
line-height:1.5em;">
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To apply via the credit card =
app, go to the 'Payments' section, select 'Make a balance transfer' =
and/or 'Make a money transfer' and take it from there. <br><br>If you =
don't already have the app, search <span =
style=3D"white-space:nowrap;"><strong style=3D"">Virgin Money Credit =
Card</strong></span> on the App Store or Google Play. When registering, =
make sure you use your credit card ending 2523. Once downloaded, you can =
easily apply for your transfer by following the steps above.
</p>
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<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#000001; =
line-height:1.5em;">
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</p>
</td>
</tr>
<tr>
<td class=3D"ph32" align=3D"left" =
style=3D"padding:0 24px 32px 24px;">
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<table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" align=3D"left">
<tr>
<td valign=3D"top">
<a target=3D"_blank" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa04d=
"><img =
src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_prod3/app_store=
.png" width=3D"119" height=3D"40" alt=3D"Download on the App Store" =
border=3D"0" style=3D"display:block;">
</a>
</td>
<td width=3D"8" =
style=3D"font-size:1px; line-height:1px;"> </td>
<td valign=3D"top">
<a target=3D"_blank" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa04e=
"><img =
src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_prod3/google_pl=
ay.png" width=3D"135" height=3D"40" alt=3D"Get it on Google Play" =
border=3D"0" style=3D"display:block;">
</a>
</td>
</tr>
</table>
</td>
</tr>
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</table>
</div>
<!--[if mso]>
</td>
</tr>
</table>
<![endif]-->
</div>
<!-- //C3 -->
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<!-- C2 -->
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
bgcolor=3D"#ffffff">
<tr>
<td class=3D"ph32" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
<h2 style=3D"margin:0 0 0.5em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:1.5em; =
font-weight:500; color:#e10a0a; line-height:1.2em; text-align:left;">
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Key things to consider
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</h2>
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<ul type=3D"disc" style=3D"Margin:0; =
Margin-left:16px; padding:0; font-family:Arial,Helvetica,sans-serif; =
font-size:1em; color:#000001; line-height:1.5em;">
<li style=3D"padding:0 0 0.5em 0;">
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<strong style=3D"">Your rate</strong> =
- when your new transfer rate ends, balance and money transfers will be =
charged at your standard rate of interest. This can be found on your =
statement.
</li>
<li style=3D"padding:0 0 0.5em 0;">
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<strong style=3D"">The terms</strong> =
- to keep the new transfer rate, you need to make the minimum payment on =
time every month.
</li>
<li style=3D"padding:0 0 0.5em 0;">
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<strong style=3D"">Credit =
limit</strong> - you can only transfer up to 95% of your credit limit =
minus your outstanding balance(s) and transfer fee. You can view your =
credit limit in our credit card app.
</li>
<li style=3D"padding:0 0 0.5em 0;">
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<strong style=3D"">It's best to try =
and pay off as much as you can afford each month. </strong>Direct Debit =
is the simplest way to pay. You can set one up easily, or if you've done =
that already, you should check your details to make sure it's still in =
place. You can do this in our credit card app.
</li>
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</ul>
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<div style=3D"height:8px; line-height:8px; =
mso-line-height-rule:exactly;"> </div>
<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:1em; color:#000001; =
line-height:1.5em;">
=20
For more information, please see your =
statement and your Terms.
</p>
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<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#000001; =
line-height:1.5em;">
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</p>
</td>
</tr>
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</table>
<!-- //C2 -->
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<!-- C2 -->
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
bgcolor=3D"#ffffff">
<tr>
<td class=3D"ph32" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
<h2 style=3D"margin:0 0 0.5em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:1.5em; =
font-weight:500; color:#e10a0a; line-height:1.2em; text-align:left;">
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Need help with this?
=20
</h2>
<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:1em; color:#000001; =
line-height:1.5em;">
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If you'd like more information about =
balance and money transfers, you'll find it all <a =
style=3D"color:#000001; text-decoration:underline;" target=3D"_blank" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa04f=
&p1=3D101985944">here</a>. <br><br><span =
style=3D"white-space:nowrap;"><span style=3D"color:#e10a0a;"><strong =
style=3D"">The Virgin Atlantic Credit Card team</strong></span></span>
</p>
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<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#000001; =
line-height:1.5em;">
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</p>
</td>
</tr>
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</table>
<!-- //C2 -->
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<!-- C2 -->
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
bgcolor=3D"#e10a0a">
<tr>
<td class=3D"ph32" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
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<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; =
line-height:1.5em;">
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</p>
</td>
</tr>
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</table>
<!-- //C2 -->
<!-- FOOTER -->
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
bgcolor=3D"#e10a0a">
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<tr>
<td class=3D"ph32" valign=3D"top" =
style=3D"padding:0 24px 32px 24px; text-align:left;">
<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; =
line-height:1.5em;">
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<a target=3D"_blank" =
style=3D"color:#ffffff; text-decoration:underline;" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa050=
&p1=3D101985944">Cookies</a> • <a target=3D"_blank" =
style=3D"color:#ffffff; text-decoration:underline;" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa051=
&p1=3D101985944">Privacy policy</a> • <a =
target=3D"_blank" style=3D"color:#ffffff; text-decoration:underline;" =
href=3D"http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1efa052=
&p1=3D101985944">Staying safe online</a>
</p>
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<p style=3D"margin:0 0 1em 0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; =
line-height:1.5em;">We are sending you this information as part of our =
credit agreement with you so you know about the balance transfer, money =
transfer and retail purchase rates that are available to you. If you =
don't want to receive this kind of message from us in the future, please =
call us on <a style=3D"color:#ffffff; text-decoration:underline;" =
target=3D"_blank" href=3D"tel:08000113210">0800 011 3210</a> to let us =
know. You'll still be able to find and use all these rates in our credit =
card app.<br><br><strong style=3D"">Important information about email =
security: </strong>To ensure you receive all emails about your card, add =
<a style=3D"color:#ffffff; text-decoration:underline;" target=3D"_blank" =
href=3D"mailto:email@creditcard.virginmoney.com?utm_campaign=3DVM35701,_V=
M35715_&_VM41676&utm_content=3D101985944&utm_medium=3Demail&utm_source=3D=
Cards_Marketing">email@creditcard.virginmoney.com</a> to your email =
address book or Safe List. We have sent this email to you in order to =
service your credit card account and it is confidential and for use by =
the addressee only. However, as email is not a secure form of =
communication, please do not reply to us by email. If for any reason you =
think this email is not from the team at Virgin Money, please forward it =
to us at <a style=3D"color:#ffffff; text-decoration:underline;" =
target=3D"_blank" =
href=3D"report.phishing@virginmoney.com?utm_campaign=3DVM35701,_VM35715_&=
_VM41676&utm_content=3D101985944&utm_medium=3Demail&utm_source=3DCards_Ma=
rketing">report.phishing@virginmoney.com</a> (please note no =
acknowledgement will be sent).<br><br>App Store is a service mark of =
Apple Inc., registered in the U.S. and other countries. Google Play is a =
trademark of Google LLC.<br><br>The Virgin Atlantic Credit Card is =
issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in =
Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, =
Glasgow G2 7ER. Authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential =
Regulation Authority.<br><br>This message and any attachments have been =
scanned for viruses prior to leaving our network. However, we cannot =
guarantee the security of this message and will not be responsible for =
any damage as a result of any virus being passed on by a third party. We =
may monitor emails sent to and from this email account.</p>
=20
<p style=3D"margin:0; =
font-family:Arial,Helvetica,sans-serif; font-size:0.75em; color:#ffffff; =
line-height:1.5em;">
VM35715V9.0
</p>
</td>
</tr>
</table>
<!-- //FOOTER -->
</div>
<!--[if mso]>
</td>=20
</tr>
</table>
<![endif]-->
</td>
</tr>
</table>
</div>
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<img height=3D'0' width=3D'0' alt=3D'' =
src=3D'http://t.emails.virginmoney.com/r/?id=3Dh5b65d28b,6142e98,1'/></bo=
dy>
</html>
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