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From: "PayPal" <PayPal@emails.paypal.com>
To: <bob@sarahharvey.com>
Subject: Four months interest-free, again and again
Date: Mon, 31 Mar 2025 10:34:34 +0100
Message-ID: <e23901ac-f987-4657-92dd-3f0aaa195fb1@iad4s12mta1130.xt.local>
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<https://click.emails.paypal.com/open.aspx?ffcb10-fed011767564067f-fe591d7075600c7b7012-fe3611727364047f721671-ffc912-fe3016707267047c741d78-ff311571766d&d=120021&bmt=0>
Bob Home - Get 0% interest every time you spend £99 or more.View
Online
<https://view.emails.paypal.com/?qs=d4fc095efcbd8bc4ac09ab92854dbf6056dd9bd7e2d7d5e1d5809d26cf8afe555ac4b06e410ce4889f4ca796fbe5dfd3dd5e9ad5d3239ee22393554fbb4bec579ad396d85dcc52af2cc65f7aed4b44f7>
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65fa126d379915c62352eb2d493d6a12226b9e2e20eb69787ab563625402eca9e904ba8e0fb582ffff5654a699b48da222b4ef9bd2e8d8078a>
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a6515e930e9cd749ecf27b3faa4c8bab1293b69d1f5a8f0c0be8a30d939b07e35865cae8418c77693283b550599d781e5ebfcfc8e668e68206a>
You have an excellent chance of being approved for PayPal Credit. Choose
PayPal Credit this spring and get more time to pay with 0% interest for 4
months when you spend £99 or more.
Apply now with confidence and find out if you're eligible without impacting
your credit score.
Check Eligibility
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65b25a884056221fb98e36c22b51900db795b82a37b84eb365f5e387d6cd8fc243ab34a2d5881620be1cccf769d94c58b9a2eca59f4269bfbe>
Excellent chance of being approved means 70% of customers like you are
approved for PayPal Credit. Subject to application and status. PayPal Credit
is a regulated credit product. It is like a credit card and gives you a
credit limit which can be used for promotional offers. During the 4 months’
offer period you must make your minimum monthly payment or your 0% offer may
be removed. Any remaining balance due after the offer period or any
transactions under £99 will be charged interest at your standard variable
rate.
Representative example
Representative
23.9% APR
(variable)
Interest rate
23.9% p.a.
(variable)
Assumed credit limit
£1,200
Your actual interest rate and credit limit may vary depending on your
individual circumstances.
Credit subject to status. Terms and conditions apply. UK residents only.
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Best Retail Finance Provider
PayPal Credit secured the title of Best Retail Finance Provider at the 2024
Smart Money People’s Consumer Credit Awards for the third year straight.
<https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/505290-en_GB-Feb_Best_Retail_Provider-640-EM.png>
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Help
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65b5d7853138c3bacb04fb526fbb369e121247f016977b421652a2a72dd429cac01673b10e0831a909797c66b4a5624f02cca03947764789c2>
| Contact
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65e8a861c7c4bd606ec7f951189f4b00aa7934f9acf302eab9404adbcd8fd09497097311b3043d407b7e30b3600b696f2ebcce73cb6b1aa04f>
| Security
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a6570381ed4168d109a23179947e708a2520c35b44dc7094c6daad485753a2af48329113003cdfff290b8645faebb7c95b710d08725319ef28c>
| App
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a659120141d1d772aa008fd17f45cd6aa184ef464259f81244a2a1d9d4c0b2225b893099f7ee2f10422789d6007e1010b93b562ee36408302a6>
| Offers
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65f9deff9e1e59e95294cf00e5424fc3eb3287bcfad7b6afea763c69cba827eb7ef5afbdc34134f4c6dcbad6cd3156cd12589a2c7e68e04ac2>
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a6521e7ae8fdec268e37149b3d46a74a441d077458eddf67e44b6a2f6e9ba65210be450b818c9d8efae85271c3dbe805d49dd1b444a3cc24c5a>
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65de1e02b913353154bbebab65ef3cef03265a64ab9b42dbe7726173632b6f64bc13cc06a551469533fbfc3ceaea26dc2ccf716d9ca377bb93>
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65e0e274c58c6ceec6161fd8e3106f314a8b073d6b6ee6c879a75a728a0eeeebf04f3be6befe83bfe836f5f48db1c1652a7e5cae96b56f6924>
Credit subject to status. Terms and conditions apply. UK residents only.
Not sure why you received this email? Learn more
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a650e79af44d9acec5c949f5c731cd2617fc50f58a7630e486dac58d8325678e252c43f38cdd08822cda305c7fc0d2add86365b841098284de8>
How do I know this is not a Phishing email?
Phishing emails tend to have generic greetings such as "Dear PayPal member".
Emails from PayPal will always contain your full name.
Find out more here
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a658d0af4459fdf33b4d91877627f5f8817d0c81f3a28a77c5381aea869fad38dadd0f6e6c15d9901cf4ce90092572e24a43b8cdeef8efddaab>
.
This email was sent to bob@sarahharvey.com, because your PayPal marketing
preferences are set to receive PayPal Credit emails. You can manage what you
receive from us here
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65c45aeb87699ab4e37c7f0f2746200dc34031b1707f1c99aeb51a36e43f14104985de8c38b757551b3c3f5d76fd757f63ed367fa9d4424068>
.
PayPal is committed to your Privacy and the responsible handling of all
personal data. To learn more, read our Privacy Statement
<https://click.emails.paypal.com/u/?qs=6e873242f33c5a65696330fb5a9bb61c65fb3d0959ca3e7c904d497101d1c82f31e0346b4b1831b7518e56da62c64acabd9705eeeebf50950d2ae58b06601ebe>
.
PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority
(FCA) as an electronic money institution (firm reference number 994790); in
relation to its regulated consumer credit activities (firm reference number
996405); and for the provision of cryptocurrency services (firm reference
number 1000741). Some products and services, such as PayPal Pay in 3 and
PayPal Working Capital, are not regulated by the FCA and may offer a lower
level of protection. Please read product terms for further details. PayPal
UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place,
London, United Kingdom, EC4M 7RD.Copyright © 2025 PayPal, Inc. All rights reserved.
523012 26034
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=20
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=20
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=20
</span>=20
</span>
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<img =
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=20
</div>
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cellspacing=3D"0" width=3D"100%" =
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<tr>
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<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" =
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<!----><span style=3D"color:black;">
</span><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
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=09
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<td align=3D"center" valign=3D"middle">
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=09
<tr>
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=09
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<b><span style=3D"font-family: 'PayPal-Pro-Book', Helvetica, =
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=09
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<a =
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></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
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class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- H4.PPE - =
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=09
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=09
<tr>
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=09
<tr>
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14px 0px 12px 0px;" valign=3D"middle">
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style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- P1.PPE - =
Primary hero image Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"P1.PPE" role=3D"presentation" style=3D"" =
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=09
<tr>
<td align=3D"center" valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"center" bgcolor=3D"#FFFFFF" data-block=3D"editable" =
data-name=3D"supporting background color" data-type=3D"color" style=3D"" =
valign=3D"middle">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a6515e930e9c=
d749ecf27b3faa4c8bab1293b69d1f5a8f0c0be8a30d939b07e35865cae8418c77693283b=
550599d781e5ebfcfc8e668e68206a" title=3D"4 months interest-free"><img =
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cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
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width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 20px 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; font-size: =
16px; font-weigh: 400; line-height: 1.4; color: #000000; letter-spacing: =
-0.3px;">
You have an <b>excellent</b> chance of being approved for =
PayPal Credit. Choose PayPal Credit this spring and get more time to pay =
with 0% interest for 4 months when you spend £99 or more.<br>
<br>
Apply now with confidence and find out if you're eligible =
without impacting your credit =
score.</p></td></tr></table></td></tr></table></td></tr></table><!----></=
td></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
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align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" style=3D"" width=3D"100%">
=20
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" =
style=3D"max-width: 640px;" width=3D"640">
=20
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px =
55px 0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%">
=20
<tr>
<td align=3D"center" style=3D"padding: 2px 0px 2px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"vertical-align: top;">
=20
<tr>
<td align=3D"center" style=3D"font-family: =
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18px;mso-line-height-rule:exactly; background: =
url('https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Templ=
ate_Module_Spacer_Image1.png') repeat; padding: 2px 2px 2px 2px; =
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<div style=3D"mso-line-height-rule:exactly;">
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xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/uk/digital-wallet/ways-to-pay/credit-servi=
ces?utm_source=3Dsfmc&utm_medium=3Demail&utm_campaign=3DOW_EM_AH_MC_NI_NI=
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6221fb98e36c22b51900db795b82a37b84eb365f5e387d6cd8fc243ab34a2d5881620be1c=
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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
20px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
=
</tr></table></td></tr></table></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-top: 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_3" style=3D"margin: =
0px;font-family: 'PayPal-Pro-Book', Helvetica, Arial, =
sans-serif;font-size: 12px;line-height: 1.3;color: #707070;font-weight: =
450; letter-spacing: -0.3px;">
Excellent chance of being approved means 70% of customers like =
you are approved for PayPal Credit. Subject to application and status. =
PayPal Credit is a regulated credit product. It is like a credit card =
and gives you a credit limit which can be used for promotional offers. =
During the 4 months’ offer period you must make your minimum =
monthly payment or your 0% offer may be removed. Any remaining balance =
due after the offer period or any transactions under £99 will be =
charged interest at your standard variable =
rate.</p></td></tr></table></td></tr></table></td></tr></table><!----><!-=
---><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
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class=3D"stylingblock-content-wrapper"><tr><td =
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align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 55px =
30px 55px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td>
</td></tr></table></td></tr></table><!-- P3.PPE - Primary hero =
End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
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width=3D"100%" role=3D"presentation" style=3D"background-color: #FEFEFE; =
min-width: 100%; " class=3D"stylingblock-content-wrapper"><tr><td =
style=3D"padding: 0px; " class=3D"stylingblock-content-wrapper =
camarker-inner"><table cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"width: 100%;"><tr><td><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width: 100%;"><tr><td valign=3D"top" class=3D"responsive-td" =
style=3D"width: 100%; padding-bottom: 0px;"><!----><!-- S23.PPE - =
Secondary credit details Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"S23.PPE" role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 0px =
0px 0px;" valign=3D"middle">
</td>
</tr>
</table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_1" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book','Century Gothic', Helvetica, Arial, =
sans-serif; font-weight: 900; font-size: 24px; line-height: 1.15; color: =
#000000;letter-spacing: -0.7px;">
Representative =
example</p></td></tr></table></td></tr></table></td></tr></table><!----><=
!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_1" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Representative</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_2" style=3D"margin: =
0px;font-family: 'PayPal-Pro-Book','Century Gothic', Helvetica, Arial, =
sans-serif;font-weight: 900;font-size: 24px;line-height: 1.15;color: =
#000000;letter-spacing: -0.7px;">
23.9% APR</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
(variable)</p></td></tr></table><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240">
=09
<tr>
<td align=3D"center" style=3D"padding-top:20px; border-top: 1px =
solid #BFBFBF;" valign=3D"middle">
=
</td></tr></table></td></tr></table></td></tr></table><!----><!----><tabl=
e cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_3" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Interest rate</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_3" style=3D"margin: =
0px;font-family: 'PayPal-Pro-Book','Century Gothic', Helvetica, Arial, =
sans-serif;font-weight: 900;font-size: 24px;line-height: 1.15;color: =
#000000;letter-spacing: -0.7px;">
23.9% p.a.</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_4" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
(variable)</p></td></tr></table><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"240">
=09
<tr>
<td align=3D"center" style=3D"padding-top:20px; border-top: 1px =
solid #BFBFBF;" valign=3D"middle">
=
</td></tr></table></td></tr></table></td></tr></table><!----><!----><tabl=
e cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation" width=3D"530">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_5" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; =
font-weight: normal; font-size: 16px; line-height: 1.4; color: =
#000000;letter-spacing: -0.3px;">
Assumed credit limit</p></td></tr><tr>
<td align=3D"center" style=3D"padding-bottom:10px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_heading_4" style=3D"margin: =
0px;font-family: 'PayPal-Pro-Book','Century Gothic', Helvetica, Arial, =
sans-serif;font-weight: 900;font-size: 24px;line-height: 1.15;color: =
#000000;letter-spacing: -0.7px;">
=
£1,200</p></td></tr></table></td></tr></table></td></tr></table><!-=
---><!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 0px 0px;" =
valign=3D"middle">
<p data-element=3D"s23.ppe_bodycopy_7" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; font-size: =
12px; font-weigh: normal; line-height: 1.3; color: =
#707070;letter-spacing: -0.3px;">
Your actual interest rate and credit limit may vary depending =
on your individual circumstances.<br>
Credit subject to status. Terms and conditions apply. UK =
residents =
only.</p></td></tr></table></td></tr></table></td></tr></table><!----></t=
d></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-top: 0px;"><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" role=3D"presentation" width=3D"100%">
=20
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 0px 0px =
0px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table-sm" role=3D"presentation">
=20
<tr>
<td>
</td></tr></table></td></tr></table><!-- S23.PPE - Secondary =
credit details End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"background-color: #FEFEFE; =
min-width: 100%; " class=3D"stylingblock-content-wrapper"><tr><td =
style=3D"padding: 0px; " class=3D"stylingblock-content-wrapper =
camarker-inner"><!-- B.PPE.30 =E2=80=94 30px Spacer Start --><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"table" data-blockname=3D"B4.PPE" role=3D"presentation" =
style=3D"" width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"max-width: 640px;" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<img alt=3D"" border=3D"0" data-element=3D"b4.ppe_image_1" =
height=3D"30" =
src=3D"https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/6=
1b1ee3576f0473ea04f86166fc8f4b1/spacer.gif" style=3D"display:block;" =
width=3D"40"></td></tr></table></td></tr></table><!-- B.PPE.30 =E2=80=94 =
30px Spacer End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #F5F7FA; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" =
style=3D"width: 100%;"><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-bottom: 0px;"><!----><!-- P3.PPE - Primary hero Start -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
data-blockname=3D"P3.PPE" role=3D"presentation" width=3D"100%">
<tr>
<td align=3D"center" class=3D"" style=3D"padding: 30px 55px 0px =
55px;" valign=3D"middle">
</td>
</tr>
</table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding-bottom:20px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_heading_4" style=3D"margin: =
0px;font-family: 'PayPal-Pro-Book','Century Gothic', Helvetica, Arial, =
sans-serif;font-weight: 900;font-size: 24px;line-height: 1.15;color: =
#000000; letter-spacing: -0.7px;">
Best Retail Finance =
Provider</p></td></tr></table></td></tr></table></td></tr></table><!---->=
<!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"padding: 0px 55px =
0px 55px;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td align=3D"center" style=3D"padding: 0px 0px 20px 0px;" =
valign=3D"middle">
<p data-element=3D"p3.ppe_bodycopy_2" style=3D"margin: 0px; =
font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; font-size: =
16px; font-weigh: 400; line-height: 1.4; color: #000000; letter-spacing: =
-0.3px;">
PayPal Credit secured the title of Best Retail Finance Provider =
at the 2024 Smart Money People’s Consumer Credit Awards for the =
third year =
straight.</p></td></tr></table></td></tr></table></td></tr></table><!----=
></td></tr></table></td></tr><tr><td><table cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"width: 100%;"><tr><td =
valign=3D"top" class=3D"responsive-td" style=3D"width: 100%; =
padding-top: 0px;"><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><table =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
=09
<tr>
<td align=3D"left" class=3D"padside40" style=3D"padding: 0px 55px =
30px 55px;" valign=3D"middle">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"table" role=3D"presentation">
=09
<tr>
<td>
</td></tr></table></td></tr></table><!-- P3.PPE - Primary hero =
End =
--></td></tr></table><!----></td></tr></table></td></tr></table></td></tr=
></table><!----><!----><table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" style=3D"min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- P1.PPE - =
Primary hero image Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"P1.PPE" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%">
=09
<tr>
<td align=3D"center" bgcolor=3D"#F5F7FA" data-block=3D"editable" =
data-name=3D"supporting background color" data-type=3D"color" style=3D"" =
valign=3D"middle">
<img alt=3D"Best Retail Finance Provider" border=3D"0" =
class=3D"img" data-assetid=3D"49097" data-element=3D"p1.ppe_image_1" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/505=
290-en_GB-Feb_Best_Retail_Provider-640-EM.png" style=3D"display: block; =
font-family: pp-sans-big-regular, Helvetica, Arial, sans-serif; =
font-size: 18px; color: #0C0C0D; padding: 0px; height: auto; width: =
100%; text-align: center;" =
width=3D"640"></td></tr></table></td></tr></table><!-- P1.PPE - Primary =
hero image End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #F5F7FA; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- B.PPE.30 =
=E2=80=94 30px Spacer Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
data-blockname=3D"B4.PPE" role=3D"presentation" style=3D"" =
width=3D"100%">
=09
<tr>
<td align=3D"center" style=3D"padding:0px 0px 0px 0px;" =
valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"max-width: 640px;" =
width=3D"100%">
=09
<tr>
<td align=3D"center" valign=3D"middle">
<img alt=3D"" border=3D"0" data-element=3D"b4.ppe_image_1" =
height=3D"30" =
src=3D"https://images.ctfassets.net/7rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/6=
1b1ee3576f0473ea04f86166fc8f4b1/spacer.gif" style=3D"display:block;" =
width=3D"40"></td></tr></table></td></tr></table><!-- B.PPE.30 =E2=80=94 =
30px Spacer End --></td></tr></table><!----><!---->
<!----><!----><table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation" style=3D"background-color: transparent; min-width: =
100%; " class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: =
0px; " class=3D"stylingblock-content-wrapper camarker-inner"><!-- =
FTR.Bar.PPE - Block Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"table" =
role=3D"presentation" style=3D"width: 640px;" width=3D"640">
=09
<tr>
<td =
background=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/=
m/1/Background_TQS_Image.png" valign=3D"middle">
<!--[if gte mso]> <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
fill=3D"true" stroke=3D"false" style=3D"width:480pt; height:70.5pt;"> =
<v:fill type=3D"frame" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Bac=
kground_TQS_Image.png" /> <v:textbox inset=3D"0,0,0,0"> =
<![endif]--><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
=09
<tr>
<td align=3D"center" class=3D"padside40" style=3D"height: auto =
!important; background-size:100% !important; width: 100% !important; =
padding: 5px 55px 5px 55px; =
background-image:url('https://image.emails.paypal.com/lib/fe3611727364047=
f721671/m/1/Background_TQS_Image.png') repeat;" valign=3D"middle">
<img alt=3D"Don't just pay, PayPal." border=3D"0" class=3D"img" =
height=3D"94" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/foo=
ter_bar_2x_new.png" style=3D"display: block; font-family: =
pp-sans-big-regular, Helvetica, Arial, sans-serif; font-size: 18px; =
color: rgb(12, 12, 13); padding: 0px; text-align: center; height: 94px; =
width: 290px;" width=3D"290"></td></tr></table><!--[if gte mso]> =
</v:textbox> </v:rect> <![endif]--></td></tr></table><!-- FTR.Bar.PPE - =
Block Start End --></td></tr></table><!----><!----><table =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"background-color: #F5F6F7; min-width: 100%; " =
class=3D"stylingblock-content-wrapper"><tr><td style=3D"padding: 0px; " =
class=3D"stylingblock-content-wrapper camarker-inner"><!-- FTR.PPE - =
Static Footer block Start --><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" data-blockname=3D"Footer" =
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<a =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a6509e822e23=
c73866d07ab43e8a7d9842d57db06471b892a9480eb876738adf49d4ffdb11b39fc652e04=
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<a class=3D"display-block" data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65b5d785313=
8c3bacb04fb526fbb369e121247f016977b421652a2a72dd429cac01673b10e0831a90979=
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href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65e8a861c7c=
4bd606ec7f951189f4b00aa7934f9acf302eab9404adbcd8fd09497097311b3043d407b7e=
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68d109a23179947e708a2520c35b44dc7094c6daad485753a2af48329113003cdfff290b8=
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weight: bold;" target=3D"_blank" title=3D"App">App</a> <span =
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<a data-linkto=3D"https://" =
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<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65de1e02b91=
3353154bbebab65ef3cef03265a64ab9b42dbe7726173632b6f64bc13cc06a551469533fb=
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12px; color: #0C0C0D; padding: 0px; height: 31px; width: 31px;" =
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width=3D"42">
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65e0e274c58=
c6ceec6161fd8e3106f314a8b073d6b6ee6c879a75a728a0eeeebf04f3be6befe83bfe836=
f5f48db1c1652a7e5cae96b56f6924" target=3D"_blank" =
title=3D"Instagram"><img alt=3D"Instagram" height=3D"31" =
src=3D"https://image.emails.paypal.com/lib/fe3611727364047f721671/m/1/Ins=
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font-family: 'PayPal-Pro-Book', Helvetica, Arial, sans-serif; font-size: =
12px; color: #0C0C0D; padding: 0px; height: 31px; width: 31px;" =
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Credit subject to status. Terms and conditions apply. UK =
residents only.</span></div></td></tr><tr>
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olor: #000000;/* padding:20px 0px 0px 0px; */" valign=3D"middle">
Not sure why you received this email? <a =
data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a650e79af44d=
9acec5c949f5c731cd2617fc50f58a7630e486dac58d8325678e252c43f38cdd08822cda3=
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title=3D"Learn more">Learn more</a><br>
<br>
<b>How do I know this is not a Phishing email?</b><br>
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Phishing emails tend to have generic greetings such as =
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your full name.<br>
<br>
<a data-linkto=3D"https://" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a658d0af4459=
fdf33b4d91877627f5f8817d0c81f3a28a77c5381aea869fad38dadd0f6e6c15d9901cf4c=
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style=3D"color:#000000;text-decoration:underline;font-weight: bold;" =
title=3D"Find out more here">Find out more here</a>.<br>
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This email was sent to bob@sarahharvey.com, because your =
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You can manage what you receive from us <a data-linkto=3D"other" =
href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65c45aeb876=
99ab4e37c7f0f2746200dc34031b1707f1c99aeb51a36e43f14104985de8c38b757551b3c=
3f5d76fd757f63ed367fa9d4424068" =
style=3D"color:#000000;text-decoration:underline; font-weight: bold;" =
title=3D"here">here</a>.<br>
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PayPal is committed to your Privacy and the responsible =
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href=3D"https://click.emails.paypal.com/u/?qs=3D6e873242f33c5a65696330fb5=
a9bb61c65fb3d0959ca3e7c904d497101d1c82f31e0346b4b1831b7518e56da62c64acabd=
9705eeeebf50950d2ae58b06601ebe" =
style=3D"color:#000000;text-decoration:underline;font-weight: bold;" =
title=3D"Privacy Statement">Privacy Statement</a>.<br>
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PayPal UK Ltd is authorised and regulated by the Financial =
Conduct Authority (FCA) as an electronic money institution (firm =
reference number 994790); in relation to its regulated consumer credit =
activities (firm reference number 996405); and for the provision of =
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and services, such as PayPal Pay in 3 and PayPal Working Capital, are =
not regulated by the FCA and may offer a lower level of protection. =
Please read product terms for further details. PayPal UK Ltd's company =
number is 14741686. Its registered office is 5 Fleet Place, London, =
United Kingdom, EC4M 7RD.=E2=80=8B<br>
<br>
Copyright © 2025 PayPal, Inc. All rights =
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