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From: "Simon Palmer" <simon.palmer@smart-funding-solutions.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Alternative Overdraft
Date: Sun, 20 Jul 2025 19:22:49 +0100
Message-ID: <PGbC3SeoSbS880yLlGvm0w@geopod-ismtpd-8>
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Hi Bob,

I hope you're well. It’s been a little while since we last spoke about 
funding, and I wanted to check in to see if the following product might be a 
good fit for your business right now.

FlexiPay is ideal for managing short-term cash flow gaps—whether you're 
waiting on payments, covering tax bills, payroll, or supplier costs.

✔ Credit limits up to £250,000

✔ Repay over 1–12 monthly instalments

✔ 0% interest, no annual fees

✔ One flat fee per transaction


If this sounds useful, let me know and I’ll be happy to get the ball 
rolling.

To apply –  <https://smartfundingsolutions.co.uk/apply-online/> Apply Here

Best regards,


  <https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9elI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADklkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwHF_EiZbmwWaElng=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhjZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=/rounded.png>
Simon Palmer
Director

  <https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbhocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrLbgYNPQbcjP5k=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26/trans.png> 
<tel:01244267694> 01244267694

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<https://smartfundingsolutions.co.uk/> smartfundingsolutions.co.uk

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<mailto:simonpalmer@smartfundingsolutions.co.uk> 
simon.palmer@smartfundingsolutions.co.uk

  <https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wNg2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrpeDvVbk1cE6f7qwwM7DX8ojfQ=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/arrow-right-c/e5b952/26/trans.png> 
<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call with 
me

This email is strictly confidential and intended solely for the person or 
organisation to whom it is addressed. It may contain privileged and 
confidential information and if you are not the intended recipient, you must 
not copy, distribute or take any action in reliance on it. If you have 
received this email in error, please notify us as soon as possible and 
delete it and any attached files from your system. Smart Funding Solutions 
is a trading style of Smart Funding Solutions Limited (FRN: 972740) who are 
Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) who 
are directly authorised by the Financial Conduct Authority.

If you don't want to hear from me again, please let me know 
<https://adelmarus.smart-funding-solutions.co.uk/u?mid=687642bc16947d000194f227> 
.

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<div dir=3D"ltr"><html><head></head><body><div>Hi<strong> =
</strong>Bob<strong>,</strong></div><div><br></div><div>I hope you're =
well. It=E2=80=99s been a little while since we last spoke about =
funding, and I wanted to check in to see if the following product might =
be a good fit for your business right =
now.</div><div><br></div><div><strong>FlexiPay</strong> is ideal for =
managing short-term cash flow gaps=E2=80=94whether you're waiting on =
payments, covering tax bills, payroll, or supplier =
costs.</div><div><br></div><div>=E2=9C=94 Credit limits up to =
=C2=A3250,000</div><div><br></div><div>=E2=9C=94 Repay over 1=E2=80=9312 =
monthly instalments</div><div><br></div><div>=E2=9C=94 0% interest, no =
annual fees</div><div><br></div><div>=E2=9C=94 One flat fee per =
transaction</div><div><br></div><div><br></div><div>If this sounds =
useful, let me know and I=E2=80=99ll be happy to get the ball =
rolling.</div><div><br></div><div>To apply =E2=80=93  <a =
href=3D"https://smartfundingsolutions.co.uk/apply-online/" =
rel=3D"noopener noreferrer" target=3D"_blank"><strong>Apply =
Here</strong></a></div><div><br></div><div>Best =
regards,</div></body></html><br/><div><br></div><div style=3D"margin: =
0.1px; line-height: 17.28px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9e=
lI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADk=
lkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwH=
F_EiZbmwWaElng=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhj=
ZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=3D/rounded.png" =
style=3D"max-width: 100%" alt=3D"photo" width=3D"116"></div><div =
style=3D"margin: 0.1px; line-height: 17.28px;"><strong style=3D"color: =
rgb(7, 7, 7);">Simon Palmer</strong></div><div style=3D"margin: 0.1px; =
line-height: 17.28px;"><strong style=3D"color: rgb(7, 7, =
7);">Director</strong></div><div style=3D"margin: 0.1px; line-height: =
17.28px;"><br></div><div style=3D"margin: 1px; line-height: =
10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbh=
ocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrL=
bgYNPQbcjP5k=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"tel:01244267694" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"color: rgb(7, 7, =
7);"><strong>01244267694</strong></a>&nbsp;&nbsp;</div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZ=
OcMDv9iMdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8=
tD6ocZ05xeZY=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"https://smartfundingsolutions.co.uk/" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>smartfundingsolutions.co.uk</strong></a></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP=
5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWe=
tBUJe2f79E0Pd=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/=
26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"mailto:simonpalmer@smartfundingsolutions.co.uk" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>simon.palmer@smartfundingsolutions.co.uk</strong></a></div><=
div style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wN=
g2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrp=
eDvVbk1cE6f7qwwM7DX8ojfQ=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/ar=
row-right-c/e5b952/26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, 0, =
0);"><strong><u>Schedule a call with me</u></strong></a><strong =
style=3D"color: rgb(0, 0, 0);"><u>&nbsp;</u></strong></div><div =
style=3D"margin: 0cm;"><br></div><div style=3D"margin: 0cm;">This email =
is strictly confidential and intended solely for the person or =
organisation to whom it is addressed.&nbsp;It may contain privileged and =
confidential information and if you are not the intended recipient, you =
must not copy, distribute or take any action in reliance on it.&nbsp;If =
you have received this email in error, please notify us as soon as =
possible and delete it and any attached files from your =
system.&nbsp;Smart Funding Solutions is a trading style of Smart Funding =
Solutions Limited (FRN: 972740) who are Appointed Representatives of =
White Rose Finance Group Ltd (FRN: 630772) who are directly authorised =
by the Financial Conduct Authority.&nbsp;</div><div><br></div></div>If =
you don't want to hear from me again, please <a =
href=3D'https://adelmarus.smart-funding-solutions.co.uk/u?mid=3D687642bc1=
6947d000194f227'>let me know</a>.
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