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Reply-To: "Lloyds Bank" <commercial.banking@lloydsbanking.com>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Changes to your Business Account fees
Date: Mon, 13 Apr 2026 15:00:31 +0100
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What’s new – from 10 July 2026
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
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We want you to recognise a fraudulent email if you get one, so we'll always
include the last four digits of an account you hold with us: 3506.
<https://www.lloydsbank.com/business/home?elqTrackId=80533418f77849ebbf87eb1f778812a9&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqak=8AF5D401FC1423B3792D47C546C2560E20277D5A91CD1B6909698866AEAFA2B2C389>
<https://www.lloydsbank.com/business/home?elqTrackId=400c9392052446b5bf6263a8ecca9e10&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqak=8AF5372E469507144CD9BB039455A8550CB67D5A91CD1B6909698866AEAFA2B2C389>
<https://www.lloydsbank.com/business/home?elqTrackId=16c4bf7e1f28401fb8ba37a6617f5380&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqak=8AF5BF3C60034D2BEAA7E7210CA477E4EDA47D5A91CD1B6909698866AEAFA2B2C389>
<https://www.lloydsbank.com/business/home?elqTrackId=1f0f1a34dd934edb9744655f28aa3242&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqak=8AF53E807D9CBFD34B35F18217751016F5E97D5A91CD1B6909698866AEAFA2B2C389>
Your Business Account fees are changing
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bf7e377cc-765f-4c22-acb9-5b8b63bf7072%7D_LB-hero-banner-1.png>
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Sort code: 30-94-93
Account number ending: 3506
From 10 July 2026, we’re making some updates to your Business Account fees
and you’ll see these reflected in your July billing period. While some fees
are increasing, we’re removing charges for day to day electronic payments
made through Online for Business, to help make things simpler and easier to
manage. Some other fees are staying the same.We
want to make sure you understand what’s happening and what these changes
mean for you so we've summarised the key changes below. You’ll find full
details in the Guide to Changes further down this email. Please read this
information and share with anyone else in your business who needs to be
aware. <https://www.lloydsbank.com/business/landing-pages/bca/business-account-fee-changes.html?utm_source=Email&utm_campaign=BCB+BCA+reprcie+NoV+April+2026&utm_id=BCA+reprice&utm_content=N%2FA&elqTrackId=3ee1551b03af4960a3efebf7be4cf44d&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15206&elqak=8AF5B40DCCF84422B91E82FE43BBB4031F5C7D5A91CD1B6909698866AEAFA2B2C389>
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B7abf6fe6-9480-4b73-b35c-9e8ea1ff72f2%7D_LB-icon-SearchTransactions.png>
Take a look at the key changes
• The general account maintenance fee will increase to £10 a month. It
includes online banking, plus tools to help you manage your business - as
well as everyday banking and payment services.
• Charges for some cash and cheque services are increasing. This includes
paying in or withdrawing cash in branch or through third party services such
as the Post Office®. Charges for paying in cheques in branch are also
increasing. This is due to the rising costs of processing these types of
payments. Charges for paying in cash or cheques using immediate and
automated deposit machines, or the Business Mobile Banking app, will stay
the same.
• We’re removing charges for day to day electronic payment types such as
direct debits, faster payments and standing orders when you use Online for
Business. See the Guide for details. As many businesses now pay digitally,
this change is to make day to day banking simpler and help you keep on top
of your costs. Fees for other electronic payments, including international
payments, stay the same.
• Financial Services Compensation Scheme (FSCS) protection has increased -
it now covers eligible deposits up to £120,000.
You can see your latest terms and conditions here
<https://www.lloydsbank.com/business/landing-pages/business-account-terms.html?elqTrackId=4801c9919b084f56af2df91add8e417d&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqak=8AF50F5B20D29FB2977F591791402068BBF07D5A91CD1B6909698866AEAFA2B2C389>
. They include details about all the charges.
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bb02b5ca4-f1bf-40a8-be07-4de0e40a3d39%7D_LB-ill-arrows-1.png>
Guide to Changes
We’ve included everything you need to know about what’s changing from 10
July 2026.
We’ll apply any changes to your account charges from your July billing
period. If you open any additional business accounts before 10 July 2026,
the changes will apply to those too.
Some costs are increasing
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B591d0172-05ea-4b19-bf27-800e8d3cbb50%7D_LB-table-4-desktop.png>
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We’re removing charges for many Electronic Payments
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B6e849386-2e6f-4d77-8296-dd22c85d8c8a%7D_LB-table-2-desk.png>
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Some charges for paying in cash and cheques are staying the same
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B21de73c0-a4b0-418a-bfc3-b967688981b5%7D_LB-table-3-desk.png>
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<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bb0e6e2e7-9078-46a8-96f4-0bb536831363%7D_LB-ill-calculator-1.png>
Want to see what your monthly costs could look like?Use
our online charges calculator
<https://www.lloydsbank.com/business/retail-business/current-accounts/tariff-calculator.html?elqTrackId=f9000871a4b04b79b69669ea9b6dbfcf&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15174&elqak=8AF595BD65B2395495C188683539E65D24367D5A91CD1B6909698866AEAFA2B2C389>
to crunch the numbers.Make the most of your account features
Your Business Account isn’t just a place to manage money – it’s packed with
tools and features to help your business thrive, including: <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Lloyds
BankingGroup2/%7B34891a41-b6ef-4837-aa39-ca12faee0aa7%7D_LB-icon-PayOnline.png>
Electronic payments with no chargesSave
each month on day to day digital payments made using direct debits, faster
payments, standing orders, internet bulk payments and online / Phonebank
payments.
Applies to payments made through Online for Business only <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Lloyds
BankingGroup2/%7B3cbce4c9-5d30-4a35-a1c6-d6d9fbdb98dc%7D_LB-icon-BankAccounts.png>
Get extra Business Debit CardsEligible
business partners or employees can have their own card – with no annual fee. <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Lloyds
BankingGroup2/%7B8a7d050e-3259-4bdf-85d0-421e7286da4c%7D_LB-icon-ThumbsUp.png>
And so much moreExplore
all the tools and features of your Business AccountLearn more
<https://www.lloydsbank.com/business/landing-pages/bca/business-account-fee-changes.html?utm_source=Email&utm_campaign=BCB+BCA+reprcie+NoV+April+2026&utm_id=BCA+reprice&utm_content=N%2FA&elqTrackId=32a6ac5b17264bea8c9a1c19f410e8ec&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15205&elqak=8AF5F9D6E9352A7BC93991ECAA1FA6EED7707D5A91CD1B6909698866AEAFA2B2C389>
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B9d5fb8aa-1258-4867-9201-3db21200cd40%7D_LB-ill-security-1.png>
Extra protection for your money with increased FSCS limitsThe
Financial Services Compensation Scheme (FSCS) now protects up to £120,000 of
eligible deposits held with us – up from £85,000.Find
out more
<https://www.lloydsbank.com/business/savings/financial-services-compensation-scheme.html?elqTrackId=a2cde555d19f40de9ea3fce60e0f6418&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15176&elqak=8AF5A20BDFEB27B83547755B6F44980199937D5A91CD1B6909698866AEAFA2B2C389>
Check your account still works for youWhen
things change, it’s a good time to make sure your account still works for
you. You’ve got options:• We hope you stay with us. But, if the changes don’t feel right for you,
you can ask us to end your agreement and close your account without charge
before they take effect.•
If you’re happy with the changes, you don’t need to do anything.•
If we don’t hear from you before 10 July 2026, we’ll assume you accept them. <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Lloyds
BankingGroup2/%7Bdfce6d82-f3b8-4552-bcd7-832ea277271f%7D_LB-ill-chat-1.png>
Need any help and support?You
can find answers to some frequently asked questions about these changes here
<https://www.lloydsbank.com/business/landing-pages/bca/business-account-fee-changes.html?utm_source=Email&utm_campaign=BCB+BCA+reprcie+NoV+April+2026&utm_id=BCA+reprice&utm_content=N%2FA&elqTrackId=e660a5578f6f4b7fa07507b1ebbe2b6e&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15192&elqak=8AF5A111158B573D19F99C1DBE408CB59C3B7D5A91CD1B6909698866AEAFA2B2C389>
.
If you need any help and support or would like to talk to us about your
options, please call us on 0345 982 5349, we’ll be happy to help.
We’re here between 8am and 6pm, Monday to Friday, 9am to 2pm on Saturday.
Closed on UK public holidays.Yours sincerely,
Abbas Rana
Head of Accounts & Deposits
<https://www.lloydsbank.com/business/home?elqTrackId=4d7c3795e57f4cf69f3d57ee4c41fda3&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF5DC8EE9D9B8882B462E66137F1DA87D397D5A91CD1B6909698866AEAFA2B2C389>
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Contact Us |
<https://www.lloydsbank.com/business/privacy?elqTrackId=a0fea7ca5fed4956a18eb1b9d9a82c7c&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF5B5A97F3793C9D09782D80C66B0B6CB547D5A91CD1B6909698866AEAFA2B2C389>
Privacy Policy |
<https://www.lloydsbank.com/business/retail-business/suspicious-emails-and-text.html?elqTrackId=c6044b990f144255841a6e0fb8d5e3e7&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF55359D5E6947005682D9C18FFE79E89667D5A91CD1B6909698866AEAFA2B2C389>
Email Security
Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or
security information. We’ll never send you an email asking for your logon
details or direct you to a webpage that asks for this information. Visit our
online security pages
<https://www.lloydsbank.com/business/fraud.html?elqTrackId=7102f61dc070461d99838e9452cbac71&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF54E3AD05CA72843B744F69AE114C05F647D5A91CD1B6909698866AEAFA2B2C389>
for more details.
Please note that sending data by email isn’t secure. Others could read it.
To help us improve the emails we send you, we collect basic information from
your device such as when you open the emails. For more information, please
read our Cookies Policy
<https://www.lloydsbank.com/help-guidance/legal-information/privacy/cookies.html?elqTrackId=84119f697697473b9b43c5ff574e9891&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF501BD8467D8B8D4BDD059F6F7A886981D7D5A91CD1B6909698866AEAFA2B2C389>
.
Our service promise
Business help and support - We aim to provide you with a high level of
service. If you have a query our Help & Support pages can help:
lloydsbank.com/business/help
<https://www.lloydsbank.com/business/help?elqTrackId=96f15eb797004d6fba13e9b5fa1e24d7&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF5C4F07477687EF14AA3130AC5D0FFD6957D5A91CD1B6909698866AEAFA2B2C389>
If your hearing or speech is impaired – you can use the Relay UK Service.
You can find more information about the Relay UK Service at:
www.relayuk.bt.com/
<https://www.relayuk.bt.com/?elqTrackId=1b2c692bacdd453d9983b281e654f225&elq=edf0d3aaaafd4481b9f701c014a7a64a&elqaid=5943&elqat=1&elqCampaignId=1479&elqcst=272&elqcsid=15195&elqak=8AF5929F9EC54FC7798AC167BC9CD93C519C7D5A91CD1B6909698866AEAFA2B2C389>
Keeping your money protected – Eligible deposits with us are protected by
the Financial Services Compensation Scheme (FSCS). We are covered by the
Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS
eligibility criteria not all business customers will be covered.
Things you need to know
Calls and online sessions may be monitored and/or recorded for quality
evaluation, training and to ensure compliance with laws and regulations. Not
all Telephone Banking services are available 24 hours a day, 7 days a week.
The Post Office® and Post Office logo are registered trademarks of the Post
Office Ltd.
depositpoint™ is a trademark of Lloyds Bank plc
Business Mobile Banking app – Use of Mobile Banking is subject to our Online
for Business Terms and Conditions - registration required. You will need a
smartphone running a recent version of iOS or Android operating system.
Services may be affected by phone signal and functionality.
Occasionally we may need to carry out essential maintenance, resulting in
some interruption to service.
We send communications like this, either for legal reasons or to let you
know about changes to your accounts or services.
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065. Telephone: 0207 626 1500. Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority under Registration Number 119278.
This information is correct as of April 2026 and is relevant to Lloyds Bank
plc products and services only. <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>
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e:1000;-webkit-backface-visibility:hidden;-moz-backface-visibility:hidden=
;-ms-backface-visibility:hidden} =
body{margin:0;-webkit-text-size-adjust:none;-webkit-text-size-adjust:none=
;-ms-text-size-adjust:none;-webkit-animation:bugfix infinite 1s} * =
{box-sizing:unset} table{mso-table-lspace:0px; mso-table-rspace:0px} =
th{font-weight:inherit} #MessageViewBody, =
#MessageWebViewDiv{min-width:100vw;=20
margin:0 !important; zoom:1 !important}
/*DESKTOP*/
@media only screen and (min-width:481px) {
.cta_black:hover, .cta_black:active, .cta_white:hover, =
.cta_white:active, .cta_ghost:hover, .cta_ghost:active =
{text-decoration:underline !important}
/* Outlook Dark mode Mac and Webmail overrides */
[data-ogsb] .cta_black {border:1px solid #fffffe !important}
[data-ogsb] .darkmode_img_desk {display:block !important}
/* Thunderbird fix */
@media screen and (-moz-device-pixel-ratio){
.moz-text-html .t_d_block {display:block !important}
}
}
/* MOBILE */
@media only screen and (max-width:480px) {
=
.m_h{display:none!important}.m_d_b{display:block!important}.m_d_ib{displa=
y:inline-block!important}.m_d_t{display:table!important}.m_d_f{display:fl=
ex!important}.m_bsbb{box-sizing:border-box!important}.m_mhunset{max-heigh=
t:unset!important}.m_minwunset{min-width:unset!important}.m_w25pc{width:2=
5%!important}.m_w50pc{width:50%!important}.m_w100pc{width:100%!important}=
.m_hauto{height:auto!important}.m_h300{height:300px!important}.m_hvw{heig=
ht:100vw!important}.m_h290{height:290px!important}.m_mauto{margin:auto!im=
portant}.m_p0{padding:0!important}.m_p8{padding:8px!important}.m_p0_12{pa=
dding:0px 12px!important}.m_p0_16{padding:0px =
16px!important}.m_p12{padding:12px!important}.m_p16{padding:16px!importan=
t}.m_p0_24{padding:0 24px!important}.m_p0_32{padding:0 =
32px!important}.m_p0_48{padding:0 48px!important}.m_p32_16{padding:32px=20
16px!important}.m_p24{padding:24px!important}.m_p32{padding:32px!importan=
t}.m_pl0{padding-left:0px!important}.m_pl16{padding-left:16px!important}.=
m_pl24{padding-left:24px!important}.m_pl30{padding-left:30px!important}.m=
_plr4{padding-left:4px!important;padding-right:4px!important}.m_plr8{padd=
ing-left:8px!important;padding-right:8px!important}.m_plr16{padding-left:=
16px!important;padding-right:16px!important}.m_plr24{padding-left:24px!im=
portant;padding-right:24px!important}.m_plr32{padding-left:32px!important=
;padding-right:32px!important}.m_pr0{padding-right:0px!important}.m_pr16{=
padding-right:16px!important}.m_pr24{padding-right:24px!important}.m_pr32=
{padding-right:32px!important}.m_pb0{padding-bottom:0px!important}.m_pb8{=
padding-bottom:8px!important}.m_pb16{padding-bottom:16px!important}.m_pb2=
4{padding-bottom:24px!important}.m_pb32{padding-bottom:32px!important}.m_=
pb40{padding-bottom:40px
!important}.m_pb64{padding-bottom:64px!important}.m_pt0{padding-top:0px!i=
mportant}.m_pt24{padding-top:24px!important}.m_pt32{padding-top:32px!impo=
rtant}.m_pt40{padding-top:40px!important}.m_sharedFooter{padding:20px 0 =
4px=20
0!important}.m_tac{text-align:center!important}.m_tal{text-align:left!imp=
ortant}.m_fnone{float:none!important}.m_fl{float:left!important}.m_fr{flo=
at:right!important}.m_clboth{clear:both!important}.m_nobg{background:none=
!important}.m_fs10{font-size:10px!important;line-height:14px!important}.m=
_fs12{font-size:12px!important;line-height:16px!important}.m_fs16{font-si=
ze:16px!important;line-height:20px!important}.m_fs24{font-size:24px!impor=
tant;line-height:26px!important}.m_fs32{font-size:32px!important;line-hei=
ght:36px!important}.m_fs40{font-size:40px!important;line-height:44px!impo=
rtant}.m_bt0{border-top:0!important}.m_bdr16{border-radius:16px;overflow:=
hidden}.m_bdr16_top{border-radius:16px 16px 0px =
0px!important}.m_bdr16_bottom{border-radius:0px 0px 16px =
16px!important}.m_footerButton{padding:24px =
0px!important;border-bottom:1px solid=20
#fffffe}.m_footerButton_last{border-bottom:none!important}.m_footerArrow{=
display:block!important}
=09
/* Gmail overrides */
u~div .g_h {display:none !important}
u~div .m_minwunset {min-width:unset !important; padding-left:24px =
!important; padding-right:24px !important}
u~div .NMS_B_cell {width:100% !important; min-width:100% !important; =
padding-bottom:8px}
u~div .m_plr64 {padding-left:24px !important; padding-right:24px =
!important}
u~div .g_nobg_rnd {background-image:none !important; =
border-radius:16px !important; padding-top:32px}
u~div .g_nobg_rnd_upper {background-image:none !important; =
border-radius:16px 16px 0 0 !important; padding-top:32px}
u~div .g_nobg {background-image:none !important; padding-top:32px}
u~div .g_bgnone {background-image:none !important}
}
@-webkit-keyframes bugfix{
from{padding:0}
to{padding:0}
}
@media yahoo {
*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
.y_bsbb{box-sizing:border-box !important}
}
@media (prefers-color-scheme:dark) {
.d_lightText {color:#fffffe =
!important;-webkit-text-fill-color:#fffffe !important}
.d_darkText {color:#000001 !important;-webkit-text-fill-color:#000001 =
!important}
}
/* Outlook.com dark mode overrides */
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color:#fffffe !important}
[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color:#000001 !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color:#FFFFFE !important}
[data-ogsb] .darkmode_img {display:block !important}
[data-ogsb] .lightmode_img {display:none !important}
</style>
<style>
/* Gmail Dark Mode overrides */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
u ~ div .m_footerButton_last {border-bottom:none !important}
}
</style>
<style>
.m_footerButton_last\0{border-bottom:none!important}
.oa_dib {display:inline-block !important}
@media (min-resolution:1dpi) and (max-width:480px) {
.oa_h\0 {display:none!important}
.oa_w6pc\0 {width:6%!important}
.oa_w29pc\0 {width:29%!important}
.oa_w46pc\0 {width:46%!important}
.oa_w61pc\0 {width:61%!important}
.oa_w85pc\0 {width:85%!important}
}
</style>
<!--[if gte mso 16]>
<style>
.keep-white {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
color:#000000 !important;
}
.keep-black {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
color:#ffffff !important;
}
</style>
<![endif]-->
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior:url(#default#VML); display:inline-block}
o\:* { behavior:url(#default#VML); }
</style>
<xml>
<o:OfficeDocumentSettings>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<xml>
<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
<w:DontUseAdvancedTypographyReadingMail/>
</w:WordDocument>
</xml>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse:collapse}
tr { font-size:0px; line-height:0px; border-collapse:collapse; }
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
<style>/* FOR HEADINGS ONLY*/
.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important} .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important} .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important} .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important} =
/* FOR BODY COPIES AND CTAS*/ .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUS_R{font-family:'GT Ultra Sans Regular',arial,helvetica,sans-serif =
!important; font-weight:400 !important} .f_GUS_L{font-family:'GT Ultra =
Sans Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
</style>
<!--KINETIC ENABLER-->
<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{25e5ce9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border:0px =
none; padding:0px; margin:0px; text-align:center; font:0px/0px =
arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative"><img =
src=3D'https://link.commercialemails.lloydsbank.com/e/FooterImages/Footer=
Image1?elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&siteid=3D1705133317' =
alt=3D"" border=3D0 width=3D1px height=3D1px style=3D'display:block;'>
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0" class=3D"">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#024731" =
style=3D"margin:auto; width:600px; background-color:#024731">
<tbody><tr>
<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
background-color:#f1f1f1; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif">
What=E2=80=99s new =E2=80=93 from 10 July 2026
<div =
style=3D"mso-hide:all;display:none;max-height:0px;overflow:hidden;line-he=
ight:0">=E2=80=87=CD=8F
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD=20
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD </div>
</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0" class=3D"">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"568" style=3D"width:568px; =
margin:auto">
<tbody><tr>
<td width=3D"24" style=3D"padding-right:8px">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
<img class=3D"darkmode_img" alt=3D"" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_ico=
n_DM.png" width=3D"24" style=3D"width:24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
</div>
<img class=3D"lightmode_img" alt=3D"" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bf565ab22-da75-4951-8537-1cf33ff70358%7D_header_ico=
n_fill_024731.png" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto">
</td>
<td class=3D"f_GUS_R m_w100pc" align=3D"left" =
style=3D"color:#fffffe; font:12px/16px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly">We want you to recognise a fraudulent =
email if you get one, so we'll always include the last four digits =
of an account you hold with us: 3506.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody><tr>
<td align=3D"left" valign=3D"middle" height=3D"48" =
style=3D"padding-bottom:32px" class=3D"">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D80533418f77=
849ebbf87eb1f778812a9&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqak=3D8AF5D401FC1423B3792D47C546C2560E=
20277D5A91CD1B6909698866AEAFA2B2C389" target=3D"_blank" title=3D"Lloyds =
Bank">
<img class=3D"darkmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Ho=
rse_Mark_DM.png" width=3D"48" style=3D"width:48px; height:auto; =
mso-hide:all; display:none; font:12px/16px arial,helvetica,sans-serif; =
color:#000001">
</a>
</div>
<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D400c9392052=
446b5bf6263a8ecca9e10&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqak=3D8AF5372E469507144CD9BB039455A855=
0CB67D5A91CD1B6909698866AEAFA2B2C389" target=3D"_blank" title=3D"Lloyds =
Bank">
<img class=3D"lightmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B7f1afa01-b00e-4ae1-a9fa-28cae40b2739%7D_LB_Logo_Ho=
rse_Mark_C7FFC6.png" width=3D"48" style=3D"width:48px; display:block; =
height:auto; font:12px/16px arial,helvetica,sans-serif; color:#000001">
</a>
</td>
<td align=3D"right" valign=3D"middle" height=3D"48" =
style=3D"padding-bottom:32px" class=3D"">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D16c4bf7e1f2=
8401fb8ba37a6617f5380&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqak=3D8AF5BF3C60034D2BEAA7E7210CA477E4=
EDA47D5A91CD1B6909698866AEAFA2B2C389" target=3D"_blank" title=3D"Lloyds =
Bank">
<img class=3D"darkmode_img" alt=3D"Business and Commercial" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B1ea59c03-d769-436e-a0c6-fedbd251ca03%7D_signpost_b=
us_com_rev.png" height=3D"48" style=3D"height:48px; width:auto; =
mso-hide:all; display:none; font:12px/16px arial,helvetica,sans-serif; =
color:#000001">
</a>
</div>
<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D1f0f1a34dd9=
34edb9744655f28aa3242&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqak=3D8AF53E807D9CBFD34B35F18217751016=
F5E97D5A91CD1B6909698866AEAFA2B2C389" target=3D"_blank" title=3D"Lloyds =
Bank">
<img class=3D"lightmode_img" alt=3D"Business and Commercial" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B5977ad36-0055-4b96-b812-9371f1da55c9%7D_signpost_b=
us_com_C7FFC6.png" height=3D"48" style=3D"height:48px; width:auto; =
font:12px/16px arial,helvetica,sans-serif; color:#000001">
</a>
</td>
</tr>
<tr>
<td class=3D"f_GUL_R m_w100pc" colspan=3D"2" align=3D"left" =
valign=3D"top" style=3D"color:#000001; font:48px/52px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em; padding-bottom:0px">Your Business Account fees =
are changing<!--USE THIS TO BREAK LONGER WORDS<p =
style=3D"word-break:break-all; margin:0">wrapLongWord</p>-->
</td>
</tr>
=09
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
<tbody><tr>
<td align=3D"center" valign=3D"top" style=3D"font-size:0; =
line-height:0">
<img class=3D"m_h" alt=3D"Hero image" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bf7e377cc-765f-4c22-acb9-5b8b63bf7072%7D_LB-hero-b=
anner-1.png" width=3D"600" style=3D"width:600px; height:auto; =
color:#000001; font:16px/20px arial,helvetica,sans-serif; =
text-align:center">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bf7e377cc-765f-4c22-acb9-5b8b63bf7072%7D_LB-hero-b=
anner-1.png" alt=3D"Hero image" width=3D"300" style=3D"display:none; =
height:auto; width:100%">
<!--<![endif]-->
=09
</td>
</tr>
</tbody></table>
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
<tbody>
<tr>
<td class=3D"f_GUS_R" align=3D"right" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-bottom:16px">Sort code: <strong>30-94-93</strong><br />
Account number ending: <strong>3506</strong>
</td>
</tr>
</tbody></table>
<!-- SLTTN -->
=20
<!-- PARAGRAPH 1 -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">From <strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; font-weight:bold">10 =
July 2026</strong>, we’re making some updates to your Business =
Account fees and you’ll see these reflected in your July billing =
period. While some fees are increasing, we’re removing charges for =
day to day electronic payments made through Online for Business, to help =
make things simpler and easier to manage. Some other fees are staying =
the same.</td>
</tr>
</tbody>
</table>
<!-- PARAGRAPH 2 -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">We want to make sure you understand what’s =
happening and what these changes mean for you so we've summarised =
the key changes below. You’ll find full details in the Guide to =
Changes further down this email. Please read this information and share =
with anyone else in your business who needs to be aware.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody></table>
=20
<!-- IMAGE BANNER -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px" width=3D"600">
<tbody>
<tr>
<td align=3D"center" style=3D"font-size:0px; line-height:0px" =
valign=3D"top"><a =
href=3D"https://www.lloydsbank.com/business/landing-pages/bca/business-ac=
count-fee-changes.html?utm_source=3DEmail&utm_campaign=3DBCB+BCA+reprcie+=
NoV+April+2026&utm_id=3DBCA+reprice&utm_content=3DN%2FA&elqTrackId=3D3ee1=
551b03af4960a3efebf7be4cf44d&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqai=
d=3D5943&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15206&elqa=
k=3D8AF5B40DCCF84422B91E82FE43BBB4031F5C7D5A91CD1B6909698866AEAFA2B2C389"=
target=3D"_blank" title=3D"Here"><img alt=3D"Help Desk image" =
class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B5ee5d41e-0f24-4d52-a210-3cbd5b951e5c%7D_LB-divide=
r-help-v2-desk.png" style=3D"width:600px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center" =
width=3D"600" /> <!--[if !mso]><!-- mobile image --> <img alt=3D"Help =
Desk image" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B0312f873-f626-4e5e-9c54-585cbd69d49b%7D_LB-divide=
r-help-v2-mob.png" style=3D"display:none; height:auto; width:100%" =
width=3D"300" /></a> <!--<![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#024731" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#024731">
<tbody><tr>
<td class=3D"m_p16" valign=3D"top" style=3D"padding:32px">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<!--[if !mso]><!-- non-outlook -->
<tbody><tr>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px"> </td>
<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B7abf6fe6-9480-4b73-b35c-9e8ea1ff72f2%7D_LB-icon-S=
earchTransactions.png" alt=3D"Search Transaction icon" width=3D"64" =
style=3D"width:64px; min-width:64px; height:auto; z-index:3; =
color:#000001; font:bold 12px/16px arial,helvetica,sans-serif; =
text-align:center">
</td>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px"> </td>
</tr>
<tr>
<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#fffffe" =
height=3D"32" style=3D"background-color:#024731; height:32px; =
width:auto; border-radius:16px 16px 0px 0px">
</td>
</tr>
<!--<![endif]-->
<!--[if gte mso 9]>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:536px; height:32px; z-index:-1" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif=
"/>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B7abf6fe6-9480-4b73-b35c-9e8ea1ff72f2%7D_LB-icon-S=
earchTransactions.png"/>
<![endif]-->
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody><tr>
<td colspan=3D"3" valign=3D"top" bgcolor=3D"#024731" =
style=3D"background:#024731; padding:24px 24px 16px 24px; =
mso-padding-alt:56px 0px 32px 0px; border-radius:0px 0px 16px 16px" =
class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
<tbody>
<tr>
<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#fffffe; font:30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em;">Take a look at =
the key changes=20
</td>
</tr>
=09
</tbody></table>
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto; width:536px">
<tbody><tr>
<td colspan=3D"3" valign=3D"top" bgcolor=3D"#fffffe" =
style=3D"background:#fffffe; padding:24px 24px 32px 24px; =
mso-padding-alt:32px 0px 32px 0px; border-radius:16px 16px 16px 16px" =
class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
<tbody>
<tr>
<td valign=3D"top">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"left">
<tbody><tr>
<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:0px">
=E2=80=A2
</td>
<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:0px"><strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; font-weight:bold">The =
general account maintenance fee will increase to =C2=A310 a =
month</strong>. It includes online banking, plus tools to help you =
manage your business - as well as everyday banking and payment services. =
</td>
</tr>
<tr>
<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
=E2=80=A2
</td>
<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px"><strong =
class=3D"f_GUS_B" style=3D"font-family:arial,helvetica,sans-serif; =
font-weight:bold">Charges for some cash and cheque services are =
increasing</strong>. This includes paying in or withdrawing cash in =
branch or through third party services such as the Post =
Office<sup>=C2=AE</sup>. Charges for paying in cheques in branch are =
also increasing. This is due to the rising costs of processing these =
types of payments. Charges for paying in cash or cheques using immediate =
and automated deposit machines, or the Business Mobile Banking app, will =
stay the same.
</td>
</tr>
<tr>
<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
=E2=80=A2
</td>
<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px"><strong =
class=3D"f_GUS_B" style=3D"font-family:arial,helvetica,sans-serif; =
font-weight:bold">We=E2=80=99re removing charges for day to day =
electronic payment types</strong> such as direct debits, faster payments =
and standing orders when you use Online for Business. See the Guide for =
details. As many businesses now pay digitally, this change is to make =
day to day banking simpler and help you keep on top of your costs. Fees =
for other electronic payments, including international payments, stay =
the same.=20
</td>
</tr>
<tr>
<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
=E2=80=A2
</td>
<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px"><strong =
class=3D"f_GUS_B" style=3D"font-family:arial,helvetica,sans-serif; =
font-weight:bold">Financial Services Compensation Scheme (FSCS) =
protection has increased</strong> - it now covers eligible deposits up =
to =C2=A3120,000.
</td>
</tr>
</tbody></table>
</td>
</tr>
=20
<tr>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">You can see your latest terms and conditions <a =
class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/business/landing-pages/business-accoun=
t-terms.html?elqTrackId=3D4801c9919b084f56af2df91add8e417d&elq=3Dedf0d3aa=
aafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&elqCampaignId=3D1479&elq=
ak=3D8AF50F5B20D29FB2977F591791402068BBF07D5A91CD1B6909698866AEAFA2B2C389=
" target=3D"_blank" title=3D"here" style=3D"color:#000001; =
font-weight:bold; text-decoration:underline">here</a>. They include =
details about all the charges.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!-- MODULE 2 -->
=20
<!-- MODULE 3 -->
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#024731" =
style=3D"width:600px; margin:auto; background-color:#024731">
<!--[if !mso]><!-- non-outlook -->
<tbody><tr>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px"> </td>
<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bb02b5ca4-f1bf-40a8-be07-4de0e40a3d39%7D_LB-ill-ar=
rows-1.png" alt=3D"Arrows illustration" width=3D"132" =
style=3D"width:132px; min-width:132px; height:auto; z-index:3; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" class=3D"">
</td>
<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px"> </td>
</tr>
<tr>
<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"100" style=3D"background-color:#C7FFC6; height:100px; =
width:auto">
</td>
</tr>
<!--<![endif]-->
<!--[if gte mso 9]>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:600px; height:32px; z-index:-1" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif=
"/>
<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" style=3D"top:0px; =
left:234px; width:132px; height:132px; z-index:2; position:relative" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bb02b5ca4-f1bf-40a8-be07-4de0e40a3d39%7D_LB-ill-ar=
rows-1.png""/>
<![endif]-->
</tbody></table>
<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" style=3D"width:600px; =
margin:auto">
<tbody><tr>
<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 32px 32px 32px; =
mso-padding-alt:124px 32px 32px 32px" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody>
<tr>
<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#000001; font:36px/40px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em;">Guide to Changes
</td>
</tr>
<tr>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">We=E2=80=99ve included =
everything you need to know about what=E2=80=99s changing from <strong =
class=3D"f_GUS_B" style=3D"font-family:arial,helvetica,sans-serif; =
font-weight:bold">10 July 2026</strong>.=20
<br><br>
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; =
font-weight:bold">We=E2=80=99ll apply any changes to your account =
charges from your July billing period.</strong> If you open any =
additional business accounts before 10 July 2026, the changes will apply =
to those too.
</td>
</tr>
=09
=09
</tbody></table>
</td>
</tr>
</tbody></table>
<div style=3D"width:100%; height:auto; overflow:visible; =
font-size:0; line-height:0; padding:0" class=3D"">
<!--[if !mso]><!-- -->
<style>
label#kineticEnabler~.NMSlider .k_d_b {display:block !important}
.collapse .collapse_control+.collapse_outer .collapse_inner =
{transition:max-height 250ms ease-in-out; height:auto; max-height:0; =
overflow:hidden}
.collapse .collapse_control:checked+.collapse_outer .collapse_inner =
{max-height:1000px}
.collapse .collapse_outer .collapse_header {position:relative}
.collapse .collapse_outer .collapse_header label =
{position:relative; z-index:2}
.collapse .collapse_outer =
.collapse_header:after{content:'';position:absolute;width:32px;height:100=
%;right:20px;top:0;z-index:1;background:url('https://image.CommercialEmai=
ls.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B0c28a770-a92=
1-42cd-a53e-332f03432bda%7D_accordion_arrow_up.png') center center/48px =
48px no-repeat;transform:rotate(180deg);transition:transform 150ms =
ease-out}
#accordion_var1 .collapse_header:after =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B2f3555a3-a151-461c-b4b1-7662c6f1b6=
14%7D_accordion_arrow_vibrant_32px_up.png') !important; =
background-size:32px 32px !important; right:24px !important}
.collapse .collapse_outer .accordion_icon:after {right:28px}
.collapse .collapse_outer =
.accordion_icon:before{content:'';position:absolute;width:48px;height:100=
%;left:32px;top:0;z-index:1;background:url('https://image.CommercialEmail=
s.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bfda78081-e4b2=
-459a-8c7a-837641b11d75%7D_accordion_icon_question_vibrant.png') center =
center/48px 48px no-repeat}
.collapse .collapse_outer .light_bg:after =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Beff7ad26-c571-4234-8ec9-8344ded9d5=
51%7D_collapseChevron_2x_Racing.png') !important}
.collapse .collapse_control:checked+.collapse_outer =
.collapse_header:after {transform:rotate(0deg)}
.& .collapse .collapse_inner {max-height:unset !important}
body[data-outlook-cycle] .collapse .collapse_inner =
{max-height:unset !important}
.moz-text-html .collapse .collapse_inner {max-height:unset =
!important}
[class~=3D"x_collapse"] [class~=3D"x_collapse_inner"] =
{max-height:unset !important}
@media only screen and (max-width:480px) {.collapse .collapse_outer =
.collapse_header label {padding:20px 70px 20px 24px !important} =
.accordion_b .collapse_outer .collapse_header label {padding:32px 78px =
32px 0px !important}}
</style>
<style type=3D"text/css">
/* OUTLOOK APP OVERRIDES */
.collapse .collapse_inner\0 {
max-height:unset !important;
}
@media print{
.collapse{border:2px solid #024731}
.collapse .collapse_control+.collapse_outer{border:1px solid =
#024731; }
.collapse .collapse_control+.collapse_outer .collapse_inner =
{max-height:1000px}
}
</style>
<label id=3D"kineticEnabler" style=3D"font-size:0; line-height:0; =
max-height:0px; display:block; height:0; margin:0; =
position:absolute"> </label>
<!--<![endif]-->
<table class=3D"collapse m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"600" align=3D"center" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
<tbody><tr>
<td class=3D"m_plr16" align=3D"center" style=3D"padding:0 32px 32px =
32px">
<form id=3D"accordion_var1" class=3D"">
<!--[if !mso]>-->
<input class=3D"collapse_control" id=3D"region_1_control" =
type=3D"checkbox" style=3D"height:0; width:0; position:absolute; =
visibility:hidden; display:none">
<!--<![endif]-->
<table class=3D"collapse_outer" id=3D"region_1_region" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:100%; =
cursor:pointer; border-radius:16px; overflow:hidden">
<tbody><tr>
<td class=3D"collapse_header f_GUL_R m_hauto" height=3D"72" =
style=3D"background-color:#fffffe; color:#000001; font:20px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:left; letter-spacing:-0.02em; display:block; height:72px; =
mso-padding-alt:0px 24px 0px 24px">
<label for=3D"region_1_control" style=3D"display:block; =
cursor:pointer; padding:24px 60px 24px 24px" class=3D"">Some costs are =
increasing </label>
</td>
</tr>
<tr>
<td style=3D"font-size:0; line-height:0; =
background-color:#fffffe">
<div class=3D"collapse_inner">
=20
=20
=20
<table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:488px;padding-bottom: 32px;" width=3D"488">
<tbody>
<tr>
<td align=3D"center" style=3D"font-size:0px; line-height:0px" =
valign=3D"top"><img alt=3D"Table image" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B591d0172-05ea-4b19-bf27-800e8d3cbb50%7D_LB-table-=
4-desktop.png" style=3D"width:488px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center" =
width=3D"488"> <!--[if !mso]><!-- mobile image --> <img alt=3D"Table =
image" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Ba7bfa5bf-a93b-4a14-9f1b-57475dc042ec%7D_LB-table-=
4-mobile.png" style=3D"display:none; height:auto; width:100%" =
width=3D"300"> <!--<![endif]--></td>
</tr>
</tbody>
</table>
=20
</div>
</td>
</tr>
</tbody></table>
<!-- SPACER 24PX -->
<table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"24"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:23px; =
box-sizing:content-box" class=3D""> </td></tr></tbody></table>
<!--[if !mso]>-->
<input class=3D"collapse_control" id=3D"region_2_control" =
type=3D"checkbox" style=3D"height:0; width:0; position:absolute; =
visibility:hidden; display:none">
<!--<![endif]-->
<table class=3D"collapse_outer" id=3D"region_2_region" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:100%; =
cursor:pointer; border-radius:16px; overflow:hidden">
<tbody><tr>
<td class=3D"collapse_header two_lines f_GUL_R m_hauto" =
height=3D"96" style=3D"background-color:#fffffe; color:#000001; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:left; letter-spacing:-0.02em; display:block; height:96px; =
mso-padding-alt:0px 24px 0px 24px">
<label for=3D"region_2_control" style=3D"display:block; =
cursor:pointer; padding:24px 60px 24px 24px" class=3D"">We=E2=80=99re =
removing charges for many Electronic Payments</label>
</td>
</tr>
<tr>
<td style=3D"font-size:0; line-height:0; =
background-color:#f1f1f1">
<div class=3D"collapse_inner">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; =
width:488px;padding-bottom: 32px;" width=3D"488">
<tbody>
<tr>
<td align=3D"center" style=3D"font-size:0px; line-height:0px" =
valign=3D"top"><img alt=3D"Table image" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B6e849386-2e6f-4d77-8296-dd22c85d8c8a%7D_LB-table-=
2-desk.png" style=3D"width:488px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center" =
width=3D"488"> <!--[if !mso]><!-- mobile image --> <img alt=3D"Table =
image" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B073a20ac-7b1f-47b2-89f9-82d571217fbe%7D_LB-table-=
2-mobile.png" style=3D"display:none; height:auto; width:100%" =
width=3D"300"> <!--<![endif]--></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody></table>
=20
<!-- SPACER 24PX -->
<table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"24"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:23px; =
box-sizing:content-box" class=3D""> </td></tr></tbody></table>
<!--[if !mso]>-->
<input class=3D"collapse_control" id=3D"region_3_control" =
type=3D"checkbox" style=3D"height:0; width:0; position:absolute; =
visibility:hidden; display:none">
<!--<![endif]-->
<table class=3D"collapse_outer" id=3D"region_3_region" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:100%; =
cursor:pointer; border-radius:16px; overflow:hidden">
<tbody><tr>
<td class=3D"collapse_header two_lines f_GUL_R m_hauto" =
height=3D"96" style=3D"background-color:#fffffe; color:#000001; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:left; letter-spacing:-0.02em; display:block; height:96px; =
mso-padding-alt:0px 24px 0px 24px">
<label for=3D"region_3_control" style=3D"display:block; =
cursor:pointer; padding:24px 60px 24px 24px" class=3D"">Some charges for =
paying in cash and cheques are staying the same</label>
</td>
</tr>
<tr>
<td style=3D"font-size:0; line-height:0; =
background-color:#f1f1f1">
<div class=3D"collapse_inner">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; =
width:488px;padding-bottom: 32px;" width=3D"488">
<tbody>
<tr>
<td align=3D"center" style=3D"font-size:0px; line-height:0px" =
valign=3D"top"><img alt=3D"Table image" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B21de73c0-a4b0-418a-bfc3-b967688981b5%7D_LB-table-=
3-desk.png" style=3D"width:488px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center" =
width=3D"488"> <!--[if !mso]><!-- mobile image --> <img alt=3D"Table =
image" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bb63d986d-b7c3-4970-8c82-34fb3fb041df%7D_LB-table-=
3-mobile.png" style=3D"display:none; height:auto; width:100%" =
width=3D"300"> <!--<![endif]--></td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody></table>
=20
</form>
</td>
</tr>
</tbody></table>
</div>
<!-- MODULE 4 -->
=20
<!-- MODULE PATTERN -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"center" bgcolor=3D"#C7FFC6" =
style=3D"background-color:#C7FFC6" valign=3D"top"><img alt=3D"image" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Ba89e14a5-c43d-4b6b-b67e-99b0b9144f05%7D_LB-divide=
r-top-1-everydaygreen-600w-2x.png" style=3D"width:600px; height:auto" =
width=3D"600" /></td>
</tr>
<tr>
<td align=3D"center" bgcolor=3D"#024731" =
style=3D"background-color:#024731" valign=3D"top"><img alt=3D"image" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B50ab087e-de6a-428d-b9d4-6e02ffa4d96a%7D_LB-divide=
r-bottom-1-everydaygreen-600w-2x.png" style=3D"width:600px; height:auto" =
width=3D"600" /></td>
</tr>
</tbody>
</table>
=20
<!-- MODULE 5 -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#024731; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0; direction:rtl"><!--[if mso | =
ie]><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td valign=3D"top"><![endif]-->
<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:228px; =
direction:ltr" width=3D"228">
<tbody>
<tr>
<td align=3D"center" class=3D"m_w100pc m_p32 m_pb0" =
style=3D"padding:32px 64px 64px 32px; font-size:0px; =
line-height:0px"><img alt=3D"Calculator illustration" border=3D"0" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bb0e6e2e7-9078-46a8-96f4-0bb536831363%7D_LB-ill-ca=
lculator-1.png" style=3D"display:block; width:132px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"132" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:372px; direction:ltr" width=3D"372">
<tbody>
<tr>
<td class=3D"m_p32 m_pt24" style=3D"padding:32px 32px; =
font-size:0; line-height:0">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_R" style=3D"color:#fffffe; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">Want to see what your monthly costs could look =
like?</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Use our <a class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/business/retail-business/current-accou=
nts/tariff-calculator.html?elqTrackId=3Df9000871a4b04b79b69669ea9b6dbfcf&=
elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&elqCampaig=
nId=3D1479&elqcst=3D272&elqcsid=3D15174&elqak=3D8AF595BD65B2395495C188683=
539E65D24367D5A91CD1B6909698866AEAFA2B2C389" style=3D"color:#fffffe; =
font-weight:bold; text-decoration:underline" target=3D"_blank" =
title=3D"online charges calculator">online charges calculator</a> to =
crunch the numbers.</td>
</tr>
<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
<!-- MODULE 6 -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
valign=3D"top" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px 32px 0px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto; =
width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"m_w100pc f_GUL_B" =
style=3D"color:#000001; font:36px/40px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; =
letter-spacing:-0.02em">Make the most of your account features</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Your Business Account isn’t just a place to =
manage money – it’s packed with tools and features to help =
your business thrive, including:</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td class=3D"m_plr16" style=3D"background-color:#fffffe; =
vertical-align:top; padding:24px 32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto" =
valign=3D"top">
<tbody>
<tr>
<td valign=3D"top"><!--[if gte mso 9]>
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" valign=3D"top">
<tr>
<td valign=3D"top" style=3D"background-color:#024731">
<![endif]-->
<div class=3D"m_d_b" style=3D"display:flex; =
justify-content:center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_d_t" style=3D"display:flex; =
flex:1; margin:0 auto; background-color:#024731; border-radius:16px" =
valign=3D"top">
<tbody>
<tr>
<td class=3D"m_pl24 m_pr24" style=3D"padding:32px 16px" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:0 auto; =
width:136px" width=3D"136">
<tbody>
<tr>
<td align=3D"center" style=3D"padding:8px 0px"><img =
alt=3D"Pay Online icon" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B34891a41-b6ef-4837-aa39-ca12faee0aa7%7D_LB-icon-P=
ayOnline.png" style=3D"display:block; width:72px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"72" /></td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#fffffe; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; letter-spacing:-0.02em; =
padding-top:24px">Electronic payments with no charges</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Save each month on day to day digital payments made =
using direct debits, faster payments, standing orders, internet bulk =
payments and online / Phonebank payments.<br />
<br />
Applies to payments made through Online for Business =
only</td>
</tr>
<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td><td valign=3D"top">
<![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" height=3D"16" style=3D"margin:0 auto; width:16px; =
height:16px" valign=3D"top" width=3D"16">
<tbody>
<tr>
<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:15px; box-sizing:content-box"> </td>
</tr>
<!--[if mso 16]><tr><td style=3D"font-size:0px; line-height:0px; =
height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
<!--[if gte mso 9]>
</td><td valign=3D"top" style=3D"background-color:#024731">
<![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_d_t" style=3D"display:flex; =
flex:1; margin:0 auto; background-color:#024731; border-radius:16px" =
valign=3D"top">
<tbody>
<tr>
<td class=3D"m_pl24 m_pr24" style=3D"padding:32px 16px" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:0 auto; =
width:136px" width=3D"136">
<tbody>
<tr>
<td align=3D"center" style=3D"padding:8px 0px"><img =
alt=3D"Cards icon" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B3cbce4c9-5d30-4a35-a1c6-d6d9fbdb98dc%7D_LB-icon-B=
ankAccounts.png" style=3D"display:block; width:72px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"72" /></td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#fffffe; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; letter-spacing:-0.02em; =
padding-top:24px">Get extra Business Debit Cards</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Eligible business partners or employees can have their =
own card – with no annual fee.</td>
</tr>
<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td><td valign=3D"top">
<![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" height=3D"16" style=3D"margin:0 auto; width:16px; =
height:16px" valign=3D"top" width=3D"16">
<tbody>
<tr>
<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:15px; box-sizing:content-box"> </td>
</tr>
<!--[if mso 16]><tr><td style=3D"font-size:0px; line-height:0px; =
height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
<!--[if gte mso 9]>
</td><td valign=3D"top" style=3D"background-color:#024731">
<![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_d_t" style=3D"display:flex; =
flex:1; margin:0 auto; background-color:#024731; border-radius:16px" =
valign=3D"top">
<tbody>
<tr>
<td class=3D"m_pl24 m_pr24" style=3D"padding:32px 16px" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:0 auto; =
width:136px" width=3D"136">
<tbody>
<tr>
<td align=3D"center" style=3D"padding:8px 0px"><img =
alt=3D"Thumbs up icon" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B8a7d050e-3259-4bdf-85d0-421e7286da4c%7D_LB-icon-T=
humbsUp.png" style=3D"display:block; width:72px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"72" /></td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#fffffe; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; letter-spacing:-0.02em; =
padding-top:24px">And so much more</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">Explore all the tools and features of your Business =
Account</td>
</tr>
<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if gte mso 9]>
</td>
</tr>
</table>
<![endif]--></td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
<tr>
<td align=3D"left" style=3D"padding:0 32px 32px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"center" style=3D"">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px"><a class=3D"f_GUS_B =
cta_black" =
href=3D"https://www.lloydsbank.com/business/landing-pages/bca/business-ac=
count-fee-changes.html?utm_source=3DEmail&utm_campaign=3DBCB+BCA+reprcie+=
NoV+April+2026&utm_id=3DBCA+reprice&utm_content=3DN%2FA&elqTrackId=3D32a6=
ac5b17264bea8c9a1c19f410e8ec&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqai=
d=3D5943&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15205&elqa=
k=3D8AF5F9D6E9352A7BC93991ECAA1FA6EED7707D5A91CD1B6909698866AEAFA2B2C389"=
style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font:bold 16px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center; text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Learn more">Learn more</a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- MODULE 7 -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:228px" =
width=3D"228">
<tbody>
<tr>
<td align=3D"center" class=3D"m_w100pc m_p32 m_pb0" =
style=3D"padding:64px 32px 64px 64px; font-size:0; line-height:0"><img =
alt=3D"Security illustration" border=3D"0" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B9d5fb8aa-1258-4867-9201-3db21200cd40%7D_LB-ill-se=
curity-1.png" style=3D"display:block; width:132px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"132" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:372px" width=3D"372">
<tbody>
<tr>
<td class=3D"m_p32 m_pt24" style=3D"padding:32px 32px; =
font-size:0; line-height:0">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_R" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">Extra protection for your money with increased =
FSCS limits</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">The Financial Services Compensation Scheme (FSCS) now =
protects up to £120,000 of eligible deposits held with us – =
up from £85,000.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px"><a class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/business/savings/financial-services-co=
mpensation-scheme.html?elqTrackId=3Da2cde555d19f40de9ea3fce60e0f6418&elq=3D=
edf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&elqCampaignId=3D=
1479&elqcst=3D272&elqcsid=3D15176&elqak=3D8AF5A20BDFEB27B83547755B6F44980=
199937D5A91CD1B6909698866AEAFA2B2C389" style=3D"color:#000001; =
font-weight:bold; text-decoration:underline" target=3D"_blank" =
title=3D"Find out more">Find out more</a></td>
</tr>
<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt"> </td></tr><![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
<!-- MODULE 8 -->
=20
<!-- MODULE 9 -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#024731; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 32px 32px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_R" style=3D"color:#fffffe; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em; padding-top:16px">Check your account still works =
for you</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">When things change, it’s a good time to make =
sure your account still works for you. You’ve got options:</td>
</tr>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:24px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:24px">We hope you stay with us. But, if the changes =
don’t feel right for you, you can ask us to end your agreement and =
close your account without charge before they take effect.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">If you’re happy with the changes, you =
don’t need to do anything.</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#0BE248; =
font:36px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px" valign=3D"top" =
width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">If we don’t hear from you before <strong>10 July =
2026</strong>, we’ll assume you accept them.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- MODULE 10 TEXT -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0; direction:rtl"><!--[if mso | =
ie]><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td valign=3D"top"><![endif]-->
<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:228px; =
direction:ltr" width=3D"228">
<tbody>
<tr>
<td align=3D"center" class=3D"m_w100pc m_p32 m_pb0" =
style=3D"padding:64px 64px 64px 32px; font-size:0px; =
line-height:0px"><img alt=3D"Chat illustration" border=3D"0" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bdfce6d82-f3b8-4552-bcd7-832ea277271f%7D_LB-ill-ch=
at-1.png" style=3D"display:block; width:132px; height:auto; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"132" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:372px; direction:ltr" width=3D"372">
<tbody>
<tr>
<td class=3D"m_p32 m_pt24" style=3D"padding:32px 32px 10px 32px; =
font-size:0; line-height:0">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_R" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">Need any help and support?</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">You can find answers to some frequently asked =
questions about these changes <a class=3D"f_GUS_B" =
href=3D"https://www.lloydsbank.com/business/landing-pages/bca/business-ac=
count-fee-changes.html?utm_source=3DEmail&utm_campaign=3DBCB+BCA+reprcie+=
NoV+April+2026&utm_id=3DBCA+reprice&utm_content=3DN%2FA&elqTrackId=3De660=
a5578f6f4b7fa07507b1ebbe2b6e&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqai=
d=3D5943&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15192&elqa=
k=3D8AF5A111158B573D19F99C1DBE408CB59C3B7D5A91CD1B6909698866AEAFA2B2C389"=
style=3D"color:#000001; font-weight:bold; text-decoration:underline" =
target=3D"_blank" title=3D"here">here</a>.</td>
</tr>
</tbody>
</table>
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">If you need any help and support or would like to talk =
to us about your options, please call us on 0345 982 5349, we’ll =
be happy to help.<br />
<br />
We’re here between 8am and 6pm, Monday to Friday, 9am to =
2pm on Saturday. Closed on UK public holidays.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe;width:600px">
<tbody><tr>
<td class=3D"m_plr16" align=3D"left" style=3D"padding:16px 32px">
<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
<tbody><tr>
<td valign=3D"top" style=3D"background-color:#f1f1f1; =
padding:16px 24px; border-radius:16px" class=3D"">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:16px">Yours sincerely,<br><br>
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001">Abbas =
Rana</strong><br>Head of Accounts & Deposits
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=09
<!-- FOOTER -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
<tbody>
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<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top"><a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D4d7c3795e57=
f4cf69f3d57ee4c41fda3&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15195&elqak=3D8AF=
5DC8EE9D9B8882B462E66137F1DA87D397D5A91CD1B6909698866AEAFA2B2C389" =
style=3D"text-decoration:none; display:block" target=3D"_blank" =
title=3D"Lloyds Bank"><img alt=3D"Proud to be part of the same family. =
Lloyds Bank logo, Halifax logo, Bank of Scotland logo" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B9ddd350d-33af-482f-83fa-3ea25bb7c67f%7D_LB-F1-Mass=
-Desk.png" style=3D"width:600px; height:auto; display:block; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"600" /> <!--[if !mso]><!-- mobile image --> =
<img alt=3D"Proud to be part of the same family. Lloyds Bank logo, =
Halifax logo, Bank of Scotland logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B4ea23aa4-72c4-452b-b794-2fdd4ad126bd%7D_LB-F1-Mass=
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cer-024731.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.CommercialEmails.lloydsbank.com/EloquaImage=
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pacer-024731.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07=
e%7D_spacer-024731.png'); background-size:100% 100%; width:600px; =
height:88px; vertical-align:top">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
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<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/business/contact-us?elqTrackId=3Dc01f5=
9c4d29a49bb9522a56c3cb8b289&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=
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mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" =
title=3D"Contact Us"><span class=3D"keep-white d_lightText">Contact =
Us</span> <!--[if !mso]>--> <img align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
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display:none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
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vertical-align:top">
<tbody>
<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/business/privacy?elqTrackId=3Da0fea7ca=
5fed4956a18eb1b9d9a82c7c&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D=
5943&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15195&elqak=3D=
8AF5B5A97F3793C9D09782D80C66B0B6CB547D5A91CD1B6909698866AEAFA2B2C389" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" =
title=3D"Privacy Policy"><span class=3D"keep-white d_lightText">Privacy =
Policy</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
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display:none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
d_lightText"> | </span></td=
>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
<tbody>
<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference"><a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/business/retail-business/suspicious-em=
ails-and-text.html?elqTrackId=3Dc6044b990f144255841a6e0fb8d5e3e7&elq=3Ded=
f0d3aaaafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&elqCampaignId=3D14=
79&elqcst=3D272&elqcsid=3D15195&elqak=3D8AF55359D5E6947005682D9C18FFE79E8=
9667D5A91CD1B6909698866AEAFA2B2C389" style=3D"color:#fffffe; =
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text-decoration:none; letter-spacing:-0.02em; display:block" =
target=3D"_blank" title=3D"Email Security"><span class=3D"keep-white =
d_lightText">Email Security</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width:24px; min-width:24px; height:auto; =
display:none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
<td class=3D"m_h" style=3D"color:#fffffe; font:0px/20px =
arial,helvetica,sans-serif"> </td>
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</div>
</td>
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</td>
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</td>
</tr>
</tbody>
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<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px"><strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Security Information</strong><br />
Please note that Lloyds Bank NEVER send emails that ask for =
confidential or security information. We’ll never send you an =
email asking for your logon details or direct you to a webpage that asks =
for this information. Visit our online <a =
href=3D"https://www.lloydsbank.com/business/fraud.html?elqTrackId=3D7102f=
61dc070461d99838e9452cbac71&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=
=3D5943&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15195&elqak=
=3D8AF54E3AD05CA72843B744F69AE114C05F647D5A91CD1B6909698866AEAFA2B2C389" =
style=3D"color:#000001" target=3D"_blank" title=3D"security =
pages">security pages</a> for more details.<br />
<br />
Please note that sending data by email isn’t secure. Others =
could read it.<br />
<br />
To help us improve the emails we send you, we collect basic =
information from your device such as when you open the emails. For more =
information, please read our <a =
href=3D"https://www.lloydsbank.com/help-guidance/legal-information/privac=
y/cookies.html?elqTrackId=3D84119f697697473b9b43c5ff574e9891&elq=3Dedf0d3=
aaaafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&elqCampaignId=3D1479&e=
lqcst=3D272&elqcsid=3D15195&elqak=3D8AF501BD8467D8B8D4BDD059F6F7A886981D7=
D5A91CD1B6909698866AEAFA2B2C389" style=3D"color:#000001" =
target=3D"_blank" title=3D"Cookies Policy">Cookies Policy</a>.<br />
<br />
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Our service promise</strong><br />
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Business help and support</strong> - We aim to =
provide you with a high level of service. If you have a query our Help =
& Support pages can help: <a =
href=3D"https://www.lloydsbank.com/business/help?elqTrackId=3D96f15eb7970=
04d6fba13e9b5fa1e24d7&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D594=
3&elqat=3D1&elqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15195&elqak=3D8AF=
5C4F07477687EF14AA3130AC5D0FFD6957D5A91CD1B6909698866AEAFA2B2C389" =
style=3D"color:#000001" target=3D"_blank" =
title=3D"lloydsbank.com/business/help">lloydsbank.com/business/help</a><b=
r />
<br />
If your hearing or speech is impaired – you can use the Relay =
UK Service. You can find more information about the Relay UK Service at: =
<a =
href=3D"https://www.relayuk.bt.com/?elqTrackId=3D1b2c692bacdd453d9983b281=
e654f225&elq=3Dedf0d3aaaafd4481b9f701c014a7a64a&elqaid=3D5943&elqat=3D1&e=
lqCampaignId=3D1479&elqcst=3D272&elqcsid=3D15195&elqak=3D8AF5929F9EC54FC7=
798AC167BC9CD93C519C7D5A91CD1B6909698866AEAFA2B2C389" =
style=3D"color:#000001" target=3D"_blank" =
title=3D"www.relayuk.bt.com/">www.relayuk.bt.com/</a><br />
<br />
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Keeping your money protected</strong> – =
Eligible deposits with us are protected by the Financial Services =
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman =
Service (FOS). Please note that due to FSCS and FOS eligibility criteria =
not all business customers will be covered.<br />
<br />
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Things you need to know</strong><br />
Calls and online sessions may be monitored and/or recorded for =
quality evaluation, training and to ensure compliance with laws and =
regulations. Not all Telephone Banking services are available 24 hours a =
day, 7 days a week.<br />
<br />
The Post Office® and Post Office logo are registered trademarks =
of the Post Office Ltd.<br />
<br />
depositpoint™ is a trademark of Lloyds Bank plc<br />
<br />
Business Mobile Banking app – Use of Mobile Banking is subject =
to our Online for Business Terms and Conditions - registration required. =
You will need a smartphone running a recent version of iOS or Android =
operating system. Services may be affected by phone signal and =
functionality.<br />
<br />
Occasionally we may need to carry out essential maintenance, =
resulting in some interruption to service.<br />
<br />
We send communications like this, either for legal reasons or to let =
you know about changes to your accounts or services.<br />
<br />
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. =
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in =
England and Wales no. 2065. Telephone: 0207 626 1500. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority under Registration =
Number 119278.<br />
<br />
This information is correct as of April 2026 and is relevant to =
Lloyds Bank plc products and services only.</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
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width:600px; border:1px solid transparent">
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