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From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Choose a fund to suit your risk level
Date: Tue, 6 May 2025 14:38:40 +0100
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Grow your know-how with Monzo Investments
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/26Fer-QDCa5W0Ox1OIbu2Q~~/AAAHahA~/0CdF29mOsAyJ4102mIKlTiSHEs5Uz47_3Ca7-TLVZeCfuoBlKSMLihxpGtnZ4-CZS0wTZP_03PHLBMwwqiIyYGSamJdkAQLyNHkqvkp59MY~>
Strike a balance between risk and return
<https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8CAClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4Rmkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWAJCzkZFhs2tArT-j__0HJ1bw~>
While risk is a natural part of investing – and there’s a chance you could
lose money – you can choose a balance of risk and return you’re happy with.
With Monzo Investments, choose from 3 funds - Careful, Balanced and
Adventurous - based on your goals and the level of risk you're comfortable
taking.
Learn more
<https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8CAClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4Rmkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWAJCzkZFhs2tArT-j__0HJ1bw~>
<https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8CAClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4Rmkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWAJCzkZFhs2tArT-j__0HJ1bw~>
Choose how much risk to take
Pick the ready-made fund that suits your goals and the level of risk you’re
happy with. The longer you plan to keep your money invested, the more risk
you may be willing to take.
<https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8CAClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4Rmkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWAJCzkZFhs2tArT-j__0HJ1bw~>
Invest with your values in mind
All 3 funds aim to invest in things that are 30% less carbon intensive than
similar funds that don't rule out investments for environmental, social, and
governance (ESG) reasons. Not all their investments will meet ESG criteria.
<https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8CAClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4Rmkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWAJCzkZFhs2tArT-j__0HJ1bw~>
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Let experts manage your money
BlackRock, one of the world's largest fund managers, takes care of your
funds in the background. So your money's in expert hands.
All clued up and ready to invest?
<https://clicks.monzo.com/f/a/O621xv9nEfjHonDSXxVQ0Q~~/AAAHahA~/mcRXAZqrq1X5QrtawUhBcob8Ji_nELFQMtIBB2k9pYTs7KITWCVrRqXa383C9aEX8YUJgcN5gQwB3ZqynifuOsHz7T7ckdObmkR7KlXbQylKQm6msM5iqerzOP2e2L5IUjSiiqc-Hfcyu9aSXx_K4Q~~>
All you need to do is pick from 3 simple investment options – then let
experts take care of the rest. You can start with as little as £1.
Open Investment Pot
<https://clicks.monzo.com/f/a/O621xv9nEfjHonDSXxVQ0Q~~/AAAHahA~/mcRXAZqrq1X5QrtawUhBcob8Ji_nELFQMtIBB2k9pYTs7KITWCVrRqXa383C9aEX8YUJgcN5gQwB3ZqynifuOsHz7T7ckdObmkR7KlXbQylKQm6msM5iqerzOP2e2L5IUjSiiqc-Hfcyu9aSXx_K4Q~~>
iShares® and BlackRock® are trademarks of BlackRock, used under licence.
BlackRock has no obligation or liability in connection with any product or
service offered by Monzo.
The value of your investments could go up or down and you could get back
less than you put in.
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/VIVOqTUJqj_c0cF1hJfuig~~/AAAHahA~/9_n2cviFfiQ4LbpHGTbh4oWPfXu9i6tnRO8b6YQIKpVq4ED2rJKSjuTO3cDkJcXUWZK3Evuv_mDDapei7xoSGCcayoDf4QqBGPqwYNIkWVQedu62GKF0bE6w5KBZc-t_epH8VMOmuWsmS8eruddj_yNtwR2MqS_Cm71tk7FvKjq9n-nwVcErM-W7iXDRkbjjFshrnnf9D9gKhZFN1njmFQ~~>
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<https://clicks.monzo.com/f/a/q0dfhpfHWiXuf0dfRfhFMg~~/AAAHahA~/k3CsC-afqwM33NzOXtMUNrU0lAQnomL3XVG_pGp1Bfe6fev1nE6nFaIA3rIYSVc68g_sqCuEGBTnMmZ1VluO7JjCzsC2yZxwakpZz3_gEmbbO_6k1gPgzqtCOIAoJ_MTT1jDJH0tsELETDcUSHQpVg~~>
<https://clicks.monzo.com/f/a/26Fer-QDCa5W0Ox1OIbu2Q~~/AAAHahA~/0CdF29mOsAyJ4102mIKlTiSHEs5Uz47_3Ca7-TLVZeCfuoBlKSMLihxpGtnZ4-CZS0wTZP_03PHLBMwwqiIyYGSamJdkAQLyNHkqvkp59MY~>
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/vdHkhnIclnbRfxi1W6axXQ~~/AAAHahA~/8jBB8ZKZhCKjAYvCku0_HjeALPvyRHnCDDXrzOII9N__OoGmdutgIKM3_YFqBLDawhJe9vL8kCUgdYJZH4ODwqcBPCyrJPmW8noyfdqB75c5x-d6xI7MO5Qa7aTXDrK47yI8WxIZQ6lnNH5MkreHLA~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/hFtVksWAC_A9T_XPtvbiMQ~~/AAAHahA~/iiPA5qvRI91H4UTXwiKzTasWjf65x9CfWu6GpFlD-vTpGjw2boXIlEnz3xPXyn9_0nMgWuws-QKSK8zFbiocD0hyHqkbqgAQmVksDWO_iRE5YWotz5s9sSmZYoCIBaKpzI3KlhTWFlgMP-j1YsmpAg~~>
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<title>Monzo</title>=0A=
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</head>=0A=
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style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
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100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Gro=
w your know-how with Monzo Investments</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
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<!-- Email Start -->=0A=
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<td align=3D"center">=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/26Fer-QDCa5W0Ox1OIbu2Q~~/AAAHahA~/0C=
dF29mOsAyJ4102mIKlTiSHEs5Uz47_3Ca7-TLVZeCfuoBlKSMLihxpGtnZ4-CZS0wTZP_03PH=
LBMwwqiIyYGSamJdkAQLyNHkqvkp59MY~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"113" alt=3D"Monzo">=0A=
</a>=0A=
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</tr>=0A=
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<table align=3D"center" class=3D"darkmode fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:20px 20px 10px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"360" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<!-- Title Start -->=0A=
<tr>=0A=
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tPad-0" align=3D"center" style=3D"font-family:'Oldschool', Tahoma, =
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ht-rule:exactly;color:#111111;text-align:left;padding:20px 0px 0px =
0px;">Strike a balance between risk and return=0A=
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<!-- Title End -->=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
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<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"240" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:240px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
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<td align=3D"center" =
style=3D"padding:0px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8C=
AClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4R=
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JCzkZFhs2tArT-j__0HJ1bw~" target=3D"_blank">=0A=
<img class=3D"mobHeader" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/645b48ead7135218cc238340/original.png?1683704042" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:220px;" width=3D"220" alt=3D"A =
set of scales with fruit in">=0A=
</a>=0A=
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</tr>=0A=
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<!-- Header End -->=0A=
=0A=
<!-- Intro Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:20px 20px 0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 0px =
0px;">While risk is a natural part of investing =E2=80=93 and =
there=E2=80=99s a chance you could lose money =E2=80=93 you can choose a =
balance of risk and return you=E2=80=99re happy with.=0A=
<br><br>=0A=
With Monzo Investments, choose from 3 funds - Careful, Balanced and =
Adventurous - based on your goals and the level of risk you're =
comfortable taking.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
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<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
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style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
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nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Lea=
rn more</a>=0A=
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<!-- CTA End -->=0A=
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<!-- Module 1 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
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class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8C=
AClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4R=
mkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWA=
JCzkZFhs2tArT-j__0HJ1bw~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66ab9732c59cf30e4bcc628e/original.png?1722521393" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"The word Careful with an umbrella beside it, the word Balance =
with a set of scales and the word Adventurous with a rocket next to it.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:30px 0px 0px =
0px;">Choose how much risk to take=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Pick the ready-made fund that suits your goals and the level of =
risk you=E2=80=99re happy with. The longer you plan to keep your money =
invested, the more risk you may be willing to take.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 1 End -->=0A=
=0A=
<!-- Module 2 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Mobile Image Start -->=0A=
<!--[if !mso]><!-->=0A=
<tr>=0A=
<td>=0A=
<div =
class=3D"showMobile" =
style=3D"display:none;max-height:0px;max-width:0;overflow:hidden;">=0A=
<table align=3D"right" =
class=3D"fullWidth" width=3D"240" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:240px;" role=3D"presentation">=0A=
<tr>=0A=
<td =
align=3D"center" style=3D"padding:0px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8C=
AClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4R=
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JCzkZFhs2tArT-j__0HJ1bw~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66ab9732e13646127eba2cc0/original.png?1722521393" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" alt=3D"A =
stack of money with a smiley face.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
<!--<![endif]-->=0A=
<!-- Mobile Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:30px 0px 0px =
0px;">Invest with your values in mind=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">All 3 funds aim to invest in things that are 30% less carbon =
intensive than similar funds that don't rule out investments for =
environmental, social, and governance (ESG) reasons. Not all their =
investments will meet ESG criteria.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"displayNone" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"displayNone" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Desktop Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8C=
AClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4R=
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JCzkZFhs2tArT-j__0HJ1bw~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66ab9732e13646127eba2cc0/original.png?1722521393" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"A stack of money with a smiley face.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Desktop Image End -->=0A=
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</td>=0A=
</tr>=0A=
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</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 2 End -->=0A=
=0A=
<!-- Module 3 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/5tXKnuVcfjj7XiHvPCTPWw~~/AAAHahA~/8C=
AClQ02VKjB2G_aiK16T2bwRD7m8YA9grVUTjUT0RQLF9sWCyxSxt0tsN7uLHHzQw2Hn8Mcg4R=
mkzmg2ev6yUXioidS86m-tkFPbau5S22rqjRfHKSJYBuIX19dvANakt5nNwPvMM4YfKentoWA=
JCzkZFhs2tArT-j__0HJ1bw~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66ab973271641e14405d1db7/original.png?1722521393" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"BlackRock logo.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:50px 0px 0px =
0px;">Let experts manage your money=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">BlackRock, one of the world's largest fund managers, takes care of =
your funds in the background. So your money's in expert hands.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 3 End -->=0A=
=0A=
<!-- Module 5 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px =
20px 0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">All =
clued up and ready to invest?=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:0px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/O621xv9nEfjHonDSXxVQ0Q~~/AAAHahA~/mc=
RXAZqrq1X5QrtawUhBcob8Ji_nELFQMtIBB2k9pYTs7KITWCVrRqXa383C9aEX8YUJgcN5gQw=
B3ZqynifuOsHz7T7ckdObmkR7KlXbQylKQm6msM5iqerzOP2e2L5IUjSiiqc-Hfcyu9aSXx_K=
4Q~~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/65980ffe6d1ed6004c00163f/original.gif?1704464382" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:180px;height:129px;" =
width=3D"180" height=3D"129" alt=3D"A pointer on a graph, with a stack =
of coins.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">All you need to do is pick from 3 simple investment options =
=E2=80=93 then let experts take care of the rest. You can start with as =
little as =C2=A31.=0A=
</td>=0A=
</tr>=0A=
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