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From: "PCP Recovery4U with Whointheweb" <info@news.whointheweb.co.uk>
Reply-To: "Whointheweb" <info@whointheweb.co.uk>
Subject: Important Update on Vehicle Finance and the 2027 Redress Timeline
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Date: Thu, 23 Jul 2026 11:30:18 +0200
--D178479901762218747
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WHO IN THE WEB=0A=0AOnline Version (https://news.whointheweb.co.uk/x/?S7Y1M=
v6fa2tibGlh9j.H1tDAyNzC4H_RramFoaW5mfH.nPxk27zU8mK98oz8zLySjNTy1CS95Hy90mwA=
A51&Z=3D-105732429)=0A=0AUnsubscribe here (https://news.whointheweb.co.=
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=0A=0Abody,table,td,a {-webkit-text-size-adjust: 100%;-ms-text-size-adjust:=
100%;}table,td {mso-table-lspace: 0pt;mso-table-rspace: 0pt;border-collaps=
e: collapse;}img {-ms-interpolation-mode: bicubic;border: 0;outline: none;t=
ext-decoration: none;display: block;}body {margin: 0 !important;padding: 0 =
!important;width: 100% !important;background-color: #eaecf2;}a {color: #e8a=
738;text-decoration: underline;}@media only screen and (max-width:620px) {.=
email-container {width: 100% !important;}.mob-full {width: 100% !important;=
display: block !important;}.mob-pad {padding-left: 20px !important;padding-=
right: 20px !important;}.hero-h1 {font-size: 24px !important;line-height: 3=
2px !important;}.cta-a {font-size: 15px !important;padding: 16px 24px !impo=
rtant;}.step-cell {display: block !important;width: 100% !important;padding=
: 0 0 24px 0 !important;}.arrow-cell {display: none !important;max-height: =
0 !important;overflow: hidden !important;}.hide-mob {display: none !importa=
nt;max-height: 0 !important;overflow: hidden !important;}.badge-cell {displ=
ay: inline-block !important;width: 48% !important;text-align: center !impor=
tant;padding: 8px 4px !important;box-sizing: border-box !important;}.badge-=
div {display: none !important;}.stat-fig {font-size: 22px !important;}.stat=
-label {font-size: 9px !important;}}The FCA has confirmed 14 million PCP & =
HP agreements are eligible for compensation in 2026. Check yours free in 60=
seconds.=0APCPRecovery 2 minute check =C2=B7 No Win No Fee=0A=0ADid You Fi=
nance a Car Between 2007 & 2024?=0AYou Could Be Owed Money.=0AMillions of U=
K drivers could be owed compensation for mis-sold PCP car finance (https://=
pixel.whointheweb.co.uk/?main_url=3DaHR0cHM6Ly90cmFja2luZy5zZW5kaW5nYWRzLmN=
vbS9hZmZfYw%3D%3D&offer_id=3D969&aff_id=3D490&url_id=3D1981&aff_sub=3Dwhoin=
theweb)=0A=0AThe FCA has estimated that 12.1 million PCP and HP car finance=
agreements are affected by hidden commission payments.=0A=0ACompensation p=
ayouts are expected in 2027. Checking your eligibility is completely free a=
nd takes around 2 minute.=0A=0ACheck Now (https://pixel.whointheweb.co.uk/?=
main_url=3DaHR0cHM6Ly90cmFja2luZy5zZW5kaW5nYWRzLmNvbS9hZmZfYw%3D%3D&offer_i=
d=3D969&aff_id=3D490&url_id=3D1981&aff_sub=3Dwhointheweb)=0A=0A=C2=A3829*=
=0A=0AAvg. per agreement=0A=0A12.1M=0A=0AEligible agreements=0A=0A=C2=A37.5=
B=0A=0ATotal FCA estimate=0A=0A2027=0A=0APayouts expected=0A=0A*Based on FC=
A published estimates. Individual compensation will vary.=0A=0ADo You Quali=
fy?=0AYou may be eligible if any of the following apply to you:=0A=0AYou fi=
nanced a car on PCP or HP between April 2007 and November 2024=0A=0ACars, v=
ans, motorbikes, motorhomes and caravans are all included=0A=0AThe dealer o=
r broker did not disclose the commission they earned=0A=0AHidden commission=
s inflated your interest rate without your knowledge or consent=0A=0AYour a=
greement has ended or you've fully paid it off=0A=0ASettled or completed ag=
reements are still eligible =E2=80=94 even if the car has been sold=0A=0AYo=
u had more than one PCP or HP agreement=0A=0AEach eligible agreement can be=
claimed separately =E2=80=94 multiple payouts are possible=0A=0ANo paperwo=
rk needed. If you know the lender name and approximate dates, we can locate=
your agreements automatically.=0A=0AStart My Free Eligibility Check (http=
s://pixel.whointheweb.co.uk/?main_url=3DaHR0cHM6Ly90cmFja2luZy5zZW5kaW5nYWR=
zLmNvbS9hZmZfYw%3D%3D&offer_id=3D969&aff_id=3D490&url_id=3D1981&aff_sub=3Dw=
hointheweb)=0AHow It Works=0ASimple, transparent, zero financial risk to yo=
u.=0A=0A1=0ACheck Eligibility=0A=0AAnswer a few quick questions about your =
car finance.=0A=E2=80=BA 2=0AWe Handle Everything=0A=0AOur specialists retr=
ieve agreements, build your case, and submit directly to lenders.=0A=E2=80=
=BA 3=0AGet Paid=0A=0AWhen we win, you receive your compensation. No win me=
ans no fee - ever.=0A=0AWe claim against all major lenders.=0A=0AClaim My C=
ompensation Now (https://pixel.whointheweb.co.uk/?main_url=3DaHR0cHM6Ly90c=
mFja2luZy5zZW5kaW5nYWRzLmNvbS9hZmZfYw%3D%3D&offer_id=3D969&aff_id=3D490&url=
_id=3D1981&aff_sub=3Dwhointheweb)=0A=0A*On 30/03/2026, the FCA, in their St=
atement of a confirmed redress scheme, expect eligible consumers to receive=
an average of =C2=A3829 per agreement.=0A=0APCP Recovery4U is a trading na=
me of The Claims Experts Ltd. Registered in England and Wales Company no. 1=
1600861 | VAT Reg: 313 208644. Authorised and regulated as a Claims Managem=
ent Company (CMC) by the Financial Conduct Authority (FRN 836692).=0A=0AYou=
do not have to use the services of a CMC to make a claim. You can complain=
to your lender, bank or provider yourself. If unsuccessful you have the ri=
ght to refer your complaint to the Financial Ombudsman Service (FOS) for fr=
ee within 6 months of receiving a final response from the company.=0A=0AIf =
you've been scammed, you can contact your bank or payment provider and repo=
rt the incident. You can also report fraud to Action Fraud. PCP Recovery4U =
provides a free eligibility check to help you understand potential routes a=
nd next steps. PCP Recovery4U does not charge customers for its free eligib=
ility check service. In successful cases where a cash refund is obtained, T=
he Claims Experts Ltd charge a success fee of between 18% and 36% (includin=
g VAT). The Claims Experts Ltd receives payments from third parties to whom=
it passes customers, or the details of customers or claims, in respect of =
doing so. You may still cancel your claim after the 14-day cooling-off peri=
od, however a success fee will still be charged for any cash refund resulti=
ng from a claim already submitted.=0A=0APrivacy Policy (https://pixel.whoin=
theweb.co.uk/?main_url=3DaHR0cHM6Ly9wY3ByZWNvdmVyeTR1LmNvbS9wcml2YWN5LXBvbG=
ljeS8%3D&aff_sub=3Dwhointheweb)=0A=0AThis email is marketing communications=
sent on behalf of PCP Recovery4U. If you do not wish to receive promotiona=
l emails sent on behalf of PCP Recovery4U please unsubscribe here (https://=
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idth:0;overflow:hidden;">The FCA has confirmed 14 million PCP & HP agreemen=
ts are eligible for compensation in 2026. Check yours free in 60 seconds.&n=
bsp; </div>=0A<!-- OUT=
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=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 1 · HEADER / LOGO=0A =3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
-->=0A <tbody>=0A <tr>=0A <td class=3D"mob-pad" style=3D"background-color:=
#ffffff;border-radius:12px 12px 0 0;padding:20px 40px;">=0A <table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"1=
00%">=0A <tbody>=0A <tr>=0A <td valign=3D"middle"><img alt=3D"PCPRecovery" =
src=3D"https://pixel.whointheweb.co.uk/?main_url=3DaHR0cHM6Ly9tZWRpYS5nbzJz=
cGVlZC5vcmcvYnJhbmQvZmlsZXMva25vd24vOTY5L3BjcHJlY292ZXJ5LmpwZw=3D=3D" style=
=3D"display: block; width: 200px;"></td>=0A <td align=3D"right" class=3D"hi=
de-mob" valign=3D"middle"><span style=3D"font-family:Arial,Helvetica,sans-s=
erif;font-size:11px;color:#7a8db0;letter-spacing:1px;text-transform:upperca=
se;">2 minute check · No Win No Fee</span></td>=0A </tr>=0A </tbody>=
=0A </table>=0A </td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 2 · EYEBROW + H=
1 TITLE=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D -->=0A <tr>=0A <td class=3D"mob-pad" style=3D"background=
-color:#14214d;padding:38px 48px 28px;"><!-- Eyebrow ⚡ HTML entity sa=
fe across all clients -->=0A <p style=3D"font-family: Arial, Helvetica, san=
s-serif; font-size: 11px; font-weight: 700; color: rgb(232, 167, 56); text-=
transform: uppercase; letter-spacing: 2.5px; margin: 0px 0px 14px; text-ali=
gn: center;"> </p>=0A <p style=3D"text-align: center;"><!-- H1 --></p>=
=0A <h1 class=3D"hero-h1" style=3D"font-family: Georgia, "Times New Ro=
man", Times, serif; font-size: 29px; line-height: 39px; font-weight: 7=
00; color: rgb(232, 167, 56); margin: 0px; text-align: center;">Did You Fin=
ance a Car Between 2007 & 2024?<br>=0A You Could Be Owed Money.</h1>=0A </t=
d>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 3 · HERO IMAGE (directly below H1=
)=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D -->=0A <tr>=0A <td style=3D"background-color:#14214d;padding:0=
;font-size:0;line-height:0;"><a href=3D"https://news.whointheweb.co.uk/x/c/=
?ZY7LCsIwFER.xY1dtunTRri4UMSFilSk2I2kMSHVpJE_rPXnY_tKEGZxGA7DUPB8oyDwcRwZCS=
7yZjEyFYSxi2eRb6SmULKutjuhi7IRrGO5TbXd3o0A0TSPeu44j_LF5L.hLBQpyktbSSCbBNHNL=
tr2GFG1vhFPtlkfvrM0vJM0LM9p8t6q.TM.YpGpjJ_7qb8aYmnOWXUproAjbBHORwwwsobREV0c=
u9_6bnP4OWCucFgeJgmj_smqPjh9AAA89" target=3D"_blank"><img alt=3D"Millions o=
f UK drivers could be owed compensation for mis-sold PCP car finance" src=
=3D"https://pixel.whointheweb.co.uk/?main_url=3DaHR0cHM6Ly9tZWRpYS5nbzJzcGV=
lZC5vcmcvYnJhbmQvZmlsZXMva25vd24vOTY5L215cGNwMi5wbmc=3D" style=3D"width: 10=
0%; max-width: 600px; display: block;"></a></td>=0A </tr>=0A <!-- =3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A=
BLOCK 4 · BODY COPY + PRIMARY CTA=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D -->=0A <tr>=0A <td clas=
s=3D"mob-pad" style=3D"background-color:#14214d;padding:30px 48px 34px;">=
=0A <p style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 16px;=
line-height: 25px; color: rgb(255, 255, 255); margin: 0px 0px 10px; text-a=
lign: center;">The FCA has estimated that <strong style=3D"color:#e8a738;">=
12.1 million</strong> PCP and HP car finance agreements are affected b=
y hidden commission payments.</p>=0A <p style=3D"font-family: Arial, Helvet=
ica, sans-serif; font-size: 16px; line-height: 25px; color: rgb(255, 255, 2=
55); margin: 0px 0px 30px; text-align: center;">Compensation payouts are ex=
pected in <strong style=3D"color:#e8a738;"><span style=3D"color:#e8a738;tex=
t-decoration:none;">2027</span></strong>. Checking your eligibility is comp=
letely free and takes around 2 minute.</p>=0A <!-- CTA 1 Primary --><!--[if=
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn=
:schemas-microsoft-com:office:word" href=3D"https://tracking.sendingads.com=
/aff_c?offer_id=3D969&aff_id=3D{HOID}&aff_sub=3D{Domain}" style=3D"height:5=
4px;v-text-anchor:middle;width:310px;" arcsize=3D"7%" stroke=3D"f" fillcolo=
r=3D"#e8a738"><w:anchorlock/><center style=3D"color:#0d1636;font-family:Ari=
al,sans-serif;font-size:16px;font-weight:bold;">Check Now</center></v:round=
rect><![endif]--><!--[if !mso]><!-->=0A <table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" style=3D"margin:0 auto;">=0A <tb=
ody>=0A <tr>=0A <td style=3D"border-radius:6px;background-color:#e8a738;tex=
t-align:center;"><a class=3D"cta-a" href=3D"https://news.whointheweb.co.uk/=
x/c/?ZY7LCsIwFER.xY1dtunTRri4UMSFilSk2I2kMSHVpJE_rPXnY_tKEGZxGA7DUPB8oyDwcR=
wZCS7yZjEyFYSxi2eRb6SmULKutjuhi7IRrGO5TbXd3o0A0TSPeu44j_LF5L.hLBQpyktbSSCbB=
NHNLtr2GFG1vhFPtlkfvrM0vJM0LM9p8t6q.TM.YpGpjJ_7qb8aYmnOWXUproAjbBHORwwwsobR=
EV0cu9_6bnP4OWCucFgeJgmj_smqPjh9AAA89" style=3D"font-family:Arial,Helvetica=
,sans-serif;font-size:17px;font-weight:700;color:#0d1636;text-decoration:no=
ne;display:inline-block;padding:17px 34px;border-radius:6px;white-space:now=
rap;" target=3D"_blank">Check Now</a></td>=0A </tr>=0A </tbody>=0A </table>=
=0A </td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 5 · STATS STRIP=0A FIX: sta=
ts table given explicit pixel width + margin:0 auto=0A to prevent left-alig=
nment on Yahoo Mail=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D -->=0A <tr>=0A <td class=3D"mob-pad" style=
=3D"background-color:#0d1636;padding:24px 40px;"><!-- Outer centering wrapp=
er needed for Yahoo Mail -->=0A <table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <t=
d align=3D"center"><!-- Inner fixed-width table: 4 stats × 120px + 3 d=
ividers × 1px =3D 483px -->=0A <table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"margin:0 auto;" width=3D"48=
3">=0A <tbody>=0A <tr>=0A <td align=3D"center" class=3D"badge-cell" style=
=3D"padding:4px 8px;" width=3D"120">=0A <p class=3D"stat-fig" style=3D"font=
-family:Georgia,'Times New Roman',Times,serif;font-size:34px;font-weight:70=
0;color:#e8a738;margin:0;line-height:1.1;"><span style=3D"color:#e8a738;tex=
t-decoration:none;">£829*</span></p>=0A <p class=3D"stat-label" style=
=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;color:#8a9ab8;mar=
gin:4px 0 0 0;text-transform:uppercase;letter-spacing:1px;">Avg. per agreem=
ent</p>=0A </td>=0A <td class=3D"badge-div" style=3D"border-left:1px solid =
#1e2f5e;padding:0;font-size:0;" width=3D"1"> </td>=0A <td align=3D"cen=
ter" class=3D"badge-cell" style=3D"padding:4px 8px;" width=3D"120">=0A <p c=
lass=3D"stat-fig" style=3D"font-family:Georgia,'Times New Roman',Times,seri=
f;font-size:34px;font-weight:700;color:#e8a738;margin:0;line-height:1.1;">1=
2.1M</p>=0A <p class=3D"stat-label" style=3D"font-family:Arial,Helvetica,sa=
ns-serif;font-size:10px;color:#8a9ab8;margin:4px 0 0 0;text-transform:upper=
case;letter-spacing:1px;">Eligible agreements</p>=0A </td>=0A <td class=3D"=
badge-div" style=3D"border-left:1px solid #1e2f5e;padding:0;font-size:0;" w=
idth=3D"1"> </td>=0A <td align=3D"center" class=3D"badge-cell" style=
=3D"padding:4px 8px;" width=3D"120">=0A <p class=3D"stat-fig" style=3D"font=
-family:Georgia,'Times New Roman',Times,serif;font-size:34px;font-weight:70=
0;color:#e8a738;margin:0;line-height:1.1;"><span style=3D"color:#e8a738;tex=
t-decoration:none;">£7.5B</span></p>=0A <p class=3D"stat-label" style=
=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;color:#8a9ab8;mar=
gin:4px 0 0 0;text-transform:uppercase;letter-spacing:1px;">Total FCA estim=
ate</p>=0A </td>=0A <td class=3D"badge-div" style=3D"border-left:1px solid =
#1e2f5e;padding:0;font-size:0;" width=3D"1"> </td>=0A <td align=3D"cen=
ter" class=3D"badge-cell" style=3D"padding:4px 8px;" width=3D"120">=0A <p c=
lass=3D"stat-fig" style=3D"font-family:Georgia,'Times New Roman',Times,seri=
f;font-size:34px;font-weight:700;color:#e8a738;margin:0;line-height:1.1;"><=
span style=3D"color:#e8a738;text-decoration:none;">2027</span></p>=0A <p cl=
ass=3D"stat-label" style=3D"font-family:Arial,Helvetica,sans-serif;font-siz=
e:10px;color:#8a9ab8;margin:4px 0 0 0;text-transform:uppercase;letter-spaci=
ng:1px;">Payouts expected</p>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A =
</td>=0A </tr>=0A </tbody>=0A </table>=0A <p style=3D"font-family:Arial,Hel=
vetica,sans-serif;font-size:10px;color:#4d5f7a;text-align:center;margin:10p=
x 0 0 0;">*Based on FCA published estimates. Individual compensation will v=
ary.</p>=0A </td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 6 · DO YOU QUALIFY=
?=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D -->=0A <tr>=0A <td class=3D"mob-pad" style=3D"background-color=
:#ffffff;padding:40px 48px 36px;">=0A <h2 style=3D"font-family:Georgia,'Tim=
es New Roman',Times,serif;font-size:22px;font-weight:700;color:#14214d;marg=
in:0 0 6px 0;">Do You Qualify?</h2>=0A <p style=3D"font-family:Arial,Helvet=
ica,sans-serif;font-size:16px;color:#777777;margin:0 0 22px 0;line-height:2=
2px;">You may be eligible if <strong style=3D"color:#14214d;">any</strong> =
of the following apply to you:</p>=0A <!-- Item 1 -->=0A <table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%">=
=0A <tbody>=0A <tr>=0A <td style=3D"background-color:#f5f7fb;border-radius:=
7px;border-left:4px solid #e8a738;padding:14px 16px;">=0A <table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=
>=0A <tbody>=0A <tr>=0A <td style=3D"padding-right:12px;" valign=3D"middle"=
width=3D"38">=0A <div style=3D"width:28px;height:28px;background-color:#14=
214d;border-radius:50%;text-align:center;line-height:28px;font-family:Arial=
,sans-serif;font-size:15px;color:#e8a738;font-weight:700;"></div>=0A </td>=
=0A <td valign=3D"middle">=0A <p style=3D"font-family:Arial,Helvetica,sans-=
serif;font-size:18px;font-weight:700;color:#14214d;margin:0 0 2px 0;">You f=
inanced a car on PCP or HP between April 2007 and November 2024</p>=0A <p s=
tyle=3D"font-family:Arial,Helvetica,sans-serif;font-size:16px;color:#999999=
;margin:0;">Cars, vans, motorbikes, motorhomes and caravans are all include=
d</p>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A </td>=0A </tr>=0A </tbod=
y>=0A </table>=0A <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"hei=
ght:10px;font-size:0;line-height:0;"> </td>=0A </tr>=0A </tbody>=0A </=
table>=0A <!-- Item 2 -->=0A <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <td s=
tyle=3D"background-color:#f5f7fb;border-radius:7px;border-left:4px solid #e=
8a738;padding:14px 16px;">=0A <table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" role=3D"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <td =
style=3D"padding-right:12px;" valign=3D"middle" width=3D"38">=0A <div style=
=3D"width:28px;height:28px;background-color:#14214d;border-radius:50%;text-=
align:center;line-height:28px;font-family:Arial,sans-serif;font-size:15px;c=
olor:#e8a738;font-weight:700;"></div>=0A </td>=0A <td valign=3D"middle">=0A=
<p style=3D"font-family:Arial,Helvetica,sans-serif;font-size:18px;font-wei=
ght:700;color:#14214d;margin:0 0 2px 0;">The dealer or broker did not discl=
ose the commission they earned</p>=0A <p style=3D"font-family:Arial,Helveti=
ca,sans-serif;font-size:16px;color:#999999;margin:0;">Hidden commissions in=
flated your interest rate without your knowledge or consent</p>=0A </td>=0A=
</tr>=0A </tbody>=0A </table>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on" width=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"height:10px;font-siz=
e:0;line-height:0;"> </td>=0A </tr>=0A </tbody>=0A </table>=0A <!-- It=
em 3 -->=0A <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"backgroun=
d-color:#f5f7fb;border-radius:7px;border-left:4px solid #e8a738;padding:14p=
x 16px;">=0A <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" width=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"paddin=
g-right:12px;" valign=3D"middle" width=3D"38">=0A <div style=3D"width:28px;=
height:28px;background-color:#14214d;border-radius:50%;text-align:center;li=
ne-height:28px;font-family:Arial,sans-serif;font-size:15px;color:#e8a738;fo=
nt-weight:700;"></div>=0A </td>=0A <td valign=3D"middle">=0A <p style=3D"fo=
nt-family:Arial,Helvetica,sans-serif;font-size:18px;font-weight:700;color:#=
14214d;margin:0 0 2px 0;">Your agreement has ended or you've fully paid it =
off</p>=0A <p style=3D"font-family:Arial,Helvetica,sans-serif;font-size:16p=
x;color:#999999;margin:0;">Settled or completed agreements are still eligib=
le — even if the car has been sold</p>=0A </td>=0A </tr>=0A </tbody>=
=0A </table>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A <table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=
>=0A <tbody>=0A <tr>=0A <td style=3D"height:10px;font-size:0;line-height:0;=
"> </td>=0A </tr>=0A </tbody>=0A </table>=0A <!-- Item 4 -->=0A <table=
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" wid=
th=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"background-color:#f5f7fb;bo=
rder-radius:7px;border-left:4px solid #e8a738;padding:14px 16px;">=0A <tabl=
e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" wi=
dth=3D"100%">=0A <tbody>=0A <tr>=0A <td style=3D"padding-right:12px;" valig=
n=3D"middle" width=3D"38">=0A <div style=3D"width:28px;height:28px;backgrou=
nd-color:#14214d;border-radius:50%;text-align:center;line-height:28px;font-=
family:Arial,sans-serif;font-size:15px;color:#e8a738;font-weight:700;"></di=
v>=0A </td>=0A <td valign=3D"middle">=0A <p style=3D"font-family:Arial,Helv=
etica,sans-serif;font-size:18px;font-weight:700;color:#14214d;margin:0 0 2p=
x 0;">You had more than one PCP or HP agreement</p>=0A <p style=3D"font-fam=
ily:Arial,Helvetica,sans-serif;font-size:16px;color:#999999;margin:0;">Each=
eligible agreement can be claimed separately — multiple payouts are =
possible</p>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A </td>=0A </tr>=0A=
</tbody>=0A </table>=0A <p style=3D"font-family:Arial,Helvetica,sans-serif=
;font-size:16px;color:#aaaaaa;margin:18px 0 26px 0;line-height:20px;"><stro=
ng style=3D"color:#555555;">No paperwork needed.</strong> If you know the l=
ender name and approximate dates, we can locate your agreements automatical=
ly.</p>=0A <!-- CTA 2 Secondary --><!--[if mso]><v:roundrect xmlns:v=3D"urn=
:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:wor=
d" href=3D"https://tracking.sendingads.com/aff_c?offer_id=3D969&aff_id=3D{H=
OID}&aff_sub=3D{Domain}" style=3D"height:50px;v-text-anchor:middle;width:26=
0px;" arcsize=3D"7%" stroke=3D"f" fillcolor=3D"#14214d"><w:anchorlock/><cen=
ter style=3D"color:#ffffff;font-family:Arial,sans-serif;font-size:16px;font=
-weight:bold;">Start My Free Eligibility Check</center></v:roundrect><![end=
if]--><!--[if !mso]><!-->=0A <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"margin:0 auto;">=0A <tbody>=0A <tr=
>=0A <td style=3D"border-radius:6px;background-color:#14214d;"><a href=3D"h=
ttps://news.whointheweb.co.uk/x/c/?ZY7LCsIwFER.xY1dtunTRri4UMSFilSk2I2kMSHV=
pJE_rPXnY_tKEGZxGA7DUPB8oyDwcRwZCS7yZjEyFYSxi2eRb6SmULKutjuhi7IRrGO5TbXd3o0=
A0TSPeu44j_LF5L.hLBQpyktbSSCbBNHNLtr2GFG1vhFPtlkfvrM0vJM0LM9p8t6q.TM.YpGpjJ=
_7qb8aYmnOWXUproAjbBHORwwwsobREV0cu9_6bnP4OWCucFgeJgmj_smqPjh9AAA89" style=
=3D"font-family:Arial,Helvetica,sans-serif;font-size:16px;font-weight:700;c=
olor:#ffffff;text-decoration:none;display:inline-block;padding:16px 32px;bo=
rder-radius:6px;white-space:nowrap;" target=3D"_blank">Start My Free Eligib=
ility Check </a></td>=0A </tr>=0A </tbody>=0A </table>=0A <!--<![endif]--><=
/td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 7 · HOW IT WORKS 3 STEPS=0A =
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D -->=0A <tr>=0A <td class=3D"mob-pad" style=3D"background-color:#f5f7=
fb;padding:38px 48px 38px;border-top:3px solid #e8a738;mso-border-top-alt:3=
px solid #e8a738;">=0A <h2 style=3D"font-family:Georgia,'Times New Roman',T=
imes,serif;font-size:22px;font-weight:700;color:#14214d;margin:0 0 4px 0;te=
xt-align:center;">How It Works</h2>=0A <p style=3D"font-family:Arial,Helvet=
ica,sans-serif;font-size:16px;color:#aaaaaa;text-align:center;margin:0 0 28=
px 0;">Simple, transparent, zero financial risk to you.</p>=0A <table borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"=
100%">=0A <tbody>=0A <tr valign=3D"top">=0A <td align=3D"center" class=3D"s=
tep-cell" style=3D"padding:0 8px 0 0;" width=3D"186">=0A <div style=3D"widt=
h:50px;height:50px;background-color:#14214d;border-radius:50%;margin:0 auto=
14px auto;text-align:center;line-height:50px;font-family:Georgia,serif;fon=
t-size:22px;font-weight:700;color:#e8a738;">1</div>=0A <p style=3D"font-fam=
ily:Arial,Helvetica,sans-serif;font-size:16px;font-weight:700;color:#14214d=
;margin:0 0 6px 0;">Check Eligibility</p>=0A <p style=3D"font-family:Arial,=
Helvetica,sans-serif;font-size:14px;color:#888888;margin:0;line-height:20px=
;">Answer a few quick questions about your car finance.</p>=0A </td>=0A <td=
align=3D"center" class=3D"arrow-cell" style=3D"padding-top:25px;font-famil=
y:Arial,sans-serif;font-size:22px;color:#e8a738;font-weight:300;" valign=3D=
"top" width=3D"18">›</td>=0A <td align=3D"center" class=3D"step-cell"=
style=3D"padding:0 8px;" width=3D"186">=0A <div style=3D"width:50px;height=
:50px;background-color:#14214d;border-radius:50%;margin:0 auto 14px auto;te=
xt-align:center;line-height:50px;font-family:Georgia,serif;font-size:22px;f=
ont-weight:700;color:#e8a738;">2</div>=0A <p style=3D"font-family:Arial,Hel=
vetica,sans-serif;font-size:16px;font-weight:700;color:#14214d;margin:0 0 6=
px 0;">We Handle Everything</p>=0A <p style=3D"font-family:Arial,Helvetica,=
sans-serif;font-size:14px;color:#888888;margin:0;line-height:20px;">Our spe=
cialists retrieve agreements, build your case, and submit directly to lende=
rs.</p>=0A </td>=0A <td align=3D"center" class=3D"arrow-cell" style=3D"padd=
ing-top:25px;font-family:Arial,sans-serif;font-size:22px;color:#e8a738;font=
-weight:300;" valign=3D"top" width=3D"18">›</td>=0A <td align=3D"cent=
er" class=3D"step-cell" style=3D"padding:0 0 0 8px;" width=3D"186">=0A <div=
style=3D"width:50px;height:50px;background-color:#14214d;border-radius:50%=
;margin:0 auto 14px auto;text-align:center;line-height:50px;font-family:Geo=
rgia,serif;font-size:22px;font-weight:700;color:#e8a738;">3</div>=0A <p sty=
le=3D"font-family:Arial,Helvetica,sans-serif;font-size:16px;font-weight:700=
;color:#14214d;margin:0 0 6px 0;">Get Paid</p>=0A <p style=3D"font-family:A=
rial,Helvetica,sans-serif;font-size:14px;color:#888888;margin:0;line-height=
:20px;">When we win, you receive your compensation. No win means no fee - e=
ver.</p>=0A </td>=0A </tr>=0A </tbody>=0A </table>=0A <!-- Lenders line -->=
=0A <p style=3D"font-family:Arial,Helvetica,sans-serif;font-size:18px;font-=
weight:700;color:#14214d;text-align:center;margin:24px 0 0 0;line-height:26=
px;">We claim against all major lenders.</p>=0A <table border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"margin:0 auto;"=
>=0A <tbody>=0A <tr>=0A <td style=3D"border-radius:6px;background-color:#e8=
a738;"><a href=3D"https://news.whointheweb.co.uk/x/c/?ZY7LCsIwFER.xY1dtunTR=
ri4UMSFilSk2I2kMSHVpJE_rPXnY_tKEGZxGA7DUPB8oyDwcRwZCS7yZjEyFYSxi2eRb6SmULKu=
tjuhi7IRrGO5TbXd3o0A0TSPeu44j_LF5L.hLBQpyktbSSCbBNHNLtr2GFG1vhFPtlkfvrM0vJM=
0LM9p8t6q.TM.YpGpjJ_7qb8aYmnOWXUproAjbBHORwwwsobREV0cu9_6bnP4OWCucFgeJgmj_s=
mqPjh9AAA89" style=3D"font-family:Arial,Helvetica,sans-serif;font-size:17px=
;font-weight:700;color:#0d1636;text-decoration:none;display:inline-block;pa=
dding:18px 38px;border-radius:6px;white-space:nowrap;" target=3D"_blank">Cl=
aim My Compensation Now </a></td>=0A </tr>=0A </tbody>=0A </table>=0A =
</td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 8 · LEGAL DISCLAIMER=0A =3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
-->=0A <tr>=0A <td class=3D"mob-pad" style=3D"background-color:#0d1636;pad=
ding:22px 48px;">=0A <p style=3D"font-family:Arial,Helvetica,sans-serif;fon=
t-size:10px;line-height:17px;color:#ffffff;margin:0;text-align:center;">*On=
30/03/2026, the FCA, in their Statement of a confirmed redress scheme, exp=
ect eligible consumers to receive an average of £829 per agreement.</p=
>=0A <p style=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;line=
-height:17px;color:#3d5070;margin:0;text-align:center;"> </p>=0A <p st=
yle=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;line-height:17=
px;color:#ffffff;margin:0;text-align:center;">PCP Recovery4U is a trading n=
ame of The Claims Experts Ltd. Registered in England and Wales Company no. =
11600861 | VAT Reg: 313 208644. Authorised and regulated as a Claims Manage=
ment Company (CMC) by the Financial Conduct Authority (FRN 836692).</p>=0A =
<p style=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;line-heig=
ht:17px;color:#ffffff;margin:0;text-align:center;"> </p>=0A <p style=
=3D"font-family:Arial,Helvetica,sans-serif;font-size:10px;line-height:17px;=
color:#ffffff;margin:0;text-align:center;">You do not have to use the servi=
ces of a CMC to make a claim. You can complain to your lender, bank or prov=
ider yourself. If unsuccessful you have the right to refer your complaint t=
o the Financial Ombudsman Service (FOS) for free within 6 months of receivi=
ng a final response from the company.</p>=0A <p style=3D"font-family:Arial,=
Helvetica,sans-serif;font-size:10px;line-height:17px;color:#ffffff;margin:0=
;text-align:center;"> </p>=0A <p style=3D"font-family:Arial,Helvetica,=
sans-serif;font-size:10px;line-height:17px;color:#ffffff;margin:0;text-alig=
n:center;">If you've been scammed, you can contact your bank or payment pro=
vider and report the incident. You can also report fraud to Action Fraud. P=
CP Recovery4U provides a free eligibility check to help you understand pote=
ntial routes and next steps. PCP Recovery4U does not charge customers for i=
ts free eligibility check service. In successful cases where a cash refund =
is obtained, The Claims Experts Ltd charge a success fee of between 18% and=
36% (including VAT). The Claims Experts Ltd receives payments from third p=
arties to whom it passes customers, or the details of customers or claims, =
in respect of doing so. You may still cancel your claim after the 14-day co=
oling-off period, however a success fee will still be charged for any cash =
refund resulting from a claim already submitted.</p>=0A <p style=3D"font-fa=
mily:Arial,Helvetica,sans-serif;font-size:10px;line-height:17px;color:#3d50=
70;margin:0;text-align:center;"> </p>=0A <p style=3D"font-family:Arial=
,Helvetica,sans-serif;font-size:10px;line-height:17px;color:#3d5070;margin:=
0;text-align:center;"><a href=3D"https://news.whointheweb.co.uk/x/c/?ZczLCo=
JAFADQX2lTS1.jM7gEFuTCRLQy24iOI1ozKr4mv37aBu0PB4OGBAMdObYpKKiKZtmKGMCwVccyk=
aAdhpbwUeJ117RTTTgpJNxJ81vUUE9TP_5luW8_hP4L_cDyps3mgULuRQr2Lqa.OjxF7vpMgqVk=
95VcI9VnwVLEDseMamkSGP7DXYozfZHY3qLTLq_qbJwL_OlFCeEx3EQEdwsZVv32BQA10" styl=
e=3D"color:#999999;text-decoration:underline;" target=3D"_blank">Privacy Po=
licy</a></p>=0A </td>=0A </tr>=0A <!-- =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=0A BLOCK 10 · UNSUBSCRIB=
E=0A =3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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#e0e0e0;mso-border-top-alt:1px solid #e0e0e0;">=0A <p style=3D"font-family=
:Arial,Helvetica,sans-serif;font-size:12px;color:#000000;margin:0;text-alig=
n:center;line-height:18px;">This email is marketing communications sent on =
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sent on behalf of PCP Recovery4U please <a href=3D"https://news.whointheweb=
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