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From: "Virgin Money" <email@creditcard.virginmoney.com>
Subject: Reminder about your balance and money transfer rates
Date: Mon, 01 Mar 2021 11:56:47 GMT
To: <vince@showfile.com>
Reply-To: "Virgin Money" <no-reply@creditcard.virginmoney.com>
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Content-Transfer-Encoding: quoted-printable

Your transfer rates expire soon

View in browser ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7db&p1=3D%40IBnxe80uiVJ9dJet12GTFOyHadq6lN0k4qRdNjorRTw%3D )

So you know our emails are genuine, whenever we include links to our website in emails we will also quote the last four digits of your card number: 8283

Virgin Money ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7dc )

*****************************************************************
Your balance and money transfer rates are available until 31
March 2021
*****************************************************************

---------------------------------
0% on balance and money transfers
---------------------------------

Vincent, as part of our ongoing service to you, we recently let you know that there are balance and money transfers available on your Virgin Money Credit Card ending 8283, with 0% interest until your December 2022 statement.

These rates are available on all balance and money transfers made
before 31 March 2021. A 4% handling fee will apply.

Virgin Money app

Virgin Money app

---------------------------
How to apply for a transfer
---------------------------

If you want to apply on the credit card app and don't already have it, search Virgin Money Credit Card on the App Store ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7dd&p1=3D37200341 ) or Google Play ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7de&p1=3D37200341 ). Once downloaded, you can apply for your transfer. When registering the credit card app, make sure you use your Credit Card ending 8283.

You can also apply by calling us on 0800 011 3210*.

Download on the App Store ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7df )

Get it on Google Play ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e0 )

----------------------
Key things to consider
----------------------

Your rate - when your new
transfer rate ends, balance and money transfers will be charged
at your standard rate of interest. This can be found on your
statement.

The terms - to keep the new
transfer rate you need to stay within your credit limit and make
the minimum payment on time every month.

Credit limit - you can only
transfer up to 95% of your credit limit minus your outstanding
balance(s) and transfer fee. You can view your credit limit in
our credit card app.

Making purchases - if you
make a card purchase, you'll be charged interest on it unless you
pay off the full balance shown on your statement by the payment
date or you have a 0% rate on purchases. Your full balance
includes any balance and money transfers.

It=E2=80=99s best to try and pay off
as much as you can afford each month. Direct Debit is the
simplest way to pay. You can set one up easily, or if you've done
that already, you should check your details to make sure it's
still in place. You can do this in our credit card app.

For more information, please see
your statement and your Terms.

---------------
Need some help=3F
---------------

You can find out more about balance and money transfers here ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e1&p1=3D37200341 ).

The team at Virgin Money

We're a sociable bunch,
follow us

Twitter ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e2 )

Facebook ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e3 )

Instagram ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e4 )

YouTube ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e5 )

Cookies ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e6&p1=3D37200341 ) =E2=80=A2 Privacy policy ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e7&p1=3D37200341 ) =E2=80=A2 Staying safe online ( http://t.emails.virginmoney.com/r/=3Fid=3Dt57d8aa8,237a1d5,196a7e8&p1=3D37200341 )

*Calls to 0800 numbers are free
from personal mobile phones and residential UK landlines. Calls
will be monitored and recorded.

We are sending you this information as part of our credit
agreement with you so you know about the balance transfer, money
transfer and retail purchase rates that are available to you.

If you don't want to receive this kind of message from us in the
future, please call us on 0800 011 3210. You'll still be able to
find and use all of these rates in our credit card app.

Please read, important information about email security:

To ensure that you receive all emails about your card, add
email@creditcard.virginmoney.com to your email address
book or Safe List.

We have sent this email to you in order to service your credit
card account and it is confidential and for use by the addressee
only.

However, since email is not a secure form of communication,
please do not reply to us by email.

App Store is a service mark of Apple Inc., registered in the U.S.
and other countries. Google Play is a trademark of Google LLC.

Clydesdale Bank PLC (trading as Virgin Money). Registered in
Scotland (Company No. SC001111). Registered Office: 30 St Vincent
Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority. (Financial Services Register
No: 121873).

VM31964V1

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el=3D"Reminder about your balance and money transfer rates" style=3D"font-s=
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                            Your transfer rates expire soon
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8px 24px 8px 24px; text-align:right;">
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                            <a _type=3D"mirrorPage" _label=3D"Mirror Page" =
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                          <p style=3D"margin:0; font-family:Arial,Helvetica=
,sans-serif; font-size:12px; color:#23282d; line-height:18px;">
                            So you know our emails are genuine, whenever we=
 include links to our website in emails we will also quote the last four di=
gits of your card number: 8283
                          </p>
                        </td>
                      </tr>
                      
                      
                      
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                    <!-- //SECURITY -->
                  
                    
                      
                      
                      
                      
                      
                      
                      
                      
                      
                      
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                          <a target=3D"_blank" href=3D"http://t.emails.virg=
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ils.virginmoney.com/res/virginm_mkt_prod3/vm_red.png" width=3D"277" alt=3D"=
Virgin Money" style=3D"display:block; width:100%; max-width:277px; height:a=
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                                Your balance and money transfer rates are a=
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                                0% on balance and money transfers
                                
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                                Vincent, as part of our ongoing service to =
you, we recently let you know that there are balance and money transfers av=
ailable on your Virgin Money Credit Card ending 8283, with 0% interest <str=
ong style=3D"">until your December 2022 statement</strong>.<br><br>These ra=
tes are available on all balance and money transfers made before 31 March 2=
021. A 4% handling fee will apply.
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lign=3D"left" style=3D"padding:24px 24px 16px 24px; text-align:left;">
                                          
                                            <h2 style=3D"margin:0; font-fam=
ily:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#=
ffffff; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                            
                                              How to apply for <span style=
=3D"white-space:nowrap;">a transfer</span>
                                              
                                            </h2>
                                          <div style=3D"height:16px; line-h=
eight:16px; mso-line-height-rule:exactly;">&nbsp;</div>
                                          <p style=3D"margin:0; font-family=
:Arial,Helvetica,sans-serif; font-size:16px; color:#ffffff; line-height:24p=
x;">
                                            
                                              If you want to apply on the c=
redit card app and don't already have it, search <strong style=3D"">Virgin =
Money Credit Card</strong> on the <a style=3D"color:#ffffff; text-decoratio=
n:underline;" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=
=3Fid=3Dh57d8aa8,237a1d5,196a7cf&p1=3D37200341">App Store</a> or <a style=
=3D"color:#ffffff; text-decoration:underline;" target=3D"_blank" href=3D"ht=
tp://t.emails.virginmoney.com/r/=3Fid=3Dh57d8aa8,237a1d5,196a7d0&p1=3D37200=
341">Google Play</a>. Once downloaded, you can apply for your transfer. Whe=
n registering the credit card app, make sure you use your Credit Card endin=
g 8283.<br><br>You can also apply by calling us on <span style=3D"white-spa=
ce:nowrap;"><strong style=3D"">0800 011 3210</strong></span>*.
                                            </p>
                                          
                                          
                                            </td>
                                      </tr>
                                      <tr>
                                        <td class=3D"ph28" valign=3D"top" a=
lign=3D"left" style=3D"padding:0 20px 16px 20px;">
                                          
                                            <table cellpadding=3D"0" cellsp=
acing=3D"0" border=3D"0" role=3D"presentation" align=3D"left">
                                            <tr>
                                              <td align=3D"center" style=3D=
"font-size:0; text-align:center;">
                                                <!--[if mso]>
                                                <table width=3D"321" align=
=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presen=
tation" style=3D"width:321px;">
                                                  <tr>
                                                    <td width=3D"151" align=
=3D"left" valign=3D"top" style=3D"width:151px;">
                                                    <![endif]-->
                                                      <div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; max-width:151px;=
 vertical-align:top;">
                                                        <table width=3D"100=
%" align=3D"left" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"=
presentation">
                                                          <tr>
                                                            <td style=3D"pa=
dding:0 4px 16px 4px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh57d8aa8,237a1d5,=
196a7d1"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/app_store.png" width=3D"143" height=3D"48" alt=3D"Download on the App St=
ore" border=3D"0" style=3D"display:block;">
                                                              </a>
                                                            </td>
                                                          </tr>
                                                        </table>
                                                      </div>
                                                    <!--[if mso]>
                                                    </td>
                                                    <td width=3D"170" align=
=3D"right" valign=3D"top" style=3D"width:170px;">
                                                    <![endif]-->
                                                      <div class=3D"fluid" =
style=3D"display:inline-block; width:100%; min-width:100%; max-width:170px;=
 vertical-align:top;">
                                                        <table width=3D"100=
%" align=3D"right" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D=
"presentation">
                                                          <tr>
                                                            <td style=3D"pa=
dding:0 4px 16px 4px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh57d8aa8,237a1d5,=
196a7d2"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/google_play.png" width=3D"162" height=3D"48" alt=3D"Get it on Google Pla=
y" border=3D"0" style=3D"display:block;">
                                                              </a>
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                                                    <!--[if mso]>
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                                                <![endif]-->
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                                          </table>
                                          
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                                  </div>
                                <!--[if mso]>
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                            <![endif]-->
                          </td>
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                      <!-- //C3 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C2 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" role=3D"presentation" bgcolor=3D"#69e1e6">
                        <tr>
                          <td class=3D"ph32" valign=3D"top" align=3D"left" =
style=3D"padding:24px 24px 32px 24px; text-align:left;">
                            <h2 style=3D"margin:0; font-family:Arial,Helvet=
ica,sans-serif; font-size:24px; font-weight:normal; color:#000001; line-hei=
ght:29px; text-align:left; mso-line-height-rule:exactly;">
                              
                                Key things to consider
                                
                              </h2>
                            
                            
                            <div style=3D"height:16px; line-height:16px; ms=
o-line-height-rule:exactly;">&nbsp;</div>
                            
                              <table width=3D"100%" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" role=3D"list">
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/b8947342-38b9-4a19-a695-d1d45a4b07a5/icontickblack.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Your rate</strong> -=
 when your new transfer rate ends, balance and money transfers will be char=
ged at your standard rate of interest. This can be found on your statement.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/b8947342-38b9-4a19-a695-d1d45a4b07a5/icontickblack2.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">The terms</strong> -=
 to keep the new transfer rate you need to stay within your credit limit an=
d make the minimum payment on time <span style=3D"white-space:nowrap;">ever=
y month</span>.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/b8947342-38b9-4a19-a695-d1d45a4b07a5/icontickblack3.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Credit limit</strong=
> - you can only transfer up to 95% of your credit limit minus your outstan=
ding balance(s) and transfer fee. You can view your credit limit in our cre=
dit card app.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 16px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/b8947342-38b9-4a19-a695-d1d45a4b07a5/icontickblack4.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 16px 0; text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">Making purchases</st=
rong> - if you make a card purchase, you'll be charged interest on it unles=
s you pay off the full balance shown on your statement by the payment date =
or you have a 0% rate on purchases. Your full balance includes any balance =
and money transfers.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 16px 0 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block;" src=3D"https://images.emlcdn.net/cdn/=
1001923/b8947342-38b9-4a19-a695-d1d45a4b07a5/icontickblack5.png">
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"text-align:left;">
                                  <p style=3D"margin:0; font-family:Arial,H=
elvetica,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                                    <strong style=3D"">It&#x2019;s best to =
try and pay off as much as you can afford each month.</strong> Direct Debit=
 is the simplest way to pay. You can set one up easily, or if you've done t=
hat already, you should check your details to make sure it's still in place=
. You can do this in our credit card app.
                                  </p>
                                  
                                  
                                </td>
                              </tr>
                            </table>
                            
                              <div style=3D"height:16px; line-height:16px; =
mso-line-height-rule:exactly;">&nbsp;</div>
                            <p style=3D"margin:0; font-family:Arial,Helveti=
ca,sans-serif; font-size:16px; color:#000001; line-height:24px;">
                              
                                For more information, please see your state=
ment and your Terms.
                              </p>
                            
                            
                            
                            
                          </td>
                        </tr>
                        
                        
                        
                      </table>
                      <!-- //C2 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C4 -->
                      <table width=3D"100%" cellpadding=3D"0" cellspacing=
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kground-position:left top; background-repeat:repeat-y;">
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e=3D"display:block; width:100%; height:auto;" src=3D"https://res.emails.vir=
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dth:440px;">
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gn=3D"top" style=3D"width:440px;">
                                    <![endif]-->
                                      <table width=3D"100%" align=3D"left" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" styl=
e=3D"max-width:440px;">
                                        <tr>
                                          <td class=3D"w32" width=3D"32" st=
yle=3D"width:24px; font-size:1px; line-height:1px;">&nbsp;</td>
                                          <td valign=3D"top" align=3D"left"=
 style=3D"padding:24px 0 32px 0; text-align:left;">
                                            <h2 style=3D"margin:0; font-fam=
ily:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#=
e10a0a; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                              
                                                Need some help=3F
                                                
                                              </h2>
                                            <div style=3D"height:16px; line=
-height:16px; mso-line-height-rule:exactly;">&nbsp;</div>
                                            <p style=3D"margin:0; font-fami=
ly:Arial,Helvetica,sans-serif; font-size:16px; color:#000001; line-height:2=
4px;">
                                              
                                                You can find out more about=
 balance and money transfers <a style=3D"color:#e10a0a; text-decoration:und=
erline;" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh57d8aa8,237a1d5,196a7d3&p1=3D37200341">here</a>.<br><br><span style=3D"=
color:#e10a0a;"><strong style=3D"">The team at Virgin Money<br><br></strong=
></span>
                                              </p>
                                            
                                            
                                              </td>
                                          <td class=3D"w32" width=3D"32" st=
yle=3D"width:24px; font-size:1px; line-height:1px;">&nbsp;</td>
                                        </tr>
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                      <!-- //C4 -->
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xt-align:left;">
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                                          We're a sociable bunch, <br><span=
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p" style=3D"width:256px;">
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                              <a target=3D"_blank" href=3D"http://t.emails.=
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color:#ffffff; text-decoration:underline;">Cookies</a> &nbsp;&#x2022;&nbsp;=
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p1=3D37200341" style=3D"color:#ffffff; text-decoration:underline;">Staying =
safe online</a>
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                              *Calls to 0800 numbers are free from personal=
 mobile phones and residential UK landlines. Calls will be monitored and re=
corded.<br><br>We are sending you this information as part of our credit ag=
reement with you so you know about the balance transfer, money transfer and=
 retail purchase rates that are available to you.<br><br>If you don't want =
to receive this kind of message from us in the future, please call us on <s=
pan style=3D"white-space:nowrap;">0800 011 3210</span>. You'll still be abl=
e to find and use all of these rates in our credit card app.<br><br><strong=
 style=3D"">Please read, important information about </strong><span style=
=3D"white-space:nowrap;"><strong style=3D"">email security</strong></span><=
strong style=3D"">:</strong><br><br>To ensure that you receive all emails a=
bout your card, add <a style=3D"color:#ffffff; text-decoration:underline;" =
target=3D"_blank" href=3D"
mailto:email@creditcard.virginmoney.com">email@creditcard.virginmoney.com</=
a> to your email address book or Safe List.<br><br>We have sent this email =
to you in order to service your credit card account and it is confidential =
and for use by the addressee only.<br><br>However, since email is not a sec=
ure form of communication, please do not reply to us by email. <br><br>App =
Store is a service mark of Apple Inc., registered in the U.S. and other cou=
ntries. Google Play is a trademark of Google LLC.<br><br>Clydesdale Bank PL=
C (trading as Virgin Money). Registered in Scotland (Company No. SC001111).=
 Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the=
 Prudential Regulation Authority and regulated by the Financial Conduct Aut=
hority and the Prudential Regulation Authority. (Financial Services Registe=
r No: 121873).
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                            VM31964V1
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