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From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Robert, here's your Lloyds Bank credit card account update
Date: Thu, 2 Jul 2026 15:15:40 +0100
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<https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=8cc9f44b6fe44f9badf250c95d412c6a&siteid=794418472>
Your Lloyds Bank credit card interest rate change
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏
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We'll always include your name, Mr Home, and the last four digits of an
account you have with us (6953), so you know our emails are genuine.
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=logo&wt.mc_id=July%202026&elqTrackId=9ddd22f1fa9446b3a664e03d8a2fb811&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=83392&elqak=8AF558E9BBFC029DFF33F19610A7E15D33E59B17204B14362D710EB6CF01E5AE92FB>
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=logo&wt.mc_id=July%202026&elqTrackId=0d51e9f7dfe047108572d6d0e66c92a7&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=83392&elqak=8AF5302A835F41B5FDE7F39ECB379B4828DF9B17204B14362D710EB6CF01E5AE92FB>
Interest rate update on your Lloyds Bank credit cardFind out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=header&wt.mc_id=July%202026&elqTrackId=abe8328a51f14288999f5471e49ddaca&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=83392&elqak=8AF5AEB5E34DD7EA7E97B5D47D238CEAA5419B17204B14362D710EB6CF01E5AE92FB>
Hello Robert,Here’s
an update on transfer rate/s on your Lloyds Bank credit card.
The rate/s below only apply to new transfers made by 31 July 2026, on credit
card number ending 6953.We also wanted to remind you that your credit limit has increased to
£10,400.Balance Transfers
• 0% p.a. for 12 months. 5% fee applies.• 4.9% p.a. for 30 months. 0% fee applies.
Money Transfers• 0% p.a. for 12 months. 5% fee applies.
• 4.9% p.a. for 30 months. 0% fee applies.Rate/s may be withdrawn; check your available rate/s before making a
transfer. Transfer requests are subject to further eligibility and security
checks at the point of request, but these will not affect your credit score.
When the transfer rate/s above end, any remaining balance will move to your
standard variable interest rate. You can find this rate on your monthly
statement.Find out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=bt-mt-quad&utm_term=CARDBB03&utm_id=cta1&wt.mc_id=July%202026&elqTrackId=cc1846d4f26a4b318eea9e849cbed347&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=83416&elqak=8AF52524B90F100B224E65A43EB2E8A521C69B17204B14362D710EB6CF01E5AE92FB>
At Lloyds, we want you to be happy with the communications we share with
you. How happy were you to receive this email?We
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Per annum (p.a.) relates to the rate of interest you'll be charged each full
or partial year, as applicable during the transfer period.
We send communications like this for legal reasons, to help you make the
most of your accounts, or to let you know about changes to your accounts or
services.Can I change my credit limit?
Yes, you can change your credit limit
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-and-money-transfer.html?utm_source=back-book&utm_medium=email&utm_campaign=back-book&utm_content=CLIAnchorPoint&utm_id=BTMT&elqTrackId=067ce78dc69a4819945066c0711c2f96&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqak=8AF521CABD4BD5B546A235CF50805C79C5619B17204B14362D710EB6CF01E5AE92FB#clianchorpoint>
online just by signing into Internet Banking. You can then review it,
decrease it or apply to increase your credit limit. Remember though, you
cannot decrease your limit to below your balance. You must have at least six
months of payment history on your account before you can request an increase
of your credit limit. Credit limit increases are subject to status.Email address book – add us to make sure you get our emails.
How we use your information – review our privacy policy
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.
To help us improve the emails we send you, we collect basic information from
your device such as when they are opened. For more information please read
our Cookies Policy
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What to expect from our emails
We will:
• Always include your name and the last four digits of an account you have
with us.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the
information you need.
We will never:
• Send you to a web page that asks for your log in, personal or banking
details.
If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com
<mailto:emailscams@lloydsbanking.com> and then delete it.
• Speak to us to check. You could do this by messaging us from our app or
online banking.
We have lots of information to keep you and your money safe on our website.
Just visit our Fraud Hub
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=5cdec01b9bb8463b9ee62a392645a885&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16710&elqak=8AF5A5144B273CFF93FECBF6B6245C3A90FC9B17204B14362D710EB6CF01E5AE92FB>
.
If you need this communication in another format, such as large print,
Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment.
There's more information on the Relay UK
<https://www.relayuk.bt.com?elqTrackId=c59c9d0ef4524b318905aa851721008b&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707&elqak=8AF54F795B3170B6E57C2F056658F4DEAF739B17204B14362D710EB6CF01E5AE92FB>
help pages.
SignVideo
<https://www.lloydsbank.com/signvideo?elqTrackId=ebf3920cd79c4731b2dc8e9a61a0bd33&elq=8cc9f44b6fe44f9badf250c95d412c6a&elqaid=6259&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707&elqak=8AF54F12A0B63E673B946471A219BADFB52A9B17204B14362D710EB6CF01E5AE92FB>
services are also available if you’re Deaf and use British Sign Language.
If you need support due to a disability please get in touch.Calls and online sessions may be monitored and recorded. Not all Telephone
Banking services are available 24 hours a day, seven days a week.Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation
Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority under registration number 119278.This information is correct as of July 2026 and is relevant to Lloyds Bank
plc products and services only.
CARDBB03
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.m_fnone{float:none !important}
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#fffffe}
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=09
/* Gmail overrides */
u~div .g_h {display: none !important}
u~div .m_minwunset {min-width: unset !important; padding-left: 24px =
!important; padding-right: 24px !important}
u~div .NMS_B_cell {width:100% !important; min-width: 100% !important; =
padding-bottom: 8px}
u~div .m_plr64 {padding-left: 24px !important; padding-right: 24px =
!important}
u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important; padding-top: 32px}
u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
u~div .g_nobg {background-image: none !important; padding-top: 32px}
u~div .g_bgnone {background-image: none !important}
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@-webkit-keyframes bugfix{
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@media yahoo {
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.y_bsbb{box-sizing:border-box !important}
}
@media (prefers-color-scheme: dark) {
.d_lightText {color: #fffffe !important;-webkit-text-fill-color: =
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.d_darkText {color: #000001 !important;-webkit-text-fill-color: =
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}
/* Outlook.com dark mode overrides */
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; color: =
#FFFFFE !important}
[data-ogsb] .darkmode_img {display: block !important}
[data-ogsb] .lightmode_img {display: none !important}
</style>
<style>
/* Gmail Dark Mode overrides */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
u ~ div .g_blend_difference {background:#000; =
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<style>
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<style>
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mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
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mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
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color:#ffffff !important;
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<style type=3D"text/css">
v\:* { behavior: url(#default#VML); display:inline-block}
o\:* { behavior: url(#default#VML); }
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<noscript>
<xml>
<o:OfficeDocumentSettings>
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<xml>
<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
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<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse: collapse}
tr { font-size:0px; line-height:0px; border-collapse: collapse; }
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<![endif]-->
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<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
<link =
href=3D"https://image.commercialemails.lloydsbank.com/Web/LloydsBankingGr=
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rel=3D"stylesheet">
<style>
/* FOR HEADINGS ONLY*/
.f_GUL_U{font-family:'GT Ultra Lloyds =
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.f_GUL_B{font-family:'GT Ultra Lloyds Bold',arial,helvetica,sans-serif =
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.f_GUL_T{font-family:'GT Ultra Lloyds Thin',arial,helvetica,sans-serif =
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/* FOR BODY COPIES AND CTAS*/
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<!--KINETIC ENABLER-->
<link =
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rel=3D"stylesheet">
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</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
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none; padding:0px; margin: 0px; text-align:center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
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<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
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<!-- [H1a] Header - preheader and security text ( white ) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
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<tr>
<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
font-size:0; line-height:0; background-color:#f1f1f1; color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; font-weight:bold">
Your Lloyds Bank credit card interest rate change
<div =
style=3D"mso-hide:all;display:none;max-height:0px;overflow:hidden">=E2=80=
=87=CD=8F
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
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=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­=20
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ =
­ ­ ­ ­ ­ ­ ­ ­ ­ </div>
</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" style=3D"margin:auto">
<tr>
<td width=3D"24" style=3D"padding-right: 8px">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
<img class=3D"darkmode_img" alt=3D"header icon" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png" =
width=3D"24" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
</div>
<img class=3D"lightmode_img" alt=3D"header icon" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B03531728-e2d3-4371-8dbd-f345f4bff036%7D_header_icon_fill_whi=
te.png" width=3D"24" style=3D"width: 24px; min-width:24px; height:auto">
</td>
<td class=3D"f_GUS_R m_w100pc" align=3D"left" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px">
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_SECURITY_HEADER_A -->We'll always include your name, <!-- =
LIVE_LB_SECURITY_HEADER_A END --></span>Mr Home<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_B -->, and the last =
four digits of an account you have with us (<!-- =
LIVE_LB_SECURITY_HEADER_B END --></span>6953<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_C -->), so you know our =
emails are genuine.<!-- LIVE_LB_SECURITY_HEADER_C END --></span>
</td>
</tr>
</table>
</td>
</tr>
</table>
=09
<!-- HERO MODULE -->
<!-- [2b] Hero (consumer) - secondary full width layout with H2 and =
CTA -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#024731; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto; =
width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" style=3D"padding-bottom:24px" valign=3D"top">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none"><a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dlogo&wt.mc=
_id=3DJuly%202026&elqTrackId=3D9ddd22f1fa9446b3a664e03d8a2fb811&elq=3D8cc=
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Bank"><img alt=3D"Lloyds Bank Logo" class=3D"darkmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" style=3D"width: 48px; height: auto; mso-hide:all; display:none; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></div>
<a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dlogo&wt.mc=
_id=3DJuly%202026&elqTrackId=3D0d51e9f7dfe047108572d6d0e66c92a7&elq=3D8cc=
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Bank"><img alt=3D"Lloyds Bank Logo" class=3D"lightmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B88ba3b8e-8454-4b0c-a5a1-e1a5ac8c7636%7D_LB_Logo_Horse_Mark_0=
24731.png" style=3D"width:48px; display:block; height:auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUL_BK m_w100pc" =
style=3D"color:#fffffe; font-family:arial,helvetica,serif; =
font-size:48px; mso-line-height-rule:exactly; line-height:52px; =
font-weight: bold; letter-spacing:-0.02em; padding-bottom: 24px" =
valign=3D"top">Interest rate update on your Lloyds Bank credit card</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding-top:24px" =
valign=3D"bottom"><!--// CTA START \\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#fffffe; =
mso-padding-alt:0 16px; border-radius:8px"><a class=3D"f_GUS_B =
cta_black" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dheader&wt.=
mc_id=3DJuly%202026&elqTrackId=3Dabe8328a51f14288999f5471e49ddaca&elq=3D8=
cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=3D1=
193&elqcst=3D272&elqcsid=3D83392&elqak=3D8AF5AEB5E34DD7EA7E97B5D47D238CEA=
A5419B17204B14362D710EB6CF01E5AE92FB" style=3D"border:1px solid #fffffe; =
background-color:#fffffe; color:#000001; display:block; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
font-weight:bold; mso-line-height-rule:exactly; line-height:24px; =
text-align:center; text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Find out more">Find out more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!-- SALUTATION -->
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; font-weight: bold; =
letter-spacing:-0.02em">Hello Robert,</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">Here’s an update on transfer rate/s on your =
Lloyds Bank credit card.<br />
<br />
The rate/s below only apply to new transfers made by 31 July 2026, =
on credit card number ending 6953.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!--CLI -->
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 32px 32px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">We also wanted to =
remind you that your credit limit has increased to £10,400.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 1 -->
<!-- X2 TEXT -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 =
auto; background-color:#C7FFC6; width:600px" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px 32px 0px 32px" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_mauto m_w100pc" style=3D"margin:auto; =
width:536px" width=3D"536"><!-- H4 heading bold -->
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; font-weight:bold; line-height:34px; =
letter-spacing:-0.02em; padding-top:16px">Balance Transfers</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:20px; mso-text-raise:-6px; =
width: 24px;" valign=3D"top" width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">0% p.a. for 12 months. =
5% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 2 -->
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 32px 32px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:20px; mso-text-raise:-6px; =
width: 24px;" valign=3D"top" width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">4.9% p.a. for 30 =
months. 0% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 3 -->
<!-- X2 TEXT -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 =
auto; background-color:#C7FFC6; width:600px" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 32px 0px 32px" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_mauto m_w100pc" style=3D"margin:auto; =
width:536px" width=3D"536"><!-- H4 heading bold -->
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; font-weight:bold; line-height:34px; =
letter-spacing:-0.02em; padding-top:16px">Money Transfers</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:20px; mso-text-raise:-6px; =
width: 24px;" valign=3D"top" width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">0% p.a. for 12 months. =
5% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 4 -->
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#C7FFC6" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 32px 32px 32px; font-size:0; =
line-height:0" valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:20px; mso-text-raise:-6px; =
width: 24px;" valign=3D"top" width=3D"24">•</td>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">4.9% p.a. for 30 =
months. 0% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER DETAILS-->
<!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:32px; font-size:0; line-height:0" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px;">Rate/s may be =
withdrawn; check your available rate/s before making a transfer. =
Transfer requests are subject to further eligibility and security checks =
at the point of request, but these will not affect your credit score.<br =
/>
<br />
When the transfer rate/s above end, any remaining balance will =
move to your standard variable interest rate. You can find this rate on =
your monthly statement.</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding-top:24px"><!--// CTA START =
\\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px"><a class=3D"f_GUS_B =
cta_black" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Db=
ack-book&utm_content=3Dbt-mt-quad&utm_term=3DCARDBB03&utm_id=3Dcta1&wt.mc=
_id=3DJuly%202026&elqTrackId=3Dcc1846d4f26a4b318eea9e849cbed347&elq=3D8cc=
9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=3D119=
3&elqcst=3D272&elqcsid=3D83416&elqak=3D8AF52524B90F100B224E65A43EB2E8A521=
C69B17204B14362D710EB6CF01E5AE92FB" style=3D"border:1px solid #000001; =
background-color:#000001; color:#fffffe; display:block; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
font-weight:bold; mso-line-height-rule:exactly; line-height:24px; =
text-align:center;text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Find out more">Find out more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- SURVEY MODULE -->
<!-- [14a] Survey (rating) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width: 600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; padding:32px 32px 0 =
32px">At Lloyds, we want you to be happy with the communications we =
share with you. How happy were you to receive this email?</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; font-weight:normal; =
text-decoration:none; padding:16px 32px 24px 32px">We may use your =
answer to improve our communications and their relevancy to you.</td>
</tr>
<tr>
<td align=3D"center" class=3D"m_pb32 m_plr16" style=3D"padding:0px =
32px 22px 32px; vertical-align:top" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto"><tr><td><![endif]-->
<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
<tbody>
<tr>
<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd8abe7&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5E77FC63AC993930EF3D0033D=
A977511B9B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Very unhappy"><img alt=3D"Very unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd38f3b5b-e765-4ccc-9fa8-64a455f5d8d7%7D_Survey_Very_Unhappy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d33bb81&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF51588C5B5073EA6FA58EC318F=
42712FE89B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Very unhappy"> <img alt=3D"Very unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0fa3502a-81b9-4320-a495-d5e2d5ecc0b8%7D_Survey_Very_Unhappy_=
Mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
<tbody>
<tr>
<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f51eef&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF51FE9852157D9BB22D6A92846=
504D7BD29B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Fairly unhappy"><img alt=3D"Fairly unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B717adfb1-f06b-46b4-a238-580a4727e4c2%7D_Survey_Fairly_Unhapp=
y_Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc749ecd9&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5670FC30F4D1499553CD0493F=
0A263FBD9B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Fairly unhappy"> <img alt=3D"Fairly unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8832ca49-c3b9-47bb-bc3b-eca9cbdaf783%7D_Survey_Fairly_Unhapp=
y_Mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
<tbody>
<tr>
<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac8162c1b&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5D01E44FD221C6C73367C0C74=
344D87239B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Neither happy or unhappy"><img alt=3D"Neither happy or unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B850b7090-38c1-454e-8d62-6a4a90413d81%7D_Survey_Neither_Desk.=
png" style=3D"display:inline-block; width:100px; height:100px; border:0; =
background-color:#C7FFC6; border-radius:8px; text-align:center; =
color:#000001; font-size:16px; line-height:24px" width=3D"96" /></a> =
<!--[if !mso]><!-- mobile image --> <a class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c2fe8d&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5BBB0F15A30BD93E5AA7112E3=
7FFEFC249B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Neither happy or unhappy"> <img alt=3D"Neither happy or =
unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B21a67aa7-ea2d-4810-81f5-55d9b8fba023%7D_Survey_Neither_Mob.p=
ng" style=3D"display:none; height:auto; width:100%; min-width: 260px; =
min-height: 39px; border:0" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
<tbody>
<tr>
<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d145c05&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5D96257EE87AF87A231049C03=
FA640B799B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Fairly happy"><img alt=3D"Fairly happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bb7f53714-91d1-4a63-8c92-a45000e63991%7D_Survey_Fairly_Happy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a7650209bbeb&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5468B870D937FFC6CCED24C40=
3137BAE89B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Fairly happy"> <img alt=3D"Fairly happy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8b1bd818-8b5e-4b89-808d-4b86f171505f%7D_Survey_Fairly_Happy_=
Mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
<tbody>
<tr>
<td class=3D"m_pb0" style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D5&elqTrackId=3D86f892589e444abeba12937496d525b7&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5889E24D2DB3305212A21AB51=
FA87628D9B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Very happy"><img alt=3D"Very happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be41a7112-4752-4059-a71c-e9d9a6cbc469%7D_Survey_Very_Happy_De=
sk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_QUAD_03_20220202&brcd=3DLTB&unid=3D1201146580914&ptid=3D10060095&t=
id=3DCARDBB03&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50a68ee&elq=
=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=
=3D1193&elqcst=3D272&elqcsid=3D22664&elqak=3D8AF5D9AAD7B891169A6B1B02AA61=
5B31CB2E9B17204B14362D710EB6CF01E5AE92FB" target=3D"_blank" =
title=3D"Very happy"> <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be8217c13-6e3d-43d9-9f0d-140e849dd21f%7D_Survey_Very_Happy_Mo=
b.png" style=3D"display:none; height:auto; width:100%; min-width: 260px; =
min-height: 39px; border:0" /> </a> <!--[endif]----></td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
<!-- CARDS SHARED FOOTER -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td class=3D"m_sharedFooter" style=3D"padding:30px 0 =
14px 0;">
<!-- LIVE_LB_CARDS_INTEREST -->
<!-- LB_CARDS_INTEREST -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ f_GUS_R" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
Per annum (p.a.) relates to the =
rate of interest you'll be charged each full or partial year, as =
applicable during the transfer period.
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- LB_NMI -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<table align=3D"center" bgcolor=3D"#ffffff" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 =
20px 16px 20px;">
<table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" =
class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Can I change =
my credit limit?</strong><br />
Yes, you can change your <a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-and=
-money-transfer.html?utm_source=3Dback-book&utm_medium=3Demail&utm_campai=
gn=3Dback-book&utm_content=3DCLIAnchorPoint&utm_id=3DBTMT&elqTrackId=3D06=
7ce78dc69a4819945066c0711c2f96&elq=3D8cc9f44b6fe44f9badf250c95d412c6a&elq=
aid=3D6259&elqat=3D1&elqCampaignId=3D1193&elqak=3D8AF521CABD4BD5B546A235C=
F50805C79C5619B17204B14362D710EB6CF01E5AE92FB#clianchorpoint" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to change your credit =
limit">credit limit</a> online just by signing into Internet Banking. =
You can then review it, decrease it or apply to increase your credit =
limit. Remember though, you cannot decrease your limit to below your =
balance. You must have at least six months of payment history on your =
account before you can request an increase of your credit limit. Credit =
limit increases are subject to status.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- LB_ADDRESS_BOOK -->
<span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> – add us to make sure you get our emails.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_PRIVACY_POLICY -->
<span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> – review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259=
&elqat=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16713&elqak=3D8AF5=
E0DAF471551D3F042DB3D46EA7F5B6249B17204B14362D710EB6CF01E5AE92FB" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_OPEN_DISCLOSURE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_OPEN_DISCLOSURE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">To help us improve the emails we send you, we collect =
basic information from your device such as when they are opened. For =
more information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqa=
t=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D57433&elqak=3D8AF579CEB=
87FF199E66A6B9A7FF6FCD8BC3C9B17204B14362D710EB6CF01E5AE92FB" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_JIT_NOTICE -->
<span style=3D"display: inline !important;"></span>
<!-- LB_IMPORTANT_INFO -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br />
<br />
We will:<br />
• Always include your name and the last four digits of an =
account you have with us.<br />
• Sometimes include links to more information to help you.<br =
/>
• Sometimes send you links to our secure app, to take you =
straight to the information you need.<br />
<br />
We will never:<br />
• Send you to a web page that asks for your log in, personal =
or banking details.<br />
<br />
If you're not sure that an email is from us:<br />
• Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
• Speak to us to check. You could do this by messaging us =
from our app or online banking.<br />
<br />
We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D5cdec01b9bb8463b9ee62a392645a885&elq=3D8cc9f44b6=
fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&elqCampaignId=3D1193&elqc=
st=3D272&elqcsid=3D16710&elqak=3D8AF5A5144B273CFF93FECBF6B6245C3A90FC9B17=
204B14362D710EB6CF01E5AE92FB" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_RELAY_SERVICE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us.</span><br />
You can call us using Relay UK if you have a hearing or speech =
impairment. There's more information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3Dc59c9d0ef4524b318905aa851=
721008b&elq=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&elqat=3D1&el=
qCampaignId=3D1193&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF54F795B3170B6E=
57C2F056658F4DEAF739B17204B14362D710EB6CF01E5AE92FB" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about Relay UK.">Relay UK</a> =
help pages.<br />
<a =
href=3D"https://www.lloydsbank.com/signvideo?elqTrackId=3Debf3920cd79c473=
1b2dc8e9a61a0bd33&elq=3D8cc9f44b6fe44f9badf250c95d412c6a&elqaid=3D6259&el=
qat=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF54F1=
2A0B63E673B946471A219BADFB52A9B17204B14362D710EB6CF01E5AE92FB" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about SignVideo =
services.">SignVideo</a> services are also available if you’re =
Deaf and use British Sign Language.<br />
If you need support due to a disability please get in touch.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_CALLS_MONITORED -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded. Not all Telephone Banking services are available 24 hours =
a day, seven days a week.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_REG_OFFICE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_REG_OFFICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25 Gresham Street, London =
EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank =
plc is authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 119278.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_LSB -->
<span style=3D"display: inline !important;"></span>
<!-- LB_AS_AT_DATE -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ f_GUS_R" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
<span style=3D"display: =
inline !important;"><!-- LB_AS_AT_DATE_A -->This information is correct =
as of <!-- LB_AS_AT_DATE_A END --></span><!-- UPDATE -->July 2026<!-- =
END --><span style=3D"display: inline !important;"><!-- LB_AS_AT_DATE_B =
--> and is relevant to Lloyds Bank plc products and services =
only.<!-- LB_AS_AT_DATE_B END --></span>
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- TEMPLATE ID -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ f_GUS_R" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
CARDBB03
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- CARDS SHARED FOOTER END -->
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent"/>
<!--[endif]--><!---->
</div>
</body></html>
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