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From: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
Subject: =?utf-8?B?Q2hhbmdlcyB0byBmZWVzLCBuZXcgZmVlcywgYW5kIHVwZGF0ZQ==?= =?utf-8?B?cyB0byBzb21lIGltcG9ydGFudCBkb2N1bWVudHM=?=
Date: Tue, 04 Aug 2026 15:17:45 +0100
To: <sales@hyperflight.co.uk>
Reply-To: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
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HSBC Commercial Banking
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s" aria-hidden=3D"true" width=3D"768" style=3D"padding: 0; margin: 0; line-=
height: 100%; outline: none; -ms-interpolation-mode: bicubic; text-decorati=
on: none; border: 0; height: auto; display: block; width: 768px; max-width:=
768px;" class=3D"w100"/>
</td>
</tr>
<!--content part-->
<tr>
<td align=3D"center">
<table align=3D"center" style=3D"border-collapse: collapse; border: 0; mso-=
table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; width: =
88%; padding: 0;" width=3D"88%">
<tbody>
<!--Part-1-->
<tr>
<td align=3D"center" valign=3D"top" style=3D"padding:0px 0px 0px 0px;" clas=
s=3D"plr30">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center">
<tbody>
<tr>
<td align=3D"center" valign=3D"top">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px; text-align: right; margin-top: 24px" class=3D"">Bu=
siness name: HyperFlight Ltd</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 24px; line-he=
ight: 30px; margin: 20px 0px 14px 0px;text-align: left;">Changes to fees, n=
ew fees, and updates to some important documents</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 14px 0px;text-align: left;">Dear Customer</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 14px 0px;text-align: left;">From <strong>14&nbs=
p;Dec‌emb‌er 20‌26</strong>, we're changing some of our=
fees (including cash service fees) and introducing some new fees. We're al=
so updating some important documents.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 14px 0px;text-align: left;">A number of things =
are changing – please read the changes carefully so you know what the=
y mean for your business/organisation.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 14px 0px;text-align: left;">You can find detail=
s of the changes we're making in the <strong>Notice of Variation</strong> w=
hich is available for you to read and download on our website by clicking o=
n the button below. The Notice of Variation will also provide details of th=
e documents we're changing and where to find them.</p>
</td>
</tr>
<tr>
<td valign=3D"top" align=3D"left" style=3D"padding-top: 0px; padding-bottom=
: 0px;">
<table width=3D"172" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" style=
=3D"width:172px;" align=3D"left" class=3D"w100">
<tbody>
<tr>
<td width=3D"146" style=3D"background-color:#DB0011;cursor:pointer;text-dec=
oration:none;user-select:none; font-size: 16px; color: rgb(255, 255, 255); =
font-family:Arial, Helvetica, sans-serif; width:146px; padding: 0px;padding=
-top: 10px;padding-bottom: 10px; line-height: 20px;" align=3D"center" valig=
n=3D"top" class=3D"w100"><a href=3D"https://email.business.hsbc.co.uk/r/=3F=
id=3Dh3e04409,1ab90fa,1101a64" target=3D"_blank" title=3D"Notice of Variati=
on" style=3D"text-decoration: none;color: #ffffff;"><span style=3D"text-dec=
oration: none;color: #ffffff;"><strong>Notice of Variation</strong></span><=
/a></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"center" valign=3D"top">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 14px 0px 14px 0px;text-align: left;">Please note, if yo=
u bank with us through more than one business entity, you'll receive a sepa=
rate communication for each one before 14 Oc‌tob‌er 202=
‌6. They may arrive at different times because we're sending them base=
d on how the changes are expected to affect each entity.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 14px 0px 14px 0px;text-align: left;font-weight: bold">H=
ow the cash services changes¹ may impact you</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 14px 0px 14px 0px;text-align: left;font-weight: normal"=
>If your usage remains at a broadly similar level, <strong>you're likely to=
pay less</strong> in cash service fees once the changes take effect².=
Any change in your usage could affect the amount you're charged.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 14px 0px 14px 0px;text-align: left;">If you'd like to k=
now more about how these changes may impact you, you can find answers and e=
xamples in our Frequently Asked Questions which are included on the Notice =
of Variation website mentioned above.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px;text-align: left;margin-top: 16px; margin-bottom: 1=
4px"><strong>Why we're making these price changes</strong></p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 14px 0px;text-align: left;">We've listened to c=
ustomer feedback and simplified our pricing for cash services so they're ea=
sier to understand. We've removed some fees and, in some cases, increased p=
ricing to help manage any rising operational costs of providing these servi=
ces and to support continued investment in our products.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px;text-align: left;margin-top: 16px; margin-bottom: 0=
px"><strong>What you need to do</strong></p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 14px 0px 0px 0px;text-align: left;">Please read the Not=
ice of Variation which provides details on what you need to do if you don't=
accept the changes we're making.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"center" valign=3D"top" style=3D"padding:0px 0px 0px 0px;" clas=
s=3D"plr30">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center">
<tbody>
<tr>
<td align=3D"center" valign=3D"top">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px;text-align: left;margin-top: 14px; margin-bottom: 1=
4px"><strong>We're here to help</strong></p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px;text-align: left;margin-top: 0px; margin-bottom: 14=
px">If you have any questions, please speak with your usual contact (if you=
have one). Alternatively, there are other ways you can get in touch:</p> =
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" valign=3D"top"> =
;</td>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; font-f=
amily: Arial, Helvetica, sans-serif; font-size: 18px; line-height: 20px; fo=
nt-weight: normal; text-align: left; color: #db0011;"><p style=3D"margin: 0=
px; font-family:Arial, Helvetica, sans-serif; font-size: 18px; line-height:=
22px; font-weight: normal; text-align: left; color: #db0011; margin-bottom=
: 2px;" class=3D"bullred" >•</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, Helvetica, s=
ans-serif; font-size: 13px; line-height: 22px; font-weight: normal; text-al=
ign: left; color: #333333;"><p style=3D"margin: 0px; font-family: 'Universe=
Next HSBC', Arial, Helvetica, 'Sans-serif'; font-size: 16px; line-height: =
20px; font-weight: normal; text-align: left; color: #333333; margin-top: 2p=
x; margin-bottom: 6px;">Call us on <a href=3D"tel:03450563060" target=3D"_b=
lank" title=3D"call" style=3D"text-decoration: none; color: #333333;"><span=
style=3D"text-decoration: none; color: #333333; font-weight: normal;">0345=
0 563 060</span></a>³.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" valign=3D"top"> =
;</td>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; font-f=
amily: Arial, Helvetica, sans-serif; font-size: 18px; line-height: 20px; fo=
nt-weight: normal; text-align: left; color: #db0011;"><p style=3D"margin: 0=
px; font-family:Arial, Helvetica, sans-serif; font-size: 18px; line-height:=
22px; font-weight: normal; text-align: left; color: #db0011; margin-bottom=
: 2px;" class=3D"bullred" >•</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, Helvetica, s=
ans-serif; font-size: 13px; line-height: 22px; font-weight: normal; text-al=
ign: left; color: #333333;"><p style=3D"margin: 0px; font-family: 'Universe=
Next HSBC', Arial, Helvetica, 'Sans-serif'; font-size: 16px; line-height: =
20px; font-weight: normal; text-align: left; color: #333333; margin-top: 2p=
x; margin-bottom: 6px;">Our <strong>Chat Assistant</strong> is available in=
our HSBC UK Business Banking app and online to answer common banking queri=
es. If it doesn't help, you can connect to an agent during opening hours.</=
p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"12" style=3D"width: 12px; font-f=
amily: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 22px; fo=
nt-weight: normal; text-align: left; color: #db0011; padding-left: 28px;"><=
p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-size=
: 18px; line-height: 22px; font-weight: normal; text-align: left; color: #d=
b0011; margin-bottom: 2px; margin-right: 15px;margin-left: 28px" class=3D"b=
ullred" >–</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; font=
-weight: normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-siz=
e: 16px; line-height: 20px; font-weight: normal; text-align: left; color: #=
333333; margin-top: 4px; margin-bottom: 2px;">If you're using the app, go t=
o <strong>Chat with us</strong> in the 'Support' menu.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"12" style=3D"width: 12px; font-f=
amily: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 22px; fo=
nt-weight: normal; text-align: left; color: #db0011; padding-left: 28px;"><=
p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-size=
: 18px; line-height: 22px; font-weight: normal; text-align: left; color: #d=
b0011; margin-bottom: 2px; margin-right: 15px;margin-left: 28px" class=3D"b=
ullred" >–</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; font-size: 16px; line-height: 20px; font=
-weight: normal; text-align: left; color: #333333;">
<p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-siz=
e: 16px; line-height: 20px; font-weight: normal; text-align: left; color: #=
333333; margin-top: 4px; margin-bottom: 2px;">If you're using a desktop or =
browser, go to <a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04=
409,1ab90fa,1101a65" target=3D"_blank" style=3D"color: #333333; text-decora=
tion: underline;" title=3D"business.hsbc.uk"><strong><span style=3D"font-we=
ight: normal; text-decoration: underline; color: #333333;">business.hsbc.uk=
</span></strong></a> and click <strong>Need help=3F</strong> or the <strong=
>Chat with us</strong> tab.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td>
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" align=3D"center">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" style=3D"padding:0px 0px 0px 0px;" clas=
s=3D"plr30">
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" align=3D"center">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" class=3D"plr30">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center">
<tbody>
<tr>
<td align=3D"center" valign=3D"top"><p style=3D"font-family: 'Universe Next=
HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rul=
e: exactly; font-size: 16px; line-height: 20px; margin: 0px;text-align: lef=
t; margin-top: 14px;margin-bottom: 14px">For other accessible ways to conta=
ct us, visit <a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e0440=
9,1ab90fa,1101a66" target=3D"_blank" style=3D"color: #333333; text-decorati=
on: underline;" title=3D"business.hsbc.uk/accessibility"><strong><span styl=
e=3D"font-weight: normal; text-decoration: underline; color: #333333;">busi=
ness.hsbc.uk/accessibility</span></strong></a>.</p></td>
</tr>
<tr>
<td>
<p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-siz=
e: 16px; line-height: 20px; font-weight: normal; text-align: left; color: #=
333333; margin-top: 4px; margin-bottom: 14px;">Yours faithfully</p>
<p style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; font-siz=
e: 16px; line-height: 20px; font-weight: bold; text-align: left; color: #33=
3333; margin-top: 4px; margin-bottom: 16px;">Your Commercial Banking Team</=
p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: ex=
actly; font-size: 16px; line-height: 20px;"><p style=3D"font-family: 'Unive=
rse Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-he=
ight-rule: exactly; font-size: 16px; line-height: 20px; margin: 0px; font-w=
eight: normal;" class=3D"sup">¹ </p></td>
<td align=3D"left" valign=3D"top"><p style=3D"font-family: 'Universe Next H=
SBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule:=
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 16px 0px; fon=
t-weight: normal;">If you're in a Free Banking period, the cash service fee=
changes will come into effect after that period ends.</p>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: ex=
actly; font-size: 16px; line-height: 20px;"><p style=3D"font-family: 'Unive=
rse Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-he=
ight-rule: exactly; font-size: 16px; line-height: 20px; margin: 0px; font-w=
eight: normal;">² </p></td>
<td align=3D"left" valign=3D"top"><p style=3D"font-family: 'Universe Next H=
SBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule:=
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 16px 0px; fon=
t-weight: normal;">This is a general indication based on your cash services=
activity charges posted between <strong>1 May 2025</strong> and =
<strong>30 April 2026</strong>. Where you weren't charged due to =
any free banking period, we've estimated the charge based on the volumes co=
mpleted during this period. It's not a guarantee of future fees, which will=
depend on your actual usage. Please review the updated Business Price List=
in full. Where you hold multiple accounts, this indication reflects your c=
onsolidated cash services activity across all of your accounts and may not =
accurately represent the position for any individual account. The indicatio=
n is an estimate based solely on your historical activity during the period=
stated. It doesn't account for any future changes to the volume, frequency=
, or type of your cash transactions. Actual fees will be calculated in acco=
rdance with the updated Business Price List from the date the changes take =
effect. This indication doesn't constitute advice, and you shouldn't rely o=
n it as a forecast of your future fees.</p>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: ex=
actly; font-size: 16px; line-height: 20px;"><p style=3D"font-family: 'Unive=
rse Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-he=
ight-rule: exactly; font-size: 16px; line-height: 20px; margin: 0px; font-w=
eight: normal;">³ </p></td>
<td align=3D"left" valign=3D"top"><p style=3D"font-family: 'Universe Next H=
SBC', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule:=
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 16px 0px; fon=
t-weight: normal;">We're open M‌ond‌ay to Fr‌id‌ay, 8:&=
zwnj;00‌am to 6:0‌0pm and Sa‌tu‌rd‌ay, 8‌:0&z=
wnj;0a‌m to 2:0‌0p‌m (subject to change over certain periods=
). If you're calling from outside the UK, please dial <a href=3D"tel:+44138=
9815329" style=3D"color: #333333; text-decoration: none;" title=3D"call" ta=
rget=3D"_blank" >+44 1389 815 329</a>. To help us improve ou=
r service, and in the interest of security, we may monitor and record your =
conversation. If you need a Text Relay service, you can download the 'Relay=
UK' app and call our number from within it.</p>
</td>
</tr>
</tbody>
</table>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"center" style=3D"border: 1px solid #000000;" class=3D"borderwhite">
<tbody>
<tr>
<th width=3D"246" align=3D"center" valign=3D"top" style=3D"width: 246px;" c=
lass=3D"drop"><img src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_em=
ail/img-1.jpg" width=3D"246" alt=3D"Learn more about fraud" style=3D"width:=
100%; height: auto; border: 0px; display: block;"/></th>
<th width=3D"24" style=3D"width: 24px;" class=3D"drop nomob"> </th>
<th align=3D"left" valign=3D"top" class=3D"drop" style=3D"font-weight: norm=
al;">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 72px 0px 12px 0px; font-weight: normal;" class=3D"ml10 =
mt12"><strong>Learn more about fraud</strong></p>
<p class=3D"ml10" style=3D"font-family: 'Universe Next HSBC', Arial, Helvet=
ica, 'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size=
: 16px; line-height: 20px; margin: 0px 14px 12px 0px;">For more information=
on how to protect you and your business, speak with your usual HSBC contac=
t or visit <a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,=
1ab90fa,1101a67" target=3D"_blank" style=3D"color: #333333; text-decoration=
: underline;" title=3D"business.hsbc.uk/fraud-centre"><strong><span style=
=3D"font-weight: normal; text-decoration: underline; color: #333333;">busin=
ess.hsbc.uk/fraud-centre</span></strong></a>.</p>
</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding: 30px 0px 15px 0px;" align=3D"center">
<table align=3D"center" style=3D"border-collapse: collapse; border: 0; mso-=
table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; width: =
88%; padding: 0;" width=3D"88%">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr align=3D"left" valign=3D"top">
<td width=3D"72" align=3D"left" valign=3D"top" style=3D"width: 72px; paddin=
g-top: 4px;" class=3D"w60"><img src=3D"https://assets.fwdto.net/hsbc/cmb/20=
2402_fraud_email/lock.png" width=3D"48" alt=3D"Your security is our priorit=
y" style=3D"width: 48px; height: auto; border: 0px; display: block;"/></td>
<td class=3D"colwhite" align=3D"left" style=3D"border-collapse: collapse; p=
adding: 0; mso-line-height-rule: exactly; vertical-align: top; font-size: 1=
6px; line-height: 20px; font-weight: 400; padding-top: 0px; color: #333333;=
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; padding=
-bottom: 16px;" valign=3D"top"><p style=3D"font-family: 'Universe Next HSBC=
', Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: ex=
actly; font-size: 24px; line-height: 28px; margin: 0px 0px 12px 0px">Your s=
ecurity is our priority</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-seri=
f'; color: #333333; mso-line-height-rule: exactly; font-size: 16px; line-he=
ight: 20px; margin: 0px 0px 12px 0px">In our emails, we'll never ask you fo=
r confidential information or to confirm your security details. Links withi=
n our emails will only take you to information pages.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top"><table align=3D"left" border=3D"0" cellsp=
acing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: 20=
px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, Hel=
vetica, 'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-s=
ize: 16px; line-height: 20px; margin: 0px 0px 0px 0px">Please forward any s=
uspicious emails to <a target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
class=3D"nomob" style=3D"text-decoration: underline; display: inline-block;=
color: #333;" title=3D"phishing@hsbc.com"><strong><span style=3D"text-deco=
ration: underline;">phishing@hsbc.com</span></strong></a></p></td>
<td class=3D"nomob" width=3D"14" style=3D"width: 14px;font-size: 16px; line=
-height: 20px;" align=3D"right" valign=3D"top"><a target=3D"_blank" href=3D=
"mailto:phishing@hsbc.com" style=3D"text-decoration: none; color: #333;" ti=
tle=3D"phishing@hsbc.com"><img class=3D"mobilearrow" alt=3D"arrow" src=3D"h=
ttps://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" height=3D"1=
8" width=3D"8" style=3D"width: 8px; height: 18px; display: block;"></a></td=
>
</tr>
</tbody>
</table></td>
</tr>
<!--[if mso]><!-->
<tr>
<td align=3D"left" valign=3D"top"><div class=3D"show" style=3D"display: non=
e; max-height: 0px; overflow: hidden;margin: 0;">
<table align=3D"left" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: 20=
px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', Arial, Hel=
vetica, 'Sans-serif'; color: #333; mso-line-height-rule: exactly; font-size=
: 16px; line-height: 20px; margin: 0px 0px 0px 0px"><a target=3D"_blank" hr=
ef=3D"mailto:phishing@hsbc.com" style=3D"text-decoration: underline; displa=
y: inline-block; color: #333;" title=3D"phishing@hsbc.com"><strong><span st=
yle=3D"text-decoration: underline;">phishing@hsbc.com</span></strong></a></=
p></td>
<td width=3D"14" style=3D"width: 14px;" align=3D"right" valign=3D"top"><a t=
arget=3D"_blank" href=3D"mailto:phishing@hsbc.com" style=3D"text-decoration=
: none; color: #333;" title=3D"phishing@hsbc.com"><img class=3D"mobilearrow=
" alt=3D"arrow" src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email=
/arrow8.png" height=3D"18" width=3D"6" style=3D"width: 8px; height: 18px; d=
isplay: inline-block;"></a></td>
</tr>
</tbody>
</table>
</div></td>
</tr>
<!--<![endif]-->
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td class=3D"padlr20 mainbg" style=3D"border-collapse: collapse; mso-line-h=
eight-rule: exactly; vertical-align: top; padding: 0 45px; background-color=
: #e4e5e6;" valign=3D"top" bgcolor=3D"#e4e5e6">
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 20px 0px 0px 0px;">
<table border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; font-family:=
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: #000000; text-=
decoration: underline; font-weight: 400;font-size: 12px; line-height: 16px;=
"><a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90fa,1=
101a68" target=3D"_blank" aria-label=3D"Privacy notice Privacy notice Opens=
in new window" title=3D"Website terms" style=3D"color: #000000; text-decor=
ation: underline;"><span style=3D"font-weight: normal; text-decoration: und=
erline; color: #000000;" class=3D"nolink">Website terms</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; font-family:=
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: #000000; text-=
decoration: underline; font-weight: 400;font-size: 12px; line-height: 16px;=
"><a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90fa,1=
101a6a" title=3D"Legal" target=3D"_blank" aria-label=3D"Legal Legal Opens i=
n new window" style=3D"color: #000000; text-decoration: underline;"><span s=
tyle=3D"font-weight: normal; text-decoration: underline; color: #000000;" c=
lass=3D"nolink">Legal</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; font-family:=
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: #000000; text-=
decoration: underline; font-weight: 400;font-size: 12px; line-height: 16px;=
"><a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90fa,1=
101a69" title=3D"Contact us" target=3D"_blank" aria-label=3D"Contact us Con=
tact us Opens in new window" style=3D"color: #000000; text-decoration: unde=
rline;"><span style=3D"font-weight: normal; text-decoration: underline; col=
or: #000000;" class=3D"nolink">Contact us</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; font-family:=
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: #000000; text-=
decoration: underline; font-weight: 400;font-size: 12px; line-height: 16px;=
"><a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90fa,1=
101a6c" title=3D"Find a branch" target=3D"_blank" aria-label=3D"Legal Legal=
Opens in new window" style=3D"color: #000000; text-decoration: underline;"=
><span style=3D"font-weight: normal; text-decoration: underline; color: #00=
0000;" class=3D"nolink">Find a branch</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; font-family:=
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: #000000; text-=
decoration: underline; font-weight: 400;font-size: 12px; line-height: 16px;=
"><a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90fa,1=
101a6d" title=3D"Fraud Centre" target=3D"_blank" style=3D"color: #000000; t=
ext-decoration: underline;"><span style=3D"font-weight: normal; text-decora=
tion: underline; color: #000000;" class=3D"nolink">Fraud Centre</span>=
</a></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td class=3D"" style=3D"border-collapse: collapse; padding: 0; mso-line-hei=
ght-rule: exactly; vertical-align: top; padding-top: 0px; color: #000000; f=
ont-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';" valign=
=3D"top"><div align=3D"left">
<p style=3D"margin: 0; margin-top: 12px; margin-bottom: 0px; font-size: 12p=
x; line-height: 16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';" class=3D"mt18"><strong>HSBC UK Bank plc.</strong> Registered=
in England and Wales (company number: <a style=3D"text-decoration: none; c=
olor: #000000;">9928412</a>). Registered Office: <span class=3D"applelink">=
1 <span></span>Ce<span></span>nte<span></span>na<span></span>r<span></span>=
y Sq<span></span>ua<span></span>re, Bi<span></span>rm<span></span>ing<span>=
</span>ha<span></span>m, B<span></span>1 1<span></span>H<span></span>Q. Aut=
horised by the Prudential Regulation Authority and regulated by the Financi=
al Conduct Authority and the Prudential Regulation Authority (Financial Ser=
vices Register number: 765112).</span></p>
<p style=3D"margin: 0; margin-top: 9px; margin-bottom: 0px; font-size: 12px=
; line-height: 16px; font-family: 'Universe Next HSBC', Arial, Helvetica, '=
Sans-serif'; font-weight: bold;"><a href=3D"https://email.business.hsbc.co.=
uk/r/=3Fid=3Dh3e04409,1ab90fa,1101a6e" target=3D"_blank" style=3D"color: #0=
00000; text-decoration: none;" title=3D"Privacy notice">Privacy notice</a><=
/p>
<p style=3D"margin: 0; margin-bottom: 0px; font-size: 12px; line-height: 16=
px; font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';margi=
n-top: 0px">We maintain strict security standards and procedures to prevent=
unauthorised access to information about you. HSBC will never contact you =
by email or otherwise to ask you to validate personal information such as y=
our user ID, password or account numbers. If you get such a request, please=
call us on <a href=3D"tel:03457606060" style=3D"color: #000000; text-decor=
ation: none;" title=3D"call" target=3D"_blank" >03457 60 60 =
60</a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: 12p=
x; line-height: 16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">To make sure we're communicating effectively, we may monitor=
your interest in our emails. We may be able to tell when you've opened the=
m, and how you've interacted with them. This includes information about how=
long you spend reading our emails and which links you select. We may also =
collect technical information about your device and internet connection, an=
d set cookies. We use trusted service providers to help us. For more detail=
s, read our <a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409=
,1ab90fa,1101a6f" target=3D"_blank" title=3D"Privacy Notice" style=3D"color=
: #000000; text-decoration: underline;"><strong><span style=3D"font-weight:=
normal; text-decoration: underline;">Privacy Notice</span></strong></a> an=
d our <a href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90=
fa,1101a70" target=3D"_blank" title=3D"Cookie Policy" style=3D"color: #0000=
00; text-decoration: underline;"><strong><span style=3D"font-weight: normal=
; text-decoration: underline;">Cookie Policy</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: 12p=
x; line-height: 16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">This email is confidential. It may also be legally privilege=
d. If you aren't the addressee you may not copy, forward, disclose or use a=
ny part of it. If you got this message in error, please delete it and all c=
opies from your system and notify the sender immediately by return email. I=
nternet communications can't be guaranteed to be timely, secure, error or v=
irus free. We don't accept liability for any errors or omissions. Please do=
n't reply to this email. To get in touch, <a target=3D"_blank" title=3D"con=
tact us" href=3D"https://email.business.hsbc.co.uk/r/=3Fid=3Dh3e04409,1ab90=
fa,1101a6b" style=3D"color: #000000; text-decoration: underline;"><strong><=
span style=3D"font-weight: normal; text-decoration: underline;">contact us<=
/span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: 12p=
x; line-height: 16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">©HSBC Group 2026. All Rights Reserved.</p>
</div></td>
</tr>
<tr>
<td style=3D"border-collapse: collapse; padding: 0; mso-line-height-rule: e=
xactly; vertical-align: top; height: 25px;" height=3D"25" valign=3D"top"/>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
</div>
</td>
</tr>
</table>
</div>
<img height=3D'0' width=3D'0' alt=3D'' src=3D'https://email.business.hsbc.c=
o.uk/r/=3Fid=3Dh3e04409,1ab90fa,1'/></body>
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