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Reply-To: <email-marketing@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: More people are investing. Are you?
Date: Wed, 24 Sep 2025 14:53:49 +0100
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It doesn't have to be complicated
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/2TS2EalW8mgt1nLgL2i2Fw~~/AAAHahA~/HCNwIBuWpmFt04M7WLH5qv7pJ1PAg3Pu-VJjUEFJFsh6vfnwQiVWmYz9xs4BScPlDbWfyV0qvDdvHuwAOAGs1bqSVKqjaN16f08LRS1HhKI~>
Turn today’s £1 into tomorrow’s possibilities
<https://clicks.monzo.com/f/a/HzMTqe6kM-bBMkXfggZHvA~~/AAAHahA~/ooricZpD_fbH1M8erHCTt8Zv4PcyJr68bl2OSqU11Zpc2wh_djPac8stXNOmSWjnNY1mX0e50DqTncCDhPnGMdqWenKXDZKHnB3B1r78-fs3U1jZxDuWSl-s7veu-Fn3_7vDD_r-QGFC89O9F7aEYmsM0EFBAD7aDIgAtOZ6eel6g06ule9szPoy8_LaHb_UFDuNNXqyj5yW7YLeBW1qOdidvgF5rRDWpSpzH9OhXSg~>
We’re a nation of savers, but investing could take your long-term goals
further.
Saving is smart, but investing for longer could offer higher returns than
cash savings alone.
That’s why more people in the UK are choosing to invest for their future.
But investing is a long-term journey, and the value of your investments can
go down as well as up.
With Monzo, you don’t need to be a financial expert. Start with just £1 and
pick funds that match your values, interests, and comfort with risk.
Explore your options
<https://clicks.monzo.com/f/a/WMc1Ms6KS3cqOuxEFKK4AA~~/AAAHahA~/nRndYE8deqj-MkkVeCBY7Lv_fXGneErL5Sa8O_TrRu3Ckj0nUIvJ8taPGTNMaCMkHRgZzCBEEd2z1F7YWjY1exUlGUur4rmrBctUyx3bglBKmyPoaIdMv67NjoRvlPc3UBjkz1r9z7WVdyG5oSgc0l1CqQ-RSuNEceC0c9WwMaSW0CjqjL2TFzVZhfnmpLMVdDIW9RtY_qTZo3-SJkc6kA~~>
Ts&Cs apply.
Set up in minutes.
Invest with ease.
Our funds are designed to make investing simple, no
matter how experienced you are.
<https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/MsIswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xxkgyroOQqbhqt7Dwd6ausuGsxDiPCtVhYdyzKBJvB5jnNjftuGLAbd_4aAvIlUw9WqA5Lq681d1GCzo_b8amJ3W2w1mJE2OCub_OUDRDljyV-_jH24EKm86He1ZLcqxcbgLvq6bskJkg~~>
Ready-made
Pick a fund that suits your risk level: careful, balanced, or adventurous.
<https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/MsIswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xxkgyroOQqbhqt7Dwd6ausuGsxDiPCtVhYdyzKBJvB5jnNjftuGLAbd_4aAvIlUw9WqA5Lq681d1GCzo_b8amJ3W2w1mJE2OCub_OUDRDljyV-_jH24EKm86He1ZLcqxcbgLvq6bskJkg~~>
Themed
Choose industries you're interested in, from tech to clean energy.
<https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/MsIswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xxkgyroOQqbhqt7Dwd6ausuGsxDiPCtVhYdyzKBJvB5jnNjftuGLAbd_4aAvIlUw9WqA5Lq681d1GCzo_b8amJ3W2w1mJE2OCub_OUDRDljyV-_jH24EKm86He1ZLcqxcbgLvq6bskJkg~~>
Geographic
Invest in regions you know or want to explore, from local to global.
Start investing
<https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/MsIswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xxkgyroOQqbhqt7Dwd6ausuGsxDiPCtVhYdyzKBJvB5jnNjftuGLAbd_4aAvIlUw9WqA5Lq681d1GCzo_b8amJ3W2w1mJE2OCub_OUDRDljyV-_jH24EKm86He1ZLcqxcbgLvq6bskJkg~~>
We're an authorised and
regulated bank
<https://clicks.monzo.com/f/a/SRwcQzI4G6E84OKZzTePSQ~~/AAAHahA~/s6SvlmGISWY_APmX7TRAd04RG2GcKItxWSLdUoPdPF8OrUg652V5yNxaYYOA79Qty1fbGe2fTeHeYCldhRfzokqahw2b0FSlMHHMK-qfFFqQDQzRyHUkbWrenq1pHNMpohx2mR59Yp-BhqRFrfB6Xw~~>
<https://clicks.monzo.com/f/a/n-vvuoG_SODXGdZWBJ1hYQ~~/AAAHahA~/VBtAv7OmLozqtQJzT__i4gSF9p_siUI-8LPIlr5Hg8kBigZsKOMCMGCakDtNj6-sC_84S_xK0dz3aozzz2P6DRsBu5dq5vTQAcZoqKQe8ZDaCESZv_i2pE7lEiWnmKHXt6xTOXBrLQRj5CpaBRh6JA~~>
<https://clicks.monzo.com/f/a/gIzm1AcDJaGgvUoN9j22Tg~~/AAAHahA~/CXZKusjeSpNSyIVP59QSdmiwXrNoSnGHDKeup-4WA1qwPVLkWciyoOetGxmH0GyAUnaCOnI2iF0cKGfSN9ccy3EHjNm6TjDXZR-RaWD-BsudI_7bm2ntnTkyc7CG94cNLhZJhz3BsHX-6LH4J-9GJcMIApUhj3xT1r4lf2n9Mi0AjSew3uMEgM60HrDlSB-l_uS7RfYT_H7EnHMaJZ5bGw~~>
<https://clicks.monzo.com/f/a/s7GATu1UvjZJ6Ai1AarL1g~~/AAAHahA~/cPJab-JKW_WvoWzSPmC64fm5lRQaFopMg6Ukj7-J4nqq3dMfS3wZLgWn31GqD7WYJZWigJy6IeI2zkdGKVDibeDF9UPqotZ1mJvJyLJ-PlFIYlAbKR0xqQcKSIukcqch>
<https://clicks.monzo.com/f/a/HaxMi7WEiBdi5MdGC_wXKw~~/AAAHahA~/4ujemvxsKKO7gAnshgyS4ZVESokhjySVQ1DSh0asoIuFjvgNKNaeRZ2ZIMCKsvWEO7YKmNKcXNNBG7VwUwNbryVzQld3eaCxEtSrIEwttyagYcsJ3UsRRiExx7qcddfo>
The value of your investments could go up or down and you could get back
less than you put in.
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/wQEqVb1vRcvuKUNj_B1pog~~/AAAHahA~/t4rItC9rKrQjuj8VOkOPnnUUa-OZAvqYUG6ATqI0m6O06dSxKoTQhTDdGHj4f4YyGoEKnIEiQMdBOq-7GdzaLFC_EAnZ3TISmxWIPuM-lMihOodCJy3aX7aep3qGr-rii8lYbw2MpJ5-L98LUMrWhw~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/CWqywJnM0UZm8xmpn2HDcQ~~/AAAHahA~/6DP1isVdiybjk19PiWMV8bSgzM6RSE2oVK4Kbax6skCvNagjz6QZNzGkMsVq-InTCXGQi9vVwzvcKuhMKuiSPemnAP9mW2EzgmxpnuCJ1SiG7fcXVpJm118JxF84TyF5NNSYOP1swMHVoozoMIySJA~~>
<https://clicks.monzo.com/f/a/oONigfjvNlQ-q_Nk39Lsbg~~/AAAHahA~/fo7NWF8twx2cNuPe2A-hkNe3FAk7pAygXGcsjf4iPoXN7T4ZHwG3fuKuKeD2qH4-kv_J2gDqo9qj1fDZ17m_ukJb9j9Rdn-f05fTFV9dhzzPZMsKcO4Yb6q6LdT-464w>
<https://clicks.monzo.com/f/a/Qq8S3qOnPmKzWeVGLAP2NA~~/AAAHahA~/nsQP06F6hbAxi-Ob1bnw0lyqTYKzXgWxpAGG8sUefil_jrkswA1F2uJrhBTSQOPLJ61Xf2faU0atzweuZyG8jYqAvIJBXEW0dDnF17HpuZ5P78npCcdEiTb3tiwzEaz7>
<https://clicks.monzo.com/f/a/2TS2EalW8mgt1nLgL2i2Fw~~/AAAHahA~/HCNwIBuWpmFt04M7WLH5qv7pJ1PAg3Pu-VJjUEFJFsh6vfnwQiVWmYz9xs4BScPlDbWfyV0qvDdvHuwAOAGs1bqSVKqjaN16f08LRS1HhKI~>
<https://clicks.monzo.com/q/BcUFgdvNJwDH6ZadrHC-kg~~/AAAHahA~/TAZ2qvbyI5FgFtctQH_ZJ66-A52p0m2Ltbun_pqmWxCh7IpaspnjFgAR9f5cJWewLssDm5KoB-GhrZpIxRUaKQ~~>
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</style>=0A=
=0A=
<title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
=0A=
=0A=
<body id=3D"body" class=3D"body body-fix darkmode" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">It =
doesn't have to be complicated</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
<!-- Email Start -->=0A=
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<tr>=0A=
<td class=3D"pt-25 pr-25" align=3D"right" style=3D"padding:55px =
50px 25px 20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/2TS2EalW8mgt1nLgL2i2Fw~~/AAAHahA~/HC=
NwIBuWpmFt04M7WLH5qv7pJ1PAg3Pu-VJjUEFJFsh6vfnwQiVWmYz9xs4BScPlDbWfyV0qvDd=
vHuwAOAGs1bqSVKqjaN16f08LRS1HhKI~" target=3D"_blank">=0A=
<img class=3D"logo" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6874ed7c9ec74d008468aca9/original.png?1752493436" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"144" alt=3D"Monzo">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
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<tr>=0A=
<td align=3D"center">=0A=
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cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color: #F2F8F3;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"pt-0 pl-25 pr-25" =
align=3D"center" style=3D"padding:15px 45px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
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<h1 class=3D"h1 =
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sans-serif;font-weight:bold;font-size:40px;line-height:48px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
Turn =
today=E2=80=99s =C2=A31 into tomorrow=E2=80=99s possibilities=0A=
</h1>=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
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<td align=3D"center">=0A=
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in href -->=0A=
<a =
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ricZpD_fbH1M8erHCTt8Zv4PcyJr68bl2OSqU11Zpc2wh_djPac8stXNOmSWjnNY1mX0e50Dq=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
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border=3D"0" style=3D"outline:none; text- decoration:none; =
-ms-interpolation-mode: bicubic; border:none; =
display:block;width:510px;" width=3D"510" alt=3D"Stylized illustration =
of an acorn beside green leaves on a dark background. A pink circle in =
the corner adds a playful touch, conveying a modern, minimalist feel.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
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</td>=0A=
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<!-- Header End -->=0A=
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<tr>=0A=
<td class=3D"pl-25 pr-25 darkmode2" =
align=3D"left" style=3D"padding:0px 45px 30px;background-color: =
#F2F8F3;">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"Font2 ptb-25" =
align=3D"left" style=3D"padding:20px 0px 10px 0px;">=0A=
<h2 class=3D"h2 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
We=E2=80=99re a nation =
of savers, but investing could take your long-term goals further.=0A=
</h2>=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Paragraph Start -->=0A=
<tr>=0A=
<td class=3D"Font2 pt-0 pb-0" =
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ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
Saving is smart, but =
investing for longer could offer higher returns than cash savings alone. =
<br><br>=0A=
=0A=
That=E2=80=99s why more =
people in the UK are choosing to invest for their future. But investing =
is a long-term journey, and the value of your investments can go down as =
well as up.<br><br>=0A=
=0A=
With Monzo, you =
don=E2=80=99t need to be a financial expert. Start with just =C2=A31 and =
pick funds that match your values, interests, and comfort with risk.=0A=
</p>=0A=
</td>=0A=
</tr>=0A=
<!-- Paragraph End -->=0A=
<!-- CTA Start -->=0A=
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<td class=3D"pt-25 darkmode2">=0A=
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class=3D"fullWidth" width=3D"280" border=3D"0" cellspacing=3D"0" =
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=
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=
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xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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ndYE8deqj-MkkVeCBY7Lv_fXGneErL5Sa8O_TrRu3Ckj0nUIvJ8taPGTNMaCMkHRgZzCBEEd2=
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=
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=
<![endif]-->=0A=
=
<a class=3D"fullWidth darkmodeFont1" =
href=3D"https://clicks.monzo.com/f/a/WMc1Ms6KS3cqOuxEFKK4AA~~/AAAHahA~/nR=
ndYE8deqj-MkkVeCBY7Lv_fXGneErL5Sa8O_TrRu3Ckj0nUIvJ8taPGTNMaCMkHRgZzCBEEd2=
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sans-serif;font-weight:800;font-size:16px;line-height:40px;text-align:cen=
ter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Expl=
ore your options</a>=0A=
=
<!--[if mso]>=0A=
=
</center>=0A=
=
</v:roundrect>=0A=
=
<![endif]-->=0A=
=
</div>=0A=
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</td>=0A=
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</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
<!-- Paragraph Start -->=0A=
<tr>=0A=
<td class=3D"Font2" =
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<p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
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ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
<a =
class=3D"darkmodeFont2" target=3D"_blank" =
style=3D"color:#112231">Ts&Cs apply.</a>=0A=
</p>=0A=
</td>=0A=
</tr>=0A=
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</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
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<!-- Module 2 Hero End -->=0A=
=0A=
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<!-- Module 4 Secondary Module Icon 3 x 1 Start =
-->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth darkmode7" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation" bgcolor=3D"#FF4F40">=0A=
=0A=
<tr>=0A=
<td =
style=3D"border-radius:25px;padding-top:30px;padding-bottom:30px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"510" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<!-- Three Columns Start -->=0A=
<tr>=0A=
<td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
=0A=
</td>=0A=
<td align=3D"center" =
style=3D"background-color:#FFFFFF;border-radius:20px;" =
class=3D"darkmode">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<!-- Title Copy Start -->=0A=
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<td align=3D"center" =
style=3D"padding:25px 0px 30px;" colspan=3D"5">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"h2 =
darkmodeFont1" align=3D"center" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:32px;line-height:40px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:center;padding:0px 0px 0px =
0px;">=0A=
Set up in =
minutes.<br>=0A=
Invest with ease.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"pb-0 =
darkmodeFont1 p" align=3D"center" style=3D"font-family:'MonzoSansR', =
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sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:center;padding:15px 13px 0px =
13px;">Our funds are designed to make investing simple, no<br =
class=3D"hide-mobile"> matter how experienced you are.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Title Copy End -->=0A=
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<td align=3D"center" =
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class=3D"fullWidth" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;" role=3D"presentation">=0A=
<tr>=0A=
<td =
class=3D"fullWidth mobile pb-25">=0A=
<table =
align=3D"center" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;" role=3D"presentation">=0A=
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Start -->=0A=
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<td =
class=3D"fullWidth mobile" align=3D"center">=0A=
<!-- =
insert URL in href -->=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/Ms=
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=
<!-- insert image source in src -->=0A=
=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/68c3d78b269e0e008223c145/original.png?1757665163" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" alt=3D"A =
red square icon with rounded corners features three vertical white bars =
of varying heights, resembling a simple bar chart, symbolizing data or =
analytics.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image =
End -->=0A=
<!-- Title =
Start -->=0A=
<tr>=0A=
<td =
class=3D"darkmodeFont1 h4" style=3D"font-family:'MonzoSansEB', Tahoma, =
Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:20px;line-height:24px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:center;padding:20px 0px =
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</td>=0A=
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<!-- Title =
End -->=0A=
<!-- Copy =
Start -->=0A=
<tr>=0A=
<td =
class=3D"pb-0 darkmodeFont1 p" align=3D"center" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
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ight-rule:exactly;color:#112231;text-align:center;padding:15px 13px 0px =
13px;">Pick a fund that suits your risk level: careful, balanced, or =
adventurous.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy =
End -->=0A=
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</td>=0A=
<td =
class=3D"fullWidth mobile pb-25">=0A=
<table =
align=3D"center" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;" role=3D"presentation">=0A=
<!-- Image =
Start -->=0A=
<tr>=0A=
<td =
class=3D"fullWidth mobile" align=3D"center">=0A=
<!-- =
insert URL in href -->=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/Ms=
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target=3D"_blank">=0A=
=
<!-- insert image source in src -->=0A=
=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/68c3d78c945a1300660f8470/original.png?1757665163" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" alt=3D"Red =
square icon with white geometric shapes: a circle, square, and triangle. =
Minimalist design conveys simplicity and balance.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image =
End -->=0A=
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Start -->=0A=
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<td =
class=3D"darkmodeFont1 h4" style=3D"font-family:'MonzoSansEB', Tahoma, =
Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:20px;line-height:24px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:center;padding:20px 0px =
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</td>=0A=
</tr>=0A=
<!-- Title =
End -->=0A=
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Start -->=0A=
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<td =
class=3D"pb-0 darkmodeFont1 p" align=3D"center" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
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ight-rule:exactly;color:#112231;text-align:center;padding:15px 13px 0px =
13px;">Choose industries you're interested in, from tech to clean energy.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy =
End -->=0A=
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</td>=0A=
<td =
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cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;" role=3D"presentation">=0A=
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Start -->=0A=
<tr>=0A=
<td =
class=3D"fullWidth mobile" align=3D"center">=0A=
<!-- =
insert URL in href -->=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/Ms=
IswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xx=
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target=3D"_blank">=0A=
=
<!-- insert image source in src -->=0A=
=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/68c3d78bdea6930072ddc78f/original.png?1757665163" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:50px;" width=3D"50" alt=3D"Red =
square icon with rounded corners featuring a white globe symbol with =
horizontal and vertical lines, suggesting internet or global =
connectivity.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image =
End -->=0A=
<!-- Title =
Start -->=0A=
<tr>=0A=
<td =
class=3D"darkmodeFont1 h4" style=3D"font-family:'MonzoSansEB', Tahoma, =
Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:20px;line-height:24px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:center;padding:20px 0px =
0px;">Geographic=0A=
</td>=0A=
</tr>=0A=
<!-- Title =
End -->=0A=
<!-- Copy =
Start -->=0A=
<tr>=0A=
<td =
class=3D"pb-0 darkmodeFont1 p" align=3D"center" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:center;padding:15px 13px 0px =
13px;">Invest in regions you know or want to explore, from local to =
global.=0A=
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</tr>=0A=
<!-- Copy =
End -->=0A=
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</td>=0A=
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style=3D"padding-bottom:30px;">=0A=
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cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td =
width=3D"13"></td>=0A=
<td align=3D"center">=0A=
<table =
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<tr>=0A=
<td =
align=3D"center">=0A=
<div>=0A=
=
<!--[if mso]>=0A=
=
<v:roundrect =
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xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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=
<w:anchorlock/>=0A=
=
<center>=0A=
=
<![endif]-->=0A=
=
<a class=3D"fullWidth darkmodeFont1" =
href=3D"https://clicks.monzo.com/f/a/oYmpuiwQjmgmjeT3-FQQmg~~/AAAHahA~/Ms=
IswXL3nmyfottyXwkwHtjdK4ZrnZDHItFSq59-feBXyo8f1erpNjLSbzA0Tm-TsjeUwekF9xx=
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style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
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sans-serif;font-weight:800;font-size:16px;line-height:40px;text-align:cen=
ter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Star=
t investing</a>=0A=
=
<!--[if mso]>=0A=
=
</center>=0A=
=
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=
<![endif]-->=0A=
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</tr>=0A=
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</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
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</td>=0A=
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style=3D"padding-left:40px;">=0A=
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</td>=0A=
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<!-- Module 5 Tertiary Module Icon Support Start =
-->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth darkmode" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation" bgcolor=3D"#ffffff">=0A=
<tr>=0A=
<td =
style=3D"border-radius:25px;padding-top:30px;padding-bottom:30px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"510" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
=0A=
</td>=0A=
<td align=3D"center" =
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</td>=0A=
=
<td width=3D"20" class=3D"hide-mobile">=0A=
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<td class=3D"mobile fullWidth" valign=3D"middle" align=3D"center">=0A=
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height=3D"51" alt=3D"Which. Recommended provider">=0A=
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value of your investments could go up or down and you could get back =
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Don=E2=80=99t want to hear from us again?<br>=0A=
You =
can <a =
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Monzo Bank Limited is a company registered in England and Wales =
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EC2A 2AG.<br>=0A=
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Monzo Bank Ltd is authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential =
Regulation Authority. Our Financial Services Register number is 730427.=0A=
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