HEX

File: D:/hMailServer/Data/sarahharvey.com/bob/B0/{B0741179-1B7E-4BC7-8C6B-1ABEFA686BE5}.eml
From: "Simon Palmer" <simon.palmer@smart-funding-solutions.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Re: Government Guarantee Scheme Now Available Again
Date: Wed, 29 Oct 2025 17:48:03 -0000
Message-ID: <wRSLYOMLS8mGmPW8_ufQmA@geopod-ismtpd-15>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_0288_01DC4994.991E27B0"
Thread-Index: AQFa6ht/BHBSuDxqajSdi7V0wACQdw==

This is a multipart message in MIME format.

------=_NextPart_000_0288_01DC4994.991E27B0
Content-Type: text/plain;
	charset="iso-8859-1"
Content-Transfer-Encoding: 8bit

Hi Bob,

Following up on my last email - do you want me to send indicative terms
for review, or a short list of options to compare?

Best regards,



<https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9elI51Toi
kxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADklkgkctPf
R7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwHF_EiZbmwW
aElng=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhjZjA1Yy1jNGE3
LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=/rounded.png>
Simon Palmer
Director


<https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbhocL2Lem
uGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrLbgYNPQbc
jP5k=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26/trans.png>
<tel:01244267694> 01244267694


<https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZOcMDv9i
MdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8tD6ocZ05
xeZY=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26/trans.png>
<https://smartfundingsolutions.co.uk/> smartfundingsolutions.co.uk


<https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP5FqcOFZ
vv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWetBUJe2f7
9E0Pd=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/26/trans.pn
g>   <mailto:simonpalmer@smartfundingsolutions.co.uk>
simon.palmer@smartfundingsolutions.co.uk


<https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wNg2csF4r
GklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrpeDvVbk1c
E6f7qwwM7DX8ojfQ=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/arrow-right-c
/e5b952/26/trans.png>
<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call
with me

This email is strictly confidential and intended solely for the person or
organisation to whom it is addressed. It may contain privileged and
confidential information and if you are not the intended recipient, you
must not copy, distribute or take any action in reliance on it. If you
have received this email in error, please notify us as soon as possible
and delete it and any attached files from your system. Smart Funding
Solutions is a trading style of Smart Funding Solutions Limited (FRN:
972740) who are Appointed Representatives of White Rose Finance Group Ltd
(FRN: 630772) who are directly authorised by the Financial Conduct
Authority.

If you don't want to hear from me again, please let me know
<https://adelmarus.smart-funding-solutions.co.uk/u?mid=68f91ab0477c0e00013
73839> .
On September 27, 2025 07:21, Simon Palmer
<simon.palmer@smart-funding-solutions.co.uk
<mailto:simon.palmer@smart-funding-solutions.co.uk> > wrote:


Hi Bob,

As of 8th September, lenders have resumed making offers under the
Government Guarantee Scheme (GGS). Applications will be assessed as
normal, and those who qualify will receive offers through the scheme.

The GGS provides businesses with several benefits:

*	Borrow up to �2 million (subject to lender criteria and
eligibility).
*	Funds can be used for working capital, growth, refinancing, or
asset purchases.
*	70% government-backed guarantee to lenders, giving greater
confidence and wider access to funding.

The scheme is designed to give viable businesses access to funding on fair
terms, with flexibility and protection built in.

If you would like to receive terms within 24 hours without affecting your
credit score, you can:

*	 <https://smartfundingsolutions.co.uk/apply-online/> Apply Here
*	 <https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a
call with me

Kind regards,




<https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9elI51Toi
kxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADklkgkctPf
R7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwHF_EiZbmwW
aElng=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhjZjA1Yy1jNGE3
LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=/rounded.png>
Simon Palmer
Director


<https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbhocL2Lem
uGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrLbgYNPQbc
jP5k=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26/trans.png>
<tel:01244267694> 01244267694


<https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZOcMDv9i
MdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8tD6ocZ05
xeZY=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26/trans.png>
<https://smartfundingsolutions.co.uk/> smartfundingsolutions.co.uk


<https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP5FqcOFZ
vv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWetBUJe2f7
9E0Pd=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/26/trans.pn
g>   <mailto:simonpalmer@smartfundingsolutions.co.uk>
simon.palmer@smartfundingsolutions.co.uk


<https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wNg2csF4r
GklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrpeDvVbk1c
E6f7qwwM7DX8ojfQ=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/arrow-right-c
/e5b952/26/trans.png>
<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call
with me

This email is strictly confidential and intended solely for the person or
organisation to whom it is addressed. It may contain privileged and
confidential information and if you are not the intended recipient, you
must not copy, distribute or take any action in reliance on it. If you
have received this email in error, please notify us as soon as possible
and delete it and any attached files from your system. Smart Funding
Solutions is a trading style of Smart Funding Solutions Limited (FRN:
972740) who are Appointed Representatives of White Rose Finance Group Ltd
(FRN: 630772) who are directly authorised by the Financial Conduct
Authority.

If you don't want to hear from me again, please let me know
<https://adelmarus.smart-funding-solutions.co.uk/u?mid=68c841ebb3ce8600017
b48f8> .



------=_NextPart_000_0288_01DC4994.991E27B0
Content-Type: text/html;
	boundary="443b29ab3a29e2dad37ffcab2c268855d55c8e269cd00d2cf8914b8a8067";
	charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable

<div dir=3D"ltr"><html><head></head><body><div>Hi =
Bob,</div><div><br></div><div>Following up on my last email - do you =
want me to send indicative terms for review, or a short list of options =
to compare?</div><div><br></div><div>Best =
regards,</div></body></html><br/><div><br></div><div style=3D"margin: =
0.1px; line-height: 17.28px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9e=
lI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADk=
lkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwH=
F_EiZbmwWaElng=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhj=
ZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=3D/rounded.png" =
style=3D"max-width: 100%" alt=3D"photo" width=3D"116"></div><div =
style=3D"margin: 0.1px; line-height: 17.28px;"><strong style=3D"color: =
rgb(7, 7, 7);">Simon Palmer</strong></div><div style=3D"margin: 0.1px; =
line-height: 17.28px;"><strong style=3D"color: rgb(7, 7, =
7);">Director</strong></div><div style=3D"margin: 0.1px; line-height: =
17.28px;"><br></div><div style=3D"margin: 1px; line-height: =
10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbh=
ocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrL=
bgYNPQbcjP5k=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"tel:01244267694" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"color: rgb(7, 7, =
7);"><strong>01244267694</strong></a>&nbsp;&nbsp;</div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZ=
OcMDv9iMdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8=
tD6ocZ05xeZY=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">&nbsp;<a =
href=3D"https://smartfundingsolutions.co.uk/" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>smartfundingsolutions.co.uk</strong></a></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP=
5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWe=
tBUJe2f79E0Pd=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/=
26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"mailto:simonpalmer@smartfundingsolutions.co.uk" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>simon.palmer@smartfundingsolutions.co.uk</strong></a></div><=
div style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wN=
g2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrp=
eDvVbk1cE6f7qwwM7DX8ojfQ=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/ar=
row-right-c/e5b952/26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">&nbsp;<a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, 0, =
0);"><strong><u>Schedule a call with me</u></strong></a><strong =
style=3D"color: rgb(0, 0, 0);"><u>&nbsp;</u></strong></div><div =
style=3D"margin: 0cm;"><br></div><div style=3D"margin: 0cm;">This email =
is strictly confidential and intended solely for the person or =
organisation to whom it is addressed.&nbsp;It may contain privileged and =
confidential information and if you are not the intended recipient, you =
must not copy, distribute or take any action in reliance on it.&nbsp;If =
you have received this email in error, please notify us as soon as =
possible and delete it and any attached files from your =
system.&nbsp;Smart Funding Solutions is a trading style of Smart Funding =
Solutions Limited (FRN: 972740) who are Appointed Representatives of =
White Rose Finance Group Ltd (FRN: 630772) who are directly authorised =
by the Financial Conduct Authority.&nbsp;</div><div><br></div></div>If =
you don't want to hear from me again, please <a =
href=3D'https://adelmarus.smart-funding-solutions.co.uk/u?mid=3D68f91ab04=
77c0e0001373839'>let me know</a>.=0D<div class=3D"gmail_quote">On =
September 27, 2025 07:21, Simon Palmer <span dir=3D"ltr">&lt;<a =
href=3D"mailto:simon.palmer@smart-funding-solutions.co.uk" =
target=3D"_blank">simon.palmer@smart-funding-solutions.co.uk</a>&gt;</spa=
n> wrote:<br><blockquote class=3D"gmail_quote" style=3D"margin:0 0 0 =
.8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir=3D"ltr">
<div>Hi Bob,</div>
<div><br></div>
<div>As of 8th September, lenders have resumed making offers under the =
<strong>Government Guarantee Scheme (GGS)</strong>. Applications will be =
assessed as normal, and those who qualify will receive offers through =
the scheme.</div>
<div><br></div>
<div>The GGS provides businesses with several benefits:</div>
<ul>
<li>
<strong>Borrow up to =A32 million</strong> (subject to lender criteria =
and eligibility).</li>
<li>Funds can be used for <strong>working capital, growth, refinancing, =
or asset purchases</strong>.</li>
<li>
<strong>70% government-backed guarantee to lenders</strong>, giving =
greater confidence and wider access to funding.</li>
</ul>
<div>The scheme is designed to give viable businesses access to funding =
on fair terms, with flexibility and protection built in.</div>
<div><br></div>
<div>If you would like to receive terms within 24 hours without =
affecting your credit score, you can:</div>
<ul>
<li><a href=3D"https://smartfundingsolutions.co.uk/apply-online/" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, =
102, 204);"><strong>Apply Here</strong></a></li>
<li>
<a href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, =
102, 204);"><strong>Schedule a call with me</strong></a><strong =
style=3D"color: rgb(0, 102, 204);">=A0</strong>
</li>
</ul>
<div>Kind regards,</div>
<div><br></div>
<br><div><br></div>
<div style=3D"margin: 0.1px; line-height: 17.28px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9e=
lI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADk=
lkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwH=
F_EiZbmwWaElng=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhj=
ZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=3D/rounded.png" =
style=3D"max-width: 100%" alt=3D"photo" width=3D"116"></div>
<div style=3D"margin: 0.1px; line-height: 17.28px;"><strong =
style=3D"color: rgb(7, 7, 7);">Simon Palmer</strong></div>
<div style=3D"margin: 0.1px; line-height: 17.28px;"><strong =
style=3D"color: rgb(7, 7, 7);">Director</strong></div>
<div style=3D"margin: 0.1px; line-height: 17.28px;"><br></div>
<div style=3D"margin: 1px; line-height: 10.89px;">
<img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbh=
ocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrL=
bgYNPQbcjP5k=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">=A0<a =
href=3D"tel:01244267694" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"color: rgb(7, 7, =
7);"><strong>01244267694</strong></a>=A0=A0</div>
<div style=3D"margin: 1px; line-height: 10.89px;"><br></div>
<div style=3D"margin: 1px; line-height: 10.89px;">
<img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZ=
OcMDv9iMdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8=
tD6ocZ05xeZY=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">=A0<a =
href=3D"https://smartfundingsolutions.co.uk/" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>smartfundingsolutions.co.uk</strong></a>
</div>
<div style=3D"margin: 1px; line-height: 10.89px;"><br></div>
<div style=3D"margin: 1px; line-height: 10.89px;">
<img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP=
5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWe=
tBUJe2f79E0Pd=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/=
26/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11">=A0<a =
href=3D"mailto:simonpalmer@smartfundingsolutions.co.uk" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>simon.palmer@smartfundingsolutions.co.uk</strong></a>
</div>
<div style=3D"margin: 1px; line-height: 10.89px;"><br></div>
<div style=3D"margin: 1px; line-height: 10.89px;">
<img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wN=
g2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrp=
eDvVbk1cE6f7qwwM7DX8ojfQ=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/ar=
row-right-c/e5b952/26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11">=A0<a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, 0, =
0);"><strong><u>Schedule a call with me</u></strong></a><strong =
style=3D"color: rgb(0, 0, 0);"><u>=A0</u></strong>
</div>
<div style=3D"margin: 0cm;"><br></div>
<div style=3D"margin: 0cm;">This email is strictly confidential and =
intended solely for the person or organisation to whom it is =
addressed.=A0It may contain privileged and confidential information and =
if you are not the intended recipient, you must not copy, distribute or =
take any action in reliance on it.=A0If you have received this email in =
error, please notify us as soon as possible and delete it and any =
attached files from your system.=A0Smart Funding Solutions is a trading =
style of Smart Funding Solutions Limited (FRN: 972740) who are Appointed =
Representatives of White Rose Finance Group Ltd (FRN: 630772) who are =
directly authorised by the Financial Conduct Authority.=A0</div>
<div><br></div>
</div>If you don't want to hear from me again, please <a =
href=3D"https://adelmarus.smart-funding-solutions.co.uk/u?mid=3D68c841ebb=
3ce8600017b48f8">let me know</a>.</blockquote></div><br>
------=_NextPart_000_0288_01DC4994.991E27B0--