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Reply-To: <no-reply@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Bust investing myths
Date: Wed, 16 Apr 2025 14:37:58 +0100
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Don’t let them stop you investing
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/uBYxOvyLOMSPf0ISKPe_IA~~/AAAHahA~/UOWAXr6AGI7LFF9EDVdtWSYeAQq2HSuOGmOcnLrxiN3UJBDz8PvJsWd2Z9nJfEVt_yPDS7mNtS3LfrEyKHOeOl9Yv6u64BsYRRXnsnkcGRA~>
We’ve got the facts
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
So let’s bust some myths
There are so many investing myths around – some might even stop you from
giving it a go yourself.
But we’re here to give you the facts. We’ve debunked 6 common investing
myths so you know the real deal. Get a teaser of the first few below...
See all 6 myths
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
Terms and conditions apply. You could get back less than you invest.
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
Myth: You need lots of money to invest
No need for a big bank balance here. In fact, you can start investing with
us from as little as £1.
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
Myth: You must be a stock market pro
Not with us. The fund manager BlackRock are the pros and they do the hard
work for you.
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
Myth: You’ll lose all your money
There’s always a risk you can lose money when investing. It’s up to you to
choose how much risk to take.
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
Myth: You’re too young to invest
The truth is actually the opposite. The sooner you start, the more time your
money has to potentially grow.
Want to see the other 2 investing myths? Head over to 6 common investing
myths – and the
<https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kwqhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-KYenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJj5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp>
truths.
All clued up and ready to invest?
<https://clicks.monzo.com/f/a/hftqaoNPrdUui2ESfnrPKg~~/AAAHahA~/Q4e0rzzWzgBN4fjs07_9CcXxafgCb0PknnUTyUE5Ov7N5KVuOQz1nnHyfQGYT4HnGM6r870mB7o4jnw6Fbd6Ahe8Mrqe0fET4z7KChErTiVfjTSCOIofWKgSJ5mvRbt3TzIjbr4maUzPrg7T_i1CEDh45nKhsZ1bXBB7tb7-BKOPG9viRgGSjyP3CyDHNpubZmmxoCdFytacg9ngXZ7RVI7wXlSkXL2-9nZxYqMZL6T6Vx79tBlKnNxEfUc7ZoSw>
All you need to do is pick from 3 simple investment options – then let
experts take care of the rest. You can start with as little as £1.
Open Investment Pot
<https://clicks.monzo.com/f/a/sQOJOoQCmh64jm4PDA9jGA~~/AAAHahA~/lwVxgM_yiHmp_z-Xlua_Yf7bsagUCbYXAoIFiOZvi1cOz5gdFFV5IqV32jYT89Re1GOL0bRh73_Q3zESklBLbjXJclD8B60iFc2gMPHeVgHsBMVjF3hui7gHg29SA3aMZc0t9kdYK_tLmapDcd4HCx3guM4oLhl4HKQ5ZEEedOEGRZ0ch5kPsbaC5CSMKKUEYXq9dZdtMeXK3Ukx_PO4m3UGSZFHFGxNUU_Z8QMVQ6TtVb7Ep9FAxK2lp8Y_j2S7>
iShares® and BlackRock® are trademarks of BlackRock, used under licence.
BlackRock has no obligation or liability in connection with any product or
service offered by Monzo.
The value of your investments could go up or down and you could get back
less than you put in.
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/re98eCDeFTqCToJOG0hRxA~~/AAAHahA~/GUnjxuNBMkqV4dnl6ucuDIGgCI0FThCF6KlI3jqhqz2qupmlgk93Af9UGM7dTyS7ATIBg9XFsPVE6SAq6HNtv28mEv99yCTO1qEq-IK011JNWq9T3RCoidUjcGzfoJsmNkq7-UsCaUOCMDkSssxfVOwH7x52kBXgrJpDKnOA3l0N24JRj2cFJktOE7hDaY5_-e5vu487LkladFioMs0X2A~~>
<https://clicks.monzo.com/f/a/yFCLTg0-ncDy6_OjDLWTxg~~/AAAHahA~/GUnjxuNBMkqV4dnl6ucuDIGgCI0FThCF6KlI3jqhqz2qupmlgk93Af9UGM7dTyS7ATIBg9XFsPVE6SAq6HNtv28mEv99yCTO1qEq-IK011JNWq9T3RCoidUjcGzfoJsmA7lSdJZ9LOBGjWwL7tVpHT3AA82CwBGEqdgAcSB5gJOdTY6scKy8JRbugUrV7CegkN5e6Bp8cl1Tb-PFI0I6zg~~>
<https://clicks.monzo.com/f/a/yFCLTg0-ncDy6_OjDLWTxg~~/AAAHahA~/GUnjxuNBMkqV4dnl6ucuDIGgCI0FThCF6KlI3jqhqz2qupmlgk93Af9UGM7dTyS7ATIBg9XFsPVE6SAq6HNtv28mEv99yCTO1qEq-IK011JNWq9T3RCoidUjcGzfoJsmA7lSdJZ9LOBGjWwL7tVpHT3AA82CwBGEqdgAcSB5gJOdTY6scKy8JRbugUrV7CegkN5e6Bp8cl1Tb-PFI0I6zg~~>
<https://clicks.monzo.com/f/a/yFCLTg0-ncDy6_OjDLWTxg~~/AAAHahA~/GUnjxuNBMkqV4dnl6ucuDIGgCI0FThCF6KlI3jqhqz2qupmlgk93Af9UGM7dTyS7ATIBg9XFsPVE6SAq6HNtv28mEv99yCTO1qEq-IK011JNWq9T3RCoidUjcGzfoJsmA7lSdJZ9LOBGjWwL7tVpHT3AA82CwBGEqdgAcSB5gJOdTY6scKy8JRbugUrV7CegkN5e6Bp8cl1Tb-PFI0I6zg~~>
<https://clicks.monzo.com/f/a/yFCLTg0-ncDy6_OjDLWTxg~~/AAAHahA~/GUnjxuNBMkqV4dnl6ucuDIGgCI0FThCF6KlI3jqhqz2qupmlgk93Af9UGM7dTyS7ATIBg9XFsPVE6SAq6HNtv28mEv99yCTO1qEq-IK011JNWq9T3RCoidUjcGzfoJsmA7lSdJZ9LOBGjWwL7tVpHT3AA82CwBGEqdgAcSB5gJOdTY6scKy8JRbugUrV7CegkN5e6Bp8cl1Tb-PFI0I6zg~~>
<https://clicks.monzo.com/f/a/SW0myUgiy_eFqZUFd865DQ~~/AAAHahA~/7ENX6eH0noQLTapRPi_IHLCc2VNPYGXAq93BA3SKWGo5EJmFAyxUe7N7ao2p5mK-grpMksJA-q_epVewH5W2urvmI_IU0Prp_eIPC0MQ8DG27XoZVYNlyWXC3NxSmYIo>
<https://clicks.monzo.com/f/a/WfmvfUcMp1dW_P1QgNQyyg~~/AAAHahA~/NVW_4kBl_3EnyhKB3A7G0IZFx3viiNzuEubHA02mfPzJC5lqx5vx3UzZg5JNy0NqscvhxEpe1ljSXEL51yK2CO4KEvuCmq7pAqzxZ7nskcqO8JAn4ntyEUQ3owTHB0u51oWBjfmoUhzeCpTn4kacP2ry2aI9oQ4x4e5jB0nzV3hgpwJ-LZLYQiUh0HoncHno>
<https://clicks.monzo.com/f/a/mn0VQT_e5R8N36kddOeFmg~~/AAAHahA~/o-pIgSc_tpTZr4mIJ1DWqRrXptZpxZghUFyHD4hgD-gZAXFydiEZTlOcSwDt5Wr7TDSBSNS5S3PIQh-7UZvG52SrikIMWFad-D6-IeZw9Xi-jwWnOGAKgq9jPoqGJVmc_LZB9WmlUKBJAXiIBcAQ5Q~~>
<https://clicks.monzo.com/f/a/uBYxOvyLOMSPf0ISKPe_IA~~/AAAHahA~/UOWAXr6AGI7LFF9EDVdtWSYeAQq2HSuOGmOcnLrxiN3UJBDz8PvJsWd2Z9nJfEVt_yPDS7mNtS3LfrEyKHOeOl9Yv6u64BsYRRXnsnkcGRA~>
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/7GooMFsCPYbQW7x7xzgJVg~~/AAAHahA~/d34HZf8OONxPc0PayPSytD0piB_Evymq1uUoC3DRVSBJsmAdEAaEMaYp0Cup1Ect-bi6ai6_TOvzjGlLNw7zM5NjJW_0Eg3u3xap2iSEIpBroa5mdE09xoI8rTJtb2A0GM-kSuo151PppR62-yseOA~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
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Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/vjzYvkrx9wfrEkHY1vWtwQ~~/AAAHahA~/9v008HnK4DpumLfQUw_-3kGV47MNogL33HsjSqxHFG_hrmjHOt4ehEnHsrPWFt3zMo6LMObZP9RGeUQ5cm_tKagr--d6dIt1e4Y5-ulVIzrjcH3lUbcvGjpxlvZuOTNeCckhsW4mNgQUzpCl6fGGKA~~>
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<https://clicks.monzo.com/f/a/ePuQ9cRPNZBK1dB8lVB2xw~~/AAAHahA~/065nFSy6FNxGqsXJmFbep89HdVK7gEUvq2dvSC5yiBTvLHPzPmvWa627kFodCx_EwidMRxXuD_7S_1byFbbW42AtGoav-QRca15j9dicIagE4HPQx_GGOoJEiwO9tLfn>
<https://clicks.monzo.com/q/CU0DDb1dbf_k0LtCZtM2RA~~/AAAHahA~/mZjd5jFsjQ2M33v4adLDDsAGoiU73deo_ppq4er2CkNbnFUeblwINcp8FQaLLsZLhyBW73F63Lsk_HLzTFYr7A~~>
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</head>=0A=
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style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
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antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Don=
=E2=80=99t let them stop you investing</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
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<!-- Email Start -->=0A=
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<table align=3D"center" class=3D"fullWidth" =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/uBYxOvyLOMSPf0ISKPe_IA~~/AAAHahA~/UO=
WAXr6AGI7LFF9EDVdtWSYeAQq2HSuOGmOcnLrxiN3UJBDz8PvJsWd2Z9nJfEVt_yPDS7mNtS3=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
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<!-- Header Start -->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 10px =
0px;">We=E2=80=99ve got the facts=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f982cfcb79db0056ad297f/original.gif?1694073551" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:220px;height:220px;" =
width=3D"220" height=3D"220" alt=3D"A magnifying glass hovering over =
pages in a book.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:10px 0px 10px =
0px;">So let=E2=80=99s bust some myths=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
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</td>=0A=
</tr>=0A=
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<!-- Header End -->=0A=
=0A=
<!-- Intro Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">There are so many investing myths around =E2=80=93 some might even =
stop you from giving it a go yourself.<br><br>But we=E2=80=99re =
here to give you the facts. We=E2=80=99ve debunked 6 common investing =
myths so you know the real deal. Get a teaser of the first =
few below...=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
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<tr>=0A=
<td align=3D"center">=0A=
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xmlns:v=3D"urn:schemas-microsoft-com:vml" =
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href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
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stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
Yenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJ=
j5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">See=
all 6 myths</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
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</td>=0A=
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<td align=3D"center" style=3D"padding:0px 20px 20px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px =
20px;">Terms and conditions apply. You could get back less than you =
invest.=0A=
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</table>=0A=
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</tr>=0A=
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100%;" role=3D"presentation">=0A=
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<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 10px =
20px;">=0A=
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width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
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<tr>=0A=
<td align=3D"center">=0A=
<!-- Module 1 Start -->=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
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<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f984560ede910057eaf158/original.png?1694073942" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:175px;" width=3D"175" =
alt=3D"Stack of money with wings">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Myth: You need lots of money to invest=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 25px =
20px;">No need for a big bank balance here. In fact, you can start =
investing with us from as little as =C2=A31. =0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
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width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!-- Spacer Between Modules End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Module 2 Start -->=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
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j5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f98456af352e0061a4ece5/original.png?1694073942" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:175px;" width=3D"175" =
alt=3D"Graph going up and down.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Myth: You must be a stock market pro=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 25px =
20px;">Not with us. The fund manager BlackRock are the pros and they do =
the hard work for you.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 2 End -->=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
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<!-- Modules 3-4 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 10px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<!-- Module 1 Start -->=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
Yenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJ=
j5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f984566035ad00618936e5/original.png?1694073942" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:175px;" width=3D"175" =
alt=3D"Whoops! Spilt ice cream. The cone is upside down, the ice cream =
is melting and the cherries are sad.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Myth: You=E2=80=99ll lose all your money=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 25px =
20px;">There=E2=80=99s always a risk you can lose money when investing. =
It=E2=80=99s up to you to choose how much risk to take.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 1 End -->=0A=
<!--[if mso]></td><td><![endif]-->=0A=
<!-- Spacer Between Modules Start -->=0A=
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width=3D"20" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
<!-- Module 2 Start -->=0A=
<table align=3D"left" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"295" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:295px;border-radius:20px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:30px 0px 20px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
Yenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJ=
j5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f9845611c4890a57ffb6aa/original.png?1694073942" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:175px;" width=3D"175" alt=3D"A =
hanging frame with a cross inside.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">Myth: You=E2=80=99re too young to invest=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 25px =
20px;">The truth is actually the opposite. The sooner you start, the =
more time your money has to potentially grow.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!-- Module 2 End -->=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules 3-4 End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Modules End -->=0A=
=0A=
<!-- Disclaimer Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 0px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px =
20px;">Want to see the other 2 investing myths? Head over to <a =
href=3D"https://clicks.monzo.com/f/a/0p5iUg06TOD2bWpUpnlkOQ~~/AAAHahA~/kw=
qhqEXoRdERr_4iEmpgs5XVxcRBIUbF1a742gXc_FN6aLK4K2Drbu2IzIqOs_WNey2hKZFAg-K=
Yenb5hnEK328s4Sc0VKdb_Wqix_ndixniSBZqY4Gpd5mCB9309VV-xqcYLG8fNTVETQuCWskJ=
j5lxkGiQRDVttjmVVufynPnx30JJKkJzdpZ2G6Qytcjp" target=3D"_blank" =
style=3D"color:#218FB7;text-decoration:underline;font-family:'MonzoSansB'=
, Arial, Helvetica, sans-serif;font-weight:bold;">6 common investing =
myths =E2=80=93 and the truths</a>.=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Disclaimer End -->=0A=
=0A=
<!-- Module 5 Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px =
20px 0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" =
align=3D"center" style=3D"font-family:'Oldschool', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:0px 20px;">All =
clued up and ready to invest?=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center" =
style=3D"padding:0px 0px 0px 0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/hftqaoNPrdUui2ESfnrPKg~~/AAAHahA~/Q4=
e0rzzWzgBN4fjs07_9CcXxafgCb0PknnUTyUE5Ov7N5KVuOQz1nnHyfQGYT4HnGM6r870mB7o=
4jnw6Fbd6Ahe8Mrqe0fET4z7KChErTiVfjTSCOIofWKgSJ5mvRbt3TzIjbr4maUzPrg7T_i1C=
EDh45nKhsZ1bXBB7tb7-BKOPG9viRgGSjyP3CyDHNpubZmmxoCdFytacg9ngXZ7RVI7wXlSkX=
L2-9nZxYqMZL6T6Vx79tBlKnNxEfUc7ZoSw">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/64f849c911cc4708646fa150/original.gif?1693993417" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:180px;height:180px;" =
width=3D"180" height=3D"180" alt=3D"A stack of notes fanning out behind =
a smiling face.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1" =
align=3D"center" style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:0px 20px 20px =
20px;">All you need to do is pick from 3 simple investment options =
=E2=80=93 then let experts take care of the rest. You can start with as =
little as =C2=A31.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 5 End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
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