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Reply-To: "Kelly Bromsgrove" <kelly@forestfinancial.co.uk>
From: "Kelly Bromsgrove" <kelly@forestfinancial.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Bob, Your Policy Renewal
Date: Sat, 14 Feb 2026 13:37:14 -0000
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⚠️ POLICY RENEWAL DUE - ACTION REQUIRED BY TOMORROW ⚠️



LifeProtect


Your Policy Renewal Is Due


Lock in this exclusive renewal rate before it expires


Renewal Deadline:

⏰ 15 FEBRUARY 2026 - MIDNIGHT


⭐ RENEWAL SPECIAL ⭐

Your Special Renewal Rate

£4.91/mo

£100,000 Coverage • 30 Years Protection

 <http://tracking.forestfinancial.co.uk/tracking/click?d=w_VfFLiyHQlY_GhWiKD2-cqh9ALJq-HQKID6WbypU3BHYjukrw0T3fwxdtvbgkbqSWB0vamubwX9waBdH3fwT-YjJL-zNlrjXzMrRKPqrrILSKtjpxpMQtWMJRvhN-gwKMeAHo6cmu4hbxUNKEVVjFygf_wbiIXR7DDt4XTdYk4deLo4lgwoR4PsynG6C4hbBg2> 
RENEW MY POLICY NOW →

✓ No hidden fees • ✓ Instant approval • ✓ Cancel anytime


🔥 RENEWAL DEADLINE APPROACHING 🔥

Your current policy is due for renewal. This preferential rate is reserved 
for existing customers only and expires tomorrow. Don't lose your coverage 
or pay higher rates elsewhere.



⭐⭐⭐⭐⭐ 50,000+ UK Families Trust Their Renewals With Us

"Renewed my policy in seconds and saved £200 per year compared to my old 
provider!" - James M., London



Your Renewal Options - Compare & Save



Virgin Money
Best Renewal Rate

£4.91

 <http://tracking.forestfinancial.co.uk/tracking/click?d=w_VfFLiyHQlY_GhWiKD2-cqh9ALJq-HQKID6WbypU3BHYjukrw0T3fwxdtvbgkbqSWB0vamubwX9waBdH3fwT4JQpT4NdD3cmAXEd3f1Ok9xD9q_ULdSMIb2J20p2-fJp9ddqxeZ-ZWXRYQnlmftaMg2lbRV8tf_l4sF7_E6Yw4kNeYMina47FUpWvpSemFVeQ2> 
RENEW NOW


Budget Insurance
Monthly

£4.93

 <http://tracking.forestfinancial.co.uk/tracking/click?d=w_VfFLiyHQlY_GhWiKD2-cqh9ALJq-HQKID6WbypU3BHYjukrw0T3fwxdtvbgkbqSWB0vamubwX9waBdH3fwT4JQpT4NdD3cmAXEd3f1Ok_c4Kx3BEdD9wa4QyQFheD1Q7kgsZxS3SIj8-ugTAAsRuYvpZMw4U_NJ4GMy9e0jsKKsONEwsRce2-HjqSOSG9_HA2> 
View Quote


Aviva
Monthly

£4.99

 <http://tracking.forestfinancial.co.uk/tracking/click?d=w_VfFLiyHQlY_GhWiKD2-cqh9ALJq-HQKID6WbypU3BHYjukrw0T3fwxdtvbgkbqSWB0vamubwX9waBdH3fwT4JQpT4NdD3cmAXEd3f1Ok9i5KuGYW0vB5ca-cnotHO8TeFk6HOIJBUzoFUsRAj1GDJ2Rwp7RFitIDS73AZRiUKKP6JXfhh5v5fcKQbpF-r8Ew2> 
View Quote


Why Renew With Us?



✓
Seamless Renewal - Continue your coverage with zero interruption



✓
Loyalty Discount - Exclusive rates for renewing customers



✓
No Hassle - Your details are already on file, renew in one click


⚠️ RENEWAL DEADLINE APPROACHING ⚠️


Don't Let Your Coverage Lapse


Renew now at £4.91/month - This exclusive rate expires tomorrow

 <http://tracking.forestfinancial.co.uk/tracking/click?d=w_VfFLiyHQlY_GhWiKD2-cqh9ALJq-HQKID6WbypU3BHYjukrw0T3fwxdtvbgkbqSWB0vamubwX9waBdH3fwT4JQpT4NdD3cmAXEd3f1Ok8_0skU3U9Pa5qoIq0kd_db3b3J9StMLa8q_5z_uiM67J0uCmAb-mFM2cKHzMRtiFufuuunDfwK0DZXSVhYjovnrg2> 
RENEW MY POLICY NOW →

Renewal Details: Offer valid until 15 February 2026 at 11:59 PM
Based on existing policy holder, 30-year term continuation

No longer interested? Unsubscribe 
<http://tracking.forestfinancial.co.uk/tracking/unsubscribe?d=LDnJaIHI0MzhvjA6aXWdM8RrZc5gNDY8lEpC4NtxWbMC4NI34fAcwtJDtZFEkCm4g57iKi3A2vF2mNJets187VtMSIWftvRBJYokFV1uAv9d0>

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                =E2=9A=A0=EF=B8=8F POLICY RENEWAL DUE - ACTION REQUIRED =
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                      Your Policy Renewal Is Due
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                =E2=8F=B0 15 FEBRUARY 2026 - MIDNIGHT
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                          =E2=AD=90 RENEWAL SPECIAL =E2=AD=90
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                        Your Special Renewal Rate
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                        =C2=A3100,000 Coverage =E2=80=A2 30 Years =
Protection
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                              RENEW MY POLICY NOW =E2=86=92
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                        =E2=9C=93 No hidden fees =E2=80=A2 =E2=9C=93 =
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                  Your current policy is due for renewal. This =
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tomorrow. Don't lose your coverage or pay higher rates elsewhere.
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         =20
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                      =E2=AD=90=E2=AD=90=E2=AD=90=E2=AD=90=E2=AD=90 =
50,000+ UK Families Trust Their Renewals With Us
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per year compared to my old provider!" - James M., London
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                Your Renewal Options - Compare & Save
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                          <div style=3D"width: 60px; height: 60px; =
background: #f8f9fb; border-radius: 8px; display: flex; align-items: =
center; justify-content: center; border: 2px solid #e8e8e8;">
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Arial, sans-serif; font-size: 12px; font-weight: 700; color: #0066CC; =
text-align: center; line-height: 1.2;">Virgin Money</span>
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padding-left: 16px;">
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sans-serif; font-size: 12px; color: #666; margin: 0 0 2px 0; =
font-weight: 600; text-transform: uppercase;">Best Renewal Rate</p>
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sans-serif; font-size: 32px; font-weight: 800; color: #FF3B30; margin: =
0; line-height: 1;">=C2=A34.91</p>
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right; padding-left: 16px;">
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href=3D"http://tracking.forestfinancial.co.uk/tracking/click?d=3Dw_VfFLiy=
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3fwT4JQpT4NdD3cmAXEd3f1Ok9xD9q_ULdSMIb2J20p2-fJp9ddqxeZ-ZWXRYQnlmftaMg2lb=
RV8tf_l4sF7_E6Yw4kNeYMina47FUpWvpSemFVeQ2" class=3D"button-secondary" =
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padding: 12px 24px; border-radius: 6px; display: inline-block; =
white-space: nowrap;">
                            RENEW NOW
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              <!-- Provider 2 -->
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middle;">
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padding-left: 16px;">
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sans-serif; font-size: 12px; color: #666; margin: 0 0 2px 0; =
font-weight: 600; text-transform: uppercase;">Monthly</p>
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sans-serif; font-size: 32px; font-weight: 800; color: #0066CC; margin: =
0; line-height: 1;">=C2=A34.93</p>
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right; padding-left: 16px;">
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3fwT4JQpT4NdD3cmAXEd3f1Ok_c4Kx3BEdD9wa4QyQFheD1Q7kgsZxS3SIj8-ugTAAsRuYvpZ=
Mw4U_NJ4GMy9e0jsKKsONEwsRce2-HjqSOSG9_HA2" class=3D"button-secondary" =
style=3D"background: #ffffff; border: 2px solid #0066CC; color: #0066CC; =
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              <!-- Provider 3 -->
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middle;">
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                            <span style=3D"font-family: 'Segoe UI', =
Arial, sans-serif; font-size: 12px; font-weight: 700; color: =
#0066CC;">Aviva</span>
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padding-left: 16px;">
                          <p style=3D"font-family: 'Segoe UI', Arial, =
sans-serif; font-size: 12px; color: #666; margin: 0 0 2px 0; =
font-weight: 600; text-transform: uppercase;">Monthly</p>
                          <p style=3D"font-family: 'Segoe UI', Arial, =
sans-serif; font-size: 32px; font-weight: 800; color: #0066CC; margin: =
0; line-height: 1;">=C2=A34.99</p>
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right; padding-left: 16px;">
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3fwT4JQpT4NdD3cmAXEd3f1Ok9i5KuGYW0vB5ca-cnotHO8TeFk6HOIJBUzoFUsRAj1GDJ2Rw=
p7RFitIDS73AZRiUKKP6JXfhh5v5fcKQbpF-r8Ew2" class=3D"button-secondary" =
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text-align: center;">
                Why Renew With Us?
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             =20
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padding-right: 12px;">
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background: linear-gradient(135deg, #00C48C 0%, #00A876 100%); =
border-radius: 50%; display: flex; align-items: center; justify-content: =
center;">
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20px; font-weight: 800;">=E2=9C=93</span>
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                          <p style=3D"font-family: 'Segoe UI', Arial, =
sans-serif; font-size: 16px; color: #2c2c2c; margin: 0; font-weight: =
600; line-height: 1.5;">
                            <strong>Seamless Renewal</strong> - Continue =
your coverage with zero interruption
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                      </tr>
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                  </td>
                </tr>
                <tr>
                  <td style=3D"padding: 0 0 12px 0;">
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cellpadding=3D"0" border=3D"0">
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                        <td style=3D"width: 40px; vertical-align: top; =
padding-right: 12px;">
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border-radius: 50%; display: flex; align-items: center; justify-content: =
center;">
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sans-serif; font-size: 16px; color: #2c2c2c; margin: 0; font-weight: =
600; line-height: 1.5;">
                            <strong>Loyalty Discount</strong> - =
Exclusive rates for renewing customers
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sans-serif; font-size: 16px; color: #2c2c2c; margin: 0; font-weight: =
600; line-height: 1.5;">
                            <strong>No Hassle</strong> - Your details =
are already on file, renew in one click
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         =20
          <!-- Final Urgency CTA -->
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font-size: 14px; font-weight: 700; color: #FFD700; margin: 0 0 12px 0; =
text-transform: uppercase; letter-spacing: 1.5px;">
                =E2=9A=A0=EF=B8=8F RENEWAL DEADLINE APPROACHING =
=E2=9A=A0=EF=B8=8F
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font-size: 26px; font-weight: 800; color: #ffffff; margin: 0 0 16px 0; =
line-height: 1.3;">
                Don't Let Your Coverage Lapse
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font-size: 15px; color: rgba(255, 255, 255, 0.9); margin: 0 0 24px 0; =
font-weight: 600;">
                Renew now at =C2=A34.91/month - This exclusive rate =
expires tomorrow
              </p>
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border=3D"0">
                <tr>
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                    <a =
href=3D"http://tracking.forestfinancial.co.uk/tracking/click?d=3Dw_VfFLiy=
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3fwT4JQpT4NdD3cmAXEd3f1Ok8_0skU3U9Pa5qoIq0kd_db3b3J9StMLa8q_5z_uiM67J0uCm=
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border-radius: 8px; display: inline-block; box-shadow: 0 8px 24px =
rgba(255, 215, 0, 0.5); text-transform: uppercase; letter-spacing: 1px; =
border: 3px solid #FFFFFF;">
                      RENEW MY POLICY NOW =E2=86=92
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font-size: 12px; line-height: 1.6; color: #666; margin: 0 0 12px 0;">
                <strong>Renewal Details:</strong> Offer valid until 15 =
February 2026 at 11:59 PM<br>
                Based on existing policy holder, 30-year term =
continuation
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