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From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?You=E2=80=99re_nearly_there=2C_Robert!?=
Date: Tue, 17 Feb 2026 11:36:33 -0000
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Ready to finish your sign up? 
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Log in




Hi Robert,



Do you need a hand completing your sign up? There’s just a few steps to go 
before we can start transferring your pensions over into your new online 
plan. You’ll then be able to manage all of your pension savings from our 
easy-to-use app or website.



Here’s what we need:

*	Details to verify your identity - your address, date of birth and National 
Insurance (NI) number. Don’t know your NI number? Here’s a guide for 
tracking it down.
*	Details of your previous pensions - the name of your old pension provider 
and a policy number if you have it. Not sure where to start? Here’s our 
four-step guide to finding your old pensions.

Finish your sign up in a few simple steps and start saving for your future 
today!




Complete my sign up



 <https://links.pensionbee.com/s/c/fjhmUkmBG5AyHzw2RhhvJKmfcXossJd5HGDG1mq74HfhYk1QJfuIc_s-or8hWWeFwa1KmTJh1wCvcqFPZlPImqexnER0JjBawtJzkqxCsptg0Hi5VxaqPvy_gF4O0ivxDRE4PPxE5opuU1Rpv_4UA3C6eVsuPb_-Q34oVAS7uehAuUeJ9qcd43fg4Mbn67fx-updKzrhZNBZpcLkooMzKZr9odsEeaVVajvMV0mKv7tc5cy50swrypUcqxCDo5KENVO4GHluR-QoPnoZPdrABHVqCYWPXgpXbmuf3zPVYw5ZBEoxrhaRHpTrjRaZoj9B7B0S8KDbmK3VK1NKoyUZ5s1_XJPCaLqMoyjyvEm5OJh3dQnFMBtT-VY1-abGE9o358lZoPbb5vx-/fYKjyQG62xYqfVRc8Jq-XgYd1pW0YdMR/17>


Where do you see yourself in five years? In a rapidly changing world of 
work, that’s becoming harder to answer. This month on The Pension Confident 
Podcast, we’re discussing how to bounce back if you experience redundancy. 
Read the transcript, listen on all major podcast platforms 
<https://links.pensionbee.com/s/c/AgsFp9fxfGIxUiMyvW7XsLYpCIJkM1CkT61tQs8Y474vpl-7JrCUTuPtjCpdLr3U6_kY7zzZM5fePvj2YlzJ_qjI4hDv3hhfmpeTTEF2ymdcSCRCJ-mGU2KRJ66CETy48Dh53iXr9AXlSPiA0oIudCTcd1lhLLr8z33afNxydJWhGHzZjDRGPiyB3fSIzQs9o05iq4MK04jWEO5hi-Nb_jIRI7O7g73Lj_JcZ28uqPfAAzqu9ENE2orUrrQ2mbR2k7RhLivnA6b_clIdDXMLtRkJSu-OG_Jv-dG8L6FH2ZLwAFN4WCda37wG9nJ5NIixvlVrbzijwAgycPvHLppVDrtqiH-yt_kdBSFGlYbNgPvW1IMNal-Bhyh36YFiyRFCqMNMOAEGa56a/vkbFldSmUVyD9q6HWiffA0McsM3ybTjG/17> 
or from the PensionBee app.




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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portant}.em_w1{width:20px!important}}</style> </head> <table =
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UQe9ycvA6noEgfYxHCNupxxKaypvMcJOqz7-offn0I3O5VpJBH_DbAIF-hB_2MDhFpzvypIvV=
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bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/ylLya8vaJA8FN0bHxzPeb3CD5TbTuIPF=
xc8WNLnWliofczM8Ze1n7b5ZVllAcJaJAqbQhapPWm-zl2PPwGsNC9ol_auQVyLuz3lU4ScT-=
cXSRRJmRDAKC3E7CAdSLc0xjcSXyX2wAZxEGr3rmbPHHoLiNPX0BAtR1OEaOe-oNOFkq3s7mx=
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LWQM72ZAVl6BmH_E7Bq6J_H_rPAS8ohcCLobZ32dp3cxgmuYnZzRoyDNP8uYnZI1_34q7YlJp=
-XIST8r25MdgGR-jDiH8-WWJb-5ibdakMZ95WNjsi3WdrFEGYNuzbIRRRJuZO-ru0cCHDQeQQ=
K3nf65Ai_MGbGi8_GqKwML2A_Zv8NlRg9BpbxVD2iKO7VvmGFlBEw/yCA5YP55VaH2P1yaQrT=
nj_OhVB4NDIHR/17" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/PYxkvu6YpvISEQM95cxVOfoswVhzZI0W=
sHbuuxBR7vbBngH09wVJj2Zuza9X25QFCkApd1VGjLO4jps2kPy_A_PvQph_sMDa3iEB8vNuh=
eV4Aky3LZmjI-VorM4mPlIvfFDJT3_1GG6qiUgU0unaQco7G1yv79WGFgA4r-lKbA4EKSU7_y=
kYIB0Nl8tFFJxaiUyFAjLYfb_LLA1_KVcCJTK8JRhrojhAV6n7mnF28aDTylMHi_dVXt5pjpz=
M11yQ0aQ1Y9jzOYyYLN9ijEZQDCo0UgM14IFs2cG4nJqiQoCEdfYQAnpXGS74M0nfr4hE8qwp=
-Y3uh8DP0e_nWRSvghGyrLAb1Fr4zO2EVwsJyHI-MB8egfzvT41fuzRnCH38e4_915dW63ex4=
15UyKExljtQYJus5iL3JoLRznBDX954BuGQJqpWjL39lLI86HeCiA/jgaUPvcNoUbTt_udma7=
7xjQUmRCrbx8w/17" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/_r6fFHLPi37DYTVlquTs0myOhDodULRf=
YhlpdlU00ZyrMzLl9dYAQVuYEZFCHrxM-T3sdfVqlKBVEAjCAvyWB46B-35UGiwXgjHP1F6ZB=
iJkV9At38qDyaw5QrmKlO6SwRwa44jA0J4XeH4rI9VEK0BdIk85xjGaTl_ISE0gToEeZecBsD=
C2MGjI1iILQEmkii4LptqEDr047NrKXgCmHzDE_PvDTzl4gAId1Mbvhhi4RDQSho-9iJPMt91=
mM2Au8mAdaC5eHudMvqyZguQxt3sZrtVtg5t-4aR5jKHuv57RMfjkaA_74nPwWAhZCXoSQ6ss=
oigVopdRWrjvcR8S1nkYqjf-qjNIaDJiK6ARnZb9FNGxRF2El_dXTAK15SySaiaRkIwEvifdr=
mSbMW6rtz4LlOXT5FjtW8vJsHs6gw0yUmIxyvAthi9wJx9lFa47I-Q7/nEG7IVv5bt8wA-le3=
3sNt8KVw7Q5HMOp/17" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669=
d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor=
_images/eb066699-9d8c-4947-b215-eec12e5f7650.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Do you need a hand =
completing your sign up? There=E2=80=99s just a few steps to go before =
we can start transferring your pensions over into your new online plan. =
You=E2=80=99ll then be able to manage all of your pension savings from =
our easy-to-use app or website.&nbsp;</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: =
border-box; word-break: break-word;">&nbsp;</span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Here=E2=80=99s =
what we need:</span></p><ul style=3D"box-sizing: border-box; =
line-height: 1.5; mso-line-height-alt: 24px;"><li style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; background-color: =
transparent;"> Details to verify your identity</strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;"> - your address, date of birth and =
National Insurance (NI) number. Don=E2=80=99t know your NI number? =
Here=E2=80=99s a </span><a =
href=3D"https://links.pensionbee.com/s/c/nm6RTfxBruriLSI6fvlgRv2-qP5W2ISy=
Zd0JcD9R1MzKfYHrwZMRqV8fmgDD2OF5gcfbyJeWWnT9uoh62uLwOEZQya4NSHvQifrVY7pAj=
Im-zIJksErUKY9J3l4-3nnaLQkln830tuCzvyNC_RZNzbt7gNVvVoaRVBmdjkWV7u-5wZZ9UW=
qPnH74MMXQ_1zjcd7E7mTCMDL3Lar7-dhs8oNBEneP8XDVd10Tl4KYkh8COLM_2lmhINRyZP4=
WdXUMUbqCf68goFq-2uT5UFDTVTBlZZiGmeYSz1I-G5yoYO-3guCehQXzDxV0-zNlI1jh4p8z=
d9TWCP8nMGepEhgGZAVVAwhobPfcRkhLjYSONb0jdljqqCP1KNJKyyjI2ht6YoHh6YxZfm6Yz=
34qcOZ2BUeDk2FbRe0BP6ixAvsuMZ0wRJDwAdpZG_wHNOCry5Bc5J213bijApELO-vZUK-Pmy=
EDgHz5iCRpkjIAS1qLg_22zcAISef_HD3PwJCtZFC6EC1Gskt8_UJNm3kb_JP9a6v10rNcCyY=
aPobcEQel2jaJVBdS2sYffna1Js-H1LJwAS27g-rQMm3tHvgfwwfzl1-THlBPbbHYdZqce55a=
IlYlO40BnGgJ/6aW8--gEYL0qkv7EpU2E44vilAmk1Vh4/17" style=3D"box-sizing: =
border-box; font-family: Arial, 'Helvetica Neue', Helvetica, sans-serif; =
background-color: transparent; color: #007db7;">guide for tracking it =
down</a><span style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">.</span></span> </li><li =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;"> Details of your previous =
pensions</strong><span style=3D"box-sizing: border-box; word-break: =
break-word; background-color: transparent;"> - the name of your old =
pension provider and a policy number if you have it. Not sure where to =
start? Here=E2=80=99s our </span><a =
href=3D"https://links.pensionbee.com/s/c/ftIBktuehKoQR38c14J9g5zcbbIRWe-9=
aQcDDDcIVbu6PynaQC__khKKQFHGKIyl9wd6KcvfdZelagSWaxOsBNVH1RjwqGGI2QwdkI60e=
BqEnpVwh0S1UfOfEg2BDAhigHDQ2wOw3hqpTZFJK43WgYbT2XZomb0sW9L8YOgOSjPFkrp6lE=
SIchXebggyYwPg5eoHc_uPbJVxBml-cZKHWhdtMcF8L7j7kfIr_c3kCZyPqMNp_beZtnNNQvM=
7tylRxPHi_v4165loSgD0cBnRYlkeXLyy8sLWmZ5ropgxwYQR1xpfbORTmMXnG7O3B4si3-dM=
qOXONs7_Bl8ILf6BBc9AZtTAcxLk-wUESY8ysE-XJSEGNijeQrmDEUpotrO7JhcNhkDa3qFHr=
8xc80BMeJpPDYCO9hiG7n2Q4t2GmbCW5btYqGSeRIMUdAq-qnK4baXKP2EBvH9qC60g6zZ1mU=
Hn4eXNqFXLwGylDE7xedMEeHk_VF5UhsL3dsRvHjrZ3BL38qU4lqfaXIfYpP1uhKAM52ykhQH=
Y82Z_pwlSF87zrrSFxmLx/kn_C5KABe__YxxDq15P6WG-CyIsxw4wn/17" =
style=3D"box-sizing: border-box; font-family: Arial, 'Helvetica Neue', =
Helvetica, sans-serif; background-color: transparent; color: =
#007db7;">four-step guide to finding your old pensions</a><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">.</span></span> </li></ul><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Finish your sign =
up in a few simple steps and start saving for your future =
today!</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/Nb-FL9koCE--lWNWQK4bFI_l30EzEePy=
CWjdb_OQKiVmqELIhOSGK-GppQPg4iFlGXiURYLUzALJo3AF8Dauv4w1qBlL1mIXdA-Ghm6zu=
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style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Complete my sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
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0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: #000; =
width: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"25%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
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padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"image_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box; padding-left: 20px; padding-right: =
20px; width: 100%;" width=3D"100%"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; max-width: 100px;"><a =
href=3D"https://links.pensionbee.com/s/c/fjhmUkmBG5AyHzw2RhhvJKmfcXossJd5=
HGDG1mq74HfhYk1QJfuIc_s-or8hWWeFwa1KmTJh1wCvcqFPZlPImqexnER0JjBawtJzkqxCs=
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style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1754300520/ema=
ils/Podcast_platform_logo_1.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"100" alt =
title height=3D"auto"></a></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box; padding-bottom: 10px; padding-left: 10px; padding-right: =
10px; padding-top: 15px;"><div style=3D"box-sizing: border-box; =
font-family: sans-serif;"><div class style=3D"box-sizing: border-box; =
font-size: 12px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 14.399999999999999px; =
color: #3a342c; line-height: 1.2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 12px; text-align: left; =
mso-line-height-alt: 14.399999999999999px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 13px;">Where do you see =
yourself in five years? In a rapidly changing world of work, =
that=E2=80=99s becoming harder to answer. This month on The Pension =
Confident Podcast, we=E2=80=99re discussing how to bounce back if you =
experience redundancy. <a =
href=3D"https://links.pensionbee.com/s/c/gJICBZrpBsu-za4E-PVNP5-NM0r_Kdpc=
g3s1msjnEnpn-MHlDXJvxeVXYUqoILgmS4WcSis8B2FKns_S61-kf8wf4qc3OP3GHEo_t3yzL=
0oKyKbBXT4XjD0HdJlSxkARat-IoRUyABD5x9-fuCA36GSpyDZgNjV2K0nkusi6jHxl8ueTZO=
gLd_8F1r0FCn8i77fZEt0_LdfJsX3KMmaEzcnUeG2fJu9AyxjWciKs0kMqTcbLulLbVgKca10=
N1NkVJcg94_EOwGIKsqaT0GVNhK4-lyyYbqaHUL-dWgz-bhceooHKm6GQdmau_1zaPhGUSdtp=
WIFzOy3oXoHClTckn9EsbGTJGMj2nNcd3hrlZ7ywa_GPAWv1a0Zdn86BnjoAajrTWg_XRZYAv=
tBFyoRpYBQQxxykOlheC2_5knOK_RgFHan2le45RC-2A50eveb1x0SxOn3WbxCokVqCusZDpA=
DWeuSlw4SEmo4kFLiWUXjTBIogH0vbsXs2ZRqv7Mue_w/oZX4MAuajFJQqrBYL_1RGz5d8DyH=
xKkl/17" style=3D"box-sizing: border-box; text-decoration: underline; =
color: #007db7;">Read the transcript</a>, <a =
href=3D"https://links.pensionbee.com/s/c/AgsFp9fxfGIxUiMyvW7XsLYpCIJkM1Ck=
T61tQs8Y474vpl-7JrCUTuPtjCpdLr3U6_kY7zzZM5fePvj2YlzJ_qjI4hDv3hhfmpeTTEF2y=
mdcSCRCJ-mGU2KRJ66CETy48Dh53iXr9AXlSPiA0oIudCTcd1lhLLr8z33afNxydJWhGHzZjD=
RGPiyB3fSIzQs9o05iq4MK04jWEO5hi-Nb_jIRI7O7g73Lj_JcZ28uqPfAAzqu9ENE2orUrrQ=
2mbR2k7RhLivnA6b_clIdDXMLtRkJSu-OG_Jv-dG8L6FH2ZLwAFN4WCda37wG9nJ5NIixvlVr=
bzijwAgycPvHLppVDrtqiH-yt_kdBSFGlYbNgPvW1IMNal-Bhyh36YFiyRFCqMNMOAEGa56a/=
vkbFldSmUVyD9q6HWiffA0McsM3ybTjG/17" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;">listen on all major podcast =
platforms</a> or from the PensionBee app.</span> =
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-4" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-6" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
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class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
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0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
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style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
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