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Email Template Fund your business ambitions with a fixed rate loan of up to=
=0A=C2=A3750,000=E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=8C =E2=80=
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=80=8C =0A=0A=0AView email online =0A<https://link.communications.fundingci=
rcle.com/e/evib=3F_t=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c925241=
16a7412281a3da7838&_e=3Duljze0X_dk-gACPMfE7_OVqECBK97Ujx0lkwMNXtZI_Jc9oZHM7=
ODmrmda7Ct24f8c5W-R8d0-6_T2p9iu6gog%3D%3D>=0A=0A =0A<https://www.fundingcir=
cle.com/uk/=3Futm_source=3DIW&utm_medium=3DLeadnurture&utm_campaign=3DCRM_e=
t-BAU_ct-NL_au-All_se-_me-Newsletter_ve-IPwarming_er-251103_pr-TL_END>=0A=
=0AYour Monthly Toolkit: GGS before Christmas, interest rates and more=E2=
=80=A6 =0A The Bank of England recently held interest rates at 4%. With the=
Autumn =0ABudget on November 26th fast approaching, small business owners =
are balancing =0Apolicy uncertainty with the needs of the busy year-end.=0A=
=0A To help you thrive during this period, we have a checklist to help you =
get =0Aprepared, as well as an explainer on how to better understand how in=
terest rate =0Achanges can affect your business.=0A=0AIf you=E2=80=99re loo=
king ahead and think now might be a good time to invest, our =0Afinance can=
help move your business forward.Apply for a business loan =0A<https://www.=
fundingcircle.com/uk/small-business-loans/=3Futm_source=3DIW&utm_medium=3DL=
eadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newsletter_ve-IPwa=
rming_er-251103_pr-TL_END>=0A in minutes today. =0A=0A=0A=0A =0A<https://ww=
w.fundingcircle.com/uk/resources/business-finance/10-reasons-why-you-should=
-apply-for-the-governments-growth-guarantee-scheme/=3Futm_source=3DIW&utm_m=
edium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newslette=
r_ve-IPwarming_er-251103_pr-TL_END>=0A=0AGovernment-backed loans before Chr=
istmas =0AWe=E2=80=99re once again offering the Government-backed Growth Gu=
arantee Scheme, =0Adesigned to help UK=E2=80=99s SMEs access finance for gr=
owth and investment. =0ALearn why GGS might be right for you =0A<https://w=
ww.fundingcircle.com/uk/resources/business-finance/10-reasons-why-you-shoul=
d-apply-for-the-governments-growth-guarantee-scheme/=3Futm_source=3DIW&utm_=
medium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newslett=
er_ve-IPwarming_er-251103_pr-TL_END>=0A=0A =0A<https://www.fundingcircle.co=
m/uk/resources/business-finance/interest-rates/=3Futm_source=3DIW&utm_mediu=
m=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newsletter_ve=
-IPwarming_er-251103_pr-TL_END>=0A=0AInterest rates explained =0AThe Bank o=
f England recently held its interest rates at 4%. Ahead of the next =0Arevi=
ew on December 18th, learn more about how interest rates might affect your =
=0Abusiness. =0AUnderstand interest =0A<https://www.fundingcircle.com/uk/re=
sources/business-finance/interest-rates/=3Futm_source=3DIW&utm_medium=3DLea=
dnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newsletter_ve-IPwarm=
ing_er-251103_pr-TL_END>=0A=0A =0A<https://www.fundingcircle.com/uk/resourc=
es/business-development/get-your-business-ready-for-christmas/=3Futm_source=
=3DIW&utm_medium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_m=
e-Newsletter_ve-IPwarming_er-251103_pr-TL_END>=0A=0AAre you on track for Ch=
ristmas=3F =0AIt=E2=80=99s not just Mr Claus who is busy preparing for Chri=
stmas. As small business =0Aowners up and down the country plan for their b=
usiest time of year, here=E2=80=99s a =0Achecklist to keep you on track. =
=0ARead the checklist =0A<https://www.fundingcircle.com/uk/resources/busine=
ss-development/get-your-business-ready-for-christmas/=3Futm_source=3DIW&utm=
_medium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newslet=
ter_ve-IPwarming_er-251103_pr-TL_END>=0A=0A =0A<https://www.fundingcircle.c=
om/uk/resources/business-finance/how-can-asset-refinancing-free-up-cash/=3F=
utm_source=3DIW&utm_medium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au=
-All_se-_me-Newsletter_ve-IPwarming_er-251103_pr-TL_END>=0A=0ACould your ex=
isting assets work harder=3F =0AYour existing assets could be potential sou=
rces of working capital that =0Astrengthen your financial flexibility. Here=
we explain how asset refinancing =0Acan free up cash for growth. =0AFree u=
p cash =0A<https://www.fundingcircle.com/uk/resources/business-finance/how-=
can-asset-refinancing-free-up-cash/=3Futm_source=3DIW&utm_medium=3DLeadnurt=
ure&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_me-Newsletter_ve-IPwarming_e=
r-251103_pr-TL_END>=0A> =0A=0A =0A<https://www.fundingcircle.com/uk/payment=
s/flexipay/=3Futm_source=3DIW&utm_medium=3DLeadnurture&utm_campaign=3DCRM_e=
t-BAU_ct-NL_au-All_se-_me-Newsletter_ve-IPwarming_er-251103_pr-TL_END>=0A=
=0A=0A =0A<https://uk.trustpilot.com/review/fundingcircle.com/=3Futm_source=
=3DIW&utm_medium=3DLeadnurture&utm_campaign=3DCRM_et-BAU_ct-NL_au-All_se-_m=
e-Newsletter_ve-IPwarming_er-251103_pr-TL_END>=0A"Funding Circle was a brea=
th of fresh air. A very quick and efficient service =0Awith lots of help on=
hand if needed." =0ARobin, October 2025 =0A=0A=0A For Limited Companies an=
d LLPs, we use soft credit searches when you apply =0Aand a hard credit sea=
rch will only be run if you choose to accept any loan =0Aoffer you receive.=
For other company types, a hard credit search will be run =0Awhen you subm=
it your application.=0A=0AFunding Circle is the UK's largest online small b=
usiness loans provider. We =0Aalso operate a business credit broker service=
, working with trusted third party =0Afinance providers to help support UK =
businesses access more finance options. =0AThe asset finance product mentio=
ned in this email is not provided directly by =0AFunding Circle Ltd. Subjec=
t to an eligibility survey, our team will attempt to =0Aget in touch with y=
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tners.=0A=0AFunding Circle Ltd is authorised and regulated by the Financial=
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d in England (Co. No. =0A06968588) with registered office at 71 Queen Victo=
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nt;height:auto!important}}</style> </head> <body class=3D"body" id=3D"body"=
style=3D"padding:0 !important; margin:0 auto !important; display:block !im=
portant; min-width:100% !important; width:100% !important; background:#FFF8=
F6; -webkit-text-size-adjust:none;">=0D=0A<div style=3D"color:transparent;v=
isibility:hidden;opacity:0;font-size:0px;border:0;max-height:1px;width:1px;=
margin:0px;padding:0px;border-width:0px!important;display:none!important;li=
ne-height:0px!important;"><img border=3D"0" width=3D"1" height=3D"1" src=3D=
"https://go.eu.sparkpostmail1.com/q/8Lt8tUZ5XCi-4YmjnrQLuQ~~/AABRIhA~/afHiF=
cNvy2j2QiGUl5t2mNaycHMdHn1aOu_mK_lXXeqOXugGDbrYc051bfcdu_C0CNb-MaLgGulRn46e=
bW-9jQ~~" alt=3D""/></div>=0D=0A<span style=3D"color:transparent;visibility=
:hidden;display:none;opacity:0;height:0;width:0;font-size:0;">Fund your bus=
iness ambitions with a fixed rate loan of up to =C2=A3750,000‌&nbs=
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gcircle.com/e/eo=3F_t=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c9=
2524116a7412281a3da7838&_e=3Duljze0X_dk-gACPMfE7_OVqECBK97Ujx0lkwMNXtZI=
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ne-height:0!important;" width=3D"1" height=3D"1"/> <center> <table bgcolor=
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lass=3D"td" style=3D"width: 600px; min-width: 600px; font-size: 0pt; line-h=
eight: 0pt; padding: 0; margin: 0; font-weight: normal;"> <!-- Top --> <tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody>=
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t-family:'Inter', Arial, sans-serif; font-size: 10px; line-height: 14px; te=
xt-align:center;">View email <a class=3D"link c-purple" href=3D"https://lin=
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=3D"_blank"><span class=3D"link c-purple" style=3D"text-decoration:underlin=
e; color:#A619C9;">online</span></a></div> </td> </tr> </tbody> </table> <!=
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ght:0pt; text-align:center;"><a href=3D"https://link.communications.funding=
circle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c925=
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order=3D"0" alt=3D"Funding Circle"></a></div> </td> </tr> </table> </div> <=
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low this line --><!-- Header text block --> <table border=3D"0" cellpadding=
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<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tb=
ody> <tr> <td class=3D"mfz-28 mlh-36 ltspn-03" style=3D"color:#381B50; font=
-family:'Inter', Arial, sans-serif; font-size: 32px; line-height: 40px; tex=
t-align:center; letter-spacing:-0.3px; padding: 30px;"><strong>Your Monthly=
Toolkit: GGS before Christmas, interest rates and more=E2=80=A6</strong></=
td> </tr> <tr> <td style=3D"padding-bottom: 0px;"> <div class=3D"mfz-16 mlh=
-22 ltspn-02" style=3D"color:#381B50; font-family:'Inter', Arial, sans-seri=
f; font-size: 16px; line-height: 22px; text-align:left; letter-spacing:-0.2=
px;"> The Bank of England recently held interest rates at 4%. With the Autu=
mn Budget on November 26th fast approaching, small business owners are bala=
ncing policy uncertainty with the needs of the busy year-end. <br><br> To h=
elp you thrive during this period, we have a checklist to help you get prep=
ared, as well as an explainer on how to better understand how interest rate=
changes can affect your business. <br><br>If you’re looking ahead an=
d think now might be a good time to invest, our finance can help move your =
business forward. <a class=3D"link c-purple" style=3D"text-decoration:=
underline; color: #a619c9;" href=3D"https://link.communications.fundingcir=
cle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c925241=
16a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG1y21Q9y4a_QlBzlEri_uQuLpq=
lIT8oC9dLC6YPYX-4POaINSKSFlE4sI7PzquiRlVG-gYQrqoa57D-aQvPENzOCC05_6HeYEXfAo=
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wfj_MRB1bzesc73UngIPU%3D" target=3D"_blank" rel=3D"noopener" name=3D"Apply_=
Hyperlink"><span class=3D"link c-purple" style=3D"text-decoration: underlin=
e; color: :#a619c9;"><strong class=3D"fw-600" style=3D"font-weight: 600;">A=
pply for a business loan</strong></span></a> in minutes today.</div> </td> =
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able> <!-- END Header text block --><!-- Spacer 50-30 --> <table border=3D"=
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ding-bottom: 50px;"> </td> </tr> </tbody> </table> <!-- END Spacer 50-=
30 --><!-- Newsletter - 2 Columns --> <table border=3D"0" cellpadding=3D"0"=
cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td class=3D"mpx-20" style=
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e border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td style=3D"padding-bottom: 30px;"> <table border=3D"0" cellpadding=
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ht:normal; vertical-align:top;" valign=3D"top" width=3D"200"> <div class=3D=
"fluid-img" style=3D"font-size:0pt; line-height:0pt; text-align:left;"><a h=
ref=3D"https://link.communications.fundingcircle.com/u/click=3F_t=3Dda5a84e=
cbd584537a8adf00b00308a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIl=
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8QXdL9DTj6SMHfLEOlZIFwk7Hu9eQN2woI5m7aZE_90li6IRjLqafPfZg0cg8-jZPoNDhtKJe_9=
Yh87aPtP1iDIg161bNZGZ3VflddleT-FOHXdfWmzGNU_wYMiEEKSgLq6dCM-g9aetGFjdcjNz-i=
C8XS6frp6mgWYnfkHniUh32Sa8hIkVDk3rSMY3yEBQJDwheMk_vVU0T1vdbMBLjHdiUF0dnTjzG=
CXMa0jd-hG_vjqbWRXa09bKNLCQKRAThcy44v2eI205t5prhIS-lVacfiQ3EcHUJYIeEOOR2tmJ=
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TW-3XE5ltpuKYcTNxbTX8z_0JTYnEQvqDVEZ88WkAgZ_zJ13fIWBhA" name=3D"Article3_im=
age" target=3D"_blank" xt=3D"SPCLICK"><img alt=3D"bank" height=3D"200" src=
=3D"https://library.eu.iterable.com/134/661/9c118e5684454505a77086bf4205d72=
e-ggsnov-new.jpg" style=3D"border-radius: 24px;" width=3D"200" border=3D"0"=
class=3D"bdrs-24" name=3D"Cont_3"></a></div> </th> <th class=3D"column" st=
yle=3D"font-size:0pt; line-height:0pt; padding:0; margin:0; font-weight:nor=
mal;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100=
%"> <tbody> <tr> <td class=3D"mpt-20 mpx-0" style=3D"padding-left: 30px; pa=
dding-right: 0px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
width=3D"100%"> <tbody> <tr> <td class=3D"mfz-16 mlh-22 ltspn-03" style=3D=
"color:#381B50; font-family:'Inter', Arial, sans-serif; text-align:left; fo=
nt-size: 22px; line-height: 28px; letter-spacing:-0.3px;"><strong>Governmen=
t-backed loans before Christmas</strong></td> </tr> <tr> <td class=3D"mfz-1=
6 mlh-22 ltspn-02" style=3D"color:#381B50; font-family:'Inter', Arial, sans=
-serif; text-align:left; font-size: 16px; line-height: 22px; letter-spacing=
:-0.2px; padding-top: 10px;">We=E2=80=99re once again offering the Governme=
nt-backed Growth Guarantee Scheme, designed to help UK=E2=80=99s SMEs acces=
s finance for growth and investment. </td> </tr> <tr> <td class=3D"mfz-16 m=
lh-22 ltspn-02" style=3D"color:#381B50; font-family:'Inter', Arial, sans-se=
rif; text-align:left; font-size: 16px; line-height: 22px; letter-spacing:-0=
.2px; padding-top: 10px;"><a class=3D"link c-purple" href=3D"https://link.=
communications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf00b003=
08a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG=
1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhubfXpEk5LqlCgosXCLxIEBKIsA3hr4AtuSYq=
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2Mon8pXyrhVSUd-E-k9PdgiTnLBVSAq-_h3QQmi_b-miv4_IPW-25XajeuF61so4vV-CpASrOvT=
Uh7CHYil8srYj8BodJYaQcbMgfUZFjYLb4" name=3D"Article3_Link" style=3D"text-de=
coration:underline; color:#A619C9;" target=3D"_blank" xt=3D"SPCLICK"><span =
class=3D"link c-purple" style=3D"text-decoration:underline; color:#A619C9;"=
><strong class=3D"fw-600" style=3D"font-weight: 600;">Learn why GGS might b=
e right for you </strong></span></a></td> </tr> </tbody> </table> </td> </t=
r> </tbody> </table> </th> </tr> </tbody> </table> </td> </tr> </tbody> </t=
able> <!-- END Item Article 1 --><!-- Item Article 1 --> <table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td styl=
e=3D"padding-bottom: 30px;"> <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%"> <tbody> <tr> <th class=3D"column-top" style=3D"fo=
nt-size:0pt; line-height:0pt; padding:0; margin:0; font-weight:normal; vert=
ical-align:top;" valign=3D"top" width=3D"200"> <div class=3D"fluid-img" sty=
le=3D"font-size:0pt; line-height:0pt; text-align:left;"><a href=3D"https://=
link.communications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf0=
0b00308a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9v=
KwxGG1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhubfXpEk5LqlCgosXCLxIAx-hFxfKpn2=
cnY30ZD-vwstFDmbS7KuC4Yy5yIGcu-yMTBRxEPuZmsw8iCCfI7q8dxuqTKeHvEmVZ3dsHkkOF0=
sPPxyxz68mgUPh6kQkwkTfkRO6tQUPPFzsGnnXfQPlkGvJrPVfH6_mO1yzjMsOlWHWOQA-9-oq8=
SH0123LxFdHV7ejCQvy9bkSl4EgO6dalllyCCcc6okC-B8qtb2ESPieJIXRPj9tN1EQv0uSciUm=
W5T0UK0vFezLkQSADCYWD8n2lPnf0CPGua0imen4g0doEsARdTn05N1wm8gckF1WYF6ch1tIQxZ=
M88uH7KYTLJNCLR2WSOjgn6qxKdyv5Js9b5iRD8Yhe6Bv784hp_BGi-OLGCZWJtXLz4tHi3yDM6=
9vkBV2EXVlUgQGD07_2_bHPsnQ95eFHr7Khx5JZMqLJovzvkW3dR9-5zlwcmHHmoZOSctw4AstG=
kOslY_xk8StonYoBr5BFO6RJfWCZQshGTtAsl9-NZ8gSmsQ2XjT_v58oQmkTr6nClDWraFzo1nA=
GVva-iXHH2ws4mZYO0mccBb-JDbGlAsXeRltxuhIGQkopfrMT0XERRa2G22ZIoUjyKfbUuXpdqc=
pKDhEly409XsUt6M3spm1kCllZG8f7OjLHjlBBevKzgKVar6jGmrgQGYf2fbbFyRfZS6HqMpwwu=
CSN5Jmx58EWrtpzHXwl3yxfTLyKI8FWbDCdK-4-k%3D" name=3D"Article3_image" target=
=3D"_blank" xt=3D"SPCLICK"><img alt=3D"bank" height=3D"200" src=3D"https://=
library.eu.iterable.com/134/661/80dd30ea35e24974b15399eeb5f75dbf-crm_2411_n=
ewsletter_tl_article4-1-1.png" style=3D"border-radius: 24px;" width=3D"200"=
border=3D"0" class=3D"bdrs-24" name=3D"Cont_3"></a></div> </th> <th class=
=3D"column" style=3D"font-size:0pt; line-height:0pt; padding:0; margin:0; f=
ont-weight:normal;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%"> <tbody> <tr> <td class=3D"mpt-20 mpx-0" style=3D"padding-=
left: 30px; padding-right: 0px;"> <table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" width=3D"100%"> <tbody> <tr> <td class=3D"mfz-16 mlh-22 ltsp=
n-03" style=3D"color:#381B50; font-family:'Inter', Arial, sans-serif; text-=
align:left; font-size: 22px; line-height: 28px; letter-spacing:-0.3px;"><st=
rong>Interest rates explained</strong></td> </tr> <tr> <td class=3D"mfz-16 =
mlh-22 ltspn-02" style=3D"color:#381B50; font-family:'Inter', Arial, sans-s=
erif; text-align:left; font-size: 16px; line-height: 22px; letter-spacing:-=
0.2px; padding-top: 10px;">The Bank of England recently held its interest r=
ates at 4%. Ahead of the next review on December 18th, learn more about how=
interest rates might affect your business.</td> </tr> <tr> <td class=3D"mf=
z-16 mlh-22 ltspn-02" style=3D"color:#381B50; font-family:'Inter', Arial, s=
ans-serif; text-align:left; font-size: 16px; line-height: 22px; letter-spac=
ing:-0.2px; padding-top: 10px;"><a class=3D"link c-purple" href=3D"https://=
link.communications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf0=
0b00308a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9v=
KwxGG1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhubfXpEk5LqlCgosXCLxIAx-hFxfKpn2=
cnY30ZD-vwstFDmbS7KuC4Yy5yIGcu-yMTBRxEPuZmsw8iCCfI7q8dxuqTKeHvEmVZ3dsHkkOF0=
sPPxyxz68mgUPh6kQkwkTfkRO6tQUPPFzsGnnXfQPlkGvJrPVfH6_mO1yzjMsOlWHWOQA-9-oq8=
SH0123LxFdHV7ejCQvy9bkSl4EgO6darCKmPbJu4YgpOVbf8FcDxwgKFUqFVA67RZ1ObIy8JxlN=
cLRqMu8siVk3Nofx3AFYjSE8zZX_7fpfT5Br4B2NReRDESsyhT94mMOCKo0CRZPSdCHfgCwPF_H=
CgM-nqeGXuPs08Cgzez_oBCWcqc0lppz9Yq54O9Dor8fJrEek67mScu_opSJksv4z70WTyXzVTv=
769JxivZxZ60ZUk0_j963yg61CP4BvDy6vD5ULLMxCyKKhL1Gr5ZHP7TmfeItxHjf7DZCbayo9C=
D0paot31hdoTo4Rq-fiLjzhG1a8Q6N40gA8fgZIdIE8oG3wuTMXjQBCF8USRvTfWsk8zKqggNgq=
_AigtGijfg9G3BNuZHR1ID43k9_Tr7n3nvZwiqB-QuJnt56FqvIZ8twm73rhc8Q6OkpR-3NvhHS=
_1mZ0ZQS0U_bnvWNkLmosRjJ7jklK3cTSlmn_2Jmq0k4yiXmQVgBrZSDXkMpjb1HC0ivj3BdWmR=
RrbzdnrVQ-_95rj9BaVvSt-xAesFjmSzYYmVbQR0%3D" name=3D"Article3_Link" style=
=3D"text-decoration:underline; color:#A619C9;" target=3D"_blank" xt=3D"SPCL=
ICK"><span class=3D"link c-purple" style=3D"text-decoration:underline; colo=
r:#A619C9;"><strong class=3D"fw-600" style=3D"font-weight: 600;">Understand=
interest</strong></span></a></td> </tr> </tbody> </table> </td> </tr> </tb=
ody> </table> </th> </tr> </tbody> </table> </td> </tr> </tbody> </table> <=
!-- END Item Article 1 --><!-- Item Article 1 --> <table border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td style=3D"pa=
dding-bottom: 30px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" width=3D"100%"> <tbody> <tr> <th class=3D"column-top" style=3D"font-size=
:0pt; line-height:0pt; padding:0; margin:0; font-weight:normal; vertical-al=
ign:top;" valign=3D"top" width=3D"200"> <div class=3D"fluid-img" style=3D"f=
ont-size:0pt; line-height:0pt; text-align:left;"><a href=3D"https://link.co=
mmunications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf00b00308=
a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG1y=
21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhh5Y6uJTlXfoAzPAd6y-P-1vFDlK1XaJE_C7Rod=
HL1Lo3TJv_Su4HYb2td7CJwrK2MGtgc58JIYXz-AO0KLZJ3KA3zf9uZNdqdtXxj-BvFlh6bXwdr=
1aNWXaPE85jdI5mOHAy8WLTFsCTBPy2EVNNMwAGON9lugLJeQzHCvYD36S42RcU27ugc-Dw_Snw=
DTEyWKZ9dJyMGHR-kusMNo-r6-_uoh0UpmhtkYtYoxBheZsSY6bp_fvGIKo3zMdZEef3agje7sE=
goeQnAWESAfZN7LoaZDGFFYehnvpe0Fy7jjeiaLshWRThnSUFJLj6vJEzFFXi9KbGW2DnrFxypx=
eJHJtIOMbnNLtVUGE94jlA3BAImLLdbEj7sQ0T9rwyvYL6NAEKqfj6MN2-32ilm7rp864F1sdVy=
9gRSZEnIZDiwBhf3svv_xUSOxrFWnP1Ea8JOLS8ejFUoLpW3N_YItTDWUT_ktYQ7porq4-X0j2Z=
a0XjH0Uiy1VhlJmTIiw8yvuR27qJa9UGETeKx6SNGwbuLf3xdKrYU7PlbhwiUp18G-_hiXfozwn=
sRevL7q5MvWVwBIzDN3AsPXhfUvSagwU-Px5GRxwUM-h0qldLiqkR_5IJ6K3VjJyVerkrbmVD7y=
6MqAhUq-D7CGyiGyWx3l52uE2CRs7uw_XA0M9bReD15M1kmkdZAxvg9rP1fehtn0-4GAtwK1ujb=
NalCelgrpYvYIVgYZ8FGq8b6aucpfs3UAiWAs1942aOuzDZuCdlqcJjPpvMdKEPH-JiYl4Bjl_S=
APuynkcpfDuzhduKNocm6Y%3D" name=3D"Article3_image" target=3D"_blank" xt=3D"=
SPCLICK"><img alt=3D"bank" height=3D"200" src=3D"https://library.eu.iterabl=
e.com/134/661/a8fbca7bfa5f4676947948b9d52f383f-erwan-hesry-e9jv1zyromg-unsp=
lash.jpg" style=3D"border-radius: 24px;" width=3D"200" border=3D"0" class=
=3D"bdrs-24" name=3D"Cont_3"></a></div> </th> <th class=3D"column" style=3D=
"font-size:0pt; line-height:0pt; padding:0; margin:0; font-weight:normal;">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <t=
body> <tr> <td class=3D"mpt-20 mpx-0" style=3D"padding-left: 30px; padding-=
right: 0px;"> <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%"> <tbody> <tr> <td class=3D"mfz-16 mlh-22 ltspn-03" style=3D"color=
:#381B50; font-family:'Inter', Arial, sans-serif; text-align:left; font-siz=
e: 22px; line-height: 28px; letter-spacing:-0.3px;"><strong>Are you on trac=
k for Christmas=3F</strong></td> </tr> <tr> <td class=3D"mfz-16 mlh-22 ltsp=
n-02" style=3D"color:#381B50; font-family:'Inter', Arial, sans-serif; text-=
align:left; font-size: 16px; line-height: 22px; letter-spacing:-0.2px; padd=
ing-top: 10px;">It=E2=80=99s not just Mr Claus who is busy preparing for Ch=
ristmas. As small business owners up and down the country plan for their bu=
siest time of year, here=E2=80=99s a checklist to keep you on track.</td> <=
/tr> <tr> <td class=3D"mfz-16 mlh-22 ltspn-02" style=3D"color:#381B50; font=
-family:'Inter', Arial, sans-serif; text-align:left; font-size: 16px; line-=
height: 22px; letter-spacing:-0.2px; padding-top: 10px;"><a class=3D"link c=
-purple" href=3D"https://link.communications.fundingcircle.com/u/click=3F_t=
=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c92524116a7412281a3da7838&_=
e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhh5Y6uJ=
TlXfoAzPAd6y-P-1vFDlK1XaJE_C7RodHL1Lo3TJv_Su4HYb2td7CJwrK2MGtgc58JIYXz-AO0K=
LZJ3KA3zf9uZNdqdtXxj-BvFlh6bXwdr1aNWXaPE85jdI5mOHAy8WLTFsCTBPy2EVNNMwAGON9l=
ugLJeQzHCvYD36S42RcU27ugc-Dw_SnwDTEyWKZ9dJyMGHR-kusMNo-r6-_uoh0UpmhtkYtYoxB=
heZsSY6bp_fvGIKo3zMdZEef1MU-TXhb5ZhUmun5aZxeh6E7811Es3TeraRPQPJJR59PmNhmozQ=
Et6ECN0E7TZ4poF2DNvqb_xTBtTyz_zZMWNK9zY3sPG7YEl_kLguPD9uUOx_8UpHh7DwJ5wHZjT=
hRg254-7nmVQvr8If-ULgUmMxpAbywE5jo96xBI22JDUSX4PAbaXOsEiSJejYAY6D14rok-OcZC=
4VohzH3vYCbQ4AziB4BYtA2gr5s70hZgMasJRi3owW1AvWw2EIZFCvgMzrLah5zkd6n8GAy8KqE=
mm9p0eqUMRGIiXAM3OtGEcgwtQ9q8L9cg-OecX8WLdTAxBXEO_jg5i3RjY8ON7ALX_0X9oP3yyj=
whtJZBAkYfjq4z8Uz00aDZJ6s29hObL25sUqmmqwZkgcLDEzD91TfwAEmXBtT2MSGrugdhxdQJO=
SFwdQIN2-5Xw9Q34m4urglR7WU6xqUwLpVpwbTaVMuMwEthWLDnJG1iEE_dXKLhHOpso8a0p3N7=
oo5qwIX15wfoZpbXdQyX7JzEKtxuwc2iVSea6GY_NOSZXv1k6sy2Jk%3D" name=3D"Article3=
_Link" style=3D"text-decoration:underline; color:#A619C9;" target=3D"_blank=
" xt=3D"SPCLICK"><span class=3D"link c-purple" style=3D"text-decoration:und=
erline; color:#A619C9;"><strong class=3D"fw-600" style=3D"font-weight: 600;=
">Read the checklist</strong></span></a></td> </tr> </tbody> </table> </td>=
</tr> </tbody> </table> </th> </tr> </tbody> </table> </td> </tr> </tbody>=
</table> <!-- END Item Article 1 --><!-- Item Article 3 --> <table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td=
style=3D"padding-bottom: 30px;"> <table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" width=3D"100%"> <tbody> <tr> <th class=3D"column-top" style=
=3D"font-size:0pt; line-height:0pt; padding:0; margin:0; font-weight:normal=
; vertical-align:top;" valign=3D"top" width=3D"200"> <div class=3D"fluid-im=
g" style=3D"font-size:0pt; line-height:0pt; text-align:left;"><a href=3D"ht=
tps://link.communications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537=
a8adf00b00308a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqw=
BZoq9vKwxGG1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8UKlhubfXpEk5LqlCgosXCLxIAGZMw=
UQZsl1bfFYZIcMUj6c6A0VGmsoTbTMxTsJ4M6CQJQQo2Cf5vYp2YDyzUqGPVObpTXjG-3cxBYrn=
F6BVoVZXmaFtIQt_2ojzzzimYgpR4Z7QcvZrYOBL4s1bFmFdqXR3P9sSzvJnmw7LXdX2wMoOI6i=
rVz9R4-FTrM6BkK3eWVA_xMV-6tCTrIu3f9ZXPiTA2x2SmZ6jfm2hznIX3kwH6ar20QUHlwES4k=
idf1S3yWIaoGFusiBlL-gn2XXVY_kEI_Qi1NT9ug-zk1ibudXJF6nunMFexWDQGl41OPYZSsybt=
cWlH04KkRzu1t7LE1kflW46_R3fzEtBjXTi9xMTEULfqWlcF51MYXoiz7EOaJXMaTmsFADPsjNa=
BMEegMG2IiFXlhRF7CdOUXUFLAu7l0iOci41YSZDZS0ZQxSeuf8F5aSTtEF9xUk-pGTeMl3m_zi=
yKTCCnL6lGV_cz1b5hXpr6rBZyChIPM5rZTqc4PeMs5-7smI80o_5DxuV5bdCT5hTzSjVrT0qK9=
ltb461etV6A_cnR9sg8DZBUNtGRKAs3j-wvc8s6H4FvoyXLn-xUxrUzAMbzq4TBGxfe_-UKg5pA=
Tv6EzwhN2KNMj0BbDYmG6A709dFOK9HVffnDqqYJbAKGrPV8cOAcpZHu9ixz5paCp1lSwN4Ma2f=
396VDvjQT4-V2gHBGq9NAXIdw3D7AP7KWvKm9tmhzEEfWSuaG8pwxzrA3r_M5rNR8_1JFrGt7K6=
sbX59xFL7GPqZkkLIxCQ0RUaAdm7E9rnzsQ%3D" name=3D"Article3_image" target=3D"_=
blank" xt=3D"SPCLICK"><img alt=3D"Restaurant business" height=3D"200" src=
=3D"https://library.eu.iterable.com/134/661/b60cd06018bd491eb3c3f41a30b5e94=
0-november-newsletter-3-resized.png" style=3D"border-radius: 24px;" width=
=3D"200" border=3D"0" class=3D"bdrs-24" name=3D"Cont_3"></a></div> </th> <t=
h class=3D"column" style=3D"font-size:0pt; line-height:0pt; padding:0; marg=
in:0; font-weight:normal;"> <table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" width=3D"100%"> <tbody> <tr> <td class=3D"mpt-20 mpx-0" style=3D"p=
adding-left: 30px; padding-right: 0px;"> <table border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td class=3D"mfz-16 mlh-=
22 ltspn-03" style=3D"color:#381B50; font-family:'Inter', Arial, sans-serif=
; text-align:left; font-size: 22px; line-height: 28px; letter-spacing:-0.3p=
x;"><strong>Could your existing assets work harder=3F</strong></td> </tr> <=
tr> <td class=3D"mfz-16 mlh-22 ltspn-02" style=3D"color:#381B50; font-famil=
y:'Inter', Arial, sans-serif; text-align:left; font-size: 16px; line-height=
: 22px; letter-spacing:-0.2px; padding-top: 10px;">Your existing assets cou=
ld be potential sources of working capital that strengthen your financial f=
lexibility. Here we explain how asset refinancing can free up cash for grow=
th.</td> </tr> <tr> <td class=3D"mfz-16 mlh-22 ltspn-02" style=3D"color:#38=
1B50; font-family:'Inter', Arial, sans-serif; text-align:left; font-size: 1=
6px; line-height: 22px; letter-spacing:-0.2px; padding-top: 10px;"><a class=
=3D"link c-purple" href=3D"https://link.communications.fundingcircle.com/u/=
click=3F_t=3Dda5a84ecbd584537a8adf00b00308a34&_m=3D7dfc507c92524116a7412281=
a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG1y21Q9y4a_QlBzlEpEGMEL-1ktoT6PTrPe8=
UKlhubfXpEk5LqlCgosXCLxIAGZMwUQZsl1bfFYZIcMUj6c6A0VGmsoTbTMxTsJ4M6CQJQQo2Cf=
5vYp2YDyzUqGPVObpTXjG-3cxBYrnF6BVoVZXmaFtIQt_2ojzzzimYgpR4Z7QcvZrYOBL4s1bFm=
FdqXR3P9sSzvJnmw7LXdX2wMoOI6irVz9R4-FTrM6BkK3eWVA_xMV-6tCTrIu3f9ZXPiTA2x2Sm=
Z6jfm2hznIX3kwH6ar20QUHlwES4kidf1ShCaSohV616I--221xFM3KZBADgN-3g4OBXeOuHQZy=
udwvfYdy37QUghI7R31h7qN4RmaFkz0GOJLE-cg1adnTYLVlki-m3N40T2cqcQOKsIsbx5DxiOL=
XRx35_d_ATEuVvoGJD-vsamEXaGCBoMKYwf-mJu2In05kcpbs3009uU3uKoLVxZ946Md_8cbibl=
My-IMJ7BZ_0o-AnlmPyqqNj5nZpxjOEPS1b_I-KsNC5N_NrQQUkkmaASnwc96FcgcfhTwVessFc=
rbMlzss3835xH_yOOgTPai7SuX6mtT0deuL37_UrXeL97NoST_3lCTtDZ4sbAja6fIaIvxPB4qb=
ZNlAXFxX6sm6DWv8Ho-qr3Z-4i-xddp233xvcKWamyUVyoBj_Uw3ekTh_fq6FFVEiy4RIIj77hj=
bBL4v2prxamA-rATcoM55bEixAIHaaqlMDE5tyUyoPU8AYvw2_xTpt6xGqQJH7cS7FVm_D0QplG=
igFtxTQFpuHMRLwxBq0GM2uBGORCeSpF4sfsQEsPdNPjqCK1sXT-cLdqbfxPvDxI%3D" name=
=3D"Article3_Link" style=3D"text-decoration:underline; color:#A619C9;" targ=
et=3D"_blank" xt=3D"SPCLICK"><span class=3D"link c-purple" style=3D"text-de=
coration:underline; color:#A619C9;"><strong class=3D"fw-600" style=3D"font-=
weight: 600;">Free up cash</strong></span></a></td> </tr> </tbody> </table>=
</td> </tr> </tbody> </table> </th> </tr> </tbody> </table> </td> </tr> </=
tbody> </table> <!-- END Item Article 3 -->></td> </tr> </tbody> </table=
> <!-- END Newsletter - 2 Columns --><!-- Spacer 50-30 --> <table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td cl=
ass=3D"mpb-30" style=3D"font-size:0pt; line-height:0pt; text-align:left; pa=
dding-bottom: 30px;"> </td> </tr> </tbody> </table> <!-- END Spacer 50=
-30 --><!-- Image Fullwidth --> <table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" width=3D"100%"> <tbody> <tr> <td class=3D"fluid-img" style=3D"=
font-size:0pt; line-height:0pt; text-align:left;"><a href=3D"https://link.c=
ommunications.fundingcircle.com/u/click=3F_t=3Dda5a84ecbd584537a8adf00b0030=
8a34&_m=3D7dfc507c92524116a7412281a3da7838&_e=3DH0SpIlKFuCbTCqwBZoq9vKwxGG1=
y21Q9y4a_QlBzlErfTH9PzuJiyUR0ng5cX0fW64cW_VDYCXcPjr5q0V43Ja6avVSArm-QAXQR9n=
9kLv-u3N09ogyq4vcG9icZOigjmF_2KXyG8WYaKshhnbYTgSRBa5CDYWDTmGujauVM9C4aGxjpc=
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