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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Your future self will thank you.
Date: Thu, 17 Jul 2025 11:03:50 +0100
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Hi Robert,




Lost track of your old workplace pensions?



It happens. Different jobs, different pension schemes, different providers. 
Before you know it, your retirement savings could be spread across multiple 
pots that you rarely check.



But here's the thing – you can fix this in a few simple steps.



Our step-by-step guide shows you how to find your old pensions, then we'll 
help you combine them into one easy-to-manage online plan. No more guessing, 
no more paperwork.



What we need to make it happen:

*	your identity details: address, date of birth, National Insurance (NI) 
number; and
*	your pension details: old provider names and policy numbers (if you have 
them).

Your future self will thank you.


Start combining your pensions






"I had seven pension funds from previous workplaces and was able to transfer 
them into one simple plan."


Simone (Age 48)

PensionBee customer since April 2022




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
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href=3D"https://links.pensionbee.com/s/vb/7z1ovJNH-vJ_dk4dEdzbsNvLKPykZvj=
GbYU3DxYUN2WSShbxqj_RgmDdF_V_Hhm543NPIHLr5bXrMvcwg6hohtDy0uvqinPs0ZoodtbK=
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fCqHwLSdO7YLsY85P5C/11">View in browser</a></td> </tr> <tr> <td =
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</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/KnVU3JH5of5c_wke-sXM5e7DZsmDx9VL=
_utsEon6JNysRmBGk19ZmYrA8xn_HJ76pHncN6uCxZKojWL3F_PoGtpcublheHIQGLX_rMQ0_=
zoxMGyP49H0TFB3_AbjLxBtS9NeSwCKarJgg_Rjp9XNxbgoRGb60JUOviKmJsbe6ag9IGzz1W=
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sgV-BB70Vcd5LFSrtlU7Th9uKsQ5vcTKi2Tt-XxGk7m-wAgCm_a2mJpGd36iHPRvPmPbqGLcH=
XJq_2jZYEDvNY6_D8N19P0JNawHOeArvxXkgMK2MYkiAPoORCm_OA/hvXh4m_bdw5aMwA4iZD=
M9u9gUh0fRdsj/11" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/VsaDMvpcTtwZ59s34dgJVT6pjjXl22zB=
ZShaGzgwT1PIFdJop_YSHtvWY7x1VzAgWIwNPukOgt3JwG2kCc3x5tD1ZUu5A6qww1X0N_3SM=
9AWb6n6je_zFRG3oFexpwdRgS6liU5W5zT81p7LWv0GduLJL0bLxDoEHnPydegqaYV92ZT2Qg=
_jAAnXnFpgxd0hIwxrWirJhIn8qn_JMXbX95M3ffnkhds5RNm2OfXAaSCaJ_bqXhR-q5wFoxp=
X6x0ZstS7tbm3nhXULVcwsvcixEPPURY0CD--uFI1UIxlR-ua7nBfquJsZS9aPepXao_1R4of=
ORHgScBy4H8XL6PooKKZgyZYt0iwUk_L-MPUWWxT71UDBrxxsCpUt6RvtqYmz8D19RwIf9yjU=
vSly-eSGrfDi6AH13g7qSWBj7atHlk0-b25of653lLOc24mYmmfqg/-uwKgMf972VQCYjMAuI=
xjYznqd8FKEUl/11" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/A6vbqNOIABB1Clb9ZB8TAeoL1O6zPmD3=
zpjI8SuJFjyiupxqdfMXS8eTjHLGxR0vpQ2OYXuh29BgfVay_9RosOE1Kxb6gfn-w3BoA9kjJ=
9F8gT6OhI86ZjBUO1YMvVFdhWHAFUTviS4e6VkhaliwIimBt2rUy9OkOYFJ64QD6xX9gb45rZ=
acc56FkIK-ymYOpeh1OIIB-uoJQJevY5jBHvtYTVkAQZw77FHayEFTYCbQrTmo_YTaNBV4Yub=
u3hPiAoTUr5EcO-ys73N7KkcqmSuV7sSTa2Yi16jAXEh6QgrBr3zR9zXRHF1W6B0COac5-xtE=
pSb7TKqlq0wBdxnlsq4BhDFzCp7V4NTepOAR9dGa9YMwgEr7y4qzUTSQPmrSFoWoJYyy5DMmk=
g-TjbhOeV9BwJk19Jd1Q6VWZwnh3I2Rl8bmXVR1IB_KKkJqow4BbNHs/dnGu4V-uYZty2iN82=
NH167AOp8PMcpMo/11" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1749569367/ema=
ils/2025/Confused_about_the_sign_up_questions__3.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">Lost track of your =
old workplace pensions?</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">It happens. Different =
jobs, different pension schemes, different providers. Before you know =
it, your retirement savings could be spread across multiple pots that =
you rarely check.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">But here's the thing =
=E2=80=93 you can fix this in a few simple steps.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">Our <a =
href=3D"https://links.pensionbee.com/s/c/XyRzS0y2eHN0meqCkDFIXTU-3E-3LFXR=
Re59bmKPICPa37_ijdMfRohbFh_bsHy78q-YeYvoFWJwdLEWC-L_gcq7cdsT3tqv_muR1a3K2=
X6DCCIwnTVbyZjX61HDzuOypw3eWUM2veTQeHm0mu1ySMbD7bu6k_VZD66jRzZwVyP8a7b8J9=
PhHxF0kX9mwCjO4mvPQ_S6LREfsn-vFA5q4muAR-adXBlbt0qAfYJXTBZebNaB1d9WYOwyJ0C=
a8e3HlW28wv6o7qyOsFgslB8ql9YmX8zv-guD47tDKYIykdJSN7cxTSbEzozw5f7tW3GbvTQ7=
t9cHrUWBDkVCVan9qVNfCIbe6ZU2-CxJ9eknC5gnu7_CTh_5Blh-eZz4quTZF2DvqxIyQUmhl=
AFEH7QFASodUyyHGRp-zbHUuePdfHqi1GaJp46cTLBiBhuBcS8BvI-AuzhdmTqCMAIONwuo5l=
rtKR50nDS01RYpCeWjRfmTGVDk6pSYQ1inCUcscOirymqiCs9dln0eg4I_cU70R1We3W-axZY=
1BLJZq6YF3iYoluVO0-wI/6XrtUDC_t8KzPOk2d3BJdCeD27VtQLyz/11" =
target=3D"_blank" style=3D"text-decoration: underline; color: #007db7;" =
rel=3D"noopener">step-by-step guide</a> shows you how to find your old =
pensions, then we'll help you combine them into one easy-to-manage =
online plan. No more guessing, no more paperwork.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">What we need to make =
it happen:</span></p><ul =
style=3D"line-height:1.5;mso-line-height-alt:24px"><li><span =
style=3D"word-break: break-word; font-size: 16px;"><strong>your identity =
details</strong>: address, date of birth, National Insurance (NI) =
number; and&nbsp;</span></li><li> <span style=3D"word-break: break-word; =
font-size: 16px;"><strong>your pension details</strong>: old provider =
names and policy numbers (if you have them).</span></li></ul><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">Your future self will =
thank you.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"><a =
href=3D"https://links.pensionbee.com/s/c/heexmieT3sip1WhYdbN5atHrlaGRd8zh=
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YRe99PGX1k35Vvj/11" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/hFwX80V6RvuZJ6NXKTcGAnGY4BlJs2IQ=
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color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
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padding-bottom: 5px; padding-top: 5px; padding-left: 20px; =
padding-right: 20px; text-align: center; width: auto; word-break: =
keep-all; letter-spacing: normal;"><span style=3D"word-break: =
break-word; line-height: 32px;"><strong>Start combining your =
pensions</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"25%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"image_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:150px"><a =
href=3D"https://links.pensionbee.com/s/c/jZK-Mk0_1KYG-8jk2LpmaOp7BDYp-dnH=
mLiIV4JvwwaIZAUuJLboHM-NAAJlTeOm1BnGQmHpouE8kpLOLS9KsQbj1VXefzf4zeT7GiFbd=
8lTZcz-feWcqW4J87gwFXjLMZWamTt8xJmGKDintaJ1WZwuHMc7wy9ITlnNSWu8nrwNhBVLI0=
rZ6SnSeZ2dbz1mpCkypQYWRrQQbvFwgSUdprPvKWTBqt9061OHP5_usBqchTa1oxqWke-vesK=
7jOop-gK-Fo59QvEXXLQwb0ZNhNUA3yquoa2IaorJA2O8kpynXE0NtKcEyktXvdJtZ6eJ9-qq=
CpjKq_nxmO3bzBb0j_xb2BW__s2PhCeC4FhE_EyAckssrjnNaHz70cu8QCiBNFsGJLramy8mj=
PQHVJreS-mJ3vCukkNPV62BSeZfTSSuYDKX6BgjzwSBKonoz5LQMc6k/fNJReGb46XpX4OGvv=
JrZOVEXfpFeIJxf/11" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"><img =
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669=
d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor=
_images/d0a30d74-ab63-4e5a-bd39-b964b2960c7e.jpg" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"150" =
alt title height=3D"auto"></a></div></div></td></tr></table> </td><td =
class=3D"column column-2" width=3D"75%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad" =
style=3D"padding-bottom:10px;padding-left:10px;padding-right:10px;padding=
-top:20px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#3a342c;line-=
height:1.2"><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">"I had =
seven pension funds from previous workplaces and was able to transfer =
them into one simple plan."</p><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px"><br><strong>=
Simone (Age 48)</strong></p><p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px"> PensionBee =
customer since April =
2022</p></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#333;width:600px;mar=
gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:30px;padding-top:15px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"html_block block-1" width=3D"100%" border=3D"0" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
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Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
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data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
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font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
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