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From: "Royal Bank of Scotland" <info@notifications.rbs.co.uk>
Subject: =?utf-8?B?SVNBIHRheCB5ZWFyIGVuZHMgb24gNXRoIEFwcmls?=
Date: Sat, 15 Feb 2025 10:15:52 +0100
To: <vince@showfile.com>
Reply-To: "Royal Bank of Scotland" <info@notifications.rbs.co.uk>
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Your Instant Access ISA overview
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD
Here=E2=80=99s part of your postcode 9BP
Email not displaying quite right=3F
https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92c009e7,9fee743a,801cfb9c&cid=3DDM463048&bid=3D-1832908313&cin=3D1051608918&p1=3D%40Fah4OxETcb9uB8bsj%2B5fNXWPAGUQOKPFUYDZUIpEf2w%3D Try it in your browser .
We=E2=80=99ll always show you part of your postcode, so you know it=E2=80=99s from us and not random
spam =E2=80=93 just one of https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92c009e7,9fee743a,801cfb9d&cid=3DDM463048&bid=3D-1832908313&cin=3D1051608918 the ways we=E2=80=99re keeping you safe online.
By clicking on links in this email, you agree to Royal Bank of Scotland using cookies to track your interaction, to improve the performance of our communications, understand your interests, and to personalise our future emails to you. If you don=E2=80=99t want us to track, just copy and paste the url links into your browser without clicking on them.
Hello Vincent,
=E2=80=8C
You have until 5th April 2025 to top up your existing Royal Bank Instant Access ISA for this tax year.
Your Royal Bank Instant Access ISA overview
Your yearly ISA allowance is =C2=A320,000. As of 31st January 2025, here's what you've got saved in your Royal Bank Instant Access ISA for the current tax year (6th April 2024 to 5th April 2025):
=E2=80=A2 You=E2=80=99ve added =C2=A3 0.00 into your Royal Bank Instant Access ISA so far.
=E2=80=A2 That leaves you with =C2=A3 20,000.00 left to top up your Instant Access ISA if you haven't used your allowance elsewhere.
How to top up your Instant Access ISA
Use our app, Digital Banking or visit any branch to add money to your Instant Access ISA.
Got more than one type of ISA=3F Just make sure you're not paying in more than your ISA allowance of =C2=A320,000 for the current tax year across all your ISAs.
ISA transfers
An ISA transfer is when you move your savings from one ISA to another.
Transferring an ISA from a previous tax year doesn't affect your ISA allowance for this current tax year. Just remember to go through the ISA transfer process, that way, you won't lose out on any of the tax benefits of your ISA account.
You=E2=80=99ve got until 5th April to use your ISA allowance for this tax year.
https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92c009e7,9fee743a,801cfb9f&cid=3DDM463048&bid=3D-1832908313&cin=3D1051608918 View our ISA guide
Things you need to know:
Specific account eligibility may apply.
Instant Access ISA: you can only subscribe to one Royal Bank cash ISA in any tax year, and there is a subscription limit of =C2=A320,000 across all of the ISAs you hold with us and elsewhere. Interest is calculated daily and paid into your account annually on the first business day in April and at account closure.
Tax free: we pay all savings interest without the deduction of tax. You do not pay any UK tax on interest earned in ISAs. You may have to pay tax on interest earned in non-ISA accounts depending on your Personal Savings Allowance. The tax treatment may be subject to change in the future.
https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92c009e7,9fee743a,801cfba0&cid=3DDM463048&bid=3D-1832908313&cin=3D1051608918
This email is confidential. So if you=E2=80=99ve received this instead of the person it was for, please delete it.
Need some help=3F
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The Royal Bank of Scotland plc. Registered in Scotland No. SC083026.
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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Your Instant Access ISA overview
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</div>
<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"st-wrapper-table" style=3D=
"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-3=
048-16" style=3D"width: 100%; padding-bottom: 15px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-3052-1=
0" style=3D"padding: 19px 30px 18px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"16" valign=3D"middle" class=3D"mob-w16" style=3D"width: 16px;"=
>
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-3" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"16" sr=
c=3D"https://res.notifications.natwest.com/res/img/AB448A4DEFD07E3216876A5D=
DE151B8C.png" height=3D"20" alt=3D"Lock icon" class=3D"st-mobile-width-cons=
traint" style=3D"border: 0px; display: block; width: 16px; max-width: 100%;=
"> </td>
</tr>
</table>
</td>
<td width=3D"254" valign=3D"middle" style=3D"width: 254px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;"><=
table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0">
<tbody><tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; padding-left: 14px; width: 100%;">
<p style=3D"margin: 0px;">
<span style=3D"font-size: 12px; line-height: 14px;">
Here=E2=80=99s part of your postcode 9BP
</span>
</p>
</td>
</tr>
</tbody>
</table></td>
</tr>
</table>
</td>
<td width=3D"270" valign=3D"middle" style=3D"width: 270px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; width: 100%;">
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;">Email not displaying quite right=3F</span></p>
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;"><span style=3D"text-decoration: underline; color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t.notifications.rbs.co.=
uk/r/=3Fid=3Dh92c009e7,9fee743a,801cfb90&cid=3DDM463048&bid=3D-1832908313&c=
in=3D1051608918&p1=3D%40Fah4OxETcb9uB8bsj%2B5fNXWPAGUQOKPFUYDZUIpEf2w%3D"><=
span style=3D"color: #5e10b1;"><u>Try it in your browser</u></span></a>.</s=
pan></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">We’ll always show you part of your postcode, so you know it’=
s from us and not random <br>spam – just one of <a style=3D"color: #7=
67676;" href=3D"https://t.notifications.rbs.co.uk/r/=3Fid=3Dh92c009e7,9fee7=
43a,801cfb91&cid=3DDM463048&bid=3D-1832908313&cin=3D1051608918"><span style=
=3D"color: #5e10b1;"><u>the ways we’re keeping you safe online.</u></=
span></a></span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;"> </span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;"> By clicking on links in this email, you agree to Royal Bank of Scotland=
using cookies to track your interaction, to improve the performance of our=
communications, understand your interests, and to personalise our future e=
mails to you. If you don’t want us to track, just copy and paste the =
url links into your browser without clicking on them.</span></p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-3=
066-23" style=3D"width: 100%; padding-top: 10px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;"><=
img border=3D"0" valign=3D"top" width=3D"600" src=3D"https://res.notificati=
ons.natwest.com/res/img/042533A3AF347C6B761484AA71EDB334.jpg" alt=3D"Rememb=
er, Isa tax year ends on 5th April" title=3D"" class=3D"st-hide-mobile st-r=
esize" style=3D"border: 0px; display: block; width: 600px; max-width: 100%;=
"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile" style=3D"display: none; width: 0px; overflow=
: hidden;"><img src=3D"https://res.notifications.natwest.com/res/img/731644=
EE71F405428690974EEAF81E8F.jpg" border=3D"0" width=3D"600" valign=3D"top" a=
lt=3D"Remember, Isa tax year ends on 5th April" title=3D"" class=3D"st-resi=
ze" style=3D"display: block; border: none; max-width: 100%; height: auto; w=
idth: 600px;"></div> <!--<![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-3=
075-34" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__a6qe" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;">Hello Vincent,</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">You have until 5th April 2025 to top up your exis=
ting Royal Bank Instant Access ISA for this tax year.</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__pqg8v"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr><!-- st-dynamic-authoring-content:2861238025:start -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1077=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFDBEC" valign=3D"top" class=3D"st-dynamic-1=
136-122" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__6s09h"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #5a287d;=
font-size: 22px; font-weight: 700; letter-spacing: normal; line-height: 26=
px; padding-bottom: 15px; padding-top: 10px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"color: #5a287d;"=
>Your Royal Bank Instant Access ISA overview</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;">Your yearly ISA allowance is &#=
163;20,000. As of 31st January 2025, here's what you've got saved in your R=
oyal Bank Instant Access ISA for the current tax year (6th April 2024 to 5t=
h April 2025):</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__ge2m" =
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cells=
pacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 100=
%;padding-top:15px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">You’ve added £0.00 into your Royal Bank Instant Ac=
cess ISA so far.</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__ttfdu"=
style=3D"width: 100%;"><table role=3D"presentation" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" align=3D"left" width=3D"100%" style=3D"width: 10=
0%;padding-top:15px;">
<tr>
<td width=3D"20" valign=3D"top" style=3D"width: 20px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Arial, Helvetica, sans-serif; color: #5A287D; font-size: 20px=
; font-weight: 700; letter-spacing: normal; line-height: 18px; width: 100%;=
">
<p style=3D"margin: 0px;"><span style=3D"font-size: 20px;">=E2=80=A2</span>=
</p>
</td>
</tr>
</table>
</td>
<td valign=3D"top">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tr>
<td width=3D"100%" class=3D"fz-16" valign=3D"top" align=3D"left" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 14px"><p style=3D"margi=
n: 0px;">That leaves you with £20,000.00 left to top up your Instant A=
ccess ISA if you haven't used your allowance elsewhere.</p></span></p>
</td>
</tr>
</table>
</td>
</tr>
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- st-dynamic-authoring-content:2861238025:end --><!-- st-dynamic-author=
ing-content:131671568:start -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1077=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFDBEC" valign=3D"top" class=3D"st-dynamic-1=
193-52" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1193=
-39" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"540" =
src=3D"https://mbaaws-natwest.s3.eu-west-1.amazonaws.com/974/static/email/P=
OSTER_1051608918.png" alt=3D"" class=3D"st-hide-mobile st-resize st-dynamic=
-1193-36" style=3D"border: 0px; display: block; width: 540px; max-width: 10=
0%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-1193-37" style=3D"display: none; w=
idth: 0px; overflow: hidden;"><img src=3D"https://mbaaws-natwest.s3.eu-west=
-1.amazonaws.com/974/static/email/POSTER_1051608918.png" border=3D"0" width=
=3D"540" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-1193-37" sty=
le=3D"display: block; border: none; max-width: 100%; height: auto; width: 5=
40px;"></div> <!--<![endif]-->
</td>
</tr><!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1193=
-39" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"420" =
src=3D"https://mbaaws-natwest.s3.eu-west-1.amazonaws.com/974/static/email/P=
OSTER_1051608918.png" alt=3D"" class=3D"st-hide-mobile st-resize st-dynamic=
-1193-36" style=3D"border: 0px; display: block; width: 420px; max-width: 10=
0%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-1193-37" style=3D"display: none; w=
idth: 0px; overflow: hidden;"><img src=3D"https://mbaaws-natwest.s3.eu-west=
-1.amazonaws.com/974/static/email/POSTER_1051608918.png" border=3D"0" width=
=3D"420" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-1193-37" sty=
le=3D"display: block; border: none; max-width: 100%; height: auto; width: 4=
20px;"></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__kj9t0"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- st-dynamic-authoring-content:131671568:end -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-3=
144-58" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__idj0" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"5" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
height: 5px; max-height: 5px; margin: 0px; font-size: 5px; line-height: 5px=
">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3144=
-51" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"540" =
src=3D"https://res.notifications.natwest.com/res/img/5925D93BC73C21914E02DC=
55674D0C06.jpg" alt=3D"" class=3D"st-hide-mobile st-resize st-dynamic-3144-=
48" style=3D"border: 0px; display: block; width: 540px; max-width: 100%;"> =
<!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-3144-49" style=3D"display: none; w=
idth: 0px; overflow: hidden;"><img src=3D"https://res.notifications.natwest=
.com/res/img/8FF8EEECBD349B521447AC023722D6C6.png" border=3D"0" width=3D"54=
0" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-3144-49" style=3D"=
display: block; border: none; max-width: 100%; height: auto; width: 540px;"=
></div> <!--<![endif]-->
</td>
</tr><!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3144=
-51" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"420" =
src=3D"https://res.notifications.natwest.com/res/img/9B706F368EBF8CEB2C05B7=
30803F3F3F.png" alt=3D"" class=3D"st-hide-mobile st-resize st-dynamic-3144-=
48" style=3D"border: 0px; display: block; width: 420px; max-width: 100%;"> =
<!--[if !mso 12]><!-->
<div class=3D"show-img-mobile st-dynamic-3144-49" style=3D"display: none; w=
idth: 0px; overflow: hidden;"><img src=3D"https://res.notifications.natwest=
.com/res/img/A10E4BE923B7C681B6F7EF7C0AD1DD67.png" border=3D"0" width=3D"42=
0" valign=3D"top" alt=3D"" class=3D"st-resize st-dynamic-3144-49" style=3D"=
display: block; border: none; max-width: 100%; height: auto; width: 420px;"=
></div> <!--<![endif]-->
</td>
</tr> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
3164-69" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"color: #5a287d;"=
>How to top up your Instant Access ISA</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
3164-69" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">Use our app, Digital Banking or visit any branch =
to add money to your Instant Access ISA.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Got more than one type of ISA=3F Just make sure y=
ou're not paying in more than your ISA allowance of £20,000 for the cu=
rrent tax year across all your ISAs.</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__bsii1"=
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"20" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-3048=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#DBEDFA" valign=3D"top" class=3D"st-dynamic-3=
144-58" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
3164-69" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"color: #5a287d;"=
><strong>ISA transfers</strong></span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
3164-69" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">An ISA transfer is when you move your savings fro=
m one ISA to another.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;">Transferring an ISA from a previous tax year does=
n't affect your ISA allowance for this current tax year. Just remember to g=
o through the ISA transfer process, that way, you won't lose out on any of =
the tax benefits of your ISA account.</p>
</td>
</tr>
<tr>
<td width=3D"100%" align=3D"center" valign=3D"top" class=3D"__scope__cq4n" =
style=3D"width: 100%;"><table width=3D"100%" border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" role=3D"presentation">
<tr class=3D"st-hide-mobile">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"30" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 30px; max-height: 30px; margin: 0px; font-size: 30px; line-height:=
30px">
</p>
</td>
</tr>
<!--[if !mso]><!-->
<tr class=3D"st-hide-desktop" style=3D"display: none;">
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<p height=3D"15" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 15px; max-height: 15px; margin: 0px; font-size: 15px; line-height:=
15px">
</p>
</td>
</tr> <!--<![endif]-->
</table></td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr><!-- st-dynamic-authoring-content:2785656797:start -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1070=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
186-52" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1186-45" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">You’ve got until 5th April to use your ISA =
allowance for this tax year.</p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"premierbtn pri-=
hover" style=3D"padding-top: 15px; padding-bottom: 15px; width: 100%;"><!--=
[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" style=3D"height:30pt; v-text-anchor:middle; w=
idth:168pt; mso-position-horizontal: center" arcsize=3D"127%" strokecolor=
=3D"#5E10B1" strokeweight=3D"0pt" fillcolor=3D"#5E10B1">
<w:anchorlock/>
<v:textbox inset=3D"0,0,0,0"><p style=3D"text-align: center; font-family: A=
rial, Helvetica, Sans-serif; color: #FFFFFF; font-size: 14px; font-weight: =
700; letter-spacing: normal; mso-line-height-rule: exactly; line-height: 18=
px"><![endif]-->
<!--[if !mso]><!-->
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"223" style=3D"width: 223px; border-collapse: initial;">
<tr>
<td width=3D"100%" bgcolor=3D"#5E10B1" align=3D"center" height=3D"22" valig=
n=3D"middle" style=3D"mso-padding-alt:11px 30px 11px 30px; border-radius:50=
px; height: 22px; width: 100%; text-align: center; background-color: #5e10b=
1; vertical-align: middle"><!--<![endif]--> <a width=3D"223" href=3D"https:=
//t.notifications.rbs.co.uk/r/=3Fid=3Dh92c009e7,9fee743a,801cfb93&cid=3DDM4=
63048&bid=3D-1832908313&cin=3D1051608918" target=3D"_blank" bgcolor=3D"#5E1=
0B1" valign=3D"middle" style=3D"mso-line-height-rule:exactly; text-align:ce=
nter; font-family: Arial, Helvetica, sans-serif; color: #ffffff; font-size:=
14px; font-weight: 700; letter-spacing: normal; line-height: 18px; padding=
: 11px 30px; text-decoration: none; display: table-cell; width: 223px; heig=
ht: 22px; border-radius: 50px; vertical-align: middle; box-sizing: content-=
box"><span style=3D"color: #ffffff; margin: 0px;">View our ISA guide</span>=
</a> <!--[if !mso]><!--></td>
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-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-3=
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<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
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<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
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<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
3164-69" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: 700; letter-spacing: norm=
al; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"color: #5a287d;"=
>Things you need to know:</span></p>
</td>
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<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-3164-6=
9" style=3D"text-align: left; font-family: Arial, Helvetica, sans-serif; co=
lor: #646068; font-size: 12px; font-weight: normal; letter-spacing: normal;=
line-height: 15px; padding-bottom: 15px; padding-top: 10px; width: 100%;">
<p style=3D"margin: 0px;">Specific account eligibility may apply.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;"><strong>Instant Access ISA:</strong> you can only=
subscribe to one Royal Bank<span style=3D"color: #646068;"> cash ISA</span=
> in any tax year, and there is a subscription limit of £20,000 across=
all of the ISAs you hold with us and elsewhere. Interest is calculated dai=
ly and paid into your account annually on the first business day in April a=
nd at account closure.</p>
<p style=3D"margin: 0px;">‌<br /></p>
<p style=3D"margin: 0px;"><strong>Tax free:</strong> we pay all savings int=
erest without the deduction of tax. You do not pay any UK tax on interest e=
arned in ISAs. You may have to pay tax on interest earned in non-ISA accoun=
ts depending on your Personal Savings Allowance. The tax treatment may be s=
ubject to change in the future.</p>
</td>
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table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 20px; max-height: 20px; margin: 0px; font-size: 20px; line-height:=
20px">
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<p height=3D"10" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-=
table-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%;=
height: 10px; max-height: 10px; margin: 0px; font-size: 10px; line-height:=
10px">
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</table></td>
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/=3Fid=3Dh92c009e7,9fee743a,801cfb9b" target=3D"_blank" style=3D"display: b=
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<p height=3D"0" width=3D"100%" style=3D"mso-line-height-rule:exactly; mso-t=
able-lspace:0pt; mso-table-rspace:0pt; text-size-adjust:100%; width: 100%; =
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<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
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<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
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ng: normal; line-height: 18px; padding: 30px 30px 32px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
No. SC083026. <span class=3D"st-hide-mobile" style=3D"display: inline;"><b=
r></span></span><span style=3D"font-size: 14px; line-height: 18px;">Registe=
red Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm=
Reference Number 114724.</span></p>
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;"> </span></p>
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 14px;=
line-height: 18px;">Authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential Regulation =
Authority.</span></p>
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