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From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?You=E2=80=99re_off_to_a_great_start=2C_Rob?=
	=?utf-8?Q?ert!?=
Date: Thu, 26 Jun 2025 11:09:10 +0100
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Log in




Hi Robert,




Changed jobs a few times? You're not alone.



With each job switch, you could’ve left behind another workplace pension. 
The result? Multiple pension pots scattered across different providers, 
making it hard to see the full picture of your retirement savings.



The good news is, in a few simple steps you can bring them together into one 
plan that you can manage online.



If you aren’t sure where to start, our blog shows you exactly how to track 
down old pensions.



To get your transfers moving, we'll need:



✓ your details: address, date of birth, and National Insurance (NI) number, 
and

✓ your pension information: your old provider names (policy numbers help 
speed up the process too).



Ready to get organised?




Finish your sign up



  <https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor_images/430464d8-bd10-4ebd-b8fe-277d2d7af83b.png>


"I signed up using the app, it was really straightforward. I was able to 
give PensionBee a couple of key facts about each of my pensions, and they 
did the rest of the work for me."


Daniel (Age 40)

PensionBee customer since April 2019




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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x!important;background-position:center =
top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
img{width:87px!important;height:auto!important}.em_w195 =
img{width:195px!important;height:auto!important}.em_w1{width:20px!importa=
nt}}@media screen and =
(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/sGoY8lIx29HKzR--h69jea2g8WRzWv9=
QwJP6pQshCah-LoY-JwAIglycp5VQma0Fb3RTbhusBegXZneDN921UOSDEdnW4CkSVGnOl8Jv=
_QhpBsjRfNPeXzAmFWvEaUxbgKSVGVX9eJKLgUNjjUC6mppZM6GtzX8sNm4/RR7cLfG1lyk7n=
X2FB5YEdxk2A2v9tqNJ/10">View in browser</a></td> </tr> <tr> <td =
height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/45M59F7JsfOaKYxULnLnXHhTgi2FebNh=
F3Y5zMSEj0oLrBhz4zq5LONXvPxTeG8VKSDzT3B7e7mrB5-jMz3bAldvB30T3GDDYxAVtTLz3=
jb8RY1iB9Kni1v7t9G2m9VLO-7qS2y8RMpF88CWfchiBwnGfVCg8rBikA4WuEP85l60A0ozPp=
v16d68KQqvtUX5hqzxDVRrDXG_okgLo4PxO1l9s-28ypg4N4IipymK_H-RARC9wuAPlcaaumU=
2UN7FvBN3vDAlVA-2cT3SK1thU_ARXxh2VbdnieDUFlespnG0GYKH5cydwFTMYnk8VNdZtP36=
vCPjH0l0sRHhyizyOLjR4ULGHwOY7nDJie7anDYT0XsYeWHMyEg7S_RIQmByluxSzAtDF8-um=
gmK0j9yEvnmLhdOAO2ovrsl758Q6ls8YCs1hVQRLScV2Fz2s8fQhQ/l5EERPcSNohbB86BXRQ=
z7V6ZiFK7nL9i/10" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/QmOtMvqxtEdp9lhrJWM56BgaWNriqBs_=
9nabG72_wn93bgXDNkIbmE3IFE3T7_3svG4BZQ4rl4kDmIREksJgJkEWoUZ9PoW_wxdsPq3iu=
2B3dFc3b-lV6L82HOroQm9XpZ0SlaQ65ZMiKteh_UOr-oOsooRnhSictCrQyhPjPl4z6I-4TR=
yKqv_g4PnJCeq-0zif-dcGxf2sayS0eRmlXBJwBzI7vGrHPLGOP-VH0GDNWzUtj_8gN2nzteI=
BVPpCx24sEc82t3pTKGeFrbwxxCXAoqAvudBvssKDboaubKSSmOIigD0Okk68HfGg9XkfjKTf=
WiwfqTd0LBTaxKj-2m7eC7Ao8NXNqD7e2A1-6T1UmT-2UF-_g9PUyJFNVL259iUNOfaLQk0HD=
z0MjCMaiL7JCN-csSl8GaBNqvd19CJZXoz7T5Nn4cRdENHDultEPg/_Xs1gNAyhmK8crj4Opd=
H99uD6KlGXv0d/10" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/ATJV1S-Q9UirmI1NpjDqb8XaFRVCW4Lg=
vp5dJKWgLtmH5wyYucNMntIUjNd1TwWPxEL39ZfUP0NV3dF11bNQm4rXRcPRlUieO9ss4T2KI=
ouNgeZJClR46aDTLdiFxfxnellSIFcVuSWM5M62_CgHfMqYHZLfQCyesXKhk3qsF7ioL7G9Oi=
hrnj2MZN7EbN5I6VJKVkmIgPAwAEznByzOFaKLLw06uARnd_TDB0iC4lOHvo4hbqgFbT_w-WE=
hdwBKobFnJZWNuldg5RHan74AQiO6doL_BMXWM0dECvyUy0vwUcEJyvt6YbEp1xIaynaehoxK=
NR9GBqixfrM0D3iKKfk3cbwgk5tIr6BrZUn92iLlVcykCWvahAy7wA4FqVGgW4uwJnchAVRwC=
rrN3LCjSkcPSXWXDZlBt6dnbu1mqt0QpbYnIrWLBpbCekiDxKHYqZHg/iS6LN7tYwbZGHXpL2=
QbdV7tCr3izw7Qs/10" target=3D"_blank"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1749569368/ema=
ils/2025/Confused_about_the_sign_up_questions_-1_1.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">Changed jobs a few =
times? You're not alone.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">With each job switch, =
you could=E2=80=99ve left behind another workplace pension. The result? =
Multiple pension pots scattered across different providers, making it =
hard to see the full picture of your retirement savings.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">The good news is, in =
a few simple steps you can bring them together into one plan that you =
can manage online.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">If you aren=E2=80=99t =
sure where to start, our <a =
href=3D"https://links.pensionbee.com/s/c/UTPlbgIfE1l9oYR1lxLd93eeP8yne54O=
Q_UKbgpsZoFRObU-Wj_oiRKP-DwwWJAGalqxA61DJv3k-Jgs0Tpj7rJnU9LrBVPM0jbVJIR0p=
Z4NEcAIt_fRJtKZKj_kQAUfV5zis3mTV6qRFYrNSEn3UcVmWJvEZ09Qetk6wVrv6OZQmGGAUY=
JZAT0yuDkMjh6bkbV3ghdiYrlp2ylYQFOuObDZ8-CaZr1jNfk4PoKWZPfGib-lIWWGB5CQPA2=
9TVa1ImGQs_3JDVdnEclqAxCdzwOhEq5oa6KGM6DZdE04iReDtYyxuV13Xqbmcng9k7KHJeHc=
zmE3iklqyLt1lv7Q29-TfgEZmBnVSAsId5vkWwZzFZhLuZCXMxyJnbPyZUWn1iuxroaw1Wmmq=
6IYFDB84HF7AF1srxUvBJkOhUOt7PSA9Gk5zRJNylrZ4Zb-qKeZCVJroD1gSR_Fdie_80xwJo=
8lQeMXIE9mTq9HtUcj3vbDhiSALP9uAteCSfWixUa29cZVSwaPf9j3XAl_AaCPNARhAxcIuUq=
TyPBChDhVlTgI0tzYeQNd/pmhllhkohvjX_xsRPu1UCu7mU3O_dN0w/10" =
target=3D"_self" style=3D"text-decoration: underline; color: =
#007db7;">blog</a> shows you exactly how to track down old =
pensions.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">To get your transfers =
moving, we'll need:</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: =
16px;"><strong>=E2=9C=93</strong> <strong>your details</strong>: =
address, date of birth, and National Insurance (NI) number, =
and</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><strong>=E2=9C=93 =
your pension information</strong>: your old provider names (policy =
numbers help speed up the process too).</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">Ready to get =
organised?</span></p></div></div></td></tr></table></td></tr></tbody></ta=
ble></td></tr></tbody></table><table class=3D"row row-2" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"button_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"><a =
href=3D"https://links.pensionbee.com/s/c/N6SNRVJcFHkFJbhQklT-939V9wvcqGJX=
dYIpgRy-AhwKMuEkn1fPZbXDRFY9vRMjcnF1AZdUYZ9LInf9St6gupN7U-ECmsStMUVhsaYyW=
xvnSGyszwnlthcmzEENVmSekLn3hRT_PYmDvKchSKib_2z1TW9GK19CKB8nSYpY_Eu8dur_e6=
AzrLv-tM564YFbubI48paoP48uEYH573r7GbWfS9OxXwiUIPNpNN3fCTO65N8Mg7EZM7hOc8Y=
MGAgKuNFLxsamzw-Hpa_-y9QI6rNsy-XTPdF3QGezhQ9Q6AbZnlQc1gnhesyAITs33C2nf1P0=
GFASLJ6kq7QE8oE-DsPEsxKUXhSXD5q0QE4tY65AYbba5OiaeCqAQJSFjD7mGzLU3CDLpFNw4=
UUKDCF6nwKplkeI_b9XwZvBbeVnEqUN2CNUL7aP2pg7a0eB_UNn4RRd/WCxhgmLR-nDMuI0fl=
t1PDt1CQD7On072/10" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/XYsSIsm3qy3v4MGxRVUE9Ylv0H1P1KOq=
1qoT6fGXkdtyz6RX-Uhepbdf0_fSYfXKKpwdOF4o_g_z1wABtaKDQvo5W1EyNtZUJ3c7Hqx2_=
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ntVWfw/N4KWETs8SBT-g5Jgp8E5CUP3fJRtaVjg/10" =
style=3D"height:42px;width:187px;v-text-anchor:middle;" arcsize=3D"29%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; padding-left: 20px; =
padding-right: 20px; text-align: center; width: auto; word-break: =
keep-all; letter-spacing: normal;"><span style=3D"word-break: =
break-word; line-height: 32px;"><strong>Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"image_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:150px"><img =
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669=
d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor=
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style=3D"display:block;height:auto;border:0;width:100%" width=3D"150" =
alt title height=3D"auto"></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad" =
style=3D"padding-bottom:10px;padding-left:10px;padding-right:10px;padding=
-top:20px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#3a342c;line-=
height:1.2"><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">"I signed =
up using the app, it was really straightforward. I was able to give =
PensionBee a couple of key facts about each of my pensions, and they did =
the rest of the work for me."</p><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px"><br><strong>=
Daniel (Age 40)</strong></p><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">PensionBee =
customer since April =
2019</p></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#333;width:600px;mar=
gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:30px;padding-top:15px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-6" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"html_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;text-align:center" align=3D"center"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> =
<td align=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" =
valign=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 290px;" width=3D"290"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0" =
height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" =
border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
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nP3Z54CpgHARBBXaiagAIesOs4NtfeRFymRKFAOLkLLfCpE16Pbq7tmefL11xAsBHqBbAemLy=
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ec7nRqJ9CZiYOe_5Htnqi4GHFBdzkRwBu68y64y9doZvJ-9DKscG-e49wdVlgdNdJDyu9TIdm=
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qDfvk8hfohF/QuF20uiUmEba7UoC5nVwFEtJFHieclV3/10" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
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font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
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20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
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15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/H68FK84gMhTZNp8-UNWYrjJcLkJiTvY5=
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