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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Robert, last chance to use your 2025/26 annual allowance.
Date: Mon, 30 Mar 2026 07:00:50 +0100
Message-ID: <1C.ED.33213.2911AC96@i-09f62d4b144eae0c8.mta3vrest.sd.prd.sparkpost>
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Finish setting up your account and make your contribution today. 
<https://links.pensionbee.com/s/eo/OsI4E-8xf2TLlKhxvdWcPFb2OM6OTWAeWcfjQJG7v8QlvK7EZYuN3sy-CeWv0q_GxdLiGZWJnYftYQSFQNkb4hoD87NDi35GvwXbFGam822zrlEa9P4qUec9iYvhNz-mxxOIFx9hJAhAe9ujwbdcYqTD0tHTBw8kv-aKC2J5jwrdtDGcXW0Jm7LOIkkDzH8pLV1cDA6g-2NyW0L_u1pYzvwOMQpvZPrTZw/RvrbalQQZ0FQCXWFFBR8CaYVI9wA3NFA/19>







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Log in




Hi Robert,



With the 2025/26 tax year drawing to a close, now could be a good time to 
take action and boost your pension pot.



If you’re thinking about making an extra contribution, try to do so before 2 
April* to help ensure it counts towards this tax year.



A contribution today could help you:

*	make the most of your annual allowance;
*	help your pension grow over time; and
*	benefit from pension tax relief.

Most basic rate taxpayers usually get a 25% tax top up on personal pension 
contributions. So if you paid £100 into your pension, HMRC would effectively 
add another £25 bringing the total contribution to £125. If you’re eligible, 
we’ll add this tax top up directly to your PensionBee plan 
<https://links.pensionbee.com/s/c/oMX8kUfE210Xj3Im1TxWMyee2VgVANAoNxd6EtvABOdHTfpuC-jgTpdaDHzpeEdBmVjGRX8nvk7CoNz5viGWBwLSQepC_uf2xu_XeQz54WnuW_6nGg4WwyiCLvQNTo8l545fQI1G_peEmUz7ycR6F8YNxzXNQ1_RnMTF36LVu_UHhk9Bk4VB_2nSWRNPws6B_ElqHaD0JMefTzunRRYlY8EdjTa04aeJOY7Q24ExT6I8TbrNLH9JxKSJTLtH9_gk3Jn_jwf7YAcm8jb52qMZJvF53MagFJg_eSmE1ZDaisHw89RXgm4avCeCEGpo080Sx2OIIuK1QCBryKaC-TMqeN7BawWrqf4-7ihjN9T9Rir5FTQzTCyxmYdhXIKrHlMBNhDEMKo7Rwa3zqAltWpxb9b2BJfOtmN1GdBIlQ0/ODOe0k1_usASlQiz7r5fDIB1MYeTBQl4/19> 
.

If you’re a higher or additional rate taxpayer, you could claim even more 
through a Self-Assessment tax return or by contacting HMRC.



Getting your pension in shape before the tax year ends isn’t just about 
ticking a box - it’s about setting yourself up for a more comfortable 
future.

Even a small contribution now could make a difference down the line.



Ready to boost your retirement savings before the deadline?


Finish your sign up today




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.



*The 2025/26 tax year ends on 5 April. However, due to the Easter Bank 
Holiday weekend and potential variations in banking processing times, we 
recommend making your contribution by 2 April to help ensure it’s received 
and allocated within the current tax year.




Have a question?

Get in touch with our friendly UK team.







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portant}.em_w1{width:20px!important}}</style> </head> <table =
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height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/LOh6K7tjSDoy9aEttZZUqIPwV8BBcQTx=
kXSn-OjGXcofMpOfKMqCdpryDpRMBip4G-2nDd82X8B9WCB11prL0ozxnRh79uz2ohas-LnHF=
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WgfTmprOR5pvK/19" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
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100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/NcXwLbxmpvxjZ69peKgW7k_J6DOtG_rH=
szC_lJ0BwzY8fbOjrMnymt0U1vAJ2OMzT_AIVdnKptu1uGGlG9HP3d9QlYEhnISVK7kNSY1Np=
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2zhQukDBGH1C6/19" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/g4_CbLM02SaL8GFdIXiks3RAwUf_bmGo=
GJHLmNw1RElza1F3B0sIqdtOMN2S-1jKv9nMHKWZQWv2pt1N0IuQFP7dO9vE5r6aiOxS4XcMP=
Xdj9Nw9j5QEFFSyYOCx9kd6W2BfS2o8yUiUpDSpuLXWsjBxihYpKz94tSdyF5QA5w_3tdQU9h=
81A2domU_ZT1XjrYajEN5jJF7XbbZAxpp4UCvN7m5cS5d7KlJkqKHBRY285E-_9ugGnw1WnCQ=
H8yc_ycQbfPQn9RSPuOaZc_vT-DaVIrFzDiWf8HqDYjWmzOa9s7I8aCwMxwq0vV9_bm6EBiEV=
d2g-HozidBx9QDg1LP-IxkyZtcP8OdifxbznqLFHHV7nd_H8VeMrlOkLfzDWAKlEYk9R0sD-w=
i7hxCIAZtqgC1BEIzdVsH-PR9cwTB0UmfavNQh_6DVD8rE5-SAW2Wcb/IGdCQRV6_bVGNbVmb=
eTM--nsBRsbFBKu/19" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1773054229/ema=
ils/2026/Email_1_-_Finish_the_tax_year_strong_B2.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">With the 2025/26 tax year =
drawing to a close, now could be a good time to take action and boost =
your pension pot.</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99re thinking about making an extra contribution, =
try to do so before<strong style=3D"box-sizing: border-box;"> 2 April* =
</strong>to help ensure it counts towards this tax year.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">A contribution =
today could help you:</span></p><ul style=3D"box-sizing: border-box; =
line-height: 1.5; mso-line-height-alt: 24px;"><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">make the most of your annual =
allowance;</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">help your pension grow over time; =
and</span></li><li aria-level=3D"1" style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">benefit from pension tax relief.</span></li></ul><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Most basic rate =
taxpayers usually get a 25% tax top up on personal pension =
contributions. So if you paid =C2=A3100 into your pension, HMRC would =
effectively add another =C2=A325 bringing the total contribution to =
=C2=A3125. If you=E2=80=99re eligible, we=E2=80=99ll add this tax top up =
directly to your <a =
href=3D"https://links.pensionbee.com/s/c/oMX8kUfE210Xj3Im1TxWMyee2VgVANAo=
Nxd6EtvABOdHTfpuC-jgTpdaDHzpeEdBmVjGRX8nvk7CoNz5viGWBwLSQepC_uf2xu_XeQz54=
WnuW_6nGg4WwyiCLvQNTo8l545fQI1G_peEmUz7ycR6F8YNxzXNQ1_RnMTF36LVu_UHhk9Bk4=
VB_2nSWRNPws6B_ElqHaD0JMefTzunRRYlY8EdjTa04aeJOY7Q24ExT6I8TbrNLH9JxKSJTLt=
H9_gk3Jn_jwf7YAcm8jb52qMZJvF53MagFJg_eSmE1ZDaisHw89RXgm4avCeCEGpo080Sx2OI=
IuK1QCBryKaC-TMqeN7BawWrqf4-7ihjN9T9Rir5FTQzTCyxmYdhXIKrHlMBNhDEMKo7Rwa3z=
qAltWpxb9b2BJfOtmN1GdBIlQ0/ODOe0k1_usASlQiz7r5fDIB1MYeTBQl4/19" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;">PensionBee plan</a>.</span><br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99re a higher or additional rate taxpayer, you could =
claim even more through a Self-Assessment tax return or by contacting =
HMRC.&nbsp;</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Getting your pension in shape before the tax year ends =
isn=E2=80=99t just about ticking a box - it=E2=80=99s about setting =
yourself up for a more comfortable future. </span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">Even a small contribution now could make a =
difference down the line.</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">Ready to boost your =
retirement savings before the =
deadline?</strong></span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/9mxN56_TUgdA7TeJ4ax9ha02l7KA5sFP=
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> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 10px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign up =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">*The =
2025/26 tax year ends on 5 April. However, due to the Easter Bank =
Holiday weekend and potential variations in banking processing times, we =
recommend making your contribution by 2 April to help ensure =
it=E2=80=99s received and allocated within the current tax =
year.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
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width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/6EIgL5d5MXKtGVXsFwrFe_WoEdGWtmdO=
wzIouG0RSfVmL1hnOMJwEl8yL3GvBtJXkDUi7V8RCduuq5rc3z1XSEUrzR75IxDsl-z8oyXXK=
yGdxvzWBT8XBAosUx8dJ6klkzo8qbpqEvbuPnECB7SEnj1I0kIvkrKg9BYqQujZql8y2qi0JN=
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vLZgSASCXsXSyIYrw9kcM6XdVBrh5pVipL587ZMgzx7cTuGjTWxB_WDRVNaDQi0U7YMHNHU-H=
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style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/JodvDW8KhBLnAwaCVn9dgMBWMsHHJlPl=
IyQdgTUw_sX2G_2EvFWL4S35rM7cR__jUn4Jwy4cw3FtVRSTXZEHiGaIuRegAfK4_5U2yeVI2=
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text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/xf6q-rVsiog1OHaqGw3CWAi2Nh1mcHTY=
H5gBI6DhpSzmSv7edvhmDYiOAkBz2PIcCMk4Oxc40uMQ5hMP_2PxM7I6DrUCOc_N-Zrprc-Hc=
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ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/A6hkWlSUWBcBuLgxfYAyXYBkMpAddMp1=
d7YUuILfbqRQ-td5FaPm-Z9SJ11ZlxAjQSEHgEQdZO8pQSFtcWCScjxNYSGcZqLtFhQRw5uc9=
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title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
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