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From: "Royal Bank of Scotland" <info@notifications.rbs.co.uk>
Subject: =?utf-8?B?SW1wb3J0YW50IG5ld3MgYWJvdXQgeW91ciBhY2NvdW50KHMp?=
Date: Fri, 14 Feb 2025 11:37:48 +0100
To: <vince@showfile.com>
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We're reducing our interest rates
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD
Here=E2=80=99s part of your postcode 9BP
Email not displaying quite right=3F
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We=E2=80=99ll always show you part of your postcode, so you know it=E2=80=99s from us and not random
spam =E2=80=93 just one of https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92a4cf00,9fede128,801cdf61&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918 the ways we=E2=80=99re keeping you safe online.
By clicking on links in this email, you agree to Royal Bank of Scotland using cookies to track your interaction, to improve the performance of our communications, understand your interests, and to personalise our future emails to you. If you don=E2=80=99t want us to track, just copy and paste the url links into your browser without clicking on them.
Hello Vincent,
=E2=80=8C
We want to tell you about a change to the interest rate on your account(s). You may have heard the news that the Bank of England has decided to reduce the base rate. We=E2=80=99ve been looking at our rates too, as well as what=E2=80=99s on offer from other savings providers right now, and we=E2=80=99ve decided to reduce some of our interest rates.
What this means for you
We have listed your impacted account(s), the new rates and when they'll apply from below.
Non-payment accounts (new rates effective from 6th March 2025):
Account type and balance in account Existing rate
AER / Gross p.a. (variable) New rate from 06/03/2025
AER / Gross p.a. (variable)
Flexible Saver
=C2=A31 to =C2=A324,999 1.50% / 1.49% 1.25% / 1.24%
=C2=A325,000 to =C2=A399,999 2.00% / 1.98% 1.85% / 1.83%
=C2=A3100,000 to =C2=A3249,999 2.30% / 2.28% 2.10% / 2.08%
=C2=A3250,000+ 2.90% / 2.86% 2.70% / 2.67%
Instant Access ISA
=C2=A31 to =C2=A324,999 1.50% / 1.50% 1.40% / 1.40%
=C2=A325,000+ 2.80% / 2.80% 2.70% / 2.70%
Make sure your account is right for you
=E2=80=8C
You don=E2=80=99t need to do anything but it=E2=80=99s always worth reviewing the interest rates on your savings account(s) as you might discover a better rate or a more suitable account to meet your needs. You can =EF=AC=81nd out more about our range of savings accounts on our https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92a4cf00,9fede128,801cdf62&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918 website .
=E2=80=8C
If you=E2=80=99d like to take money out, change your account, or close it altogether, we can help with that. See how to https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92a4cf00,9fede128,801cdf63&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918 manage your savings . You can also choose to move your account to another provider.
=E2=80=8C
Remember, if you want to move the savings in your ISA to another ISA account, you'll need to go through the ISA transfer process to keep the tax-free status.
Here to help
If you=E2=80=99ve got questions or need more information, you can get in touch 24/7 in the app by clicking on the help button at the bottom of the screen, or on our https://t.notifications.rbs.co.uk/r/=3Fid=3Dt92a4cf00,9fede128,801cdf65&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918 website and wait for the 'Chat to Cora' button to pop up and type your question. Or, if you like, give us a call or visit a branch.
=E2=80=8C
Thanks,
The Everyday Banking Team
Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.
Compound interest is interest that is earned on interest that=E2=80=99s already been paid.
Gross means the interest rate you are paid on your savings with no compounding.
p.a. per annum (per year).
Tax-free . We pay all savings interest without the deduction of tax. You do not pay any UK tax on interest earned in ISAs. You may have to pay tax on interest earned in non-ISA accounts depending on your Personal Savings Allowance. The tax treatment may be subject to change in the future.
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This email is confidential. So if you=E2=80=99ve received this instead of the person it was for, please delete it.
Need some help=3F
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The Royal Bank of Scotland plc. Registered in Scotland No. SC083026.
Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Financial Services Firm Reference Number 114724.
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</head>
<body class=3D"st-email-body st-center-gmail">
<div style=3D"font-size: 0px; display: none; visibility: hidden; opacity: 0=
; color: transparent; max-height: 0px; height: 0; width: 0; mso-hide: all;"=
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=E2=80=87=CD=8F =E2=80=87=CD=8F ­ ­ ­ ­ ­ ­ ­ &=
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; ­ ­ ­ ­ ­ ­ ­ </div>
<table role=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" bgcolor=3D"#FFFFFF" class=3D"st-wrapper-table" style=3D=
"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
808-16" style=3D"width: 100%; padding-bottom: 15px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1812-1=
0" style=3D"padding: 19px 30px 18px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"16" valign=3D"middle" class=3D"mob-w16" style=3D"width: 16px;"=
>
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-3" style=3D"width: 100%;"><img border=3D"0" valign=3D"top" width=3D"16" sr=
c=3D"https://res.notifications.natwest.com/res/img/AB448A4DEFD07E3216876A5D=
DE151B8C.png" height=3D"20" alt=3D"Lock icon" class=3D"st-mobile-width-cons=
traint" style=3D"border: 0px; display: block; width: 16px; max-width: 100%;=
"></td>
</tr>
</tbody>
</table>
</td>
<td width=3D"254" valign=3D"middle" style=3D"width: 254px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; padding-left: 14px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 14px=
;"> Here’s part of your postcode 9BP </span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
<td width=3D"270" valign=3D"middle" style=3D"width: 270px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-10" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 12px; font-weight: normal; letter-spacing: normal; line-height:=
14px; width: 100%;">
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;">Email not displaying quite right=3F</span></p>
<p style=3D"margin: 0px; text-align: right;"><span style=3D"font-size: 12px=
; line-height: 14px;"><span style=3D"text-decoration: underline; color: #5e=
10b1;"><a style=3D"color: #5e10b1;" href=3D"https://t.notifications.rbs.co.=
uk/r/=3Fid=3Dh92a4cf00,9fede128,801cdf52&cid=3DDM462801&bid=3D-1834692864&c=
in=3D1051608918&p1=3D%40ID3LRiL4vuMK3KJ69HYMq9UVN%2B6eJyp1MWfkAG1dXBo%3D"><=
span style=3D"color: #5e10b1;"><u>Try it in your browser</u></span></a>.</s=
pan></span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-11" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #767676;=
font-size: 13px; font-weight: normal; letter-spacing: normal; line-height:=
18px; padding-left: 30px; padding-right: 30px; padding-top: 15px; width: 1=
00%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">We’ll always show you part of your postcode, so you know it’=
s from us and not random <br>spam – just one of <a style=3D"color: #7=
67676;" href=3D"https://t.notifications.rbs.co.uk/r/=3Fid=3Dh92a4cf00,9fede=
128,801cdf53&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918"><span style=
=3D"color: #5e10b1;"><u>the ways we’re keeping you safe online.</u></=
span></a></span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;"> </span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 13px; line-height: 18px=
;">By clicking on links in this email, you agree to Royal Bank of Scotland =
using cookies to track your interaction, to improve the performance of our =
communications, understand your interests, and to personalise our future em=
ails to you. If you don’t want us to track, just copy and paste the u=
rl links into your browser without clicking on them.</span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
826-23" style=3D"width: 100%; padding-top: 10px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" style=3D"width: 100%;"><=
img border=3D"0" valign=3D"top" width=3D"600" src=3D"https://res.notificati=
ons.natwest.com/res/img/942938D66850662606C8767072D8F734.jpg" alt=3D"We're =
reducing the interest rate on your acccount(s)" title=3D"" class=3D"st-hide=
-mobile st-resize" style=3D"border: 0px; display: block; width: 600px; max-=
width: 100%;"> <!--[if !mso 12]><!-->
<div class=3D"show-img-mobile" style=3D"display: none; width: 0px; overflow=
: hidden;"><img src=3D"https://res.notifications.natwest.com/res/img/CFBCEF=
1C833BEEDDE926B53F385C20F7.jpg" border=3D"0" width=3D"600" valign=3D"top" a=
lt=3D"We're reducing the interest rate on your acccount(s)" title=3D"" clas=
s=3D"st-resize" style=3D"display: block; border: none; max-width: 100%; hei=
ght: auto; width: 600px;"></div>
<!--<![endif]--></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
835-29" style=3D"width: 100%; padding: 20px 30px 10px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;">Hello Vincent, </p>
<p style=3D"margin: 0px;">‌</p>
<p style=3D"margin: 0px;">We want to tell you about a change to the interes=
t rate on your account(s). You may have heard the news that the Bank of Eng=
land has decided to reduce the base rate. We’ve been looking at our r=
ates too, as well as what’s on offer from other savings providers rig=
ht now, and we’ve decided to reduce some of our interest rates.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
848-58" style=3D"width: 100%; padding: 10px 30px 00px 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: bold; letter-spacing: nor=
mal; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
line-height: 26px; color: #5a287d;">What this means for you</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">We have listed your impacted account(s), the new =
rates and when they'll apply from below.</p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<!--Table 1 -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1646=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
673-29" style=3D"width: 100%; padding: 25px 30px 15px 30px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16" style=3D"t=
ext-align: left; font-family: Arial, Helvetica, sans-serif; color: #646068;=
font-size: 14px; font-weight: normal; letter-spacing: normal; line-height:=
20px; width: 100%;">
<p style=3D"margin: 0px;"><strong><span style=3D"color: #5a287d;">Non-payme=
nt accounts (new rates effective from 6th March 2025):</span></strong></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%; padding-top: 10px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">Account type and balance in=
account</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">Existing rate<br>AER / Gros=
s p.a. (variable)</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #ffffff; font-size: 13px; line-h=
eight: 14px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border: 1px solid #5A287D;" bgcolor=3D"#5A287D">New rate from 06/03/2025<br=
>AER / Gross p.a. (variable)</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolor=
=3D"#F2EAF9">Flexible Saver</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD;" bgcolor=3D"#F2EAF9"></th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD; border-right: 1px solid #DDDDDD;" bgcolor=
=3D"#F2EAF9"></th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£1 to £24,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">1.50% / 1.49%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.25% / 1.24%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£25,000 to £99,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.00% / 1.98%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.85% / 1.83%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£100,000 to £249,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.30% / 2.28%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">2.10% / 2.08%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£250,000+</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.90% / 2.86%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">2.70% / 2.67%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolor=
=3D"#F2EAF9">Instant Access ISA</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD;" bgcolor=3D"#F2EAF9"></th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #5a287d; font-size: 14px; line-h=
eight: 20px; font-weight: bold; padding: 6px 10px; vertical-align: middle; =
border-bottom: 1px solid #DDDDDD; border-right: 1px solid #DDDDDD;" bgcolor=
=3D"#F2EAF9"></th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£1 to £24,999</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">1.50% / 1.50%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">1.40% / 1.40%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" class=3D"st-dynamic-1846-25" style=3D"wid=
th: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">£25,000+</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD;" bgcolo=
r=3D"#FFFFFF">2.80% / 2.80%</th>
<th width=3D"200" class=3D"mob-w80" align=3D"left" valign=3D"middle" style=
=3D"font-family: Arial, sans-serif; color: #646068; font-size: 14px; line-h=
eight: 20px; font-weight: normal; padding: 6px 10px; vertical-align: middle=
; border-bottom: 1px solid #DDDDDD; border-left: 1px solid #DDDDDD; border-=
right: 1px solid #DDDDDD;" bgcolor=3D"#FFFFFF">2.70% / 2.70%</th>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
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-8">
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-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
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<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1813=
-8">
</td>
</tr>
<!--Table - End -->
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1782=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
809-29" style=3D"width: 100%; padding-top:20px;padding-bottom: 10px; paddin=
g-left: 30px; padding-right: 30px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-2226-1=
99" style=3D"text-align: left; font-family: Arial, Helvetica, sans-serif; c=
olor: #646068; font-size: 14px; font-weight: normal; letter-spacing: normal=
; line-height: 20px; padding-top: 15px; width: 100%">
<p style=3D"margin: 0px; text-align: left;"><span class=3D"fz-24" style=3D"=
font-size: 22px; line-height: 26px; color: #5a287d; font-weight: bold">Make=
sure your account is right for you</span></p>
<p class=3D"fz-16" style=3D"margin: 0px;">‌</p>
<p class=3D"fz-16" style=3D"margin: 0px;"><span style=3D"color: #646068;">
You don’t need to do anything but it’s always worth reviewing t=
he interest rates on your savings account(s) as you might discover a better=
rate or a more suitable account to meet your needs. You can =EF=AC=81nd ou=
t more about our range of savings accounts on our <a style=3D"color: #5e10b=
1;" href=3D"https://t.notifications.rbs.co.uk/r/=3Fid=3Dh92a4cf00,9fede128,=
801cdf54&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918"><u><span style=
=3D"color: #5e10b1;">website</span></u></a>.</span></p>
<p class=3D"fz-16" style=3D"margin: 0px;">‌</p>
<p class=3D"fz-16" style=3D"margin: 0px;"><span style=3D"color: #646068;">I=
f you’d like to take money out, change your account, or close it alto=
gether, we can help with that. See how to <a style=3D"color: #5e10b1;" href=
=3D"https://t.notifications.rbs.co.uk/r/=3Fid=3Dh92a4cf00,9fede128,801cdf55=
&cid=3DDM462801&bid=3D-1834692864&cin=3D1051608918"><u>manage your savings<=
/u></a>. You can also choose to move your account to another provider.</spa=
n></p>
<p class=3D"fz-16" style=3D"margin: 0px;">‌</p>
<p class=3D"fz-16" style=3D"margin: 0px;"><span style=3D"color: #646068;">R=
emember, if you want to move the savings in your ISA to another ISA account=
, you'll need to go through the ISA transfer process to keep the tax-free s=
tatus.</span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
848-58" style=3D"width: 100%; padding-left: 30px; padding-right: 30px;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"><!--[if !mso]><!--> <!--<![endif]-->
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-24 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #333333; font-size: 22px; font-weight: bold; letter-spacing: nor=
mal; line-height: 26px; padding-top: 20px; width: 100%;">
<p style=3D"margin: 0px; text-align: left;"><span style=3D"font-size: 22px;=
line-height: 26px; color: #5a287d;">Here to help</span></p>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16 st-dynamic-=
1848-32" style=3D"text-align: left; font-family: Arial, Helvetica, sans-ser=
if; color: #646068; font-size: 14px; font-weight: normal; letter-spacing: n=
ormal; line-height: 20px; padding-top: 15px; width: 100%;">
<p style=3D"margin: 0px;">If you’ve got questions or need more inform=
ation, you can get in touch 24/7 in the app by clicking on the help button =
at the bottom of the screen, or on our <a style=3D"color: #646068;" href=3D=
"https://t.notifications.rbs.co.uk/r/=3Fid=3Dh92a4cf00,9fede128,801cdf57&ci=
d=3DDM462801&bid=3D-1834692864&cin=3D1051608918"><span style=3D"color: #5e1=
0b1;"><u>website</u></span></a> and wait for the 'Chat to Cora' button to p=
op up and type your question. Or, if you like, give us a call or visit a br=
anch.</p>
<p style=3D"margin: 0px;">‌</p>
<p style=3D"margin: 0px;">Thanks,</p>
<p style=3D"margin: 0px;"><strong>The Everyday Banking Team</strong></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1808-1=
6">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w30 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"st-dynamic-1848-3=
2">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" align=3D"left" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"30" valign=3D"top" class=3D"mob-w45 st-dynamic-1861-39" style=
=3D"width: 30px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
<td width=3D"510" valign=3D"top" style=3D"width: 510px;">
<table role=3D"presentation" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540" class=3D"st-dynamic-18=
61-39">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left"><!--[if gte mso 9]>
<table role=3D"presentation" width=3D"405.00pt" cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" style=3D"width:405.00pt; border-collapse: collapse; t=
able-width: fixed;" align=3D"center" >
<tr>
<td width=3D"20x.xxpt" style=3D"width:20x.xxpt" valign=3D"top">
<![endif]-->
<table role=3D"presentation" align=3D"left" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"270" class=3D"st-mso-full-width st-mobile-full=
-width" style=3D"width: 270px; float: left;">
<tbody>
<tr>
<td align=3D"center" height=3D"0" valign=3D"bottom" width=3D"270" class=3D"=
st-equal-height st-dynamic-1861-39">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td>
<td width=3D"20x.xxpt" style=3D"width: 20x.xxpt" align=3D"left" valign=3D"t=
op">
<![endif]-->
<table role=3D"presentation" align=3D"left" cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"270" class=3D"st-mso-full-width st-mobile-full=
-width" style=3D"width: 270px; float: left;">
<tbody>
<tr>
<td align=3D"center" height=3D"0" valign=3D"bottom" width=3D"270" class=3D"=
st-equal-height">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 9]>
</td>
</tr>
</table>
<![endif]--></td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"bottom" width=3D"540" class=3D"st-dynamic-18=
61-39" style=3D"padding-top: 10px;">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"></table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"st-dynamic-1=
835-29" style=3D"width: 100%; padding: 20px 30px 20px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"540" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 540px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"540">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" style=3D"text-align: left;=
font-family: Helvetica, Arial, sans-serif; color: #000000; font-size: 12px=
; font-weight: normal; letter-spacing: normal; line-height: 15px; padding-t=
op: 20px; padding-bottom: 10px; width: 100%;">
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Annual Equivalen=
t Rate (AER)</strong></span> shows the interest rate if interest is paid an=
d compounded once each year. AER helps you to compare the rates of interest=
on different accounts.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Compound interes=
t</strong></span> is interest that is earned on interest that=E2=80=99s alr=
eady been paid.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Gross</strong></=
span> means the interest rate you are paid on your savings with no compound=
ing.</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>p.a.</strong></s=
pan> per annum (per year).</span></p>
<p style=3D"margin: 0px;"><span style=3D"font-size: 12px; line-height: 15px=
; color: #646068;"><span style=3D"color: #5a287d;"><strong>Tax-free</strong=
></span>. We pay all savings interest without the deduction of tax. You do =
not pay any UK tax on interest earned in ISAs. You may have to pay tax on i=
nterest earned in non-ISA accounts depending on your Personal Savings Allow=
ance. The tax treatment may be subject to change in the future.</span></p>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-1808=
-17"><!--FOOTER START -->
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"600" class=3D"st-wrapper st-wrapper-background=
st-module-wrapper-table" style=3D"width: 600px;">
<tbody>
<tr>
<td width=3D"100%" bgcolor=3D"#FFFFFF" valign=3D"top" class=3D"fz-16-footer=
st-dynamic-1808-16" style=3D"width: 100%;">
<table role=3D"presentation" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" align=3D"center" width=3D"100%" style=3D"width: 100%;">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" bgcolor=3D"#5A287D" style=
=3D"padding-top: 25px; padding-bottom: 25px;">
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"600" class=3D"st-mso-full-width st-mobile-full-width" style=3D"=
width: 600px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"top" width=3D"600">
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation">
<tbody>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"center" class=3D"st-dynamic-2326=
-240" style=3D"width: 100%;"><a href=3D"https://t.notifications.rbs.co.uk/r=
/=3Fid=3Dh92a4cf00,9fede128,801cdf58&cid=3DDM462801&bid=3D-1834692864&cin=
=3D1051608918" target=3D"_blank" style=3D"display: block;" rel=3D"noopener"=
><img border=3D"0" valign=3D"top" width=3D"58" src=3D"https://res.notificat=
ions.natwest.com/res/img/9B3692EA082559FCBCD074FC152CD40C.png" alt=3D"Royal=
Bank logo" class=3D"st-mobile-width-constraint" style=3D"border: 0px; disp=
lay: block; width: 58px; max-width: 100%;"> </a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td width=3D"100%" valign=3D"top" align=3D"left" class=3D"fz-16-footer" sty=
le=3D"padding-top: 30px;">
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line-height: 18px;">The Royal Bank of Scotland plc. Registered in Scotland=
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