File: D:/hMailServer/Data/sarahharvey.com/bob/1F/{1F3669B7-1972-4278-84B7-63EC453DCB1D}.eml
Received: from mail.ontheworldweb.com (mail.ontheworldweb.com [88.98.246.98])
by mail.itpartnership.com with ESMTPS
(version=TLSv1.3 cipher=TLS_AES_256_GCM_SHA384 bits=256)
; Wed, 4 Mar 2026 12:00:38 +0000
Received: from mta152.fwdto.net (mta152.fwdto.net [195.68.228.152])
by mail.ontheworldweb.com with ESMTPS
(version=TLSv1.2 cipher=ECDHE-RSA-AES256-GCM-SHA384 bits=256)
; Wed, 4 Mar 2026 12:00:38 +0000
Reply-To: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
From: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
To: <bob@sarahharvey.com>
Subject: Help prevent account takeover fraud
Date: Wed, 4 Mar 2026 12:00:30 -0000
Message-ID: <NM603AEB684019D58A5hsbcbusiness@email.business.hsbc.co.uk>
MIME-Version: 1.0
Content-Type: multipart/alternative;
boundary="----=_NextPart_000_0C1E_01DCACAF.A2D9CFB0"
X-Mailer: nlserver, Build 6.7.0
Thread-Index: AQHTGJEtgBS6x99sA94ON6jo7L98Zg==
X-OlkEid: 00000000CC09373165EA424894A88D7C135300090700C3B68E10F77511CEB4CD00AA00BBB6E600000000000B0000F3CAA7D39DC9FE498D8F5D237175EB7800000000B1F70000488C68B8119D2F46A1CCCCDC10A28BD6
This is a multipart message in MIME format.
------=_NextPart_000_0C1E_01DCACAF.A2D9CFB0
Content-Type: text/plain;
charset="utf-8"
Content-Transfer-Encoding: 8bit
͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏
͏
View
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3a&e=cDE9UU1wSHJPUXA3QSUyQm1jOUd5b1ZSWEVRJTNEJTNE&s=T9otD2EMQ68N2XePHJdDgWkFKjb51tnF_2e76XA3IeI>
online if you can't see this email.
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3b>
<https://assets.fwdto.net/hsbc/cmb/2025_master/header_banner_v4.png>
Protect yourself from account takeover fraud
Dear Customer
Account takeover fraud happens when a fraudster gets into your bank account
and takes control of it. They may change your password, security details, or
even your contact information, so you can't access it.
Fraudsters may:
•
Change your phone number to intercept calls from your bank.
•
Update your email address so they get sensitive information like One-Time
Passcodes.
•
Amend your home or business address to receive your bank cards or letters.
How fraudsters try to take over accounts
Fraudsters use different tricks, including:
<https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_1.png>
Number spoofing
They make their phone number look like an official bank number, or call from
a hidden number, to get you to share personal details or download software.
<https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_2.png>
Malware and phishing
They send fake links or files to steal your information and use it to access
your account.
<https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_3.png>
Authorisation codes and One-Time Passcodes
They may ask you to share codes sent to you by text or email, or generated
on your Security Device claiming it's to stop fraud. In reality, they use
these codes to change your account security or make payments.
Remember, your bank will never ask you for online banking authorisation
codes, passwords or One-Time Passcodes.
Help keep your account safe
•
Register for Voice ID
Enhance your account security on Business Telephone Banking by using Voice
ID. This uses your unique voice pattern to identify you when you call us.
•
Use our Call Status feature
If you receive a call from someone claiming to be from HSBC, Call Status can
help you check if it's true. It's available in HSBC UK Business Banking app
and Business Internet Banking. If you're a HSBCnet user, you can check if a
call is from the HSBCnet fraud prevention team using Call Status in HSBCnet
and the HSBCnet mobile app. To find out more, speak with your usual HSBCnet
contact.
•
Report unauthorised changes
If you receive notifications about account changes you didn't make, contact
your bank immediately to report them.
•
Protect your credentials
Never share your online banking usernames, passwords, authorisation codes,
or One-Time Passcodes.
Find out more
For more information about account takeover fraud, visit
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3c>
business.hsbc.uk/account-takeover. This page also provides details about
Voice ID and Call Status under 'Further resources'.
Thank you,
Your Commercial Banking Team
<https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg>
Learn more about fraud
For more information on how to protect yourself and your business, speak
with your usual contact or visit
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3d>
business.hsbc.uk/fraud-centre.
For all other banking queries, visit
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3e>
business.hsbc.uk/contact-us to find out how to get in touch.
For accessible ways to contact us, visit
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca3f>
business.hsbc.uk/accessibility.
<https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/lock.png>
Your security is our priority
In our emails, we'll never ask you for confidential information or to
confirm your security details. Links within our emails will only take you to
information pages.
Please forward any suspicious emails to <mailto:phishing@hsbc.com>
phishing@hsbc.com
<mailto:phishing@hsbc.com>
<mailto:phishing@hsbc.com> phishing@hsbc.com
<mailto:phishing@hsbc.com>
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca40> Website
terms <http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca41>
Legal <http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca42>
Contact us<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca43>
Find a branch<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca44>
Fraud CentreHSBC UK Bank plc. Registered in England and Wales (company number: 9928412).
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority (Financial Services
Register number: 765112).
Privacy notice
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca45>
We maintain strict security standards and procedures to prevent unauthorised
access to information about you. HSBC will never contact you by email or
otherwise to ask you to validate personal information such as your user ID,
password or account numbers. If you get such a request, please call us on
03457 <tel:03457606060> 60 60 60.
To make sure we're communicating effectively, we may monitor your interest
in our emails. We may be able to tell when you've opened them, and how
you've interacted with them. This includes information about how long you
spend reading our emails and which links you select. We may also collect
technical information about your device and internet connection, and set
cookies. We use trusted service providers to help us. For more details, read
our <http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca46>
Privacy Notice and our
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca47> Cookie
Policy.
This email is confidential. It may also be legally privileged. If you aren't
the addressee you may not copy, forward, disclose or use any part of it. If
you got this message in error, please delete it and all copies from your
system and notify the sender immediately by return email. Internet
communications can't be guaranteed to be timely, secure, error or virus
free. We don't accept liability for any errors or omissions. Please don't
reply to this email. To get in touch,
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,10fca48> contact
us.
©HSBC Group 2026. All Rights Reserved.
<http://email.business.hsbc.co.uk/r/?id=h3aeb684,19d58a5,1>
------=_NextPart_000_0C1E_01DCACAF.A2D9CFB0
Content-Type: text/html;
boundary="----=_NextPart_443_AE40F149.AE40F149";
charset="utf-8"
Content-Transfer-Encoding: quoted-printable
<!DOCTYPE html>
<html lang=3D"en" dir=3D"ltr" xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office">
<head>
<meta charset=3D"utf-8">
<meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge">
<meta name=3D"viewport" =
content=3D"width=3Ddevice-width,initial-scale=3D1">
<meta name=3D"format-detection" content=3D"telephone=3Dno, date=3Dno, =
address=3Dno, email=3Dno, url=3Dno">
<meta name=3D"x-apple-disable-message-reformatting">
<meta name=3D"color-scheme" content=3D"light dark">
<meta name=3D"supported-color-schemes" content=3D"light dark">
<!--[if (gte mso 9)|(IE)]><!-->
<link rel=3D"preconnect" href=3D"https://fonts.googleapis.com">
<link =
href=3D"https://fonts.googleapis.com/css2?family=3DLato:wght@400;700&fami=
ly=3DRoboto:wght@400;700;900&display=3Dswap" rel=3D"stylesheet">
<!--<![endif]-->
<title>HSBC UK CMB</title>
=20
<!--[if mso]>
<noscript>
<xml>
<o:OfficeDocumentSettings>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
</noscript>
<style>
table { border-collapse: collapse; mso-table-lspace: 0px; =
mso-table-rspace: 0px; }
tr {font-size:0px;line-height:0px;}
sup { font-size:66%;line-height:100%;mso-text-raise: 0%;}
//Use only when using a non-websafe font
body { margin: 0 !important; padding: 0 !important; font-family: =
Helvetica, sans-serif !important;}
body, table, td, a, span, p, h1, h2, h3, h4 { font-family: Helvetica, =
sans-serif !important;}=20
</style>
<![endif]-->
<style>
* a {
color: inherit !important;
text-decoration: none;
}
:root {
color-scheme: light dark;
supported-color-schemes: light dark;
}
/* Fix for Outlook links color fix for links and visited links */
span.MsoHyperlink {
color: inherit !important;
mso-style-priority: 99 !important;
text-decoration: underline !important;
}
span.MsoHyperlinkFollowed {
color: inherit !important;
mso-style-priority: 99 !important;
}
/* normalise link attributes in Outlook app iOS/Android - to match the =
parent element */
body[data-outlook-cycle] a {
color: inherit !important;
text-decoration: none !important;
}
/* normalise link attributes in Apple Mail / iOS Mail apps - to match =
the parent element */
a[x-apple-data-detectors] {
color: inherit!important;
text-decoration: none!important;
font-size: inherit!important;
font-family: inherit!important;
font-weight: inherit!important;
line-height: inherit!important;
}
#root [x-apple-data-detectors=3Dtrue], a[x-apple-data-detectors=3Dtrue] =
{
color: inherit !important;
text-decoration: inherit !important;
}
#main #inner a[x-apple-data-detectors] {
color: inherit !important;
text-decoration: inherit !important;
}
a[href^=3Dtel], #MessageViewBody a, a[x-apple-data-detectors], #body a, =
.link {
color: inherit;
text-decoration: none;
font-size: inherit;
font-family: inherit;
font-weight: inherit;
line-height: inherit;
}
[data-outlook-cycle] [x-apple-data-detectors-type=3D"calendar-event"] {
color: inherit !important;
-webkit-text-decoration-color: inherit !important;
text-decoration: none !important;
}
/* normalise link attributes in Gmail - to match the parent element */
u + #body a {
color: inherit;
text-decoration: none;
font-size: inherit;
font-weight: inherit;
line-height: inherit;
}
#preheader, #preview-spacer {
display: none;
display: none!important;
}
ul {
padding-left: 17px !important;
}
ol {
padding-left: 17px !important;
}
hr {
margin: 0 !important;
}
input {
display: none;
}
div + img{ display: none;}
=20
.faux-absolute {
max-height: 0;
position: relative;
opacity: 0.999;
}
@font-face {
font-family: Universe Next HSBC;
font-weight: 400;
src: =
url(https://assets.fwdto.net/hsbc/rbwm/general/UniversNextforHSBCW15-Rg.w=
off) format("woff")
}
@font-face {
font-family: Universe Next HSBC;
font-weight: 700;
src: =
url(https://assets.fwdto.net/hsbc/rbwm/general/UniversNextforHSBCW15-Bd.w=
off) format("woff")
}
@font-face {
font-family: Universe Next HSBC;
font-weight: 300;
src: =
url(https://assets.fwdto.net/hsbc/rbwm/general/UniversNextforHSBCW15-Lt.w=
off) format("woff")
}
.nolink{text-decoration: underline !important; color: inherit =
!important;}
.nolink1{text-decoration: none !important; color: inherit !important;}
/*Mobile CSS*/
@media only screen and (max-width: 580px) {
.mt12{
margin-top: 12px !important;
}
.nomob {
display: none!important;
width: 0px!important;
height: 0px!important;
}
.show {
display: block!important;
overflow: visible!important;
float: none!important;
width: 100%!important;
height: auto!important;
max-height: inherit!important;
}
.w320 {
width: 400px !important;
}
.w60 {
width: 64px !important;
}
.pad30 {
padding-top: 26px !important;
padding-bottom: 26px !important;
}
.padlr20 {
padding: 0px 21px !important;
}
.w100 {
width: 100%!important;
min-width: 100%!important;
max-width: 1000px!important;
height: auto!important;
}
.ml10 {
margin-left: 12px !important;
margin-right: 10px !important;
}
.mb16 {
margin-bottom: 16px !important;
}
=20
=20
.show {
display: block!important;
overflow: visible!important;
float: none!important;
width: 100%!important;
height: auto!important;
max-height: inherit!important;
}
=20
.table {
display: table !important;
width: 100% !important;
}/*Add this in tr*/
=20
.display-footer {
display: table-footer-group!important;
width: 100%!important;
min-width: 100%!important;
}
.display-header {
display: table-header-group!important;
width: 50%!important;
min-width: 100%!important;
}
.drop {
width: 100%!important;
float: left!important;
display: block!important;
}
}
/*Mobile CSS*/
@media only screen and (max-width: 490px) {
.mt_2{margin-top: 2px !important}
.word_warp{word-break: break-all !important;
}
.show {
display: block!important;
overflow: visible!important;
float: none!important;
width: 100%!important;
height: auto!important;
max-height: inherit!important;
}
.w320 {
width: 320px !important;
}
.mb16 {
margin-bottom: 16px !important;
}
.wi100 {
width: 100%!important;
min-width: 100%!important;
max-width: 1000px!important;
height: auto!important;
}
}
</style>
=20
<style>
u + .body .gmail-blend-screen { background:#000; mix-blend-mode:screen; =
}
u + .body .gmail-blend-difference { background:#000; =
mix-blend-mode:difference; }
</style>
=20
<style>
@media (prefers-color-scheme: dark ) {
.mainbg { background-color: #000 !important; }
.darkmode { background-color: #272623 !important; }
.darkmode1 { background-color: #333333 !important; }
h1, h2, p, span, a, b, ul, li, ol { color: #ffffff !important; }
.darktext h1, .darktext h2, .darktext p, .darktext span{ color: #000 =
!important; }
.textBlue{color: #223c83 !important;}
.textBlack{color: #000 !important;}
.borderwhite{border: 1px solid #ffffff !important;}
.colwhite{color: #ffffff !important;}
.brdwhite{border: 1px solid #ffffff !important;}
.brdwhitebottom{border: 1px solid #ffffff !important; border-bottom: =
none !important;}
.brdwhitebtrh{border: 1px solid #ffffff !important; border-bottom: none =
!important; border-right: none !important;}
.brdwhiterhlf{border: 1px solid #ffffff !important; border-left: none =
!important; border-right: none !important;}
.brdwhitebtrhlf{border: 1px solid #ffffff !important; border-bottom: =
none !important; border-right: none !important; border-left: none =
!important;}
.bullred {color: #db0011 !important;}
/* OUTLOOK APP (ANDROID) DARK MODE STYLES */
[data-ogsc] .mainbg { background-color: #000 !important; }
[data-ogsc] .darkmode { background-color: #272623 !important; }
[data-ogsc] .darkmode1 { background-color: #333333 !important; }
[data-ogsc] h1, [data-ogsc] h2, [data-ogsc] p, [data-ogsc] span, =
[data-ogsc] a, [data-ogsc] b, [data-ogsc] ul, [data-ogsc] li, =
[data-ogsc] ol { color: #ffffff !important; }
[data-ogsc] .darktext h1, [data-ogsc] .darktext h2, [data-ogsc] =
.darktext p, [data-ogsc] .darktext span, .darktext li{ color: #000 =
!important; }
[data-ogsc].textBlue{color: #223c83 !important;}
[data-ogsc].borderwhite{border: 1px solid #ffffff !important;}
[data-ogsc].textBlack{color: #000 !important;}
[data-ogsc].brdwhite{border: 1px solid #ffffff !important;}
[data-ogsc].brdwhitebottom{border: 1px solid #ffffff !important; =
border-bottom: none !important;}
[data-ogsc].brdwhitebtrh{border: 1px solid #ffffff !important; =
border-bottom: none !important; border-right: none !important;}
[data-ogsc].brdwhitebtrhlf{border: 1px solid #ffffff !important; =
border-bottom: none !important; border-right: none !important; =
border-left: none !important;}
[data-ogsc].brdwhiterhlf{border: 1px solid #ffffff !important; =
border-left: none !important; border-right: none !important;}
[data-ogsc].colwhite{color: #ffffff !important;}
[data-ogsc] .bullred {color: #db0011 !important;}
}
</style>
</head>
<body class=3D"body mainbg" style=3D"margin: 0; padding: 0; =
background-color: #ffffff;">
<div id=3D"preheader" style=3D"display: none; font-size: 0; line-height: =
0; mso-hide: all; color: #e3e3e3;"></div>
<div id=3D"preview-spacer" style=3D"display: none; font-size: 0; =
line-height: 0; mso-hide: all; color: #e3e3e3;">͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ =
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ =
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ =
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ =
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ =
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ =
͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ =
͏ ͏ ͏ ͏ ͏</div>
<div role=3D"article" aria-roledescription=3D"email" aria-label=3D"email =
name" lang=3D"en" dir=3D"ltr" style=3D"font-size:16px; font-size:1rem; =
font-size:max(16px, 1rem)">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" class=3D"mainbg">
<tr>
<td align=3D"center"><div id=3D"main">
<div id=3D"inner">
<table width=3D"768" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"width: 768px;" class=3D"darkmode w100" =
bgcolor=3D"#ffffff">
<tbody>
<tr>
<td style=3D"border: 1px solid #ccc;" align=3D"center"><table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:768px;min-width:300px;margin:0 auto;" =
data-location-row=3D"0" class=3D"row row-0">
<tbody>
<tr>
<td style=3D"background:#ffffff;"><table width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td style=3D"text-align:left;vertical-align:top;font-size:0px"><table =
class=3D"tolkien-column tolkien-column-12 col col-0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#333;max-width:100%;width:100%;width:-web=
kit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" data-location-row-column=3D"0 0">
<tbody>
<tr data-location-row-column-cell=3D"0 0 0">
<td style=3D"background-color:#F0F0F0;line-height:18px;padding:10px 10px =
10px 10px;" class=3D"elq-text-cell cell cell-0 mainbg"><div =
style=3D"display:inline-block;width:100%;">
<div style=3D"text-align: center; font-family:Arial, Helvetica, =
sans-serif; font-size: 13px; line-height: 16px;"><span style=3D"color: =
rgb(64, 64, 64);">View </span><a target=3D"_blank" title=3D"online" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3a=
&e=3DcDE9UU1wSHJPUXA3QSUyQm1jOUd5b1ZSWEVRJTNEJTNE&s=3DT9otD2EMQ68N2XePHJd=
DgWkFKjb51tnF_2e76XA3IeI" data-targettype=3D"sysaction" style=3D"color: =
rgb(64, 64, 64); text-decoration:underline;"><strong><span =
style=3D"font-weight: normal; text-decoration: =
underline;">online</span></strong></a><span style=3D"color: rgb(64, 64, =
64);"> if you can't see this email.</span></div>
</div></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:768px;min-width:300px;margin:0 auto;" =
data-location-row=3D"1" class=3D"row row-1">
<tbody>
<tr>
<td style=3D"background:#ffffff;"><table width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td style=3D"text-align:left;vertical-align:top;font-size:0px"><table =
class=3D"tolkien-column tolkien-column-12 col col-0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#333;max-width:100%;width:100%;width:-web=
kit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" data-location-row-column=3D"1 0">
<tbody>
<tr data-location-row-column-cell=3D"1 0 0">
<td class=3D"elq-image-cell cell cell-0 darkmode pad30" =
style=3D"background-color:transparent;line-height:0;padding:32px 30px =
32px 30px;text-align:left;"><table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left"><!--[if mso]><table width=3D"100%" =
style=3D"width:140px; height:auto; max-width:140px" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td style=3D"padding-right: 0px; =
padding-left: 0px;" align=3D"left"><a target=3D"_blank" =
href=3D"https://www.business.hsbc.uk/en-gb" data-targettype=3D"webpage">
<img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
alt=3D"HSBC UK" height=3D"34" width=3D"140" style=3D"border: 0px; =
display: block; width:140px; height:auto; =
max-width:140px;"/></a></td></tr></table><![endif]-->=20
<!--[if !mso]>
<!--><a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3b=
" title=3D"HSBC UK" data-targettype=3D"webpage"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
alt=3D"HSBC UK" height=3D"34" width=3D"140" style=3D"width:140px; =
height:auto; max-width:140px; border: 0px; display: block;"></a>
<!-- <![endif]--></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<!--banner-->
<tr>
<td>
<img =
src=3D"https://assets.fwdto.net/hsbc/cmb/2025_master/header_banner_v4.png=
" alt=3D"Protect yourself from account takeover fraud" =
aria-hidden=3D"true" width=3D"768" style=3D"padding: 0; margin: 0; =
line-height: 100%; outline: none; -ms-interpolation-mode: bicubic; =
text-decoration: none; border: 0; height: auto; display: block; width: =
768px; max-width: 768px;" class=3D"w100"/>
</td>
</tr>
<!--content part-->
<tr>
<td align=3D"center"><table align=3D"center" style=3D"border-collapse: =
collapse; border: 0; mso-table-lspace: 0; mso-table-rspace: 0; =
border-spacing: 0; margin: 0; width: 88%; padding: 0;" width=3D"88%">
<tbody>
<!--Part-1-->
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 20px 0px 16px 0px">Protect yourself =
from account takeover fraud</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 16px 0px 10px 0px">Dear Customer</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">Account takeover =
fraud happens when a fraudster gets into your bank account and takes =
control of it. They may change your password, security details, or even =
your contact information, so you can't access it.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">Fraudsters =
may:</p></td>
</tr>
<!--part-2-->
<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;">Change your <strong>phone number</strong> to =
intercept calls from your bank.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 2px;">Update your <strong>email address</strong> so they =
get sensitive information like One-Time Passcodes.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 2px; =
margin-bottom: 2px;">Amend your <strong>home or business =
address</strong> to receive your bank cards or letters.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
=20
=20
<!--space-->
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 16px;" =
height=3D"16" valign=3D"top"/>
</tr>
=20
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px;font-weight: bold">How =
fraudsters try to take over accounts</p></td>
</tr>
<!--part-3-->
<!--part-4-->
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 14px 0px;">Fraudsters use =
different tricks, including:</p></td>
</tr>
<!--part-5-->
<tr>
<td>
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"60" align=3D"center" valign=3D"top" style=3D"width: =
68px;"><p style=3D"margin: 0px; text-align: left;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_1.=
png" width=3D"68" height=3D"auto" alt=3D"Number spoofing" =
style=3D"width: 68px; height: auto; border: 0px; display: =
block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"10" style=3D"width: =
10px;"> </td> =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; =
margin-bottom: 6px;margin-top: 2px"><strong>Number =
spoofing</strong><br>They make their phone number look like an official =
bank number, or call from a hidden number, to get you to share personal =
details or download software.</p></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding-top: 8px">
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"68" align=3D"center" valign=3D"top" style=3D"width: =
68px;"><p style=3D"margin: 0px; text-align: left;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_2.=
png" width=3D"68" height=3D"auto" alt=3D"Malware and phishing" =
style=3D"width: 68px; height: auto; border: 0px; display: =
block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"10" style=3D"width: =
10px;"> </td> =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; =
margin-bottom: 5px;margin-top:3px"><strong>Malware and =
phishing</strong><br>They send fake links or files to steal your =
information and use it to access your account.</p></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding-top: 6px">
<table class=3D"w100" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"68" align=3D"center" valign=3D"top" style=3D"width: =
68px;"><p style=3D"margin: 0px; text-align: left;"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202602_Q1Fraud_Education/icon_3.=
png" width=3D"68" height=3D"auto" alt=3D"Authorisation codes and =
One-Time Passcodes" style=3D"width: 68px; height: auto; border: 0px; =
display: block;"/></p></td>
<td align=3D"center" valign=3D"top" width=3D"10" style=3D"width: =
10px;"> </td> =20
<td class=3D"colwhite" align=3D"center" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 22px; font-weight: 400; color: #333; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
text-align: left;" valign=3D"top"><p style=3D"margin: 0px; =
margin-bottom: 14px;margin-top: 6px"><strong>Authorisation codes and =
One-Time Passcodes</strong><br>They may ask you to share codes sent to =
you by text or email, or generated on your Security Device claiming it's =
to stop fraud. In reality, they use these codes to change your account =
security or make payments.</p></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 14px 0px">Remember, =
<strong>your bank will never ask you</strong> for online banking =
authorisation codes, passwords or One-Time Passcodes.</p></td>
</tr>
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px;font-weight: =
bold">Help keep your account safe</p></td>
</tr>
<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011;" class=3D"bullred" >•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; text-align: =
left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: bold; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;" class=3D"mt_2">Register for Voice ID</p>
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 10px;">Enhance your account security on Business =
Telephone Banking by using Voice ID. This uses your unique voice pattern =
to identify you when you call us. </p>
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011;" class=3D"bullred" >•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; text-align: =
left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: bold; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;" class=3D"mt_2">Use our Call Status feature</p>
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 10px;">If you receive a call from someone claiming to be =
from HSBC, Call Status can help you check if it's true. It's available =
in HSBC UK Business Banking app and Business Internet Banking. If you're =
a HSBCnet user, you can check if a call is from the HSBCnet fraud =
prevention team using Call Status in HSBCnet and the HSBCnet mobile app. =
To find out more, speak with your usual HSBCnet contact.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; " class=3D"bullred" >•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; text-align: =
left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: bold; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;" class=3D"mt_2">Report unauthorised changes</p>
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 10px;">If you receive notifications about account changes =
you didn't make, contact your bank immediately to report them.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top"> </td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; " class=3D"bullred" >•</p></td>
=20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; text-align: =
left; color: #333333;">
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: bold; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 6px;" class=3D"mt_2">Protect your credentials</p>
<p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; =
font-weight: normal; text-align: left; color: #333333; margin-top: 0px; =
margin-bottom: 10px;">Never share your online banking usernames, =
passwords, authorisation codes, or One-Time Passcodes.</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 8px 0px 4px 0px;font-weight: bold">Find =
out more</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px;font-weight: normal;margin-bottom: =
18px">For more information about account takeover fraud, visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3c=
" target=3D"_blank" style=3D"color: #333333; text-decoration: =
underline;" title=3D"business.hsbc.uk/account-takeover" =
class=3D"word_warp"><span style=3D"font-weight: normal; text-decoration: =
underline; color: #333333;" =
class=3D"word_wrap">business.hsbc.uk/account-takeover</span></a>. This =
page also provides details about Voice ID and Call Status under 'Further =
resources'.</p>
</td>
</tr>
=20
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 6px 0px">Thank you,</p>
=20
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 0px 0px; font-weight: =
bold;">Your Commercial Banking Team</p>
=20
</td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td style=3D"padding: 30px 0px 15px 0px;" align=3D"center"><table =
align=3D"center" style=3D"border-collapse: collapse; border: 0; =
mso-table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; =
width: 88%; padding: 0;" width=3D"88%">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"center" valign=3D"top">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width: 100%; border: 1px solid #000000; =
margin: 0px;" class=3D"brdwhite">
<tbody>
<tr>
<td align=3D"center" valign=3D"top">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"246" align=3D"left" valign=3D"top" style=3D"width: 246px;" =
class=3D"drop"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg" =
width=3D"246" alt=3D"Learn more about fraud" style=3D"width: 100%; =
height: auto; border: none; display: block; margin: 0;" =
class=3D"w100"/></td>
<td width=3D"24" style=3D"width: 24px;" class=3D"nomob"> </td>
<td align=3D"right" valign=3D"top" class=3D"drop" style=3D"font-weight: =
normal; text-align: left;">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 12px 0px 12px 0px; font-weight: =
normal;" class=3D"ml10"><strong>Learn more about fraud</strong></p>
<p class=3D"ml10" style=3D"font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: exactly; =
font-size: 16px; line-height: 20px; margin: 0px 14px 12px 0px;">For more =
information on how to protect yourself and your business, speak with =
your usual contact or visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3d=
" target=3D"_blank" style=3D"color: #333333; text-decoration: =
underline;" title=3D"business.hsbc.uk/fraud-centre"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333333;" =
class=3D"word_warp">business.hsbc.uk/fraud-centre</span></a>.</p>
<p class=3D"ml10 mb16" style=3D"margin: 0px; font-family: 'Universe Next =
HSBC', Arial, Helvetica, 'Sans-serif'; color: #333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: =
20px;margin: 0px 14px 12px 0px">For all other banking queries, visit <br =
class=3D"nomob"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3e=
" target=3D"_blank" style=3D"color: #333333; text-decoration: =
underline;" title=3D"business.hsbc.uk/contact-us"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333333;" class=3D"word_warp">business.hsbc.uk/contact-us</span></a> to =
find out how to get in touch.</p>
<p class=3D"ml10 mb16" style=3D"margin: 0px; font-family: 'Universe Next =
HSBC', Arial, Helvetica, 'Sans-serif'; color: #333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px;">For =
accessible ways to contact us, visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca3f=
" target=3D"_blank" style=3D"color: #333333; text-decoration: =
underline;" title=3D"business.hsbc.uk/accessibility"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333333;" =
class=3D"word_warp">business.hsbc.uk/accessibility</span></a>.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td> =20
</tr>
<tr>
<td style=3D"padding-top: 30px"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr align=3D"left" valign=3D"top">
<td width=3D"72" align=3D"left" valign=3D"top" style=3D"width: 72px; =
padding-top: 3px;" class=3D"w60"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/lock.png" =
width=3D"48" alt=3D"Your security is our priority" style=3D"width: 48px; =
height: auto; border: 0px; display: block;"/></td>
<td class=3D"colwhite" align=3D"left" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 20px; font-weight: 400; padding-top: =
0px; color: #333333; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; padding-bottom: 16px;" valign=3D"top"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 0px 0px 12px 0px">Your security is our =
priority</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 12px 0px">In our emails, we'll =
never ask you for confidential information or to confirm your security =
details. Links within our emails will only take you to information =
pages.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top"><table align=3D"left" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px =
0px">Please forward any suspicious emails to <a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" class=3D"nomob" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td class=3D"nomob" width=3D"14" style=3D"width: 14px;font-size: 16px; =
line-height: 20px;" align=3D"right" valign=3D"top"><a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" style=3D"text-decoration: none; color: =
#333;" title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" =
alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"8" style=3D"width: 8px; height: 18px; display: =
block;"></a></td>
</tr>
</tbody>
</table></td>
</tr>
<!--[if mso]><!-->
<tr>
<td align=3D"left" valign=3D"top"><div class=3D"show" style=3D"display: =
none; max-height: 0px; overflow: hidden;margin: 0;">
<table align=3D"left" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px 0px"><a =
target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td width=3D"14" style=3D"width: 14px;" align=3D"right" =
valign=3D"top"><a target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: none; color: #333;" =
title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"6" style=3D"width: 8px; height: 18px; display: =
inline-block;"></a></td>
</tr>
</tbody>
</table>
</div></td>
</tr>
<!--<![endif]-->
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"padlr20 mainbg" style=3D"border-collapse: collapse; =
mso-line-height-rule: exactly; vertical-align: top; padding: 0 45px; =
background-color: #e4e5e6;" valign=3D"top" bgcolor=3D"#e4e5e6"><table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 20px 0px 0px 0px;"><table border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca40=
" target=3D"_blank" aria-label=3D"Privacy notice Privacy notice Opens in =
new window" title=3D"Website terms" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" class=3D"nolink">Website =
terms</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca41=
" title=3D"Legal" target=3D"_blank" aria-label=3D"Legal Legal Opens in =
new window" style=3D"color: #000000; text-decoration: underline;"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#000000;" class=3D"nolink">Legal</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca42=
" title=3D"Contact us" target=3D"_blank" aria-label=3D"Contact us =
Contact us Opens in new window" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Contact us</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca43=
" title=3D"Find a branch" target=3D"_blank" aria-label=3D"Legal Legal =
Opens in new window" style=3D"color: #000000; text-decoration: =
underline;"><span style=3D"font-weight: normal; text-decoration: =
underline; color: #000000;" class=3D"nolink">Find a =
branch</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca44=
" title=3D"Fraud Centre" target=3D"_blank" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Fraud Centre</span></a></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"" style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; padding-top: 0px; =
color: #000000; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';" valign=3D"top"><div align=3D"left">
<p style=3D"margin: 0; margin-top: 12px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';" class=3D"mt18"><strong>HSBC UK Bank =
plc.</strong> Registered in England and Wales (company number: <a =
style=3D"text-decoration: none; color: #000000;">9928412</a>). =
Registered Office: <span class=3D"applelink">1 =
<span></span>Ce<span></span>nte<span></span>na<span></span>r<span></span>=
y Sq<span></span>ua<span></span>re, =
Bi<span></span>rm<span></span>ing<span></span>ha<span></span>m, =
B<span></span>1 1<span></span>H<span></span>Q. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority (Financial Services =
Register number: 765112).</span></p>
<p style=3D"margin: 0; margin-top: 9px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-weight: bold;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca45=
" target=3D"_blank" style=3D"color: #000000; text-decoration: none;" =
title=3D"Privacy notice">Privacy notice</a></p>
<p style=3D"margin: 0; margin-bottom: 0px; font-size: 12px; line-height: =
16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">We maintain strict security standards and procedures to =
prevent unauthorised access to information about you. HSBC will never =
contact you by email or otherwise to ask you to validate personal =
information such as your user ID, password or account numbers. If you =
get such a request, please call us on <a href=3D"tel:03457606060" =
style=3D"color: #000000; text-decoration: none;" target=3D"_blank" =
title=3D"call">03457 60 60 60</a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">To make sure we're communicating effectively, =
we may monitor your interest in our emails. We may be able to tell when =
you've opened them, and how you've interacted with them. This includes =
information about how long you spend reading our emails and which links =
you select. We may also collect technical information about your device =
and internet connection, and set cookies. We use trusted service =
providers to help us. For more details, read our <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca46=
" target=3D"_blank" title=3D"Privacy Notice" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Privacy Notice</span></strong></a> and our =
<a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca47=
" target=3D"_blank" title=3D"Cookie Policy" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Cookie Policy</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">This email is confidential. It may also be =
legally privileged. If you aren't the addressee you may not copy, =
forward, disclose or use any part of it. If you got this message in =
error, please delete it and all copies from your system and notify the =
sender immediately by return email. Internet communications can't be =
guaranteed to be timely, secure, error or virus free. We don't accept =
liability for any errors or omissions. Please don't reply to this email. =
To get in touch, <a target=3D"_blank" title=3D"contact us" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,10fca48=
" style=3D"color: #000000; text-decoration: underline;"><strong><span =
style=3D"font-weight: normal; text-decoration: underline;">contact =
us</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">©HSBC Group 2026. All Rights =
Reserved.</p>
</div></td>
</tr>
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 25px;" =
height=3D"25" valign=3D"top"/>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table>
</div>
</div></td>
</tr>
</table>
</div>
<img height=3D'0' width=3D'0' alt=3D'' =
src=3D'http://email.business.hsbc.co.uk/r/?id=3Dh3aeb684,19d58a5,1'/></bo=
dy>
</html>
------=_NextPart_000_0C1E_01DCACAF.A2D9CFB0--