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Reply-To: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
From: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
To: <bob@sarahharvey.com>
Subject: Helping protect you from fraud with our new Call Status feature
Date: Thu, 19 Feb 2026 12:08:10 -0000
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Plus: register for our fraud webinar
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Your service update from HSBC UK Commercial Banking
Welcome to your monthly service update to help you get the most out of
banking with HSBC UK. This month you can find a video explaining our new
Call Status feature, the latest news on the UK economy, and details on our
upcoming economic webinar.
_____
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=18084&elqTrackId=E469F7788527A9404F0627CC679FDA24&elq=ca54713ea7234496b60b279f01811b4f&elqaid=18703&elqat=1&elqak=8AF545324A20DAD0C3150B5299A5E6C4E2D8279E4AD1FF6DB81C47A9E3A08A87E255>
Video: Introducing Call Status
Verify it’s HSBC calling with our new feature, Call Status. Watch the video
to learn more.
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=18084&elqTrackId=752BD11215048655A81A6DE95BA2CDA8&elq=ca54713ea7234496b60b279f01811b4f&elqaid=18703&elqat=1&elqak=8AF5F50B9785A0151119B9438E682C80DEE0279E4AD1FF6DB81C47A9E3A08A87E255>
View the video
_____
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=18618&elqTrackId=4007A8792524E87B2339A815B6C5E5D2&elq=ca54713ea7234496b60b279f01811b4f&elqaid=18703&elqat=1&elqak=8AF5EBDF21CDFCEC7F102EF4122998105233279E4AD1FF6DB81C47A9E3A08A87E255>
UK in Focus: Essential UK economic news for businesses
There are signs that demand is stabilising, but subdued consumer confidence
points to a fragile outlook. Meanwhile, Bank Rate was left unchanged at
3.75%, and although further cuts are expected the timing and scale of rate
reductions is more uncertain.
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=18618&elqTrackId=8F31AADF0957CF768653148E5413557D&elq=ca54713ea7234496b60b279f01811b4f&elqaid=18703&elqat=1&elqak=8AF5EDE52ACCF4BA2253B4C5E43528CED25E279E4AD1FF6DB81C47A9E3A08A87E255>
Read the report
_____
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Webinar: Fraud & Cyber Awareness – Remote Banking Fraud
Date: Wednesday 18 March 2026
According to the 2025 Annual Fraud Report by UK Finance, a financial
services trade association, fraudsters attempted to steal nearly £400
million through Remote Banking Fraud. Join us for a non-technical Fraud and
Cyber Awareness session where members of our Fraud Business Management Team
talk about the techniques used by fraudsters, and the steps you can take to
protect yourself and your business against Remote Banking Fraud.
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=18562&elqTrackId=92B0D9C6EA263D210FF7CFA0F1A30108&elq=ca54713ea7234496b60b279f01811b4f&elqaid=18703&elqat=1&elqak=8AF53FE810892B41C88827A3C374B3CCC05E279E4AD1FF6DB81C47A9E3A08A87E255>
Session 1: 10:00am - Register now
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Session 2: 3:00pm - Register now
_____
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"left"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D149&elqTrackId=3D399C065960433499C1F17CB0C927=
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k=3D8AF510A7CE174FB99652B13A2069EED10652279E4AD1FF6DB81C47A9E3A08A87E255"=
data-targettype=3D"webpage">
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B6457c929-4c33-48c6-af62-6f04d5732d13%7D_H=
SBC_Logo-1.jpg" height=3D"40" width=3D"181" =
style=3D"width:100%;height:auto;max-width:181px;" /></a>
<!--[if =
mso]></td></tr></table><![endif]-->
</td>
</tr>
</tbody>
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</tbody>
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</td>
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<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
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<tbody>
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style=3D"text-align:left;vertical-align:top;font-size:0px">
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tolkien-column-12 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
<tbody>
<tr>
<td class=3D"elq-image-cell cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
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width=3D"100%" style=3D"width:100%;height:auto;max-width:600px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B9cac1971-4d8b-4952-b383-21659e34f131%7D_i=
m_feb26_kv.png" height=3D"228" width=3D"600" =
style=3D"width:100%;height:auto;max-width:1366px;" />
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mso]></td></tr></table><![endif]-->
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style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-3" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<tr>
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<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
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style=3D"text-align:left;vertical-align:top;font-size:0px">
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tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
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width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 10px =
20px 10px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">Your =
service update from HSBC UK Commercial Banking</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Welcome to =
your monthly service update to help you get the most out of banking with =
HSBC UK. This month you can find a video explaining our new Call Status =
feature, the latest news on the UK economy, and details on our upcoming =
economic webinar.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
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tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
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</tbody>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-4" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
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width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
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48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
30px 30px;" class=3D"elq-divider-cell cell cell-0">
<div>
<!--[if mso]>
<center>
<table width=3D100%>
<tbody>
<tr>
<td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
<div style=3D{{ display: 'none' }}>
</div>
</td>
</tr>
</tbody>
</table>
</center>
<![endif]-->
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<hr style=3D"width:100%;=20
border:none;margin:0px;padding:0px;
border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
</hr>
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</div>
</td>
</tr>
</tbody>
</table>
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width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
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style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
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</tbody>
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</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-5" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
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</td>
</tr>
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</table>
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width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
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48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td class=3D"elq-image-cell cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
<!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18084&elqTrackId=3DE469F7788527A9404F0627CC67=
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5" data-targettype=3D"webpage">
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B2b6ef4ea-e2e2-4baf-bd68-1354a7ea9507%7D_G=
roup_301.jpeg" height=3D"282" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
<!--[if =
mso]></td></tr></table><![endif]-->
</td>
</tr>
</tbody>
</table>
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width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-6" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">Video: =
Introducing Call Status</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Verify =
it=E2=80=99s HSBC calling with our new feature, Call Status. Watch the =
video to learn more.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
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tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-7" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
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tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
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width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
20px 30px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18084&elqTrackId=3D752BD11215048655A81A6DE95B=
A2CDA8&elq=3Dca54713ea7234496b60b279f01811b4f&elqaid=3D18703&elqat=3D1&el=
qak=3D8AF5F50B9785A0151119B9438E682C80DEE0279E4AD1FF6DB81C47A9E3A08A87E25=
5" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">View the =
video</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-1">
<div>
<!--[if mso]>
<center>
<table width=3D100%>
<tbody>
<tr>
<td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
<div style=3D{{ display: 'none' }}>
</div>
</td>
</tr>
</tbody>
</table>
</center>
<![endif]-->
<!--[if !mso]>-->
<hr style=3D"width:100%;=20
border:none;margin:0px;padding:0px;
border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
</hr>
<!--<![endif]-->
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-8" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td class=3D"elq-image-cell cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
<!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18618&elqTrackId=3D4007A8792524E87B2339A815B6=
C5E5D2&elq=3Dca54713ea7234496b60b279f01811b4f&elqaid=3D18703&elqat=3D1&el=
qak=3D8AF5EBDF21CDFCEC7F102EF4122998105233279E4AD1FF6DB81C47A9E3A08A87E25=
5" data-targettype=3D"webpage">
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Bf9a02185-59ca-4715-9d71-8d5cadb2f3d9%7D_G=
ettyImages-123.jpeg" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
<!--[if =
mso]></td></tr></table><![endif]-->
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-9" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">UK in =
Focus: Essential UK economic news for businesses</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">There are =
signs that demand is stabilising, but subdued consumer confidence points =
to a fragile outlook. Meanwhile, Bank Rate was left unchanged at 3.75%, =
and although further cuts are expected the timing and scale of rate =
reductions is more uncertain.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-10" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
20px 30px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18618&elqTrackId=3D8F31AADF0957CF768653148E54=
13557D&elq=3Dca54713ea7234496b60b279f01811b4f&elqaid=3D18703&elqat=3D1&el=
qak=3D8AF5EDE52ACCF4BA2253B4C5E43528CED25E279E4AD1FF6DB81C47A9E3A08A87E25=
5" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Read the =
report</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-1">
<div>
<!--[if mso]>
<center>
<table width=3D100%>
<tbody>
<tr>
<td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
<div style=3D{{ display: 'none' }}>
</div>
</td>
</tr>
</tbody>
</table>
</center>
<![endif]-->
<!--[if !mso]>-->
<hr style=3D"width:100%;=20
border:none;margin:0px;padding:0px;
border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
</hr>
<!--<![endif]-->
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-11" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
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<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td class=3D"elq-image-cell cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
<!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
<img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B94902bba-f1f1-407a-b380-bab461eed8bf%7D_E=
conomic_Webinar.jpg" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" />
<!--[if =
mso]></td></tr></table><![endif]-->
</td>
</tr>
</tbody>
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<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
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(8.33333333%);" role=3D"presentation">
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<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
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<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
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<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-12" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-text-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">Webinar: =
Fraud & Cyber Awareness =E2=80=93 Remote Banking Fraud</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><strong style=3D"font-size: =
16px;">Date:</strong><span style=3D"font-size: 16px;"> Wednesday 18 =
March 2026</span></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
<div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">According =
to the 2025 Annual Fraud Report by UK Finance, a financial services =
trade association, fraudsters attempted to steal nearly =C2=A3400 =
million through Remote Banking Fraud. Join us for a non-technical Fraud =
and Cyber Awareness session where members of our Fraud Business =
Management Team talk about the techniques used by fraudsters, and the =
steps you can take to protect yourself and your business against Remote =
Banking Fraud.</span></div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-13" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-button-cell cell cell-0">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18562&elqTrackId=3D92B0D9C6EA263D210FF7CFA0F1=
A30108&elq=3Dca54713ea7234496b60b279f01811b4f&elqaid=3D18703&elqat=3D1&el=
qak=3D8AF53FE810892B41C88827A3C374B3CCC05E279E4AD1FF6DB81C47A9E3A08A87E25=
5" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Session =
1: 10:00am - Register now</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-1">
<div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
<div>
<!--[if gte mso 9]>
<div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
<table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
<tbody>
<tr style=3D"vertical-align: top;">
<td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
<![endif]-->
</div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D18561&elqTrackId=3D3A499F882C7E3236DA7F118173=
D83A27&elq=3Dca54713ea7234496b60b279f01811b4f&elqaid=3D18703&elqat=3D1&el=
qak=3D8AF5E1E99F3FB75439512EB6F2240D4E3C1F279E4AD1FF6DB81C47A9E3A08A87E25=
5" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Session =
2: 3:00pm - Register now</strong></span></span></a>
<div>
<!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
</div>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-14" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
<div>
<!--[if mso]>
<center>
<table width=3D100%>
<tbody>
<tr>
<td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
<div style=3D{{ display: 'none' }}>
</div>
</td>
</tr>
</tbody>
</table>
</center>
<![endif]-->
<!--[if !mso]>-->
<hr style=3D"width:100%;=20
border:none;margin:0px;padding:0px;
border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
</hr>
<!--<![endif]-->
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
<div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
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</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-15" role=3D"presentation">
<tbody>
<tr>
<td style=3D"background:#ffffff;">
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
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<tr>
<td>
<table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
<table class=3D"tolkien-column =
tolkien-column-8 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:66.66666667%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:320px;min-width:-webkit-calc(66.66666667%);min-width:ca=
lc(66.66666667%);" role=3D"presentation">
<tbody>
<tr>
<td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
20px 30px;" class=3D"elq-code-cell cell cell-0">
<div =
style=3D"display:inline-block;width:100%;">
<table>
<tbody>
<tr>
<td valign=3D"middle" =
align=3D"left"><span style=3D"font-family: Arial, Helvetica, =
sans-serif;font-size: 18px;color: =
#4c4c4c;text-decoration:none;line-height: 18px;">Connect with us =
</span></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
<!--[if (gte mso 9)|(IE)]></td><td =
width=3D"25%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
<table class=3D"tolkien-column =
tolkien-column-3 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
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