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To: <bob@sarahharvey.com>
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A quick way to find your National Insurance number.
<https://links.pensionbee.com/s/eo/OauHlO1OBQj4kAwFKfOePBddHBJGBcdmwuUXCKLIaKJqbIpILA4dtKkzgmTAkIwGavDMDzkTPLfaOP_qonmcPNE7akUei5T5n5mBj82N8j9Tex3hRio0r36sGl0k7NVLPJn80tPw296o3ddIE74eZTyXgW-Z2k-qI1oPc7PHMJknGg1QJ2PiRBEckD5JsemBxGh0HIDboWXMykKa3SQp5JXCTdcrFwsSjw/KmyAxclyo_EaoRXCp2qYEnMY_X6xUbp2/23>
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Log in
Hi Robert,
It looks like you might’ve had trouble finding your National Insurance (NI)
number. Don't worry, most people need to look it up.
Here are the quickest ways to find it:
* Check a payslip, P60, P45 or any letter from HMRC or DWP - your NI number
is usually printed on there.
* Log in to your personal tax account at GOV.UK - you can find your NI
number listed under 'personal details';
* Ask your employer - if you’re employed, they’ll have your NI number as
part of their payroll records.
That's all we need. Once you’ve got your NI number, you can finish your sign
up and start managing your pension easily online or via our app.
If you’re still having trouble finding your NI number, check out our guide
here.
Finish your sign up
With investments, your capital is at risk. Pensions can go down in value as
well as up, so you could get back less than you invest.
Have a question?
Get in touch with our friendly UK team.
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020 3457 8444
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img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side15{width:15px!import=
ant}.em_aside15{padding:0 =
15px!important}.em_ptop{padding-top:40px!important}.em_side20{width:20px!=
important}.em_pbottom{padding-bottom:20px!important}.em_h20{height:20px!i=
mportant;font-size:1px!important;line-height:1px!important}.em_h12{height=
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height:6px!important;font-size:1px!important;line-height:1px!important}.e=
m_h30{height:30px!important}.em_font_N{font-size:Npx}.em_img{width:245px!=
important;height:auto!important;max-width:245px!important}.em_pbottomA{pa=
dding-bottom:10px!important}.em_h40{height:45px!important}.em_hauto{heigh=
t:auto!important}.em_h40A{height:40px!important}.em_h17{height:17px!impor=
tant;font-size:1px!important;line-height:1px!important}.em_logo{width:45p=
x!important;height:auto!important}.em_bg_line{background-image:url(images=
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and =
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img{width:100%!important;height:auto!important}.em_center{text-align:cent=
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idth:100px!important}.em_h40A{height:40px!important}.em_hauto{height:auto=
!important}.em_h17{height:17px!important;font-size:1px!important;line-hei=
ght:1px!important}.em_logo{width:45px!important;height:auto!important}.em=
_bg_line{background-image:url(images/bg_img_line.jpg)!important;height:7p=
x!important;background-position:center =
top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
img{width:87px!important;height:auto!important}.em_w195 =
img{width:195px!important;height:auto!important}.em_w1{width:20px!importa=
nt}}@media screen and =
(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/OeAvxPIGUz_fKIS_kPn4mWDg1j_WPLK=
vVpXcefWMSmCTluekhvljHwkHKhEh71cVxijA2OBjFZQSZCLTrZsSQquivmlNhh3P_x74NvRM=
AtkIKR9mVFx7zBzTTkMWYtK0PAIjGjAKQf7LBsbwqoidd4hi2SaSXgdmuyQ/xece_CMDNJciE=
5wIlBSt7jxSyxXvtd1V/23" target=3D"_blank" style=3D"text-decoration:none; =
color:#909c9e;">View in browser</a></td> </tr> <tr> <td height=3D"22" =
style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/JLwNrks_QdQgaQtjekNldKxj_zP0ZGIU=
Am9oSrIA-5T8oPO097Q_C7WwQDGJvycrRsNY-zmQsV9kZofhDE1ebGH2jYugCGLWUJVFzkoec=
GzVB-cYIwi5uYDdz7br95T0zT7GaZayw-VX9gRwFWipyVP_f6VafWdR1c0xFcvoL-Xboi-SV1=
GaAncLR0BXt-11_LA4xPWxhSnZ8jN7iDEy992xtCWJvhBSyiG0AGQs3ljl9y3GI7BXWIonABz=
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Kh1vV4x1XWVEjFeMf27q0Oiq-vVS6FwGQD2AIZ8DOwN9_ASoOuOmWjU51HZW0oumu_cPHoQMO=
YsHLSPOnA2sE80m1CRN7gTpSS1_-h8JyB9eleIYQz_89yiI8P_-sQ/8l2G1U9mZWC_33R7eU2=
CM11bu8SoD4j7/23" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/TdzkGH1JaZJYFLnE0aBkzz2GTFrXWw83=
rcfexo1J4vha2hbstIX_ByzP3IkO9NNw5yQICE9MA3vCUXNFj2Pu_JwwJhYFCmnYKjS_2UCR7=
Kw0uhgjeEegHv4kRe8JQa8ZqR63lYGfSLaGTADhkXWApyA3AVYLHZuwCsw-zmaXJn6BKt5Qtg=
lzF0P-HKBJk8I6pJ93pVEOorCJGq7oEo7rZN2Uz353qWLn0esHClo9UGLsNja4LKOBV9wiaNr=
2hxEQ93KyXcFPqm-tS1yCbrSP1hpdVn4bhw1qiuHnEfxQZX_MMsBwckTPWtjPMOKG_I_70Jsy=
-cor-u-3UHDZvJjl-39EyN_iLYzC1VOZG0xvFBRsyd904JvcQ7p_7jIAFRR_9GSiTQXKCQUxX=
XAMMsypzhIYDLoFl_l69tnLmiONYwcF_pthN42GmD6ZMbXWq5Vnpw/q6N-JoNZ_9z7paULwZE=
B5HiAP9ec4rZd/23" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/pY3zIZh_c6Y2045JAFtRQV3kezgTELe7=
Bs4S9L4091BQPXkEtLw5dvmqTG8oootXPT5RWy8IEu0V_1e66do_8OwCeDjcqeNVHEgBPkyuJ=
GuFllK0oz3WrnEPxLZ7ifgvS7oyGgQnaHtuWv97q_ZDHM-QnpSU4UJA1R1URjXxiCsp9Mtz4m=
Wtun2zQ41c6K_5HAR1U9Azmb28NASbHu0pHWD5kTSLYt2IuG2JufkGEIVwq5bumkS5EJp0pug=
fAjcKkiOEp7mPXXZzi9dk05tE5sS-CCo6hTTGMQvxDQK3jTodw5wwKFVYTPeZHSKkerjITcO5=
vKL5chSXrVV461Ta0vU9hu6ppNRaFrcanRj5nHcoloylYVkOP6wC6SrUfEHZe5rvhD3YFYS9p=
yNXyIoZ4P_c8gIcZNUa7icXK-2s8thXXL411p-KDRuUfFI2u76o8GzjBVy2i8ZByrPGwzZN/b=
hhKrKxO70umYQpGdT0ijbetzxFR93yE/23" target=3D"_blank" =
style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1776951493/ema=
ils/2026/How_can_I_find_my_National_Insurance_number_.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">It looks like you =
might=E2=80=99ve had trouble finding your National Insurance (NI) =
number. Don't worry, most people need to look it up. </span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">Here are the quickest ways to find =
it:</span></p><ul style=3D"box-sizing: border-box; line-height: 1.5; =
mso-line-height-alt: 24px; font-size: 16px;"><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Check a payslip, P60, P45 or any =
letter from HMRC or DWP</strong> - your NI number is usually printed on =
there.</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Log in to your personal tax account at GOV.UK</strong> - =
you can find your NI number listed under 'personal =
details';</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Ask your employe</strong>r - if you=E2=80=99re employed, =
they=E2=80=99ll have your NI number as part of their payroll =
records.</span></li></ul><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">That's all we need. Once you=E2=80=99ve got your NI =
number, you can finish your sign up and start managing your pension =
easily online or via our app.</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">If you=E2=80=99re still having =
trouble finding your NI number, <a =
href=3D"https://links.pensionbee.com/s/c/BhsL8X7XwrvLaVB4PDkLopAbqlBH0Hri=
AgQTfYDgXv4ivCVphN4fVidI1kwWedeF0b6r-JY12eApdDGgH8MvOOkcv-kX7mQPP44-PvQyf=
CPJh4ro05Tw70XQk3ecF4MXDuS-UP524mOAYYm_fEJP2-H-lAd0nYWwojqG3KPpOA3NOT00Y8=
mw-GhcejAVNWPfnluXu1HPdRTbJM6ZbeaHhmv784fDkNn8ING35N58D3dpLrA8nJ3pWkcMNCa=
4atLw2lk05grmP36oFwo3bux3qUKgcrS7w1rMuQtqvS1YHWgB2IPB7jHa1SvXmWls2BgM4Jwu=
L1CdZQ_c9DZZqKoAg0MwL9rN1yxZSEmCYl-j1CnBKIJF0EygmSqQpURrUJnnXk0Wr8nTGj0Co=
i6VZ55js2i1j0IoKPHuHhGUsSjoo81O37nZpFHWXdsDtDvVAtnSQO6-ndiQJ7C2g6ouy-pxqE=
L53pKGuk4g8QoezVk2HudkKQVzD4Bmj2e9dzSLwLpw5Cn9fFpmWqRtUtdcL09Em8tR0Wy1YId=
xpGFh4dZTkn1IIv5ImPG50yGGMauSQ4P5icfknWNWZ9abN2i2p8lSi9pj9_YB7rGvAQXPpYpd=
zhL0xacZkRpXwwZSzKhuXitF690SPW6-Mm0m9poTRC0z8a4_RntRr-JkPjLp4ydJ0i2ng0Pte=
l-0uP-mdeins7L_j7tzSZpRE_Dr2VW5y57_NhPx_clLbXQ5XoJRhV7CzZZNyLoerHj26Q5DFO=
hXD6hwRzxpu54J2rMLaYhkLGcfEUBRLm_gfjXup1VbcFc9AWewLWOjbsVC9hm6CA1_4lSNafe=
9CYc5kIMDW6RDrQ/ynOPZt-IDpF9eCP1oSfL2vy-by-mjIRs/23" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">check out our guide =
here</a>.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/6kLTrDXusaKJSz0bITbPLRTtF4A66jai=
4B8HltdxV8Jw9HgwRHjet7qejWzlnQ7aEp2eRXQ4jVjBeBsV5WIxKt5sMknlpBg0yAWCKMfgT=
kwj6zBoch5fcZsdAysRpgBOZd7TPFfcKVnyIbvyQkHIa6gEApQkWVIPcInwUr7N17ECj8opYf=
xtgX3RgENkwF39TlljNpF6xxAhLTExeQtVpXvKfEhQXqxvNdvsbap7s2dY4W-IKDTqmtpY1yZ=
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cXH64l4LtVD1smRv_rMcqXq88lk6yO8ep0a9YyfQ-scXYtSIQVPkP18/uo0QkWPleLhv29Y3r=
ZE_1uteXukghj3x/23" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/zVYpEZPoQVuk5J-dGrMCkoOJC3yiPhx-=
QweyS0j50429izpIHLgTn--TqnyZxGxE6g-UviK9YLiMVqEgrJjBuTUvlEy3MNsplIO_wS7eQ=
beRAgq0tdVINNzOYO_DI5R6TzIwfH96QXQ51aptjPDe7wC-buBc6yehmeUOw7LnUH7GwAD5-y=
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pd6DjVFOBJ34d2p_9WJwsNeHWvEyGoAKxItvrPnbd37q9OcIhiXSJBIAUvn4bw9iadyqMJk6S=
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69LeVYI0lVEVylb/23" =
style=3D"height:44px;width:187px;v-text-anchor:middle;" arcsize=3D"28%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 10px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444 </td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/QJs2RhXIbkXegC7BIg8nVN1Mobdd3atH=
RqadSlTidRs7KMA0zSre-pP4N-3KB-tn44Jy3NKnAQp0lWHdKNiKR8OGytkAb9sP1xyA-9PF_=
jTVyySHM7Lw-Qf2IvdVeE8GWh1PrbV0dKPObSfi65HfoN-1tsVOXWgDOsKdanC4SHR0W-ANPO=
RSBKJalAlJdOF5GmfqlpnD46R4w4qgQMyAVN2Up5qGRNGFRnVrQyHVlcAr2wpgTP39ic4RwLG=
C9R35iEE7-A__wu1C0Rz21Q-4iWyux334E5lAtOnwZDF9gB6AEqiMDPzN9t2FaMyVax7tsKI3=
sWimsQ6TRWWcjkjuM49_Qb6qFJvNqLz7VOpsJRhuK_9RBvZkW09mvE5iesNGLCCOXx8CVyx0l=
VH5FbtKHu4g/hmP0Biz0qZd3gg6j2bXVhYaOqRj-T0e4/23" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br> </td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;"> </td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/wjagOrwqHDHowZav6ZTfY7Po-tzX8BG4=
FktftsfZWsn7vriwgU7lM1uNa0LtZCLl8OfRm4mi3y_jtnjBYT1lLNT5m0yo8P7bEC7_rk_LE=
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aznO32Srnxo61BtkcrU8LgUG4D3i4RvIbyn0wEpeIPzXLEg_2paMsZc1zvGqmmoN_xNhRCdRH=
xKzLy32iHfuhkriD4stmaidOwJi_Uy_g1IwLc4Lg_iPLfKa6HTK8m72h71D3vIa444hbGNOm2=
hpOu0-Eqk6mSveWtu9rYCQtdimq2M8KjXvafxhJk0s65J5ZdMh--7GWTyfCcKzoCcM_OunzFy=
JId3bVh62hOt1NCTee90D7YJFtkrCAUPvxNdN8shqqZ2NKZ4CqoBmdA2pCbinbk1xdOKhAecy=
YECDGTPRCLh2UO6sBCfgzH3T-g2VXednZuDzNHxJSQ8o6/VGuSqS3C68SxLfds0PEKCDitBxp=
AJCyS/23" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/FZRO7Bt0294z7rO7TyLVRZooeQHxP88S=
l92M7peTit58axf0MwpQ_nM57JVxXW9ua9dOxkEis2FbqJdYC63IbTMEb2kOkMO6T2dDwpKpM=
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G7-XdVsiaq_upjciofEO8JeWoNmGrGzOxRPfwlPmSeHIFXA67ra7cpxI6HTrDUgeZj0f1ld-G=
WB563AXDpcIu-S5p-tyaspvLnpk3nwMZLo50dgHex_uo-T2G0YBUR5UqjGlk5jmneEd-Q_e0Y=
IjPTpY0eh-9-nypY00xWZB1s4gj2bTbDNfI6JDa1JNpDI/mtxxV6K1m5x3nk1LyUwCWTHTVm6=
tEpG-/23" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/9wVMKGmbIkyjuD3jSVPOe4bRjsmm4cc6=
m1w9vtj8wgs6ttx-KAy55KTvWd0InA1LdSr7pXv0pihfhCEiW8MGvt37lqA-RrH11IW2JjyXy=
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YuQzhTFXD4pxAZc1nd-j3WwKktrTn2M/HfH7XLUeQCgBA4WpFus17siUs-_6rZa1/23" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/6hlg0Y82QBBMSxrK9ATpQT-hLpZvbgLB=
ul06gdQytRcu465_a3EiMG4U5HM0dem_YKj8Havrrlutd5LfZ1V70F12OoOyS21UUfnApqRvr=
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