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Reply-To: "Lloyds Bank" <commercial.banking@lloydsbanking.com>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?Your_Bounce_Back_Loan_repayments?=
=?utf-8?Q?_start_in_3_months=E2=80=99_time?=
Date: Thu, 18 Feb 2021 11:37:11 +0100
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You’ll soon need to start repayments on your Bounce Back LoanWe
want you to recognise a fraudulent email if you receive one, so we will
always greet you personally using your title, last name and the last four
digits of your bank account number: ****4708We
track the emails we send you. There's more detail towards the end of this
email. <http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B3f5a0148-2223-4826-92de-05b2302ae7d0%7D_desktop_BB_strip_2x.png>
<https://www.lloydsbank.com/business/home.html?elqTrackId=7fbdc3af52a44fad863ebb16747fae6a&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
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You’ll soon need to start repayments on your Bounce Back Loan
Dear Mr Home
We hope you are keeping safe and well and your Bounce Back Loan is helping
your business at this difficult time.
The 12-month capital repayment holiday on your Bounce Back Loan ends soon.
The interest for the first year of your loan was paid for by the Government
via a Business Interruption Payment.
Your first capital repayment is due on 7 June 2021. You’ll need to make
monthly capital repayments to repay the amount you borrowed from this date,
plus interest from the date your repayment holiday ends.
This email is to help you start planning for your capital repayments. It
also includes information about what additional support is available to you.
When your repayments will start and how much you’ll pay
We’ll automatically collect your capital repayments using the payment
details set up when you opened your loan on 5 May 2020. If your payment
details have since changed, please let us know.
This is what to expect:
Your loan is for £50000.00
You now owe - this takes into account any repayments you’ve already made
£50000.00
Your first monthly repayment date 7 June 2021
Your first monthly capital repayment amount £833.33, plus 2.5% interest
from the date your capital repayment holiday ends.
We calculate interest daily on the balance you owe and you’ll pay this
monthly at the same time as your capital repayment.
You’ll pay less interest if you pay back early
If you no longer need the loan, you can choose to pay it back early. You’ll
then pay less interest. There are no early repayment charges and you won’t
pay any interest if you pay the full amount before 4 May 2021. Or you can
make a one-off partial repayment, as well as additional payments on a
regular basis, and doing so will also help save you money on your interest
payments.
To make early payments, please log on to Online for Business
<https://www.lloydsbank.com/business/home.html?utm_source=outbound_marketing&utm_medium=email&utm_campaign=lloyds_payg_t3&utm_content=o4b_logon
&elqTrackId=b876bd92be404d938d3548d8afe0fb5c&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309&elqcst=272&elqcsid=2226>
If you have other borrowings, you may want to think about repaying them
before making additional payments to your Bounce Back Loan.
Your other repayment options
The Government has announced Pay As You Grow options for Bounce Back
borrowers to help businesses get back to regular trading. Pay As You Grow
could give you more time and flexibility to pay back your loan. Using these
options won’t affect your credit score, though it may influence how we
assess your creditworthiness in the future and your loan may cost you more
overall.
<http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B4bd1c4dd-dea5-4fa1-98fa-439185612349%7D_loans_icon_2x.png>
A month before your first payment is due, Pay As You Grow options will be
available for you to select and we’ll write to you again before then. We’ve
explained more further down this email and you can read more about these
visit our website
<https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/pay-as-you-grow.html?utm_source=outbound_marketing&utm_medium=email&utm_campaign=lloyds_payg_t3&utm_content=payg_options&elqTrackId=ed10e4c61cb74fe18f4487fcca179e6d&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
where you you’ll be able to see more details on the options available to you
as well as the effect each option would have on your Bounce Back Loan.
You’ll be able to set up your Pay As You Grow options by logging on to
Online for Business
<https://www.lloydsbank.com/business/home.html?utm_source=outbound_marketing&utm_medium=email&utm_campaign=lloyds_payg_t3&utm_content=o4b_logon&elqTrackId=30b48478ea674dfa963a8d33e0f15f66&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309&elqcst=272&elqcsid=2229>
.
We’re here to help
We’ll contact you again next month to remind you of your options. If you’re
worried about your finances in the meantime there are organisations who can
help you. These are listed at the end of this email.
Yours sincerely
Gareth Oakley
Managing Director, Business Banking <http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsB
ankingGroup2/%7Bf21a0fe9-7dec-40f1-b1f8-fa41d280185a%7D_calculator_icon_2x.png>
Your other repayment options
The Pay As You Grow options you will be able to choose from are as follows:
If you’re able to repay a smaller amount each month:
1. You could request an extension of your loan term from six years to ten
years at the same interest rate of 2.5%.
• You’ll accrue more interest, so the total amount you owe will increase
unless you repay early.
If you’re considering this option you should think carefully about your
ability to repay over a longer time frame, taking into account such things
as if you intend to cease trading or retire within the revised term of your
Bounce Back Loan.
<http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bed91d119-a903-4a58-8c1e-bac9f26b00b4%7D_ltb-green-arrow-desk.png>
<http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bd6da2afb-fd7f-4a55-a7ef-c2e122fcea87%7D_ltb-green-arrow-mob.png>
If you would like to see how your repayments would change
Use our Pay As You Grow calculator
<https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/pay-as-you-grow.html?utm_source=outbound_marketing&utm_medium=email&utm_campaign=lloyds_payg_t3&utm_content=payg_options&elqTrackId=03bb07955ec44f2aaca44d2f3c17a072&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
<http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B25393263-291c-490a-b133-bbb2cf18a607%7D_ltb-purple-arrow-desk.png>
<http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B2dda1e4f-bc2d-4fea-9421-f0492ce9fd5b%7D_ltb-purple-arrow-mob.png>
If you expect to be in a better position to repay in the future:
2. You could reduce your monthly capital repayments for six months by
paying interest only.
• The total amount you owe will go up. This is because your interest costs
increase.
• This option is available up to three times during the term of your Bounce
Back Loan.
OR
3. You could take a payment holiday for six months. You’ll make no capital
repayments or interest payments during this time.
• The total amount you owe will go up. This is because your interest costs
increase.
• This option is available once during the term of your Bounce Back Loan.
Options 2 and 3 will be available throughout the course of your loan term
and can be used consecutively. Option 1 can be used together with either
option 2 or 3. After selecting any option there will be a period of time
until you can select another option.
To read more about Pay As You Grow options and how they affect your Bounce
Back Loan, visit our website
<https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/pay-as-you-grow.html?utm_source=outbound_marketing&utm_medium=email&utm_campaign=lloyds_payg_t3&utm_content=payg_options&elqTrackId=fade8a68f8b54481bf5a68e22eb9787d&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
where you can also find out more about making your repayments.
You can also contact the following organisations for free advice
These organisations give free, independent advice and can help you with
whatever money worries you have.
Citizens Advice Call 03444 111 444 www.citizensadvice.org.uk
<https://www.citizensadvice.org.uk/?elqTrackId=335616de1ad244ed8d8d05dc01b56f26&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
National Debtline Call 0808 808 4000 www.nationaldebtline.org
<https://www.nationaldebtline.org/?elqTrackId=86031302d9174a6d923acde8fd9cace9&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
Money and Pensions Service Call 0800 138 7777
www.moneyadviceservice.org.uk
<https://www.moneyadviceservice.org.uk/en?elqTrackId=749c55b2ae534ef28edb219f48f8ddfc&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
Business Debtline Call 0800 197 6026 www.businessdebtline.org
<https://www.businessdebtline.org/?elqTrackId=7a40cdc2823e4fe2938d0b5292dba550&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
The Farming Community Network Call 03000 111 999 www.fcn.org.uk
<https://fcn.org.uk/?elqTrackId=e1b3d8814b0746158b8ec32403ff9d0d&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
Reminder of your Bounce Back Loan terms and conditions
When you applied for your Bounce Back Loan, you declared that you understood
that:
• You're fully liable for all repayments, and if you're unable to meet
these obligations, this could negatively affect your credit score.
• The 100% Government guarantee is provided to cover any losses the lender
makes and does not cover any losses that you might suffer if you're unable
to meet your payment obligations.
• We would not carry out any affordability checks on your application.
For the full set of declarations you made, please refer to your Bounce Back
Loan application form.
Security Information
Lloyds Bank never send emails that ask for confidential or security
information. We’ll never send you an email asking for your log on details,
or direct you to a webpage that asks for this information. Visit our online
security pages
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=a6b2378b3483437b9523bb05d20a9303&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
for more details.
Please note that any data sent via e-mail is not secure and could be read by
others.
Email Tracking – review our Cookies Policy
<https://www.lloydsbank.com/cookies.html?elqTrackId=de79d4cc6f184d908d46d142ea4ce46b&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
.
We track emails to help us improve the communications we send. We use small
images called pixels within our emails to tell us things like whether you
opened the email, how many times and the device you used. We may also set a
cookie to find out if you clicked on any links in the email.
Our service promise
If you experience a problem, we will always try to resolve it as quickly as
possible. Please bring it to the attention of any member of staff. Our
complaints procedures are published at
<https://www.lloydsbank.com/business/contact-us.html?elqTrackId=2b3e6dbe9bef4f46a77c135a95739a46&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309&elqcst=272&elqcsid=2238>
lloydsbank.com/business/contactus
If you have a hearing or speech impairment you can use Relay UK. More
information on the Relay UK Service can be found at: relayuk.bt.com
<https://www.relayuk.bt.com/?elqTrackId=6bcbfca94fb54c3982bda3438678fc33&elq=1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=890&elqat=1&elqCampaignId=309>
Calls may be monitored or recorded in case we need to check we have carried
out your instructions correctly and to help improve our quality of service.
Occasionally we may need to carry out essential maintenance, resulting in
some interruption to service.
While all reasonable care has been taken to ensure that the information
provided is correct, no liability is accepted by Lloyds Bank for any loss or
damage caused to any person relying on any statement or omission. This is
for information only and should not be relied upon as offering advice for
any set of circumstances. Specific advice should always be sought in each
instance.
We send communications like this, either for legal reasons or to let you
know about changes to your accounts or services.
We adhere to The Standards of Lending Practice which are monitored and
enforced by the LSB and apply to businesses which have an annual turnover of
no more than £25 million.
Eligible deposits with us are protected by the Financial Services
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman
Service (FOS). Please note that due to FSCS and FOS eligibility criteria not
all business customers will be covered.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN.
Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority under
Registration Number 119278.
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.d_darkText{color:#323233 !important;}
}
/* hotmail dark mode*/
[data-ogsc] .d_lightText{color:#fffffe !important;}
[data-ogsc] .d_darkText{color:#323233 !important;}
</style>
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior: url(#default#VML); display:inline-block}
o\:* { behavior: url(#default#VML); }
</style>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse: collapse;}
tr { font-size:0px; line-height:0px; border-collapse: collapse; =
}
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'LBJ' -->
<style type=3D"text/css">
/* latin */
@font-face {
font-family:'Lloyds Bank Jack';
font-style:normal;
font-weight:400;
src:local('Lloyds Bank Jack'), local('LloydsBankJack'), =
url(https://www.lloydsbank.com/assets/fonts/LloydsBankJackRegular/lloyds_=
bank_jack-regularWEB.woff) format('woff');
}
.f_LBJ{font-family:'Lloyds Bank Jack',arial,helvetica,sans-serif =
!important;}
</style>
<!--[endif]----><!---->
</head>
<body class=3D"m_w100pc" style=3D"border: 0px none; padding: 0px; =
margin: 0px; text-align: center; font-size: 0px; line-height: 0; =
font-family: arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative;" topmargin=3D"0" rightmargin=3D"0" leftmargin=3D"0" =
bottommargin=3D"0">
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0;" class=3D"">
<!-- [H1a] HEADER (basic)-->
<!-- PREHEADER -->
<!-- [H1a] HEADER (basic)--><!-- PREHEADER -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:11px 20px 11px 20px; =
position:relative;font-size:0; line-height:0;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:100%;" =
width=3D"100%">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; font-weight:bold; padding-bottom:5px;" =
width=3D"600">You’ll soon need to start repayments on your Bounce =
Back Loan</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; padding-bottom: 15px" width=3D"600">We want you to =
recognise a fraudulent email if you receive one, so we will always greet =
you personally using your title, last name and the<!--START - only =
output if SLTTN used--> <!--END - only output if SLTTN used--> last four =
digits of your bank account number: ****4708</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;" width=3D"600">We track the emails we send you. =
There's more detail towards the end of this email.</td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!-- START - IF SEGMENT FIELD =3D RBB, SHOW BUSINESS BANKING-->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"background-color:#006A4D; margin:auto;" =
valign=3D"top" width=3D"600">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#024731; =
background-image:url(http://image.emails.lloydsbanking.com/EloquaImages/c=
lients/LloydsBankingGroup/%7B315c86b2-738a-4665-88bd-a5b1bda18760%7D_mobi=
le_BB_strip_2x.png); background-size:320px 30px; =
background-position:center; color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:10px; =
line-height:22px; letter-spacing:3.5px; text-decoration:none; =
height:34px;"><img alt=3D"BUSINESS BANKING" class=3D"m_h" height=3D"34" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B3f5a0148-2223-4826-92de-05b2302ae7d0%7D_desktop_BB=
_strip_2x.png" width=3D"600" /></td>
</tr>
</tbody>
</table>
<!-- END - IF SEGMENT FIELD =3D RBB, SHOW BUSINESS BANKING-->
=20
<table class=3D"m_w100pc" valign=3D"top" =
style=3D"background-color:#006A4D; margin:auto;" width=3D"600" =
height=3D"74" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
align=3D"center">
<tbody><tr>
<td style=3D"background-color:#006A4D; width:600px; =
height:74px; vertical-align:top; font-size:0; line-height:0;" =
valign=3D"top">
<table class=3D"m_w100pc" style=3D"margin:auto;" =
width=3D"600" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
align=3D"center">
<tbody><tr>
<td class=3D"m_w100pc" title=3D"Lloyds Logo" =
alt=3D"Lloyds Logo" style=3D"vertical-align:middle; text-align:left; =
background-image:url('http://image.commercialemails.lloydsbank.com/Eloqua=
Images/clients/LloydsBankingGroup2/%7Bbbbd67e3-5a5c-4a05-a83d-803fa2cd49b=
7%7D_desktop_logo_strap_notag_2x.jpg'); background-size:600px 74px; =
background-position:left; width:600px; height:74px;"><a =
href=3D"https://www.lloydsbank.com/business/home.html?elqTrackId=3D7fbdc3=
af52a44fad863ebb16747fae6a&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D=
890&elqat=3D1&elqCampaignId=3D309" target=3D"_blank" title=3D"Lloyds" =
style=3D"font-size:20px; line-height:1.2em; color:#fffffe;"><img =
class=3D"m_h" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7Bbbbd67e3-5a5c-4a05-a83d-803fa2cd49b7%7D_desktop_lo=
go_strap_notag_2x.jpg" alt=3D"Lloyds Bank" width=3D"600" height=3D"74" =
border=3D"0" style=3D"width:600px; height:74px;"></a>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!-- [3b] BANNER (swap) -->
<table class=3D"m_w100pc m_hauto" style=3D"margin:auto;" =
width=3D"600" height=3D"190" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td style=3D"font-size:0; line-height:0;" valign=3D"top" =
align=3D"left">
<img class=3D"d_w100pc d_hauto m_h" alt=3D"What you =
need to know about your Bounce Back Loan repayments" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B34d6272a-1366-4c8d-a546-59d37139b284%7D_hero-desk.=
png" width=3D"600">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7Bb7d8a108-97dc-454c-88af-e67f3646af25%7D_hero-mob.p=
ng" alt=3D"What you need to know about your Bounce Back Loan repayments" =
style=3D"display:none; height:auto; width:100%;" width=3D"300">
<!--[endif]----><!---->
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
bgcolor=3D"#f1f1f1;"><tbody><tr><td style=3D"background-color:#f1f1f1; =
height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;" class=3D""> </td></tr></tbody></table>
<!-- [4a] TEXT (with H2) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px; mso-padding-alt:25px =
20px 25px 20px; font-size:0; line-height:0;" valign=3D"top" =
align=3D"left" class=3D"">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"left">
You=E2=80=99ll soon need to start =
repayments on your Bounce Back Loan
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
<!--remove if no salutation-->Dear Mr =
Home <br><br>
We hope you are keeping safe and well =
and your Bounce Back Loan is helping your business at this difficult =
time. <br><br>
The 12-month capital repayment holiday =
on your Bounce Back Loan ends soon. The interest for the first year of =
your loan was paid for by the Government via a Business Interruption =
Payment. <br><br>
Your first capital repayment is due on =
<strong class=3D"">7 June 2021</strong>. You=E2=80=99ll need to make =
monthly capital repayments to repay the amount you borrowed from this =
date, plus interest from the date your repayment holiday ends.<br><br>
This email is to help you start planning =
for your capital repayments. It also includes information about what =
additional support is available to you.=20
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
bgcolor=3D"#f1f1f1;"><tbody><tr><td style=3D"background-color:#f1f1f1; =
height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;" class=3D""> </td></tr></tbody></table>
<!-- [4b] TEXT (with H4, salutation) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#2178B0" =
style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding:30px =
20px 20px 20px; mso-padding-alt:25px 20px 20px 20px; font-size:0; =
line-height:0;" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560" =
style=3D"margin:auto;">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:18px; line-height:22px; font-weight:bold; =
text-decoration:none; padding-bottom:20px;">
When your repayments will start and how =
much you=E2=80=99ll pay
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;">
We=E2=80=99ll automatically collect your =
capital repayments using the payment details set up when you opened your =
loan on <strong> 5 May 2020</strong>. If your payment details have since =
changed, please let us know.<br><br>
This is what to expect:
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#2178B0;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#2178B0" align=3D"center">
<tbody><tr>
<td style=3D"padding:0; font-size: 0px; line-height: =
0px; mso-line-height-rule:exactly; border-collapse: collapse">
<table class=3D"m_w100pc-30" style=3D"width:560px;" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">
<tbody>
<tr>
<td style=3D"border-top:1px solid #2178B0; =
border-left:1px solid #2178B0; border-right:1px solid #2178B0; =
border-bottom:1px solid #2178B0;font-size: 0px; line-height: 0px;">
<table class=3D"m_w100pc =
m_tableFontReduction" style=3D"width:560px;" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" align=3D"left">
<tbody>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
20px 14px 16px; width:352px; background-color:#ffffff" valign=3D"top" =
align=3D"left">
<strong>Your loan is =
for</strong>
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
16px 14px 16px; width:352px; background-color: #D5DBDD" valign=3D"top" =
align=3D"left">
=
<strong>=C2=A350000.00</strong>
</td>
</tr>
<tr>
<td colspan=3D"2" =
class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;border-bottom:1px solid #2178B0;" height=3D"1" =
align=3D"center"><table class=3D"m_w100pc-30" width=3D"528" height=3D"1" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box; "> </td></tr></tbody></table></td>
</tr>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
20px 14px 16px; width:352px; background-color:#ffffff" valign=3D"top" =
align=3D"left">
You now owe - this takes =
into account any repayments you=E2=80=99ve already made
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
16px 14px 16px; width:352px; background-color: #D5DBDD" valign=3D"top" =
align=3D"left">
=C2=A350000.00
</td>
</tr>
<tr>
<td colspan=3D"2" =
class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;border-bottom:1px solid #2178B0;" height=3D"1" =
align=3D"center"><table class=3D"m_w100pc-30" width=3D"528" height=3D"1" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box; "> </td></tr></tbody></table></td>
</tr>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
20px 14px 16px; width:352px; background-color:#ffffff" valign=3D"top" =
align=3D"left">
Your first monthly =
repayment date
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
16px 14px 16px; width:352px; background-color: #D5DBDD" valign=3D"top" =
align=3D"left">
7 June 2021
</td>
</tr>
<tr>
<td colspan=3D"2" =
class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;border-bottom:1px solid #2178B0;" height=3D"1" =
align=3D"center"><table class=3D"m_w100pc-30" width=3D"528" height=3D"1" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box; "> </td></tr></tbody></table></td>
</tr>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
20px 14px 16px; width:352px; background-color:#ffffff" valign=3D"top" =
align=3D"left">
Your first monthly =
capital repayment amount
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323233; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding:15px =
16px 14px 16px; width:332px; background-color: #D5DBDD" valign=3D"top" =
align=3D"left">
=C2=A3833.33, =
<strong>plus</strong> 2.5% interest from the date your capital repayment =
holiday ends.
</td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br =
/> <![endif]-->
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<!-- [4b] TEXT (with H4, salutation) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#2178B0" =
style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding:20px =
20px 30px 20px; mso-padding-alt:20px 20px 25px 20px; font-size:0; =
line-height:0;" class=3D"">
<table class=3D"m_w100pc m_mauto" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560" =
style=3D"margin:auto;">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;">
We calculate interest daily on the =
balance you owe and you=E2=80=99ll pay this monthly at the same time as =
your capital repayment.
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;"> </td></tr></tbody></table>
<!-- [4b] TEXT (with H4, salutation) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px 20px 20px; =
mso-padding-alt:25px 20px 20px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"left">
You=E2=80=99ll pay less interest if you =
pay back early=20
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
If you no longer need the loan, you can =
choose to pay it back early. You=E2=80=99ll then pay less interest. =
There are no early repayment charges and you won=E2=80=99t pay any =
interest if you pay the full amount before <strong>4 May 2021</strong>. =
Or you can make a one-off partial repayment, as well as additional =
payments on a regular basis, and doing so will also help save you money =
on your interest payments.
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!--START - SHOW IF Registered for O4B/BIB-->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 20px 20px 20px; =
mso-padding-alt:0px 20px 20px 20px; font-size:0; line-height:0;" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">To make early payments, please =
<a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_source=3Doutbou=
nd_marketing&utm_medium=3Demail&utm_campaign=3Dlloyds_payg_t3&utm_content=
=3Do4b_logon =
&elqTrackId=3Db876bd92be404d938d3548d8afe0fb5c&elq=3D1ef39b5284f54b7cbdea=
9e1798d8ccc8&elqaid=3D890&elqat=3D1&elqCampaignId=3D309&elqcst=3D272&elqc=
sid=3D2226" style=3D"color:#006a4d; text-decoration: underline" =
target=3D"_blank" title=3D"log on to Online for Business">log on to =
Online for Business</a></td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!--END - SHOW IF Registered for O4B/BIB-->
=20
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:0px 20px 30px 20px; =
mso-padding-alt:0px 20px 25px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left" class=3D"">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
If you have other borrowings, you may want =
to think about repaying them before making additional payments to your =
Bounce Back Loan. =20
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;"> </td></tr></tbody></table>
=20
<!-- [4a] TEXT (with H2) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px 20px 20px; =
mso-padding-alt:25px 20px 20px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"left">
Your other repayment options
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
The Government has announced <strong>Pay =
As You Grow</strong> options for Bounce Back borrowers to help =
businesses get back to regular trading. <strong>Pay As You Grow</strong> =
could give you more time and flexibility to pay back your loan. Using =
these options won=E2=80=99t affect your credit score, though it may =
influence how we assess your creditworthiness in the future and your =
loan may cost you more overall.=20
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
background-color: #ffffff" bgcolor=3D"#ffffff">
<tbody><tr>
<td align=3D"left">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#006a4d" style=3D"margin:auto; background-color:#006a4d; ">
<tbody><tr valign=3D"top">
<td class=3D"m_p30_20" style=3D"width:52px; =
padding:30px 20px 0px 20px;">
<img class=3D"m_mauto" alt=3D"loans" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B4bd1c4dd-dea5-4fa1-98fa-439185612349%7D_loans_icon=
_2x.png" width=3D"52" height=3D"52" border=3D"0" style=3D"display: =
block; width:52px; height:52px;">
</td>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; padding:30px =
20px 30px 0px; mso-padding-alt:25px 20px 25px 0px;">
A month before your first payment is =
due, Pay As You Grow options will be available for you to select and =
we=E2=80=99ll write to you again before then. We=E2=80=99ve explained =
more further down this email and you can read more about these <a =
href=3D"https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/=
pay-as-you-grow.html?utm_source=3Doutbound_marketing&utm_medium=3Demail&u=
tm_campaign=3Dlloyds_payg_t3&utm_content=3Dpayg_options&elqTrackId=3Ded10=
e4c61cb74fe18f4487fcca179e6d&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqai=
d=3D890&elqat=3D1&elqCampaignId=3D309" target=3D"_blank" title=3D"visit =
our website" style=3D"color:#ffffff; text-decoration: underline">visit =
our website</a> where you you=E2=80=99ll be able to see more details on =
the options available to you as well as the effect each option would =
have on your Bounce Back Loan.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=20
<!--START - SHOW IF Customers already registered for O4B/BIB-->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:20px 20px 30px 20px; =
mso-padding-alt:20px 20px 25px 20px; font-size:0; line-height:0;" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">You’ll be able to set up =
your Pay As You Grow options by <a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_source=3Doutbou=
nd_marketing&utm_medium=3Demail&utm_campaign=3Dlloyds_payg_t3&utm_content=
=3Do4b_logon&elqTrackId=3D30b48478ea674dfa963a8d33e0f15f66&elq=3D1ef39b52=
84f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D1&elqCampaignId=3D309&elqcs=
t=3D272&elqcsid=3D2229" style=3D"color:#006a4d; text-decoration: =
underline" target=3D"_blank" title=3D"logging on to Online for =
Business">logging on to Online for Business</a>.</td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!--END - SHOW IF Customers already registered for O4B/BIB--> =20
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;" =
class=3D"eloqua-contenteditable-highlight"> </td></tr></tbody></tabl=
e>
=20
<!-- [4a] TEXT (with H2) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px 20px 20px; =
mso-padding-alt:25px 20px 20px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left" class=3D"">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"left">
We=E2=80=99re here to help
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
We=E2=80=99ll contact you again next =
month to remind you of your options. If you=E2=80=99re worried about =
your finances in the meantime there are organisations who can help you. =
These are listed at the end of this email.<br><br>Yours sincerely
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!--START - SHOW IF SEGMENT =3D BB-->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0px 20px 30px 20px; =
mso-padding-alt:0px 20px 25px 20px; font-size:0; line-height:0;" =
valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;"><strong>Gareth =
Oakley</strong><br />
Managing Director, Business Banking</td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!--END - SHOW IF SEGMENT =3D BB-->
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;" class=3D""> </td></tr></tbody></table>
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#2178B0" =
style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td align=3D"center">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#2178B0" style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td class=3D"m_p20_0 m_w70" =
style=3D"width:50px; padding:20px 0px 20px 0px; mso-padding-alt:20px =
24px 20px 22px;" align=3D"center">
<img class=3D"m_mauto" alt=3D"" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7Bf21a0fe9-7dec-40f1-b1f8-fa41d280185a%7D_calculator=
_icon_2x.png" width=3D"52" height=3D"52" border=3D"0" style=3D"display: =
block; width:52px; height:52px;">
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#2178B0" =
style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td align=3D"left">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#2178B0" style=3D"margin:auto; background-color:#2178B0;">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"center" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:22px; line-height:26px; font-weight:bold; =
text-decoration:none; padding-bottom: 20px">
Your other repayment options
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style=3D"padding:0px 20px 30px 20px; font-size:0; =
line-height:0;" class=3D"">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"center" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; ">
The Pay As You Grow options you will be able to choose =
from are as follows:
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
background-color:#ffffff;" bgcolor=3D"#ffffff">
<tbody><tr>
<td style=3D"padding:20px 20px 0px 20px; font-size:0; =
line-height:0; ">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"background-color:#0b6a4e;" width=3D"560">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; line-height:20px; =
text-decoration:none; padding:20px; background-color: #024731">
If you=E2=80=99re able to repay a smaller =
amount each month:=20
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; padding: 20px =
15px 20px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
1.
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
You could request an extension =
of your loan term from six years to ten years at the same interest rate =
of 2.5%.
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:20px; text-decoration:none; padding:0px 15px =
20px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
=E2=80=A2
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
You=E2=80=99ll accrue more =
interest, so the total amount you owe will increase unless you repay =
early.=20
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:18px; text-decoration:none; padding: 0px =
20px 20px 20px">
<strong class=3D"">If you=E2=80=99re =
considering this option you should think carefully about your ability to =
repay over a longer time frame, taking into account such things as if =
you intend to cease trading or retire within the revised term of your =
Bounce Back Loan.</strong>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<table class=3D"m_w100pc m_hauto" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
height=3D"20" style=3D"margin:auto; background-color: #ffffff" =
bgcolor=3D"#ffffff">
<tbody><tr>
<td align=3D"left" valign=3D"top">
<img class=3D"d_w100pc d_hauto m_h" alt=3D"arrow" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7Bed91d119-a903-4a58-8c1e-bac9f26b00b4%7D_ltb-green-=
arrow-desk.png" width=3D"600">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7Bd6da2afb-fd7f-4a55-a7ef-c2e122fcea87%7D_ltb-green-=
arrow-mob.png" alt=3D"arrow" width=3D"300" style=3D"display:none; =
height:auto; width:100%;">
<!--[endif]----><!---->
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto;">
<tbody><tr>
<td align=3D"left">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"center" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:18px; font-weight: bold; line-height:22px; =
text-decoration:none; padding: 30px 20px 0px 20px">
If you would like to see how your repayments =
would change
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td style=3D"padding:30px 20px 30px 20px; font-size:0; =
line-height:0; background-color:#ffffff;" class=3D"">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
<tbody><tr>
<td align=3D"center" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:15px; line-height:20px; text-decoration:none;">
<!--// CTA START \\-->
<table cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tbody><tr><td align=3D"center" =
style=3D"background-color:#2178B0; mso-padding-alt:0 30px;">
<a class=3D"f_LBJ_M =
d_lightText" =
href=3D"https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/=
pay-as-you-grow.html?utm_source=3Doutbound_marketing&utm_medium=3Demail&u=
tm_campaign=3Dlloyds_payg_t3&utm_content=3Dpayg_options&elqTrackId=3D03bb=
07955ec44f2aaca44d2f3c17a072&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqai=
d=3D890&elqat=3D1&elqCampaignId=3D309" target=3D"_blank" title=3D"Use =
our Pay As You Grow calculator" style=3D"border:1px solid #2178B0; =
background-color:#2178B0; color:#ffffff; display:block; =
font-family:Arial,helvetica,sans-serif; font-size:15px; =
font-weight:bold; mso-line-height-rule:exactly; line-height:24px; =
text-align:center; text-decoration:none; padding:9px 30px 9px 30px; =
mso-padding-alt:14px 15px 14px 15px;">Use our Pay As You Grow =
calculator</a>
</td></tr></tbody></table>
<!--// CTA END \\-->
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=20
<!-- [3b] BANNER (swap) -->
<table class=3D"m_w100pc m_hauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" height=3D"20" =
style=3D"margin:auto; background-color: #ffffff" bgcolor=3D"#ffffff">
<tbody><tr>
<td align=3D"left" valign=3D"top">
<img class=3D"d_w100pc d_hauto m_h" alt=3D"arrow" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B25393263-291c-490a-b133-bbb2cf18a607%7D_ltb-purple=
-arrow-desk.png" width=3D"600">
<!--[if !mso]><!-- mobile image -->
<img class=3D"m_d_b m_w100pc" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B2dda1e4f-bc2d-4fea-9421-f0492ce9fd5b%7D_ltb-purple=
-arrow-mob.png" alt=3D"arrow" width=3D"300" style=3D"display:none; =
height:auto; width:100%;">
<!--[endif]----><!---->
</td>
</tr>
</tbody></table>
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
background-color:#ffffff;" bgcolor=3D"#ffffff">
<tbody><tr>
<td style=3D"padding:0px 20px 0px 20px; font-size:0; =
line-height:0; ">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"background-color:#6c4286;" width=3D"560">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#ffffff; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; line-height:20px; =
text-decoration:none; padding:20px;background-color: #481468">
If you expect to be in a better position =
to repay in the future:
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; padding: 20px =
15px 20px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
2.
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
You could reduce your monthly =
capital repayments for six months by paying interest only.
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:20px; text-decoration:none; padding: 0px =
15px 0px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
=E2=80=A2
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
The total amount you owe will =
go up. This is because your interest costs increase.
</td>
</tr>
<tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
=E2=80=A2
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
This option is available up =
to three times during the term of your Bounce Back Loan.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<!-- COMPONENT - [x1] title text -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
<tbody><tr>
<td align=3D"left" valign=3D"top" style=3D"padding: 0px =
20px; font-size: 0; line-height: 0">
<table class=3D"m_w100pc m_mauto" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560" =
style=3D"margin:auto; background-color:#6c4286;">
<tbody><tr>
<td align=3D"left" height=3D"25" =
style=3D"height:30px;"> </td>
<td class=3D"f_LBJ" rowspan=3D"3" =
align=3D"center" style=3D"height:60px; width:100px; color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:28px; =
line-height:36px; font-weight:normal; text-decoration:none; padding:5px =
0 5px 0; vertical-align:middle;">
OR
</td>
<td align=3D"left" height=3D"25" =
style=3D"height:30px;"> </td>
</tr>
<tr>
<td class=3D"" align=3D"left" height=3D"2" =
style=3D"font-size:0; line-height:0; height:1px; =
background-color:#ffffff;"> </td>
<td class=3D"" align=3D"left" height=3D"2" =
style=3D"font-size:0; line-height:0; height:1px; =
background-color:#ffffff;"> </td>
</tr>
<tr>
<td class=3D"" align=3D"left" height=3D"25" =
style=3D"height:30px;"> </td>
<td class=3D"" align=3D"left" height=3D"25" =
style=3D"height:30px;"> </td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
background-color:#ffffff;" bgcolor=3D"#ffffff">
<tbody><tr>
<td style=3D"padding:0px 20px 0px 20px; font-size:0; =
line-height:0; ">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"background-color:#6c4286;" width=3D"560">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; padding: 0px =
15px 20px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
3.
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;">
You could take a payment =
holiday for six months. You=E2=80=99ll make no capital repayments or =
interest payments during this time.
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#6b777c; font-family:arial,helvetica,sans-serif; =
font-size:14px; line-height:20px; text-decoration:none; padding: 0px =
15px 20px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"525">
<tbody><tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
=E2=80=A2
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
The total amount you owe will =
go up. This is because your interest costs increase.
</td>
</tr>
<tr>
<td valign=3D"top" width=3D"15" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
=E2=80=A2
</td>
<td valign=3D"top" =
class=3D"f_LBJ" align=3D"left" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;">
This option is available once =
during the term of your Bounce Back Loan.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto;">
<tbody><tr>
<td style=3D"padding:30px 20px; font-size:0; =
line-height:0; background-color:#ffffff;">
<table class=3D"m_w100pc m_mauto m_fnone" =
align=3D"center" cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
<tbody><tr>
<td class=3D"f_LBJ" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; ">
Options 2 and 3 will be available throughout the =
course of your loan term and can be used consecutively. Option 1 can be =
used together with either option 2 or 3. After selecting any option =
there will be a period of time until you can select another =
option.<br><br>
To read more about Pay As You Grow =
options and how they affect your Bounce Back Loan, <a =
href=3D"https://www.lloydsbank.com/business/coronavirus/bounce-back-loan/=
pay-as-you-grow.html?utm_source=3Doutbound_marketing&utm_medium=3Demail&u=
tm_campaign=3Dlloyds_payg_t3&utm_content=3Dpayg_options&elqTrackId=3Dfade=
8a68f8b54481bf5a68e22eb9787d&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqai=
d=3D890&elqat=3D1&elqCampaignId=3D309" target=3D"_blank" title=3D"visit =
our website" style=3D"color:#006a4d;">visit our website</a> where you =
can also find out more about making your repayments.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
=20
=20
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;"> </td></tr></tbody></table>
=20
<!-- [4a] TEXT (with H2) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#006a4d;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#006a4d" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px 25px 20px; =
mso-padding-alt:25px 20px 25px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"center">
You can also contact the following =
organisations for free advice
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#ffffff; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"center">
These organisations give free, independent =
advice and can help you with whatever money worries you have.=20
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!-- [12] TABLE (version 2) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#006a4d" =
style=3D"margin:auto; background-color:#006a4d;">
<tbody><tr>
<td style=3D"padding:0 0 30px 0; font-size:0; =
line-height:0;">
<table class=3D"m_w100pc-30" align=3D"center" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"width:560px;">
<tbody><tr>
<td style=3D"border-top:1px solid #ffffff; =
border-left:1px solid #f0f0f0; border-right:1px solid #f0f0f0; =
border-bottom:1px solid #f0f0f0; background-color:#ffffff ">
<table class=3D"m_w100pc =
m_tableFontReduction" align=3D"left" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0" style=3D"width:560px;">
<tbody><tr>
<td =
style=3D"width:16px;"> </td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px; padding-right:12px;">
Citizens Advice
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px;padding-right:12px;">
Call <span =
style=3D"white-space: nowrap">03444 111 444</span>
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:216px; padding-right:3px;">
<a =
href=3D"https://www.citizensadvice.org.uk/?elqTrackId=3D335616de1ad244ed8=
d8d05dc01b56f26&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=
=3D1&elqCampaignId=3D309" style=3D"text-decoration:underline; =
color:#006a4d;word-break: break-all;" target=3D"_blank" =
title=3D"Citizens Advice">www.citizensadvice.org.uk</a>
</td>
<td =
style=3D"width:16px;"> </td>
</tr>
<tr>
<td colspan=3D"7" =
class=3D"f_LBJ" align=3D"center" height=3D"1" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;"><table class=3D"m_w100pc-30" width=3D"528" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
height=3D"1"><tbody><tr><td style=3D"height:1px; font-size:1px; =
line-height:1px; box-sizing:content-box; border-bottom:1px solid =
#bfbfbf;"> </td></tr></tbody></table></td>
</tr>
<tr>
<td =
style=3D"width:16px;"> </td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px; padding-right:12px;">
National Debtline
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px;padding-right:12px;">
Call <span =
style=3D"white-space: nowrap">0808 808 4000</span>
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:216px; padding-right:3px;">
<a =
href=3D"https://www.nationaldebtline.org/?elqTrackId=3D86031302d9174a6d92=
3acde8fd9cace9&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D=
1&elqCampaignId=3D309" style=3D"text-decoration:underline; =
color:#006a4d;word-break: break-all;" target=3D"_blank" =
title=3D"National Debtline">www.nationaldebtline.org</a>
</td>
<td =
style=3D"width:16px;"> </td>
</tr>
<tr>
<td colspan=3D"7" =
class=3D"f_LBJ" align=3D"center" height=3D"1" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;"><table class=3D"m_w100pc-30" width=3D"528" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
height=3D"1"><tbody><tr><td style=3D"height:1px; font-size:1px; =
line-height:1px; box-sizing:content-box; border-bottom:1px solid =
#bfbfbf;"> </td></tr></tbody></table></td>
</tr>
<tr>
<td =
style=3D"width:16px;"> </td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px; padding-right:12px;">
Money and Pensions Service
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px;padding-right:12px;">
Call <span =
style=3D"white-space: nowrap">0800 138 7777</span>
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:216px; padding-right:3px;">
<a =
href=3D"https://www.moneyadviceservice.org.uk/en?elqTrackId=3D749c55b2ae5=
34ef28edb219f48f8ddfc&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890=
&elqat=3D1&elqCampaignId=3D309" style=3D"text-decoration:underline; =
color:#006a4d;word-break: break-all;" target=3D"_blank" title=3D"Money =
and Pensions Service">www.moneyadviceservice.org.uk</a>
</td>
<td =
style=3D"width:16px;"> </td>
</tr>
<tr>
<td colspan=3D"7" =
class=3D"f_LBJ" align=3D"center" height=3D"1" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;"><table class=3D"m_w100pc-30" width=3D"528" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
height=3D"1"><tbody><tr><td style=3D"height:1px; font-size:1px; =
line-height:1px; box-sizing:content-box; border-bottom:1px solid =
#bfbfbf;"> </td></tr></tbody></table></td>
</tr>
<tr>
<td =
style=3D"width:16px;"> </td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px; padding-right:12px;">
Business Debtline
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px;padding-right:12px;">
Call <span =
style=3D"white-space: nowrap">0800 197 6026</span>
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:216px; padding-right:3px;">
<a =
href=3D"https://www.businessdebtline.org/?elqTrackId=3D7a40cdc2823e4fe293=
8d0b5292dba550&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D=
1&elqCampaignId=3D309" style=3D"text-decoration:underline; =
color:#006a4d;word-break: break-all;" target=3D"_blank" =
title=3D"Business Debtline">www.businessdebtline.org</a>
</td>
<td =
style=3D"width:16px;"> </td>
</tr>
<tr>
<td colspan=3D"7" =
class=3D"f_LBJ" align=3D"center" height=3D"1" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;"><table class=3D"m_w100pc-30" width=3D"528" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
height=3D"1"><tbody><tr><td style=3D"height:1px; font-size:1px; =
line-height:1px; box-sizing:content-box; border-bottom:1px solid =
#bfbfbf;"> </td></tr></tbody></table></td>
</tr>
<tr>
<td =
style=3D"width:16px;"> </td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px; padding-right:12px;">
The Farming Community Network =
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:156px;padding-right:12px;">
Call <span =
style=3D"white-space: nowrap">03000 111 999</span>
</td>
<td class=3D"f_LBJ" =
align=3D"left" valign=3D"top" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:16px; text-decoration:none; padding-top:15px; =
padding-bottom:14px; width:216px; padding-right:3px;">
<a =
href=3D"https://fcn.org.uk/?elqTrackId=3De1b3d8814b0746158b8ec32403ff9d0d=
&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D1&elqCampaig=
nId=3D309" style=3D"text-decoration:underline; color:#006a4d; =
word-break: break-all;" target=3D"_blank" title=3D" The Farming =
Community Network">www.fcn.org.uk</a>
</td>
<td =
style=3D"width:16px;"> </td>
</tr>
<tr>
<td colspan=3D"7" =
class=3D"f_LBJ" align=3D"center" height=3D"1" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:0; line-height:0; =
text-decoration:none;"><table class=3D"m_w100pc-30" width=3D"528" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
height=3D"1"><tbody><tr><td style=3D"height:1px; font-size:1px; =
line-height:1px; =
box-sizing:content-box;"> </td></tr></tbody></table></td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table> =20
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;"> </td></tr></tbody></table>
=20
<!-- [4a] TEXT (with H2) -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:30px 20px 20px 20px; =
mso-padding-alt:25px 20px 20px 20px; font-size:0; line-height:0;" =
valign=3D"top" align=3D"left">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:20px;" align=3D"left">
Reminder of your Bounce Back Loan terms =
and conditions
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
When you applied for your Bounce Back =
Loan, you declared that you understood that:
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
<tbody><tr>
<td style=3D"padding:0px 20px 30px 20px; =
mso-padding-alt:0px 20px 25px 20px;" align=3D"left">
<table class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;" width=3D"560" cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
=20
<tbody><tr>
<td class=3D"f_LBJ" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none; padding-bottom: 20px;" =
align=3D"left">
<table class=3D"m_w100pc" width=3D"560" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0">
<tbody><tr>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;padding-bottom: =
15px" width=3D"15" valign=3D"top" align=3D"left">
=E2=80=A2
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none; padding-bottom: =
15px" valign=3D"top" align=3D"left">
You're fully liable for all =
repayments, and if you're unable to meet these obligations, this could =
negatively affect your credit score.
</td>
</tr>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;padding-bottom: =
15px" width=3D"15" valign=3D"top" align=3D"left">
=E2=80=A2
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;padding-bottom: =
15px" valign=3D"top" align=3D"left">
The 100% Government =
guarantee is provided to cover any losses the lender makes and does not =
cover any losses that you might suffer if you're unable to meet your =
payment obligations.
</td>
</tr>
<tr>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;" width=3D"15" =
valign=3D"top" align=3D"left">
=E2=80=A2
</td>
<td class=3D"f_LBJ" =
style=3D"color:#323232; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; text-decoration:none;" valign=3D"top" =
align=3D"left">
We would not carry out any =
affordability checks on your application.
</td>
</tr>
</tbody></table>
</td>
</tr>
<tr>
<td class=3D"f_LBJ" style=3D"color:#323233; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none;" align=3D"left">
For the full set of declarations you made, =
please refer to your Bounce Back Loan application form.
</td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table>
=20
<!-- V SPACER 13 -->
<table class=3D"m_w100pc" width=3D"100%" height=3D"13" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:12px; =
box-sizing:content-box;"> </td></tr></tbody></table>
<!-- FOOTER TEXT -->
<table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"m_p20 m_pb0" style=3D"font-size:0; =
line-height:0;" align=3D"left">
<table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" align=3D"center">
<tbody><tr>
<td class=3D"m_p0 m_pb30 f_LBJ" =
style=3D"font-size:12px; line-height:16px; =
font-family:arial,helvetica,sans-serif; color:#323233; padding:30px 20px =
30px 20px;">
=20
<strong class=3D"f_LBJ" =
style=3D"font-family:arial,helvetica,sans-serif; font-weight: bold; =
color:#323233;">Security Information</strong><br>
Lloyds Bank never send emails that ask =
for confidential or security information. We=E2=80=99ll never send you =
an email asking for your log on details, or direct you to a webpage that =
asks for this information. Visit our online <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3Da6b2378b3483437b9523bb05d20a9303&elq=3D1ef39b528=
4f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D1&elqCampaignId=3D309" =
target=3D"_blank" title=3D"www.lloydsbank.co.uk/security" =
style=3D"color:#006A4D;">security pages</a> for more details.<br><br>
Please note that any data sent via =
e-mail is not secure and could be read by others.<br><br>
<strong class=3D"f_LBJ" =
style=3D"font-family:arial,helvetica,sans-serif; font-weight: bold; =
color:#323233;">Email Tracking</strong> =E2=80=93 review our <a =
href=3D"https://www.lloydsbank.com/cookies.html?elqTrackId=3Dde79d4cc6f18=
4d908d46d142ea4ce46b&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&=
elqat=3D1&elqCampaignId=3D309" target=3D"_blank" title=3D"Cookies =
Policy" style=3D"color:#006A4D;">Cookies Policy</a>. <br>
We track emails to help us improve the =
communications we send. We use small images called pixels within our =
emails to tell us things like whether you opened the email, how many =
times and the device you used. We may also set a cookie to find out if =
you clicked on any links in the email. <br><br>
<strong class=3D"f_LBJ" style=3D"font-family:arial,helvetica,sans-serif; =
font-weight: bold; color:#323233;">Our service promise</strong><br />
If you experience a problem, we will always try to resolve it as quickly =
as possible. Please bring it to the attention of any member of staff. =
Our complaints procedures are published at <a =
href=3D"https://www.lloydsbank.com/business/contact-us.html?elqTrackId=3D=
2b3e6dbe9bef4f46a77c135a95739a46&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&e=
lqaid=3D890&elqat=3D1&elqCampaignId=3D309&elqcst=3D272&elqcsid=3D2238" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"lloydsbank.com/business/contactus"> =
lloydsbank.com/business/contactus </a>
=20
<br><br>
If you have a hearing or speech =
impairment you can use Relay UK. More information on the Relay UK =
Service can be found at: <a =
href=3D"https://www.relayuk.bt.com/?elqTrackId=3D6bcbfca94fb54c3982bda343=
8678fc33&elq=3D1ef39b5284f54b7cbdea9e1798d8ccc8&elqaid=3D890&elqat=3D1&el=
qCampaignId=3D309" style=3D"text-decoration:underline; color:#006A4D;" =
target=3D"_blank" title=3D"relayuk.bt.com/">relayuk.bt.com</a><br><br>
Calls may be monitored or recorded in =
case we need to check we have carried out your instructions correctly =
and to help improve our quality of service.<br>
<br>
Occasionally we may need to carry out =
essential maintenance, resulting in some interruption to service.<br>
<br>
While all reasonable care has been taken =
to ensure that the information provided is correct, no liability is =
accepted by Lloyds Bank for any loss or damage caused to any person =
relying on any statement or omission. This is for information only and =
should not be relied upon as offering advice for any set of =
circumstances. Specific advice should always be sought in each =
instance.<br><br>
=20
We send communications like this, either for legal reasons or to let you =
know about changes to your accounts or services.
<br><br>
We adhere to The Standards of Lending =
Practice which are monitored and enforced by the LSB and apply to =
businesses which have an annual turnover of no more than =C2=A325 =
million.<br><br>
=20
Eligible deposits with us are protected =
by the Financial Services Compensation Scheme (FSCS). We are covered by =
the Financial Ombudsman Service (FOS). Please note that due to FSCS and =
FOS eligibility criteria not all business customers will be =
covered.<br><br>
Lloyds Bank plc Registered Office: 25 =
Gresham Street, London EC2V 7HN. Registered in England and Wales no. =
2065. Telephone: 0207 626 1500. <br><br>
Authorised by the Prudential Regulation =
Authority and regulated by the Financial Conduct Authority and the =
Prudential Regulation Authority under Registration Number 119278.=20
</td>
</tr>
</tbody></table>
<!--[if gte mso 15]><br /> <![endif]-->
</td>
</tr>
</tbody></table>
=20
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"http://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup2/%7B6162779c-1ff6-4e00-ab10-a05762c0b4d8%7D_spacer.gif=
" alt=3D"" style=3D"display:block; width:600px; border:1px solid =
transparent;" width=3D"600" height=3D"1">
<!--[endif]----><!---->
</div>
<img =
src=3D'https://s1705133317.t.en25.com/e/FooterImages/FooterImage1?elq=3D1=
ef39b5284f54b7cbdea9e1798d8ccc8&siteid=3D1705133317' alt=3D"" border=3D0 =
width=3D1px height=3D1px></body></html>
------=_NextPart_000_02F4_01DAD479.1B928750--