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Date: Wed, 5 Aug 2026 06:32:30 +0100
From: Allica Bank <rewards@allica.bank>
Reply-To: no-reply@allica.bank
To: neil@hyperflight.co.uk
Message-ID: <1785907944788.68e8909a-eb92-46b0-a5c0-721926e7accb@bf10x.hubspotemail.net>
Subject: =?utf-8?Q?Open_a_business_overdraft_before_you_?=
 =?utf-8?Q?need_it._Thank_yourself_when_you_do.=C2=A0?=
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Find out if you're eligible in two minutes.

=E2=93=98 Click here (https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs=
5GH9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4l5jGjMW5BWr2F6lZ3nzVDH_Tz4xHbnNW8tYljX=
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W26kXlD2TsSlSW88lnLJ503BDNW63bF55792R0lW1h4JbX7XpttkV-bpgb3f3jmhW35WqQx7y8S=
k9W4jYwRT8vfb3dW4N2dcB7pyhCPW2rk2sT5QsTt8f8vfCvR04 ) for a web version. Rem=
ember to add Allica Bank to your safe senders list.

Allica-Bank-Primary-Logo (https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW=
8NTs5GH9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4l3l5QzW5BW0B06lZ3kzW7s758z1VzBXDW1=
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wVW6S7Zs72SzjF7W74GNYk5pDsZQW5Vk5_t4jm2KgW1WxD_M3wgZDGN2pC2l17ykMpf7JJ32004=
 )

Hello Neil,

There=E2=80=99s one last thing we=E2=80=99d like to tell you about overdraf=
ts.

One thing we hear consistently from customers who have an overdraft in plac=
e:

"I wish I'd sorted it before I actually needed it."

Applying takes a few minutes, and we'll work to get everything approved and=
 set up as fast as possible. The earlier you start, the more breathing room=
 you'll have. The businesses that benefit most from an overdraft are the on=
es that set it up during a good period =E2=80=93 not when they're under pre=
ssure.

What you get with Allica:

- Up to =C2=A32 million, borrow from =C2=A325,001
- Pay interest only on what you use
- No fixed repayments =E2=80=93 clears as revenue comes in
- A dedicated relationship manager throughout
- Available through the Growth Guarantee Scheme =E2=80=93 no personal guara=
ntee required on facilities under =C2=A350,000

A one-off arrangement fee of 1.5% applies when your overdraft is set up.

Apply in a few minutes =E2=80=93 see if you're eligible and how much you co=
uld borrow.

Apply for a business overdraft1  (https://www.allica.bank/e3t/Ctc/5D+113/cQ=
P1X04/VW8NTs5GH9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4l3l5QzW5BW0B06lZ3nYW1WTPc4=
92j3KwW7-2lPb8q2fKWW1fRj8D77d73sW51YnDH2W5wVMW1lymdz1lm2RjW8D-BrK4wZDVGW6Mt=
6B38VX9_6N3kCBcFdlTFPW1zhcMG7z_4vKW26F8D11N71d9W8Mq_mw7SKdwvW7rR9Nb6wsB8gW6=
03znW2G0_ySW43BmFR8lFfyrW2GZpg04dhFjDW1XZnkq119rcXW6-FPWH3qvtshW8ynl5B1qshR=
Qf15cWGK04 )

Or speak to your relationship manager directly =E2=80=93 they're here to he=
lp you work out whether it makes sense for your business.

Thanks,

The Allica Bank team

1All lending is subject to status, our lending criteria, and a satisfactory=
 credit assessment.=E2=80=AFTerms and conditions (https://www.allica.bank/e=
3t/Ctc/5D+113/cQP1X04/VW8NTs5GH9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk5R3l5QzW8wL=
KSR6lZ3lwM58q5n31mBtW4YQjn36f2Rz5W2r0C7j43Jj0QW4s84QJ6_0MbTW2nFNYJ3nwnVkVk7=
Cm-8pM28VW3m75XB2Y537GW4LjCln739MQvW2P76wZ3tKxRGW4SrzS-3lqRpcW35_wDW4j4JpbW=
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xW8359sY1QnqlBW6ClvYF44k7R8W8KsvZd3vcb1NW66vJQh1FQs36W3J0Wqy23TgTVf6ykFmg04=
 ) =E2=80=AFapply.

Logomark - hat (https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH9WY=
N6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4l3l5QzW5BW0B06lZ3kzW7s758z1VzBXDW1Qw1cN2jrGZ=
YW3y65_h4DPv1ZW855PqW5VlfH6W848QX36rDyrQW2K9yZ44wg0TkW5xy8nY5DwdrTVg_Pqr7qG=
363VVHrs79hH1g2W5MlC2736ngzNW8rwwTj1wtq51W2fYkgG8w7YGBW5Sxv5F7dZswVW6S7Zs72=
SzjF7W74GNYk5pDsZQW5Vk5_t4jm2KgW1WxD_M3wgZDGN2pC2l17ykMpf7JJ32004 )

Allica Bank Limited is authorised by the Prudential Regulation Authority an=
d regulated by the Financial Conduct Authority and the Prudential Regulatio=
n Authority (FRN: 821851). 4th/5th Floor, 15 Worship Street, London, EC2A 2=
DT. Registered in England and Wales with company number 07706156.

Allica Bank savings accounts and business current account products are regu=
lated by the Financial Conduct Authority and the Prudential Regulation Auth=
ority. Allica Bank lending products are not regulated products. Registered =
in England and Wales with company number 07706156.

Copyright =C2=A9 2026 Allica Bank Limited

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   =20
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   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
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lor: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-genera=
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d; margin-bottom:0; padding:0" align=3D"right">
    <tbody>
      <tr>
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1a3760; word-break:break-word">
          <h2 style=3D"margin:0; font-size:10px; line-height:175%; font-wei=
ght:normal; text-align:left" align=3D"left"><span style=3D"color: #1a3660; =
font-family: Arial, sans-serif;"><span style=3D"font-weight: bold;">=E2=93=
=98 </span></span><span style=3D"color: #1a3660; font-family: Arial, sans-s=
erif;"><span style=3D"color: #00204e;"><span style=3D"color: #1a3660;"><a h=
ref=3D"https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH9WYN6sy7QRXD=
SZTW7qxXbD5SkCZmN33Mk4l5kvg8W5BWr2F6lZ3p_W5cSX2x2jlyK3W6XxGR66Rb37mN4NpfyLl=
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WhndnK4W8Z22yY95yZsmf8MMrwl04" style=3D"color:#1a3660; font-weight:bold" re=
l=3D"noopener" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"eMVA8XLL" target=
=3D"_blank">Click here</a> </span></span></span><span style=3D"color: #1a36=
60; font-family: Arial, sans-serif;">for a web version. Remember to add All=
ica Bank to your safe senders list.</span></h2>
        </td>
      </tr>
    </tbody>
  </table>
</div></div></td></tr></tbody></table>
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<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
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  =20
  </div>
  <div id=3D"section-1" class=3D"hse-section" style=3D"padding-left:10px; p=
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   =20
   =20
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   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fdfcfb">
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  <td valign=3D"top" style=3D"width:600px;">
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<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
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<![endif]-->
<div id=3D"column-1-0" class=3D"hse-column hse-size-12">
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: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
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  <tbody>
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:center; padding:35px 20px 30px; font-size:0px">
        <a href=3D"https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH=
9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4F3lYM-W69sMD-6lZ3mwW5zHwtq8Vs4WdW74_LlR2H=
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k/hs-fs/hubfs/Allica-Bank-Primary-Logo.png?width=3D360&amp;upscale=3Dtrue&a=
mp;name=3DAllica-Bank-Primary-Logo.png" style=3D"outline:none; text-decorat=
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<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-2" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fdfcfb" bgcolor=3D"#fdfcfb">
   =20
    <!--[if (mso)|(IE)]>
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spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fdfcfb">
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  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
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<![endif]-->
<div id=3D"column-2-0" class=3D"hse-column hse-size-12">
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: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presentat=
ion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
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:center; padding:10px 20px 30px; font-size:0px">
        <img alt=3D"Email Hero Banner =E2=80=A2 Template-2-Aug-04-2026-11-3=
1-00-5409-AM" src=3D"https://www.allica.bank/hs-fs/hubfs/Email%20Hero%20Ban=
ner%20%E2%80%A2%20Template-2-Aug-04-2026-11-31-00-5409-AM.png?width=3D1120&=
amp;upscale=3Dtrue&amp;name=3DEmail%20Hero%20Banner%20%E2%80%A2%20Template-=
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none; max-width:100%; font-size:16px" width=3D"560" align=3D"middle">
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  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-3" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fdfcfb" bgcolor=3D"#fdfcfb">
   =20
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  <td valign=3D"top" style=3D"width:600px;">
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odule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" =
data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"=
hs_cos_wrapper_module_17804850728581_" class=3D"hs_cos_wrapper hs_cos_wrapp=
er_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size=
: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-=
hs-cos-type=3D"rich_text"><h2 style=3D"margin:0; color:#00204e; font-size:1=
5px; line-height:175%; text-align:left; font-weight:normal" align=3D"left">=
<span style=3D"color: #00204e; font-family: Arial, sans-serif;">Hello Neil,=
<br></span></h2>
<h2 style=3D"margin:0; color:#00204e; font-size:15px; line-height:175%; tex=
t-align:left; font-weight:normal" align=3D"left"><span style=3D"color: #002=
04e;">&nbsp;</span></h2>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)"><span style=3D"=
color: #00204e;"> </span>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)"><span style=3D"=
color: #00204e;"> </span>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
"><span style=3D"line-height: 17.266667px;">There=E2=80=99s one last thing =
we=E2=80=99d like to tell you about overdrafts.</span><span style=3D"line-h=
eight: 17.266667px; background-color: var(--clrselection,#c6c6c6);"> </span=
></span></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%; color:#222222">&nbsp;</p>
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
"><strong><span style=3D"line-height: 17.266667px;">One thing we hear consi=
stently from customers who have an overdraft in place:</span></strong><span=
 style=3D"line-height: 17.266667px; background-color: var(--clrselection,#c=
6c6c6);"> </span></span></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%; color:#222222">&nbsp;</p>
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
"><em><span style=3D"line-height: 17.266667px;">"I wish I'd sorted it befor=
e I actually needed it."</span></em><span style=3D"line-height: 17.266667px=
; background-color: var(--clrselection,#c6c6c6);"> </span></span></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%; color:#222222">&nbsp;</p>
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
"><span style=3D"line-height: 17.266667px;">Applying takes a few minutes, a=
nd we'll work to get everything approved and set up as fast as possible. Th=
e earlier you start, the more breathing room you'll have.</span><span style=
=3D"line-height: 17.266667px;"> </span><span style=3D"line-height: 17.26666=
7px;">The businesses that benefit most from an overdraft are the ones that =
set it up during a good period =E2=80=93 not when they're under pressure.</=
span></span><span style=3D"line-height: 17.266667px; color: #222222; backgr=
ound-color: var(--clrselection,#c6c6c6);"> </span></p>
</div>
</div>
</div></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_17827281592143" class=3D"hse-section" style=3D"padding=
-left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fdfcfb; padding-bottom:16px; pad=
ding-top:16px" bgcolor=3D"#fdfcfb">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fdfcfb">
      <tr style=3D"background-color:#fdfcfb;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;padding-bottom:16px; padding-top:=
16px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column-1782728159214-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:b=
reak-word; padding:10px 24px"><div id=3D"hs_cos_wrapper_module_178272815921=
42" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_modul=
e" style=3D"color: inherit; font-size: inherit; line-height: inherit;" data=
-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_c=
os_wrapper_module_17827281592142_" class=3D"hs_cos_wrapper hs_cos_wrapper_w=
idget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: in=
herit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-c=
os-type=3D"rich_text"><div style=3D"line-height:175%; background-color:#faf=
8f4; padding:35px 24px 35px 24px; border-radius:20px 20px 20px 20px; text-a=
lign:center; max-width:800px; margin:0 auto" bgcolor=3D"#faf8f4" align=3D"c=
enter">
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"color:#222222; font-size:18px; line-height:175%; text-align:lef=
t" align=3D"left"><span style=3D"color: #00204e;"><strong>What you get with=
 Allica:</strong></span></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<ul style=3D"line-height:175%; list-style-type:disc">
<li style=3D"text-align: left;"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 17.266667px;"><strong>Up to =C2=A32 million</strong>, borr=
ow from =C2=A325,001</span><span style=3D"line-height: 17.266667px; backgro=
und-color: var(--clrselection,#c6c6c6);"> </span></span></li>
<li style=3D"text-align: left;"><span style=3D"color: #00204e;"><strong><sp=
an style=3D"line-height: 17.266667px;">Pay interest only on what you use</s=
pan></strong><span style=3D"line-height: 17.266667px; background-color: var=
(--clrselection,#c6c6c6);"> </span></span></li>
<li style=3D"text-align: left;"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 17.266667px;"><strong>No fixed repayments</strong> =E2=80=
=93 clears as revenue comes in</span><span style=3D"line-height: 17.266667p=
x; background-color: var(--clrselection,#c6c6c6);"> </span></span></li>
<li style=3D"text-align: left;"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 17.266667px;">A <strong>dedicated relationship manager</st=
rong> throughout</span><span style=3D"line-height: 17.266667px; background-=
color: var(--clrselection,#c6c6c6);"> </span></span></li>
<li style=3D"text-align: left;"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 17.266667px;">Available through the Growth Guarantee Schem=
e =E2=80=93 no personal guarantee required on facilities under =C2=A350,000=
</span><span style=3D"line-height: 17.266667px; background-color: var(--clr=
selection,#c6c6c6);"> </span></span></li>
</ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847); text-align:left=
" align=3D"left">
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
"><span style=3D"line-height: 17.266667px;">A one-off arrangement fee of 1.=
5% applies when your overdraft is set up.</span><span style=3D"line-height:=
 17.266667px; background-color: var(--clrselection,#c6c6c6);"> </span></spa=
n></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%; color:#222222; text-align:left" align=3D"left=
"><span style=3D"color: #00204e; line-height: 17.266667px;">Apply in a few =
minutes =E2=80=93 see if you're eligible and how much you could borrow.</sp=
an><span style=3D"line-height: 17.266667px; color: #222222; background-colo=
r: var(--clrselection,#c6c6c6);"> </span></p>
</div>
</div>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<ul style=3D"line-height:175%; list-style-type:disc; text-align:left" align=
=3D"left"></ul>
<span style=3D"font-size: 16px; font-family: Arial, sans-serif;"><a href=3D=
"https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH9WYN6sy7QRXDSZTW7q=
xXbD5SkCZmN33Mk4F3lYM-W69sMD-6lZ3nrW7RmxRB2wBYytW1XX70M5zHhh5VNh2ZY4NqD_kW4=
C83rT7fG0hYW3HrHNM71RHLTW8tPC7J3pL6YyW4gh-MJ1vmVFJW4Gg90x42nZHxW29WZYQ2DvTQ=
8VKdk3T5HndWKW7GsQfr29hp-0W3Bpzkm5wnfTrW7qcxhZ5zvx52W8mPLPB6W0cTvV86bNN6DpF=
V0W4HhP8Q7BQ5hTW1fVYxH54QthLW5jHzBS2MDhsTW2R8zT92f8hkvW1Jd7gJ77yHw2f1F6Lqj0=
4" style=3D"display:inline-block; background-color:#00204e; color:#ffffff; =
text-decoration:none; padding:8px 45px; border-radius:60px; font-weight:bol=
d" rel=3D"noopener" bgcolor=3D"#00204e" data-hs-link-id=3D"0" data-hs-link-=
id-v2=3D"p1qo1y74" target=3D"_blank">Apply for a business overdraft<sup>1&n=
bsp;</sup></a></span></div></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1773072924127" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fdfcfb" bgcolor=3D"#fdfcfb">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fdfcfb">
      <tr style=3D"background-color:#fdfcfb;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1773072924127_0" class=3D"hse-column hse-size-12">
  <!--[if !mso]><!-->  <table role=3D"presentation" cellpadding=3D"0" cells=
pacing=3D"0" width=3D"100%" class=3D"hs-hd" style=3D"display:none"><tbody><=
tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-serif; font-siz=
e:15px; color:#1a3760; word-break:break-word; padding:15px"><div id=3D"hs_c=
os_wrapper_module_17827425189301" class=3D"hs_cos_wrapper hs_cos_wrapper_wi=
dget hs_cos_wrapper_type_module" style=3D"color: inherit; font-size: inheri=
t; line-height: inherit" data-hs-cos-general-type=3D"widget" data-hs-cos-ty=
pe=3D"module"><table role=3D"none" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" style=3D"vertical-align:top" width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Arial, sans-serif; color:#1a3=
760; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1px solid #e0dbd4;width:100%;mar=
gin:0 auto"></p>
     =20
    </td>
  </tr>
</tbody></table></div></td></tr></tbody></table><!--<![endif]-->
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:brea=
k-word; padding:10px 40px 5px"><div id=3D"hs_cos_wrapper_module_17847143283=
711" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_modu=
le" style=3D"color: inherit; font-size: inherit; line-height: inherit;" dat=
a-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_=
cos_wrapper_module_17847143283711_" class=3D"hs_cos_wrapper hs_cos_wrapper_=
widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: i=
nherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-=
cos-type=3D"rich_text"><div style=3D"line-height:175%; color:rgba(0, 0, 0, =
0.847)">
<p style=3D"line-height:175%; color:#222222"><span style=3D"color: #00204e;=
 line-height: 17.266667px;">Or speak to your relationship manager directly =
=E2=80=93 they're here to help you work out whether it makes sense for your=
 business.</span></p>
</div></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:brea=
k-word; padding:10px 40px 15px"><div id=3D"hs_cos_wrapper_module_1773072924=
1271" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_mod=
ule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" da=
ta-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs=
_cos_wrapper_module_17730729241271_" class=3D"hs_cos_wrapper hs_cos_wrapper=
_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: =
inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs=
-cos-type=3D"rich_text"><div style=3D"line-height:175%; color:rgba(0, 0, 0,=
 0.847)">
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 19.425px;">Thanks,</span><span style=3D"line-height: 19.42=
5px;"><span style=3D"white-space-collapse: preserve;"> </span></span></span=
></p>
</div>
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:175%"><span style=3D"color: #00204e;"><span style=
=3D"line-height: 19.425px;">The Allica Bank team</span></span></p>
</div>
</div></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:brea=
k-word; padding:15px"><div id=3D"hs_cos_wrapper_module_17821397449404" clas=
s=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><table role=3D"none" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"vertical-align:top"=
 width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Arial, sans-serif; color:#1a3=
760; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1px solid #e0dbd4;width:100%;mar=
gin:0 auto;"></p>
      <!--[if mso]>
        <table role=3D"none" align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" style=3D"font-size:1px;border-top:1px solid #e0dbd4;wid=
th:570px;">
          <tr>
            <td style=3D"height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
      <![endif]-->
    </td>
  </tr>
</tbody></table></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section_1775640136246" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fdfcfb" bgcolor=3D"#fdfcfb">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fdfcfb">
      <tr style=3D"background-color:#fdfcfb;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1775640136246_1" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:b=
reak-word; padding:10px 40px 15px"><div id=3D"hs_cos_wrapper_module_1775640=
1362465" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_=
module" style=3D"color: inherit; font-size: inherit; line-height: inherit;"=
 data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D=
"hs_cos_wrapper_module_17756401362465_" class=3D"hs_cos_wrapper hs_cos_wrap=
per_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-siz=
e: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data=
-hs-cos-type=3D"rich_text"><div style=3D"line-height:175%; color:rgba(0, 0,=
 0, 0.847)">
<div style=3D"line-height:175%; color:rgba(0, 0, 0, 0.847)">
<p style=3D"line-height:125%; font-size:12px"><span style=3D"font-size: 11p=
x; color: #00204e;"><sup>1</sup></span><span style=3D"font-size: 11px;"><sp=
an style=3D"color: #00204e;"><sup></sup>All lending is subject to status, o=
ur lending criteria, and a satisfactory credit assessment.<span style=3D"co=
lor: #ff6100;"><span style=3D"color: #00204e;">=E2=80=AF</span><a href=3D"h=
ttps://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH9WYN6sy7QRXDSZTW7qxX=
bD5SkCZmN33Mk663lYM-W95jsWP6lZ3kYW3d_yzm4vvyszW8YKK548H2g1JN1wfh00L_gHgW1Q_=
mh197PswTVwXLK697FTmjW6p_7Kd45ZcslW6XkT_H74h7yDVt_6dB5t_KfmW2gcNSD7lLGRBW4j=
PLsJ56drSTW5rQvhr6ZKYG7W6_Bbm42BWg18W8GQRk-7NJtvvW8ZMnM14b7tBmW7pGsCj78XClG=
W64VGGs8wKYg_W6TTW1T3tgWmVW98Wc2D88dvhYW3T2hkn6Tlf6xW7slvQ985LfkFW6nhbbT7qJ=
C30N516Ys4T_8ZnW9gfZLG6x91zyW9lT8L412zsHnW6q-Rk34QG137W4wDzbB3SxxpJW1NryJ11=
1Q2-lW3sS2lz11_rPBW17sMl165m3xWW5q33yW7lMYw1f4JW8MC04" style=3D"color:#ff61=
00" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"eAYxcZdq" target=3D"_blank"=
>Terms and conditions</a></span>=E2=80=AFapply.&nbsp;</span></span></p>
</div>
</div></div></div></td></tr></tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-14" class=3D"hse-section" style=3D"padding-left:10px; =
padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#00204E; padding-top:50px" bgcolo=
r=3D"#00204E">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#00204E">
      <tr style=3D"background-color:#00204E;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;padding-top:50px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column-14-0" class=3D"hse-column hse-size-12">
  <div id=3D"hs_cos_wrapper_module-14-0-0" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-siz=
e: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data=
-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presenta=
tion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Arial, sans-serif; color:#1a3760; word-break:break-word; text-align=
:center; padding:10px 20px; font-size:0px">
        <a href=3D"https://www.allica.bank/e3t/Ctc/5D+113/cQP1X04/VW8NTs5GH=
9WYN6sy7QRXDSZTW7qxXbD5SkCZmN33Mk4F3lYM-W69sMD-6lZ3lnW8tfzyX612WXpW73D_1J8c=
mwtFW44bLRj5Djk7fN1mbjKzdMHN-N5H93XJyCfL-W4XkKBf37TQ41W7Vd_SK16kGPMN2vdDv21=
0d73W13w3mP85N5LKW7WBPbv5y-z_tW44_Q_f2_KG9_W8410yL1d17ZwN5nfHxWYhxjWW5m4Sbq=
65x4BnN89wQ5t77jpxW8sLRl55zTYkPW7wN99H8GCSjxW2D6rjn2grq30W2m_yRS3kGG08W7FY5=
CR1pVGrBd_5RK404" target=3D"_blank" style=3D"color:#00a4bd" data-hs-link-id=
=3D"1" data-hs-link-id-v2=3D"qXx1Y1Cn">
        <img alt=3D"Logomark - hat" src=3D"https://www.allica.bank/hs-fs/hu=
bfs/Logomark%20-%20hat.png?width=3D90&amp;upscale=3Dtrue&amp;name=3DLogomar=
k%20-%20hat.png" style=3D"outline:none; text-decoration:none; border:none; =
max-width:100%; font-size:16px" width=3D"45" align=3D"middle">
        </a>
      </td>
    </tr>
  </tbody>
</table></div>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-17" class=3D"hse-section hse-section-last" style=3D"pa=
dding-left:10px; padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#00204E" bgcolor=3D"#00204E">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#00204E">
      <tr style=3D"background-color:#00204E;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column-17-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Arial, sans-serif; font-size:15px; color:#1a3760; word-break:b=
reak-word; padding:20px 40px 50px"><div id=3D"hs_cos_wrapper_module-17-0-0"=
 class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" =
style=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs=
-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_=
wrapper_module-17-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_co=
s_wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit; line=
-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"=
rich_text"><p style=3D"color:#00204e; font-size:9px; line-height:150%; font=
-weight:normal; text-align:center" align=3D"center"><span style=3D"color: #=
ffffff; font-family: Arial, sans-serif;">Allica Bank Limited<span style=3D"=
font-size: 10px;"> is authorised by the Prudential Regulation Authority and=
 regulated by the Financial Conduct Authority and the Prudential Regulation=
 Authority (FRN: 821851). 4th/5th Floor, 15 Worship Street, London, EC2A 2D=
T.&nbsp;Registered in England and Wales with company number 07706156.</span=
></span></p>
<p style=3D"color:#00204e; font-size:9px; line-height:150%; font-weight:nor=
mal; text-align:center" align=3D"center">&nbsp;</p>
<p style=3D"color:#00204e; font-size:9px; line-height:150%; font-weight:nor=
mal; text-align:center" align=3D"center"><span style=3D"font-family: Arial,=
 sans-serif; color: #ffffff; font-size: 10px;">Allica Bank savings accounts=
 and business current account products are regulated by the Financial Condu=
ct Authority and the Prudential Regulation Authority. Allica Bank lending p=
roducts are not regulated products. Registered in England and Wales with co=
mpany number 07706156.</span></p>
<p style=3D"color:#00204e; font-size:9px; line-height:150%; font-weight:nor=
mal; text-align:center" align=3D"center"><br><span style=3D"color: #ffffff;=
 font-family: Arial, sans-serif; font-size: 10px;">Copyright =C2=A9 2026 Al=
lica Bank Limited</span></p>
<p style=3D"color:#00204e; font-size:12px; line-height:150%; font-weight:no=
rmal; text-align:center" align=3D"center">&nbsp;</p>
<p style=3D"color:#00204e; font-size:10px; line-height:150%; font-weight:no=
rmal; text-align:center" align=3D"center"><span style=3D"color: #ffffff; fo=
nt-family: Arial, sans-serif; font-size: 10px;"><a href=3D"https://www.alli=
ca.bank/hs/preferences-center/en/direct?data=3DW2nXS-N30h-StW3XsvZw4kl3K6W3=
QxXqD3b1C5cW24WBvN30jQTJW3VXfMw2RjCrrW4fHpRD43YKDLW38hzzC2FSw2CW1-ZfJ438352=
cW36dY632PmJH1W1_l-Yf2vZPlmW3DYkSV2MmsfWW4cLrS73294dkW1N3-Ns4pzw61W2TwHm-4h=
DHdtW4czN1y2B2NW_W3QLF324rlkm1W47DCYz3Fb2zzW3LPBqS3ZMz__W3M2Kdw4rmXptW47NzC=
X49NmxvW3DSjkq3bq0ByW1XxXlW3ZKVPsW3VP73m1XgmWCW3BV4Wx3grNhlW32yX5x3_VR6gW2-=
KdQp4pt8gkW23lz5k3BYy1HW3JYhj52KRgq6W4hwSrc216hZZW2q-Dpw4fyjb3W2Mq3wp3K751D=
W1Vk0LM2Px5nTW2Pvm_c1Qfh-_W3ZLj5B2PPyYkW1Sf6SL2HCSJqW1Xdkml2YCGP1W47vdL72xK=
bRMW3T4bfR2MvZBRW2RRWrC2121xdW32gCj3386T0YW2zGZBt3z7s64W4mpgbw4hg4QrW3jvq1p=
2KnvxHW3zkrNz2xwnpLW4kn75t4r9ZYXW3DX3Mg2YfXmMW1V8KR91SpNVzW3ZvjnD3T4FSXW3VZ=
Kf72MnmvMW4fzyCV34nYGKW3NPRv134pSM5W3W16C02313W2W2xWbnm2HT-3GW25lH6Z21sX03W=
3zkZ8q4cv_JjW1YX2pr3jtF81W4rmyhG4fh8R_W2r5FMn3dsplGW3JL5zs3QKqL7f2CKCzt04&a=
mp;utm_source=3Dhs_email&amp;utm_medium=3Demail&amp;utm_content=3D431554576=
&amp;_hsenc=3Dp2ANqtz-_YhgdYH_T7_i36OSK9BCeU71JZM0d4Wl9IUOY68T89MIfFUGXBeSC=
BUKvmE8nK8GZpt8D-4GAmu67qzkXCQ4yEcC9LPg&amp;_hsmi=3D431554576" style=3D"col=
or:#ffffff" rel=3D"noopener" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"SF=
RZzEXk" target=3D"_blank">Unsubscribe</a> <a href=3D"https://www.allica.ban=
k/hs/preferences-center/en/page?data=3DW2nXS-N30h-StW3XsvZw4kl3K6W3QxXqD3b1=
C5cW24WBvN30jQTJW3VXfMw2RjCrrW4fHpRD43YKDLW38hzzC2FSw2CW1-ZfJ438352cW36dY63=
2PmJH1W1_l-Yf2vZPlmW3DYkSV2MmsfWW4cLrS73294dkW1N3-Ns4pzw61W2TwHm-4hDHdtW4cz=
N1y2B2NW_W3QLF324rlkm1W47DCYz3Fb2zzW3LPBqS3ZMz__W3M2Kdw4rmXptW47NzCX49NmxvW=
3DSjkq3bq0ByW1XxXlW3ZKVPsW3VP73m1XgmWCW3BV4Wx3grNhlW32yX5x3_VR6gW2-KdQp4pt8=
gkW23lz5k3BYy1HW3JYhj52KRgq6W4hwSrc216hZZW2q-Dpw4fyjb3W2Mq3wp3K751DW1Vk0LM2=
Px5nTW2Pvm_c1Qfh-_W3ZLj5B2PPyYkW1Sf6SL2HCSJqW1Xdkml2YCGP1W47vdL72xKbRMW3T4b=
fR2MvZBRW2RRWrC2121xdW32gCj3386T0YW2zGZBt3z7s64W4mpgbw4hg4QrW3jvq1p2KnvxHW3=
zkrNz2xwnpLW4kn75t4r9ZYXW3DX3Mg2YfXmMW1V8KR91SpNVzW3ZvjnD3T4FSXW3VZKf72Mnmv=
MW4fzyCV34nYGKW3NPRv134pSM5W3W16C02313W2W2xWbnm2HT-3GW25lH6Z21sX03W3zkZ8q4c=
v_JjW1YX2pr3jtF81W4rmyhG4fh8R_W2r5FMn3dsplGW3JL5zs3QKqL7f2CKCzt04&amp;utm_s=
ource=3Dhs_email&amp;utm_medium=3Demail&amp;utm_content=3D431554576&amp;_hs=
enc=3Dp2ANqtz-_YhgdYH_T7_i36OSK9BCeU71JZM0d4Wl9IUOY68T89MIfFUGXBeSCBUKvmE8n=
K8GZpt8D-4GAmu67qzkXCQ4yEcC9LPg&amp;_hsmi=3D431554576" style=3D"color:#ffff=
ff" rel=3D"noopener" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"qjPJqCop" =
target=3D"_blank">Manage Preferences</a></span></p></div></div></td></tr></=
tbody></table>
</div>
<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div></div>
          </td>
        </tr>
      </tbody></table>
    </div>
 =20
<img src=3D"https://www.allica.bank/e3t/Cto/5D+113/cQP1X04/VW8NTs5GH9WYN6sy=
7QRXDSZTW7qxXbD5SkCZmW33MjT13D1p0M132" alt=3D"" width=3D"1" height=3D"1" bo=
rder=3D"0" style=3D"display:none!important;min-height:1px!important;width:1=
px!important;border-width:0!important;margin-top:0!important;margin-bottom:=
0!important;margin-right:0!important;margin-left:0!important;padding-top:0!=
important;padding-bottom:0!important;padding-right:0!important;padding-left=
:0!important"></body></html>
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