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From: "Virgin Money" <email@creditcard.virginmoney.com>
Subject: Balance and money transfer rates are still available on your credit card
Date: Tue, 05 Jan 2021 11:04:35 GMT
To: <vince@showfile.com>
Reply-To: "Virgin Money" <no-reply@creditcard.virginmoney.com>
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Message-ID: <NM604C2859102232539virginm_mkt_prod3-Ym91bmNlQGNyZWRpdGNhcmQudmlyZ2lubW9uZXkuY29t@creditcard.virginmoney.com>
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Another chance to view your latest
rates

View in browser ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d870&p1=3D%40bMyUTriXMRNsuavEw14T50kx1EVXP4zAApke4eeFQP4%3D )

So you know our emails are genuine, whenever we include links to our website in emails we will also quote the last four digits of your card number: 8283

Virgin Money ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d871&p1=3D35857721 )

*****************************************************************
Your balance and money transfer rates are available until 31
January 2021
*****************************************************************

-----------------------------------------------------------------
0% on balance and money transfers
-----------------------------------------------------------------

Vincent, as part of our ongoing service to you, we recently let you know that there are balance and money transfers available on your Virgin Money Credit Card ending 8283.

You'll get 0% interest until your April 2022 statement and if you apply through our Credit Card app, we'll extend this until your August 2022 statement.

These rates are available on all balance and money transfers made
before 31 January 2021. A 4% handling fee will apply.

Virgin Money app

Virgin Money app

---------------------------
How to apply for a transfer
---------------------------

If you want to apply on the app and don't already have it, search Virgin Money Credit Card on the App Store or Google Play. Once downloaded, you can apply for your transfer. When registering the app, make sure you use your Credit Card ending 8283.

You can also apply via Online Service ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d872&p1=3D35857721 ) or by calling us on 0800 011 3210*.

Download on the App Store ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d873 )

Get
it on Google Play ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d874 )

-----------------
What happens next
-----------------

Once you've completed your application, it will say on screen that the rate is valid until your April 2022 statement . Don't worry, you'll receive an email to confirm it's been extended until your August 2022 statement.

-----------------------------------------------------------------
Key things to consider ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d875 )
-----------------------------------------------------------------

Your rate - when your new
transfer rate ends, balance and money transfers will be charged
at your standard rate of interest. This can be found on your
statement.

The terms - to keep the new
transfer rate you need to stay within your credit limit and make
the minimum payment on time every month.

Credit limit - you can only
transfer up to 95% of your credit limit minus your outstanding
balance(s) and transfer fee. You can view your credit limit in
our Credit Card app.

Making purchases - if you
make a card purchase, you'll be charged interest on it unless you
pay off the full balance shown on your statement by the payment
date or you have a 0% rate on purchases. Your full balance
includes any balance and money transfers.

It=E2=80=99s best to try and pay off
as much as you can afford each month. Direct Debit is the
simplest way to pay. You can set one up easily, or if you've done
that already, you should check your details to make sure it's
still in place. You can do this in our Credit Card app.

For more information, please see
your statement and your Terms.

-----------------------------------------------------------------
Need some help=3F
-----------------------------------------------------------------

You can find out more about balance and money transfers here ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d876&p1=3D35857721 ).

The team at Virgin Money

We're a sociable bunch,
follow us

Twitter ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d877&p1=3D35857721 )

Facebook ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d878&p1=3D35857721 )

Instagram ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d879&p1=3D35857721 )

YouTube ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d87a&p1=3D35857721 )

Cookies ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d87b&p1=3D35857721 ) =E2=80=A2 Privacy policy ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d87c&p1=3D35857721 ) =E2=80=A2 Staying safe online ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d87d&p1=3D35857721 )

We are sending you this information
as part of our credit agreement with you so you know about the
balance transfer, money transfer and retail purchase rates that
are available to you.

If you don't want to receive this kind of message from us in the
future, please call us on 0800 011 3210. You'll still be able to
find and use all of these rates in our app and in Online Service.

Calls to 0800 numbers are free from personal mobile phones and
residential UK landlines. Calls will be monitored and recorded.

Forgotten your Online Service Customer ID, Password or Passcode=3F

If you have previously registered but have forgotten your Customer ID, password or passcode, please go to myvirginmoney.com/cards ( http://t.emails.virginmoney.com/r/=3Fid=3Dt4c28591,2232539,195d87e&p1=3D35857721 ) and click on the red 'Sign in' box, then click on 'I have forgotten my Customer ID' or 'I have forgotten my password or passcode' under 'Forgotten your sign in details'.

Please read, important information about email security:

To ensure that you receive all emails about your card, add
email@creditcard.virginmoney.com (
mailto:email@creditcard.virginmoney.com ) to your email address
book or Safe List.

We have sent this email to you in order to service your credit
card account and it is confidential and for use by the addressee
only.

However, since email is not a secure form of communication,
please do not reply to us by email. If you would like to
communicate with us online about your account, please sign in to
Online Service and use the secure messaging service.

App Store is a service mark of Apple Inc., registered in the U.S.
and other countries. Google Play is a trademark of Google LLC.

Clydesdale Bank PLC (trading as Virgin Money). Registered in
Scotland (Company No. SC001111). Registered Office: 30 St Vincent
Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority.

VM29204 V3

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                          <p style=3D"margin:0;">
                            Another chance to view your latest rates
                          </p>
                        </td>
                        <td valign=3D"top" style=3D"padding:10px 20px 10px =
10px; font-family:Arial,Helvetica,sans-serif; font-size:12px; color:#23282d=
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                          <p style=3D"margin:0;">
                            <a _type=3D"mirrorPage" _label=3D"Mirror Page" =
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                          <p style=3D"margin:0;">
                            So you know our emails are genuine, whenever we=
 include links to our website in emails we will also quote the last four di=
gits of your card number: 8283
                          </p>
                        </td>
                      </tr>
                      
                      
                      
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                    <!-- //SECURITY -->
                  
                    
                      
                      
                      
                      
                      
                      
                      
                      
                      
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                                Your balance and money transfer rates are a=
vailable until 31 January 2021
                                
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                                  0% on balance and money transfers
                                </a>
                              </h2>
                            <div style=3D"display:block; height:15px; font-=
size:15px; line-height:15px;">&nbsp;</div>
                            <p style=3D"margin:0;">
                              
                                Vincent, as part of our ongoing service to =
you, we recently let you know that there are balance and money transfers av=
ailable on your Virgin Money Credit Card ending 8283.<br /><br />You'll get=
 <strong style=3D"">0% interest until your April 2022 statement  </strong>a=
nd<strong style=3D""> </strong>if you apply through our Credit Card app, <s=
trong style=3D"">we'll extend this until your August 2022 statement</strong=
>.<br /><br />These rates are available on all balance and money transfers =
made before 31 January 2021. A 4% handling fee will apply.
                              </p>
                            
                            
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                                        <td valign=3D"top" align=3D"left" s=
tyle=3D"padding:25px 20px 15px 20px; font-family:Arial,Helvetica,sans-serif=
; font-size:16px; color:#ffffff; line-height:24px; text-align:left;">
                                          <h2 style=3D"margin:0; font-famil=
y:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#ff=
ffff; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                            
                                              How to apply for <span style=
=3D"white-space:nowrap;">a transfer</span>
                                              
                                            </h2>
                                          <div style=3D"display:block; heig=
ht:15px; font-size:15px; line-height:15px;">&nbsp;</div>
                                          <p style=3D"margin:0;">
                                            
                                              If you want to apply on the a=
pp and don't already have it, search <strong style=3D"">Virgin Money Credit=
 Card</strong> on the App Store or Google Play. Once downloaded, you can ap=
ply for your transfer. When registering the app, make sure you use your Cre=
dit Card ending 8283.<br /><br />You can also apply via <a style=3D"color:#=
ffffff; text-decoration:underline;" target=3D"_blank" href=3D"http://t.emai=
ls.virginmoney.com/r/=3Fid=3Dh4c28591,2232539,195d864&p1=3D35857721">Online=
 Service</a> or by calling us on <span style=3D"white-space:nowrap;"><stron=
g style=3D"">0800 011 3210</strong></span>*.
                                            </p>
                                          
                                          
                                            </td>
                                      </tr>
                                      <tr>
                                        <td valign=3D"top" align=3D"left" s=
tyle=3D"padding:0 15px 20px 15px;">
                                          
                                            <table cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation" align=3D"left">
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=3D"top" style=3D"font-size:0; text-align:center;">
                                                <!--[if mso]>
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tation" style=3D"width:325px;">
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=3D"left" valign=3D"top" style=3D"width:153px;">
                                                    <![endif]-->
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style=3D"display:inline-block; width:100%; min-width:100%; max-width:153px;=
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                                                        <table width=3D"100=
%" align=3D"left" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation">
                                                          <tr>
                                                            <td valign=3D"t=
op" style=3D"padding:0 5px 10px 5px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh4c28591,2232539,=
195d865"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/vm_app_store.png" width=3D"143" height=3D"48" alt=3D"Download on the App=
 Store" border=3D"0" style=3D"display:block; border:none;" />
                                                              </a>
                                                            </td>
                                                          </tr>
                                                        </table>
                                                      </div>
<!--[if mso]></td><td width=3D"172" align=3D"right" valign=3D"top" style=3D=
"width:172px;"><![endif]--><div class=3D"fluid" style=3D"display:inline-blo=
ck; width:100%; min-width:100%; max-width:170px; vertical-align:top;">
                                                        <table width=3D"100=
%" align=3D"right" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D=
"presentation">
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                                                            <td valign=3D"t=
op" style=3D"padding:0 5px 10px 5px;" align=3D"left">
                                                              <a target=3D"=
_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=3Dh4c28591,2232539,=
195d866"><img src=3D"https://res.emails.virginmoney.com/res/virginm_mkt_pro=
d3/vm_google_play.png" width=3D"162" height=3D"48" alt=3D"Get it on Google =
Play" border=3D"0" style=3D"display:block; border:none;" />
                                                              </a>
                                                            </td>
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                                                      </div>
                                                    <!--[if mso]>
                                                    </td>
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                                                </table>
                                                <![endif]-->
                                              </td>
                                            </tr>
                                          </table>
                                        </td>
                                      </tr>
                                      
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                                <!--[if mso]>
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                      <!-- //C3 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C4 -->
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#ffffff">
                        <tr>
                          <td align=3D"left" valign=3D"top" style=3D"backgr=
ound-image:url('https://res.emails.virginmoney.com/res/virginm_mkt_prod3/vm=
_pattern_right_teal_regular.png'); background-position:left top; background=
-repeat:repeat-y;">
                            <!--[if mso]>
                            <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vm=
l" filled=3D"true" stroked=3D"false" style=3D"width:450pt;">
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ls.virginmoney.com/res/virginm_mkt_prod3/vm_pattern_right_teal_regular.png"=
 color=3D"#ffffff"/>
                              <v:textbox inset=3D"0,0,0,0" style=3D"mso-fit=
-shape-to-text:true;">
                                <table width=3D"400" align=3D"left" cellpad=
ding=3D"0" cellspacing=3D"0" border=3D"0" role=3D"presentation" style=3D"wi=
dth:400px;">
                                  <tr>
                                    <td width=3D"400" align=3D"center" vali=
gn=3D"top" style=3D"width:400px;">
                                    <![endif]-->
                                      <table width=3D"100%" align=3D"left" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" styl=
e=3D"max-width:400px;">
                                        <tr>
                                          <td width=3D"20" style=3D"font-si=
ze:1px; line-height:1px;">&nbsp;</td>
                                          <td valign=3D"top" align=3D"left"=
 style=3D"padding:25px 0 30px 0; font-family:Arial,Helvetica,sans-serif; fo=
nt-size:16px; color:#000001; line-height:24px; text-align:left;">
                                            <h2 style=3D"margin:0; font-fam=
ily:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#=
e10a0a; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                              
                                                What happens next
                                                
                                              </h2>
                                            <div style=3D"display:block; he=
ight:15px; font-size:15px; line-height:15px;">&nbsp;</div>
                                            <p style=3D"margin:0;">
                                              
                                                Once you've completed your =
application, it will say on screen that the rate is valid until your April =
2022 statement . Don't worry, you'll receive an email to confirm it's been =
extended until your August 2022 statement.
                                              </p>
                                            
                                            
                                              </td>
                                          <td width=3D"20" style=3D"font-si=
ze:1px; line-height:1px;">&nbsp;</td>
                                        </tr>
                                      </table>
                                    <!--[if mso]>
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                              </v:textbox>
                            </v:rect>
                            <![endif]-->
                          </td>
                        </tr>
                      </table>
                      <!-- //C4 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C2 -->
                      <table width=3D"100%" align=3D"center" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" style=3D"max-width=
:600px;" bgcolor=3D"#69e1e6">
                        <tr>
                          <td valign=3D"top" align=3D"left" style=3D"paddin=
g:25px 20px 30px 20px; font-family:Arial,Helvetica,sans-serif; font-size:16=
px; color:#000001; line-height:24px; text-align:left;">
                            <h2 style=3D"margin:0; font-family:Arial,Helvet=
ica,sans-serif; font-size:24px; font-weight:normal; color:#000001; line-hei=
ght:29px; text-align:left; mso-line-height-rule:exactly;">
                              
                                <a target=3D"_blank" href=3D"http://t.email=
s.virginmoney.com/r/=3Fid=3Dh4c28591,2232539,195d863&p1=3D35857721" style=
=3D"color:#000001; text-decoration:none;">                                 =
 Key things to consider
                                </a>
                              </h2>
                            
                            
                            <div style=3D"display:block; height:15px; font-=
size:15px; line-height:15px;">&nbsp;</div>
                            
                              <table width=3D"100%" cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"list">
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 15px 15px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block; border:none;" src=3D"https://images.em=
lcdn.net/cdn/1001923/f5b9993c-506e-455b-91da-216e61f37628/icontickblack.png=
" />
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 15px 0; font-family:Arial,Helvetica,sans-serif; font-size:1=
6px; color:#000001; line-height:24px; text-align:left;">
                                  <p style=3D"margin:0;">
                                    <strong style=3D"">Your rate</strong> -=
 when your new transfer rate ends, balance and money transfers will be char=
ged at your standard rate of interest. This can be found on your statement.
                                  </p>
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 15px 15px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block; border:none;" src=3D"https://images.em=
lcdn.net/cdn/1001923/f5b9993c-506e-455b-91da-216e61f37628/icontickblack2.pn=
g" />
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 15px 0; font-family:Arial,Helvetica,sans-serif; font-size:1=
6px; color:#000001; line-height:24px; text-align:left;">
                                  <p style=3D"margin:0;">
                                    <strong style=3D"">The terms</strong> -=
 to keep the new transfer rate you need to stay within your credit limit an=
d make the minimum payment on time <span style=3D"white-space:nowrap;">ever=
y month</span>.
                                  </p>
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 15px 15px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block; border:none;" src=3D"https://images.em=
lcdn.net/cdn/1001923/f5b9993c-506e-455b-91da-216e61f37628/icontickblack3.pn=
g" />
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 15px 0; font-family:Arial,Helvetica,sans-serif; font-size:1=
6px; color:#000001; line-height:24px; text-align:left;">
                                  <p style=3D"margin:0;">
                                    <strong style=3D"">Credit limit</strong=
> - you can only transfer up to 95% of your credit limit minus your outstan=
ding balance(s) and transfer fee. You can view your credit limit in our Cre=
dit Card app.
                                  </p>
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 15px 15px 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block; border:none;" src=3D"https://images.em=
lcdn.net/cdn/1001923/f5b9993c-506e-455b-91da-216e61f37628/icontickblack4.pn=
g" />
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"padding:0 0 15px 0; font-family:Arial,Helvetica,sans-serif; font-size:1=
6px; color:#000001; line-height:24px; text-align:left;">
                                  <p style=3D"margin:0;">
                                    <strong style=3D"">Making purchases</st=
rong> - if you make a card purchase, you'll be charged interest on it unles=
s you pay off the full balance shown on your statement by the payment date =
or you have a 0% rate on purchases. Your full balance includes any balance =
and money transfers.
                                  </p>
                                </td>
                              </tr>
                              <tr>
                                <td width=3D"48" valign=3D"top" style=3D"pa=
dding:0 15px 0 0;">
                                  <img width=3D"48" height=3D"48" alt=3D"" =
border=3D"0" style=3D"display:block; border:none;" src=3D"https://images.em=
lcdn.net/cdn/1001923/f5b9993c-506e-455b-91da-216e61f37628/icontickblack5.pn=
g" />
                                </td>
                                <td role=3D"listitem" valign=3D"top" style=
=3D"font-family:Arial,Helvetica,sans-serif; font-size:16px; color:#000001; =
line-height:24px; text-align:left;">
                                  <p style=3D"margin:0;">
                                    <strong style=3D"">It&#x2019;s best to =
try and pay off as much as you can afford each month.</strong> Direct Debit=
 is the simplest way to pay. You can set one up easily, or if you've done t=
hat already, you should check your details to make sure it's still in place=
. You can do this in our Credit Card app.
                                  </p>
                                </td>
                              </tr>
                            </table>
                            
                              <div style=3D"display:block; height:15px; fon=
t-size:15px; line-height:15px;">&nbsp;</div>
                            <p style=3D"margin:0;">
                              
                                For more information, please see your state=
ment and your Terms.
                              </p>
                            
                            
                            
                            
                          </td>
                        </tr>
                        
                        
                        
                      </table>
                      <!-- //C2 -->
                    
                      
                        
                        
                        
                        
                        
                        
                        
                        
                        
                      <!-- C4 -->
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ound-image:url('https://res.emails.virginmoney.com/res/virginm_mkt_prod3/vm=
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und-repeat:repeat-y;">
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dth:400px;">
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gn=3D"top" style=3D"width:400px;">
                                    <![endif]-->
                                      <table width=3D"100%" align=3D"left" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" styl=
e=3D"max-width:400px;">
                                        <tr>
                                          <td width=3D"20" style=3D"font-si=
ze:1px; line-height:1px;">&nbsp;</td>
                                          <td valign=3D"top" align=3D"left"=
 style=3D"padding:25px 0 30px 0; font-family:Arial,Helvetica,sans-serif; fo=
nt-size:16px; color:#000001; line-height:24px; text-align:left;">
                                            <h2 style=3D"margin:0; font-fam=
ily:Arial,Helvetica,sans-serif; font-size:24px; font-weight:normal; color:#=
e10a0a; line-height:29px; text-align:left; mso-line-height-rule:exactly;">
                                              
                                                <a target=3D"_blank" style=
=3D"color:#e10a0a; text-decoration:none;">
                                                  Need some help=3F
                                                </a>
                                              </h2>
                                            <div style=3D"display:block; he=
ight:15px; font-size:15px; line-height:15px;">&nbsp;</div>
                                            <p style=3D"margin:0;">
                                              
                                                You can find out more about=
 balance and money transfers <a style=3D"color:#e10a0a; text-decoration:und=
erline;" target=3D"_blank" href=3D"http://t.emails.virginmoney.com/r/=3Fid=
=3Dh4c28591,2232539,195d867&p1=3D35857721">here</a>.<br /><br /><span style=
=3D"color:#e10a0a;"><strong style=3D"">The team at Virgin Money<br /><br />=
</strong></span>
                                              </p>
                                            
                                            
                                              </td>
                                          <td width=3D"20" style=3D"font-si=
ze:1px; line-height:1px;">&nbsp;</td>
                                        </tr>
                                      </table>
                                    <!--[if mso]>
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                      <!-- //C4 -->
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g:5px 15px 20px 15px; font-size:0; text-align:center;">
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yle=3D"vertical-align:middle; padding:15px 5px 0 5px; font-family:Arial,Hel=
vetica,sans-serif; font-size:24px; color:#ffffff; line-height:29px; text-al=
ign:left;">
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x 5px 0 5px;">
                                      
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money.com</a> to your email address book or Safe List.<br /><br />We have s=
ent this email to you in order to service your credit card account and it i=
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please sign in to Online Service and use the secure <span style=3D"white-sp=
ace:nowrap;">messaging service</span>.<br /><br />App Store is a service ma=
rk of Apple Inc., registered in the U.S. and other countries. Google Play i=
s a trademark of Google LLC.<br /><br />Clydesdale Bank PLC (trading as Vir=
gin Money). Registered in Scotland (Company No. SC001111). Registered Offic=
e: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regul=
ation Authority and regulated by the Financial Conduct Authority and the Pr=
udential <span style=3D"white-space:nowrap;">Regulation Authority</span>.
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