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From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
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Date: Tue, 18 Mar 2025 10:40:16 -0000
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When you connect non-Monzo accounts
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/hLy6fJ_3Kxy5Grt9p2CirQ~~/AAAHahA~/VBX_4X1Xdwfu_wDfCThfBFl8Or8g_-K15UjvqzdCj0Xvv_Js_b6F5yU2z0N9urJlJC0Fe8wMqImgEKE7ijSinMSRH-WNwxbb6zKskjxwuw0~>
Your money, managed your way
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
Extra lets you connect your other bank accounts and credit cards so you can
see them in Monzo, and track your spending across all your accounts in one
place.
Connect an account
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
Understand your
spending better
Create multiple custom categories to group your spending in ways that work
for you. Want to see how much you spend on coffee? Create a coffee category!
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
Now trending:
your money
Having access to interactive graphs on Trends makes it even easier to
understand your spending across all your connected bank accounts. See all
your activity in graphs and toggle your non-Monzo accounts on or off.
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
Get more than just your credit score
Track your Experian, Equifax and TransUnion credit scores weekly for a
better understanding of how lenders view your credit health. Get credit
health assessments to let you know how you're doing, and clear, impactful
actions to help improve your score.
Connect an account
<https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kxag~~>
Need help?
<https://clicks.monzo.com/f/a/qFEViknG3dCNFLtKFq4k_A~~/AAAHahA~/VHoyW_SMJwKiWqmnfXBV2JzyrDhdqUZ5ZhI99jdRBhd00fIT7iuBBzdex5XnP51PzNoIYdzgfQOG0EUIw4KXtBtRN8VCVdchvnnrmTtlmP5MdMOq6GYwCPi33CgfH5DAvSgfdaCWpFFI11ecdb7jgaa6B_ke7F_NGHheIdFZAJA~>
Your account
<https://clicks.monzo.com/f/a/qFEViknG3dCNFLtKFq4k_A~~/AAAHahA~/VHoyW_SMJwKiWqmnfXBV2JzyrDhdqUZ5ZhI99jdRBhd00fIT7iuBBzdex5XnP51PzNoIYdzgfQOG0EUIw4KXtBtRN8VCVdchvnnrmTtlmP5MdMOq6GYwCPi33CgfH5DAvSgfdaCWpFFI11ecdb7jgaa6B_ke7F_NGHheIdFZAJA~>
details
<https://clicks.monzo.com/f/a/e8y4DoQRu83X5TfPWEMEyw~~/AAAHahA~/So8xQs6Lk8ArwRLY3tsIl2SQXPPlf_1S1yG00OpZYrQ6yvJ7BDBR507BPzD_w26Gg-ucu2c8ZsjpbwbIrujsZIXWNagTFxh4EDUCxAKSHEXX7XqF_ksJWa0Eqyj1KYnfNbd1iM8r6UHMkc18feRTKw~~>
Help with
<https://clicks.monzo.com/f/a/WaRTs_LIO5eNkZoh735djA~~/AAAHahA~/x9L8NYydDkmCTlOXyeuH50uMkOJsFZ5FxcTNQqzhVHpI4zquzb513KE-dfCUywKSfX9LN03QhQRCySp7FeS-pd4QFOgc_kphDyXqejyUqR6hBcPuLSBGu1j3DuGqv3wIuVHwbxbvaCImp6Vcg6_-fQ~~>
payments
<https://clicks.monzo.com/f/a/Pdx8oi85fILZyS_xxBPZcw~~/AAAHahA~/JBwaqP4zD70UEKCMxYAdktJqjh_kZrdpzwBQvF94oByw9upOO9AW_lnkxQT-tD7vAlqodHrmD1Ke8apiv5gXgDQSypcHTrRHUUkorfbE9NgTmR4AROkNx90LZBqhakBi7bp0mNaSSHOt6vl2IVp4MSQpmMl86FKlooSltkVe4cS9jnUekogtAkTLAbiNYig6>
Your terms and
<https://clicks.monzo.com/f/a/Pdx8oi85fILZyS_xxBPZcw~~/AAAHahA~/JBwaqP4zD70UEKCMxYAdktJqjh_kZrdpzwBQvF94oByw9upOO9AW_lnkxQT-tD7vAlqodHrmD1Ke8apiv5gXgDQSypcHTrRHUUkorfbE9NgTmR4AROkNx90LZBqhakBi7bp0mNaSSHOt6vl2IVp4MSQpmMl86FKlooSltkVe4cS9jnUekogtAkTLAbiNYig6>
conditions
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/L8u8OfMp_1gM65qSqxO0NA~~/AAAHahA~/xX5OeMXSzo87W_JvU_ss2F_m5CrosSsFC29-lty0wfpEa4z85pJwUDNKiRnFHvqzxKgTCFHVLftWW9N9RH6-qQ_baVJ2DBkuxDHHm6g2Ir4hkGxV5xfXviUrqLaFABTXVaT4NrdIouQhtdMgjJdZ8g~~>
<https://clicks.monzo.com/f/a/GVEWCAFrP0BPwr0CE5grhQ~~/AAAHahA~/6yvu2Zlo7MaMV3fYG6b4WwDW1_wHeQumJgBzmNeu5Z6lSLlY3j9or2Y775PrIPkfcbHnZnvAKrCUywuMXR8YwS8vcp-LyAYCWeBDAUxQ-wYyDNhmdNOciOEwdMQ5IZ-W>
<https://clicks.monzo.com/f/a/9j3bN7WiurKpUsxzEcJ6QQ~~/AAAHahA~/cm0wCABS8mc97LRzukVQHPuDT4dIxvm2JKD4Bc7BGe9jjS0UH3Co7MHgtj5sL4hoZNr1ubsSST9mvfhfGcxebxKPXdpbPT9GlqWFzjF4jmD_vZnDusGVUPw8M5dnQTsqtxVnwwVBnzpWeH5wG98AA1Z2w-lZAg_YaG_g0Sv5sPQmwQey5NBeN-32swElNuyy>
<https://clicks.monzo.com/f/a/gA1ShzOWN9L4fYUhjTJBYA~~/AAAHahA~/i5bHz8GrsKedUhOJVJluaamFYZ3eiqytibfN_MxE6Cci4QhnqtXeozqlXOMqwQtGPXDKNRoYobDe1XKa0s1lvDhMX1f9Bk8ST6DJHGCfMdN9LFn3JzoakMkaOxi_J-Tcv3vpWxCqNByjwHWXX-Km_A~~>
<https://clicks.monzo.com/f/a/hLy6fJ_3Kxy5Grt9p2CirQ~~/AAAHahA~/VBX_4X1Xdwfu_wDfCThfBFl8Or8g_-K15UjvqzdCj0Xvv_Js_b6F5yU2z0N9urJlJC0Fe8wMqImgEKE7ijSinMSRH-WNwxbb6zKskjxwuw0~>
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/dmmgk1w9FG5SlVT58sPrUA~~/AAAHahA~/sDZfy_ciiOU3PurqSMFdiLfTiBP3jk77poLez93cCeAW1yTLqkMFeCuvIPdxL8UHxYQWe9a54vnAGrxy4SopoNELOAxB584XgA-zaDoBQdXsFYrKr-awnlQJmYpC00Pu-xNDfnAvFi8xOO49l7FwvA~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/aW4US7Vp72fg6tS0xMCi2g~~/AAAHahA~/Dge5s7ZloIR0av2lP4QZcFhwMD9GNcNMZJ9sUlAnezq3cErmugcunRcruvigOXPHX1dPyf2vgtLho_MJZmBnbbQEAudEkNIE8Oh4KzhotVlqSazf3Jf1OEPu7DpOFdAsphcVoHMniNxV_hZKNvBCQQ~~>
<https://clicks.monzo.com/f/a/XdH77_0zqSo3QX7oEH7xZQ~~/AAAHahA~/FxPjz8QpOkqiZd33nk4ntm9i69J42kOEngsjR7to2yqOO8TI6_a36-JDCbq_RGP9thT7B03XpktcBUOU5bj4oA0TBIoZKfkx6XIroZ9hMCK1XB7GVDfERw_XlsrpkuBc>
<https://clicks.monzo.com/f/a/GOUYYLi-a2QTqQTq3OXmWQ~~/AAAHahA~/-6z5MGnvkGH7J4TcpuHE6Szfq202qBXwuSLLYBQ6CqDA8_qSOqYqNlRjL2Ig-JgBQi0T4dzF5XJJivijr78ep9e7DDc0goK6j-rudNbKb4obXSqD-pVS38RqI6CypWM7>
<https://clicks.monzo.com/q/aUdAyvCQpMD6ew3IhFtQpA~~/AAAHahA~/vPEUdV1kUen3tnxdylGVLvRI3LOORVwXJhWwNYg5GDUOQTuvPKdId7gaB62mXD9-bwUkxPAWHSRKyxfakzvtBA~~>
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</style>=0A=
=0A=
<title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"darkmode body body-fix" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Whe=
n you connect non-Monzo accounts</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
=0A=
=0A=
<!-- Email Start -->=0A=
<table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
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<!-- Email Inner Start -->=0A=
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<td align=3D"center">=0A=
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100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/hLy6fJ_3Kxy5Grt9p2CirQ~~/AAAHahA~/VB=
X_4X1Xdwfu_wDfCThfBFl8Or8g_-K15UjvqzdCj0Xvv_Js_b6F5yU2z0N9urJlJC0Fe8wMqIm=
gEKE7ijSinMSRH-WNwxbb6zKskjxwuw0~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"113" alt=3D"Monzo">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
=0A=
<!-- Free Trial Banner Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:10px 20px;">=0A=
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bgcolor=3D"#F2F8F3" class=3D"darkmode3 fullWidth" width=3D"610" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;border-radius:15px;" role=3D"presentation">=0A=
<tr>=0A=
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sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:15px 20px;">=0A=
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width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
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<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
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<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Your money, managed your way=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
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<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
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ag~~" target=3D"_blank">=0A=
<img class=3D"mobHeaderImg" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663b7fb341437b0058424bd1/original.png?1715175347" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:450px;" width=3D"450" =
alt=3D"Someone taking a break from a bike ride, with a phone showing =
their Monzo home feed.">=0A=
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width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">Extra lets you connect your other bank accounts and credit cards =
so you can see them in Monzo, and track your spending across all your =
accounts in one place.=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
<!-- Intro End -->=0A=
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<!-- CTA Start -->=0A=
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<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
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<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
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<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kx=
ag~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Con=
nect an account</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
<!-- Modules Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<!-- Modules 1-2 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px 20px 10px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<!-- Module 1 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kx=
ag~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663b7de652c5120058c8b079/original.png?1715174886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"List of custom spending categories and the amount of transactions =
in each for Coffee, Holiday, Transportation and Concerts.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px =
20px;">Understand your <br class=3D"displayNone">spending better=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Create multiple custom categories to group your spending in ways =
that work for you. Want to see how much you spend on coffee? Create a =
coffee category! <br class=3D"displayNone"><span class=3D"displayNone"> =
</span>=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 1 End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Spacer Between Modules Start -->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!-- Spacer Between Modules End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Module 2 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kx=
ag~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663b7de6bc8b7400619f3185/original.png?1715174886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"In-app snippet of Trends screen showing Spending graph and =
activity over time.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Now =
trending: <br class=3D"displayNone">your money=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Having access to interactive graphs on Trends makes it even =
easier to understand your spending across all your connected bank =
accounts. See all your activity in graphs and toggle your non-Monzo =
accounts on or off.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 2 End -->=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules 1-2 End -->=0A=
<!-- Module 3 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 20px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kx=
ag~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663b7de6b365ee0058f8213e/original.png?1715174886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" alt=3D"A =
credit gauge with the arrow to the right showing credit health is in top =
shape.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Get =
more than just your credit score=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Track your Experian, Equifax and TransUnion credit scores weekly =
for a better understanding of how lenders view your credit health. Get =
credit health assessments to let you know how you're doing, and clear, =
impactful actions to help improve your score.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 3 End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
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ag~~" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/nq_gEHrE0cWmFmRMrQh54A~~/AAAHahA~/b7=
O7cq1Q80r17kZreQecmIB4Tdkh2W4p2Df5GIadXm68iE-hBvr9NZKx1AtceSPjaDYpT5WKs3W=
-7iW7YUhwiNQwUTLNUlLKBs31efrzfsMEFkGi3m8RHJv7lO0dU_qqEZYksZjmUG2WK7Md47kx=
ag~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Con=
nect an account</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules End -->=0A=
=0A=
=0A=
=0A=
<!-- Need help? Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"darkmodeFont2" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 30px =
20px;">=0A=
Need help?=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 0px 30px =
0px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/qFEViknG3dCNFLtKFq4k_A~~/AAAHahA~/VH=
oyW_SMJwKiWqmnfXBV2JzyrDhdqUZ5ZhI99jdRBhd00fIT7iuBBzdex5XnP51PzNoIYdzgfQO=
G0EUIw4KXtBtRN8VCVdchvnnrmTtlmP5MdMOq6GYwCPi33CgfH5DAvSgfdaCWpFFI11ecdb7j=
gaa6B_ke7F_NGHheIdFZAJA~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa10ccb770f40a23c3f1c/original.png?1680515340" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/qFEViknG3dCNFLtKFq4k_A~~/AAAHahA~/VH=
oyW_SMJwKiWqmnfXBV2JzyrDhdqUZ5ZhI99jdRBhd00fIT7iuBBzdex5XnP51PzNoIYdzgfQO=
G0EUIw4KXtBtRN8VCVdchvnnrmTtlmP5MdMOq6GYwCPi33CgfH5DAvSgfdaCWpFFI11ecdb7j=
gaa6B_ke7F_NGHheIdFZAJA~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your =
account<br>details</a> =0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/e8y4DoQRu83X5TfPWEMEyw~~/AAAHahA~/So=
8xQs6Lk8ArwRLY3tsIl2SQXPPlf_1S1yG00OpZYrQ6yvJ7BDBR507BPzD_w26Gg-ucu2c8Zsj=
pbwbIrujsZIXWNagTFxh4EDUCxAKSHEXX7XqF_ksJWa0Eqyj1KYnfNbd1iM8r6UHMkc18feRT=
Kw~~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bb3110356bfeadd9d4/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/WaRTs_LIO5eNkZoh735djA~~/AAAHahA~/x9=
L8NYydDkmCTlOXyeuH50uMkOJsFZ5FxcTNQqzhVHpI4zquzb513KE-dfCUywKSfX9LN03QhQR=
CySp7FeS-pd4QFOgc_kphDyXqejyUqR6hBcPuLSBGu1j3DuGqv3wIuVHwbxbvaCImp6Vcg6_-=
fQ~~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Help with<br>payments</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
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waqP4zD70UEKCMxYAdktJqjh_kZrdpzwBQvF94oByw9upOO9AW_lnkxQT-tD7vAlqodHrmD1K=
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waqP4zD70UEKCMxYAdktJqjh_kZrdpzwBQvF94oByw9upOO9AW_lnkxQT-tD7vAlqodHrmD1K=
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alt=3D"Smart Money People, British Bank Awards: Best business banking =
provider - Winner 2024">=0A=
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