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From: "Royal Bank of Scotland" <businessbanking@notifications.rbs.co.uk>
Date: Wed, 19 Feb 2020 18:28:03 +0100
Subject: Confirmation of Payee is here
To: <admin@showfile.com>
Reply-To: "Royal Bank of Scotland" <businessbanking@notifications.rbs.co.uk>
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There�s still time to get ahead 

	

	
Is this email not displaying correctly?  http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d39&p1=%40Q7ImmPu3gxrjdmr%2BVnUe21UlXGOHi41PrOOGIsx4y%2FQ%3D View it in your browser . 
Please refer to the  #Security Security section  in the footer of this email for information about this. 	
	
	
		
	

 http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3a 	
	

 http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3b 	
	

	

	
Hello, 	
	
In November 2019 we wrote to let you know all major banks had signed up to a new industry code, Confirmation of Payee (CoP). 	
	
This code is an account name checking service that will confirm if the payment details entered for a person or business match the details their bank holds. 	
	
These new regulations are now in effect and while all UK banks will be introducing Confirmation of Payee,they may launch this service at different times. So it's important that you take some steps now to make sure future payments are not delayed. 	
	
What do I need to do? 	
	
Receiving payments 	
	
When receiving any single UK Faster Payment and CHAPS sterling payments: 	
	

� 	If you�re asking someone to pay you, make sure they�re aware of the correct name to use i.e. your exact account name, which may be different from your trading name. 	
	
	

� 	Make sure any parts of your business that deal with payment-related customer queries are aware of CoP and can provide the correct details to payment originators who might contact you for advice. 	
	
	
Making payments 	
	
When making any single UK Faster Payment and CHAPS sterling payments: 	
	

� 	If you're creating a new payee or amending one in Digital Banking or Bankline, it's important to make sure you have the correct name of the account you're making the payment to. 	
	
	

� 	Review any payee details you have stored in Digital Banking or Bankline to ensure that the details you already have are correct. You should pay particular attention to those where you make payments to a payee infrequently or haven't made a payment for a while. 	
	
	

� 	You will also need to specify whether the payment is being sent to a personal or business account. 	
	
	

 http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3c Find out more 
	
	
To learn more about which payments are included and how Confirmation of Payee will work please  http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3d click here . 	
	
	
		
	

	
	

	
	

	

	
About this email 

This email is confidential and intended for the addressee only. Please delete if that is not you. 

This is a Service message designed to keep you informed of important information associated with your account. If you no longer want to receive this type of communication by email, please  http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3e&p1=%40i9lA4OTzgJUQPoKrNTw4qA%3D%3D click here . 

Please do not reply to this email as the address is not monitored. Visit our  http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d3f Support Centre  if you have any queries and we�ll be happy to help. 	
	
  Important security information 

Royal Bank of Scotland will NEVER  ask for your full Security number or Password when identifying you on the phone or online, and will NEVER  ask for Card Reader codes on the phone, by email or text message. Fraudsters may claim to be the bank, police or other companies you trust to try and access security information. If you receive a call or email from Royal Bank of Scotland that you are suspicious about, cease the call immediately, or forward the email to  mailto:phishing@rbs.co.uk phishing@rbs.co.uk . Visit  http://t.notifications.natwest.com/r/?id=t6a22a9bd,39ad48da,39ad4d40 rbs.co.uk/security  for more information and advice. 

The Royal Bank of Scotland plc. Registered in Scotland No. SC083026. Registered office: 36 St. Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724. 

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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gn=3D"center">
                      <table class=3D"w750" width=3D"640" cellspacing=3D"0"=
 cellpadding=3D"0" border=3D"0">
                          <tbody>
                              <tr>
                                  <td class=3D"w10" width=3D"30" valign=3D"=
top" align=3D"left">
                                      <img src=3D"http://t.notifications.na=
twest.com/res/img/325472601571F31E1BF00674C368D335.gif" style=3D"display:bl=
ock;" alt=3D"" class=3D"w10" width=3D"30" height=3D"35" border=3D"0">
                                  </td>
                                  <td class=3D"w270" valign=3D"top" align=
=3D"center">
                                      <table class=3D"w270" width=3D"580" c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">
                                          <tbody>
                                              <tr>
                                                  <td class=3D"w270" valign=
=3D"top" align=3D"left">
                                                      <table class=3D"w270"=
 width=3D"580" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"le=
ft">
                                                          <tbody> 
                                                                <tr>
                                                                  <td class=
=3D"hi20" valign=3D"top" align=3D"left">
                                                                    <img sr=
c=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C36=
8D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" he=
ight=3D"30" border=3D"0">
                                                                  </td>
                                                                </tr>
                                                                <tr>
                                                                  <td class=
=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:13px; l=
ine-height:16px;   text-align:left; mso-line-height-rule: exactly; padding-=
top: 0px;color:#4C4C4C" valign=3D"top" align=3D"left">
                                                                    Hello,
                                                                  </td>
                                                                </tr>
                                                                <tr>
                                                                  <td class=
=3D"hi10" valign=3D"top" align=3D"left">
                                                                    <img sr=
c=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C36=
8D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" he=
ight=3D"10" border=3D"0">
                                                                  </td>
                                                                </tr> 

                                                                <tr>
                                                                    <td cla=
ss=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:13px;=
 line-height:16px;   text-align:left; mso-line-height-rule: exactly; paddin=
g-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">In November 2019 =
we wrote to let you know all major banks had signed up to a new industry co=
de, Confirmation of Payee (CoP).</td>
                                                                  </tr>

                                                                <tr>
                                                                    <td cla=
ss=3D"hi10" valign=3D"top" align=3D"left">
                                                                      <img =
src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C=
368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" =
height=3D"10" border=3D"0">
                                                                    </td>
                                                                </tr>

                                                                <tr>
                                                                    <td cla=
ss=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:13px;=
 line-height:16px;   text-align:left; mso-line-height-rule: exactly; paddin=
g-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">This code is an a=
ccount name checking service that will confirm if the payment details enter=
ed for a person or business match the details their bank holds.</td>
                                                                </tr>

                                                                <tr>
                                                                  <td class=
=3D"hi10" valign=3D"top" align=3D"left">
                                                                    <img sr=
c=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C36=
8D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" he=
ight=3D"10" border=3D"0">
                                                                  </td>
                                                                </tr>

                                                                <tr>
                                                                    <td cla=
ss=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:13px;=
 line-height:16px;   text-align:left; mso-line-height-rule: exactly; paddin=
g-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">These new regulat=
ions are now in effect and while all UK banks will be introducing Confirmat=
ion of Payee,they may launch this service at different times. So it's impor=
tant that you take some steps now to make sure future payments are not dela=
yed.</td>
                                                                </tr>

                                                                <tr>
                                                                    <td ali=
gn=3D"left" valign=3D"top" class=3D"hi20">
                                                                      <img =
src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C=
368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" style=
=3D"display:block;" alt=3D"">
                                                                    </td>
                                                                  </tr>
                                                                  
                                                                <tr>
                                                                  <td align=
=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial, Helvetica,=
 sans-serif; font-size:18px; line-height:20px; color:#002D64;  text-align:l=
eft; mso-line-height-rule: exactly; padding; 0px;">
                                                                    <strong=
><span style=3D"color:#002D64 !important;">What do I need to do=3F</span></=
strong>
                                                                  </td>
                                                                </tr>
                                                                <tr>
                                                                    <td cla=
ss=3D"hi10" valign=3D"top" align=3D"left">
                                                                      <img =
src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C=
368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" =
height=3D"10" border=3D"0">
                                                                    </td>
                                                                </tr>
                                                                <tr>
                                                                    <td ali=
gn=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial, Helvetic=
a, sans-serif; font-size:16px; line-height:20px; color:#4C4C4C;  text-align=
:left; mso-line-height-rule: exactly; padding; 0px;">
                                                                      <stro=
ng><span style=3D"color:#4C4C4C !important;">Receiving payments</span></str=
ong>
                                                                    </td>
                                                                </tr>

                                                                <tr>
                                                                    <td cla=
ss=3D"hi10" valign=3D"top" align=3D"left">
                                                                      <img =
src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00674C=
368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25" =
height=3D"10" border=3D"0">
                                                                    </td>
                                                                  </tr> 
  
                                                                  <tr>
                                                                      <td c=
lass=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:13p=
x; line-height:16px;   text-align:left; mso-line-height-rule: exactly; padd=
ing-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">When receiving =
any single UK Faster Payment and CHAPS sterling payments:</td>
                                                                  </tr>

                                                                  <tr>
                                                                      <td a=
lign=3D"left" valign=3D"top" class=3D"hi20">
                                                                        <im=
g src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF0067=
4C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" style=
=3D"display:block;" alt=3D"">
                                                                      </td>
                                                                   </tr>

                                                                   <tr>
                                                                      <td a=
lign=3D"left" valign=3D"top" class=3D"w2800">
                                                                        <ta=
ble width=3D"580" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D=
"left" class=3D"w2800">
                                                                          <=
tbody>
                                                                          <=
tr>
                                                                           =
 <td align=3D"left" class=3D"" width=3D"15" valign=3D"top" style=3D"font-fa=
mily: Arial, Helvetica, sans-serif; font-size:13px; line-height:16px;   tex=
t-align:left; mso-line-height-rule: exactly; padding-top: 0px;">=95</td>
                                                                           =
 <td align=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size:13px; line-height:16px;   text-align:left;=
 mso-line-height-rule: exactly; padding-top: 0px;color:#4C4C4C">
                                                                           =
     If you=92re asking someone to pay you, make sure
                                                                           =
     they=92re aware of the correct name to use i.e. your
                                                                           =
     exact account name, which may be different from
                                                                           =
     your trading name.
                                                                           =
 </td>
                                                                          <=
/tr>
                                                                          <=
/tbody>
                                                                        </t=
able>
                                                                      </td>
                                                                    </tr>

                                                                    <tr>
                                                                        <td=
 class=3D"hi10" valign=3D"top" align=3D"left">
                                                                          <=
img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00=
674C368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"=
25" height=3D"10" border=3D"0">
                                                                        </t=
d>
                                                                    </tr> 

                                                                    <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"w2800">
                                                                          <=
table width=3D"580" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=
=3D"left" class=3D"w2800">
                                                                           =
 <tbody>
                                                                           =
 <tr>
                                                                           =
   <td align=3D"left" class=3D"" width=3D"15" valign=3D"top" style=3D"font-=
family: Arial, Helvetica, sans-serif; font-size:13px; line-height:16px;   t=
ext-align:left; mso-line-height-rule: exactly; padding-top: 0px;">=95</td>
                                                                           =
   <td align=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial=
, Helvetica, sans-serif; font-size:13px; line-height:16px;   text-align:lef=
t; mso-line-height-rule: exactly; padding-top: 0px;color:#4C4C4C">
                                                                           =
       Make sure any parts of your business that deal with
                                                                           =
       payment-related customer queries are aware of CoP
                                                                           =
       and can provide the correct details to payment
                                                                           =
       originators who might contact you for advice.                       =
                                                      
                                                                           =
   </td>
                                                                           =
 </tr>
                                                                           =
 </tbody>
                                                                          <=
/table>
                                                                        </t=
d>
                                                                    </tr>  

                                                                  <tr>
                                                                      <td a=
lign=3D"left" valign=3D"top" class=3D"hi20">
                                                                        <im=
g src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF0067=
4C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" style=
=3D"display:block;" alt=3D"">
                                                                      </td>
                                                                  </tr>
                                                                  <tr>
                                                                      <td a=
lign=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial, Helvet=
ica, sans-serif; font-size:16px; line-height:20px; color:#4C4C4C;  text-ali=
gn:left; mso-line-height-rule: exactly; padding; 0px;">
                                                                        <st=
rong><span style=3D"color:#4C4C4C !important;">Making payments</span></stro=
ng>
                                                                      </td>
                                                                  </tr>
  
                                                                  <tr>
                                                                      <td c=
lass=3D"hi10" valign=3D"top" align=3D"left">
                                                                        <im=
g src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF0067=
4C368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=3D"25=
" height=3D"10" border=3D"0">
                                                                      </td>
                                                                    </tr> 
    
                                                                    <tr>
                                                                        <td=
 class=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:1=
3px; line-height:16px;   text-align:left; mso-line-height-rule: exactly; pa=
dding-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">
                                                                           =
 When making any single UK Faster Payment and
                                                                           =
 CHAPS sterling payments:
                                                                        </t=
d>
                                                                    </tr>
  
                                                                    <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"hi20">
                                                                          <=
img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00=
674C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" sty=
le=3D"display:block;" alt=3D"">
                                                                        </t=
d>
                                                                     </tr>
  
                                                                     <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"w2800">
                                                                          <=
table width=3D"580" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=
=3D"left" class=3D"w2800">
                                                                           =
 <tbody>
                                                                           =
 <tr>
                                                                           =
   <td align=3D"left" class=3D"" width=3D"15" valign=3D"top" style=3D"font-=
family: Arial, Helvetica, sans-serif; font-size:13px; line-height:16px;   t=
ext-align:left; mso-line-height-rule: exactly; padding-top: 0px;">=95</td>
                                                                           =
   <td align=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Arial=
, Helvetica, sans-serif; font-size:13px; line-height:16px;   text-align:lef=
t; mso-line-height-rule: exactly; padding-top: 0px;color:#4C4C4C">
                                                                           =
       If you're creating a new payee or amending one in Digital Banking or=
 Bankline, it's important to make sure you have the correct name of the acc=
ount you're making the payment to.
                                                                           =
   </td>
                                                                           =
 </tr>
                                                                           =
 </tbody>
                                                                          <=
/table>
                                                                        </t=
d>
                                                                      </tr>
  
                                                                      <tr>
                                                                          <=
td class=3D"hi10" valign=3D"top" align=3D"left">
                                                                           =
 <img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF=
00674C368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=
=3D"25" height=3D"10" border=3D"0">
                                                                          <=
/td>
                                                                      </tr>=
 
  
                                                                      <tr>
                                                                          <=
td align=3D"left" valign=3D"top" class=3D"w2800">
                                                                           =
 <table width=3D"580" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"left" class=3D"w2800">
                                                                           =
   <tbody>
                                                                           =
   <tr>
                                                                           =
     <td align=3D"left" class=3D"" width=3D"15" valign=3D"top" style=3D"fon=
t-family: Arial, Helvetica, sans-serif; font-size:13px; line-height:16px;  =
 text-align:left; mso-line-height-rule: exactly; padding-top: 0px;">=95</td=
>
                                                                           =
     <td align=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Ari=
al, Helvetica, sans-serif; font-size:13px; line-height:16px;   text-align:l=
eft; mso-line-height-rule: exactly; padding-top: 0px;color:#4C4C4C">
                                                                           =
         Review any payee details you have stored in Digital Banking or Ban=
kline to ensure that the details you already have are correct. You should p=
ay particular attention to those where you make payments to a payee infrequ=
ently or haven't made a payment for a while.                               =
                                            
                                                                           =
     </td>
                                                                           =
   </tr>
                                                                           =
   </tbody>
                                                                           =
 </table>
                                                                          <=
/td>
                                                                      </tr>=
  
                                                                      <tr>
                                                                          <=
td class=3D"hi10" valign=3D"top" align=3D"left">
                                                                           =
 <img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF=
00674C368D335.gif" class=3D"hi10" style=3D"display:block;" alt=3D"" width=
=3D"25" height=3D"10" border=3D"0">
                                                                          <=
/td>
                                                                      </tr>=
 
  
                                                                      <tr>
                                                                          <=
td align=3D"left" valign=3D"top" class=3D"w2800">
                                                                           =
 <table width=3D"580" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" alig=
n=3D"left" class=3D"w2800">
                                                                           =
   <tbody>
                                                                           =
   <tr>
                                                                           =
     <td align=3D"left" class=3D"" width=3D"15" valign=3D"top" style=3D"fon=
t-family: Arial, Helvetica, sans-serif; font-size:13px; line-height:16px;  =
 text-align:left; mso-line-height-rule: exactly; padding-top: 0px;">=95</td=
>
                                                                           =
     <td align=3D"left" class=3D"" valign=3D"top" style=3D"font-family: Ari=
al, Helvetica, sans-serif; font-size:13px; line-height:16px;   text-align:l=
eft; mso-line-height-rule: exactly; padding-top: 0px;color:#4C4C4C">
                                                                           =
         You will also need to specify whether the payment is being sent to=
 a personal or business account.
                                                                           =
     </td>
                                                                           =
   </tr>
                                                                           =
   </tbody>
                                                                           =
 </table>
                                                                          <=
/td>
                                                                      </tr>=
  
  
                                                                    <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"hi20">
                                                                          <=
img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00=
674C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" sty=
le=3D"display:block;" alt=3D"">
                                                                        </t=
d>
                                                                    </tr>

                                                                    <tr>
                                                                      <td c=
lass=3D"" align=3D"center" valign=3D"top" >
                                                                      <tabl=
e class=3D"" width=3D"" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" al=
ign=3D"center">
                                                                        <tb=
ody>
                                                                          <=
tr>
                                                                           =
 <th bgcolor=3D"#00afbb" style=3D"padding:6px 10px; -webkit-border-radius:3=
px; border-radius:4px; font-size:13px; font-family:Arial, Helvetica, sans-s=
erif; color:#ffffff; display:inline-block; border:1px solid #00A89F;" align=
=3D"center">
                                                                           =
 <a href=3D"http://t.notifications.natwest.com/r/=3Fid=3Dh6a22a9bd,39ad48da=
,39ad4d34" target=3D"_blank" style=3D" font-family: Arial, Helvetica, sans-=
serif; font-size:15px; line-height:20px; color:#ffffff; mso-line-height-rul=
e: exactly; padding; 0px; text-decoration:none;"><span style=3D"color:#ffff=
ff !important; padding:6px 10px"><font color=3D"#ffffff">Find out more</fon=
t></span></a>
                                                                           =
 </th>
                                                                          <=
/tr>
                                                                        </t=
body>
                                                                      </tab=
le>
                                                                      </td>
                                                                    </tr>
                                                                    <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"hi20">
                                                                          <=
img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00=
674C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" sty=
le=3D"display:block;" alt=3D"">
                                                                        </t=
d>
                                                                    </tr>

                                                                    <tr>
                                                                        <td=
 class=3D"" style=3D"font-family: Arial, Helvetica, sans-serif; font-size:1=
3px; line-height:16px;   text-align:left; mso-line-height-rule: exactly; pa=
dding-top: 0px; color:#4C4C4C;" valign=3D"top" align=3D"left">To learn more=
 about which payments are included and how Confirmation of Payee will work =
please <a href=3D"http://t.notifications.natwest.com/r/=3Fid=3Dh6a22a9bd,39=
ad48da,39ad4d35" style=3D"text-decoration:underline; color: #4C4C4C" target=
=3D"_blank">click here</a>.</td>
                                                                    </tr>
                                                                       <tr>
                                                                        <td=
 align=3D"left" valign=3D"top" class=3D"hi20">
                                                                          <=
img src=3D"http://t.notifications.natwest.com/res/img/325472601571F31E1BF00=
674C368D335.gif" class=3D"hi20" width=3D"25" height=3D"20" border=3D"0" sty=
le=3D"display:block;" alt=3D"">
                                                                        </t=
d>
                                                                    </tr>
                                                                  
                                                            
                                                          </tbody>
                                                        </table>
                                                    </td>
                                                </tr>
                                            </tbody>
                                        </table>
                                    </td>
                                    <td class=3D"w10" width=3D"30" valign=
=3D"top" align=3D"left">
                                        <img src=3D"http://t.notifications.=
natwest.com/res/img/325472601571F31E1BF00674C368D335.gif" style=3D"display:=
block;" alt=3D"" class=3D"w10" width=3D"30" height=3D"35" border=3D"0">
                                    </td>
                                </tr>
                            </tbody>
                        </table>
                    </td>
                </tr>

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                    <td>
                        <!-- desktop version only - start  -->
                        <table width=3D"640" border=3D"0" cellspacing=3D"0"=
 cellpadding=3D"0" bgcolor=3D"#FFFFFF" class=3D"hide">
                            <tr>
                                <td align=3D"center" valign=3D"top" bgcolor=
=3D"#4C4C4C">
                                    <table width=3D"100%" border=3D"0" cell=
spacing=3D"0" cellpadding=3D"0" class=3D"hide">
                                        <tr>
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