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From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: =?UTF-8?Q?Don=E2=80=99t_miss_out_-_try_PensionBee_?=
	=?UTF-8?Q?today!?=
Date: Mon, 27 Oct 2025 15:00:16 -0000
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  <http://sp.pensionbee.com/q/22HGaaWgyuWzeytX3G5l_g~~/AABRIhA~/OZpKTMqrWHNSLPo-uVLIcRPzRhCww5WjuqWGtvEZ7lifm3nyBzT_2e-knOexjQ4ktqtAsr5be1ecp1Wq99Z_Sg~~>
Dip your toes in before taking the plunge. 
<https://links.pensionbee.com/s/eo/_KqzZTOwQ9eSAzx21E4v5KfLgk5soe0N2v1I_ggzjbHp4d5skdkGSSnvwyUNbgLnufXSufYQ5qxQ1jQE-f7NRdUraeyarIajVqhBbq7PeTh4_AC-usaeVmIngKFvZG_Oivbz7ZTfPiFDHE7E9gOQAAKShRvElKLQ3yUSvvSpQ9pLjZapxvSjGFcJe5NZ2KdXjlCWw_v8JI8VvSNAqiUBD8gVsCtnUO94GQ/_W0h8XsOfZAIM2K684UJ3C4xU3slKgVq/14>







View in browser 
<https://links.pensionbee.com/s/vb/23_-YGJbN1i0ETnvDHRAO-NKuZ0IgQ9aGRsmjAsx4B_69JYwBEMN5tJ5h9ttYLLaZbvgJqHAaf9I9loOAXOtmlljJENv4_5jdJctOLA0ZbS9GxW2ctgbM6RZukNww8JNCnbtK2KneNJLx8Ohff8G80Kxhtb1q4gn8YA/UHIskvUen9a26ypsBtmWzkKH0s_dqeVp/14>




Log in




Hi Robert,



If you’re wondering whether we’re the right fit for you, why not complete 
your sign up without transferring a pension over? That means you can explore 
all the benefits of being a PensionBee customer, without the commitment!



Here’s what makes us different.

*	Everything in one place - check your balance, access your documents and 
manage your pension from the palm of your hand. You can combine, contribute 
and withdraw (from 55 rising to 57 from 2028) online or via our app.
*	Pension plans that support your age, risk/reward profile and stage - when 
you complete your sign up, you’ll be invested in our default plan for over 
50s, our 4Plus Plan. Its holdings may be adjusted weekly depending on market 
developments, as it seeks to balance growth and stability.
*	Tools to visualise your retirement - our ‘Retirement Planner’ helps you 
set saving goals and track your progress. You can even add pensions that you 
have with other providers to see your total retirement savings in one place.
*	One transparent fee - we charge one simple annual fee and if you change 
your mind about joining PensionBee, you can leave at any time and we won’t 
charge you*.
*	Personal support every step of the way - you can speak to your dedicated 
UK-based account manager (your ‘BeeKeeper’) via phone, email or live chat.

Ready to take control of your retirement? Complete your sign up and try us 
out today.




Try out PensionBee today




*If your pension pot has been open for less than a year and you withdraw in 
full, a withdrawal fee of £150 will apply.

With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/s/c/rHCvIBwI6plUn7GACa-cwGapEUnMIKf7YzHXRQXQTMPfqU3SDIYGNB11BGqPi0VoyqtXIwMcC3KVP-G_bTrAIi2Tjt4mGGPvr43gkmXJQM_jlDCQ3Y_rxt1hCp9PAj1kEujzM5_K5OO6uRh6ePwxKq2cjnZLwr9FWzQgDxR1DkEpByI_99iwX-JxJrRdPyT00SN8IEDG4HWFtpQHjJYoiZV1nYB7JazCugdyVQR3KgmPTh7MjWxVx8un0oJRjfvWVFCyEwHB2gUsZ3rBSNaVURFXA-pAdi4yY4k2lUDyTn7FgIT4uhRL6IENgf5CnlYmWMpMCjxzMbm7Z_te0GRVplCWblVyIIG1M-SMYLzLhfAx355rTGts0Vy_RviKZBnqWWO0bgIkQfKsPPJM8AFKGIfv/LL1OU-Ctl4P3dAaKakKjV0zI8_FwXq0g/14> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/0KryTtq0FtuSCTAlAOdNYQRW2zuCrLtDaOthslLeu 
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<https://links.pensionbee.com/s/c/7_WGLDHym-R4rbq8o4Ok-0THcl0o8om_iVC-EYtv8fhIqL0Ymfmrsm3Aua8UfSwhnT65CXeEZumncQr8QeSvEQIOUAAh3Rd2DNdhHC-4LJXRSXOYBSffYthzAtVLzJI7tkoVr8iJvjvAmb-BYXf4PiTrgaC0G0KR3f11_aYoCxkW1tyaeO1pLUr-jyLEIISOKPfM9VZcbLxgUoHkCZetZkZVhG9iuKQxSRA-C1HZdGgkJP2Y1SYTr0Y4jAsLxvM1Ff0iGu8DHBYF3HuWm4mo9OFfcR8ewfDLsKKPLk9DQhZ1hKA4-xRDujRtKxn-3c5zvVykvfaetHLvz0dT_a8jOYcUkD-JSEgiO0SfKngD7WHc6Irb-FXHUKU15GrGqfXg0XNCXE8CQsUXYzEj5X__vgfso2WKHqH7iCujCHVd2EyF/a6K1fC540FDe2swTQnQ1AWQIcTS9iBIS/14> 
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<https://links.pensionbee.com/s/c/tlCvxQY0MEZqi0EOlzhaKVcyZoB-J9uC3cZLLo5H_DzTq0XRe7Q4CxMzL9ujWR-9VurS73OR7l4XqQIQlahfopnQEPedKIJVsQhHrk1fLvkRjMM6c2RAo8_JGOk_yg3pHEsJMbnAHEunGUJ2_YKY4u6POlzYEKKrOOE6ckJfbUlUq_ZdIgOiOdGtQpmCKLxSpltV2wUFslaNZMnA8rwV1-i8vsWabM0aXDO30dNfC1sHlbsNVU0yiRpQ4yZ5zqxuLTYPwiVU7WbJfoQ3qi3VzPRjg-9qAtncU6Jwvbj7022F99FNNkccyUg5AhEiGvrdAqByd2cGlkF42JpgO4D_DixSDQsXRQ65qoacD7OUSJipw9kvSX5RroF7jPevDVH9WASwtUQWy0URPlAUa2yudBUAdSShhNOky7v1zI-542WRjwzHZw/NrW4Jk2usMRqNlXrL8juybAad0bmnNVn/14> 
<https://links.pensionbee.com/s/c/t97WUYDiM_1HUAbyd-MoT9phgL5s-5y-FK45E6pR1Ptl8dH_97_A3p02tlQsqzVAIKdQR4eys7jYKt42cLGmTyTDE2tFJzRT5y4Oj-yDw58lywponWGmbCDboaituM2DOo4ZfgqBp5lLNprgRDRW5tohJylOSA83Z_1QP_MaPsj18NMi0q4-t6mMkD-3Gac5HAg4L-QK9I_JKhx11-pDzbYuMMZ2hdWQyKnWPETACxz8HShcTw3mu1DTZWZOkXd1FjVSWHmA9ZPFHezowEGW9M3R3MwiuNpbL5m8O6iw1eqw8hJjoDfh2LJi02Dmh5_B6aOMbHl84M6Cc0KTodj2ekCCVlvUfuQIAWTtNZVFhVd9jo0keqhsr3BV04HNYjbUtey3Rcr_-nG1xBEb1PpncEb-NAigdqLM61NkaInxqt8/_7ottJ5xO0lEtwMSIS0xeAzPCeYr79yJ/14>
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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
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href=3D"https://links.pensionbee.com/s/vb/23_-YGJbN1i0ETnvDHRAO-NKuZ0IgQ9=
aGRsmjAsx4B_69JYwBEMN5tJ5h9ttYLLaZbvgJqHAaf9I9loOAXOtmlljJENv4_5jdJctOLA0=
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</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/gKQFQIrP-ItbxgoE9qAMfVnxmuuvtKhf=
FKw2oF45Sf_0z58WD0Tm7gCcv10o4xtHXtsp7Z9ByXU2Dz37Of6h3GyPF-QO3suSkNyERh_Yj=
QeZwXtOhF9tSocrodwQHyASUAa-hZRxhsi_g4eJ59c1j4zE8hrCZfz1hlzuaxp2jjDs5WIzK7=
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wJO7I-6o4e2QTTdIOp3O_iyKwGGT_kP8wHdbdOixgnIxQ/-QNdbhfZWBNPujAK8wjXIGtxn6R=
8r-Fa/14" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1586874381/ema=
ils/New%20template/Group.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:300;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/QhaGFGy0xYZFwLJD7Z2NHdxECU0hqVUb=
886UzfTlfBtrHy8ZYfTiYVN-fz-od8WtKRqUtBoljv9Ky8wXp-4EAeN1CHHsVE60BsguUp-uS=
BxTQOMkBSPXWB2F7961CPw49wf7Vl3pEFgEdW3iqGmkV3odm8ypQEnOawR9Bq4CEQDU8-Axlv=
tm8oVUGmjQR6TUfb-_hqdD-RFLD12OP9ntcWia4doWcpvPkjaAwhKJIC8UAVD4gdXDZiSgRVu=
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A3dIcOUB8dHUlNu57_uIUciROSC0fBf_MouZveK2pcrFQji2aJaUkxkHRnfTKTqYKYeBdy6o-=
f2dCLU8zJQ4xOKBBSx9_L1HhH-UhkOqQ2gO4pgf5vMuIg/7lRLkbVld0wzlGHDNheLxM0Lvwp=
rLOO7/14" style=3D"color:#FFFFFF;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/8dhVBJuWrfwVLpkJYtqtpf4Kas6X6Ojr=
fkuINmgp7-jeR6_BgqInnj2CxuXBt9m9VDxZouo885KKhNhJnMBX7aDcapU6N_rVJRo_FWnpG=
BP4eQeCZcXHvAbL8mSyfnVhmUUuC0Lht7wzrgqQTB3eZUnEyEiDEKa7_K5b54lacrfbw3QQJg=
bM6LEDmshrSpocMCYzIi1hsKewJU9_NCrmIsMzR7OmTG5vdVJw-aep6YxZ1MF9bzTYp9RtvdV=
t6FOZG36DAXWgV80Az9CRh-6Onm6mRkN67z64q0xfRcb30nRqjtDolN-FalXQ3Kb8X78OJOVN=
_ZvVKT0gMUnv_fhGBGjG49pBSF5mKApyEXana2Q6549kmKVB4nhskKmRrnrhUK4xWAIil6Bqx=
Dx-zTWNNLO7XWVSnfjLVGsv6VteuNIKDubnPxfMCwTamdN8/BjqwM9d4JfgckCXhRSHd4Fy8G=
Hih3vbc/14" target=3D"_blank" style=3D"box-sizing: border-box;"><img =
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/669=
d5713-9b6a-46bb-bd7e-c542cff6dd6a/941fc1872f5648a9becb28376f6c197b/editor=
_images/315e3039-14d4-44ca-a7c3-ebaa8e149325.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> If you=E2=80=99re wondering whether =
we=E2=80=99re the right fit for you, why not complete your sign up =
without transferring a pension over? That means you can explore all the =
benefits of being a PensionBee customer, without the commitment!</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;">Here=E2=80=99s what makes =
us different.&nbsp;</p><ul style=3D"box-sizing: border-box; line-height: =
1.5; mso-line-height-alt: 24px; font-size: 16px;"><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">Everything in one place - </strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">check your balance, access your =
documents and manage your pension from the palm of your hand. You can =
combine, contribute and withdraw (from 55 rising to 57 from 2028) online =
or via our app.</span></li><li style=3D"box-sizing: border-box;"><strong =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; background-color: transparent;"> Pension =
plans that support your age, risk/reward profile and stage</strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;"> - when you complete your sign up, =
you=E2=80=99ll be invested in our default plan for over 50s, our =
</span><a =
href=3D"https://links.pensionbee.com/s/c/7cIaQNxOzKsSmjDA-NPlWpn9DTZBhjKv=
DWK8C5rbgCRmLQ6hFfFNB-pz2x8VFxqJcxQ1Z8C-I1xFPaktIyh4rKDy-GaealaLhTCHzjKt9=
u9A8EOxOXH0cdtzNmjrIGnaL7sqZGrg3REr8oqmoF63HLJ1_KjoE4_CexIS9UD0rnU3Kj0InX=
m12gCDo2C_dqHY-pvI-qzmLRfxXMOPPs8UhKkrTkwAeqP5pTJfme-w65TdFwHerzrlo7onqfx=
WFf0QPOIAT_Y7KkH-fHixS6pn37EUWm7eto_dCD0CGR0C-3WE0KuzRpJJuJV1ZqxfSPVZKEXq=
pS4MVoj5NRrrspCb52vkN6q_l4KWuDLqvw8TJFpYOqfvlSWz1pZCFUvvQexFkUa2zNIAZkQWe=
hHp1PU8gAQbxpiLHQUXHbikH8hbuT3xU7aShCxfb4_cjO4dP-jiD3z-cJ_5QU5TRFZ9v-F27B=
Jo_ahdnb2gBEJ9_zkg5Ztk/1UQh5SdDH55KSfR8lXetuJDKEx43lQPE/14" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;">4Plus Plan</a><span style=3D"box-sizing: border-box; =
word-break: break-word; background-color: transparent;">. Its holdings =
may be adjusted weekly depending on market developments, as it seeks to =
balance growth and stability.</span> </li><li style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; background-color: =
transparent;">Tools to visualise your retirement</strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;"> - our =E2=80=98Retirement =
Planner=E2=80=99 helps you set saving goals and track your progress. You =
can even add pensions that you have with other providers to see your =
total retirement savings in one place.</span></li> <li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">One transparent fee</strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;"> - we charge one simple annual fee and =
if you change your mind about joining PensionBee, you can leave at any =
time and we won=E2=80=99t charge you*.</span></li><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">Personal support every step of the way =
</strong><span style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">- you can speak to your</span><strong =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; background-color: transparent;"> =
</strong><span style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">dedicated UK-based account manager (your =
=E2=80=98BeeKeeper=E2=80=99) via phone, email or live =
chat.</span></li></ul><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Ready to take control of your retirement? Complete your sign up =
and try us out =
today.</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
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align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/YGcblo6cjLpcC5yBGdBXmM2t1z4p5pa2=
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oDiw-CFE5Zod3xPdZtf8vrWT_EOevjPW0tQXCv_w5afh5Hv/axfVqUhGKE-LSgedzzkn6xl4L=
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#3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
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style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
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400; mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Try out PensionBee =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 14px;"><em style=3D"box-sizing: =
border-box;">*If your pension pot has been open for less than a year and =
you withdraw in full, a withdrawal fee of =C2=A3150 will =
apply.</em></span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 14px;"><em style=3D"box-sizing: =
border-box;">With investments, your capital is at risk. Pensions can go =
down in value as well as up, so you could get back less than you =
invest.</em></span></p></div></div></td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/rHCvIBwI6plUn7GACa-cwGapEUnMIKf7=
YzHXRQXQTMPfqU3SDIYGNB11BGqPi0VoyqtXIwMcC3KVP-G_bTrAIi2Tjt4mGGPvr43gkmXJQ=
M_jlDCQ3Y_rxt1hCp9PAj1kEujzM5_K5OO6uRh6ePwxKq2cjnZLwr9FWzQgDxR1DkEpByI_99=
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RjfvWVFCyEwHB2gUsZ3rBSNaVURFXA-pAdi4yY4k2lUDyTn7FgIT4uhRL6IENgf5CnlYmWMpM=
CjxzMbm7Z_te0GRVplCWblVyIIG1M-SMYLzLhfAx355rTGts0Vy_RviKZBnqWWO0bgIkQfKsP=
PJM8AFKGIfv/LL1OU-Ctl4P3dAaKakKjV0zI8_FwXq0g/14" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/POeEFRllFD7Swfymurl_VPaDs-zYslWl=
z9JdLS28rSDLW2cn2mDz1omN7RwKYYmg93KIbiUkdsVNZ5bQGL700byg8PWgv1Z4anI8KoE4o=
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MTafeqp4jiRHEXTNDe5uTE_CdwpjWq4dCFgaix7pukBTR9pYc8tzjXolQzlNE5l0ZbxAUVH9f=
UXQhulSQDrVCPEp2qu3-_woYy0DXXF4ztjVjrbTY21fE9/NsjtSmBhWKKqSS2G4vleThKqm4K=
vFEWu/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
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href=3D"https://links.pensionbee.com/s/c/sIOlfscuxceYPBYuYbQLoItzxiHqNI9R=
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text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
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