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From: "Comparethemarket.com" <news@email.comparethemarket.com>
To: <bob@sarahharvey.com>
Subject: You could find the right option for you, it's simples...
Date: Tue, 30 Dec 2025 13:06:22 -0000
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Small switches for a brighter, more relaxing 2026

This email was sent to bob@sarahharvey.com.

 <https://clicks.comparethemarket.com/f/a/keIjToBResRlToozamH-YQ~~/AAAHahA~/OnPICsqf9iG6gzfX0Yki9R7vw9Ly9zVeN7JVCem_2B35V6bnt53vV51YR1E9DIAnbOilVolcfofVS_DTx03Hi6ND_lDkx7g3fwNDxQ8wlo-YMJqgyzrxCbMZ0oDz3DE8z5xT6TJAZY9LmvZq9ZVykQHmQyGeLyPdlwr-O4t37qfh0AcAr6sJuGEI_LEUoqEDSEp2Ics_MLWOMAF20Rx_JnfVclFzHXlVJ50t1jGvvYfbwM4KM1HEVk55JvaZAjZz1_EOjIhk0xz9pbLP6vgQRYnt9QPyJdSs6kvGW40VeMtIBj2bj9ehXObRK5OLjCClQ9m9W6boVH0Avb44RNbUtvJBsORh-sOw_0czNSvb1W4~>

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Sign In 
<https://clicks.comparethemarket.com/f/a/C-mQnYlmEI881A9NLrQNYA~~/AAAHahA~/ulC6dnpiS95UgqmtezBtg_fDa1X1lPt9UePCwuqx17iAN8Aaldn8KXtP9HcEZteunyKTjzKQNdgNKV75G37ApJMtDKK3iFcxLs2nTlILjPBAd-2Wj5NXuL-hdZVEhwwl1JTtQ8ZWf6sm7oNykiKsNUYi_ogjmdNrZze1WYAVEZXcV8BB0jueNXUd_i04hROxPSpvdxLp5N0DMmGh0FQRHeiDVNSnTh8aIgGUf6GJw41qaHY5VBSKeYBmE404hRAWP64JCRq4gfQ_SyON3MhsacP4C0Xqwz_m-Rabs5kd_KMStSUHPhTlwrkyd8clOoh5rhonq8P-1czQbrKpABA1NWM8WS13mnE6QuRW5S5nx0k~>

 <https://clicks.comparethemarket.com/f/a/md3lvvPGj93AUmZ_FMT8ew~~/AAAHahA~/cr1SAzP4vTEGDKE86h9Z5qLDxOGVpL0Isa2-K8E6oYQbFeI11VkqARE1JGHM7AVm_HGUvHfmWstpc-elIXwt4TiR0h2JEIGXO0z8526iJ9ouvUDY58m3g84Wa8KsJhqcWlJ1pZBmjeLUby8M2Z8KH7dXuzmrPgZwE67-stbCg3K3RzCtIHv0c8GFqOMvPjjitvSxOw-IjkYPNF5EDNQTpsxz3qZ4J6cpPq1fnt7Kb_qlauJ_afWGOh1GiGz0KpvrBo_ovq1SC-6IXiEEAd9zPzKx4njN-M75Q14TYkHURaWZ-VGcqm3jE9AiN8MN9_HHwxGugdgiKOe58EW-wDK9_4jvjKiQe2tE6pIf0zC59w4~> 
Loans   | 
<https://clicks.comparethemarket.com/f/a/78JC-U4CpB5tqoVYQysY8w~~/AAAHahA~/V-y6oURWtWuOAPrSSwElWxyNd8YT1nJoBE0BWVtfb7YPaGvxiYjC3Dc0T7Rxt_oZ5qyzqzGBdX9WcoVUuSZVCT6UJjVI54GaxuCkSrFYRajPEcaJwlC3ipPFo7WmNigjiRTHWp-nM0Oir3BLjDrSTwKV3NpY34QTo-Yr7egxtxkY2ZyJLHwPotA8jyuYJqi_ZiDibfhRYQQIaj5z5MWOBiIlqIbRaArbwkU4HGGrp3KOIiA0pqslOuvldBtgThKx0JV_R4VjT1YEXIT-2s-mXAcToN-xFdnA6OAbkfm6u_6SV7kkkX_fXTG7NLDfgo7eqjRKBhxFhn6LYYkn1f1GYZ36lMQiPhA623DjA98Uw_g~> 
Car Insurance   | 
<https://clicks.comparethemarket.com/f/a/k59d7jQfuCLks7ah3eicSA~~/AAAHahA~/06L_26gwFV1h5S25Ul5z2oJK-sP5LdOVq_wAKC-ZuGLSR0TulfIYDPR1ARTGzJYZ6fQ1B_BSNzUyewDL0fywR-S1W31NTjxtrwzqgY5eoRVbD7HqdJ6E6aOJHDVeOmF0qjQJitoptY-LVYTWRLlkY4PJTmDKSQ1TKQ--OEGgWhQggPfhbQFK6xNkj4Zv9nXyaHpfaOSM9PXs3cYSc1jlhk1CCsTQsFUPBfzcE-Sj8NxA1yN1SOtxQP7gufTrAu-SwsM3Pg7H8zjr7Ncyypy5gCod0DNTST8AhLRQyH4SWSCQtvT3tu1uV5Hz2CYzczVanPsPidERe0x9QQbTASfPNaBYrmIK1JbD5chp0AVzwTpP2Qe1f07kciz1cNbPyLwR> 
Travel Insurance 
<https://clicks.comparethemarket.com/f/a/fnF6osCldGTjsBDWYMBNrw~~/AAAHahA~/yuXFa5Argitgc0KCSP2IWGdzXCldVw3tTvorD6aeHGX3gC50j5BhzqLZEoVLUIpkcuCsMssTwatZh4Df6XxzEWS7quss7euwuNf6DHQMJZLaDyXKnq8fkydeh6QwHPmdUaPJEy450-53X8HKVzXi4yYBSCShez7V7egm8jZL6mxv7AQMRHtw19EdKfkwO55l9enNys4VmUYqws2zSFbSr8D_3ZV1SZCsVzyQ50_m2LBCXpgL_E-pIG3cLHOEpzDKpGpz-qWoShB_vrKvD640Aam4IAAwz70NHcVlDRYexV-PCO33haG_ZFPdUO-fziJc_7z2SP0EDIG1EAdV6xghZwDqe3tphseON_LZkjfW7aM~> 
|   Life Insurance




 <https://clicks.comparethemarket.com/f/a/j91iLxN8JoIfd4Cfm1vAkA~~/AAAHahA~/OnPICsqf9iG6gzfX0Yki9R7vw9Ly9zVeN7JVCem_2B2ODOAOTh5_H660AS_cxVB-qzuf7r9vk8Hp4v4jOSEbVH_186PtMcSl9UUPonmfYYFkX3miS97IMC4q8mX-sj193ilmw6UygBystnzPGwdbCvzHl6clNBiuPDcsXw_VIvc27qnu4KkMiOWhUG0mg15Cv1HMgw3SzeyrVVZIeKJjqfetk2k6YI12xgxQz56m1A0MZ7TtoI9KyRiZPzIVNeBtytepFXTWgh3E0l3y1UJk9LbbTrjwyvwlQgkeBbxiXnVbnGCufBlrw1nt0Eimdn6bW2BF7xM7uoKVe__snOCjib_JkCJv1wgUZA16JHY_SB4~>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/69417a87eb221f12c0bee101/original.png?1765898886>

Hey Robert,
Make 2026 your era for smoother money moves, clearer plans and calmer 
finances – we’ve got exclusives that could help you tidy, trim or tone down 
your money routine. Aaaand relax!

 <https://clicks.comparethemarket.com/f/a/Pw_bm69FWToxyPFmL_Jx7g~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDb8OZPsD_QO2iEhAcQ_DQuQUIZzdklvA5AyXAin7P4lkkAlCoUYgfqGhCCXWfKUI6IVB2wc_Cr9m-UZzzbEgvQpJdbCsgqsDRx1-g6E0i8Mrl-l97xtCtnvc0lis0pWHpMUwUfXPuC6ZmOotLBPcgEgmigMB1IllMkRGA34IX6lvUc8yvTnLtG1uWjfdrbwSjerewRU3ZYtBdLwixSJBAvmo42ZPjBL5i-oxk-xusxIOYY95AYq1jKQB-q-h8ho-EUpq-YqHh0dPAMbJ3wbeZCc08ybdkm7SLEdPPoS63P9Ag~~>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/69451b5fbe6a6f0081d46b16/original.png?1766136671>




Up to 15 months interest free, plus rewards 
<https://clicks.comparethemarket.com/f/a/Rim88EGSY0MaiMsKj2DWgA~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDbiwK7fzIMtf01CEpl0rwfQZDLfQ024LN1oOcmRvKoERRUFthBsdK8qDv_zXRO9STC1YjI23CZW_bTg1dosjjaS1XqmKc6VIPjp-FRJlFvDgd1hQbSzZ9B3TbqOYNF3t9b5-XMCG-5C63BBw3mTp_bZcD_8_aI_MtCYbunFcNM5x8z1LFeG4wQL21OlDL_pwOUFEFcCFyhYOLOcJUB9yy9M-eO8QhhNDFqfR_h76tfAdTbHxFZqna3cbgd0T5GM8rl9ToOFQUpwmf0NLmurzA2ntjGQucyDVOfsdYopYYIbSQ~~>
Exclusive through us, get up to 15 months of 0% interest on balance 
transfers with no transfer fee a good option if you’re moving a smaller 
balance and want to avoid fees.



• Up to 15 months of 0% interest on balance transfers



• £20 cashback on balance transfers of £2,500 or more



• 1-year Apple TV+ subscription




 <https://clicks.comparethemarket.com/f/a/c30blw9txLiWXFqESAKeQA~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDY9bchkAGTpJGgezSYGlmYpgsgE_x63oPTRMXFS7jW_5pcjLa7Rq53gSc05DPXogoUVhI4h2-UES12e2XJ9GxSP0IE0IAufyQGdooVds8CQtuimHUdT6suFmnrHM3Z_R3wrC-tpipgKCIqKIfYwtJ__J-JJ9xOOQPYXAVBJfzGhQYIlq1xFg6DTo-E4WRuwUgID2MNcIoXstOEYrbIKV8hbocPa5YaFoVEIBOrMEyoonOfFYek3PV_u4XtSHY6ModtFhWA10J_t8KpfV9Dkm-3lcYFL4-b9vR3Eep6Uow3o2w~~> 
Compare credit cards
Representative example: Assumed borrowing of £1,200 for 1 year, at a 
Purchase Rate of 24.9% (variable), representative 24.9% APR (variable).

New customers, 18+, UK residents only. Balance transfers must be made within 
60 days of account opening. Min transfer £250 (£2,500 to get cashback). 
Barclaycard will email a verification code for Apple TV, offer available 
until 9am on 20 January 2026. T&Cs apply. Eligibility subject to status.


 <https://clicks.comparethemarket.com/f/a/7Hpj2EoQG_FlbZ4eozLpxw~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxsBuhz0ENDHA5L6MvFlNvUrUKTeOvwQ-0xeTq-Ag-grznQb90eFv-mrRJmKlGwPUs0hCG9n0DRJ-hqH27qhSrW9BXD2pZ3Wez2HcfuaglDwU7ti7qrbDrzFs_-qiOELq6XIZeZ1TykIu6tFfDwYnRLQQRmJ3B8-vA4sBVXUIOMtaj1c61-WskuZTKTKn52ztJFYZ9e7ZIa5HRTsbueYU3sCQ-wLpSqol6XFxWZiIMJt_n-AeQwKooeQoDr70v4WDXY7OPTS3pwUhVHgty_8es1tTZAmDpEHwlVLEtKFVYuC1Q~~>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/69451b60cd16ad0080e1b51a/original.png?1766136671>




Capital One’s longest 0% balance transfer 
<https://clicks.comparethemarket.com/f/a/g7HfBktDXCjHauvo8SIxbw~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxsXtsuTbirmjddXiprFW5KiHu0Y4yoMm81bXfXUIP2r1kf41YB_TZWs2VYuCJj1IpawTgTQMemcVhFlSCwQ6zhqIpm4JDUXfCvxqoBhAp-JCaD7zlcOpHdHxo6KF04IrbmMYsxSSI0gV_-zfL9dlHbFaRFwyRuHZyJdM3Cpr754lc9XaYwnFlf2QwRHcdLRFTa6F5AsmJkYeb9epH5n9kpzzc44r0oKHyfXnZrjBtEd48v63gyZIO1o3554nnaseWdg8WXAallDtkZ3AgsQSZtOa69IOn35fGQHfEpManwc0A~~>
Exclusive through us, this is Capital One’s longest-ever balance transfer 
offer, designed to give you more breathing space as you head into the new 
year.



• 24 months of 0% interest on balance transfers (2.9% fee)



• Their longest term, available only through us




 <https://clicks.comparethemarket.com/f/a/6x7Qy7zmnfoqZnl5RlzOCQ~~/AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxtOZ6fGqssIfa6y8mqOVCENk6KL7unii-JzrDyI515kK-mGT_d3OrVEpeNMXnOwBwuVcZy9HJWZAULY9kfxweytj8j09I5DF84YgoPNmEYiJoy9eSa8n8AY581s7XsTeKzPSSxSTX4PpqnISn9C100ZqD8s0wPku-FWxqTDdLY492QLLUS32cJBK_e_P1SuK61ajHq9fiUZHkk4PLQXqFxexcYTr_GWiL-xYxmTrhFZiFu8SMMTZRH4VKnBbENvVKY13-JNmpcy5QdbSSUNeO8BIJ6oT88CWPLqDu9lO0Wq0g~~> 
Compare credit cards
Representative example: Assuming a credit limit of £1,200 and an interest 
rate on purchases of 28.9% p.a. variable, you will receive a 28.9% APR 
representative variable.

18+. Credit subject to status, T&Cs apply. Offer available until 5pm on 26 
January 2026.


 <https://clicks.comparethemarket.com/f/a/Zhc1A0p2JX3F6a-zqCv2Nw~~/AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_EqGXrVpWZAM6QeEJOEFZz3beBw7WA3WMWzQFoYl6X_7N4XYFcvfzrSS3VxfhTaxryinjWOyoF5F1ZNyCeeOP8MZwbWYeATNNiNTxymNvOPT6yTlq65iM9Txlq30ofM8qLJbOhJBZ4CqmZMYA9IaoMMXLY0qcL8InMEdujGhi-31Xafu7up8KiamSYAZInQpFsaYv6Erza2h5GW9kPTdV9H7aTC14yy_MMSv0-Q18clUgIFDqHyFWNMclG0pH3EA5REApYF7SbIeN3qoBhmhCPFSgD7rFW3BIrk9k5n7U-mM~>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/69451b601424210081928528/original.png?1766136671>




MBNA’s longest dual card 
<https://clicks.comparethemarket.com/f/a/GumwnIO42rQwfpiSUCFTDg~~/AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_9-A9UhaD9aV34J_dOAwIUOpgCnhPHAn13jx1G4nxe0krfr60LOYmpaTlrO0SEuNd1yJ2nV7iF1xdoKe-L_ZttwfmwJN_SWAr8NtsHbDvu4XDoqhJPCTez8T24Hb9Ez91kfJZcN0Sr4MsNtZdn81Gp7ai2GzJe9pX0P-ZZW_6KjEEz7amsbyXGmChRTaDC8HENJ9ynlPMEV799ktUCyTf8NTP47A6Fke840hcdsFlR203mk3yn8kOba7dTAeS599h5avHQ_-qlMJ0wZWqmvGGYDqJcEp4HnULf4je5vr-3Ps~>
Exclusive through us, this is MBNA’s longest dual card, combining extended 
interest-free periods across balance transfers, purchases and money 
transfers in one offer.



• Up to 25 months of 0% interest on balance transfers (3.49% fee)



• 0% on purchases made within the first 60 days for up to 23 months



• Extra flexibility to support managing month-to-month spending




 <https://clicks.comparethemarket.com/f/a/QYFLzePF4hoq8PHp-bt7IQ~~/AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_GaERk52fi9lIpKpLUl6lBj5WPrdN9sb3ytixAcSDQXZwf3xrcPWCzQdbo7Lmwh5ifQ1wnsKPIvAnY0qgIIv5Jug-i80yz0m9U9A7g1WciepZ_xfvxITLyR41iTjyaE1PbfQZ4Uz-HoxTwSgZ2EpqU9qoDNIIoAe8FTlP-u7Tu2Kerj9hrrHAgqsYXp7nsMCgPdF4_DkxWFzGMj6oLcrVXx02cExgzZIpvj56kG_edB2jfLqNo4CFViJzHVrWtntgZq5bL3qUtenM4l2sIy-bUIWmSe02R8_McowV2HyTqNU~> 
Compare credit cards
Representative example: Assumed borrowing of £1,200 for 1 year, at a 
Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). 
Credit available subject to status.

18+, UK residents (not Channel Islands or Isle of Man), employed or with a 
regular income, and not in full-time education. Must not have been declined 
for credit in the last month, have no history of bad credit, and be applying 
for personal use only. Offer ends 2 February 2026.

Balance transfers must be made within 60 days of account opening.


 <https://clicks.comparethemarket.com/f/a/UA1bMnO9SG33ku4FIPcD6g~~/AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1UFlvPqAuTyvU8T4hTzx0W59qPhj9zBXzGebUqwdTaCx8wE1z_fmTQEdw_LMvNkbcKKCiAGxHPtsWhPLRqVMD7Auhqdwhzwo-zqITArV0SGWrp2EZAWMdKCwa7MTkSurGe5ls9nZUZVQ5oGWSkxZawNerlWsrp-bFjOvn01WpVwPQXhFE12vZ8TNk1VMJQN8drBw6YsYCtwK3EJpo1Bv9I5DS51NBoZMCNVimsCodVjMpSTTNQVUJo0vtS93d2m12k0XUr7MqvIVdibna8b355I4XkiUQaVMqsM8wDvJgDTo~>

  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/69456cbdfc94630b86d1cbb4/original.png?1766157501>




Exclusive MBNA loan deal 
<https://clicks.comparethemarket.com/f/a/7XHr7nsEIr_wIqbbcHszQQ~~/AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1lm8cheXsTD3WO-D0IxAkPD3yinVAmyA304JpFoR1qWk7et0HtNtiIOYvuPI0q6C2fWkQs8gXEj7_qtvyGYlXLeVbOtCwup0CEyzj1gK-1WonY0adSHSHy1eJBGXaDIbcFPO-lOGmvuI5Yjmp0TrcZDSAyWuQbdamWbxhctb0vQw1kYcDaeXTkfB8pzkdexg-T8hAY3cwu5HnB9up2CSd4v-RClr1irtqqim-1dlLSZUoB_Qs0yF68S3vacCHAyV9SBGcH4rEsHxdm1GTC1gSjeGFZutq4pp9Swbecb4t3Wo~>
Whether you’re fixing, refreshing or tackling a bigger project, this 
exclusive MBNA loan offers a clear, fixed way to borrow and plan your year 
ahead.



• Fixed monthly repayments you can plan around



• Get a £50 Amazon.co.uk Gift Card



• From 5.8% APR




 <https://clicks.comparethemarket.com/f/a/_8VLmOanyIrLbd0Y7Jl2iw~~/AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1fgmLkIT6sy9Tn4gV6zCo9Me1uFd2xwM2XrUT4_ysEZNlbfeIKZT2LUfP0w045v2G9enUIIlvJs2PbxO-1Cu3tXy8KV3DU9dUN8gypn0fQMvXkS9LTkwPv7Oxglkcyv_zW8sDlKOZQEpEmXjYFQRiTwij7MElHGkpMbhjK0w4WSFCp94KnycCNR8fVTwuT86r8EfjEAOAgE9EYk3Kok3dBcf__04H60W7mLCYMsaT8p8rbiZe_QbPa0YxiKK7iyF9IjgPcfFjdRee9SZj4ZgYJKs0FQkc45lK8WjBxUAOz-8~> 
Compare loans
Representative example: You could borrow £10,000 over 48 months with 48 
monthly repayments of £245.88. Total amount repayable will be £11,802.24 
Representative 8.7% APR, annual interest rate (fixed) 8.37%. Credit 
available subject to status.

18+, UK residents (not Channel Islands or Isle of Man), employed or with a 
regular income, and not in full-time education. Must not have been declined 
for credit in the last month, have no history of bad credit, and be applying 
for personal use only. Offer ends 14 January 2026.


  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/682306baf359810074563401/original.png?1747125945>
Compare the Market acts as a credit broker, not a lender. 18+ UK residents 
only. Lending criteria based on personal circumstances. T&Cs may apply. 
Borrow and spend responsibly.

Staying on top of your bills isn't always easy. Thankfully support is 
available no matter your situation click for more 
<https://clicks.comparethemarket.com/f/a/Gv_yNevUctySMnRWowKHbg~~/AAAHahA~/y_8-gLKOqnyaEfJ6nvkJzf42iHw4cp7097uKh2ProMhrEcdleqHOEIDuitHQeGwIP6kC5vbCbzgEx6b8r6PfPnU4WKOYNcSaTqq-546Pkrov67cOTzm823LyK3KYAWgy-9cU5fP76qxS24eXnYRGla6vcz-p4wnHpUF_IN-srLYPnq1SIU32_PhzLlYUjiDJAcWem8bk6k9QGiV1cpm0WdZt6QKxSlrLv_XXptgKVkiMiMVDcws-vsBACVo-IpQGdbBe7dWBoDP1wbtV6j2XVgCMavnwaHOW3H7Ru6P7MnxynyvFesiD9Z_Idw4a1IvFgV38tjZj8Y2Zt-iqSqV7ne6Z70Ym3EfnNpIbUVVT4Gk1hdMPhSsi7-p2AnA0GBaO>




Minimum payments on 0% cards: the basics
A 0% credit card can be a great option to shift expensive debt or spread the 
cost of a big purchase, but you’ll need to keep up with your minimum 
repayments to keep the interest-free deal. See our six top tips to help 
manage your credit card effectively and stay on top of debts.



Find out more






  <https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6825e82dfcd3800676809ec5/original.png?1747314733>
GET YOUR PAWS ON THE
MEERKAT APP

The Meerkat app is the best way for Rewards* members to enjoy Movies, Coffee 
& More.

Plus, it’s your first port of call to quickly meerkat everything from 
insurance to household bills.




 <https://clicks.comparethemarket.com/f/a/kWg8p4JAUv-JOKvVgm3PJw~~/AAAHahA~/kNDTqP9mzr_9NQ2uTxAaa-Uz9sk34RPwXFL0FygZLS1JF2KgY96fuTx9Beb_hyUzVZ4U8UEVqafXPLredFHwhxUniehQU2UVMOrX4L8wgQDVoLdUmtmXkPg17t1BtiosvP8SrgUNcf56sFAxmpDIf2ehnFlAJS1uwacRWIw7maYQfCvsGwf8yoszjDOsPNUaKzUq9rxMUPHK8dQxidWMffYApjtPmOG-sGf2dWUFfrPOfRMPmPnHzO2hl-rkDsTc3PPRWh5Po2CE7OjZgPlwSskXFbPJPqhTq_B0IAxUkTXU9668jYwR_I3wJItryC1TZLb-JBYJj0HTkK3c0acwtnN9lMZeRHQ9k_hQKmHQPeezAD2y-piyxzaXnMmr7gqo>
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Customer Service
Movies, Coffee & More

*To become a Rewards member, a qualifying product must be taken out. 1 
membership per year. Discount details, exclusions and restrictions vary per 
Reward. Full T 
<https://clicks.comparethemarket.com/f/a/NdqeODb8sjBWGJBQcWZR9w~~/AAAHahA~/eri2NiEnZMvT9k5ym0Shk1rY0fhhHmUi1Opu0abSe9GMdlzK02piqqrDLeyLmAFPzeQ3yMEDpRPlyO8Godp6GHlglji-onYMdONyFstuXaAfV1JjC61XMh8RFaitWpQPlAGG-J7nmF1weCJoL9sJJ3zIaaBcV02HeR7v86DGUU9fFea89wJQkgQ7QW35Phfoz03gyd-G6uVYWDDG7h9SZs0z0FDTHoLV0A0IFeGJD7DxsUtGIPZJ6RS_lNxRrsE5LrmTNbPdCsPP-kUB-ElGOAGnkfdVNKeE_VAT-em8qjNpAL0YcrzkdYk98TV-xre-1h0-F-3OJvTu_--xoN_c7jtZjgIcfSX_zRZaeUJYnQQBnA8JtiF7M7v5_W8lGgWY> 
&Cs apply in addition to the below.

– Enjoy 2 for 1 cinema tickets: Tuesdays or Wednesdays. Participating 
cinemas. 2 standard tickets, cheapest free.
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radius vary by outlet. Card only. Geographical restrictions may apply.
– Enjoy 25% off dining out: App only. Days available/no. of diners vary by 
participating restaurant/outlet. Restrictions may apply to special menus.
– Enjoy 25% off barista-made drinks & pastries: App only. At Caffè Nero. 2 
codes per day.

Apple and the Apple logo are trademarks of Apple Inc., registered in the 
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Compare the Market and comparethemarket.com 
<https://clicks.comparethemarket.com/f/a/3BW6iJbjLipWwokD17FB5g~~/AAAHahA~/OnPICsqf9iG6gzfX0Yki9R7vw9Ly9zVeN7JVCem_2B0Lktu5kD1U5qo0X3fg2YYbw7c3I_uVj9x2sXTlmbvx0PZZQjRv7f3NSvS1ufWfXOkyiUd1lZ82KxtyjqdZUxULQigykdttgeBE0witPFbuvllGu7puMMaivspSdrYDSrOP2mMaBNShoB62L7kbVNrkZlP7zel_uH5cdqF2LZhHNuhCXVupPJ-Pg6qdrGm0nLPF_Tgo9jqthiec9FgRPYVsTRSyNSOqzicb3UMES2gKJVVBr7ffZBFbhtwYRHXgASs7UNZfwmHtfaeSPb2zoJ-zSOWxjmbGTEReYL2yc39mx_LKH0VOeuiWDQsV4eawJLE~> 
are trading names of Compare The Market Limited. Registered in England 
No.10636682. Registered Office: Pegasus House, Bakewell Road, Orton 
Southgate, Peterborough, PE2 6YS. Compare The Market Limited is authorised 
and regulated by the Financial Conduct Authority 
<https://clicks.comparethemarket.com/f/a/BmBDeiK_WipbIskbUhjnuQ~~/AAAHahA~/UK8yylr3SV39R6KsN90_l_BRY2JKpVdc1TgZJaAXzuDuVt3hl_NFC4ps9OxeQUtNMp2EqmnrPlfevqDCYScoJ7UOw-DvBORdZY5Rk-JTBTlou49WBh8H_QMOHzDkXx9IDftJPITQasRNHWfRumGnezuNC4IN8tU9zsaMSp3q0Lj9JEdZynEsbpgtflyxZu5SFIkrfMrviIxKGyKcVwQUVRQoJ5COM8saTZLFlTlEjFCbNtHkJgSwUdx0rt1Ep4BIPBv1PouzKvUI64qyhiGAqXAOjKvSlt0NKyJ3lzACQMuOo5R5ZcMjfn3-ig3sbiL5dq_3T_naUqvbkZ2tYuoR1Q~~> 
for insurance distribution (Firm Reference Number: 778488). Energy, MOT, 
Service & Repair and Digital are not regulated by the FCA. Compare the 
Market is part of BGL Group, which also owns LesFurets.com 
<https://clicks.comparethemarket.com/f/a/CuF5fQBb7EWJ9vG6CEilYw~~/AAAHahA~/5K2pdALB3BDqsxttbnbIUDh5wGZ4XXnl4AFj1rOUthiIhGheBzdDJO1Nh_3d-9cfDGLyHDpzz6vgFQqn-V7eoswsERdmmSmqIFMsezS_F-7khyaNWHixTOvGeG_QeMUd6dmODSObOtK4KgBqKtgCrFULL4JZLxDH2u-RJYMjhl0a2Ik1NpHAHl5fADX2OAUVMWM38VXEXIkqc_KiksjJvfW62KE6RQmhfaVF-TV2Z4xH1_NDQlu-SRn0yXYar4eXhcFQP_qWgDQpYgzBcl-B-d61-yCBU84yDMc8E1_Q53i9BAvTMO9rEI8JSfuXfQV8AzO_v4j8ReCex4y5qVL4gw~~> 
, a comparison site serving customers in France.

For help and information for health, accessibility or financial issues 
please visit our Customer Support Hub 
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.

Please be aware that this email is not a sales confirmation email.


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        &nbsp;&nbsp;|&nbsp;&nbsp;=20
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href=3D"https://clicks.comparethemarket.com/f/a/78JC-U4CpB5tqoVYQysY8w~~/=
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                    </td>=0A=
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class=3D"bgblk">=0A=
                      <a =
href=3D"https://clicks.comparethemarket.com/f/a/j91iLxN8JoIfd4Cfm1vAkA~~/=
AAAHahA~/OnPICsqf9iG6gzfX0Yki9R7vw9Ly9zVeN7JVCem_2B2ODOAOTh5_H660AS_cxVB-=
qzuf7r9vk8Hp4v4jOSEbVH_186PtMcSl9UUPonmfYYFkX3miS97IMC4q8mX-sj193ilmw6Uyg=
BystnzPGwdbCvzHl6clNBiuPDcsXw_VIvc27qnu4KkMiOWhUG0mg15Cv1HMgw3SzeyrVVZIeK=
Jjqfetk2k6YI12xgxQz56m1A0MZ7TtoI9KyRiZPzIVNeBtytepFXTWgh3E0l3y1UJk9LbbTrj=
wyvwlQgkeBbxiXnVbnGCufBlrw1nt0Eimdn6bW2BF7xM7uoKVe__snOCjib_JkCJv1wgUZA16=
JHY_SB4~" alias=3D"" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family:'ApercuFur-Bold', Open Sans Condensed, =
Arial,sans-serif; font-size:36px; line-height:40px; font-weight:bold; =
color:#FEFEFE; text-align:left; text-transform: uppercase;">=0A=
                        <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69417a870f1ec20fdfa793e5/original.png?1765898886" alt=3D"Aleksandr =
and Sergei the meerkats standing together indoors under the headline =
=E2=80=9CNew Year Money Makeover=E2=80=9D." style=3D"display: block; =
border: 0" border=3D"0" class=3D"hide" width=3D"640">=0A=
                        <!--[if !mso]><!-->=0A=
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max-height: 0; width:0px; overflow: hidden; display: none;">=0A=
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src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69417a87eb221f12c0bee101/original.png?1765898886" alt=3D"Aleksandr =
and Sergei the meerkats standing together indoors under the headline =
=E2=80=9CNew Year Money Makeover=E2=80=9D." style=3D"display: block; =
border: 0" border=3D"0" class=3D"respimg" width=3D"100%">=0A=
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role=3D"presentation" style=3D"width:640px;" bgcolor=3D"#FEFEFE">=0A=
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border=3D"0" width=3D"560" class=3D"resptab" role=3D"presentation" =
style=3D"width:560px;">=0A=
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style=3D"font-family:'Simples', Arial,sans-serif; font-size:22px; =
line-height: 27px; color:#171B27; text-align:left; font-weight: bold; =
padding-bottom: 10px;">=0A=
                          Hey Robert,=0A=
                        </td>=0A=
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                        <td class=3D"darkmodetxt" align=3D"left" =
style=3D"font-family: 'Simples', Arial,sans-serif; font-size:15px; =
line-height: 20px; color:#171B27; text-align:left;">=0A=
                          Make 2026 your era for smoother money moves, =
clearer plans and calmer finances =E2=80=93 we=E2=80=99ve got exclusives =
that could help you tidy, trim or tone down your money routine. Aaaand =
relax!=0A=
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cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab" =
role=3D"presentation" style=3D"width:640px; =
border-top-right-radius:30px; border-top-left-radius:30px; =
border-bottom-right-radius:30px; border-bottom-left-radius:30px;" =
bgcolor=3D"#E8F6FF">=0A=
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style=3D"padding-top: 0px; padding-bottom: 0px;">=0A=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"640" =
role=3D"presentation" style=3D"width:640px;">=0A=
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                            <a =
href=3D"https://clicks.comparethemarket.com/f/a/Pw_bm69FWToxyPFmL_Jx7g~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDb8OZPsD_QO2iEhAcQ_DQuQUIZzdklvA=
5AyXAin7P4lkkAlCoUYgfqGhCCXWfKUI6IVB2wc_Cr9m-UZzzbEgvQpJdbCsgqsDRx1-g6E0i=
8Mrl-l97xtCtnvc0lis0pWHpMUwUfXPuC6ZmOotLBPcgEgmigMB1IllMkRGA34IX6lvUc8yvT=
nLtG1uWjfdrbwSjerewRU3ZYtBdLwixSJBAvmo42ZPjBL5i-oxk-xusxIOYY95AYq1jKQB-q-=
h8ho-EUpq-YqHh0dPAMbJ3wbeZCc08ybdkm7SLEdPPoS63P9Ag~~" alias=3D"" =
data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family:'ApercuFur-Bold', Open Sans Condensed, =
Arial,sans-serif; font-size:36px; line-height:40px; font-weight:bold; =
text-align:left; text-transform: uppercase;">=0A=
                              <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b5fbe6a6f0081d46b16/original.png?1766136671" alt=3D"image of a =
Barclaycard" border=3D"0" class=3D"hide" width=3D"640" style=3D"display: =
block; border-top-right-radius:30px; border-top-left-radius:30px;">=0A=
                              <!--[if !mso]><!-->=0A=
                              <div class=3D"show" style=3D"font-size: =
0%; max-height: 0; width:0px; overflow: hidden; display: none;">=0A=
                                <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b5fbe6a6f0081d46b16/original.png?1766136671" alt=3D"image of a =
Barclaycard" border=3D"0" class=3D"respimg" width=3D"100%" =
style=3D"display: block; border: 0;  border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
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bgcolor=3D"#E8F6FF" style=3D"padding-top:40px; =
border-top-right-radius:0px; border-top-left-radius:0px; ">=0A=
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                      </table>=0A=
                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;  border-bottom-right-radius:30px; =
border-bottom-left-radius:30px; " bgcolor=3D"#E8F6FF">=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"padlr20" align=3D"center" =
style=3D"padding-bottom: 40px;">=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" role=3D"presentation" style=3D"width:560px; =
border-radius: 20px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 12px;" =
bgcolor=3D"#FEFEFE" class=3D"bgblk resptab">=0A=
                              <tr align=3D"center">=0A=
                                <td align=3D"center" =
style=3D"padding-top: 20px; padding-bottom: 20px;">=0A=
                                  <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"560" class=3D"resptab" =
role=3D"presentation" style=3D"width:560px;">=0A=
                                    <tr align=3D"center">=0A=
                                      <td align=3D"center" =
class=3D"padlr20">=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                          <tr align=3D"center">=0A=
                                            <td class=3D"f26" =
align=3D"left" style=3D"font-family:'ApercuFur-Bold', Open Sans =
Condensed, Arial,sans-serif; font-size:24px; line-height: 36px; =
color:#0027D7; text-align:left; font-weight: bold;padding-top: 10px; =
text-transform: uppercase;">=0A=
                                              <a style=3D"color:#0027D7; =
text-decoration: none" target=3D"_blank" =
href=3D"https://clicks.comparethemarket.com/f/a/Rim88EGSY0MaiMsKj2DWgA~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDbiwK7fzIMtf01CEpl0rwfQZDLfQ024L=
N1oOcmRvKoERRUFthBsdK8qDv_zXRO9STC1YjI23CZW_bTg1dosjjaS1XqmKc6VIPjp-FRJlF=
vDgd1hQbSzZ9B3TbqOYNF3t9b5-XMCG-5C63BBw3mTp_bZcD_8_aI_MtCYbunFcNM5x8z1LFe=
G4wQL21OlDL_pwOUFEFcCFyhYOLOcJUB9yy9M-eO8QhhNDFqfR_h76tfAdTbHxFZqna3cbgd0=
T5GM8rl9ToOFQUpwmf0NLmurzA2ntjGQucyDVOfsdYopYYIbSQ~~" alias=3D"">Up to =
15 months interest free, plus rewards</a>=0A=
                                            </td>=0A=
                                          </tr>=0A=
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                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding: 10px 0 10px 0;">=0A=
                                              Exclusive through us, get =
<strong style=3D"">up to 15 months </strong>of 0% interest on <strong =
style=3D"">balance transfers</strong> with no transfer fee a good option =
if you=E2=80=99re moving a smaller balance and want to avoid fees.=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                        </table>=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                            =0A=
                                          =0A=
                                          =0A=
=0A=
                                          <tr>=0A=
                                            <td style=3D"padding:10px 0 =
10px 0;">=0A=
                                              <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                  <td width=3D"100%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2  <strong =
style=3D"">Up to 15 months</strong> of <strong style=3D"">0% =
interest</strong> on <strong style=3D"">balance transfers</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      <strong =
style=3D"">=E2=80=A2  =C2=A320 cashback on balance transfers of =
=C2=A32,500 or more</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      <strong =
style=3D"">=E2=80=A2  1-year Apple TV+ subscription</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
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style=3D"padding-top: 10px;">=0A=
                                              <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
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class=3D"resptab db lfloat" valign=3D"top">=0A=
                                                    <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"resptab" role=3D"presentation" style=3D"width:230px;">=0A=
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align=3D"center">=0A=
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align=3D"center">=0A=
                                                          <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"cta resptab" role=3D"presentation" style=3D"width: 230px; =
border-radius: 25px; border: 2px solid #0027D7;" bgcolor=3D"#0027D7">=0A=
                                                            <tr =
align=3D"center">=0A=
                                                              <td =
align=3D"center" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size: 16px; line-height: 24px; color: #FEFEFE; =
mso-line-height-rule: exactly; text-decoration: none; font-weight: =
bold;">=0A=
                                                                <a =
href=3D"https://clicks.comparethemarket.com/f/a/c30blw9txLiWXFqESAKeQA~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoOm2htdAPBJ-8T0SoPXHVDY9bchkAGTpJGgezSYGlmYpgsgE_x63o=
PTRMXFS7jW_5pcjLa7Rq53gSc05DPXogoUVhI4h2-UES12e2XJ9GxSP0IE0IAufyQGdooVds8=
CQtuimHUdT6suFmnrHM3Z_R3wrC-tpipgKCIqKIfYwtJ__J-JJ9xOOQPYXAVBJfzGhQYIlq1x=
Fg6DTo-E4WRuwUgID2MNcIoXstOEYrbIKV8hbocPa5YaFoVEIBOrMEyoonOfFYek3PV_u4XtS=
HY6ModtFhWA10J_t8KpfV9Dkm-3lcYFL4-b9vR3Eep6Uow3o2w~~" alias=3D"" =
data-linkto=3D"https://" target=3D"_blank" style=3D"font-family: =
'Simples', Arial,sans-serif; font-size: 16px; line-height: 24px; color: =
#FEFEFE; mso-line-height-rule: exactly; text-decoration: none; =
font-weight: bold; display: block; padding: 7px 24px;">=0A=
                                                                  <span =
style=3D"font-size: 14px; line-height: px;">Compare credit cards</span>=0A=
                                                                </a>=0A=
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class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding-top: 24px;">=0A=
                                              <strong =
style=3D"">Representative example: Assumed borrowing of =C2=A31,200 for =
1 year, at a Purchase Rate of 24.9% (variable), representative 24.9% APR =
(variable).</strong><br><br>New customers, 18+, UK residents only. =
Balance transfers must be made within 60 days of account opening. Min =
transfer =C2=A3250 (=C2=A32,500 to get cashback). Barclaycard will email =
a verification code for Apple TV, offer available until 9am on 20 =
January 2026. T&amp;Cs apply. Eligibility subject to status.=0A=
                                            </td>=0A=
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border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;" bgcolor=3D"#E8F6FF">=0A=
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padtop40bot16" style=3D"padding-top: 16px; padding-bottom: 16px;">=0A=
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cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab" =
role=3D"presentation" style=3D"width:640px; =
border-top-right-radius:30px; border-top-left-radius:30px; =
border-bottom-right-radius:30px; border-bottom-left-radius:30px;" =
bgcolor=3D"#E8F6FF">=0A=
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style=3D"padding-top: 0px; padding-bottom: 0px;">=0A=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"640" =
role=3D"presentation" style=3D"width:640px;">=0A=
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                            <a =
href=3D"https://clicks.comparethemarket.com/f/a/7Hpj2EoQG_FlbZ4eozLpxw~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxsBuhz0ENDHA5L6MvFlNvUrUKTeOvwQ-=
0xeTq-Ag-grznQb90eFv-mrRJmKlGwPUs0hCG9n0DRJ-hqH27qhSrW9BXD2pZ3Wez2Hcfuagl=
DwU7ti7qrbDrzFs_-qiOELq6XIZeZ1TykIu6tFfDwYnRLQQRmJ3B8-vA4sBVXUIOMtaj1c61-=
WskuZTKTKn52ztJFYZ9e7ZIa5HRTsbueYU3sCQ-wLpSqol6XFxWZiIMJt_n-AeQwKooeQoDr7=
0v4WDXY7OPTS3pwUhVHgty_8es1tTZAmDpEHwlVLEtKFVYuC1Q~~" alias=3D"" =
data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family:'ApercuFur-Bold', Open Sans Condensed, =
Arial,sans-serif; font-size:36px; line-height:40px; font-weight:bold; =
text-align:left; text-transform: uppercase;">=0A=
                              <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b60cd16ad0080e1b51a/original.png?1766136671" alt=3D"image of a =
Capital One card" border=3D"0" class=3D"hide" width=3D"640" =
style=3D"display: block; border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
                              <!--[if !mso]><!-->=0A=
                              <div class=3D"show" style=3D"font-size: =
0%; max-height: 0; width:0px; overflow: hidden; display: none;">=0A=
                                <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b60cd16ad0080e1b51a/original.png?1766136671" alt=3D"image of a =
Capital One card" border=3D"0" class=3D"respimg" width=3D"100%" =
style=3D"display: block; border: 0;  border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
                              </div>=0A=
                              <!--<![endif]-->=0A=
                            </a>=0A=
                          </td>=0A=
                        </tr>=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"padlr20" align=3D"center" =
bgcolor=3D"#E8F6FF" style=3D"padding-top:40px; =
border-top-right-radius:0px; border-top-left-radius:0px; ">=0A=
                            =0A=
                          </td>=0A=
                        </tr>=0A=
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                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;  border-bottom-right-radius:30px; =
border-bottom-left-radius:30px; " bgcolor=3D"#E8F6FF">=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"padlr20" align=3D"center" =
style=3D"padding-bottom: 40px;">=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" role=3D"presentation" style=3D"width:560px; =
border-radius: 20px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 12px;" =
bgcolor=3D"#FEFEFE" class=3D"bgblk resptab">=0A=
                              <tr align=3D"center">=0A=
                                <td align=3D"center" =
style=3D"padding-top: 20px; padding-bottom: 20px;">=0A=
                                  <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"560" class=3D"resptab" =
role=3D"presentation" style=3D"width:560px;">=0A=
                                    <tr align=3D"center">=0A=
                                      <td align=3D"center" =
class=3D"padlr20">=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                          <tr align=3D"center">=0A=
                                            <td class=3D"f26" =
align=3D"left" style=3D"font-family:'ApercuFur-Bold', Open Sans =
Condensed, Arial,sans-serif; font-size:24px; line-height: 36px; =
color:#0027D7; text-align:left; font-weight: bold;padding-top: 10px; =
text-transform: uppercase;">=0A=
                                              <a style=3D"color:#0027D7; =
text-decoration: none" target=3D"_blank" =
href=3D"https://clicks.comparethemarket.com/f/a/g7HfBktDXCjHauvo8SIxbw~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxsXtsuTbirmjddXiprFW5KiHu0Y4yoMm=
81bXfXUIP2r1kf41YB_TZWs2VYuCJj1IpawTgTQMemcVhFlSCwQ6zhqIpm4JDUXfCvxqoBhAp=
-JCaD7zlcOpHdHxo6KF04IrbmMYsxSSI0gV_-zfL9dlHbFaRFwyRuHZyJdM3Cpr754lc9XaYw=
nFlf2QwRHcdLRFTa6F5AsmJkYeb9epH5n9kpzzc44r0oKHyfXnZrjBtEd48v63gyZIO1o3554=
nnaseWdg8WXAallDtkZ3AgsQSZtOa69IOn35fGQHfEpManwc0A~~" alias=3D"">Capital =
One=E2=80=99s longest 0% balance transfer</a>=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                          =0A=
                                          <tr align=3D"center">=0A=
                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding: 10px 0 10px 0;">=0A=
                                              Exclusive through us, this =
is Capital One=E2=80=99s longest-ever balance transfer offer, designed =
to give you more breathing space as you head into the new year.=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                        </table>=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                            =0A=
                                          =0A=
                                          =0A=
=0A=
                                          <tr>=0A=
                                            <td style=3D"padding:10px 0 =
10px 0;">=0A=
                                              <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                  <td width=3D"100%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2  <strong =
style=3D"">24 months</strong> of <strong style=3D"">0% interest</strong> =
on <strong style=3D"">balance transfers</strong> (<strong =
style=3D"">2.9% fee</strong>)=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2<strong =
style=3D""> Their longest term, available only through us</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                =0A=
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                                              </table>=0A=
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                                          </tr>=0A=
                                          =0A=
                                          <tr align=3D"center">=0A=
                                            <td align=3D"center" =
style=3D"padding-top: 10px;">=0A=
                                              <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                                <tr align=3D"center">=0A=
                                                  <th align=3D"left" =
class=3D"resptab db lfloat" valign=3D"top">=0A=
                                                    <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"resptab" role=3D"presentation" style=3D"width:230px;">=0A=
                                                      <tr =
align=3D"center">=0A=
                                                        <td =
align=3D"center">=0A=
                                                          <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"cta resptab" role=3D"presentation" style=3D"width: 230px; =
border-radius: 25px; border: 2px solid #0027D7;" bgcolor=3D"#0027D7">=0A=
                                                            <tr =
align=3D"center">=0A=
                                                              <td =
align=3D"center" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size: 16px; line-height: 24px; color: #FEFEFE; =
mso-line-height-rule: exactly; text-decoration: none; font-weight: =
bold;">=0A=
                                                                <a =
href=3D"https://clicks.comparethemarket.com/f/a/6x7Qy7zmnfoqZnl5RlzOCQ~~/=
AAAHahA~/bYldrHu7fBQl8pCJ3y-mGKBv5ngGUNHvdLYPda_4UjpCZFidlV5cVfHcHQVD9cK-=
xV2QSdfugqS35WJ5xd-MoEcGDkyUzFi3Mn0JsNtYhxtOZ6fGqssIfa6y8mqOVCENk6KL7unii=
-JzrDyI515kK-mGT_d3OrVEpeNMXnOwBwuVcZy9HJWZAULY9kfxweytj8j09I5DF84YgoPNmE=
YiJoy9eSa8n8AY581s7XsTeKzPSSxSTX4PpqnISn9C100ZqD8s0wPku-FWxqTDdLY492QLLUS=
32cJBK_e_P1SuK61ajHq9fiUZHkk4PLQXqFxexcYTr_GWiL-xYxmTrhFZiFu8SMMTZRH4VKnB=
bENvVKY13-JNmpcy5QdbSSUNeO8BIJ6oT88CWPLqDu9lO0Wq0g~~" alias=3D"" =
data-linkto=3D"https://" target=3D"_blank" style=3D"font-family: =
'Simples', Arial,sans-serif; font-size: 16px; line-height: 24px; color: =
#FEFEFE; mso-line-height-rule: exactly; text-decoration: none; =
font-weight: bold; display: block; padding: 7px 24px;">=0A=
                                                                  <span =
style=3D"font-size: 14px; line-height: px;">Compare credit cards</span>=0A=
                                                                </a>=0A=
                                                              </td>=0A=
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                                                      </tr>=0A=
                                                    </table>=0A=
                                                  </th>=0A=
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                                          </tr>=0A=
                                          <tr align=3D"center">=0A=
                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding-top: 24px;">=0A=
                                              <strong =
style=3D"">Representative example: Assuming a credit limit of =
=C2=A31,200 and an interest rate on purchases of 28.9% p.a. variable, =
you will receive a 28.9% APR representative =
variable.</strong><br><br>18+. Credit subject to status, T&amp;Cs apply. =
Offer available until 5pm on 26 January 2026.=0A=
                                            </td>=0A=
                                          </tr>=0A=
=0A=
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                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;" bgcolor=3D"#E8F6FF">=0A=
                        =0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                </table>=0A=
              =0A=
                <!-- Intro Start -->=0A=
                =0A=
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                <table cellpadding=3D"0" align=3D"center" =
cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab bgblk" =
role=3D"presentation" style=3D"width:640px;" bgcolor=3D"#FEFEFE">=0A=
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                  <td align=3D"center" class=3D"padlr20 padtop16 =
padtop40bot16" style=3D"padding-top: 16px; padding-bottom: 16px;">=0A=
                    <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" class=3D"resptab" role=3D"presentation" =
style=3D"width:560px;">=0A=
                      =0A=
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                <!-- Intro END -->=0A=
              =0A=
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                  <table align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab" =
role=3D"presentation" style=3D"width:640px; =
border-top-right-radius:30px; border-top-left-radius:30px; =
border-bottom-right-radius:30px; border-bottom-left-radius:30px;" =
bgcolor=3D"#E8F6FF">=0A=
                  <tr align=3D"center">=0A=
                    <td align=3D"center" class=3D"padtop0 padbot0" =
style=3D"padding-top: 0px; padding-bottom: 0px;">=0A=
                      <table align=3D"center" class=3D"resptab" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"640" =
role=3D"presentation" style=3D"width:640px;">=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"" align=3D"center">=0A=
                            <a =
href=3D"https://clicks.comparethemarket.com/f/a/Zhc1A0p2JX3F6a-zqCv2Nw~~/=
AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_=
EqGXrVpWZAM6QeEJOEFZz3beBw7WA3WMWzQFoYl6X_7N4XYFcvfzrSS3VxfhTaxryinjWOyoF=
5F1ZNyCeeOP8MZwbWYeATNNiNTxymNvOPT6yTlq65iM9Txlq30ofM8qLJbOhJBZ4CqmZMYA9I=
aoMMXLY0qcL8InMEdujGhi-31Xafu7up8KiamSYAZInQpFsaYv6Erza2h5GW9kPTdV9H7aTC1=
4yy_MMSv0-Q18clUgIFDqHyFWNMclG0pH3EA5REApYF7SbIeN3qoBhmhCPFSgD7rFW3BIrk9k=
5n7U-mM~" alias=3D"" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family:'ApercuFur-Bold', Open Sans Condensed, =
Arial,sans-serif; font-size:36px; line-height:40px; font-weight:bold; =
text-align:left; text-transform: uppercase;">=0A=
                              <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b601424210081928528/original.png?1766136671" alt=3D"Image of =
MBNA credit card" border=3D"0" class=3D"hide" width=3D"640" =
style=3D"display: block; border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
                              <!--[if !mso]><!-->=0A=
                              <div class=3D"show" style=3D"font-size: =
0%; max-height: 0; width:0px; overflow: hidden; display: none;">=0A=
                                <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69451b601424210081928528/original.png?1766136671" alt=3D"Image of =
MBNA credit card" border=3D"0" class=3D"respimg" width=3D"100%" =
style=3D"display: block; border: 0;  border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
                              </div>=0A=
                              <!--<![endif]-->=0A=
                            </a>=0A=
                          </td>=0A=
                        </tr>=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"padlr20" align=3D"center" =
bgcolor=3D"#E8F6FF" style=3D"padding-top:40px; =
border-top-right-radius:0px; border-top-left-radius:0px; ">=0A=
                            =0A=
                          </td>=0A=
                        </tr>=0A=
                      </table>=0A=
                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;  border-bottom-right-radius:30px; =
border-bottom-left-radius:30px; " bgcolor=3D"#E8F6FF">=0A=
                        <tr align=3D"center">=0A=
                          <td class=3D"padlr20" align=3D"center" =
style=3D"padding-bottom: 40px;">=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" role=3D"presentation" style=3D"width:560px; =
border-radius: 20px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 12px;" =
bgcolor=3D"#FEFEFE" class=3D"bgblk resptab">=0A=
                              <tr align=3D"center">=0A=
                                <td align=3D"center" =
style=3D"padding-top: 20px; padding-bottom: 20px;">=0A=
                                  <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"560" class=3D"resptab" =
role=3D"presentation" style=3D"width:560px;">=0A=
                                    <tr align=3D"center">=0A=
                                      <td align=3D"center" =
class=3D"padlr20">=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                          <tr align=3D"center">=0A=
                                            <td class=3D"f26" =
align=3D"left" style=3D"font-family:'ApercuFur-Bold', Open Sans =
Condensed, Arial,sans-serif; font-size:24px; line-height: 36px; =
color:#0027D7; text-align:left; font-weight: bold;padding-top: 10px; =
text-transform: uppercase;">=0A=
                                              <a style=3D"color:#0027D7; =
text-decoration: none" target=3D"_blank" =
href=3D"https://clicks.comparethemarket.com/f/a/GumwnIO42rQwfpiSUCFTDg~~/=
AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_=
9-A9UhaD9aV34J_dOAwIUOpgCnhPHAn13jx1G4nxe0krfr60LOYmpaTlrO0SEuNd1yJ2nV7iF=
1xdoKe-L_ZttwfmwJN_SWAr8NtsHbDvu4XDoqhJPCTez8T24Hb9Ez91kfJZcN0Sr4MsNtZdn8=
1Gp7ai2GzJe9pX0P-ZZW_6KjEEz7amsbyXGmChRTaDC8HENJ9ynlPMEV799ktUCyTf8NTP47A=
6Fke840hcdsFlR203mk3yn8kOba7dTAeS599h5avHQ_-qlMJ0wZWqmvGGYDqJcEp4HnULf4je=
5vr-3Ps~" alias=3D"">MBNA=E2=80=99s longest dual card</a>=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                          =0A=
                                          <tr align=3D"center">=0A=
                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding: 10px 0 10px 0;">=0A=
                                              Exclusive through us, this =
is MBNA=E2=80=99s longest dual card, combining extended interest-free =
periods across balance transfers, purchases and money transfers in one =
offer.=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                        </table>=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                            =0A=
                                          =0A=
                                          =0A=
=0A=
                                          <tr>=0A=
                                            <td style=3D"padding:10px 0 =
10px 0;">=0A=
                                              <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                  <td width=3D"100%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 <strong =
style=3D"">Up to</strong> <strong style=3D"">25 months </strong>of =
<strong style=3D"">0% interest</strong> on<strong style=3D""> balance =
transfers</strong> <strong style=3D"">(3.49% fee)</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 <strong =
style=3D"">0% on purchases </strong>made within the first 60 days for =
<strong style=3D"">up to 23 months</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
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class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 Extra =
<strong style=3D"">flexibility </strong>to support<strong style=3D""> =
managing month-to-month</strong> spending=0A=
                                                    </h4>=0A=
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style=3D"padding-top: 10px;">=0A=
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cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
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align=3D"center">=0A=
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align=3D"center">=0A=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"cta resptab" role=3D"presentation" style=3D"width: 230px; =
border-radius: 25px; border: 2px solid #0027D7;" bgcolor=3D"#0027D7">=0A=
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align=3D"center">=0A=
                                                              <td =
align=3D"center" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size: 16px; line-height: 24px; color: #FEFEFE; =
mso-line-height-rule: exactly; text-decoration: none; font-weight: =
bold;">=0A=
                                                                <a =
href=3D"https://clicks.comparethemarket.com/f/a/QYFLzePF4hoq8PHp-bt7IQ~~/=
AAAHahA~/fAM3Mm2Dfu-66-iw4Zw_VbGosUMtPRg8WukTWlmkKtJZuJaPdUXCBgNHbOcmZ7y_=
GaERk52fi9lIpKpLUl6lBj5WPrdN9sb3ytixAcSDQXZwf3xrcPWCzQdbo7Lmwh5ifQ1wnsKPI=
vAnY0qgIIv5Jug-i80yz0m9U9A7g1WciepZ_xfvxITLyR41iTjyaE1PbfQZ4Uz-HoxTwSgZ2E=
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gzZIpvj56kG_edB2jfLqNo4CFViJzHVrWtntgZq5bL3qUtenM4l2sIy-bUIWmSe02R8_McowV=
2HyTqNU~" alias=3D"" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family: 'Simples', Arial,sans-serif; font-size: 16px; =
line-height: 24px; color: #FEFEFE; mso-line-height-rule: exactly; =
text-decoration: none; font-weight: bold; display: block; padding: 7px =
24px;">=0A=
                                                                  =
Compare credit cards=0A=
                                                                </a>=0A=
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font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding-top: 24px;">=0A=
                                              <span style=3D"font-size: =
15px; line-height: px;"><strong style=3D"">Representative example: =
Assumed borrowing of =C2=A31,200 for 1 year, at a Purchase Rate of =
24.94% (variable), representative 24.9% APR (variable). Credit available =
subject to status.</strong></span>    <br><br>18+, UK residents (not =
Channel Islands or Isle of Man), employed or with a regular income, and =
not in full-time education. Must not have been declined for credit in =
the last month, have no history of bad credit, and be applying for =
personal use only. Offer ends 2 February 2026.<br><br>Balance transfers =
must be made within 60 days of account opening.=0A=
                                            </td>=0A=
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                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;" bgcolor=3D"#E8F6FF">=0A=
                        =0A=
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              =0A=
                <!-- Intro Start -->=0A=
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padtop40bot16" style=3D"padding-top: 16px; padding-bottom: 16px;">=0A=
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cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab" =
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border-top-right-radius:30px; border-top-left-radius:30px; =
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style=3D"padding-top: 0px; padding-bottom: 0px;">=0A=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"640" =
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                          <td class=3D"" align=3D"center">=0A=
                            <a =
href=3D"https://clicks.comparethemarket.com/f/a/UA1bMnO9SG33ku4FIPcD6g~~/=
AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1=
UFlvPqAuTyvU8T4hTzx0W59qPhj9zBXzGebUqwdTaCx8wE1z_fmTQEdw_LMvNkbcKKCiAGxHP=
tsWhPLRqVMD7Auhqdwhzwo-zqITArV0SGWrp2EZAWMdKCwa7MTkSurGe5ls9nZUZVQ5oGWSkx=
ZawNerlWsrp-bFjOvn01WpVwPQXhFE12vZ8TNk1VMJQN8drBw6YsYCtwK3EJpo1Bv9I5DS51N=
BoZMCNVimsCodVjMpSTTNQVUJo0vtS93d2m12k0XUr7MqvIVdibna8b355I4XkiUQaVMqsM8w=
DvJgDTo~" alias=3D"" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family:'ApercuFur-Bold', Open Sans Condensed, =
Arial,sans-serif; font-size:36px; line-height:40px; font-weight:bold; =
text-align:left; text-transform: uppercase;">=0A=
                              <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69456cbdfc94630b86d1cbb4/original.png?1766157501" alt=3D"Sergei =
holding a piggy bank beside the MBNA logo." border=3D"0" class=3D"hide" =
width=3D"640" style=3D"display: block; border-top-right-radius:30px; =
border-top-left-radius:30px;">=0A=
                              <!--[if !mso]><!-->=0A=
                              <div class=3D"show" style=3D"font-size: =
0%; max-height: 0; width:0px; overflow: hidden; display: none;">=0A=
                                <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69456cbdfc94630b86d1cbb4/original.png?1766157501" alt=3D"Sergei =
holding a piggy bank beside the MBNA logo." border=3D"0" =
class=3D"respimg" width=3D"100%" style=3D"display: block; border: 0;  =
border-top-right-radius:30px; border-top-left-radius:30px;">=0A=
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                              <!--<![endif]-->=0A=
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bgcolor=3D"#E8F6FF" style=3D"padding-top:40px; =
border-top-right-radius:0px; border-top-left-radius:0px; ">=0A=
                            =0A=
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border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;  border-bottom-right-radius:30px; =
border-bottom-left-radius:30px; " bgcolor=3D"#E8F6FF">=0A=
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                          <td class=3D"padlr20" align=3D"center" =
style=3D"padding-bottom: 40px;">=0A=
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border=3D"0" width=3D"560" role=3D"presentation" style=3D"width:560px; =
border-radius: 20px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 12px;" =
bgcolor=3D"#FEFEFE" class=3D"bgblk resptab">=0A=
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                                <td align=3D"center" =
style=3D"padding-top: 20px; padding-bottom: 20px;">=0A=
                                  <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"560" class=3D"resptab" =
role=3D"presentation" style=3D"width:560px;">=0A=
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class=3D"padlr20">=0A=
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cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                          <tr align=3D"center">=0A=
                                            <td class=3D"f26" =
align=3D"left" style=3D"font-family:'ApercuFur-Bold', Open Sans =
Condensed, Arial,sans-serif; font-size:24px; line-height: 36px; =
color:#0027D7; text-align:left; font-weight: bold;padding-top: 10px; =
text-transform: uppercase;">=0A=
                                              <a style=3D"color:#0027D7; =
text-decoration: none" target=3D"_blank" =
href=3D"https://clicks.comparethemarket.com/f/a/7XHr7nsEIr_wIqbbcHszQQ~~/=
AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1=
lm8cheXsTD3WO-D0IxAkPD3yinVAmyA304JpFoR1qWk7et0HtNtiIOYvuPI0q6C2fWkQs8gXE=
j7_qtvyGYlXLeVbOtCwup0CEyzj1gK-1WonY0adSHSHy1eJBGXaDIbcFPO-lOGmvuI5Yjmp0T=
rcZDSAyWuQbdamWbxhctb0vQw1kYcDaeXTkfB8pzkdexg-T8hAY3cwu5HnB9up2CSd4v-RClr=
1irtqqim-1dlLSZUoB_Qs0yF68S3vacCHAyV9SBGcH4rEsHxdm1GTC1gSjeGFZutq4pp9Swbe=
cb4t3Wo~" alias=3D"">Exclusive MBNA loan deal</a>=0A=
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                                          </tr>=0A=
                                          =0A=
                                          <tr align=3D"center">=0A=
                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding: 10px 0 10px 0;">=0A=
                                              Whether you=E2=80=99re =
fixing, refreshing or tackling a bigger project, this exclusive MBNA =
loan offers a clear, fixed way to borrow and plan your year ahead.=0A=
                                            </td>=0A=
                                          </tr>=0A=
                                        </table>=0A=
                                        <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
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                                            <td style=3D"padding:10px 0 =
10px 0;">=0A=
                                              <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                  <td width=3D"100%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 <strong =
style=3D"">Fixed monthly repayments</strong> you can plan around=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 Get a =
<strong style=3D"">=C2=A350 Amazon.co.uk Gift Card </strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
                                                <tr>=0A=
                                                  <td width=3D"50%" =
style=3D"padding:8px; text-align:left;" class=3D"darkmodetxt">=0A=
                                                    <h4 =
style=3D"margin:0; font-family: 'Simples', Arial,sans-serif; font-size: =
16px; font-weight:normal; color:#001964; line-height:1.25em;" =
class=3D"darkmodetxt">=0A=
                                                      =E2=80=A2 From =
<strong style=3D"">5.8% APR</strong>=0A=
                                                    </h4>=0A=
                                                  </td>=0A=
                                                </tr>=0A=
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                                          <tr align=3D"center">=0A=
                                            <td align=3D"center" =
style=3D"padding-top: 10px;">=0A=
                                              <table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" width=3D"480" class=3D"resptab" =
role=3D"presentation" style=3D"width:480px;">=0A=
                                                <tr align=3D"center">=0A=
                                                  <th align=3D"left" =
class=3D"resptab db lfloat" valign=3D"top">=0A=
                                                    <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"resptab" role=3D"presentation" style=3D"width:230px;">=0A=
                                                      <tr =
align=3D"center">=0A=
                                                        <td =
align=3D"center">=0A=
                                                          <table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"230" =
class=3D"cta resptab" role=3D"presentation" style=3D"width: 230px; =
border-radius: 25px; border: 2px solid #0027D7;" bgcolor=3D"#0027D7">=0A=
                                                            <tr =
align=3D"center">=0A=
                                                              <td =
align=3D"center" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size: 16px; line-height: 24px; color: #FEFEFE; =
mso-line-height-rule: exactly; text-decoration: none; font-weight: =
bold;">=0A=
                                                                <a =
href=3D"https://clicks.comparethemarket.com/f/a/_8VLmOanyIrLbd0Y7Jl2iw~~/=
AAAHahA~/3iCg4hu2ITSPZgi_G5WNokYwKdMWbp468d-yNs3hlmtzPFqdAZeH-4TXHe6PKtS1=
fgmLkIT6sy9Tn4gV6zCo9Me1uFd2xwM2XrUT4_ysEZNlbfeIKZT2LUfP0w045v2G9enUIIlvJ=
s2PbxO-1Cu3tXy8KV3DU9dUN8gypn0fQMvXkS9LTkwPv7Oxglkcyv_zW8sDlKOZQEpEmXjYFQ=
RiTwij7MElHGkpMbhjK0w4WSFCp94KnycCNR8fVTwuT86r8EfjEAOAgE9EYk3Kok3dBcf__04=
H60W7mLCYMsaT8p8rbiZe_QbPa0YxiKK7iyF9IjgPcfFjdRee9SZj4ZgYJKs0FQkc45lK8WjB=
xUAOz-8~" alias=3D"" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family: 'Simples', Arial,sans-serif; font-size: 16px; =
line-height: 24px; color: #FEFEFE; mso-line-height-rule: exactly; =
text-decoration: none; font-weight: bold; display: block; padding: 7px =
24px;">=0A=
                                                                  =
Compare loans=0A=
                                                                </a>=0A=
                                                              </td>=0A=
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                                                        </td>=0A=
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                                            </td>=0A=
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                                          <tr align=3D"center">=0A=
                                            <td align=3D"left" =
class=3D"darkmodetxt" style=3D"font-family: 'Simples', Arial,sans-serif; =
font-size:16px; line-height: 20px; color:#001964; text-align:left; =
padding-top: 24px;">=0A=
                                              <strong =
style=3D"">Representative example: You could borrow =C2=A310,000 over 48 =
months with 48 monthly repayments of =C2=A3245.88. Total amount =
repayable will be =C2=A311,802.24 Representative 8.7% APR, annual =
interest rate (fixed) 8.37%. Credit available subject to =
status.</strong> <br>       <br>18+, UK residents (not Channel Islands =
or Isle of Man), employed or with a regular income, and not in full-time =
education. Must not have been declined for credit in the last month, =
have no history of bad credit, and be applying for personal use only. =
Offer ends 14 January 2026.=0A=
                                            </td>=0A=
                                          </tr>=0A=
=0A=
                                        </table>=0A=
                                      </td>=0A=
                                    </tr>=0A=
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                                </td>=0A=
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                          </td>=0A=
                        </tr>=0A=
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                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"640" class=3D"resptab" role=3D"presentation" =
style=3D"width:640px;" bgcolor=3D"#E8F6FF">=0A=
                        =0A=
                      </table>=0A=
                    </td>=0A=
                  </tr>=0A=
                </table>=0A=
              =0A=
                <!-- Credit Broker END -->=0A=
                =0A=
                  <table cellpadding=3D"0" align=3D"center" =
cellspacing=3D"0" border=3D"0" width=3D"640" class=3D"resptab" =
role=3D"presentation" bgcolor=3D"#FEFEFE" style=3D"width:640px; ">=0A=
                  <tr align=3D"center">=0A=
                    <td align=3D"center" class=3D"padlr20 padtop24 =
padbot24" style=3D"padding-top: 24px; padding-bottom: 16px;">=0A=
                      <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" class=3D"resptab" role=3D"presentation" =
style=3D"width:560px; border-top: 1px solid #0027D7; border-bottom: 1px =
solid #0027D7;">=0A=
                        <tr align=3D"center">=0A=
                          <td align=3D"center" style=3D"padding-top: =
20px; padding-bottom: 20px;">=0A=
                            <table cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" width=3D"560" class=3D"resptab" role=3D"presentation" =
style=3D"width:560px;">=0A=
                              <tr align=3D"center">=0A=
                                <td align=3D"center" width=3D"30" =
valign=3D"top">=0A=
                                  <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
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href=3D"https://clicks.comparethemarket.com/f/a/9BmdWjqCENE_jkbaESXSqg~~/=
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_mSzOQ9uq2OJBZOQZ1iYrk_uTt6t8ik1QTx8K0wViiNkQnPvglUEinu9FFi9rvKBHlkg2RiXp=
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MF1Yuv_-LcRmpqhM6-Z" alias=3D"">Minimum payments on 0% cards: the basics =
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                                              A 0% credit card can be a =
great option to shift expensive debt or spread the cost of a big =
purchase, but you=E2=80=99ll need to keep up with your minimum =
repayments to keep the interest-free deal. See our six top tips to help =
manage your credit card effectively and stay on top of debts.=0A=
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                                              GET YOUR PAWS ON =
THE<br>MEERKAT APP
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AAAHahA~/eri2NiEnZMvT9k5ym0Shk1rY0fhhHmUi1Opu0abSe9GMdlzK02piqqrDLeyLmAFP=
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9SZs0z0FDTHoLV0A0IFeGJD7DxsUtGIPZJ6RS_lNxRrsE5LrmTNbPdCsPP-kUB-ElGOAGnkfd=
VNKeE_VAT-em8qjNpAL0YcrzkdYk98TV-xre-1h0-F-3OJvTu_--xoN_c7jtZjgIcfSX_zRZa=
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restaurant/outlet. Restrictions may apply to special menus.<br>=0A=
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Compare the Market and <a =
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hHNuhCXVupPJ-Pg6qdrGm0nLPF_Tgo9jqthiec9FgRPYVsTRSyNSOqzicb3UMES2gKJVVBr7f=
fZBFbhtwYRHXgASs7UNZfwmHtfaeSPb2zoJ-zSOWxjmbGTEReYL2yc39mx_LKH0VOeuiWDQsV=
4eawJLE~" alias=3D"Foot_CTM" data-linkto=3D"https://" target=3D"_blank" =
style=3D"font-family: 'Simples', Arial,sans-serif; font-size:12px; =
line-height: 18px; color:#171B27; =
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The Market Limited. Registered in England No.10636682. Registered =
Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 =
6YS. Compare The Market Limited is authorised and regulated by the <a =
href=3D"https://clicks.comparethemarket.com/f/a/BmBDeiK_WipbIskbUhjnuQ~~/=
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Mp2EqmnrPlfevqDCYScoJ7UOw-DvBORdZY5Rk-JTBTlou49WBh8H_QMOHzDkXx9IDftJPITQa=
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text-align:left;" alias=3D"Foot_FCA" target=3D"_blank">Financial Conduct =
Authority</a> for insurance distribution (Firm Reference Number: =
778488). Energy, MOT, Service &amp; Repair and Digital are not regulated =
by the FCA. Compare the Market is part of BGL Group, which also owns <a =
href=3D"https://clicks.comparethemarket.com/f/a/CuF5fQBb7EWJ9vG6CEilYw~~/=
AAAHahA~/5K2pdALB3BDqsxttbnbIUDh5wGZ4XXnl4AFj1rOUthiIhGheBzdDJO1Nh_3d-9cf=
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text-align:left;" alias=3D"Foot_LesFurets" =
target=3D"_blank">LesFurets.com</a>, a comparison site serving customers =
in France.<br><br>
For help and information for health, accessibility or financial issues =
please visit our <a =
href=3D"https://clicks.comparethemarket.com/f/a/t7UqFvRTDdYy4DMKTtiAzA~~/=
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Hrb3sYyukjKiMltpIe9Zaku3ExcM" data-linkto=3D"https://" =
style=3D"font-family: 'Simples', Arial,sans-serif; font-size:12px; =
line-height: 18px; color:#171B27; text-align:left;" =
alias=3D"Foot_CustSuppHub" target=3D"_blank">Customer Support =
Hub</a>.<br><br>
Please be aware that this email is not a sales confirmation =
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pIrrEww~" alias=3D"Foot_Logo" data-linkto=3D"https://" =
style=3D"font-family: 'Simples', Arial, sans-serif; color:#0027D7; =
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target=3D"_blank"><img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
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