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Reply-To: <email-marketing@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Earn 3.15% AER with Select Access Savings
Date: Sat, 23 May 2026 12:11:21 +0100
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Higher interest with up to two withdrawals a year
͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     


 <https://clicks.monzo.com/f/a/zfKnanWcf7pM_1KXBAdi2g~~/AAAHahA~/4gwVwSM519DJGplCwM8E8cx64tuuAF5n7J-ywkgr7Ik_qSSWsebcUqa-Je22HexBi8mzkRBnBzixgffmS3lrDmjgNrQ8f_6ZucmkLoflTQE~>


 <https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>



Earn more on savings you don’t need every day


Earn 3.15% AER (variable) with Select Access, when you make 2 withdrawals, 
or fewer, a year.

Your money’s never locked away - if you need to withdraw more times, we’ll 
temporarily lower your rate to 2.60% AER (variable). A simple way to earn 
more on savings you don’t dip into often.




Open Select Access Pot 
<https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>

Ts&Cs apply. £500 minimum deposit and balance required. Interest paid 
monthly.





Find the right place for your savings



 <https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>
Withdraw less, earn more
Get a higher rate for making 2 (or fewer) withdrawals a year. Need to 
withdraw more? We’ll lower your rate to 2.60% AER (variable) until your next 
Pot anniversary.


 <https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>
Money's never locked away
No matter how many withdrawals you’ve made, you can always access your money 
instantly. No notice periods, no delays, no extra steps.


 <https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>
Organise savings by goal
Need it soon? Instant Access. Plan to need it later? Earn more interest with 
Select Access. Open multiple Pots within one Cash ISA to save tax-free for 
different goals.


Open Select Access Pot 
<https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/BsgRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MXKjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19VmyW9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh>

The taxes you pay depend on your circumstances and government policy could 
change in the future.







We're an authorised and
regulated bank

 <https://clicks.monzo.com/f/a/XLKbzPZVXd8EowwY73LYiQ~~/AAAHahA~/7jMAstpdGBYGkpibtvMkvL-xtKJkBZKBDX-6h5YxOw7GEAg4Djw8hlXA3OIgd-KNpJvruclLhbnptulUewwBWhcsbNdm4oAuv1sMmh_ARmcynAkJ7EUw4KSZgOHzYce9iR4bp3TgwaJL33YRX7gWLQ~~> 
<https://clicks.monzo.com/f/a/oVdnNSe6gJiLdEblMrHz5g~~/AAAHahA~/EGJUHhxuyFKpTeX5fye80wN4Jzu13llxhAfvvNDVv-iXq8FaCpxbnCStmVXXNXHtgjFBksR2SkamPodZjmO0_pVxWy5L44ybXfV66Ai43HM~>



 <https://clicks.monzo.com/f/a/3LEbTpwT4m6Lvy2NkP5eLg~~/AAAHahA~/x32yGkD5K9KrDCjXGQMOLgkUI7MYkatxMbTB0LnHtBIvBCOqtJXfyhCjRdilKlVYOhHKwNH_XonJu3R38sovWhdokReJW71KrBNcIk_kmRxzEBsqtjjmZuClCTm6q5PxuaPFqlersweS_ozkx0UDTAiHHd6VY5MjmsXmTmr30GULCUq-zN1wlZ_zAIzGLBr16jeue8LNhCrbgh0LWKwvug~~>



	 <https://clicks.monzo.com/f/a/Ylj2dyUhWEQ43oEB9SswoA~~/AAAHahA~/Sqh4hTa1R1p4aNG0RHr69oZTwpaKwsoMOWitk5zguyKVu2QPPJA14FukcmUBpNvgmMbV-yOhL6kqmvIkNPZ707tzCeYX0M1CGJfhjd24KVkXJ6wv8nVOE5oMrzBj0eeb> 
<https://clicks.monzo.com/f/a/K-Ff9LJ1Ma0eqbq20wU0Qw~~/AAAHahA~/UcuO3j1nQbKK9JaxwIyAIYSPfw4gCnFF5PJJUzPxHAS-tEPVl1KIo_5d7nkTDycuX6Y7-dBIbUNJIqxvEBn_KXXtXNc0NU-ixiWQnlZNSFNNdhwLE1FUj9viEk0pTp1n>







Don’t want to hear from us again?
You can unsubscribe at any time. No hard feelings.

Monzo Bank Limited is a company registered in England and Wales 
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A 
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and 
regulated by the Financial Conduct Authority and the Prudential Regulation 
Authority. Our Financial Services Register number is 730427.

 <https://clicks.monzo.com/f/a/P4cy0bMPcXfA22EgHWlgRA~~/AAAHahA~/NEY0eYDgYyxFrH57DY0Iz4rvjfQLjnZP4VutAlHqJ7LSDipbYTiF1IrnSEP2P2KjaMtkpK8R2XJYqsyK9zh8o3xIjLt1FNfueCxJDLs1BhYf5ezpudst-CgDJpqY1qwjbmuj10xLJ6pdWjxGa_ZJmQ~~> 
<https://clicks.monzo.com/f/a/-Cpfvi9TeZ3grq7eHY4k8g~~/AAAHahA~/QFX-NXlTvgtvJz4rOMHUm04bVDqgu22HKO9u-rEkUc9XBfXYGdhuBMp-EMlD_F8W8ODMMI5IM8230mbaJrd7OGIKYQhBiuX3RalHomNllu_wECdvjZRbZAwQuNqKtvJd> 
<https://clicks.monzo.com/f/a/XQ_88EUj0EWhBdx9jZyXoA~~/AAAHahA~/4xO56njQ4TtiXMpTn1WvEtrXM0jJ0-F9SniECAns2iL3Jv4qdb7R3yz-hsnEC38gIYtocyFq9f3zV3rKZWzjTuRkVuArwj1lWo7EfLOXtVo_gxM4M4drR5vqXN73vF_r>
 <https://clicks.monzo.com/f/a/zfKnanWcf7pM_1KXBAdi2g~~/AAAHahA~/4gwVwSM519DJGplCwM8E8cx64tuuAF5n7J-ywkgr7Ik_qSSWsebcUqa-Je22HexBi8mzkRBnBzixgffmS3lrDmjgNrQ8f_6ZucmkLoflTQE~>
  <https://clicks.monzo.com/q/B78eWQUdSfqU5uTS8YipWQ~~/AAAHahA~/umPx5UqkYXlWqAripnaZYiLqaT9C7p9Fv1wEUxO10yTGaNU2utfLXYQC6UHjCd4wfeFTqxTPb2_M9rFBjRsMfg~~>

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=0A=
    <title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"body body-fix darkmode" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Hig=
her interest with up to two withdrawals a year</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
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border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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        <td class=3D"pt-25 pr-25" align=3D"right" style=3D"padding:55px =
50px 25px 20px;">=0A=
          <a =
href=3D"https://clicks.monzo.com/f/a/zfKnanWcf7pM_1KXBAdi2g~~/AAAHahA~/4g=
wVwSM519DJGplCwM8E8cx64tuuAF5n7J-ywkgr7Ik_qSSWsebcUqa-Je22HexBi8mzkRBnBzi=
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src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6874ed7c9ec74d008468aca9/original.png?1752493436" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
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          </a>=0A=
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  </td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
                        <!-- Logo Content Block End --><!-- Header Start =
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                                        <td class=3D"pt-0 pl-25 pr-25" =
align=3D"center" style=3D"padding:15px 45px 0px;">=0A=
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class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
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                                                        <a =
href=3D"https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/Bs=
gRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MX=
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                                                            <!-- insert =
image source in src -->=0A=
                                                            <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/690cb17d80a0200a6b979e2c/original.png?1762439549" class=3D"fullWidth" =
border=3D"0" style=3D"outline:none; text- decoration:none; =
-ms-interpolation-mode: bicubic; border:none; =
display:block;width:510px;" width=3D"510" alt=3D"A smartphone with a =
clear case, holding a red Monzo card, lies on vibrant green grass dotted =
with small white flowers, evoking freshness and simplicity.">=0A=
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                        <!-- Header End -->=0A=
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                        <tr>=0A=
                            <td class=3D"pl-25 pr-25 darkmode" =
align=3D"left" style=3D"padding:0px 45px 30px;background-color: =
#F2F8F3;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                    <!-- Title Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2" =
align=3D"left" style=3D"padding:25px 0px 20px 0px;">=0A=
                                            <h1 class=3D"h1 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
                                                Earn more on savings you =
don=E2=80=99t need every day=0A=
                                            </h1>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Title End -->=0A=
                                    <!-- Paragraph Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2 pt-0 pb-0" =
align=3D"left" style=3D"padding:10px 0px 30px 0px;">=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                Earn 3.15% AER =
(variable) with Select Access, when you make 2 withdrawals, or fewer, a =
year. <br><br>=0A=
=0A=
                                                Your money=E2=80=99s =
never locked away - if you need to withdraw more times, we=E2=80=99ll =
temporarily lower your rate to 2.60% AER (variable). A simple way to =
earn more on savings you don=E2=80=99t dip into often.=0A=
                                            </p>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Paragraph End -->=0A=
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                                                <tr>=0A=
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                                                                        =
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                                                                        =
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://monzo.com/-deeplinks/pick_a_savings_pot_nty_savings_aware=
ness_campaign" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
                                                                        =
<w:anchorlock/>=0A=
                                                                        =
<center>=0A=
                                                                        =
<![endif]-->=0A=
                                                                        =
<a class=3D"fullWidth darkmodeFont1" =
href=3D"https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/Bs=
gRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MX=
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style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:600;font-size:16px;line-height:40px;text-align:cen=
ter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Open=
 Select Access Pot</a>=0A=
                                                                        =
<!--[if mso]>=0A=
                                                                        =
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                                                                        =
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                                                                        =
<![endif]-->=0A=
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                                                    </td>=0A=
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                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- CTA End -->=0A=
                                    <!-- Disclaimer Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2" =
align=3D"left" style=3D"padding:30px 0px 0px 0px;">=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                Ts&amp;Cs apply. =
=C2=A3500 minimum deposit and balance required. Interest paid monthly.=0A=
                                            </p>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Disclaimer End -->=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Intro End -->=0A=
                        <!-- Module 2 Hero End -->=0A=
=0A=
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100%;" role=3D"presentation" bgcolor=3D"#ffffff">=0A=
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style=3D"border-radius:25px;padding-top:30px;padding-bottom:0px;">=0A=
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class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
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100%;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
                                                        &nbsp;=0A=
                                                    </td>=0A=
                                                    <td align=3D"center" =
style=3D"border-radius:20px;;">=0A=
                                                        <table =
align=3D"left" class=3D"fullWidth" width=3D"510" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
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pt;width:510px;" role=3D"presentation">=0A=
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Start -->=0A=
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align=3D"left" style=3D"padding:0px 0px 25px;" colspan=3D"5">=0A=
                                                                    =
<table align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation">=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"h2 darkmodeFont2 textCenter" align=3D"left" =
style=3D"font-family:'MonzoSansEB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:32px;line-height:36px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
       Find the right place for your savings=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                    =
</table>=0A=
                                                                </td>=0A=
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                                                                    =
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100%;" role=3D"presentation">=0A=
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                                                                         =
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100%;" role=3D"presentation">=0A=
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           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
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width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation">=0A=
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                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/Bs=
gRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MX=
KjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19Vmy=
W9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh" target=3D"_blank">=0A=
                                                                         =
                                   <img class=3D"pl-0" align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6989fc9262c105120aadd81b/original.png?1770650769" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px" width=3D"50" alt=3D"Red =
square icon with three white circles. The largest circle contains a red =
pound symbol, conveying themes of finance and currency.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15" =
style=3D"font-family:'MonzoSansEB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
                                           Withdraw less, earn more=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15" =
style=3D"padding-top:10px;font-family:'MonzoSansR', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#111111">=0A=
                                                                         =
                                           Get a higher rate for making =
2 (or fewer) withdrawals a year. Need to withdraw more? We=E2=80=99ll =
lower your rate to 2.60% AER (variable) until your next Pot anniversary.=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                               </table>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                       </tr>=0A=
                                                                         =
                   </table>=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td height=3D"30">=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
                   <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/Bs=
gRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MX=
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W9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh" target=3D"_blank">=0A=
                                                                         =
                                   <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/692030808c4bfd0073162194/original.png?1763717247" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" alt=3D"Red =
square icon featuring a white sprouting plant with two leaves, =
symbolizing growth and nature. The design conveys freshness and =
simplicity.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15" =
style=3D"font-family:'MonzoSansEB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
                                           Money's never locked away=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15" =
style=3D"padding-top:10px;font-family:'MonzoSansR', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#111111">=0A=
                                                                         =
                                           No matter how many =
withdrawals you=E2=80=99ve made, you can always access your money =
instantly. No notice periods, no delays, no extra steps.=0A=
                                                                         =
                                       </td>=0A=
                                                                         =
                                   </tr>=0A=
                                                                         =
                               </table>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                       </tr>=0A=
                                                                         =
                   </table>=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td height=3D"30">=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td>=0A=
                                                                         =
                   <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                       <tr>=0A=
                                                                         =
                           <td class=3D"mobile align" valign=3D"middle" =
align=3D"center" width=3D"50">=0A=
                                                                         =
                               <a =
href=3D"https://clicks.monzo.com/f/a/_iIzofyUnRsQlNkqL6GuPA~~/AAAHahA~/Bs=
gRpXZU6jnGwErekVPzlAUB_UNcZ_60WqEukXGxHNWwWFK0VKyxVYsKOHxftszuwjJ1fGos7MX=
KjF9OwgeXcLfZ-IoPkNlrjsGuaZofYRN9jSh8EXhA8OQzXGRWa-bWrC_QpVa73Dgv87H19Vmy=
W9nqh1Gzovj2LZWb83kS83X9b4Nx67UUOBm3_XqmYYGh" target=3D"_blank">=0A=
                                                                         =
                                   <img class=3D"imgFullCenter" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/68d14c2aa983d00092167899/original.png?1758546985" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" alt=3D"A =
red square icon features a stylized white magnet with a single =
horizontal line above it and an arrow pointing right, suggesting =
movement or direction.">=0A=
                                                                         =
                               </a>=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td width=3D"20" class=3D"displayNone">=0A=
                                                                         =
                           </td>=0A=
                                                                         =
                           <td class=3D"mobile pl-35 pr-35">=0A=
                                                                         =
                               <table align=3D"left" class=3D"fullWidth" =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
                                   <tr>=0A=
                                                                         =
                                       <td class=3D"textCenter pt-15 " =
style=3D"font-family:'MonzoSansEB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:16px;line-height:24px;mso-line-heigh=
t-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;font-weight:800;">=0A=
                                                                         =
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Monzo Bank Limited is a company registered in England and Wales =
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Monzo Bank Ltd is authorised by the Prudential Regulation Authority and =
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