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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Do you know where your pensions are, Robert?
Date: Thu, 22 Aug 2024 15:54:36 +0100
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Over £50 billion in UK pension savings is at risk of being misplaced.
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=a7691ae88359449eafcd74af4cb222d4&_e=tQvhfqIl0H9VeOen9VcgedmoleFW8tIJnj_ZFWdAdRbWyfR-EDmpZkejgXL_OghBRT8SWHioh1SfEUnr0cpdTRyFlTRvCr0IC_gcqDlxJhmhSe7Ht9QKnqLmhJfr-O00JlK5RrH8nb0Q4MNIa6HN3Q%3D%3D>
View in browser
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Log in
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=a7691ae88359449eafcd74af4cb222d4&_e=xTBDQEZLgrIdbdggdzI8OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFvGTdpPOdc3e5KGsa-J0mUkPqzlmdSgwpaxjyWWTqF4i1XwKN4IjF6VqBB0cJJcMoU3JsiTtYWh1H-LlhNUszUFC4Bb0prVSxok1zpFYya5xZV8IeDMbej7d0zjOurh0CeWkWMeCz1PCGKgU5aSpiXl6nfV6q7cPJE83-HiJY1ACg4GVOhEdHryiVsw%3D%3D>
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Hi Robert,
New research has revealed that over £50 billion in hard-earned pension
savings is at risk of being abandoned in unused accounts.
According to the Centre for Economics and Business Research
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=a7691ae88359449eafcd74af4cb222d4&_e=KlOwnienb5h4h2Sk-uDNzIr0YemiNkaSeqpFUwNarRYziLLuTrZdNlH7TXGEZLHmhhkqep6xi6xQ5NmSNpmDCgMV-exmzBimr1tcseBwA2yUDxtmQRUKnh2c5LV98pAzqYX5J53vgQYHYMVdDIWP3i5XwDNqh3MFVpkRpVUo8oFTxsL4HJ1l_UDKhgCnyW61OWQ3YYoVnwSWhY8RAj1Ifl6LdlqWvpIBxK-mVqD5oh5D8SKbSBX9p3mkAg-puEVZlARXQOo0r40LNkOn0peqq8WNuCmGNX8B6cDdZv-iBSw%3D>
(CEBR), nearly one in 10 workers believe they may have lost a pension pot
worth more than £10,000.
If you’ve had multiple jobs, chances are you have pensions scattered across
different providers.
To take control of your retirement, here’s what you can do.
* Keep track of your pensions - make a note of your pension providers and
account details when you change jobs.
* Update your address - update your address with your pension providers
whenever you move. This ensures you’ll receive important updates about your
pension plan.
* Consider consolidating - if you have multiple pension pots, think about
consolidating them into one account. This simplifies management and makes it
easier to keep track of your retirement savings.
Not sure where your old pension pots are? Read our ‘How can I find my
pensions?’ guide or use our free ‘Do I have a pension’ tool to check.
It only takes a couple minutes to add your previous pensions.
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=a7691ae88359449eafcd74af4cb222d4&_e=xTBDQEZLgrIdbdggdzI8OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFvGTdpPOdc3e5KGvINjhkG-e5vngU4MFmT2E0q1CSTATS21rdD1k4885x4DZSGWBbEpTa6TuI5QgmE4EqyJMwdFOw8w8unV6JQW-bZXK-zIYVyMYRxdWtMyDTOoSHcSV6VTVssbgHx1hBtjNHVfd3Rmvtj3xTtoWB9N6JjUUVrouq1ZtT2MYha4O3Gg%3D%3D>
Finish your sign up
When investing, your capital is at risk. Pensions can go down in value as
well as up, so you could get back less than you invest.
Have a question?
Get in touch with our friendly UK team.
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020 3457 8444
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width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFv=
GTdpPOdc3e5KGvRipJ6UKNry6aBe_B4XdXEt8YmCglZOiphKr0SFsTtbwRtM0gp8fTrCjvCXa=
bCKPAj_VAas3_n3flpXmSJ0nrEl2VJLj7y1dkjcggTSTQdGYmWQ6E5xsNsO_Nyq1XIwkKTC4r=
k4ndtKT0rWAZgyaviS188hcHnDG8reI7KASwZZA%3D%3D" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1586874381/ema=
ils/New%20template/Group.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:300;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFv=
GTdpPOdc3e5KGsa-J0mUkPqzlmdSgwpaxjyWWTqF4i1XwKN4IjF6VqBB0cJJcMoU3JsiTtYWh=
1H-LlhNUszUFC4Bb0prVSxok1zpFYya5xZV8IeDMbej7d0zjOurh0CeWkWMeCz1PCGKgU5aSp=
iXl6nfV6q7cPJE83-HiJY1ACg4GVOhEdHryiVsw%3D%3D" =
style=3D"color:#FFFFFF;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFv=
GTdpPOdc3e5KGt10dErot7L2npKa-0kNbldHlGs0oWzsMHJFOohfxy-yrKKpD8BV8nKSWg4X4=
UPhYmoeyRv_tklv4vEBdF8B-yLxY2ozQvrg31DAr9RlE4ekSt3TarzJK_JmWZAMQTFctwaYSB=
vFnQmS9H49odzv6zSUCyhC3ZqsFnzwaXxx7ctXQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1713969469/ema=
ils/2024/Email_1_-_Self_Employed_1.jpg" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 24px; =
color: #3a342c; line-height: 2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
32px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
32px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">New research has revealed that over =C2=A350 billion =
in hard-earned pension savings is at risk of being abandoned in unused =
accounts.</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">According to the =
<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DKlOwnienb5h4h2Sk-uDN=
zIr0YemiNkaSeqpFUwNarRYziLLuTrZdNlH7TXGEZLHmhhkqep6xi6xQ5NmSNpmDCgMV-exmz=
Bimr1tcseBwA2yUDxtmQRUKnh2c5LV98pAzqYX5J53vgQYHYMVdDIWP3i5XwDNqh3MFVpkRpV=
Uo8oFTxsL4HJ1l_UDKhgCnyW61OWQ3YYoVnwSWhY8RAj1Ifl6LdlqWvpIBxK-mVqD5oh5D8SK=
bSBX9p3mkAg-puEVZlARXQOo0r40LNkOn0peqq8WNuCmGNX8B6cDdZv-iBSw%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
none; color: #24b6b6;" rel=3D"noopener">Centre for Economics and =
Business Research</a> (CEBR), nearly one in 10 workers believe they may =
have lost a pension pot worth more than <strong style=3D"box-sizing: =
border-box;">=C2=A310,000</strong>.</span><br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99ve had multiple jobs, chances are you have =
pensions scattered across different providers.</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">To take control of your retirement, =
here=E2=80=99s what you can do.</span></p><ul style=3D"box-sizing: =
border-box; line-height: 2; mso-line-height-alt: 32px;"><li =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Keep track of your pensions</strong> - =
make a note of your pension providers and account details when you =
change jobs.</span></li><li style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">Update your =
address</strong> - update your address with your pension providers =
whenever you move. This ensures you=E2=80=99ll receive important updates =
about your pension plan.</span></li><li style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box; font-size: 16px; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; background-color: =
transparent;">Consider consolidating</strong><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px; background-color: =
transparent;"> - if you have multiple pension pots, think about =
consolidating them into one account. This simplifies management and =
makes it easier to keep track of your retirement =
savings.</span></li></ul><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; mso-line-height-alt: 32px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Not sure where your old pension pots are? Read our =E2=80=98<a =
href=3D"click.email.pensionbee.com/?qs=3D6a70bab1db4c33f4a856aa9618bdf983=
a69810ded08fb5a46ad8c5179b52fc00ee29d74a2370a89d882dd43e86d6f15e16717c747=
96dda68" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: none; color: #24b6b6;" rel=3D"noopener">How can I find =
my pensions</a>?=E2=80=99 guide or use our free =E2=80=98<a =
href=3D"click.email.pensionbee.com/?qs=3D6a70bab1db4c33f4222e75873d58c5aa=
39a029c736b3079cda7be3b7da2c780bc022fca309cb1e789ca8de695264b7790f092c4a3=
bc4893f" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: none; color: #24b6b6;" rel=3D"noopener">Do I have a =
pension</a>=E2=80=99 tool to check.</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
32px;"><br style=3D"box-sizing: border-box;"></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
32px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"> </span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; mso-line-height-alt: 32px;"><br =
style=3D"box-sizing: border-box;"></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
32px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">It only takes a couple minutes to add your previous =
pensions. </span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFv=
GTdpPOdc3e5KGtebtKGnKrzPjSLfkobf7GfCjIRwB2OhWi5DmcFprfNBAkuRGLakVsQEvKN_E=
r-tVCMxX8skHewZHNTEspYACv0fpHZA3TVxOHxL6yC-gAigD-1_Rl7P8cuLnF1SON0obEcHfj=
ry0J1ejNTlHh29aJ7-onWrnBI806ghbg5xg79rQ%3D%3D" =
style=3D"height:38px;width:169px;v-text-anchor:middle;" arcsize=3D"11%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:14px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
OKA7UySwl7cDDjoFLl4Yy7FzPeVGrI3DIYQWx6uMrkPRZhlvEk1CIqOXiBf2qdKHayldUUGFv=
GTdpPOdc3e5KGvINjhkG-e5vngU4MFmT2E0q1CSTATS21rdD1k4885x4DZSGWBbEpTa6TuI5Q=
gmE4EqyJMwdFOw8w8unV6JQW-bZXK-zIYVyMYRxdWtMyDTOoSHcSV6VTVssbgHx1hBtjNHVfd=
3Rmvtj3xTtoWB9N6JjUUVrouq1ZtT2MYha4O3Gg%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 14px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 14px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 28px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 28px; =
color: #555; line-height: 2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 28px;"><em style=3D"box-sizing: border-box;">When =
investing, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div> </td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #555; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
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font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
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31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1594306518/ema=
ils/New%20template/Telephone.png" style=3D"display: block; max-width: =
30px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"30"></td> </tr> <tr> <td align=3D"center" =
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444 </td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
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center;" width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
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0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
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data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1600088483/ema=
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Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Da7691ae88359449eafcd74af4cb222d4&_e=3DxTBDQEZLgrIdbdggdzI8=
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xaNBTo813esilLUX-" style=3D"text-decoration: none;" title=3D"Launch live =
chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
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Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
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