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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Boost your pension before the tax year ends!
Date: Thu, 20 Mar 2025 09:15:59 -0000
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  <http://sp.pensionbee.com/q/m0H4jtKqdd8hI8iwFzjhog~~/AABRIhA~/fVDMOxUvjeXNKgvUrUPQTbo9yYEfgRwWZOGymnKl-GI7fefkuLmz8lyrjOeS1_52oFFIw_YccRyGtEmTDnJWUg~~>
Finish your sign up today. 
<https://links.pensionbee.com/s/eo/f67lPcNGhC5r7Xdv2IDmgnHmk7Xvns3oY6i3AOAgiUPTJd2hei00ACykn16EIS-gCnz4q2vIXM5Y4nmqXjGjTx90tYBSE1aTo17GfMHKxijVI-7EOSjPd1qRGNq7NHDCLBxZO7tuLcTD87wKrtwJZHY7_WgeJ1sSte5dImqZnmg2z46uNp6V4RJYmVmh0ZcCOcHT1JnuCI61XsHMjknBtWynuq-t5vXJIw/2umUzquw2Ydy2GXsZ3uNlG0wzNDs8Cgs/7>







View in browser 
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 <https://links.pensionbee.com/s/c/J9D7Iwbq5Zyq19Ll592FniWXgfetU8QUumZUXK2qPpOl-isu4BSe_qTo_BG3HXQXoqWm5K0Qo6vKqhbLF7G1cqtx-LVSyXljzVpkwQPZxlpPbdRfwx54Sv745qKqnjZVS31WVXfMqIO_eD4H3P8KBrp-0v1iVaqpCzBmq8AURNCrEbdQzZo8LU2uRuonAVsRSrKgI4nxscKHvg-XL3wUbBCupNQfTFHl-94JSdenmgppoPAMn6J6S5Z_5ycSb00At9QCWkDBWvfz12fAhzQ060x4dbOvfmBswD4LFy4uf12cxuN_0xWN2inF7Rdnqjhgi1p6Rjz4cQ/86KeG_LVzbnQuLIrC8K-7T4qt_6nEsdA/7>
Log in 
<https://links.pensionbee.com/s/c/EGTMHO8IuAr6XYITlUaO-mNT4W1QtCbj3ynnxl9cDtKiSOZ95xgVwfGp5038rOAIP3126N8hWMmhv8oHDWi08VlXSL-vvE4w_rZYCKTmh-SEdVGt64HVsJRT98Sw60kQjalV5a5FzV8MNusX0Ag1J5-0RZ54WXi0auCFVUTkCoE57DRSRC0BdGf4tDl_qXBrg6d3Gi9vNx8pZaYjqcDfKfrn63XCiDLAdQagZYDcTDVEvg2c7ijBmsg8n-VfEN31F2gaXHeDFhGzcCm3itujq53ovz_N4kacZpnpdQgFiFhasVQHgwgf3FeN9jowMYNBj1fyYr2gxg/A6pEaDqYNaZ_EB_ITLULBAFxUtnY-gfT/7>

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Hi Robert,


Saving into a pension is one of the key ways to make sure you’ve got enough 
money for retirement. Unlike most other saving products, personal pensions 
can be boosted by employer contributions and by money from the government in 
the form of tax relief.

Here's how it works


Most basic rate taxpayers usually get a 25% tax top up on personal pension 
contributions. So if you paid £100 into your pension, HMRC would effectively 
add another £25 bringing the total contribution to £125.


Tax relief made simple with PensionBee


You can use our Tax Relief Calculator 
<https://links.pensionbee.com/s/c/7sQ5gDgHgTPE2tNWJ1mLtAubhxr4mFnQzKy2WyE3a45FdeCKlvvSAXf_irJlEVqX8s61m2xChPIUf7Io7p9-INkHun1LaoJk2Frj63Jh97mzGGLwBq-2henvHrOXxD0MWWorew9o3IaOPz6bhXskWtGWP95g1Zx_gPHqeO4XfIKoZ9Y1SxOm4Z9TEKBWTGi7cDEdZblRcGE3yVoywcl7ZNU9DfoFKa4U01fxDoxsRsquSVG-5KwtC0nBadZnuGGMhY3aZOxKe8T_QAOlpuH0CfpNpLMF5W6xZKQEVlU-8gU2ISbaoRYJW8_E7xsdPYf5iVe17sbAaxhQJD1fGoATWcyKjI4/89N-qtSjKGwOj_sMVDfa0s9rM2lbuK_8/7> 
to see how much tax relief you could get. If you’re eligible, we’ll 
automatically add the 25% top up directly to your pension balance on your 
behalf. Plus, if you’re a higher or additional rate taxpayer, you could 
claim even more through a Self-Assessment tax return.

Give your pension savings a boost by completing your sign up today!


 <https://links.pensionbee.com/s/c/7xVztgho3iTPOD_gALxTTPML83d7dwybal88D3j8d7dn2a3I7Jd6u5bpW6qTKdCbYRj_NLfBPkRNgfMltjMnPUESe5wxi7l5bLrJU_Z7m_kaKeBNaPEqTQnRAKDr9TMRec0Ns2P1APeDqQDZnc7OGwTprmIFe6U7vG52o6kkbIP29PQgn3Lsh7F74RhUvBBFKQitcy3ATg2Kp-KHiWBDU4Pvb788VknI5BrY4XhPjHdrFXU88oApDTjm2kRzlVUr4EbByra9PZmBS1sJjBE8HXuMuL-OraaYJ6WYzjdfnM47VRhhYcq-xhTDhnBunKZKU5cWPExjOA/N68OeVGF3OaJqtG4vRxdaSdzdFkHNyfv/7> 
Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
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padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/J9D7Iwbq5Zyq19Ll592FniWXgfetU8QU=
umZUXK2qPpOl-isu4BSe_qTo_BG3HXQXoqWm5K0Qo6vKqhbLF7G1cqtx-LVSyXljzVpkwQPZx=
lpPbdRfwx54Sv745qKqnjZVS31WVXfMqIO_eD4H3P8KBrp-0v1iVaqpCzBmq8AURNCrEbdQzZ=
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Rjz4cQ/86KeG_LVzbnQuLIrC8K-7T4qt_6nEsdA/7" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
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style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
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font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
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3ynnxl9cDtKiSOZ95xgVwfGp5038rOAIP3126N8hWMmhv8oHDWi08VlXSL-vvE4w_rZYCKTmh=
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Yr2gxg/A6pEaDqYNaZ_EB_ITLULBAFxUtnY-gfT/7" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/r_fhJm4UJxqCdcoNy61lgt3iAGdo48m3=
BU_rAuUJhqbWNX3oAOADTN8igW8AKgR-VD9zW83GV8Q9Vbk7yHyZ1ucjj0FBlk1QeYxlXkiLs=
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wxYE5Aym3kFusgtDFsUxMY8FdUH51PQK-0L4sf9TEg2Nlz9iC7_D3VTcjjc7pRgUqH00pC0po=
B9UMnw/lrMToRpUy28Cx86OJ8od4OvKK6oWkoO9/7" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
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ils/2025/Boost_your_pension_savings.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><br style=3D"box-sizing: border-box;"> =
Saving into a pension is one of the key ways to make sure you=E2=80=99ve =
got enough money for retirement. Unlike most other saving products, =
personal pensions can be boosted by employer contributions and by money =
from the government in the form of tax relief.<br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"><strong =
style=3D"box-sizing: border-box;">Here's how it works</strong></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"> Most basic rate taxpayers usually get a <strong =
style=3D"box-sizing: border-box;">25% tax top up</strong> on personal =
pension contributions. So if you paid =C2=A3100 into your pension, HMRC =
would effectively add another =C2=A325 bringing the total contribution =
to <strong style=3D"box-sizing: border-box;">=C2=A3125</strong>.</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box;">Tax relief made =
simple with PensionBee</strong></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"> You can use our <a =
href=3D"https://links.pensionbee.com/s/c/7sQ5gDgHgTPE2tNWJ1mLtAubhxr4mFnQ=
zKy2WyE3a45FdeCKlvvSAXf_irJlEVqX8s61m2xChPIUf7Io7p9-INkHun1LaoJk2Frj63Jh9=
7mzGGLwBq-2henvHrOXxD0MWWorew9o3IaOPz6bhXskWtGWP95g1Zx_gPHqeO4XfIKoZ9Y1Sx=
Om4Z9TEKBWTGi7cDEdZblRcGE3yVoywcl7ZNU9DfoFKa4U01fxDoxsRsquSVG-5KwtC0nBadZ=
nuGGMhY3aZOxKe8T_QAOlpuH0CfpNpLMF5W6xZKQEVlU-8gU2ISbaoRYJW8_E7xsdPYf5iVe1=
7sbAaxhQJD1fGoATWcyKjI4/89N-qtSjKGwOj_sMVDfa0s9rM2lbuK_8/7" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">Tax Relief Calculator</a> =
to see how much tax relief you could get. If you=E2=80=99re eligible, =
we=E2=80=99ll automatically add the 25% top up directly to your pension =
balance on your behalf. Plus, if you=E2=80=99re a higher or additional =
rate taxpayer, you could claim even more through a Self-Assessment tax =
return.<br style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"> Give your pension savings a boost by completing your sign =
up today!</p></div></div></td></tr></table><table class=3D"button_block =
block-4" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div =
class=3D"alignment" align=3D"center" style=3D"box-sizing: =
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Lsh7F74RhUvBBFKQitcy3ATg2Kp-KHiWBDU4Pvb788VknI5BrY4XhPjHdrFXU88oApDTjm2kR=
zlVUr4EbByra9PZmBS1sJjBE8HXuMuL-OraaYJ6WYzjdfnM47VRhhYcq-xhTDhnBunKZKU5cW=
PExjOA/N68OeVGF3OaJqtG4vRxdaSdzdFkHNyfv/7" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/Vnh-nx45i5g3bPV1OlUmnZnQD4-9yXIs=
QlLALvM-aGONtmIxT7W4hSvAewV_AREGQSYnvPe79O_xtgyiLU_-E_dSKMBAD98j3l69WvLmq=
RiWDGuHjHkx5DrO77vvpTQPqQje9pXNz302DqlI6ol3njBFxCpo_VZsmhWBE_byRXRPqGKQOY=
gsGCYJNKCKWh-whjOTdeopinOpVQO3CCjygnRunif8fDesOU1BrOZUGiRfdneofk7_dh8qdxC=
LO7nXtay34XtOTFtrgDEusb8-ena3HvCWCh4fZ-Lr7kmY-AllWiR_M3IdiMM/oF7Yk65j8pIM=
FBD_DM-I_4DwGtSk0opV/7" style=3D"text-decoration: none;" title=3D"Launch =
live chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/VGppo4Ic_4jEJ7HERCRryPkOOclWY_RV=
gV8uja8B8TizlbCIzhMTcfK2RAwciIVS5OpPKpLucPsXDa89NCUUCt1-dmREPxiWf-iQDggi2=
yZsEbU-dTiM_KF8U7Nyht1fCsLg_S7LMcF5P-RdrgnWfDWMHdXUuDjeAfwMKtJ3cKiQ1TX9ME=
YDTqqdD7chdyAhWB4Dpw9ddg0phjs3LDfuOY9zqcKKbXLjJMZjubeG9avLjUEOcIAcIGzdKz4=
GB9XF2mmThCKJMO2s5CV4zd765-0GqL11fqF93mQOnw4hMW-ORsH8T79Uo-AbNOuP-VfINIns=
PXFGhgLvK_kfLlj7HSmQapYeEcl0QizJQn_PZxoHK9qcaD4IT5L0-RttQADWsEkYAOHiZJ4_N=
-U/7ClD7gxyiBL7cMSK5UfK8aVGvan8efV4/7" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/emVj0aHGHMh_0GfQ7N2M7rjsp5fRy5hJ=
h23oWggDVw8DlWIHECOodGdH707sRoeB-Oqm9TX0fnBJ6PmaYCLzLr3fkO4pZYNfJ5h2griIM=
nOY59IRdJltxt5QLeaiz-pc2UCbg3tuzRu0ugv4-2B4A2UWEERYKJwH7DMJTkdQWHGqHl_fvW=
bFwtkHT_tf4wmUC1-wZdl322vJRn6qW5kN2e0uXMSDi7NNAysOakOPQ955I_ZthOabTD0f3Yo=
81nHdhUsJTPo89jjTRHOUHc4RZ58K8BIT0b92IbwQoEpA6ryEgnn5Xpqx6eTR8_iCdEjUQb9-=
LKARywWYn3nPeRqdLn9MPnE-997paZW16ckertCi1-4JnSeaGbSHMyqbinuFR1fq8VqDx1RQ9=
QA/_KaQyNOc_0A20wly6wpNb-WMQUsvm8jt/7" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/wHvgKp3hb00Lefv2xCuKuWq9hVaahFE6=
vSGdNzVVUgLqVDgdSW11Z0rEb89u5-_QC-aYs2du7mNbh7ECUlvrl5d-QSovM9XyE901LKaXT=
aMwV7u5PTAnrAOqVRQboc6t1Aak3eL-ZaglMePwhQTtsIc1jlXmdIc4zIbQDcprmQVECyxrjT=
NF9Izky715ygWoCVzIW8m_OI8XBdttEn9TClYFFln9aUMlTI1tf9uGM7YCRdwg-21ovQwOGqW=
NQUsxtObu-yumjXni51v1y5BgaRBnPc8GiQXuq8FTu_6s8uFGZQSUdyg2VetZ4WBXMPw/dzLs=
Fpu2toZ5-LQMDj83mQHvn6ysBHpU/7" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/BgECoN6ZE2zVd-SvNLtPMEo42qyddaKY=
ZjvY8LWwlrufpyT8PxALovIChlhvzKOPJXA884MviMcqmgf3z3AinMLswA0da6Bxvn0JZYjwP=
I8iTpRfRaKppOk0Nlg4zbedy9yUSlqJGkj_Au8_Wc2A1K1FAwnmMDAKj_POwzaC93CQimfCbc=
_jZkx00hTtok-V15G364nZhe3WK9_y7DrPwlqtXREN2vmGIM44WYSI_st5u0jEFPyf1I_M0tK=
9G2VK31N5r66zYysgB_kQOjZcBWc_eOKOvTLFmJGGqTzG6JqKUqxwarP0kxUKB4uNbjc/J4TE=
IyH_eP9nkuvlw2hMKMkIIFq-cWS-/7" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/AtNOgH70qlArM0ksEY4LHeS-glWI_xsn=
Lmtn44XYhzeb4Zo7s-TJqlo38UufrBHiXQsom6qqMNlpDZGUsFkC32YYhm7P98ICILFAeHu3x=
aIyhxFbAwT8KyrRKSTj7QKmos67VQuciWk4pGbGMllQA22FRX86s7Q4pjYAsLSaEfe2m16E6Q=
yTGUDp7LKhOV1zFVNuZRTmq35hyaV4v_D290EoIii1kZCQrcsh-Y32XlXirbVbvN8A30QGfY1=
v5HFIerbzNTy5MW_Vlq6663dKdogWvJty0vkOnznnrvrTZJ0CB_K8jJxd26bes3X4eg/TpCoQ=
Cmd6hsj_xq0c5cTDi0t71rp0z22/7" rel=3D"noopener" =
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