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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Try us out today - no need to transfer a pension.
Date: Sat, 8 Nov 2025 18:00:18 -0000
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See how we compare to your existing provider. 
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Log in






Hi Robert,



Did you know you can complete your sign up without transferring a pension 
over? That means you can explore all the benefits of being a PensionBee 
customer without the commitment!



Here’s a reminder of some of the benefits.


*	Manage your pension online - check your balance in seconds, combine old 
pensions with ease and set up contributions online or in the app.
*	UK-based support - talk to your personal account manager (your ‘BeeKeeper’) 
via phone, email or live chat. They’re on hand to help you every step of the 
way.
*	Access tools to help you plan for your future - set saving goals and check 
your progress towards them with your ‘Retirement Planner’.
*	Pay one simple annual fee - we charge one annual management fee (between 
0.50-0.95% depending on your plan) for managing your pension and there are 
no hidden charges, even if you choose to leave*.

Why not see how we compare to your existing provider?


Try us out




*If your pension pot has been open for less than a year and you withdraw in 
full, a withdrawal fee of £150 will apply.

With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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020 3457 8444
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22px!important;line-height:26px!important}.em_w87 =
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(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
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style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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href=3D"https://links.pensionbee.com/s/vb/u94xXMw69zJPG-kstQbOuAGRBy58Spo=
xltG1bOV--ny_z8GG4kJ6H8zCUd38LdBJUvKHNHuHsF5T_606ILniaDl_yJYQldmkgBTe4Y7h=
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/heAITg3bjcUuTiCmvSiGGnAvM0NiMXXu=
yQYB2-XbiMGFNiDCauKCFMxQPctz7x3jkWuLzeddk8rATM8keY7MaypVGbb1VUueCxhRbPL5p=
t8yYXl9vLd6Gtd836k2HKrMzqr2G4XmXEVskqIKISopNDZcocL9pm7T7WEuh9graHEugg3Gn_=
ObMApxQYOjk3E1Ohy09TZgar5fuA5EU0Es8zJzdJhxQpF55y17U20usw_zDYz05qCTptGXpnV=
ovhl79Q6L8wwt3pvnXOj-YZK2bqRJu2W9ry6X4jXHrXpnrKbH55rysNhPu6JFsdxUOXIgsFVe=
9-q9HP44P0YpiZ_7qY7ZFqCQvlClizp93XCUROyxZ7K8GtG79rGjGSbxVE6usFVbtM9V2YUcB=
l4J82K8ez1uUAQIdZMRoORUzrNFC0zLU6B1kwSrtVheqA/StBL_p2P8ZlNz-OVhb8EyrxrVC6=
RukOQ/14" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1586874381/ema=
ils/New%20template/Group.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
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background-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:300;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/hFb87zXmjHhJvBEryiVSb7Qr4FAMD9-l=
OMoBedPSe7epiz-Bb3Y6X4_yYkG7e_2DzZZ0n4ui5FhptYut-nRgzTeeHi0lGB60YeeTKB5ZB=
ylbMS8dKynYh1d8a71bqqQB-rw7z7KhXmi2FItGT7VwAhJOxmMfE4yyB93vEWU9DlwTleZFKt=
MNi_RTT46MC_0CuUKs0i_7zEb4hcDDr9gFH-45O1F9da53HLbIsXE54HHrWSH1pwQ4LGI5gmc=
1uV_LHg4ERGdZ-BH5rpWT1SG4ewEwhSvpoBspWe2iv-izVBCoLlyPhw4028dj7vgp8FxnJW1Z=
QFhNoDkU9cWfTOYpZ26Hhp0bEAAhhkpMy7nWhfBpghOy88v0TZfeDhtrE7gRWVfWmjsTWOVaZ=
VYdww_gO3u837znL3JOLwv5JQfXcDpknwCnp9n-tB_xdQ/vmcJkHENmp1yQIQ6RMyTJoxrbs5=
XIfUa/14" style=3D"color:#FFFFFF;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/fYPcVhv4_J3Qc43UgDEmlPCuySvHYVv0=
b0-URIJVT9aa1KXAH36bxtVumrO7SSA3oi6AAxZRVrcQ9JdSyniqEeuErk4QE3h06hvKlM5Xz=
vi7SA8qcNnCGReG1bP8DYkzGQhuVF9CONeHuqZfLvbvWZ53B0W-9DsLydIOll02OvJ0IrcpMb=
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Kz0-tId/14" target=3D"_blank" style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1760519224/ema=
ils/2025/Try%20Us%20Out%2025/Try_Us_Out_-_everyone_4_1.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"> <tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p dir=3D"ltr" style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: =
border-box; word-break: break-word;">Hi Robert,</span></span></p><p =
dir=3D"ltr" style=3D"box-sizing: border-box; line-height: inherit; =
margin: 0; font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> Did you know you can =
complete your sign up without transferring a pension over? That means =
you can explore all the benefits of being a PensionBee customer without =
the commitment!</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Here=E2=80=99s a reminder of some of the benefits.<br =
style=3D"box-sizing: border-box;"></span></p><ul style=3D"box-sizing: =
border-box; line-height: 1.5; mso-line-height-alt: 24px; font-size: =
16px;"><li aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">Manage your pension =
online</strong> - check your balance in seconds, combine old pensions =
with ease and set up contributions online or in the app.</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">UK-based support =
</strong>- talk to your personal account manager (your =
=E2=80=98BeeKeeper=E2=80=99) via phone, email or live chat. =
They=E2=80=99re on hand to help you every step of the =
way.</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Access tools to help you plan for your future</strong> - =
set saving goals and check your progress towards them with your =
=E2=80=98Retirement Planner=E2=80=99.</span></li><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Pay one simple annual fee</strong> - =
we charge one annual management fee (between 0.50-0.95% depending on =
your plan) for managing your pension and there are no hidden charges, =
even if you choose to leave*.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Why not see how we compare to =
your existing provider?</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/v0Gd4IJ6pC6pfFcwcwCIqpv8Z1egEkjS=
KvUjXq8fwiFCEcOIHUpifcZm3YwIO49yYa5EjoUeJa0ex1TAzf-zpgHzuiyAcWj8kX5JVe92Y=
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#3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Try us =
out</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">*If =
your pension pot has been open for less than a year and you withdraw in =
full, a withdrawal fee of =C2=A3150 will apply.</em></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: 21px;"> <em =
style=3D"box-sizing: border-box;">With investments, your capital is at =
risk. Pensions can go down in value as well as up, so you could get back =
less than you invest.</em></p></div></div></td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/XMCaFS7OCX4ubD58E6o9Ndw6aWaqQzdG=
2gtUKe7N3A74vY5aiq1Y1CcMizhb2i_31blJQk0u9JA3uIIVjOg6LU-pwdEVw3Plj8o_ND0jc=
DV2XaksAZGpcfrb9BvE6vmKxjbz9WaGWb6dVMd6UySmeCJ3_GeJrsYrFZg4-FZsDxnE1wzmVt=
0F37aOLkKyMJwlrt6w3C9axY0dKhyBvsluBoiZpI7ITrr_aUuawEYueTEi5PjdjWllLk9LBlY=
YvyX7m7DcS0hnvrmyBsSnJiu1gwd_SYUPapgHbEpv6hy-JXIf7W1ge8aTFjl15HrupifwxHhz=
U9TJfBEjTNtk7VwsD_85az2tTwKdnlfd1C8FjiqwTaGYe4lIQSEY4s4BuvYjSPnF234t1ixyj=
fwDSesxKzVF/026Edqetl6w9vA5k4hLELBwM6c4cZ6CC/14" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/jNREdqIWpOy8eeaSu9JSOmF8_sPhLI90=
CIH3lCT3Kg9ATSLnzDlaadQDvTehg5NpMNM1EPyNRzq13B0Bf59510rTSQ4CaS13BI42gpxS_=
uKe8kJMD7-ilT-ijeddq2oXt1Sn8EMn67ADQKzPEY-VRKtL-IBVBSULgDnBg0E4vDgOHK0Sgr=
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k-ZhGN2fsvf5ZE7TOf0KSVY1IKTLyI-LoKqk7fZBxioU9yh6O6FUdJZPxNoMoWB4txEiNBMV5=
Pg0htbq8d6vBBtevw5V928Q-vXWC0mwMukYgXfc4wPrAtiH_MjP7lvW2Lu4j-GA30MuWy8l7o=
2yuhDtLRbpZgr-PiVxVhix6Cq2upuNlW1d3paKs4UjfBk/IN2VZvOSd7RCt7raYvdQmuXA-vg=
kxaXR/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/JyKVK46BWg6mJZ-5TCGHUlg1WaXlN2qE=
mJKvZHSBDc2yP9kzDchoUSYF74a8HL6-EHq2FH-QBc9ppZ2e-X-BUttq84UdCdLveckj1n38v=
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ekZXO9wEAbpJ52_JklhVDllvSAwOFXKcPRD00XhodibESk1PLtAH5uXe5au88yPt11N2a-fyM=
N4tytNuKr9EaAqInRuiBIY6lXRdzsPESr3NBC0x9sD05XUtZ842PlaFJ7uAD0lqC7h_D7BjlE=
9GxOZdUxIHGcm4u91_s3HqWEbn7_3AOmVjUcm1hUFlp-wcc9ycL5zxfWArSk8QdUfsnSByycC=
DQb5BvD53hsOeWbRHAqRs7DkSeeIXAh3QhSRz_gDJy968/UCQ369RTXRj7xoLkk37E_Y8lxq0=
lvp0m/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/-Opfsi7hU-5EfRZQy0VyxaYbkmZ9btHj=
2vdO7sD2ivFQLcvzD9Yx5lStDNfWz9mLq2LiyU84m8-8QtSlRB7kcLZFux-jB5Od63rp5zsIA=
r7TNEKVXltmdK3EbTvoTzF0CACdWz_D-DlshMioY5qBenFUzMskQp23vtYyczfSiTTclP0xhV=
Pw0BdHL8VNkWAYp3DH141cTCor7ri-otFUen2p9UqE2eE2x-zes_F-ec6m9coxE_zE8gdcWWu=
ifU9_kxy8SFsnn7DVHPH6ikJkgObYnBQPkXueuHh8ee2N0rZnxbrbxa-s7iymcP0HPVV6p0OW=
OWnel-QwKompWyDNXfNOE77SsLWKT_f5LinUH02b2wGrOrNcExLhEgB3wTVm9xblj_pPPDIrs=
7eu9sBdC6fBDzUosXNROy3BC9LjMIvJ/s-CVgwfPE_BNEQX9Cmbc6vJivewJtWQk/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/t5V5Uv2KEFugadnKFyRJDoJFgN1QCjJ2=
LdBDfcFWN59JVOL6mZAhlJf8XJ62NFRNgbI41EzHgN3nw2QyGBFpnaiN6LKkmNFb28KtbyzAe=
9Z2aThemXUZd45pAG4__8LqdhzfdrMFH7MiPnDwMBfA--QVSeBRVZ4d5a-F1eu6VaL3keUZN3=
-P9CWc0txhbRgN6cake6qouiH6I_yu8-hIEjNXQ_xGVfSvdAyPn3XNg6qNcpZkeb5lXVYWT6L=
UhyYpNwpfmK8ENwhkazezpVH-rYSEDK7S-QKd7Es3X3BQOECjgT06bo6h2F1DloHD9hpMOHGt=
F5O0JoSi9YJryXNLp5Of0BGTc7Me3tGRU4JAEJFZ-5ZSRSNngzkfTy3QM8NNAP3NRGMND8mBR=
B-3zwF9vCeK8_Um-qg7dJd31Rgi1_Do/Cebe1xSe6jgIHBNZIrdPh2p9SUmTK57_/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/rwDYk1IVXJyjQa1RO_baSqUf6QLi1YPD=
QLlLPAmpLRWDjLiYDl9P3KaYFkO87DHW2yt9ZggOEI1JDjGf87Z43YWfR1noK0ni_UB26JYKW=
us62PL1684KzR8MeyQA7WAa60v1cpTCPvm5XRY86b5dvzD3BWe1SI7LUAByx0CKAaM0V7xw61=
90IvQgQ5SYhzSZfzF-uIUuFO2jHQp_g2sUlgl3I7XqowEQvpZvHmwujzCV68ab8QNGb9pbIqG=
9FPp0p9EJD0REDyRiC61MAYeviGdPhiLBcffg1TF6UQjk63Jzo5vzIrDC7v0La-rwqbnaEKWu=
HvIOPU0c_jWZTuRC7k9xoSUGP4fAcJ-QSuwJrxvn_8BWxRlU2qZZke_WMZ0smZJ9gfHRexOlg=
xq-78WppT0RkXTWnfb3L7UCBF1F8A/aScqXZEZpD022_RYgHmzz29WBEEx_gDE/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/PuaRZYysbjzYqXFYrRo_6J5VV69UkRrX=
8iXpDcWRnFLiiZT_n3ifJ9wrWpDXqPX5KNm3yhBvtnAaSyALZTrk2h9t7o8n8Z8R0oRMWbaMr=
th8nF8a0HzhxZBn2kKSGyrICEjSwIgtPttZlnstHTIgXEl3V4cOpVsFZfUy7keMcN7WJDXiBj=
bgI6kblu-eZtJc8bDtaATpF2Lg4LTMRY-dmLBOQJ1nG_XUtK-qE2aTzRtItIHFwggGO7S2nby=
URfoGUEU04tSW5J_qblxS2L1R5bTCYpjpBaRb2ftxWx4eCzvMyTF5a2EHNTMMxEZe0sXZuHp7=
soqfE5xFEBflVPsFBK_Fqckm9FHEoo-xHISf9Ktyf1eW4dgzHi-4AsY8Mif2psxUJ3sPuiaj5=
Xd6uocLox7f7Tpl/xdDC7z2nsKHes6HPZc9-sXIruFICTzpM/14" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
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