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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Join more than 300,000+ savers. Finish signing up!
Date: Sun, 1 Mar 2026 03:19:27 -0000
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Discover how to reclaim lost funds. 
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Hi Robert,



Have you switched jobs, moved home, or changed your name in the last few 
years? If so, you might have forgotten about an old pension.

An estimated 4.8 million pension pots are missing in the UK - with an 
average value of £9,470 each (£13,620 for those aged 55 to 75). This 
represents a significant amount of money many of us might be leaving behind 
that could boost our retirement income.

If you think you could have a lost pension, here are four simple steps to 
help you track it down:

1. Gather your documents - start by collecting any paperwork related to your 
pensions, such as old statements or plan documents. This will give you a 
solid foundation to work from.
2. Check with your previous employers - reach out to your former employers 
or the pension plan administrators. They can provide valuable information 
about your pension and how to access it.
3. Contact your pension provider(s) - once you’ve got your old providers’ 
details, you can contact them. They’ll be able to confirm if you have a 
pension with them and give you information about its value, how it’s 
invested, and any fees you’re paying.
4. Try the Pension Tracing Service - if you’re still having trouble, 
consider contacting the government’s free Pension Tracing Service. The 
service allows you to search its database with your employer or pension 
scheme name.

By following these steps, you can increase your chances of locating any 
missing pensions and maximising your retirement savings. Once you find them, 
consider consolidating them into one plan - you might find it easier to 
manage your savings and you could potentially reduce the fees you’re paying. 
Don’t let those pots go unclaimed - take action today!


Add a pension




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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t:auto!important}.em_h40A{height:40px!important}.em_h17{height:17px!impor=
tant;font-size:1px!important;line-height:1px!important}.em_logo{width:45p=
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15px!important}.em_ptop{padding-top:40px!important}.em_pbottom{padding-bo=
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ght:1px!important}.em_logo{width:45px!important;height:auto!important}.em=
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portant}.em_w1{width:20px!important}}</style> </head> <table =
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class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/B4-Rr8Y7gYiFpIDbS1AE9uaA0NKp3OV=
YLsMYXSMv8ji_u4SikO4tJ0dWgd1cNdOt3__oRtnU_F5m4WueTqOMbNAxV1uXh46UE-aKBJ-M=
De8vJKLzRGol-g5Jt5ipDAjLKHYG-5NOPjbsOMW80SAy2w7nFztV8A_bQuQ/rXgCMN6zFX8Q_=
wL3l6fAg6P6fiUjWGEr/18">View in browser</a></td> </tr> <tr> <td =
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alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/q_LeO0Ty0XD6BQyBd9RpdrZHq9PS4csK=
mCVcPIjOzlImbOeKXFHWZCDm6X2urnoMn_7B3_AMe5_Y1W2vM7WWX9kCtThZwLi4OYfdwN5Ed=
_Uhs65juFTKNCWdumamESLSmeXGnuKZhBNVL8lRgxFORh4H1wspUyySGCMrmNSP72WVbv1Eah=
P-jvYXKs4PwefZ8xp5cmiXDWL84SQtBvAJkid6O8LbwG_DIcvksVkgsQJq9CQjNHCnYaYPWJs=
jBpreXDx9rOaWzNTmW6D3Ex27fTW2Vusri9wbv9y6Z0vwKUOcP6DwTwMStOl9bjLo1zCSbBMd=
L28KHi_q9__fAQ4_G2Bxxqn8Aa8PJMQzdjHLpzwpHLYmuS9J4umtAtTyV6YftMaNocO52NhWO=
LoMSPif5YL2DQHY_fYR4Ard2T0qbJMrjbu-1TA1zvct5FYtATLOCg/v2GZvin0JRvYEb17ZYb=
lKPcvr01NX8lb/18" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/HXv2q8OWVBbf5uoxY3NhXCwOJ5utaTUU=
DWrypXOdFcb7JXzklGOWavxHnMiC1KBwojMjoYPpJ9Hf24nlWcxAbJevVtt4Wdz9LZJktOvtp=
T3DoLmpPz_MTh6YHRIt_oGdLCflganxpceprkHgUz9w2jI5YfOwr8vY458sGsyAVety5HEEbr=
0n2t99_-_3Shmib_6SA5Sppl32K_Vo4NWCvnYdYV4dns7XhOya9pOB_XeBg6X6-qG7c6JM_wr=
0oluy04j1iS5W8ex5eh9kZyffZG1e2gDeMJ-nia_PAPUEqEirFphrEHKavaA-5ZX6GPcx_dvi=
eC69mlHAY4se3M3aPfVnNNNSsHyM2i8xTyU5ATk3taX0UB6TmS6wMHR_mWUWlV2uKfbGWMXyQ=
Q_dgh9mmy9hWo02BgNfFI5AQ0T5-xi9uz0dBF4QOWrv7C6Yqe-vMQ/3f_4FMGuEYYYKT6ZEJU=
dCurkXpH2A0jr/18" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td> </tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/f8m0UsKsjhwCcY4XNkkAqjFKAqQhvXnn=
8GH33_bPmqtz-7bGqinUJrWNX5O706wfVrxCuFUYX4A6_-l2KgBMAmyzfXIlGaEVoELQiQb5-=
jpuCN-tYvBwtUKkRHeTnLE8PJ8DJnO7j45LjFGTUahM7Qn8XkvrV8S8_4Rd95jOAAi5v28gdM=
yzQg61PMoxOEBn12vnQtYhdHyaM6dgxBmHPz6oO7ZftJPXJx1HqPw64kW5fFTA5d8fImrbxir=
u6DzCNoOV3A1VKzppy9b1DvUkdIkNSc1kK5VZcx1LaJwrB4_4EyUOSmbYYcT-jkU4jG6ZLjkr=
VM89SinSZemJOuTF1Kg3XsAErI1GHhFP6SfAlaa4a72YsQ_v9510X0FbzvkY73iavrD93DNaR=
iLZ9HmSJtdKXeYkB1fnKi89G6-0IsU1DGd9C7t919MovWHkIY4y2Oh8/HBIMASer52Ip5JRGm=
5HTayyyGqBnB_jw/18" target=3D"_blank" style=3D"box-sizing: border-box; =
outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1737633584/ema=
ils/2025/4_steps_to_finding_a_missing_pension_-_photo.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> Have you switched jobs, moved home, or =
changed your name in the last few years? If so, you might have forgotten =
about an old pension.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> An estimated <a =
href=3D"https://links.pensionbee.com/s/c/UQ-PPW7H4xh1qlS_4qMrvpmBYwxuoYtF=
RIgDf2vhbWm0bul2opH-31GHxgYxXxQ7ncIqTkbNZD6NRLTvjE-eb-WFOa_QG9FvWHR0UBodj=
T7mmWUPHDcNrV5P1MMamjpBbDjXYi6D1uI-ha6WucginqpOXTr6XvQmhIEHzu3ynY98KcBxYD=
z6bNnpp-WlWrQVjVO-53VUFfmYYx1bjuUVN1fasdhLnb_fAROzvWYHJD-DCpCPYiI3B-aXvcT=
41VEBXXhSR7B90u7sJzWWTl8dZIXZqU7ESBKJDcDNux4lvGiSCW_0Zit4bm78nwmSenly69ez=
ugnHUpYFZJUqefxTcSQd4nyFQdIcDK0P04r7z40c0mnyajfI9N90khJ3why5TSIi74y0vFP-5=
pJ-N7IIGPo4cWPVuHITcUjjGc0CFdRBU5MICvjP7HvhnZZTem8Ju7FxJin-_Ct3aRQq_so87t=
pm1metVaIahicin9UJ_9KxaVMq4_buRqmpgA/DZNOHwI2yNwux1rFuUpo-TBsZtffliLc/18"=
 target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">4.8 million pension pots =
are missing in the UK</a> - with an average value of <a =
href=3D"https://links.pensionbee.com/s/c/6zs2E_0zn968jb-HZ3QFpar6xGK5rJU0=
3trvybq7ihRC-Pai6FvKxGkBjWsAhCTcH4MqeM5ax2Xymc1oJio_GMIUB1nLvMZwT2EMFTYFq=
FJbOnxq9niJ2jJELmH4XxJLm9daQZ860dKtj7G9z3PqCyHpFnWLnLdCcDYs1h1c8pl391iyV8=
AYW0MrUJ9VaKSDNJq0cWr_h8Uoy4jf6esrraze5dpV935-ooe60DHnxa9iJuNhI1SezZapjF9=
4Yw8iTm7OMioI1Dkkr05Y_rbgjWmCiGc1USDlj9j_mptSPrPB2-1x5BoNw2eeYvghGR3A3dbp=
CIBq1vcFl2Qalv8ZdzwJPZgZrWlfeRlKQ3FmQtCjLUnHk7oAbMpeBfLtyVcrAZh6XXZw9Sqrm=
Ho6aAngBJRFI5nhahrSbVdVRGzfAWmFZGBGvxEKMTdEBJKLZXOhzt4NLaNuBGSXNt5ygt4nJo=
Lch8xAEJYqRMsKirDO8M8vloPzpnBRB75U5XX5GoNGv4RMahMkxxvZ6z0p0OiqSyPlcWSc8wM=
8RNgKmtbDz7frH1TyT36X3tFdICq4Uzh9z05OyqNF4FMx1REPxXzF/MqUTF-bAx-qRrJrkeGS=
6pHqIkxEOnExb/18" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;" =
rel=3D"noopener">=C2=A39,470 each (=C2=A313,620 for those aged 55 to =
75)</a>. This represents a significant amount of money many of us might =
be leaving behind that could boost our retirement income. <br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;">If you think you could have a lost pension, here are four =
simple steps to help you track it down:<br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;">1. <strong =
style=3D"box-sizing: border-box;">Gather your documents</strong> - start =
by collecting any paperwork related to your pensions, such as old =
statements or plan documents. This will give you a solid foundation to =
work from.<br style=3D"box-sizing: border-box;"> 2. <strong =
style=3D"box-sizing: border-box;">Check with your previous =
employers</strong> - reach out to your former employers or the pension =
plan administrators. They can provide valuable information about your =
pension and how to access it.<br style=3D"box-sizing: border-box;">3. =
<strong style=3D"box-sizing: border-box;">Contact your pension =
provider(s)</strong> - once you=E2=80=99ve got your old =
providers=E2=80=99 details, you can contact them. They=E2=80=99ll be =
able to confirm if you have a pension with them and give you information =
about its value, how it=E2=80=99s invested, and any fees you=E2=80=99re =
paying.<br style=3D"box-sizing: border-box;"> 4.<strong =
style=3D"box-sizing: border-box;"> Try the</strong> <strong =
style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/RfUXMGGpZR2ZJz40vMWNTaCp-KT6-JkS=
bfXKmISIv7XH5HNTh64GmY0gW05ZGfh2gt5JqVSKedQNTlNgVQMvspZPP9a5d32zXfxgptwHA=
DSnFAFFtUAbIIpvFwanB8mRXF4gxPct4PUUbb0uVkFIrR8Znm8HQN7_1rXpz-Lbh0XLtZVkua=
e2kaP8jDR5xh3YfIGzfZ7HzIvkupsiBPvmrWUP_UtPFBegvhKvxAjOCuaKumM4SzHzE20vyCM=
L9MJkpOBbSghBf-VzQLBV_b1LbfBuPyOcsYRXmsx3S9aoxZ7aMxU53E2ATYipYGiRyjiItpt0=
Yj1Iemox2OMBBFKiZSFr1gHhlaFWPnneyCcvp0-LoExM-FW3ONXd66-zmXKPgBaeSHqD-FPzB=
l13AdUwQaFipkFwFbwTTHf0KnwMBfjrpOjiuiEGaQ0oOwgh7zC2rt98QG5QXvpqvu8/anCzAT=
bMDHrygqX0tW1UMpPPOdDsHRK4/18" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener">Pension Tracing Service</a></strong> - if =
you=E2=80=99re still having trouble, consider contacting the =
government=E2=80=99s free Pension Tracing Service. The service allows =
you to search its database with your employer or pension scheme name.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
By following these steps, you can increase your chances of locating any =
missing pensions and maximising your retirement savings. Once you find =
them, consider consolidating them into one plan - you might find it =
easier to manage your savings and you could potentially reduce the fees =
you=E2=80=99re paying. Don=E2=80=99t let those pots go unclaimed - take =
action today!</p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/W1_bBwHf8RnZJ9HvmdPoOEtiWLpzwjp-=
LBz9srhm-Q8_sj3xOONyrND7_Xts5NwdXzuIku9vl0RLtTXqcAa8a4aLq-uC7EVi81Tlwdnwe=
640-2chBqoBFGQbQcF8O7MQEC0RX287qbCxiw1uIIK3JIilSUPUiB1fZSQ6RFOKKT5AfAZYC-=
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style=3D"height:47px;width:150px;v-text-anchor:middle;" arcsize=3D"26%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/s/c/HkMSm0egz2fE4i2ZaBgCk_WrWuw33LnL=
3fVkpSbqClhKzyu34VXeLAZT2boPn1AdFTbV7FFo6jS5fvt_dJaqyNFfwdhZKMRyuAjT4xNqO=
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fyBrmXHKURySKWETQjILDkYaa8u7aA7GA5AT8TuJ5OTuhdOuLi80kNDF9NiI4iV9Rz0GPKk0K=
_1fmDQmX9oy6mUDiW9LrGTBV46BgGYHuLh0Pf_n3xNZUj6XofgNPN7N/HSSOje9ZGDnRyVBko=
PEoTgjcysaSoLoe/18" target=3D"_blank" style=3D"box-sizing: border-box; =
background-color: #f9c000; border-bottom: 0px solid transparent; =
border-left: 0px solid transparent; border-radius: 12px; border-right: =
0px solid transparent; border-top: 0px solid transparent; color: =
#000000; display: inline-block; font-family: Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
text-align: center; text-decoration: none; width: auto; word-break: =
keep-all;"><span style=3D"box-sizing: border-box; word-break: =
break-word; padding-left: 20px; padding-right: 20px; font-size: 16px; =
display: inline-block; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Add a =
pension</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p></div> =
</div></td></tr></table><table class=3D"text_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/-ofgH0Jr8gCk0mHdLr6cSx8JsEJAtCt9=
57wuXNjVGjKPncl7ZDk6UqckdMl7FHnKujna3gItVCJsKDeb6SGFUEmDu4UNNNPtwhFQwDOU0=
kA7mCWhQv3Q_HUDsZ9ESxI5PpBUbGKcg0ktMH2mwkV5_f2Uv6jFKBfDqIcbr5kvNvgyxshdMa=
SfUDxJ6Lzbl0WatwH3u_mJaHMlzh7AUIobK13PRLCFsnL4My-zfW2L2aGZgPRMphbjTvW-9Y0=
OpERidLrK7Ez2ejHIMX98qKMkarCcQ0EW9Uhgwl8xtmZN42bdMs3DduGGP7x5HVlsW1ooTy2u=
F9A0uh0oMqCkY_GMPt-p1X0pEmi7Jv13HkvrNpQNmYmklgACfgUrCG6awCN7Lp4pGj4dhZlfu=
OAUaTjLMxus/2eF9asxlOQYNQ0eId2HqlEov_Yc17hYj/18" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/4QF3pwqHlitDp2aR5QMmIF4Xr0Hch9Zp=
Nlb9dM-GfwRkesTlEDHIzSEK5z4aY742YL6FfnV8z0bPk23x9KuoDiALCSJc9M2dWk8DF9TU_=
0Xp_p8X1eAxKFqH3bUp1MEUADhcPBkeL1lf09ZOJm74PatZWH9HW9L7Qv57a0aVfHZj0Ghtfk=
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Aoo1i7QC3h9D2xi8bujgcx_dutK9v0uIHhpFiorAK18PWdUoRTekqFIJ1CiTrIImm-XXuSUPV=
UpVJFLsaC76KUtiR1UQJjGZgsWWRmTjplfPgizPzs3ZIizBwG90Vo9h9Nb8HUR_2LBL8hUMaW=
RD4ivb-GSLCt6P1dPjy35UjQ3Ces4R9T-vY6QC5wJxoKEMDQekj8RHtnMRBBOmxNy8sZq8cD0=
VGQmJiI3d_G2c_VSn_PjTUsUAPQzAbS1rhXf6KDV6cvdHmuKtXbOPPx3cR6_9ANXM572EzGn1=
C8lF8o5JOq4kRoD69Mc2qKhWxADSSEJ6gRHjiO6IMqt07/7KqP-hTY5OIm-n-Xk1Gw04uOfhG=
XUxY7/18" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/f_jVq2_udX5oSn3UN8P8J_VMJpTiKElT=
b7Q1MrL_3ySfT6r77WTPSPFKqLsU-mfAlHX-VobwtUstlHAkEx1l02A7rhHgKDjRE8DY7MsYy=
PhpxzBpn38wqBZj56SdHcxbOb73OYehpF5B6ae-uOZ4R_rQ18drSZZVjvM4-qQvPVBc90nmC8=
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ZZ6WiB_CvtrMAd_WuVFTLTxx04hsoZwKeL8X_LqBYPo6t8plbGbHaJrnJEbm7CbNghn1rIyvS=
dVwxCMekRTNlpihbOJHZgfE6CPdXNdErVop8RO2cHbvIt2FwVoW1W6peRP96gbHMDgEPhsNpg=
nP9yzXQaFNX-5d20XGEMdP3tNIH2LJitzI8BgJCeTUxolsHGExjVN6B04d56-PMXLrP1MkJ47=
nuVrV2EnSeU7sF2wK1BI5ugc8FfOeFjIKUMjwQa9iRoPA/ZjUzMDDK6Iih1mXop2UHdBBmtzs=
aM8Pi/18" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/t_7nZ6ZGsVwQyNWjF-zYrl7SjVo0FHPL=
wz6qkQGzLWE4Qq1WLxY8Ncj1nb4qgsqe0sNhZAXyvBTlCDJpu84BI0pRAsC0ERBWR9e23xfCY=
SQvNCHunrRuT6-Je4lxD7Bb9ghwR2jsulA6Hz1Wupiw01NXZ-cmhZy8R_tlrSnREm8wc6sKOy=
t2nl-yQUTtLGZknQvWzQ65diJEbqkNPHnDIEWdsEBs2Ni9F8C2cvQSc02BaekdUS4tnST5CFT=
efbKwVAdkb6rKC_OeY85bz3ZyVj_fulBE8nlPNK39MkNpVIzmcclVGGzW3JZ9B922Ce8EBezt=
qBsY3d9qgmBreT2ONvHqs2A9RCyrdKc1MFU5R67qvNk8DneLDIteeA_SyToiCE7j7MQHwO9RW=
IwXYfRQvTjRjeHq4_JFts5HoQUti7CZ/GyF1PeBNkuv1STLNeNG_Q2wDMObelG1O/18" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/cHOsGB-U4ClsFE9hJ8PJ4QvDl6LiS5Iq=
czFj4FtgnM275P1kD5SQG75Xm0gdkYNIcVG11g5z9d8NNJy7Bzj26q6XHHHNUS36Sm0VjnR_o=
NhSbhPDZWvprlFUZw46_bfE0In0LN06nNqRvmkek6Vi-dV5LXP8e0_42q8bp1BY09x4vJTzrG=
G0tSs_8HyVC172rbQxP8c1n3hj8YjQH28wIxcfpMn18t21n9Cwx7-BLEgXfzbtTNxpb8N33vj=
jdTRgBMDZnZQ_3yba5rjZU51ljq003RIf6oGGL8FiSSbUvNHnDZ4duOqnNpXMKAtuP4PSUp_6=
r9fpriYUd6ZJ1Amt2uI8iy51tZuM1Nk26F7RhpaV_msrGeCTG0QjRMjsdp2u2kFxvhUL4VtCM=
lP73fQeylcnRK0Z9mscrKr2Nr1KrsXx/1hL1TsMWFfD0ns7Dqn--1TnIIul2HEWY/18" =
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