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Subject: Want a smarter way to manage your Business cash?
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From: United Trust Bank Deposits <noreply@utbank.co.uk>
Date: Wed, 5 Aug 2026 11:02:22 +0100
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----11A1A98F0C1089DC300A894CDC
Content-Type: text/plain; charset="UTF-8"
Content-Transfer-Encoding: quoted-printable

At United Trust Bank, we understand that managing business finances isn=E2=
=80=99t just about saving....

United Trust Bank

United Trust Bank

Saving & Deposits

Want cash flow & savings interest?

Welcome to UTB, and a smarter way to manage your Business cash

At United Trust Bank, we understand that managing business finances isn=E2=
=80=99t just about saving - it=E2=80=99s about being resilient, responsive,=
 and ready for what=E2=80=99s next.

That=E2=80=99s why we=E2=80=99ve developed the portfolio approach to busine=
ss savings: a strategy designed to help you earn more on your funds without=
 compromising flexibility.

In today=E2=80=99s economic environment, where unpredictability is the norm=
, many businesses struggle to strike the right balance between liquidity an=
d returns.

Our portfolio approach can help you:

=E2=80=A2

Overcome uncertainty by segmenting cash according to access needs and risk =
appetite

=E2=80=A2

Earn more from reserves without sacrificing availability of funds when they=
=E2=80=99re needed most

=E2=80=A2

Navigate rising costs with smarter, more strategic cash placement

=E2=80=A2

Safeguard operations through built-in buffers and diversified account struc=
tures

=E2=80=A2

Plan for growth confidently, knowing your money is working as hard as you a=
re

As an existing UTB customer it's easy to open additional accounts with UTB,=
 via Online Banking. Just login
https://email.utbank.co.uk/c/1et30gX6VbVrQY3rf0XcdoOtY and select =E2=80=98=
New Application=E2=80=99. If you don=E2=80=99t yet have online banking, ple=
ase email us at deposits@utbank.co.uk
deposits@utbank.co.uk.

Click below to find out more about the different accounts we offer and how =
they can help support your savings goals.

Easy Access Accounts
https://email.utbank.co.uk/c/1et34gislVgWOWND6AlxWnqzz

Notice Accounts
https://email.utbank.co.uk/c/1et38fDNMECrMVxOY9JTFm2Fa

Fixed Term Accounts
https://email.utbank.co.uk/c/1et3ceZ9dnXWKUi0PJ8fokEKL

The Portfolio Approach
https://email.utbank.co.uk/c/1et3gekuE7jrIT2cHiwB7jgQm

If you have any queries about this or any other matter regarding your savin=
gs with us, please visit the FAQs
https://email.utbank.co.uk/c/1et3kdFQ4QEWGRMoyRUWQhSVX of our website. Alte=
rnatively, you can contact us by telephone, on 0207 190 5599
"0207 190 5599"::tel:0207%20190%205599 or Freephone 0800 083 2228
"0800 083 2228"::tel:0800%20083%202228, Monday to Friday, 9 am to 5 pm.

Thank you for choosing to invest with United Trust Bank.

Yours sincerely

Brian

Brian Todd
Deposits Director

This message was sent to you as a United Trust Bank customer, to provide yo=
u with information that we think you will find interesting. If you would pr=
efer not to receive these kind of emails, you can unsubscribe https://email=
.utbank.co.uk/u/11Sj8EKYjAL5rA0MuXP4g. Having trouble reading this email? V=
iew it in your browser https://email.utbank.co.uk/q/13V2V2HyX1Ubb766F4tlJ/w=
v.

Please do not reply to this email. It has been sent from an email address t=
hat does not accept incoming emails. United Trust Bank will never ask you t=
o supply personal information such as passwords or other security informati=
on via email. If you believe this email has been sent to you in error, plea=
se contact deposits@utbank.co.uk
deposits@utbank.co.uk

United Trust Bank Limited is authorised by the Prudential Regulation Author=
ity and regulated by the Financial Conduct Authority and the Prudential Reg=
ulation Authority. Member of UK Finance. We are covered by the Financial Se=
rvices Compensation Scheme and the Financial Ombudsman Service.

Registered in England and Wales 549690 One Ropemaker Street, London EC2Y 9AW

www.utbank.co.uk
https://email.utbank.co.uk/c/1et3od1bvA0rEQwAqrjizgv1y
United, we go further
https://email.utbank.co.uk/c/1et3scmwWjlWCPgMi0HEif779=

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<tr>
<td align=3D"left" width=3D"58" valign=3D"top"><img style=3D"display: block=
;" src=3D"http://email.utbank.co.uk/files/amf_blaze_group/workspace_44/emai=
l1/images/utb_logo.png" border=3D"0" alt=3D"United Trust Bank" width=3D"111=
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<td width=3D"10" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
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<tr>
<td valign=3D"top"></td>
</tr>

</table>
</td>
<td align=3D"right" width=3D"431" valign=3D"middle"><img style=3D"display: =
block;" src=3D"http://email.utbank.co.uk/files/amf_blaze_group/workspace_44=
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s" width=3D"109" height=3D"13"></td>
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</td>
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<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
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</table>
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</tr>

</table>
</td>
</tr>
<tr>
<td valign=3D"top">
<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
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<tr>
<td valign=3D"top"><img class=3D"image1" style=3D"display: block;" src=3D"h=
ttp://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email1/images/h=
ero.png" border=3D"0" alt=3D"Want cash flow &amp; savings interest?" width=
=3D"600" height=3D"419"></td>
</tr>
<tr>
<td valign=3D"top">
<table class=3D"panel" style=3D"background-color: #1d418e;" align=3D"center=
" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td valign=3D"top"><img class=3D"image1" style=3D"display: block;" src=3D"h=
ttp://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email1/images/b=
anner.png" border=3D"0" alt=3D"Welcome to UTB, and a smarter way to manage =
your Business cash" width=3D"600" height=3D"108"></td>
</tr>

</table>
</td>
</tr>
<tr>
<td class=3D"panel-padded" valign=3D"top">
<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
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<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"30">&nbsp;</td>
</tr>
<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top"><b>At Uni=
ted Trust Bank, we understand that managing business finances isn&rsquo;t j=
ust about saving - it&rsquo;s about being resilient, responsive, and ready =
for what&rsquo;s next.</b> <br>&nbsp;<br>That&rsquo;s why we&rsquo;ve devel=
oped the portfolio approach to business savings: a strategy designed to hel=
p you earn more on your funds without compromising flexibility. <br>&nbsp;<=
br>In today&rsquo;s economic environment, where unpredictability is the nor=
m, many businesses struggle to strike the right balance between liquidity a=
nd returns.</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"30">&nbsp;</td>
</tr>
<tr>
<td valign=3D"top">
<table class=3D"panel" style=3D"background-color: #3a67b1; border-radius: 1=
5px; border-collapse: initial;" align=3D"center" border=3D"0" cellspacing=
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<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"24">&nbsp;</td>
</tr>
<tr>
<td class=3D"panel-padded" align=3D"center" valign=3D"top">
<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
padding=3D"0" width=3D"88%">

<tr>
<td align=3D"left"><img class=3D"image1" style=3D"display: block;" src=3D"h=
ttp://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email1/images/h=
eader_text.png" border=3D"0" alt=3D"Our portfolio approach can help you:" w=
idth=3D"442" height=3D"31"></td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"20">&nbsp;</td>
</tr>
<tr>
<td valign=3D"top">
<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
padding=3D"0" width=3D"100%">

<tr>
<td width=3D"18" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
dth=3D"18">

<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">&bull;</t=
d>
</tr>

</table>
</td>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" width=3D"" valign=3D"top=
"><b>Overcome uncertainty</b> by segmenting cash according to access needs =
and risk appetite</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" colspan=3D"2" width=3D"100%" height=3D"18">&nbsp;</td>
</tr>
<tr>
<td width=3D"18" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
dth=3D"18">

<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">&bull;</t=
d>
</tr>

</table>
</td>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" width=3D"" valign=3D"top=
"><b>Earn more</b> from reserves without sacrificing availability of funds =
when they&rsquo;re needed most</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" colspan=3D"2" width=3D"100%" height=3D"18">&nbsp;</td>
</tr>
<tr>
<td width=3D"18" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
dth=3D"18">

<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">&bull;</t=
d>
</tr>

</table>
</td>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" width=3D"" valign=3D"top=
"><b>Navigate rising costs</b> with smarter, more strategic cash placement<=
/td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" colspan=3D"2" width=3D"100%" height=3D"18">&nbsp;</td>
</tr>
<tr>
<td width=3D"18" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
dth=3D"18">

<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">&bull;</t=
d>
</tr>

</table>
</td>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" width=3D"" valign=3D"top=
"><b>Safeguard operations</b> through built-in buffers and diversified acco=
unt structures</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" colspan=3D"2" width=3D"100%" height=3D"18">&nbsp;</td>
</tr>
<tr>
<td width=3D"18" valign=3D"top">
<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" wi=
dth=3D"18">

<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">&bull;</t=
d>
</tr>

</table>
</td>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 16px; line-height: 21px;" width=3D"" valign=3D"top=
"><b>Plan for growth</b> confidently, knowing your money is working as hard=
 as you are</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"32">&nbsp;</td>
</tr>

</table>
</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"28">&nbsp;</td>
</tr>
<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">As an exi=
sting UTB customer it's easy to open additional accounts with UTB, via Onli=
ne Banking. Just <a href=3D"https://email.utbank.co.uk/c/1et2qmR02BNX99lIsS=
q2GBhFB">login</a> and select &lsquo;New Application&rsquo;. If you don&rsq=
uo;t yet have online banking, please email us at <a style=3D"color: #1d1d1b=
; text-decoration: none;" href=3D"mailto:deposits@utbank.co.uk">deposits@ut=
bank.co.uk</a>.<br>&nbsp;<br>Click below to find out more about the differe=
nt accounts we offer and how they can help support your savings goals.</td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"42">&nbsp;</td>
</tr>
<tr>
<td valign=3D"top">
<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
padding=3D"0" width=3D"100%">

<tr>
<td valign=3D"top">
<table class=3D"panel fleft" align=3D"left" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"100">

<tr>
<td class=3D"padbot28" valign=3D"top"><a href=3D"https://email.utbank.co.uk=
/c/1et2umcltl9s785UkrOopzTLc" target=3D"_blank"><img class=3D"image1" style=
=3D"display: block;" src=3D"http://email.utbank.co.uk/files/amf_blaze_group=
/workspace_44/email1/images/button1.png" border=3D"0" alt=3D"Easy Access Ac=
counts" width=3D"257" height=3D"178"></a></td>
</tr>

</table>
<table class=3D"panel fright" align=3D"right" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"0" width=3D"100">

<tr>
<td class=3D"padbot28" valign=3D"top"><a href=3D"https://email.utbank.co.uk=
/c/1et2ylxGU4uX56Q6c1cK8yvQN" target=3D"_blank"><img class=3D"image1" style=
=3D"display: block;" src=3D"http://email.utbank.co.uk/files/amf_blaze_group=
/workspace_44/email1/images/button2.png" border=3D"0" alt=3D"Notice Account=
s" width=3D"257" height=3D"178"></a></td>
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<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"28">&nbsp;</td>
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<tr>
<td valign=3D"top">
<table class=3D"panel fleft" align=3D"left" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" width=3D"100">

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<td class=3D"padbot28" valign=3D"top"><a href=3D"https://email.utbank.co.uk=
/c/1et2CkT2kNQs35Ai3AB5Rx7Wo" target=3D"_blank"><img class=3D"image1" style=
=3D"display: block;" src=3D"http://email.utbank.co.uk/files/amf_blaze_group=
/workspace_44/email1/images/button3.png" border=3D"0" alt=3D"Fixed Term Acc=
ounts" width=3D"257" height=3D"178"></a></td>
</tr>

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<table class=3D"panel fright" align=3D"right" border=3D"0" cellspacing=3D"0=
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<td valign=3D"top"><a href=3D"https://email.utbank.co.uk/c/1et2GkenLxbX14kt=
V9ZrAvK1Z" target=3D"_blank"><img class=3D"image1" style=3D"display: block;=
" src=3D"http://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email=
1/images/button4.png" border=3D"0" alt=3D"The Portfolio Approach" width=3D"=
257" height=3D"178"></a></td>
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<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"43">&nbsp;</td>
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<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">If you ha=
ve any queries about this or any other matter regarding your savings with u=
s, please visit the <a href=3D"https://email.utbank.co.uk/c/1et2KjzJcgxrZ34=
FMJnNjum7A"><span style=3D"color: #1d1d1b; text-decoration: underline;">FAQ=
s</span> </a>section of our website. Alternatively, you can contact us by t=
elephone, on <a style=3D"color: #1d1d1b; text-decoration: none;" href=3D"te=
l:0207 190 5599">0207 190 5599</a> or Freephone <a style=3D"color: #1d1d1b;=
 text-decoration: none;" href=3D"tel:0800 083 2228">0800 083 2228</a>, Mond=
ay to Friday, 9 am to 5 pm. <br>&nbsp;<br>Thank you for choosing to invest =
with United Trust Bank.</td>
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<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"40">&nbsp;</td>
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<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">Yours sin=
cerely</td>
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<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"15">&nbsp;</td>
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<tr>
<td align=3D"left" valign=3D"top"><img style=3D"display: block;" src=3D"htt=
p://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email1/images/bri=
an_sig.png" border=3D"0" alt=3D"Brian" width=3D"115" height=3D"34"></td>
</tr>
<tr>
<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"25">&nbsp;</td>
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<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">Brian Tod=
d</td>
</tr>
<tr>
<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #1d1d1b; text=
-align: left; font-size: 16px; line-height: 21px;" valign=3D"top">Deposits =
Director</td>
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<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"40">&nbsp;</td>
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<table class=3D"panel" align=3D"center" border=3D"0" cellspacing=3D"0" cell=
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<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
x;" width=3D"100%" height=3D"28">&nbsp;</td>
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<td style=3D"font-family: Verdana, Geneva, sans-serif; color: #ffffff; text=
-align: left; font-size: 9px; line-height: 12px;" valign=3D"top">This messa=
ge was sent to you as a United Trust Bank customer, to provide you with inf=
ormation that we think you will find interesting. If you would prefer not t=
o receive these kind of emails, you can <a href=3D"https://email.utbank.co.=
uk/u/11Sj8EKYjAL5rA0MuXP4g"><font color=3D"#ffffff"><span style=3D"color: #=
ffffff;"><font color=3D"#ffffff">unsubscribe</font></span></font></a>.&nbsp=
;Having trouble reading this email? <font color=3D"#ffffff"><a style=3D"col=
or: #ffffff;" href=3D"https://email.utbank.co.uk/q/13V2V2HyX1Ubb766F4tlJ/wv=
"><font color=3D"#ffffff">View it in your browser</font></a></font>.<br>&nb=
sp;<br>Please do not reply to this email. It has been sent from an email ad=
dress that does not accept incoming emails. United Trust Bank will never as=
k you to supply personal information such as passwords or other security in=
formation via email. If you believe this email has been sent to you in erro=
r, please contact <a style=3D"color: #ffffff; text-decoration: none;" href=
=3D"mailto:deposits@utbank.co.uk">deposits@utbank.co.uk</a> <br>&nbsp;<br>U=
nited Trust Bank Limited is authorised by the Prudential Regulation Authori=
ty and regulated by the Financial Conduct Authority and the Prudential Regu=
lation Authority. Member of UK Finance. We are covered by the Financial Ser=
vices Compensation Scheme and the Financial Ombudsman Service. <br>&nbsp;<b=
r>Registered in England and Wales 549690 One Ropemaker Street, London EC2Y =
9AW</td>
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<td style=3D"mso-line-height-rule: exactly; font-size: 1px; line-height: 1p=
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<td align=3D"left" valign=3D"top"><a href=3D"https://email.utbank.co.uk/c/1=
et2OiV4CZSWX1OREiM92sYdb" target=3D"_blank"><img style=3D"display: block;" =
src=3D"http://email.utbank.co.uk/files/amf_blaze_group/workspace_44/email1/=
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