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Reply-To: <no-reply@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Budgeting, without the spreadsheets
Date: Wed, 19 Mar 2025 10:32:46 -0000
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Auto-sort payments into categories
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/fWamNReXaB1_R9H5V8h1Cg~~/AAAHahA~/u7oh_q6UOFiyWqjrXtDiRKkhWN6IibJxjncVaUJvNmVA3cR3uML4_qRWILIBe2_AK1BaA0jTVP8HV1cevMEK-E0kXfc84AYgFonjFsq8bqE~>
Budgeting, without the spreadsheets
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Automatically sort payments into categories so you can see what you're
spending each month. Set budgets for things like food shopping and going
out, and get warnings if you're spending too fast (if you want them).
Set a budget
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Stay in the know,
wherever you go
Get instant notifications the second you pay. Then set budgets and get
alerts when you're spending too fast (if you want them).
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Tame your bills
If you pay your bills through Monzo, we'll let you know if a bill's more
expensive than it was last month, so there are no nasty surprises.
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Sort your spending,
savings and bills
Get instant notifications the second you pay. Then Salary Sorter lets you
sort big payments into different Pots. So as soon as you get paid, you're
set for the month with spending money, savings and bills all neatly
separated but still under one roof. Set budgets and get alerts when you're
spending too fast (if you want them).
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Track your spending trends
Whenever you buy something with Monzo, we automatically put your payment
into a category, like 'Transport' or 'Groceries'.
In the 'Spending' section of Trends tab in your app, you can see what you've
spent on each category every month.
Set a budget
<https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1igAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbjuXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVHZw~~>
Your Extra budgeting benefits
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/642aa173bfd0640a5571a349/original.png?1680515443>
Track spending with custom categories
Extra lets you create your own categories to organise your spending your
way. You can then check out which categories you’re spending the most in
across all your accounts using interactive graphs.
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/642aa1bb975d64495dac7aef/original.png?1680515515>
Divide single transactions into multiple categories
Next time you’re in the supermarket and get tempted by homeware or toys (or
anything else you find in the middle aisle), you could split the purchase
between Groceries and other categories.
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/642aa173975d644953ac7b6f/original.png?1680515443>
Put more spare change aside
With Monzo, you can round up your spending to the nearest pound and put the
spare change in a Pot. And with Extra, you can make roundups work even
harder. With advanced roundups, we times your spare change by 2, 5 or 10, to
help you reach your savings goals faster.
See all benefits
<https://clicks.monzo.com/f/a/FUqg3GKxYgVqfdeq3jhiAw~~/AAAHahA~/lssJjKhtRjHzb7XsejI_VD6ztBvrePYOfQf4eiBrHlhg1oC1tIQ3c7B2dvwAn9pxrVFJqgwxn9G5gdmcLbcoKmdqF-biEagA68qg1Ee06NTI06U1gwtc0BagQoXoouGGZF0BeOfc84A2ELfTCUvSOw~~>
Need help?
<https://clicks.monzo.com/f/a/dHBUOY5PbwZvekN-vU4KpA~~/AAAHahA~/3O9tiAK2Tfmylni5n0Aq5GOaUq6qQS7qdj-znqraVtWZTFk6zPOcbz9SU2LPIEtzz2SUbQfshJlC9fL0FjvX2fkRC1JsHGvIo2yvxiLJd0nBKBKmO-_dtrR1p_gGAO-6jEHU1dZQIxqgIBnRTqWPzYG1o6HLBHcb25VTgFgLFig~>
Your account
<https://clicks.monzo.com/f/a/dHBUOY5PbwZvekN-vU4KpA~~/AAAHahA~/3O9tiAK2Tfmylni5n0Aq5GOaUq6qQS7qdj-znqraVtWZTFk6zPOcbz9SU2LPIEtzz2SUbQfshJlC9fL0FjvX2fkRC1JsHGvIo2yvxiLJd0nBKBKmO-_dtrR1p_gGAO-6jEHU1dZQIxqgIBnRTqWPzYG1o6HLBHcb25VTgFgLFig~>
details
<https://clicks.monzo.com/f/a/vF0pE8XkibbpsoZhuyxolQ~~/AAAHahA~/Exm0UZdJxLXfWWf2TqMCoMWVgXvV7CMxmFAW3EY4A_zF98O0eM-SOyldoqossU1bTHZBhQ65HftMknQTHTdPTuz5H7d_bTHUswBAE4sSAgogzkp2WRXG81OOsRdD3mWY4atpv0buB4GuBWd84FPKYg~~>
Help with
<https://clicks.monzo.com/f/a/29kSccN9aoVehVCEeRD1sQ~~/AAAHahA~/K1VXcGtRgdMvEJKh8A-fM-N4Azc8KzbNEBPilXJUE9nNeamaEerCPsjHtT_GD30wbfmYrhOvkOpmgx9DiIvQ_XoCnDHGYDCAzP73IG-iABwbd35RFCtJsMeRvVA27CrKt9UddLcwwjhcl8ej6RYQew~~>
payments
<https://clicks.monzo.com/f/a/LNZBRGjHvcEzGeXC1IL8MQ~~/AAAHahA~/sl7PKZcPaO2pdZFuTmM6zmtudeCQJW05u-G5YzUDDW6DXQyAuY2mkbnCIChD7UNBMzZ-ennCNOH-QMS9GV6HjdS7VvjzgZYz_accMiT945K4KNbpMY7sLeag1cMym6oZz8IeoiCk2heG1vw36CIEvozbIQxD-ZdNKomnZupqNYM83w56u4hn4lCCUySGqGHA>
Your terms and
<https://clicks.monzo.com/f/a/LNZBRGjHvcEzGeXC1IL8MQ~~/AAAHahA~/sl7PKZcPaO2pdZFuTmM6zmtudeCQJW05u-G5YzUDDW6DXQyAuY2mkbnCIChD7UNBMzZ-ennCNOH-QMS9GV6HjdS7VvjzgZYz_accMiT945K4KNbpMY7sLeag1cMym6oZz8IeoiCk2heG1vw36CIEvozbIQxD-ZdNKomnZupqNYM83w56u4hn4lCCUySGqGHA>
conditions
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/vSVmExzX1G9Radom0Zxe8A~~/AAAHahA~/G4VOoeATsJfULDMfWHUk9gkt356YROsNlh3hT6m3dDszO7wOLzbNPnc9IUSo7OhQBeyupYY0_86KoijpUE0pl5AhdTOFCgHoyveVhQn3GolX36JldjYCeKpFU-pLNoR8JCVyaqV0qcogXBR4A7lcyQ~~>
<https://clicks.monzo.com/f/a/bpa_TyAI29y_unzeaI6yig~~/AAAHahA~/UCxrEx4hBHo5AT8a-T9Qm6zt-kVA35bTcpGYNi1zb9EyTCjQ-3NQJl8vpBXy6Y8E9-zya48mqWiJiuglZUc810jo1Z7qcd7RgBQB2Z95LJ33KBlCKt4QUn7S7oAzukJX>
<https://clicks.monzo.com/f/a/-P6kitcKUX2KAgxsqIglGA~~/AAAHahA~/qHU2MuUV7jF7Y1t6P4s7MMQ2WE3uCK20lQhFRMhru9YMpngMVp5CLGfYvMT7Njp3tSJexSBy1UIugGeg6ESDbgDGcVGFDh1KyyJDX5D8x5kHllywLnAxVxqXvc2tE3A8hurFYaxX34TjzEUFcYajCSNDQZUsRsAiWwbnBK-WxKz-MA0lQJbJI5Qkx5WdGwJ5>
<https://clicks.monzo.com/f/a/ENCVcja4YH8S_3c9whM4BA~~/AAAHahA~/H7RCVb_Fp93h__Rtd-ok4GNquolGYP0J9LD-xglxvU3Xd68avDkd6xB96j2p_4e7oBX9fE_X-gahTSWwUh64Wkr07THuLV2evOoNfcstidKyX0nmN4RwHzpd_4IC0vhjhNjs2_1iqrJiubptyxkVcA~~>
<https://clicks.monzo.com/f/a/fWamNReXaB1_R9H5V8h1Cg~~/AAAHahA~/u7oh_q6UOFiyWqjrXtDiRKkhWN6IibJxjncVaUJvNmVA3cR3uML4_qRWILIBe2_AK1BaA0jTVP8HV1cevMEK-E0kXfc84AYgFonjFsq8bqE~>
Don’t want to hear from us again?
You can unsubscribe
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at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/eRmjDovO4vN_Bp6a9x4fKQ~~/AAAHahA~/SxhqZekBVnZb3gPqwHfIHxg1ieUy_HFz0W_2syiKb1YH0PFs_R3UXPPzzvKVw9pwlHrTZgNKEmgEGfoLSg-BKCJqJwXrhKd4Tpu9Q57S8zKKyl9lULQqJ8Qx1orbipXXSdXvZICM1-V2rQoWjysa9A~~>
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<https://clicks.monzo.com/f/a/qfc_BpTqyYaCcrMUMHVMXQ~~/AAAHahA~/sInwBBlalvWKHzBgZebqgKMrdTOPEKWhUbakNy5rgX3mHBRXc1Z1IvgIweY666WC6BQ3Exe21rLCybfb8q_EnTOfZ_IVthvXeZV5zPV9-5I_0-cbha5nrDDtrKiNrViR>
<https://clicks.monzo.com/q/OVLlJuf9eNqreMfc7uVM0A~~/AAAHahA~/yUOidHM-02cI0I4Jh9HsobJpu46bk811Af472148Ncc5v--0agLDMTHPzFlhmzPkoVUq8yxxKnR-Y3ge-kKN9w~~>
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</style>=0A=
=0A=
<title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"darkmode body body-fix" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Aut=
o-sort payments into categories</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
=0A=
=0A=
<!-- Email Start -->=0A=
<table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;">=0A=
=0A=
<!-- Email Inner Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" class=3D"darkmode =
fullWidth" width=3D"650" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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=0A=
<!-- Logo Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/fWamNReXaB1_R9H5V8h1Cg~~/AAAHahA~/u7=
oh_q6UOFiyWqjrXtDiRKkhWN6IibJxjncVaUJvNmVA3cR3uML4_qRWILIBe2_AK1BaA0jTVP8=
HV1cevMEK-E0kXfc84AYgFonjFsq8bqE~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"113" alt=3D"Monzo">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
=0A=
<!-- Free Trial Banner Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:10px 20px;">=0A=
<table align=3D"center" =
bgcolor=3D"#F2F8F3" class=3D"darkmode3 fullWidth" width=3D"610" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;border-radius:15px;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"mPadLR =
darkmodeFont1" align=3D"center" style=3D"font-family:'MonzoSansB', =
Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:15px 20px;">=0A=
=0A=
=0A=
=0A=
=0A=
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=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
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<!-- Free Trial Banner End -->=0A=
=0A=
<!-- Header Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Budgeting, without the spreadsheets=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank">=0A=
<img class=3D"mobHeaderImg" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6639ffcc3e8c80006756d7d1/original.png?1715077067" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:450px;" width=3D"450" =
alt=3D"Someone sat at their laptop with a phone and cup of coffee, with =
a Hot Coral Monzo card in their hand.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
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</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Header End -->=0A=
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<!-- Intro Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">Automatically sort payments into categories so you can see what =
you're spending each month. Set budgets for things like food shopping =
and going out, and get warnings if you're spending too fast (if you want =
them).=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Set=
a budget</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
<!-- Modules Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<!-- Modules 1-2 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px 20px 10px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<!-- Module 1 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663111ee53d1e55428bd2e65/original.png?1714491886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo app snippet of a supermarket transaction categorised as =
Groceries with a notification of a recent transaction and total amount =
spent today.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Stay =
in the know, <br class=3D"displayNone">wherever you go =0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Get instant notifications the second you pay. Then set budgets =
and get alerts when you're spending too fast (if you want them).=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 1 End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Spacer Between Modules Start -->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!-- Spacer Between Modules End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Module 2 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663111eea5c6b75026f6d0ae/original.png?1714491886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo app snippet of a mobile provider bill being set as a =
repeating payment from a Bills Pot with a notification of this =
transactions upcoming costs.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 15px;">Tame =
your bills <br class=3D"displayNone"><span class=3D"displayNone"> =
</span>=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">If you pay your bills through Monzo, we'll let you know if a =
bill's more expensive than it was last month, so there are no nasty =
surprises.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 2 End -->=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules 1-2 End -->=0A=
<!-- Modules 3-4 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 20px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<!-- Module 3 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663111eed1e2494b04ab3ba9/original.png?1714491886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"Monzo's in-app Salary Sorter with amounts split across multiple =
Pots and the option to edit each amount.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Sort =
your spending, <br class=3D"displayNone">savings and bills=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Get instant notifications the second you pay. Then Salary Sorter =
lets you sort big payments into different Pots. So as soon as you get =
paid, you're set for the month with spending money, savings and bills =
all neatly separated but still under one roof. Set budgets and get =
alerts when you're spending too fast (if you want them).=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 3 End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Spacer Between Modules Start -->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!-- Spacer Between Modules End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Module 4 Start -->=0A=
<table align=3D"left" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:20px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/663111eec6a1c6528314ca50/original.png?1714491886" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"In-app spending categories statistics showing amount of =
transactions and totals for each category.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">Track =
your spending trends <br class=3D"displayNone"><span =
class=3D"displayNone"> </span>=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:10px 20px 25px =
20px;">Whenever you buy something with Monzo, we automatically put your =
payment into a category, like 'Transport' or 'Groceries'. <br><br>In the =
'Spending' section of Trends tab in your app, you can see what you've =
spent on each category every month. <br class=3D"displayNone"><span =
class=3D"displayNone"> </span>=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 4 End -->=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules 3-4 End -->=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/guSgf31-SYcE8AP9c5OEdg~~/AAAHahA~/1i=
gAtPPyKOcfUO5OtTX5bsKbxJYnl8tLDr61sUYdzw0N7h1x6ezToYa1zJKYarW0IQKDFisftbj=
uXX3Ir3y64vxbYVB4YwQzkHBf34ZthHswpEK4lvXhrFgCILE2nC4hAmPR3Rbsx0w_s736BuVH=
Zw~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Set=
a budget</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules End -->=0A=
=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 20px =
20px;">Your Extra budgeting benefits=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
=0A=
<!-- Plan Benefits Module 1 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"40" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:40px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa173bfd0640a5571a349/original.png?1680515443" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:40px;" width=3D"40" alt=3D"">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;">Track spending with custom categories=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Extra lets you create your own categories to organise your =
spending your way. You can then check out which categories =
you=E2=80=99re spending the most in across all your accounts using =
interactive graphs.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Plan Benefits Module 1 End -->=0A=
=0A=
<!-- Plan Benefits Module 2 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"40" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:40px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bb975d64495dac7aef/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:40px;" width=3D"40" alt=3D"">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;">Divide single transactions into multiple categories=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Next time you=E2=80=99re in the supermarket and get tempted by =
homeware or toys (or anything else you find in the middle aisle), you =
could split the purchase between Groceries and other categories.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Plan Benefits Module 2 End -->=0A=
=0A=
<!-- Plan Benefits Module 3 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"40" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:40px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa173975d644953ac7b6f/original.png?1680515443" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:40px;" width=3D"40" alt=3D"">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px =
0px;">Put more spare change aside=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">With Monzo, you can round up your spending to the nearest pound =
and put the spare change in a Pot. And with Extra, you can make roundups =
work even harder. With advanced roundups, we times your spare change by =
2, 5 or 10, to help you reach your savings goals faster.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Plan Benefits Module 3 End -->=0A=
=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:20px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/FUqg3GKxYgVqfdeq3jhiAw~~/AAAHahA~/ls=
sJjKhtRjHzb7XsejI_VD6ztBvrePYOfQf4eiBrHlhg1oC1tIQ3c7B2dvwAn9pxrVFJqgwxn9G=
5gdmcLbcoKmdqF-biEagA68qg1Ee06NTI06U1gwtc0BagQoXoouGGZF0BeOfc84A2ELfTCUvS=
Ow~~" style=3D"height:40px;v-text-anchor:middle;width:280px;" =
arcsize=3D"63%" stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/FUqg3GKxYgVqfdeq3jhiAw~~/AAAHahA~/ls=
sJjKhtRjHzb7XsejI_VD6ztBvrePYOfQf4eiBrHlhg1oC1tIQ3c7B2dvwAn9pxrVFJqgwxn9G=
5gdmcLbcoKmdqF-biEagA68qg1Ee06NTI06U1gwtc0BagQoXoouGGZF0BeOfc84A2ELfTCUvS=
Ow~~" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">See=
all benefits</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
=0A=
=0A=
<!-- Need help? Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"darkmodeFont2" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 30px =
20px;">=0A=
Need help?=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 0px 30px =
0px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/dHBUOY5PbwZvekN-vU4KpA~~/AAAHahA~/3O=
9tiAK2Tfmylni5n0Aq5GOaUq6qQS7qdj-znqraVtWZTFk6zPOcbz9SU2LPIEtzz2SUbQfshJl=
C9fL0FjvX2fkRC1JsHGvIo2yvxiLJd0nBKBKmO-_dtrR1p_gGAO-6jEHU1dZQIxqgIBnRTqWP=
zYG1o6HLBHcb25VTgFgLFig~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa10ccb770f40a23c3f1c/original.png?1680515340" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/dHBUOY5PbwZvekN-vU4KpA~~/AAAHahA~/3O=
9tiAK2Tfmylni5n0Aq5GOaUq6qQS7qdj-znqraVtWZTFk6zPOcbz9SU2LPIEtzz2SUbQfshJl=
C9fL0FjvX2fkRC1JsHGvIo2yvxiLJd0nBKBKmO-_dtrR1p_gGAO-6jEHU1dZQIxqgIBnRTqWP=
zYG1o6HLBHcb25VTgFgLFig~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your =
account<br>details</a> =0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/vF0pE8XkibbpsoZhuyxolQ~~/AAAHahA~/Ex=
m0UZdJxLXfWWf2TqMCoMWVgXvV7CMxmFAW3EY4A_zF98O0eM-SOyldoqossU1bTHZBhQ65Hft=
MknQTHTdPTuz5H7d_bTHUswBAE4sSAgogzkp2WRXG81OOsRdD3mWY4atpv0buB4GuBWd84FPK=
Yg~~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa1bb3110356bfeadd9d4/original.png?1680515515" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/29kSccN9aoVehVCEeRD1sQ~~/AAAHahA~/K1=
VXcGtRgdMvEJKh8A-fM-N4Azc8KzbNEBPilXJUE9nNeamaEerCPsjHtT_GD30wbfmYrhOvkOp=
mgx9DiIvQ_XoCnDHGYDCAzP73IG-iABwbd35RFCtJsMeRvVA27CrKt9UddLcwwjhcl8ej6RYQ=
ew~~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Help with<br>payments</a>=0A=
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</table>=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
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width=3D"12" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:12px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
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</td>=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
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align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt; =
mso-table-rspace:0pt;width:192px;border-radius:10px;" =
role=3D"presentation">=0A=
<tr>=0A=
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style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/LNZBRGjHvcEzGeXC1IL8MQ~~/AAAHahA~/sl=
7PKZcPaO2pdZFuTmM6zmtudeCQJW05u-G5YzUDDW6DXQyAuY2mkbnCIChD7UNBMzZ-ennCNOH=
-QMS9GV6HjdS7VvjzgZYz_accMiT945K4KNbpMY7sLeag1cMym6oZz8IeoiCk2heG1vw36CIE=
vozbIQxD-ZdNKomnZupqNYM83w56u4hn4lCCUySGqGHA">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa25cfa80e45bc6921a28/original.png?1680515676" border=3D"0" =
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sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/LNZBRGjHvcEzGeXC1IL8MQ~~/AAAHahA~/sl=
7PKZcPaO2pdZFuTmM6zmtudeCQJW05u-G5YzUDDW6DXQyAuY2mkbnCIChD7UNBMzZ-ennCNOH=
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and<br>conditions</a>=0A=
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100%;" role=3D"presentation">=0A=
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0px;">=0A=
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es/6780f40bad421d0072ddea00/original.png?1736504331" border=3D"0" =
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Facility - Winner 2024">=0A=
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100%;float:left;" role=3D"presentation">=0A=
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style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:258px;" width=3D"258" =
alt=3D"Smart Money People, British Bank Awards: Best business banking =
provider - Winner 2024">=0A=
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We're an authorised and regulated bank=0A=
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U2MuUV7jF7Y1t6P4s7MMQ2WE3uCK20lQhFRMhru9YMpngMVp5CLGfYvMT7Njp3tSJexSBy1UI=
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Monzo Bank Limited is a company registered =
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