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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Get this sorted!
Date: Tue, 12 May 2026 13:41:56 +0100
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You’re so close to a clearer retirement. 
<https://links.pensionbee.com/s/eo/ynMakpHeMk0gZMlGLYd_VS13hzxWlWpIZUCodbjpAR6KThHp8uXZDT0hKx5KH3nUYH-uW7M_RZ5OdqJCwSHO-__gv2X9f_FVV7BAd4PnPVcZO5WCd7Uc18TeoUeUU_3Phtj_JT6PRfcMDyFOZSFvgekAJmLQfrsRoif9b9OxxCrQnFznsBZ7tIkvS1GPgpA3FsQZtHJ5PhiaMNIRLmvS-yY6P8mJ46Iryw/J_5cD76rvI4B9YlnQ91jngXsKUcRjgdh/20>







View in browser 
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Log in






Hi Robert,



You’re really close to getting your pension admin out of the way.


Complete your sign up today and:

*	bring your old pensions together into one plan;
*	get support from a UK-based account manager (‘BeeKeeper’); and
*	keep track of your retirement goals with your ‘Retirement Planner’.

Why not take a moment for your retirement today, so you can get back to the 
things that matter to you most?

Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/s/c/dDTcFAtnNf5lidJ6ZMi5iE0xyE7JMxMjH22OLj8kHU0QK4h1HXr3ZAowwlQiIF45rbtVBG4dFhHmSE5z1-PnNDOqwa98mv3yD7i826QUgAnJY3war3xjfBfc3UQx2DO8fQ4LCeUHmLGDDsAovC2mAmFTWcuDAMhn-XSjRAZNq7F6M5Ff6ambKhdH2XVAVgdEjt4iDD6zPX1BKSXWyw2ZtjlcUG2l7jc8giLd6JYM8AsAzF4YS-nLGQJQ5m7cLX54Rvahb0JhpSSmp-cPDJKn2SkCx-BEegI5eq6I2oY9SCIh64f-83F0Gb5cyYxHnpy2CNWpHohOB8h00Yx_f2IznBbil8y-QTixVSXitshxlFLSsqGz2Y1T1c20jVmbXGfsTA2UB_pKslOTEB_qoRSVADTW/oYlI891fCcYaGCEZ1zYm6pU5wOZ7x8y3/20> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/snncNb5IG_Mxs3vFprHH2lgJvAoIYGgc6YPrKmhza 
cGa2Ha8ndNlzVIzFDexThuGPDts5zGyw_Oz2O23OplOmAULTjZS2zduwl4CWiVwp3FVCdj5uArqInAASH-QszFrIdwzm4owOWQEdyDxJxUe7oh08q8po_5r-1fipu6e4X0bVtKCyHLHiBPvXYeDaTtqKph_btTN17jXSof8OVeKQNNIkTeu3n0wobrlXOzlVmLHI5w6VemjnktF_AmQBq5c79YqDH2RthOFitE36QoBAn6TPND7UH45Yv0RUYlaq_jdlU0qFBxFDO5U2nI7gCppR1uFYi-_KnGw51p0mgkM_3hxSrpzOGWJ4BhnCIuco4uctaR7_GifAhrHdlu2zN9PLKifT3IESVkSkWtn7RD49WkwqvdHIyecpwPOHKZ14cOb/dIBSHCg8Oq75wGsMkQspqYiwhxCryXFV/20> 
<https://links.pensionbee.com/s/c/KpWW4P2qp_Y6QYHPy63CcajXJHV-ScdSsai5BXLBYo4DD399ncDoOBw8SZ7-h8Jngg9EYhFYNVyimJpZFjC0qD13QoyNKoSSSy3zZXaoxE7OVvV6d3dHfCUTe951ZDVoM7hysUjB1pbMjmmtVU2TT4pVEG41n10ZdqFauFbmoc33fkyDGmTeBOTqwRa3nFqgw6s5ijKcgcJRo1FfMIgxPxkrI3MDitH5lFtcxAXhhTGBWPAhp01ByHGiU7kHB92y2sTJpXRK0KtyF6iOeYw6HyWSKUSCH0JydT_ce7afRDhX2QKRepeLy52JemcBJGKKQCJ1sVDIGf01Wm17_mDBkJQouPygUgDNBClKL6mitf9CH2CFqcb1OQFo0VroI6n8EDp20F3bFeYZUj3ZckhOVjiVOqjjXgpP8A2BXywaHvgC/e9veLm4SgtroPFlT79Y_XamLd3dZgkgh/20> 
<https://links.pensionbee.com/s/c/SVoMOybukSskCL5QkfGHEsxrxzs_frTKcl23N0nT-PE4AhxC2ocH9d1uzZoRSCxwplElthLwdlSVF7d9NffG212BkIj3CD3ChZuz5d8v9mNALBXwFcEZYArtkFYnrpfVZA6iMsCCgKtDVZmPOizUxaEf8m9EcpKpPbAEl33Lb0F5QGvPHo6Qfd4Hb7mPLEhIRDD9YZICE39CHrE0E2QR6U_wshnJOJXZIbWSvCGv1xA40B00qPD-dxeN783aaLjNqtC6UR-L5MKEP-8O4nLEaIN_M5aWXvslKaMpKM7hEL4e8YU-PIKxZaa5mvwjrPEzPtAvUJ7fqsiBwdbTOvcndBpjHrEuzKHH-3tM1wiUVbk1j8Y98KKK2uQkIyc4ZtqMEHbjrkPTy3l1nKHZTkW7jPsYcPOW4dicax5FvkT8FA/gUmadheO6vPlFgo2Iv1siL850Giov2Go/20> 
<https://links.pensionbee.com/s/c/5d0pkgP6f9jlSM7Jj4AE5TXrlNsWIxH9hBQS_GQqkBQ2dEziedMrMRuo8XKVQjuGNZtfHKWxRq8ht2fVkvl-nzcGMdQ2CugIy-n6lBkXdUUm4bTw1VAqJVdzVeDp83SR1vVErJiWz5VeJukNe2Mosj7xs6yYh1Orzt-00wtlG8dg09WLqwoq7q8t4hIq4gXANsN0puevGP8VrRKzzk1cV72gBG1NpNcAHlJG3Z5j8dHf5NsQoQcOMasxmG2mDMRNifFQ313-ej9YVw_N1PcxfUtqqNRenqgw6vUs0qR-2v9YZ0XHceOAM7gDUCZJX6RvHnTSYdhA3DYVCPh11M0fBbrlzN6BnkJ0FsGv82MFoTYEnhyLtB-1ijyFYOBGN4Lupbc6bbGfei2aPCPzDOfcx4J79IGZ/cyyB5Ws04uAbTTmJkIA6GM62ie1HlzJm/20> 
<https://links.pensionbee.com/s/c/pF_kh-pzTqP5ErlaJlyK9ZIdN54k0Zu6nK8Osn_XYrP_ptjaUttK-FqTuePD8YJmUHA8J2OdoCfEl-NpxHFASF1NAuG0EtARqsFL25ty7HguO9TLlE0K6I_vwedeCb1Qk8vyg96B4KRVEIW0p_8zXdI453fbgPDLCbErhpnYzmabl3VLDIrtPqwRADuPyTuXmXzgv260KmzLlig9ZgilRnnP0yJXdm86VQP_a2x4qobwEObNwjM8jb3XtGmU7yhaiofVFWci6vf9H3e1GYG-4mgU5yQyqqa6sE_2Pafbc9mYyDKNmVp2UaJcVUyJV0W8nbM8x2ZoOu7R3_6gk0soCu_Nye3pK1lYw8MXIzlmzeXJeh8EVpV85Rfco_GnHJuT_dxY4SgRkbLc1g3wt4r2kzRdtJTfzPDdGUswa5GiPwJVkEoi9Q/aeIIMqUuDwX_nEJCrvYrPP0P1o80Fj-m/20> 
<https://links.pensionbee.com/s/c/CHbTW4zcU1dcpc-fjY9q7_KvuvI6RJZbcDi1inud2whhM3aU6nXY9vgZYLRFoBpeMdiriy6DWvs2SIWi2zMpLE-Hj6k1Q_pUrvH7hVfYFIVmnEeSp8T8N1Fld520QPVWXgJjxzwh3cxu1kMRiNshAFPmmgjoZXSx3RYFHZhUbMhx7dEHXNlZunknU15ahda_4BEJTvcaAcWVZnENQUOne6698VwAFyVwKRWYJTb5Jqcg_Gbk3BaP1W6IJu5W0USNXT5OqJvH-ggItASFS3i3hEuqFHL_5yOt1ejYeNoqRE5B22m-R7oGVu3Qu-EGren3IPm2mY4T5z9SO_UX07AKWefvGcdv57H2DUGx8oc62jE1yX53vIpkzLFZ9s11VEr5dzG6dqlJ5rtARmsnuP-vsZvYD42D7eCzTy2lFfZPxQ4/UIc7VjHJQIkuiUk6qnul-QP50skANMjl/20>
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(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/BaKJbBxColbWjTD8U8V4O5bSC65QxN-=
Zne64u68-Gv40WKAsjkZYHSoghK7XhqhlZzIYFHEiTpnuomQA3MAYTbp7MycgFozyYw-QOzZO=
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height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/VYyIicg887Zt2X7g8PbulmYuIN9sxEUU=
RtusUBaP_mfxcKdbRB4KC2w4IgSqIo9FNEVBmiBSDUKv9g8B-sRqEgnz0BFEVt5v1czBK18mc=
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FoOn_Mvtir37kKfvWQOeHeN9ftou3tfG7qYInn5N5dGF8moGbkOWJ-cUUZLCGOk70mATQiRAT=
mdCQCkcvStihOb284T0E-luf6e8o03UhzFtS0m3nN2V8wGlBBdp4A/lH_p9U5ne6PX5HeRPTc=
Ja4t9f0Su_TkU/20" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/3QsxA1KnUrSsbjdhF68FBfZUzHzx59xI=
DHSQoPRhCCJvz4a5LKkWiB1Fsoo67tkQ4eO2wtP0xwisLGAs0WBs-m57r1tzoQkSwh7aTdBPF=
NwAXniptJG1usEUgWf4J_oW3StRf6eRUQcTAcrOxojiv_pnOtRujczhkXM2bGvEM9lGXyRwMc=
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ev1dpILugM-gjnuyQNkpwVYEgCChmvX_36MbJe1J-AO7SFRNb2nmcmya9INdwIczB-c5cKek_=
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kcZN9YClTOlqEBUxCwYC2-uAWXJaLUzYmXYgmOPRBVt5HrcLsQusQ/u5iFfjKIbuzhJiW0jgf=
i1OKBLfO7AnlN/20" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
align=3D"center" width=3D"100%"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/lJoqRmwlozBUiaWrYLDx4yiwOlFJbLEo=
mOEnKbbu-jKFhaUPofAi1ySvtfxSC4F5gq5fOGP8xAiGiDCbepWVTmsAwtzrscGG9F6J5wvb6=
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HF9KSPyNXEleedXa0XhqMFvgzhToGdY/20" target=3D"_blank" =
style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1776760275/ema=
ils/2026/Segment%202%20-%20High%20Earning%20Families/Get_this_sorted_1.pn=
g" style=3D"box-sizing: border-box; display: block; height: auto; =
border: 0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">You=E2=80=99re really close to =
getting your pension admin out of the way.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">Complete your sign up today =
and:</span></p><ul style=3D"box-sizing: border-box; line-height: 1.5; =
mso-line-height-alt: 24px; font-size: 16px;"><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">bring your old pensions =
together into one plan;</span></li><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">get support from a UK-based =
account manager (=E2=80=98BeeKeeper=E2=80=99); and</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">keep track of your retirement goals with your =E2=80=98Retirement =
Planner=E2=80=99.</span></li></ul><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">Why not take a moment for your retirement today, so =
you can get back to the things that matter to you =
most?</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/n5mzipTZSKLvEbYzMfJuWRFdwHagHbQH=
SIOOvGtih-_XeKlsU9ndrshrirBaSb6zaXvsOZgSq6t9z8ev3Aw4WWmBnLH6RJ9xe69-TM_al=
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5HraLboRPcc_SeE/20" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/hjVaVqZPfDl9a9yakP5pi774VTrN1-Wb=
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style=3D"height:44px;width:187px;v-text-anchor:middle;" arcsize=3D"28%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 10px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></td></tr></table=
></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row =
row-3" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
30px; padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/dDTcFAtnNf5lidJ6ZMi5iE0xyE7JMxMj=
H22OLj8kHU0QK4h1HXr3ZAowwlQiIF45rbtVBG4dFhHmSE5z1-PnNDOqwa98mv3yD7i826QUg=
AnJY3war3xjfBfc3UQx2DO8fQ4LCeUHmLGDDsAovC2mAmFTWcuDAMhn-XSjRAZNq7F6M5Ff6a=
mbKhdH2XVAVgdEjt4iDD6zPX1BKSXWyw2ZtjlcUG2l7jc8giLd6JYM8AsAzF4YS-nLGQJQ5m7=
cLX54Rvahb0JhpSSmp-cPDJKn2SkCx-BEegI5eq6I2oY9SCIh64f-83F0Gb5cyYxHnpy2CNWp=
HohOB8h00Yx_f2IznBbil8y-QTixVSXitshxlFLSsqGz2Y1T1c20jVmbXGfsTA2UB_pKslOTE=
B_qoRSVADTW/oYlI891fCcYaGCEZ1zYm6pU5wOZ7x8y3/20" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/-qDLbt5UGlwPN6KB3by5RaJmsvqTrVGx=
an2oTJdkbx_SZNcR_HwhQNg8JvhpMIBnzG5KNcY_63p2TDdwySIluv5w_5vhzoMVH7pj4sanL=
41L5wO-hSzN02php3vikqbkn6HrZGPK9XYGlniq7QJvzW71Nt2uQ_O68gOybOS7Ws_uGHy1FY=
ZFUfQYKrulE6Rb8qplsBSDK31dOk0uRAvTHRpt4GGxH8YUo06HlNUT1txMHtBnDJpzRLh4bbF=
Th2LP3kO7pwuAL6DZxlrZ4D6ySMqpy8Kq2Y4BD2O5WyGc1xnMKqqGniIr-cAxLV50BkWr0HHH=
85xoaxbbe0Dpx31l0vwaHn0DV_E6GCqQ8Tffb2357JNyUpbrWyCM90A57iaa6e5_-jX9sO5hc=
mY0Z7JfZ-kjlc-dHNlBaFaThaS4A3p1Ofs4-JAZfNvxD5Zv1Gg3hesYEFZ65mgcX2YgsvLDO_=
VnM5bnQ1ki7ULMnio3WR4DebCs5V0qYHQwGs83xX_kq_1ryDpYlYUA50JhPNLMn5Yaw4UmyHz=
VI3uGtLxWtD17DvN53A54bIOQm_lJNL_-QHR-MZuaiPDv/ISn1phtJpxSDKJ6i1tCkuujESvz=
JfY3Y/20" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/pzlmoGXcg2NP7kd74IRbiH7DS9lcaPUu=
P0idPtQTHF_KRjVlEd3AmaG924kcxyZ0spphAqgMmsARL1a0TFFfpvYM6pdThH0kHMrp4yjCF=
TA4WjgzNhFA35ST-0lJG0hdQ_M6sLxNDD_InZmLf0IqPF_cR_DyteuGZpSNTzQqBYh7g4obB_=
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EHGRyEgot_lwW74xu8mq7H2x1UQHjEpriWyezk44tNABaYU4Rc5BBiuC81I_LqSgYZtMXDXT5=
MMpIrmIhEplEISkBHnNpefl9tZSfbOnehnfxQzIWpb-Xu/9LRVis4JbIhlkowNk9Kq4Zj3Dik=
tpAYy/20" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
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style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/snncNb5IG_Mxs3vFprHH2lgJvAoIYGgc=
6YPrKmhzacGa2Ha8ndNlzVIzFDexThuGPDts5zGyw_Oz2O23OplOmAULTjZS2zduwl4CWiVwp=
3FVCdj5uArqInAASH-QszFrIdwzm4owOWQEdyDxJxUe7oh08q8po_5r-1fipu6e4X0bVtKCyH=
LHiBPvXYeDaTtqKph_btTN17jXSof8OVeKQNNIkTeu3n0wobrlXOzlVmLHI5w6VemjnktF_Am=
QBq5c79YqDH2RthOFitE36QoBAn6TPND7UH45Yv0RUYlaq_jdlU0qFBxFDO5U2nI7gCppR1uF=
Yi-_KnGw51p0mgkM_3hxSrpzOGWJ4BhnCIuco4uctaR7_GifAhrHdlu2zN9PLKifT3IESVkSk=
Wtn7RD49WkwqvdHIyecpwPOHKZ14cOb/dIBSHCg8Oq75wGsMkQspqYiwhxCryXFV/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/KpWW4P2qp_Y6QYHPy63CcajXJHV-ScdS=
sai5BXLBYo4DD399ncDoOBw8SZ7-h8Jngg9EYhFYNVyimJpZFjC0qD13QoyNKoSSSy3zZXaox=
E7OVvV6d3dHfCUTe951ZDVoM7hysUjB1pbMjmmtVU2TT4pVEG41n10ZdqFauFbmoc33fkyDGm=
TeBOTqwRa3nFqgw6s5ijKcgcJRo1FfMIgxPxkrI3MDitH5lFtcxAXhhTGBWPAhp01ByHGiU7k=
HB92y2sTJpXRK0KtyF6iOeYw6HyWSKUSCH0JydT_ce7afRDhX2QKRepeLy52JemcBJGKKQCJ1=
sVDIGf01Wm17_mDBkJQouPygUgDNBClKL6mitf9CH2CFqcb1OQFo0VroI6n8EDp20F3bFeYZU=
j3ZckhOVjiVOqjjXgpP8A2BXywaHvgC/e9veLm4SgtroPFlT79Y_XamLd3dZgkgh/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/SVoMOybukSskCL5QkfGHEsxrxzs_frTK=
cl23N0nT-PE4AhxC2ocH9d1uzZoRSCxwplElthLwdlSVF7d9NffG212BkIj3CD3ChZuz5d8v9=
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6Qfd4Hb7mPLEhIRDD9YZICE39CHrE0E2QR6U_wshnJOJXZIbWSvCGv1xA40B00qPD-dxeN783=
aaLjNqtC6UR-L5MKEP-8O4nLEaIN_M5aWXvslKaMpKM7hEL4e8YU-PIKxZaa5mvwjrPEzPtAv=
UJ7fqsiBwdbTOvcndBpjHrEuzKHH-3tM1wiUVbk1j8Y98KKK2uQkIyc4ZtqMEHbjrkPTy3l1n=
KHZTkW7jPsYcPOW4dicax5FvkT8FA/gUmadheO6vPlFgo2Iv1siL850Giov2Go/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
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