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To: bob@sarahharvey.com
Message-ID: <27.D7.35860.977B2496@i-0a6ef3a9f9955bd04.mta3vrest.sd.prd.sparkpost>
Date: Wed, 17 Dec 2025 14:00:25 +0000
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From: "PensionBee" <marketing@hello.pensionbee.com>
Feedback-ID: 454783:253503:411:iterable

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Finish your sign up in a few minutes. =0A=0A=0A=0A=0A=0A=0A=0A <>View in br=
owser =0A<https://links.pensionbee.com/s/vb/2sjIA3Ap9rdXZzKYt-TkulL74uaz6uv=
cHaiP0IxFjqXOsY9zhVrKfJBU0qTqUJ5RzLjLfmHDhAERrxMgkwDXLENXkRwtvnfBUt0QZm83q4=
V_6klo74kjemxgWNskm5TchdSFGFEbRfrQ66HFmBXDB9eRFFfVd7iDBKs/iACL9aTpHTSGKSxCz=
L-OnAkeSbauhpZW/15>=0A=0A=0A <https://www.pensionbee.com/uk/landing-login> =
=0ALog in <https://www.pensionbee.com/uk/landing-login> =0A <https://www.pe=
nsionbee.com/uk/landing-login>=0A=0A=0A=0AHi Robert,=0A=0A=0A=0AYou=E2=80=
=99ve made a great start by setting up your PensionBee account. If you=E2=
=80=99ve had =0Aa few jobs, you may have pensionsscattered across different=
 providers =0A<https://www.pensionbee.com/uk/blog/2024/november/4-steps-to-=
finding-a-missing-pension>=0A.=0A=0ACombining them into one plan can make i=
t simpler to see how your savings are =0Agrowing towards retirement.=0A=0A=
=0A=0ATo move things forward, we need a few details:=0A=0A * your address, =
date of birth, and National Insurance (NI) number=0A * your old pension pro=
vider=E2=80=99s name, plus a policy number if you have it=0AOnce we have th=
ese, we can start finding and bringing your old pensions =0Atogether into o=
ne new easy-to-manage plan you can check anytime online or from =0Ayour pho=
ne.=0A=0A=0A=0ACombine your pensions today  <https://www.pensionbee.com/uk/=
landing-login>=0A=0AWith investments, your capital is at risk. Pensions can=
 go down in value as =0Awell as up, so you could get back less than you inv=
est.=0A=0A=0A=0A=0AHave a question=3F=0A=0AGet in touch with our friendly U=
K team.=0A=0A=0A=0A=0A=0A=0A=0A=0A020 3457 8444 =0AMonday - Friday: 9:30am-=
5pm =0A=0Acontact@pensionbee.com <mailto:contact@pensionbee.com=3Fsubject=
=3D> =0ASend us an email and we'll get back to you as soon as possible =0A=
=0ALaunch live chat <https://www.pensionbee.com/uk> =0ASpeak to a member of=
 our friendly team now =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A<https://www.trust=
pilot.com/review/pensionbee.com=3Futm_medium=3DTrustbox&utm_source=3DEmailS=
ignature2>=0A =0A<https://www.trustpilot.com/review/pensionbee.com=3Futm_me=
dium=3DTrustbox&utm_source=3DEmailSignature2>=0A=0A=0A=0A=0A=0A <https://ww=
w.facebook.com/PensionBee>  <https://www.threads.net/@pensionbee>  =0A<http=
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ps://www.pensionbee.com/podcast> =0AIf you do not wish to receive any marke=
ting emails,=0Aplease click here to Unsubscribe =0A<https://links.pensionbe=
e.com/s/u/gbu01zFw9xhVGmLn-Qz9ruiiDNSWxEhWo34J-XOcJ4A_l746HBUyBoCZxu4lO3X-S=
mdXHEwGbe-Kt8pFnb82FL584Zdloyq2slstjDYBtSkWHH3W90poi7QkGIwhSa_Oi_APj0Lm2j8W=
BhN0Bpb_nKyVVwW30_tanHEC_mUBk_q6r60HQ_aM3d7WRvQu0Nnp0HJP5ObmiADxPy7lD6ckIfS=
8-FlgRjxbb_GwXT2_0Dcic6lRU9BUuds/c-6qXR9FfIFK4TCa2Nyef7Kkp3piM2OM/15>=0A. =
=0AThis email was sent by: PensionBee Limited=0A209 Blackfriars Road, Londo=
n, SE1 8NL, United Kingdom=0A=0APensionBee is authorised and regulated by t=
he Financial Conduct Authority =0A(FRN: 744931) and registered in England a=
nd Wales (Companies Registration No. =0A9354862).
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auto; width: 100%;" width=3D"126"></a> </td> <td class=3D"em_side15" style=
=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" valign=
=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td align=3D"center" bgcolo=
r=3D"#343a40" height=3D"42" style=3D"height:42px; background-color:#f9c000;=
 border-radius: 4px; font-family: 'Ryo Gothic PlusN', Arial, sans-serif; fo=
nt-size:16px; color:#FFFFFF; font-weight:550;" valign=3D"middle"> <a data-l=
inkto=3D"https://" href=3D"https://links.pensionbee.com/s/c/RR7RC9jQvLFZSxp=
m9BhDc9XzxzLc-8tuJbpJqDYdJq59cCUIfGMmULMp_i6zt1-5WCLX5cSbcP-cFRy0gamX3akTmc=
3l-eJZBjnOGKGspMYAgX7F2-q7EMeCn69ejBnGWTZhl1Fb8qK8SILUzF59ZtRfviboUAQzWkoo5=
F8UUOnquLQ6sbgHzDK7om8-SoDQYTGgSzQrpM76JW3YNJTgIQoAqr0aCdAHTj12z1gy5fnEWTK6=
PEY0xGZEjNQ6ps6W97RtrpCJT5jUAaEhKNUfDMk1WsqNpqDiyVoZcUzgZtqv8Ujkk8nvMQl5fSp=
wq5oLFWxHgi4H8SVKY11fAyhWA6vkto4e1n4wDZiLV-HqnNW57CaevmEPMMcksTTF7SWnqaLZx3=
RaxT4TeuFVd5xHtKRc5ChGOACv82Y4Oav5bK-0UWJ78Sn_hw-nCLSU_SbMDA/SRfd3AbRKRe3qD=
UbXC9lzUtG4Fa6LWfJ/15" style=3D"color:#343a40;text-decoration:none; display=
:block; line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </=
tr> </table> </td> </tr> </table> </td> </tr> </table></div></td></tr></tab=
le><table class=3D"image_block block-2" width=3D"100%" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: bor=
der-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing=
: border-box;"><td class=3D"pad" style=3D"box-sizing: border-box; width: 10=
0%;" width=3D"100%"><div class=3D"alignment" align=3D"center" style=3D"box-=
sizing: border-box;"><div style=3D"box-sizing: border-box; max-width: 600px=
;"><a href=3D"https://links.pensionbee.com/s/c/gLuZ0UrLOLvaeUdS_IlPG3KCWn3w=
1OdNR90oWv4hFvhJgbK_WMLrK0sK275c70qUptH81P7qs1ZKRuMPqqR_Q_EQ7XvELwNrlLgAl2F=
Wd30SJUt80tk9YOpTpZWAykxv3HYcpjuf8fv7yRY9lxb6NTh-_daz725CitfrbXa29A4Bhp51zL=
FFfUdb73DDkiAsLl2Tj7dFwsboy2MZy8pAWE6H735DtSkoVT9nLJnOX-tgdeqjL0X3YJbrfAaV0=
OW1I0tF7rmf3vOnOQads19FzkdMyR4bZ3cRif32EXNCViYUyFuqqa4VrbU6vb1jPVwRFOAPVtD-=
T7jlpWsaTuLZAZyh-_VolW9tllQXQaOWv51UFGMh8Zg-EQT7fql9F_uDXA6MNDQFzU_tLv99qVf=
C0Gd30B73skri83aUwKC2lHHTwy3IxrqX8k7djjiH5gjj1y11/_3ifCICvaYei09PGSG_iAyACd=
iTfP2x_/15" target=3D"_blank" style=3D"box-sizing: border-box;"><img src=3D=
"https://res.cloudinary.com/pensionbee/image/upload/v1763567984/emails/2025=
/Festive%20Campaign%2025/Festive_-_you_re_almost_there_UK_1.png" style=3D"b=
ox-sizing: border-box; display: block; height: auto; border: 0; width: 100%=
;" width=3D"600" alt=3D"Image" title=3D"Image" height=3D"auto"></a></div></=
div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><=
table class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: =
border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-=
sizing: border-box;"><tr style=3D"box-sizing: border-box;"><td style=3D"box=
-sizing: border-box;"><table class=3D"row-content stack" align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; borde=
r-radius: 0; color: #000; width: 600px; margin: 0 auto;" width=3D"600"><tbo=
dy style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box;">=
<td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: border-bo=
x; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" align=3D=
"left" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 12px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 18px; color: #3a342c; line-height: 1.5;"><p style=3D"box-sizi=
ng: border-box; line-height: inherit; margin: 0; font-size: 16px; mso-line-=
height-alt: 24px;"><span style=3D"box-sizing: border-box; word-break: break=
-word; font-size: 16px;"><span style=3D"box-sizing: border-box; word-break:=
 break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br style=3D"=
box-sizing: border-box;"></span></span></p><p style=3D"box-sizing: border-b=
ox; line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; font=
-size: 16px;">You=E2=80=99ve made a great start by setting up your PensionB=
ee account. If you=E2=80=99ve had a few jobs, you may have pensions <a href=
=3D"https://links.pensionbee.com/s/c/9Wy_U9DBxNRKa1bxku5oeBJTdEYvZXi-9g_mfb=
afY6OfwWKu798jLE33gXwiQg7FXN110qDwm4hTrPoWCy8o0c0mVohy7Ys5iPdGQU3P2ZtZttWsx=
EWxT-Mwo_mwbPVKi1p9T6dP5-M5FJkfW8qFXidfVw-JdnElWSqOI7gNFfcB_5WuMadp5Gg0OHqZ=
B9PFXn-vuWes9zcLGAt-AYa-bLZB0kL3XIXFAOan5qw3ydN_WAsdwzWeg6NqWlBoVla_fjwu5cI=
ya1yF_4a4LOaLLkEMef2ka3RcP5u_hYeUkhMXuWnJ7OCNh0yS5H3Ja3MjndLNlCC9vBz1P513a6=
19mkCjYnWk-Yk3DK99IxUhE_0ZIoz5lqtVEyDtYyEblm09M3DeJsAGw1zpNb4ebr3YPSC9JtoqP=
qs-CNMwgB79PrvhKH9bDhvGBmh1QpsVoIxtn63rm3-rVJJ5Pi29rYjmhrU4jq8WpxF4X85bdVXw=
gasIKk_4nSACMBlsbBat3TnNEsIrsETkfSqTWcBfB0yX3xk4VfNLFGTK5yGh9fLOzTYSvsdV5kD=
X/wrgdyVd1yPqfN2Hp8Rt7lGPn6pkLcK-B/15" style=3D"box-sizing: border-box; tex=
t-decoration: underline; color: #007db7;">scattered across different provid=
ers</a>. </span><br style=3D"box-sizing: border-box;"><br style=3D"box-sizi=
ng: border-box;"> <span style=3D"box-sizing: border-box; word-break: break-=
word; font-size: 16px;">Combining them into one plan can make it simpler to=
 see how your savings are growing towards retirement.</span></p><p style=3D=
"box-sizing: border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: border-box; l=
ine-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;=
"><span style=3D"box-sizing: border-box; word-break: break-word; font-size:=
 16px;">To move things forward, we need a few details:</span></p><ul style=
=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: 24px; fo=
nt-size: 16px;"><li aria-level=3D"1" style=3D"box-sizing: border-box;"> <sp=
an style=3D"box-sizing: border-box; word-break: break-word; font-size: 16px=
;">your address, date of birth, and National Insurance (NI) number</span></=
li><li aria-level=3D"1" style=3D"box-sizing: border-box;"><span style=3D"bo=
x-sizing: border-box; word-break: break-word; font-size: 16px;">your old pe=
nsion provider=E2=80=99s name, plus a policy number if you have it</span></=
li></ul><p style=3D"box-sizing: border-box; line-height: inherit; margin: 0=
; font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Once we have these, w=
e can start finding and bringing your old pensions together into one new ea=
sy-to-manage plan you can check anytime online or from your phone.</span></=
p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody=
></table><table class=3D"row row-3" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
ox-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbody st=
yle=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box;"><td s=
tyle=3D"box-sizing: border-box;"><table class=3D"row-content stack" align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rsp=
ace: 0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" width=
=3D"600"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizi=
ng: border-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400;=
 text-align: left; padding-bottom: 5px; padding-top: 5px; vertical-align: t=
op;" align=3D"left" valign=3D"top"><table class=3D"button_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-r=
space: 0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D=
"box-sizing: border-box;"><div class=3D"alignment" align=3D"center" style=
=3D"box-sizing: border-box;"><a href=3D"https://links.pensionbee.com/s/c/TT=
3sl7U6gyoXyUpDpNUZiAxCnSZADKSF0mq63U7gG-tNoj89IdaaB00RMaGQM4fVuAzSZr7K-q7C5=
Pj42JO2MWSyNa8zpMPFg1pacp2y44waVB9a3s0utFwX-iy4qxj2rri81UN-NqqLVSJzarnyvJ0b=
72vsHJ9TcMq-YBY6sKTYMLGHMO41VKcIDhbiQnkAeOckViRGUcZ1QEIwYystfEnzWKQzUYzubuc=
KHBBGbDfAUy01vC9hW46F9V22LcXHbo3ciygPZxGipFOR7UhNF2cx3FqvJQXPpiI_T9Rd0Knmv9=
s_6X9vGtIa7bAPm9duIvBsDlNanDFk1LcGu8uQmux9hpH8cGLlLhhSNkZbKFYdcf1ZzssmPaYx6=
9yLznYx0FZ4f4x6UdYJrAKe5ZtcCJP-v05mj6IsKip_8vPbCGu9j2rufkBqRi3AsFgOgtNW-GRe=
/kuB-_pQn7J_D5kToHWUdV_zO3wa8aPMn/15" target=3D"_blank" style=3D"box-sizing=
: border-box; color: #3a342c; text-decoration: none;"><!--[if mso]><v:round=
rect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-micro=
soft-com:office:word" href=3D"https://links.pensionbee.com/s/c/Cr4WSQtzuJQo=
IFxyhVfOAhbelLvLI4Rt_wp8aguiIrn2bQtpN8wQO__PtRzYKbrg_-TppX32a8lrySS4qnFxC9o=
96BR9tY24UZB6j9a5IJRyd22bEv9JCl_BxFscofYIxldzX7SQsLGQ6eQQP8xZSaaBb2ZNhAeMuG=
LQEGWh9PEX64_05BGT2zP5yWHWatWfoJ3CHvqW4v5iOHpoDWhbo0tGA5Y-bvVsDZoU4-QF2cNLs=
9p40TamiZSoFuBbb1YpqQuNaK3_evB8YKBrK01R_91ULDSKFOGnm0CW6I7OLGS2b9PhnF4NWj-1=
IAlFx0QUmMCOqtKV1OFEYRPUNGxEoDkmaBqy2u2wLwxu8-xydR351qjj6lakQ91ov_fYG6-gGQN=
aXsIMnroQaTKmx0pcJggj-CEeq-FotvNb6Oa2Z9UsnQImxB_tqKoVBkLPjvioz6Av/mz5A8oGrC=
5FmVl3xvxvR3jZ4A1QLVXp_/15" style=3D"height:47px;width:269px;v-text-anchor:=
middle;" arcsize=3D"26%" fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Soli=
d" weight=3D"0px" color=3D"#f9c000"/> <w:anchorlock/> <v:textbox inset=3D"0=
px,0px,0px,5px"> <center dir=3D"false" style=3D"color:#3a342c;font-family:s=
ans-serif;font-size:16px"><![endif]--> <span class=3D"button" style=3D"box-=
sizing: border-box; background-color: #f9c000; mso-shading: transparent; bo=
rder-bottom: 0px solid transparent; border-left: 0px solid transparent; bor=
der-radius: 12px; border-right: 0px solid transparent; border-top: 0px soli=
d transparent; color: #3a342c; display: inline-block; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: 400; =
mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; padding-left:=
 20px; padding-right: 20px; text-align: center; width: auto; word-break: ke=
ep-all; letter-spacing: normal;"><span style=3D"box-sizing: border-box; wor=
d-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: borde=
r-box;">Combine your pensions today</strong></span></span> <!--[if mso]></c=
enter></v:textbox></v:roundrect><![endif]--></a></div></td></tr></table><ta=
ble class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D=
"10" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-bo=
x; mso-table-lspace: 0; mso-table-rspace: 0; word-break: break-word;"><tr s=
tyle=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: bor=
der-box;"><div style=3D"box-sizing: border-box; font-family: sans-serif;"><=
div class style=3D"box-sizing: border-box; font-size: 14px; font-family: Ar=
ial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color=
: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; line-heig=
ht: inherit; margin: 0; font-size: 14px; text-align: center; mso-line-heigh=
t-alt: 21px;"><em style=3D"box-sizing: border-box;">With investments, your =
capital is at risk. Pensions can go down in value as well as up, so you cou=
ld get back less than you invest.</em></p></div></div></td></tr></table></t=
d></tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4"=
 align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lsp=
ace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: border-box;"><ta=
ble class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-=
box; mso-table-lspace: 0; mso-table-rspace: 0; color: #333; width: 600px; m=
argin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" width=3D"10=
0%" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace:=
 0; font-weight: 400; text-align: left; padding-bottom: 30px; padding-top: =
15px; vertical-align: top;" align=3D"left" valign=3D"top"><table class=3D"t=
ext_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacin=
g=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-table-ls=
pace: 0; mso-table-rspace: 0; word-break: break-word;"><tr style=3D"box-siz=
ing: border-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class style=
=3D"box-sizing: border-box; font-size: 14px; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; color: #343a40; line=
-height: 1.5;"><p style=3D"box-sizing: border-box; line-height: inherit; ma=
rgin: 0; font-size: 14px; text-align: center; mso-line-height-alt: 21px;"><=
span style=3D"box-sizing: border-box; word-break: break-word; color: #00000=
0;"><strong style=3D"box-sizing: border-box;">Have a question=3F</strong></=
span></p><p style=3D"box-sizing: border-box; line-height: inherit; margin: =
0; font-size: 14px; text-align: center; mso-line-height-alt: 21px;">Get in =
touch with our friendly UK team.</p></div></div></td></tr></table></td></tr=
></tbody></table></td></tr></tbody></table><table class=3D"row row-5" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0=
; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr style=
=3D"box-sizing: border-box;"><td style=3D"box-sizing: border-box;"><table c=
lass=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; ms=
o-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: #000; widt=
h: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: border=
-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-ta=
ble-rspace: 0; font-weight: 400; text-align: left; padding-bottom: 5px; pad=
ding-top: 5px; vertical-align: top;" align=3D"left" valign=3D"top"><table c=
lass=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso=
-table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box=
;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"box-si=
zing: border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif;=
 text-align: center;" align=3D"center"><table align=3D"center" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 6=
00px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" sty=
le=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td=
 valign=3D"top"> <table align=3D"left" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"em_wrapper" style=3D"width: 290px;" width=3D"290"> <t=
body> <tr> <td align=3D"center" valign=3D"top"> <table align=3D"left" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"w=
idth: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_=
h0" height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" b=
order=3D"0" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731=
507652/emails/Call_us.png" style=3D"display: block; max-width: 30px; font-f=
amily: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #00000=
0; padding: 0px; text-align: center; height: auto; width: 100%;" width=3D"3=
0"></td> </tr> <tr> <td align=3D"center" class=3D"em_defaultlink" style=3D"=
padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; font-size: 1=
2px; line-height: 22px; color: #000000; font-weight: 750;" valign=3D"top">0=
20 3457 8444&nbsp;</td> </tr> <tr> <td class=3D"em_defaultlink" style=3D"pa=
dding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; font-size: 11=
px; line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; letter-spacin=
g: 0.3px; text-align: center;" valign=3D"top">Monday - Friday: 9:30am-5pm</=
td> </tr> </tbody> </table> <table align=3D"right" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 130px;" width=
=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0 em_pt25" height=
=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"123" border=
=3D"0" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v173150765=
2/emails/Email_us.png" style=3D"display: block; max-width: 34px; font-famil=
y: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; p=
adding: 0px; height: auto; width: 100%; text-align: center;" width=3D"30"><=
/td> </tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 9px; fon=
t-family: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22p=
x; color: rgb(0, 0, 0); font-weight: 750; text-align: center;" valign=3D"to=
p"><span style=3D"color: rgb(0, 0, 0);"><a href=3D"mailto:contact@pensionbe=
e.com=3Fsubject=3D" style=3D"text-decoration: none; color: rgb(0, 0, 0);" t=
itle=3D"contact@pensionbee.com" data-linkto=3D"mailto:">contact@pensionbee.=
com</a></span></td> </tr> <tr> <td class=3D"em_defaultlink" style=3D"paddin=
g-top: 12px; font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; letter-spacing: 0=
.3px; text-align: center;" valign=3D"top">Send us an email and we'll get b=
ack to you as soon as possible</td> </tr> </tbody> </table> </td> </tr> </t=
body> </table> <table align=3D"right" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tb=
ody> <tr> <td align=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=
=3D"height: 31px;" valign=3D"middle"><img alt=3D"" border=3D"0" src=3D"http=
s://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat=
.png" style=3D"display: block; max-width: 34px; font-family: Arial, sans-s=
erif; font-size: 15px; line-height: 18px; color: #000000; padding: 0px; hei=
ght: auto; width: 100%; text-align: center;" width=3D"28"></td> </tr> <tr> =
<td align=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 7px; fo=
nt-family: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22=
px; color: #000000; font-weight: 750;" valign=3D"top"><a href=3D"https://li=
nks.pensionbee.com/s/c/ccRL5vOBek3fFTDNtQ6W6dob2KFwMWNNrqq0rCpTKPvwJZoMVeJo=
5mOZDD1SruFEZzvGD2JDZvyC9NEtLBHhThXnsBOQTQHHzrlD6BTYxnQf0IKPnxAzE3Gayr3HY99=
MltjtpkU0WUkw6ZEqf-ayDGtBWMTciutW9dvEPr06_x1mAR0EGtQwsJXnqbaiJSIRBPhLY112NC=
sN9fTxPYzOZYgHijw4J2EUzhNvJQezRk2gDaXSX6EyywPEawd4ceBJbGpifjN8B9rZUkHpEgEfw=
VGZHs4PLmqybPm2TfdUjgWsysAsTgTAgwtRae-SPVI_BrV0Y4aBdVlnN0owSd2sFQkKBba44DkY=
KMWkU4vzIF29fAB9Dn_Xv1w5bBRwBZ-yC8sylazTrAxOJAjYJlDgaIjh/D_cSJi5VUaE5TltT8_=
hgJ2xpk3CYEZ7p/15" style=3D"text-decoration: none;" title=3D"Launch live ch=
at" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch li=
ve chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" style=3D"pa=
dding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; font-size: 11=
px; line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; letter-spacin=
g: 0.3px; text-align: center;" valign=3D"top">Speak to a member of our frie=
ndly team now</td> </tr> </tbody> </table> </td> </tr> <tr> <td valign=3D"t=
op"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <=
table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> <td a=
lign=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#=
F9C000" height=3D"12" style=3D"height: 12px; font-size: 0px; line-height: 0=
px;">&nbsp;</td> </tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"=
padding: 30px 20px;" valign=3D"top"> <table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td align=
=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 442px;" widt=
h=3D"442"> <tbody> <tr> <td valign=3D"top"> <table align=3D"center" border=
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dth: 279px;" width=3D"279"> <tbody> <tr> <td align=3D"center" valign=3D"top=
"> <p style=3D"font-family: Arial, Arial Black, Tahoma, Trebuchet MS, Verda=
na, sans-serif; font-size: 12px; color: #aaa; text-decoration: none;"><a hr=
ef=3D"https://links.pensionbee.com/s/c/0rePwC_YgMW82LgXBR81qHnvUCXwBHBUaPJJ=
W_RFk58Cz6wksgxzHhNAE1u3zjL1rU2QapwmOqOhukJ20v36fvrAf2BIkiGKJ-_9gfmFS3JGFko=
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x6cMtJ-SQP0_u2Aj2y9FgKEPDr8/KuO-A2I4SbMCY5184ufZtPRWtly5IZNl/15" rel=3D"noo=
pener noreferrer" style=3D"text-decoration: none; text-underline: none;" ta=
rget=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b0000=
ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: 0; wi=
dth: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" border=3D"0" h=
eight=3D"40" src=3D"https://emailsignature.trustpilot.com/signature/en-US/2=
/55f7e14b0000ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%=
; max-height: 40px; border: none;" width=3D"160"> </a> <br><a href=3D"https=
://links.pensionbee.com/s/c/bhpZ7pc0vioAp0ZJAfSSXsueCqfSzYoFArEjR-pDwbMOMZ8=
RwGhedcWVikRZIrxssVieyGzyiBXymLtx_WUSTUVwHXgqgy0n33FC32D6FuET5M-91Yjqp9GApf=
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MWiG4rqw3BDV94vz/qi2Qz7sJood9c1VQJavsFs9pzQLTYhwf/15" rel=3D"noopener noref=
errer" style=3D"text-decoration: none; text-underline: none;" target=3D"_bl=
ank"> <img alt=3D"Trustpilot Logo" border=3D"0" height=3D"20" src=3D"https:=
//emailsignature.trustpilot.com/brand/s/2/logo.png" style=3D"max-width: 79p=
x; width: 100%; max-height: 20px; border: none;" width=3D"79"> </a></p> <p>=
</p> <table stlye=3D"margin-top: 16px;" align=3D"left" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 123px;" w=
idth=3D"123"> <tbody> <tr></tr> </tbody> </table> </td> </tr> </tbody> </ta=
ble> </td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" va=
lign=3D"top"><a href=3D"https://links.pensionbee.com/s/c/HirOtUTEM79sB0EhmV=
6pr_0zdkRUVH02FQZsMsu6qfPUWLYJTBvGLoGs8HLuc0zfHhrkiB0Ftkni9rD6DbSzAivjTpkrV=
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l=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" title=3D"=
" data-linkto=3D"https://"><img alt=3D"fb" src=3D"https://res.cloudinary.co=
m/pensionbee/image/upload/v1731515759/emails/Social_icons_Facebook_yellow.p=
ng" style=3D"display: block; max-width: 32px; font-family: Arial, sans-seri=
f; font-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-a=
lign: center; height: auto; width: 100%;" width=3D"32"></a></td> <td class=
=3D"em_w1" style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" v=
align=3D"top"><a href=3D"https://links.pensionbee.com/s/c/Gad8awHm3FpbDvdoh=
Gzs5XnlqYMcZCRkvuWR6MJYrx-g4RN2iLwMDG4YVyPIK1GrISsRtM2OfRh9JxY_6-t7WKnmcbbi=
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"" data-linkto=3D"https://"><img alt=3D"fb" src=3D"https://res.cloudinary.c=
om/pensionbee/image/upload/v1731515759/emails/Social_icons_at_yellow.png" s=
tyle=3D"display: block; max-width: 32px; font-family: Arial, sans-serif; fo=
nt-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align:=
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_w1" style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" valign=
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m9mCZ4VCcFLePFhMbMZlo3J-guyOXOiPTvKcDinMogB0P3rAHuEY-aJu8tnRsPnVDwtD7WYFJ19=
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ionbee/image/upload/v1731515759/emails/Social_icons_TikTok_yellow.png" styl=
e=3D"display: block; max-width: 32px; font-family: Arial, sans-serif; font-=
size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align: ce=
nter; height: auto; width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1=
" style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" vali=
gn=3D"top"><a href=3D"https://links.pensionbee.com/s/c/yKL3aBLWDgM_X7W3eSs8=
nIlYyFkAKeoxUXeeY0rt2NVlK5yB1OR9HSSSFRnCbPEH5FHq9b0w5QpF_7_2GR-wpWrq22K8fvo=
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le=3D"text-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"h=
ttps://"><img alt=3D"tw" src=3D"https://res.cloudinary.com/pensionbee/image=
/upload/v1731515807/emails/Social_icons_X_yellow.png" style=3D"display: blo=
ck; max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; line-=
height: 18px; color: #000000; padding: 0px; height: auto; width: 100%; text=
-align: center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width:=
 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a hre=
f=3D"https://links.pensionbee.com/s/c/4CIDxYdCle3gig6GtkPD-mycXCVUB9IJCGNbh=
pWlfbBJgvqJdZq8WjJ29jsfCRwkGBGuPhR2XZ7Hdpka0n5Ka6jExphrkXZvRcRfzI02CtlnATDq=
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jybNMsTwODqP6SE6hCGG8f1kXelCiw/v2y6AtA5Wja-jHVW-ZouYZf5gPfEvj6K/15" rel=3D"=
noopener" style=3D"text-decoration: none;" target=3D"_blank" title=3D"" dat=
a-linkto=3D"https://"><img alt=3D"in" src=3D"https://res.cloudinary.com/pen=
sionbee/image/upload/v1731515759/emails/Social_icons_LinkedIn_yellow.png" s=
tyle=3D"display: block; max-width: 32px; font-family: Arial, sans-serif; fo=
nt-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align:=
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_w1" style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" v=
align=3D"top"><a href=3D"https://links.pensionbee.com/s/c/FNvRfjRarU5tbbhkk=
jWnypBtuKZj2_GtYtEKbdA3XUF4OeZsluXPGqGZbqdLiTHlvGSIKCdUO5Yd7osrnbxx8tgf2af9=
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PX8Fbkqqi0kON7C5G2TGEl_RkBIL4Z9KKQRkGn2wG8-gx8VCqb2Bno6mod0VRlo3XZnqcJfliP4=
Y9hlnuSuQjRzxM-lY/b87W1Jhx98hDSXh_8iqvFm6qbp91eNtW/15" rel=3D"noopener" sty=
le=3D"text-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"h=
ttps://"><img alt=3D"yt" src=3D"https://res.cloudinary.com/pensionbee/image=
/upload/v1731515807/emails/Social_icons_YouTube_yellow.png" style=3D"displa=
y: block; max-width: 32px; font-family: Arial, sans-serif; font-size: 15px;=
 line-height: 18px; color: #000000; padding: 0px; text-align: center; heigh=
t: auto; width: 100%;" width=3D"15"></a></td> <td class=3D"em_w1" style=3D"=
width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top">=
<a href=3D"https://links.pensionbee.com/s/c/CCleAPfWO2yKfpPTfQu9G_UiCFUPeOC=
sz3sd5Ka4QHmK4YESNhNg9kdUbSPLvp5Ld4LDX6e7GnC-ySdT5_701u4F31WJEmiSBDESfqNMHm=
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