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Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Click to Pay is on the way
Date: Wed, 15 Apr 2026 09:06:44 +0100
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<https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=63ee77b03bf44a4dbf35d778869ac659&siteid=794418472>
We’re adding Click to Pay to your debit cards
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png>
We'll always include your name, Mr Home, and the last four digits of an
account you have with us 4446, so you know our emails are genuine.
<https://www.lloydsbank.com/?elqTrackId=b7fda788341f4aa9850ce27036c91793&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqcst=272&elqcsid=100158&elqak=8AF5593B49C6B6A886AAA331C6230521B62BC043C2EF2CF79C6FF0088B7BBB90A50D>
<https://www.lloydsbank.com/?elqTrackId=c375d8cb195742b2b05b30fda1014962&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqcst=272&elqcsid=100158&elqak=8AF5E364E6ACA61DCCD94B54D9BE0A50ECF3C043C2EF2CF79C6FF0088B7BBB90A50D>
We’re adding Click to Pay to your debit cards <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bff9ca0c0-95f0-454e-aee7-9f319c552639%7D_LB_CTP_Anim_Grow_desk.gif> <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B418b12a1-1c33-4886-ad25-86e7291f5585%7D_LB_CTP_Anim_Grow_mob.gif>
Dear Mr HomeClick
to Pay makes online shopping simple and secure wherever you see the Click to
Pay logo.
Soon we’ll be offering Click to Pay as a feature of your account terms and
conditions. Click to Pay will be activated on your Lloyds debit card(s). You
don’t need to do anything and can carry on using your card(s) as usual. <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBanking
Group/%7B20b77b4e-dfb9-4c70-b91b-fa965f19f656%7D_LB-3d-icon-card-64w-2x.png>
What this means for you• We'll share your mobile number, email, address and card details with
Visa, which allows them to recognise you when you shop online. There's more
information about this here
<https://www.lloydsbank.com/help-guidance/everyday-banking/card-and-pin-services/visa-click-to-pay.html?elqTrackId=77fdde5e2e61488f9740869e799be4ad&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqcst=272&elqcsid=100164&elqak=8AF5E918F263C02308382C2E98D0DD453189C043C2EF2CF79C6FF0088B7BBB90A50D>
.
• We’re only adding your Lloyds debit card(s) to Click to Pay.•
You can manage Click to Pay in our app. Tap 'Cards', then select Click to
Pay.•
When you checkout online, use the email address we have for you. <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bedc4dca2-5d01-4fe1-9f08-957b28cdb06f%7D_LB-3e-Cards-Anim-132w-2x-min.gif>
How Click to Pay works
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B6398a481-58e5-44db-a719-38d7dd8f67ea%7D_LB-6a-No-1-24w-2x.png>
Enter your email at the online checkout, and you'll receive a one-time
passcode.
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B073656ba-bfcf-48a8-966e-6574cacc0316%7D_LB-6a-No-2-24w-2x.png>
Select your card and follow the instructions to complete your purchase.
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B07b7f542-9b07-41be-9884-d4fca3a2cae6%7D_LB-6a-No-3-24w-2x.png>
Your card details are securely stored and encrypted by Visa, and will never
be shared with retailers.
Learn more about Click to Pay
<https://www.lloydsbank.com/help-guidance/everyday-banking/card-and-pin-services/visa-click-to-pay.html?elqTrackId=58a97168140346b4b1b92dfb798ed369&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5D488614F74FF28DA424815DB46D37177C043C2EF2CF79C6FF0088B7BBB90A50D>
If you don't want us to provide the Click to Pay service on your Lloyds
debit card(s), you can opt out below. If you haven’t opted out by 21 May
2026, we’ll take this as your request that we provide Click to Pay on your
debit card(s).Opt out
<https://link.lloydsbank.com/ctp-o1-2569902-ina?emailAddress=bob%40sarahharvey.com&emailName=LIVE_CAR_MULTI_VISA_CLICK_TO_PAY_O1-2569902%20%7CCTP25EM03_LTB_EM_20260129&brcd=LTB&unid=1191342585652&ptid=10060095&tid=CTP03L02&rid=1000xbzt3jfn&elqTrackId=937abe69a4574aad9c14ed40801eb5b4&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqcst=272&elqcsid=100167&elqak=8AF5AF7AD4E1DABBFDD86D9AA91BD6622BEDC043C2EF2CF79C6FF0088B7BBB90A50D>
If you have any questions, please contact us in the app. <https://www.lloydsbank.com/?elqTrackId=f6f826266db247c6bdb62965468cc82c&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5511A14C63D7A3957BAA096DA8EA3C271C043C2EF2CF79C6FF0088B7BBB90A50D>
<https://www.lloydsbank.com/contact-us.html?elqTrackId=6e4e921695fc4fb297a9ce97f9d428d9&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF541A1CE5C626E958CC2B0BE1640BF1C8DC043C2EF2CF79C6FF0088B7BBB90A50D>
Contact Us |
<https://www.lloydsbank.co.uk/privacy?elqTrackId=4692c72fcc6747c8b158235f83f8dafb&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF588FE19EE5D121197E268D2FBC696B6D1C043C2EF2CF79C6FF0088B7BBB90A50D>
Privacy Policy |
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=94126050b0134740b19503e9715c91ea&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF55C1FEC1D020E3B9C7A6BB798C93C6A04C043C2EF2CF79C6FF0088B7BBB90A50D>
Email Security
<https://www.facebook.com/lloydsbank?elqTrackId=d750ac8bbfeb44c3894817dcf701854e&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5B7D13727EB9AE29543495096313B6839C043C2EF2CF79C6FF0088B7BBB90A50D>
<https://twitter.com/LloydsBank/?elqTrackId=f3d4c8ba6dd446c88a4ffed14cc62107&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF564FCD722E900F98A4A475F1356C2C7CCC043C2EF2CF79C6FF0088B7BBB90A50D>
<https://www.linkedin.com/company/lloyds-bank?elqTrackId=44c0b973e22c40ce8de923d7915cf480&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5D539E30CCCEBE51A8055773D7A7E4DBCC043C2EF2CF79C6FF0088B7BBB90A50D>
<https://www.instagram.com/lloydsbankinggroup?elqTrackId=b82a0375f54b4bf98765e9cce8c4a2f5&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5A658E11B2F387BCEBAFE7F107E9D0BA0C043C2EF2CF79C6FF0088B7BBB90A50D>
<https://www.youtube.com/user/lloydsbankonline?elqTrackId=1eab41bab60d442a9f5eaa45f5f71d09&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5F38336A08EF7406FA7E1EE38596AF9A4C043C2EF2CF79C6FF0088B7BBB90A50D>
Important information
Our app is available to customers with a UK personal account and valid
registered phone number. Minimum operating systems apply, so check the App
Store or Google Play for details. Device registration required. Terms and
conditions
<https://www.lloydsbank.com/legal/online-banking/internet-banking.html?elqTrackId=c9a730e663094182aaef9584ae20527c&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF57CB38545CCEA7142F2790FF6FCFAF7EDC043C2EF2CF79C6FF0088B7BBB90A50D>
apply.How we use your information – review our privacy policy
<https://www.lloydsbank.com/privacy.html?elqTrackId=86f41cab9acf4e479be0451bab6a29cd&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF59AD482D82415A63600DD25B3DF29B301C043C2EF2CF79C6FF0088B7BBB90A50D>
.
Email address book – add us to make sure you get our emails.Email
To help us improve the emails we send you, we collect basic information from
your device such as when they are opened. For more information please read
our Cookies Policy
<https://www.lloydsbank.com/cookies?elqTrackId=32376536564c43288f9229007467a167&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5F9AE73C6BBCB908A4984FB0D416BA141C043C2EF2CF79C6FF0088B7BBB90A50D>
.
What to expect from our emails
We will:
• Always include your name and the last four digits of an account you have
with us.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the
information you need.
We will never:
• Send you to a web page that asks for your logon, personal or banking
details.
If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com
<mailto:emailscams@lloydsbanking.com> and then delete it.
• Speak to us to check. You could do this by messaging us from our app or
online banking.
We have lots of information to keep you and your money safe on our website.
Just visit our Fraud Hub
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=6be9445227774c42bdcd2a5a27220d7c&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5C2E076581295983BECB843F0F7E3880EC043C2EF2CF79C6FF0088B7BBB90A50D>
.
If you want to make a complaint - you can message us in the app 24/7 or find
support online at: lloydsbank.com/contact-us/how-to-complain
<https://www.lloydsbank.com/contact-us/how-to-complain.html?elqTrackId=3c142754831f4d38a4295b1933cea0cb&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF55F2295B55DA54BBFF4542B317AA0A7B7C043C2EF2CF79C6FF0088B7BBB90A50D>
. You can also call us on 0800 <tel:08000723572> 072 3572 (+44
<tel:+441733462267> 173 346 2267 outside the UK).If you need this communication in another format, such as large print,
Braille or audio CD, please contact us. You can call us using Relay UK if
you have a hearing or speech impairment.
There's more information on the Relay UK
<https://www.relayuk.bt.com?elqTrackId=308b4104a5614176855c4b2056ef2457&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF50E69F5D1F39BA277ED7EC17E3B12058CC043C2EF2CF79C6FF0088B7BBB90A50D>
help pages. SignVideo
<https://www.lloydsbank.com/signvideo?elqTrackId=4f74a3c243624f54aa3841d97edb9c8d&elq=63ee77b03bf44a4dbf35d778869ac659&elqaid=16612&elqat=1&elqCampaignId=2575&elqak=8AF5491198DFA97E33E6E24F7267717732B0C043C2EF2CF79C6FF0088B7BBB90A50D>
services are also available if you’re Deaf and use British Sign Language. If
you need support due to a disability please get in touch.We send communications like this for legal reasons, to help you make the
most of your accounts, or to let you know about changes to your accounts or
services.Calls and online sessions may be monitored and recorded. Not all Telephone
Banking services are available 24 hours a day, seven days a week.The Click to Pay icon is a trademark owned by and used with permission of
EMVCo, LLC.Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority under registration number 119278.This information is correct as of April 2026 and is relevant to Lloyds Bank
plc products and services only. <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>
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0!important}.m_tac{text-align:center!important}.m_tal{text-align:left!imp=
ortant}.m_fnone{float:none!important}.m_fl{float:left!important}.m_fr{flo=
at:right!important}.m_clboth{clear:both!important}.m_nobg{background:none=
!important}.m_fs10{font-size:10px!important;line-height:14px!important}.m=
_fs12{font-size:12px!important;line-height:16px!important}.m_fs16{font-si=
ze:16px!important;line-height:20px!important}.m_fs24{font-size:24px!impor=
tant;line-height:26px!important}.m_fs32{font-size:32px!important;line-hei=
ght:36px!important}.m_fs40{font-size:40px!important;line-height:44px!impo=
rtant}.m_bt0{border-top:0!important}.m_bdr16{border-radius:16px;overflow:=
hidden}.m_bdr16_top{border-radius:16px 16px 0px =
0px!important}.m_bdr16_bottom{border-radius:0px 0px 16px =
16px!important}.m_footerButton{padding:24px =
0px!important;border-bottom:1px solid=20
#fffffe}.m_footerButton_last{border-bottom:none!important}.m_footerArrow{=
display:block!important}
=09
/* Gmail overrides */
u~div .g_h {display:none !important}
u~div .m_minwunset {min-width:unset !important; padding-left:24px =
!important; padding-right:24px !important}
u~div .NMS_B_cell {width:100% !important; min-width:100% !important; =
padding-bottom:8px}
u~div .m_plr64 {padding-left:24px !important; padding-right:24px =
!important}
u~div .g_nobg_rnd {background-image:none !important; =
border-radius:16px !important; padding-top:32px}
u~div .g_nobg_rnd_upper {background-image:none !important; =
border-radius:16px 16px 0 0 !important; padding-top:32px}
u~div .g_nobg {background-image:none !important; padding-top:32px}
u~div .g_bgnone {background-image:none !important}
}
@-webkit-keyframes bugfix{
from{padding:0}
to{padding:0}
}
@media yahoo {
*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
.y_bsbb{box-sizing:border-box !important}
}
@media (prefers-color-scheme:dark) {
.d_lightText {color:#fffffe =
!important;-webkit-text-fill-color:#fffffe !important}
.d_darkText {color:#000001 !important;-webkit-text-fill-color:#000001 =
!important}
}
/* Outlook.com dark mode overrides */
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color:#fffffe !important}
[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color:#000001 !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color:#FFFFFE !important}
[data-ogsb] .darkmode_img {display:block !important}
[data-ogsb] .lightmode_img {display:none !important}
</style>
<style>
/* Gmail Dark Mode overrides */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
u ~ div .m_footerButton_last {border-bottom:none !important}
}
</style>
<style>
.m_footerButton_last\0{border-bottom:none!important}
.oa_dib {display:inline-block !important}
@media (min-resolution:1dpi) and (max-width:480px) {
.oa_h\0 {display:none!important}
.oa_w6pc\0 {width:6%!important}
.oa_w29pc\0 {width:29%!important}
.oa_w46pc\0 {width:46%!important}
.oa_w61pc\0 {width:61%!important}
.oa_w85pc\0 {width:85%!important}
}
</style>
<!--[if gte mso 16]>
<style>
.keep-white {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
color:#000000 !important;
}
.keep-black {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
color:#ffffff !important;
}
</style>
<![endif]-->
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior:url(#default#VML); display:inline-block}
o\:* { behavior:url(#default#VML); }
</style>
<xml>
<o:OfficeDocumentSettings>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<xml>
<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
<w:DontUseAdvancedTypographyReadingMail/>
</w:WordDocument>
</xml>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse:collapse}
tr { font-size:0px; line-height:0px; border-collapse:collapse; }
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
<link =
href=3D"https://image.commercialemails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
<style>/* FOR HEADINGS ONLY*/
.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important} .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important} .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important} .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important} =
/* FOR BODY COPIES AND CTAS*/ .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUS_R{font-family:'GT Ultra Sans Regular',arial,helvetica,sans-serif =
!important; font-weight:400 !important} .f_GUS_L{font-family:'GT Ultra =
Sans Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
</style>
<!--KINETIC ENABLER-->
<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{25e5c=
e9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border:0px =
none; padding:0px; margin:0px; text-align:center; font:0px/0px =
arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3D63ee77b03bf44a4dbf35d778869ac659&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0" class=3D"">
<!-- [H1a] Header - preheader and security text (calm green) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
<tbody><tr>
<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
background-color:#f1f1f1; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif">
We’re adding Click to Pay to your debit cards
<div =
style=3D"mso-hide:all;display:none;max-height:0px;overflow:hidden;line-he=
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</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding:16px; font-size:0; line-height:0" =
class=3D"">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"568" style=3D"width:568px; =
margin:auto">
<tbody><tr>
<td width=3D"24" style=3D"padding-right:8px">
<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none">
<img class=3D"darkmode_img" alt=3D"" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png" =
width=3D"24" style=3D"width:24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
</div>
<img class=3D"lightmode_img" alt=3D"" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_cal=
mgreen.png" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto">
</td>
<td class=3D"f_GUS_R m_w100pc" align=3D"left" =
style=3D"color:#000001; font:12px/16px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly">
We'll always include your name, Mr Home, and the last four digits =
of an account you have with us 4446, so you know our emails are genuine.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!-- [2b] Hero (consumer) - secondary full width layout with H2 and CTA =
-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto; =
width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" style=3D"padding-bottom:24px" valign=3D"top">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none"><a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Db7fda788341f4aa9850ce270=
36c91793&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&=
elqCampaignId=3D2575&elqcst=3D272&elqcsid=3D100158&elqak=3D8AF5593B49C6B6=
A886AAA331C6230521B62BC043C2EF2CF79C6FF0088B7BBB90A50D" =
target=3D"_blank" title=3D"Lloyds Bank"><img alt=3D"Lloyds Bank Logo" =
class=3D"darkmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" style=3D"width:48px; height:auto; mso-hide:all; display:none; =
font:12px/16px arial,helvetica,sans-serif; color:#000001" width=3D"48" =
/> </a></div>
<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dc375d8cb195742b2b05b30fd=
a1014962&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&=
elqCampaignId=3D2575&elqcst=3D272&elqcsid=3D100158&elqak=3D8AF5E364E6ACA6=
1DCCD94B54D9BE0A50ECF3C043C2EF2CF79C6FF0088B7BBB90A50D" =
target=3D"_blank" title=3D"Lloyds Bank"><img alt=3D"Lloyds Bank Logo" =
class=3D"lightmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Horse_Mark.p=
ng" style=3D"width:48px; display:block; height:auto; font:12px/16px =
arial,helvetica,sans-serif; color:#000001" width=3D"48" /> </a></td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUL_BK m_w100pc" =
style=3D"color:#000001; font:bold 48px/52px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; =
padding-bottom:64px" valign=3D"top">We’re adding Click to Pay to =
your debit cards</td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
<tbody><tr>
<td align=3D"center" valign=3D"top" style=3D"font-size:0; =
line-height:0">
<img class=3D"m_h" alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bff9ca0c0-95f0-454e-aee7-9f319c552639%7D_LB_CTP_Anim_Grow_des=
k.gif" width=3D"600" style=3D"width:600px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B418b12a1-1c33-4886-ad25-86e7291f5585%7D_LB_CTP_Anim_Grow_mob=
.gif" alt=3D"image" width=3D"300" style=3D"display:none; height:auto; =
width:100%">
<!--<![endif]-->
</td>
</tr>
</tbody></table> =20
=20
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px 32px 0px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; =
letter-spacing:-0.02em">Dear Mr Home</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Click to Pay makes online shopping simple and secure =
wherever you see the Click to Pay logo.<br />
<br />
Soon we’ll be offering Click to Pay as a feature of your =
account terms and conditions. Click to Pay will be activated on your =
Lloyds debit card(s). <span class=3D"f_GUS_B" =
style=3D"font-weight:bold;">You don’t need to do anything</span> =
and can carry on using your card(s) as usual.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- [3d] Text - Icon overlap - inset coloured box -->
<table align=3D"center" bgcolor=3D"#FFFFFE" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" height=3D"64" =
style=3D"width:600px; margin:auto; background-color:#FFFFFE" =
width=3D"600">
<tbody>
<tr>
<td class=3D"m_p16" style=3D"padding:32px" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:536px" =
width=3D"536"><!--[if !mso]><!-- non-outlook -->
<tbody>
<tr>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px"> </td>
<td class=3D"m_w50pc" height=3D"64" rowspan=3D"2" =
style=3D"height:64px; width:64px; text-align:center" width=3D"64"><img =
alt=3D"icon" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B20b77b4e-dfb9-4c70-b91b-fa965f19f656%7D_LB-3d-icon-card-64w-=
2x.png" style=3D"width:64px; min-width:64px; height:auto; z-index:3; =
color:#000001; font:bold 12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"64" /></td>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px"> </td>
</tr>
<tr>
<td bgcolor=3D"#024731" class=3D"m_w100pc" colspan=3D"3" =
height=3D"32" style=3D"background-color:#024731; height:32px; =
width:auto; border-radius:16px 16px 0px 0px"> </td>
</tr>
<!--<![endif]--><!--[if gte mso 9]>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:536px; height:32px; z-index:-1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif"/>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B20b77b4e-dfb9-4c70-b91b-fa965f19f656%7D_LB-3d-icon-card-64w-=
2x.png"/>
<![endif]-->
</tbody>
</table>
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:536px" =
width=3D"536">
<tbody>
<tr>
<td bgcolor=3D"#024731" colspan=3D"3" style=3D"background:#024731; =
padding:24px 24px 32px 24px; mso-padding-alt:56px 0px 32px 0px; =
border-radius:0px 0px 16px 16px" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto; =
width:488px" width=3D"488">
<tbody>
<tr>
<td align=3D"center" class=3D"m_w100pc f_GUL_B" =
style=3D"color:#fffffe; font:bold 36px/40px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">What this means =
for you</td>
</tr>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:24px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:24px">We'll share your mobile number, email, address and =
card details with Visa, which allows them to recognise you when you shop =
online. There's more information about this <a class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/help-guidance/everyday-banking/card-an=
d-pin-services/visa-click-to-pay.html?elqTrackId=3D77fdde5e2e61488f974086=
9e799be4ad&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D=
1&elqCampaignId=3D2575&elqcst=3D272&elqcsid=3D100164&elqak=3D8AF5E918F263=
C02308382C2E98D0DD453189C043C2EF2CF79C6FF0088B7BBB90A50D" =
style=3D"color:#fffffe; font-weight:bold; text-decoration:underline" =
target=3D"_blank" title=3D"here">here</a>.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">We’re only adding your Lloyds debit card(s) to =
Click to Pay.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">You can manage Click to Pay in our app. Tap '<span =
class=3D"f_GUS_B" style=3D"font-weight: bold;">Cards</span>', then =
select Click to Pay.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">When you checkout online, use the email address we =
have for you.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- [3e] Text - Illustration overlap - full width -->
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"width:600px; margin:auto; background-color:#fffffe">
<!--[if !mso]><!-- non-outlook -->
<tbody><tr>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px"> </td>
<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bedc4dca2-5d01-4fe1-9f08-957b28cdb06f%7D_LB-3e-Cards-Anim-132=
w-2x-min.gif" alt=3D"illustration" width=3D"132" style=3D"width:132px; =
min-width:132px; height:auto; z-index:3; color:#000001; font:12px/16px =
arial,helvetica,sans-serif; text-align:center" class=3D"">
</td>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px"> </td>
</tr>
<tr>
<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"100" style=3D"background-color:#C7FFC6; height:100px; =
width:auto">
</td>
</tr>
<!--<![endif]-->
<!--[if gte mso 9]>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:600px; height:32px; z-index:-1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif"/>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" style=3D"top:0px; =
left:234px; width:132px; height:132px; z-index:2; position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bedc4dca2-5d01-4fe1-9f08-957b28cdb06f%7D_LB-3e-Cards-Anim-132=
w-2x-min.gif""/>
<![endif]-->
</tbody></table>
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" style=3D"width:600px; =
margin:auto">
<tbody><tr>
<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 32px 0px 32px; =
mso-padding-alt:124px 32px 0px 32px" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody><tr>
<td class=3D"m_w100pc f_GUL_B" align=3D"center" =
style=3D"color:#000001; font:bold 36px/40px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">
How Click to Pay works
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table> =09
=09
<!-- [6a] Icon bullet - Standard (ticks) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding:0px 32px 32px 32px; =
font-size:0; line-height:0" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody><tr>
<td valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"left">
<tbody><tr>
<td valign=3D"top" width=3D"24" style=3D"padding-top:24px">
<img alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B6398a481-58e5-44db-a719-38d7dd8f67ea%7D_LB-6a-No-1-24w-2x.pn=
g" width=3D"24" border=3D"0" style=3D"display:block; width:24px; =
height:auto">
</td>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:24px; padding-left:12px">
Enter your email at the online checkout, and you'll receive a =
one-time passcode.
</td>
</tr>
<tr>
<td valign=3D"top" width=3D"24" style=3D"padding-top:16px">
<img alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B073656ba-bfcf-48a8-966e-6574cacc0316%7D_LB-6a-No-2-24w-2x.pn=
g" width=3D"24" border=3D"0" style=3D"display:block; width:24px; =
height:auto">
</td>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px; padding-left:12px">
Select your card and follow the instructions to complete your =
purchase.
</td>
</tr>
<tr>
<td valign=3D"top" width=3D"24" style=3D"padding-top:16px">
<img alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B07b7f542-9b07-41be-9884-d4fca3a2cae6%7D_LB-6a-No-3-24w-2x.pn=
g" width=3D"24" border=3D"0" style=3D"display:block; width:24px; =
height:auto">
</td>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px; padding-left:12px">
Your card details are securely stored and encrypted by Visa, =
and will never be shared with retailers.
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding-top:24px" class=3D"">
<table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tbody><tr><td align=3D"center" =
style=3D"background-color:#000001; mso-padding-alt:0 16px; =
border-radius:8px" class=3D"">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://www.lloydsbank.com/help-guidance/everyday-banking/card-an=
d-pin-services/visa-click-to-pay.html?elqTrackId=3D58a97168140346b4b1b92d=
fb798ed369&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D=
1&elqCampaignId=3D2575&elqak=3D8AF5D488614F74FF28DA424815DB46D37177C043C2=
EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" style=3D"border:1px solid =
#000001; background-color:#000001; color:#fffffe; display:block; =
font:bold 16px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-align:center; text-decoration:none; =
padding:10px 24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; =
border-radius:8px" title=3D"Learn more about Click to Pay">Learn more =
about Click to Pay</a>
</td></tr></tbody></table> </td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>=09
=09
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">If you don't want us to provide the Click to Pay =
service on your Lloyds debit card(s), you can opt out below. If you =
haven’t opted out by 21 May 2026, we’ll take this =
as your request that we provide Click to Pay on your debit card(s).</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding-left:32px">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px"><a class=3D"f_GUS_B =
cta_black" =
href=3D"https://link.lloydsbank.com/ctp-o1-2569902-ina?emailAddress=3Dbob=
%40sarahharvey.com&emailName=3DLIVE_CAR_MULTI_VISA_CLICK_TO_PAY_O1-256990=
2%20%7CCTP25EM03_LTB_EM_20260129&brcd=3DLTB&unid=3D1191342585652&ptid=3D1=
0060095&tid=3DCTP03L02&rid=3D1000xbzt3jfn&elqTrackId=3D937abe69a4574aad9c=
14ed40801eb5b4&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqa=
t=3D1&elqCampaignId=3D2575&elqcst=3D272&elqcsid=3D100167&elqak=3D8AF5AF7A=
D4E1DABBFDD86D9AA91BD6622BEDC043C2EF2CF79C6FF0088B7BBB90A50D" =
style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font:bold 16px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center; text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Opt out">Opt out</a></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:0px">If you have any questions, please contact us in the =
app.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
=09
<!-- [F1a] Footer - Retail use ONLY (B2C) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; width:600px; background-color:#fffffe">
<tbody><tr>
<td align=3D"center" valign=3D"top" style=3D"font-size:0px =
line-height:0px">
<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Df6f826266db247c6bdb62965=
468cc82c&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&=
elqCampaignId=3D2575&elqak=3D8AF5511A14C63D7A3957BAA096DA8EA3C271C043C2EF=
2CF79C6FF0088B7BBB90A50D" target=3D"_blank" title=3D"Lloyds Bank" =
style=3D"text-decoration:none; display:block">
<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9ddd350d-33af-482f-83fa-3ea25bb7c67f%7D_LB-F1-Mass-Desk.png"=
alt=3D"Proud to be part of the same family. Lloyds Bank logo, Halifax =
logo, Bank of Scotland logo" width=3D"600" style=3D"width:600px; =
height:auto; display:block; color:#000001; font:12px/16px =
arial,helvetica,sans-serif; text-align:center">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B4ea23aa4-72c4-452b-b794-2fdd4ad126bd%7D_LB-F1-Mass-Mob.png" =
alt=3D"Proud to be part of the same family. Lloyds Bank logo, Halifax =
logo, Bank of Scotland logo" style=3D"display:none; height:auto">
<!--<![endif]-->
</a>
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
<tbody><tr>
<td class=3D"m_p0 m_hauto" align=3D"center" valign=3D"top" =
height=3D"88" style=3D"vertical-align:top; font-size:0px; =
line-height:0px; background-image:linear-gradient(#024731,#024731)">
<!--[if gte mso 9]>
<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731.png"/>=
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<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" height=3D"88" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731=
.png" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-0247=
31.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_space=
r-024731.png'); background-size:100% 100%; width:600px; height:88px; =
vertical-align:top">
<tbody><tr>
<td valign=3D"top">
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody><tr>
<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt:32px 0px 32px 0px">
<div class=3D"m_d_b" style=3D"display:flex; =
align-items:center; justify-content:center">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" style=3D"margin:0 auto; =
vertical-align:top">
<tbody><tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/contact-us.html?elqTrackId=3D6e4e92169=
5fc4fb297a9ce97f9d428d9&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D1=
6612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF541A1CE5C626E958CC2B0BE164=
0BF1C8DC043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" =
title=3D"Contact Us" style=3D"color:#fffffe; font:20px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block">
<span class=3D"keep-white d_lightText">Contact Us</span>
<!--[if !mso]>-->
<img class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" align=3D"right" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto; display:none; mso-hide:all">
<!--<![endif]-->
</a>
</td>
<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif">
<span class=3D"keep-white =
d_lightText"> | </span>
</td>
</tr>
</tbody></table>
<!--[if mso | ie]></td><td><![endif]-->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" style=3D"margin:0 auto; =
vertical-align:top">
<tbody><tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.co.uk/privacy?elqTrackId=3D4692c72fcc6747c=
8b158235f83f8dafb&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&e=
lqat=3D1&elqCampaignId=3D2575&elqak=3D8AF588FE19EE5D121197E268D2FBC696B6D=
1C043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" title=3D"Privacy =
Policy" style=3D"color:#fffffe; font:20px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block">
<span class=3D"keep-white d_lightText">Privacy =
Policy</span>
<!--[if !mso]>-->
<img class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" align=3D"right" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto; display:none; mso-hide:all">
<!--<![endif]-->
</a>
</td>
<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif">
<span class=3D"keep-white =
d_lightText"> | </span>
</td>
</tr>
</tbody></table>
<!--[if mso | ie]></td><td><![endif]-->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" style=3D"margin:0 auto; =
vertical-align:top">
<tbody><tr class=3D"g_blend_screen">
<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D94126050b0134740b19503e9715c91ea&elq=3D63ee77b03=
bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&elqCampaignId=3D2575&elq=
ak=3D8AF55C1FEC1D020E3B9C7A6BB798C93C6A04C043C2EF2CF79C6FF0088B7BBB90A50D=
" target=3D"_blank" title=3D"Email Security" style=3D"color:#fffffe; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block">
<span class=3D"keep-white d_lightText">Email =
Security</span>
<!--[if !mso]>-->
<img class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" align=3D"right" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto; display:none; mso-hide:all">
<!--<![endif]-->
</a>
</td>
<td class=3D"m_h" style=3D"color:#fffffe; font:0px/20px =
arial,helvetica,sans-serif">
=09
</td>
</tr>
</tbody></table>
</div>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"m_hauto" align=3D"center" valign=3D"top" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#000001,#000001)">
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<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001.png"/>=
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<![endif]-->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" height=3D"60" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001=
.png" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_0000=
01.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_space=
r_000001.png'); background-size:100% 100%; width:600px; height:89px; =
vertical-align:top">
<tbody><tr>
<td align=3D"left" style=3D"padding:24px 0px">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto; vertical-align:top">
<tbody><tr>
<td>
<a =
href=3D"https://www.facebook.com/lloydsbank?elqTrackId=3Dd750ac8bbfeb44c3=
894817dcf701854e&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&el=
qat=3D1&elqCampaignId=3D2575&elqak=3D8AF5B7D13727EB9AE29543495096313B6839=
C043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" title=3D"Facebook" =
style=3D"text-decoration:none">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8aa197c6-3aad-490f-80d7-20dea96011ca%7D_social_icon_FB_light=
_sk.png" alt=3D"Facebook" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
</a>
</td>
<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box"> </td>
<td>
<a =
href=3D"https://twitter.com/LloydsBank/?elqTrackId=3Df3d4c8ba6dd446c88a4f=
fed14cc62107&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D=
1&elqCampaignId=3D2575&elqak=3D8AF564FCD722E900F98A4A475F1356C2C7CCC043C2=
EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" title=3D"X (Twitter)" =
style=3D"text-decoration:none">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bdacc5b0f-9b3a-4c41-9275-c47ad3b2e5e4%7D_social_icon_X_light_=
sk.png" alt=3D"X (Twitter)" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
</a>
</td>
<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box"> </td>
<td>
<a =
href=3D"https://www.linkedin.com/company/lloyds-bank?elqTrackId=3D44c0b97=
3e22c40ce8de923d7915cf480&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D=
16612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF5D539E30CCCEBE51A8055773D=
7A7E4DBCC043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" =
title=3D"LinkedIn" style=3D"text-decoration:none">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B92314f73-9d66-4b92-98d0-d31f4a080718%7D_social_icon_Linkedin=
_light_sk.png" alt=3D"LinkedIn" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
</a>
</td>
<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box"> </td>
<td>
<a =
href=3D"https://www.instagram.com/lloydsbankinggroup?elqTrackId=3Db82a037=
5f54b4bf98765e9cce8c4a2f5&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D=
16612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF5A658E11B2F387BCEBAFE7F10=
7E9D0BA0C043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" =
title=3D"Instagram" style=3D"text-decoration:none">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfabc6406-e35b-4f70-90dc-de77e62370d0%7D_social_icon_insta_li=
ght_sk.png" alt=3D"Instagram" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
</a>
</td>
<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box"> </td>
<td>
<a =
href=3D"https://www.youtube.com/user/lloydsbankonline?elqTrackId=3D1eab41=
bab60d442a9f5eaa45f5f71d09&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D=
16612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF5F38336A08EF7406FA7E1EE38=
596AF9A4C043C2EF2CF79C6FF0088B7BBB90A50D" target=3D"_blank" =
title=3D"YouTube" style=3D"text-decoration:none">
<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B77666e60-953d-4dad-a1ea-fd95e9325afe%7D_social_icon_YouTube_=
light_sk.png" alt=3D"YouTube" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
</a>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=20
<!-- LIVE_LB_MOBILE_BANKING_APP -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:20px 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Important =
information</strong><br>Our app is available to customers with a UK =
personal account and valid registered phone number. Minimum operating =
systems apply, so check the App Store or Google Play for details. Device =
registration required. <a =
href=3D"https://www.lloydsbank.com/legal/online-banking/internet-banking.=
html?elqTrackId=3Dc9a730e663094182aaef9584ae20527c&elq=3D63ee77b03bf44a4d=
bf35d778869ac659&elqaid=3D16612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8A=
F57CB38545CCEA7142F2790FF6FCFAF7EDC043C2EF2CF79C6FF0088B7BBB90A50D" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Terms and conditions">Terms and conditions</a> apply.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
=09
<!-- LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> =E2=80=93 review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3D86f41cab9acf=
4e479be0451bab6a29cd&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D1661=
2&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF59AD482D82415A63600DD25B3DF29=
B301C043C2EF2CF79C6FF0088B7BBB90A50D" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> =E2=80=93 add us to make sure you get our emails.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
=09
<!-- LIVE_LB_OPEN_DISCLOSURE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email</strong><=
br>To help us improve the emails we send you, we collect basic =
information from your device such as when they are opened. For more =
information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3D32376536564c43288=
f9229007467a167&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elq=
at=3D1&elqCampaignId=3D2575&elqak=3D8AF5F9AE73C6BBCB908A4984FB0D416BA141C=
043C2EF2CF79C6FF0088B7BBB90A50D" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d like to read the Lloyds Bank cookies policy.">Cookies =
Policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br>
=09
We will:<br>
=E2=80=A2 Always include your name and the last four digits of an =
account you have with us.<br>
=E2=80=A2 Sometimes include links to more information to help =
you.<br>
=E2=80=A2 Sometimes send you links to our secure app, to take you =
straight to the information you need.<br>
<br>
We will never:<br>
=E2=80=A2 Send you to a web page that asks for your logon, =
personal or banking details.<br>
<br>
If you're not sure that an email is from us:<br>
=E2=80=A2 Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br>
=E2=80=A2 Speak to us to check. You could do this by messaging us =
from our app or online banking.<br>
<br>
We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D6be9445227774c42bdcd2a5a27220d7c&elq=3D63ee77b03=
bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&elqCampaignId=3D2575&elq=
ak=3D8AF5C2E076581295983BECB843F0F7E3880EC043C2EF2CF79C6FF0088B7BBB90A50D=
" style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d want to learn how to protect =
yourself from fraud.">Fraud Hub</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- LIVE_LB_COMPLAINT_WORDING -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">If you want to make a complaint - you can message us =
in the app 24/7 or find support online at: <a =
href=3D"https://www.lloydsbank.com/contact-us/how-to-complain.html?elqTra=
ckId=3D3c142754831f4d38a4295b1933cea0cb&elq=3D63ee77b03bf44a4dbf35d778869=
ac659&elqaid=3D16612&elqat=3D1&elqCampaignId=3D2575&elqak=3D8AF55F2295B55=
DA54BBFF4542B317AA0A7B7C043C2EF2CF79C6FF0088B7BBB90A50D" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"online">lloydsbank.com/contact-us/how-to-complain</a>. You can =
also call us on <a href=3D"tel:08000723572" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"0800 072 3572">0800 072 3572</a> (<a =
href=3D"tel:+441733462267" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"+44 173 346 =
2267">+44 173 346 2267</a> outside the UK).</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
=09
<!-- LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us. You can call us using Relay UK =
if you have a hearing or speech impairment.</span> <br><br>There's more =
information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3D308b4104a5614176855c4b205=
6ef2457&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&elqat=3D1&e=
lqCampaignId=3D2575&elqak=3D8AF50E69F5D1F39BA277ED7EC17E3B12058CC043C2EF2=
CF79C6FF0088B7BBB90A50D" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page to find out =
more about Relay UK.">Relay UK</a> help pages. <a =
href=3D"https://www.lloydsbank.com/signvideo?elqTrackId=3D4f74a3c243624f5=
4aa3841d97edb9c8d&elq=3D63ee77b03bf44a4dbf35d778869ac659&elqaid=3D16612&e=
lqat=3D1&elqCampaignId=3D2575&elqak=3D8AF5491198DFA97E33E6E24F7267717732B=
0C043C2EF2CF79C6FF0088B7BBB90A50D" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page to find out =
more about SignVideo services.">SignVideo</a>
services are also available if you=E2=80=99re Deaf and use British Sign =
Language. If you need support due to a disability please get in =
touch.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table> =09
=09
<!-- LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- LIVE_LB_CALLS_MONITORED -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded. Not all Telephone Banking services are available 24 hours =
a day, seven days a week.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- CLICK TO PAY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">The Click to Pay icon is a trademark owned by and =
used with permission of EMVCo, LLC.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- LIVE_LB_REG_OFFICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25 Gresham Street, London =
EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank =
plc is authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 119278.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=09
<!-- LIVE_LB_AS_AT_DATE -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#fffffe;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#fffffe" align=3D"center">
<tbody>
<tr>
<td style=3D"padding:0 20px 16px 20px;" align=3D"left">
<table class=3D"m_w100pc" width=3D"560" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"left">
<tbody>
<tr>
<td class=3D"f_LBJ f_GUS_R" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" align=3D"left"><!-- LB_AS_AT_DATE_A =
-->This information is correct as of <!-- LB_AS_AT_DATE_A END -->April =
2026<!-- LB_AS_AT_DATE_B --> and is relevant to Lloyds Bank plc =
products and services only.<!-- LB_AS_AT_DATE_B END --></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table> =20
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent">
<!--[endif]--><!---->
</div>
</body></html>
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