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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Have you changed jobs, Robert?
Date: Thu, 27 Nov 2025 15:22:54 -0000
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Combine your pensions today into one simple online plan. 
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Hi Robert,



Have you switched jobs over the last few years? If so, you may have a couple 
of pension pots floating around. You can combine those old pensions into 
your chosen PensionBee plan - it’s easy!

Here are some of the benefits of consolidating your pensions...


*	Greater visibility over your total retirement savings, with 24/7 access to 
your pension balance from your favourite device.
*	No paperwork to store away. We’re proud to be a paperless pension 
provider, so you can find all your digital documents in our app or online.
*	Simplicity of managing your later life savings from one place. You can 
switch plans and make contributions in a few clicks.




It only takes a couple minutes to complete your sign up.


Combine your pensions today


With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




  <https://res.cloudinary.com/pensionbee/image/upload/q_auto,fl_lossy,f_auto/v1680533352/lifesearch/spot-trusted.png>


Get life insurance. We’ve partnered with LifeSearch so you can help protect 
the most important people in your life, providing peace of mind should the 
unexpected happen.




Have a question?

Get in touch with our friendly UK team.







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020 3457 8444
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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/aKmB7Iei3X5YUYbHmjyjuXgCP9OVx4KE=
5tQAhQA8YbnIrSsFSMZIfnMYsneJ9O9ZPVMjeM8hBiND3snigwxsONl6W3T_w53FMKhRjSBmq=
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/m2rqQD4Zh3v274QCQ2Cnf5TkI2CfzS0S=
xzFAwoykEVSwuhwKBw1OGVPJsE0Nf5-a93sGhwzgRSPvFF4e3wuTV6FrIzeh7aWiz2dneeXLx=
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display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/uUR-xki1Gq6VGMUpB2wHNF2BuGwo1vuk=
7_Hdyd_B9CJbSKO6ksPozs71WJLyBr7jjEJVUPcFoeGWv0J1hbdEbS0ALNEbPcsah-9xOP43P=
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L4Vrbw7mbk5HPXJ/15" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1756220326/ema=
ils/2025/Have_you_changed_jobs__RC_2.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><span =
style=3D"box-sizing: border-box; word-break: break-word;">Have you =
switched jobs over the last few years? If so, you may have a couple of =
pension pots floating around. You can combine those old pensions into =
your chosen PensionBee plan - it=E2=80=99s easy!<br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;">Here are some of the =
benefits of consolidating your =
pensions...</span></span></p></div></div></td></tr></table><table =
class=3D"list_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word; color: #3a342c; direction: ltr; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; font-size: 16px; =
font-weight: 400; letter-spacing: 0; line-height: 1.5; text-align: left; =
mso-line-height-alt: 24px;" align=3D"left"><tr style=3D"box-sizing: =
border-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; margin-left: -20px;"><ul start=3D"1" =
style=3D"box-sizing: border-box; margin-top: 0; margin-bottom: 0; =
list-style-type: revert;"><li style=3D"box-sizing: border-box; Margin: =
0;"> <strong style=3D"box-sizing: border-box;">Greater =
visibility</strong> over your total retirement savings, with 24/7 access =
to your pension balance from your favourite device.</li><li =
style=3D"box-sizing: border-box; Margin: 0;">No paperwork to store away. =
We=E2=80=99re proud to be a <strong style=3D"box-sizing: =
border-box;">paperless pension provider</strong>, so you can find all =
your digital documents in our app or online.</li><li =
style=3D"box-sizing: border-box; Margin: 0;">Simplicity of managing your =
later life savings from one place. You can switch plans and make =
contributions<strong style=3D"box-sizing: border-box;"> in a few =
clicks</strong>.</li></ul> =
</div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-3" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: =
16.8px; color: #3a342c; line-height: 1.2;"><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
mso-line-height-alt: 16.8px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">It only takes a couple minutes =
to complete your sign up.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
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0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Combine your pensions =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table><table class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"25%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"image_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"right" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; max-width: 60px;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/q_auto,fl_lossy=
,f_auto/v1680533352/lifesearch/spot-trusted.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"60" alt title =
height=3D"auto"></div></div></td></tr></table></td><td class=3D"column =
column-2" width=3D"75%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; mso-line-height-alt: 22.5px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
15px;">Get life insurance. We=E2=80=99ve partnered with <a =
href=3D"https://links.pensionbee.com/s/c/oUcI9LlhFDmX9zOuMBMTRZhkc_Xba-nt=
f7zs-dIgbndnNYhQU0tI4ZVDMHJqLgR77_kmdN_n19uhK0QnkLu8fJ9Zv_1aR9JSyQm9NCO9z=
dQx-rG2XB2_0MpuyNuRaIsGEn-Mh4N2pqH-9un2nv3W16cob5wVp_mTPIrhi9MRGmtWi_PXIR=
WL8kNV7PO5LTYoxs2AndY8PDNL_6zB3ONJq-n4fRMHok3ypu00wzkjihJyJ273d7VCU-nXdVK=
ubJYsRQj87FMY_2sfBLe0SLo7-S6HafWapzn1eDhjoB4BIws0kOfFyUSKT5IREfVJQAYfksLy=
TKLP49eHMsLGS0oEYaoCvZWLwiYWZbqacwOXNDIbNefq7h_YmPFC6FPhi4Nft2OxkEGMCBYUV=
F_ZpMUWDRIEmN6Q037nejhc7Wa0tftq4H8FcIYh5ZGZlP5BlWWbbhKfTd4fCoOXs6r7-iAelN=
uQSKYHGOpUm9gPn-bD8lt3CQlgLB6iPMZ2O3BJ_LOLm0ZHfJL0pcrpgjqJonu1SCFCSHXf1se=
nLeqWE6Mwo5Cc7kfgnHPpykZzmyEo5wFUHs8upmZqTIJ_i9dODLZXHSBiDeRKgFR59MICEjH4=
DPhdz5cShn17u_vr2Bs6X9K1xi9M26sh_OR9-ipK83fAQX4TDnDiepCCDNgWiAQAv4FeKoOyh=
wrkczx_j9sjk-dGy7nGWOjJ7b1wc6b_qrefHUNkYGm3X1UfOoZvc71lx3LVii0/EAIZEUd_IC=
9bS3ZIztHUdLDI0-KaYyAh/15" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: none; color: #007db7;" =
rel=3D"noopener">LifeSearch</a> so you can help protect the most =
important people in your life, providing peace of mind should the =
unexpected =
happen.</span></p></div></div></td></tr></table></td></tr></tbody></table=
></td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-6" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
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data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
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