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To: "" <admin@sarahharvey.com>
Message-ID: <34.5A.38425.02206F36@gn.mta1vrest.cc.prd.sparkpost>
Date: Wed, 22 Feb 2023 11:53:04 +0000
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Reply-To: enquiries@bateman-group.co.uk
Subject: E-scooter insurance - Do you need it?
From: "The Bateman Group" <enquiries@bateman-group.co.uk>

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<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"u=
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t:none;text-size-adjust:none">=0D=0A<div style=3D"color:transparent;visibil=
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ght:0px!important;"><img border=3D"0" width=3D"1" height=3D"1" src=3D"http:=
//click.actsend.com/q/1Y2YtsrHSdQlDWb1htPSBQ~~/AAKsdAA~/RgRl2IcgPVcDc3BjQgp=
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=0A<div class=3D"preheader" style=3D"display:none;font-size:1px;color:#3333=
33;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;"=
>Advice from The Bateman Group</div><table class=3D"nl-container" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"><tb=
ody><tr><td><table class=3D"row row-1" align=3D"center" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =0Aclass=3D"r=
ow-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;color:#000;width:600px" width=3D"600"><tbody><tr><td class=3D"column col=
umn-1" width=3D"50%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-we=
ight:400;text-align:left;vertical-align:top;border-top:0;border-right:0;bor=
der-bottom:0;border-left:0"><table class=3D"image_block block-2" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =0Arole=3D"presentati=
on" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" s=
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g-bottom:5px"><div class=3D"alignment" align=3D"center" style=3D"line-heigh=
t:10px"><img src=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a=
8b-bb1b-43c0467581c1/Bateman%2BGroup%2BLogo.jpg" style=3D"display:block;hei=
ght:auto;border:0;width:290px;max-width:100%" width=3D"290"></div></td></tr=
></table></td><td class=3D"column column-2" =0Awidth=3D"50%" style=3D"mso-t=
able-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-a=
lign:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:15px;padding-left:10px;padding-right:20px;padding-top:35px"><div styl=
e=3D"font-family:sans-serif"><div class =0Astyle=3D"font-size:14px;mso-line=
-height-alt:16.8px;color:#555;line-height:1.2;font-family:Arial,Helvetica N=
eue,Helvetica,sans-serif"><p style=3D"margin:0;font-size:14px;mso-line-heig=
ht-alt:16.8px">&nbsp;</p><p style=3D"margin:0;font-size:14px;mso-line-heigh=
t-alt:16.8px">&nbsp;</p><p style=3D"margin:0;font-size:14px;text-align:cent=
er;mso-line-height-alt:16.8px">&nbsp;</p><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px">&nbsp;</p><p =0Astyle=3D"ma=
rgin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span s=
tyle=3D"font-size:18px;"><strong>February Newsletter 2023</strong></span></=
p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody=
></table><table class=3D"row row-2" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" =0Acellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#000;width:600px" width=3D"600"><tbody><tr><td class=3D"column colum=
n-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-wei=
ght:400;text-align:left;vertical-align:top;padding-top:5px;padding-bottom:5=
px;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class=
=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table=
-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bot=
tom:10px;padding-left:5px;padding-right:5px;padding-top:20px"><div style=3D=
"font-family:sans-serif"><div class style=3D"font-size:12px;mso-line-height=
-alt:14.399999999999999px;color:#555;line-height:1.2;font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif"><p style=3D"margin:0;font-size:14px;mso-li=
ne-height-alt:16.8px">=0A<span style=3D"font-size:14px;">Welcome to Februar=
y's newsletter. This month we delve into the topic of e-scooter usage and w=
hether you need insurance to use one.</span></p><p style=3D"margin:0;font-s=
ize:14px;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"ma=
rgin:0;font-size:14px;mso-line-height-alt:16.8px"><span style=3D"font-size:=
14px;">We also give you 5 reasons why you need business insurance if you do=
n't already have it.</span></p><p =0Astyle=3D"margin:0;font-size:14px;mso-l=
ine-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"margin:0;font-si=
ze:14px;mso-line-height-alt:16.8px"><span style=3D"font-size:14px;">For adv=
ice on any of the topics covered in this newsletter speak to our experts by=
 calling </span></p><p style=3D"margin:0;font-size:14px;mso-line-height-alt=
:16.8px">=0A<span style=3D"font-size:14px;">0800 731 6689 or email us <a hr=
ef=3D"mailto:enquiries@bateman-group.co.uk" target=3D"_blank" title=3D"enqu=
iries@bateman-group.co.uk" style=3D"text-decoration: underline; color: #006=
8A5;" rel=3D"noopener">enquiries@bateman-group.co.uk</a><br></span></p></di=
v></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-t=
able-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-conten=
t stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:=
#000;width:600px" width=3D"600"><tbody><tr><td class=3D"column column-1" wi=
dth=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400=
;text-align:left;vertical-align:top;padding-top:5px;padding-bottom:5px;bord=
er-top:0;border-right:0;border-bottom:0;border-left:0">=0A<table class=3D"d=
ivider_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspa=
ce:0"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-top:10px">=
<div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" style=3D"mso-=
table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D=
"font-size:1px;line-height:1px;border-top:1px solid #bbb">=0A<span>&#8202;<=
/span></td></tr></table></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table=
 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-t=
able-rspace:0;color:#000;width:600px" width=3D"600"><tbody><tr><td =0Aclass=
=3D"column column-1" width=3D"50%" style=3D"mso-table-lspace:0;mso-table-rs=
pace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"image_block block=
-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad" style=3D"padding-top:10px;width:100%;padding-right:0;padding-left=
:0;padding-bottom:5px"><div class=3D"alignment" align=3D"center" =0Astyle=
=3D"line-height:10px"><a href=3D"https://clickeu.actmkt.com/s/055-79480eeb-=
bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4ad=
cabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adeabxqaliape=
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yianyaggadfab6aayiamqag2adjabxaaqaaomagcadsabqqa2aanaagcadsab3aaziapeac4add=
abxqa3iapqadcad4aazqayyaheadoaddaa2qaoiamuac2adgaa2qanaaguac2abuabraamaamua=
c2adcabraaziagaac2adcaazaaziagyaggabzabrqamyameadeabxaa3qa7aagaadkabsaawqan=
qahaadkabzaa3aamiagiadgabnaa4qamqag4agkabnaa2aamaaheadcabnaa4qamiag4adiabna=
a3aamyageadoadfaa3qanyagaadeabwaa2qamqapqadaabvaa4qaliamiagiabyabqqanaamead=
aadfaawqamiagyagkadbaawqanaag4adoabwaawqayqagmadoabqaawqamaagmadaadcabqqazq=
agmagkabqaa4qamqaheahyabqaayaamiafuadmabsaa2aaniaguadsadgabtaaliammagmabrab=
qqaliagqagcabyabraaliamiageabrabraaliagqadgaddaayaanaagyadoabvaa4aamiammadc=
ad4absaayqameagkabzabtaayqagyac2adcaayaamiahaac2abuabraayiammac2abyaa2qamia=
guac2abvabqqaoiagmagkabzaa4qaoaageagmadfaa2qa7aaieahyaa=3D" target=3D"_blan=
k" style=3D"outline:none" tabindex=3D"-1"><img src=3D"https://inboxguru.s3.=
amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Newsletter%20images/=
escooter%20newsletter%20.png" style=3D"display:block;height:auto;border:0;w=
idth:210px;max-width:100%" width=3D"210"></a></div></td></tr></table></td><=
td class=3D"column column-2" width=3D"50%" =0Astyle=3D"mso-table-lspace:0;m=
so-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border=
-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"headin=
g_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" style=3D"padding-left:20px;text-align:center;width:=
100%;padding-top:5px"><h1 =0Astyle=3D"margin:0;color:#555;direction:ltr;fon=
t-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:18px;font-weig=
ht:400;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;=
margin-bottom:0"><strong>Do you need e-scooter insurance=3F&nbsp;</strong><=
br></h1></td></tr></table><table class=3D"text_block block-3" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td=
 class=3D"pad" =0Astyle=3D"padding-bottom:15px;padding-left:20px;padding-ri=
ght:10px;padding-top:10px"><div style=3D"font-family:sans-serif"><div class=
 style=3D"font-size:12px;font-family:Arial,Helvetica Neue,Helvetica,sans-se=
rif;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p=
 style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">If you commut=
e to the office using an e-scooter you might be breaking the law!</p><p sty=
le=3D"margin:0;font-size:14px;mso-line-height-alt:14.399999999999999px">&nb=
sp;=0A</p><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">D=
iscover everything you need to know about using e-scooters on public pathwa=
ys and roads, and the changes that are expected to come.</p><p style=3D"mar=
gin:0;font-size:14px;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p=
 style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">=0A<span styl=
e=3D"font-size:15px;"><a href=3D"https://clickeu.actmkt.com/s/055-79480eeb-=
bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4ad=
cabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adeabxqaliape=
ag6advaawqa3qamuagkadeaawqaziafuahgaddabxqa3yaoqagkadsaawqa2ianyahgadvabzaa=
yianyaggadfab6aayiamqag2adjabxaaqaaomagcadsabqqa2aanaagcadsab3aaziapeac4add=
abxqa3iapqadead4aazqayyaheadoaddaa2qaoiamuac2adgaa2qanaaguac2abuabraamaamua=
c2adcabraaziagaac2adcaazaaziagyaggabzabrqamyameadeabxaa3qa7aagaadkabsaawqan=
qahaadkabzaa3aamiagiadgabnaa4qamqag4agkabnaa2aamaaheadcabnaa4qamiag4adiabna=
a3aamyageadoadfaa3qanyagaadeabwaa2qamqapqadaabvaa4qaliamiagiabyabqqanaamead=
aadfaawqamiagyagkadbaawqanaag4adoabwaawqayqagmadoabqaawqamaagmadaadcabqqazq=
agmagkabqaa4qamqaheahyabqaayaamiafuadmabsaa2aaniaguadsadgabtaaliammagmabrab=
qqaliagqagcabyabraaliamiageabrabraaliagqadgaddaayaanaagyadoabvaa4aamiammadc=
ad4absaayqameagkabzabtaayqagyac2adcaayaamiahaac2abuabraayiammac2abyaa2qamia=
guac2abvabqqaoiagmagkabzaa4qaoaageagmadfaa2qa7aaieahyaa=3D" target=3D"_blan=
k" style=3D"text-decoration: underline; color: #4768b2;" rel=3D"noopener"><=
strong>Read More =E2=86=92</strong></a></span></p></div></div></td></tr></t=
able></td></tr></tbody></table></td></tr></tbody></table><table class=3D"ro=
w row-5" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-=
rspace:0"><tbody><tr><td><table =0Aclass=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:600px" wid=
th=3D"600"><tbody><tr><td class=3D"column column-1" width=3D"50%" style=3D"=
mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;verti=
cal-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><t=
able class=3D"image_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" =0Arole=3D"presentation" style=3D"mso-table-lspace=
:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;padding-ri=
ght:0;padding-left:0;padding-top:5px;padding-bottom:15px"><div class=3D"ali=
gnment" align=3D"center" style=3D"line-height:10px"><a href=3D"https://clic=
keu.actmkt.com/s/055-79480eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiadua=
byaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyag=
gadpaaxaa5ianmac6adtabrqa2aamuag2adfabzqalianeag4adtab2qa4qameag4addabsqa7a=
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6aamyammadsabxabrqaniaheagkabnabtaaniagqadkabnaa2aayqagaagkabnabraayqamuada=
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k" style=3D"outline:none" tabindex=3D"-1"><img src=3D"https://inboxguru.s3.=
amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Newsletter%20images/=
specialist%20insurance%20.png" =0Astyle=3D"display:block;height:auto;border=
:0;width:210px;max-width:100%" width=3D"210"></a></div></td></tr></table></=
td><td class=3D"column column-2" width=3D"50%" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;borde=
r-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"headi=
ng_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" =0Astyle=3D"padding-left:20px;text-align:center;wid=
th:100%;padding-top:5px"><h1 style=3D"margin:0;color:#555;direction:ltr;fon=
t-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:18px;font-weig=
ht:400;letter-spacing:normal;line-height:120%;text-align:left;margin-top:0;=
margin-bottom:0"><strong><span class=3D"tinyMce-placeholder">Specialist Ins=
urance</span></strong></h1></td></tr></table><table class=3D"text_block blo=
ck-3" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;word-br=
eak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:15px;padding-=
left:20px;padding-right:10px;padding-top:10px"><div style=3D"font-family:sa=
ns-serif"><div class style=3D"font-size:14px;mso-line-height-alt:16.8px;col=
or:#555;line-height:1.2;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">=0AAs I=
ndependent Insurance Brokers, we provide a wide range of insurances suitabl=
e for your every need, from protecting your home and assets, to protecting =
your business, customers and employees.</p><p style=3D"margin:0;font-size:1=
4px;mso-line-height-alt:16.8px">&nbsp;</p><p style=3D"margin:0;font-size:14=
px;mso-line-height-alt:16.8px">Our specialist cover includes golf course in=
surance, motorsports insurance, event insurance, gallery insurance, and ven=
ding machine insurance.&nbsp;</p><p =0Astyle=3D"margin:0;font-size:14px;mso=
-line-height-alt:16.8px">&nbsp;</p><p style=3D"margin:0;font-size:14px;mso-=
line-height-alt:16.8px"><strong><a href=3D"https://clickeu.actmkt.com/s/055=
-79480eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa=
5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adt=
abrqa2aamuag2adfabzqalianeag4adtab2qa4qameag4addabsqa7aameagiadnabuqa3qaiaa=
hgadbabzaayianaagqadbabzaa5qamuahsaboabrqa3yanuahyabuab6aamyammadsabxabrqan=
iaheagkabnabtaaniagqadkabnaa2aayqagaagkabnabraayqamuadaabnabraamqamuadmadda=
a4qayyagmagcabsaa3qanyapqadaabvaazaaliagyadqabvaa4qanqageadeabtaawqaoiagiad=
oadfaawqanaagaadsabraawqaoiageadoabuaawqanqagmadcabxabsqanyag4adaabsaa3aani=
agiahyabqaa2qaoiafuageadeaa4aayiagqagcabqabsqaliageadmadfabqqaliagqadoabxaa=
3aaliamiadgabxaayaaliagaadgabqabraayiamyadgadfaayaaoiagiadsad4aayaamaageac2=
abwaazaanaaguadkabzabtaazqafuaggadgaayqayiafuadiadbaa4aayqafuageadcaayqayqa=
fuadiabtabrqamaagqadmabxaa2qaoaageaggabrab6aazaamiagcadfaa4qazqamiadmabnabr=
aamaageadqabnaa2aayqameaggabnaa4aaniageadkabnaa2qayiaheadgadfaa4qaoiahaadca=
dgabsqaniapqaecad4aa=3D=3D=3D=3D=3D=3D" target=3D"_blank" style=3D"text-dec=
oration: underline; color: #4768b2;" rel=3D"noopener">Read More =E2=86=92</=
a></strong></p></div></div></td></tr></table></td></tr></tbody></table></td=
></tr></tbody></table><table class=3D"row row-6" align=3D"center" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =0Arole=3D"presentat=
ion" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;color:#000;width:600px" width=3D"600"><tbody><tr><td class=3D"=
column column-1" width=3D"50%" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;border-r=
ight:0;border-bottom:0;border-left:0"><table =0Aclass=3D"image_block block-=
2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=
=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0;padding-top:5px=
;padding-bottom:5px"><div class=3D"alignment" align=3D"center" style=3D"lin=
e-height:10px"><a href=3D"https://clickeu.actmkt.com/s/055-79480eeb-bef4-4a=
f0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5=
aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adgabuqa5qamuac2adsa=
bsqayiaomag6adoabzqaliaomag2adfabzqalianyagkadfabsaaliamiahkadtabuqa3qamuah=
gadtaawqa2ianyahgadvabzaayianyaggadfab6aayiamqag2adjabxaaqaaomagcadsabqqa2a=
anaagcadsab3aaziapeac4addabxqa3iapqadkad4aazqayyaheadoaddaa2qaoiamuac2adgaa=
2qanaaguac2abuabraamaamuac2adcabraaziagaac2adcaazaaziagyaggabzabrqamyameade=
abxaa3qa7aagaadkabsaawqanqahaadkabzaa3aamiagiadgabnaa4qamqag4agkabnaa2aamaa=
headcabnaa4qamiag4adiabnaa3aamyageadoadfaa3qanyagaadeabwaa2qamqapqadaabvaa4=
qaliamiagiabyabqqanaameadaadfaawqamiagyagkadbaawqanaag4adoabwaawqayqagmadoa=
bqaawqamaagmadaadcabqqazqagmagkabqaa4qamqaheahyabqaayaamiafuadmabsaa2aaniag=
uadsadgabtaaliammagmabrabqqaliagqagcabyabraaliamiageabrabraaliagqadgaddaaya=
anaagyadoabvaa4aamiammadcad4absaayqameagkabzabtaayqagyac2adcaayaamiahaac2ab=
uabraayiammac2abyaa2qamiaguac2abvabqqaoiagmagkabzaa4qaoaageagmadfaa2qa7aaie=
ahyaa=3D" target=3D"_blank" style=3D"outline:none" tabindex=3D"-1"><img =0A=
src=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c04=
67581c1/Newsletter%20images/sme%20insurance.png" style=3D"display:block;hei=
ght:auto;border:0;width:210px;max-width:100%" width=3D"210"></a></div></td>=
</tr></table></td><td class=3D"column column-2" width=3D"50%" style=3D"mso-=
table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-=
align:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table=
 class=3D"heading_block block-2" width=3D"100%" border=3D"0" =0Acellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tr><td class=3D"pad" style=3D"padding-left:20px;text-a=
lign:center;width:100%;padding-top:5px"><h1 style=3D"margin:0;color:#555;di=
rection:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size=
:18px;font-weight:400;letter-spacing:normal;line-height:120%;text-align:lef=
t;margin-top:0;margin-bottom:0"><strong><span class=3D"tinyMce-placeholder"=
>5 reasons you need business insurance</span></strong>=0A</h1></td></tr></t=
able><table class=3D"text_block block-3" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=
=3D"padding-bottom:15px;padding-left:20px;padding-right:10px;padding-top:10=
px"><div style=3D"font-family:sans-serif"><div class style=3D"font-size:14p=
x;mso-line-height-alt:16.8px;color:#555;line-height:1.2;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif"><p =0Astyle=3D"margin:0;font-size:14px;=
mso-line-height-alt:16.8px">Worryingly, 50% of SMEs in the UK are uninsured=
.</p><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">&nbsp=
;</p><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">Here a=
re the top 5 reasons that all SMEs should be insured.</p><p style=3D"margin=
:0;font-size:14px;mso-line-height-alt:16.8px">&nbsp;</p><p style=3D"margin:=
0;font-size:14px;mso-line-height-alt:16.8px">&nbsp;</p><p =0Astyle=3D"margi=
n:0;font-size:14px;mso-line-height-alt:16.8px"><strong><a href=3D"https://c=
lickeu.actmkt.com/s/055-79480eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahia=
duabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aaf=
yaggadpaaxaa5ianmac6adgabuqa5qamuac2adsabsqayiaomag6adoabzqaliaomag2adfabzq=
alianyagkadfabsaaliamiahkadtabuqa3qamuahgadtaawqa2ianyahgadvabzaayianyaggad=
fab6aayiamqag2adjabxaaqaaomagcadsabqqa2aanaagcadsab3aaziapeac4addabxqa3iapq=
admad4aazqayyaheadoaddaa2qaoiamuac2adgaa2qanaaguac2abuabraamaamuac2adcabraa=
ziagaac2adcaazaaziagyaggabzabrqamyameadeabxaa3qa7aagaadkabsaawqanqahaadkabz=
aa3aamiagiadgabnaa4qamqag4agkabnaa2aamaaheadcabnaa4qamiag4adiabnaa3aamyagea=
doadfaa3qanyagaadeabwaa2qamqapqadaabvaa4qaliamiagiabyabqqanaameadaadfaawqam=
iagyagkadbaawqanaag4adoabwaawqayqagmadoabqaawqamaagmadaadcabqqazqagmagkabqa=
a4qamqaheahyabqaayaamiafuadmabsaa2aaniaguadsadgabtaaliammagmabrabqqaliagqag=
cabyabraaliamiageabrabraaliagqadgaddaayaanaagyadoabvaa4aamiammadcad4absaayq=
ameagkabzabtaayqagyac2adcaayaamiahaac2abuabraayiammac2abyaa2qamiaguac2abvab=
qqaoiagmagkabzaa4qaoaageagmadfaa2qa7aaieahyaa=3D" target=3D"_blank" style=
=3D"text-decoration: underline; color: #4768b2;" rel=3D"noopener">Read More=
 =E2=86=92</a></strong></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-7" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><t=
d>=0A<table class=3D"row-content stack" align=3D"center" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lsp=
ace:0;mso-table-rspace:0;color:#000;width:600px" width=3D"600"><tbody><tr><=
td class=3D"column column-1" width=3D"50%" style=3D"mso-table-lspace:0;mso-=
table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-to=
p:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_blo=
ck block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 =0Arole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><=
tr><td class=3D"pad" style=3D"padding-top:25px;width:100%;padding-right:0;p=
adding-left:0;padding-bottom:5px"><div class=3D"alignment" align=3D"center"=
 style=3D"line-height:10px"><a href=3D"https://clickeu.actmkt.com/s/055-794=
80eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao=
4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adxabua=
ayiaoqac2adjabzqaliamuag2adqabwaa3yapeagkadsaawqa4yafuagyadjabqqayqaneagyad=
jab2aa6iafuagsadoabzqa5iaoiagcadoabrqaziapqagcadeabwqa2ianyaeaadtabqqa4qame=
agqadiabqqa4qaoyagkadzaaxaayyan4ag2ad4aa3qa7aagmaggabzaa3qayyaguadsadfaawqa=
zqaguadiabvaawqanaamiadaadfaawqayqamiagkabqaawqayqagiagkabwabrqaoiammadgadb=
aazaanyag4ahyabqaa2qamqafuadmabyaa2qaoiagyadcabsaazqaliaheadeabxabsqaliagqa=
daabzaayqaliaheadcabxaa2aaliagyadgabraa3qaziag4adoabqaazaanqaguadead4aayaan=
iaheac2adcabsaaoaameadiadbaayaaziafuadcabwabsqayiafuadiabxaa3qanqafuageabta=
a3qamaafuadaabtaayaayqameagmabtabsqamaaheadeabzab6aamaagaadcabnaa3aamqagqad=
kabvaa4qazqamyac2addabtaamiameac2abuabqqaoaamiac2adcabraamiamiac2abuaazqayy=
agaadiabwaa3qaniahaadcaddaayqa7aamqageadbabsqaoiamyageabwaawqayqagaadcabyaa=
wqanaamiagcaddaawqaoaaguadcabvaawqaniameadsabtabsqaoiaheadqabrabtaaziaguahy=
acbab6aa=3D=3D=3D" target=3D"_blank" style=3D"outline:none" tabindex=3D"-1"=
><img src=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b=
-43c0467581c1/Newsletter%20images/Employers%20liability%20newsletter%20.png=
" =0Astyle=3D"display:block;height:auto;border:0;width:210px;max-width:100%=
" width=3D"210"></a></div></td></tr></table></td><td class=3D"column column=
-2" width=3D"50%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weigh=
t:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border=
-bottom:0;border-left:0"><table class=3D"heading_block block-2" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =0Ast=
yle=3D"padding-left:20px;text-align:center;width:100%;padding-top:5px"><h1 =
style=3D"margin:0;color:#555;direction:ltr;font-family:Arial,Helvetica Neue=
,Helvetica,sans-serif;font-size:18px;font-weight:400;letter-spacing:normal;=
line-height:120%;text-align:left;margin-top:0;margin-bottom:0"><strong><spa=
n class=3D"tinyMce-placeholder">What is Employer's Liability Insurance=3F</=
span></strong></h1></td></tr></table><table class=3D"text_block block-3" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =0Arole=3D"pr=
esentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break=
-word"><tr><td class=3D"pad" style=3D"padding-bottom:15px;padding-left:20px=
;padding-right:10px;padding-top:10px"><div style=3D"font-family:sans-serif"=
><div class style=3D"font-size:14px;mso-line-height-alt:16.8px;color:#555;l=
ine-height:1.2;font-family:Arial,Helvetica Neue,Helvetica,sans-serif"><p st=
yle=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">=0AAs a business=
 owner you are required to have Employer's Liability insurance from the mom=
ent you employ your first member of staff (unless you only employ family me=
mbers)</p><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">&=
nbsp;</p><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">Fi=
nd out more about EL insurance and what happens if you don't have it.</p><p=
 style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">&nbsp;</p><p =
=0Astyle=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px"><span style=
=3D"font-size:15px;"><strong><a href=3D"https://clickeu.actmkt.com/s/055-79=
480eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5ya=
o4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adxabu=
aayiaoqac2adjabzqaliamuag2adqabwaa3yapeagkadsaawqa4yafuagyadjabqqayqaneagya=
djab2aa6iafuagsadoabzqa5iaoiagcadoabrqaziapqagcadeabwqa2ianyaeaadtabqqa4qam=
eagqadiabqqa4qaoyagkadzaaxaayyan4ag2ad4aa4aa7aagmaggabzaa3qayyaguadsadfaawq=
azqaguadiabvaawqanaamiadaadfaawqayqamiagkabqaawqayqagiagkabwabrqaoiammadgad=
baazaanyag4ahyabqaa2qamqafuadmabyaa2qaoiagyadcabsaazqaliaheadeabxabsqaliagq=
adaabzaayqaliaheadcabxaa2aaliagyadgabraa3qaziag4adoabqaazaanqaguadead4aayaa=
niaheac2adcabsaaoaameadiadbaayaaziafuadcabwabsqayiafuadiabxaa3qanqafuageabt=
aa3qamaafuadaabtaayaayqameagmabtabsqamaaheadeabzab6aamaagaadcabnaa3aamqagqa=
dkabvaa4qazqamyac2addabtaamiameac2abuabqqaoaamiac2adcabraamiamiac2abuaazqay=
yagaadiabwaa3qaniahaadcaddaayqa7aamqageadbabsqaoiamyageabwaawqayqagaadcabya=
awqanaamiagcaddaawqaoaaguadcabvaawqaniameadsabtabsqaoiaheadqabrabtaaziaguah=
yacbab6aa=3D=3D=3D" target=3D"_blank" style=3D"text-decoration: underline; =
color: #4768b2;" rel=3D"noopener">Read More =E2=86=92</a></strong></span></=
p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody=
></table><table class=3D"row row-8" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"r=
ow-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;background-color:#4768b7;color:#000;width:600px" width=3D"600"><tbody><t=
r><td class=3D"column column-1" width=3D"100%" =0Astyle=3D"mso-table-lspace=
:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;pa=
dding-top:5px;padding-bottom:5px;border-top:0;border-right:0;border-bottom:=
0;border-left:0"><table class=3D"social_block block-1" width=3D"100%" borde=
r=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D=
"alignment" align=3D"center"><table class=3D"social-table" width=3D"108px" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =0Arole=3D"presentation" s=
tyle=3D"mso-table-lspace:0;mso-table-rspace:0;display:inline-block"><tr><td=
 style=3D"padding:0 2px 0 2px"><a href=3D"https://clickeu.actmkt.com/s/055-=
79480eeb-bef4-4af0-961f-654ed18a6f7d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5=
yao4ac4adgabqqayyamuageadpabxqa2yafyaggadpabwqalyakqagqadfaawqaqqameahiadfa=
bwqayianyac2achabzaa3yaouahaabnaayqaniag4adoabvaayaamyagyadgabzaayaamyagqad=
eabzaayaalyapqagcadeabwqa2ianyaeaadtabqqa4qameagqadiabqqa4qaoyagkadzaaxaayy=
an4ag2ad4aa4qa7aagmaggabzaa3qayyaguadsadfaawqazqaguadiabvaawqanaamiadaadfaa=
wqayqamiagkabqaawqayqagiagkabwabrqaoiammadgadbaazaanyag4ahyabqaa2qamqafuadm=
abyaa2qaoiagyadcabsaazqaliaheadeabxabsqaliagqadaabzaayqaliaheadcabxaa2aalia=
gyadgabraa3qaziag4adoabqaazaanqaguadead4aayaaniaheac2adcabsaaoaameadiadbaay=
aaziafuadcabwabsqayiafuadiabxaa3qanqafuageabtaa3qamaafuadaabtaayaayqameagma=
btabsqamaaheadeabzab6aamaagaadcabnaa3aamqagqadkabvaa4qazqamyac2addabtaamiam=
eac2abuabqqaoaamiac2adcabraamiamiac2abuaazqayyagaadiabwaa3qaniahaadcaddaayq=
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